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Scheme related documents

Every mutual fund house and Specialised Investment Fund we distribute for, and where each one publishes its factsheet, KIM, SID and SAI. Straight to the source, on the fund house’s own website.

Mutual fund houses
43
Specialised Investment Funds
13
Documents linked
224

We link to these documents; we don’t host them. Every link opens the fund house’s own website, so what you read is always the current filing rather than a copy that has gone stale on ours.

Find your fund house

Some fund houses publish all four documents on one downloads page. Where that is the case, all four links in the row lead to the same page.

Mutual funds

Scheme related documents for every mutual fund house, with links to the factsheet, KIM, SID and SAI on the fund house’s own website.
Fund houseFactsheetKIMSIDSAI
360 ONE Mutual Fund360 ONE Asset Management Limited
Factsheet - 360 ONE Mutual FundKIM - 360 ONE Mutual FundSID - 360 ONE Mutual FundSAI - 360 ONE Mutual Fund
Abakkus Mutual FundAbakkus Investment Managers Private Limited
Factsheet - Abakkus Mutual FundKIM - Abakkus Mutual FundSID - Abakkus Mutual FundSAI - Abakkus Mutual Fund
Aditya Birla Sun Life Mutual FundAditya Birla Sun Life AMC Ltd
Factsheet - Aditya Birla Sun Life Mutual FundKIM - Aditya Birla Sun Life Mutual FundSID - Aditya Birla Sun Life Mutual FundSAI - Aditya Birla Sun Life Mutual Fund
Axis Mutual FundAxis Asset Management Company Limited
Factsheet - Axis Mutual FundKIM - Axis Mutual FundSID - Axis Mutual FundSAI - Axis Mutual Fund
Bajaj Finserv Mutual FundBajaj Finserv Asset Management Limited
Factsheet - Bajaj Finserv Mutual FundKIM - Bajaj Finserv Mutual FundSID - Bajaj Finserv Mutual FundSAI - Bajaj Finserv Mutual Fund
Bandhan Mutual FundBandhan Asset Management Company Limited
Factsheet - Bandhan Mutual FundKIM - Bandhan Mutual FundSID - Bandhan Mutual FundSAI - Bandhan Mutual Fund
Bank of India Mutual FundBank of India Investment Managers Private Limited
Factsheet - Bank of India Mutual FundKIM - Bank of India Mutual FundSID - Bank of India Mutual FundSAI - Bank of India Mutual Fund
Baroda BNP Paribas Mutual FundBaroda BNP Paribas Asset Management India Pvt. Ltd.
Factsheet - Baroda BNP Paribas Mutual FundKIM - Baroda BNP Paribas Mutual FundSID - Baroda BNP Paribas Mutual FundSAI - Baroda BNP Paribas Mutual Fund
Canara Robeco Mutual FundCanara Robeco Asset Management Co Ltd
Factsheet - Canara Robeco Mutual FundKIM - Canara Robeco Mutual FundSID - Canara Robeco Mutual FundSAI - Canara Robeco Mutual Fund
Capitalmind Mutual FundCapitalmind Asset Management Private Ltd
Factsheet - Capitalmind Mutual FundKIM - Capitalmind Mutual FundSID - Capitalmind Mutual FundSAI - Capitalmind Mutual Fund
DSP Mutual FundDSP Asset Managers Private Limited
Factsheet - DSP Mutual FundKIM - DSP Mutual FundSID - DSP Mutual FundSAI - DSP Mutual Fund
Edelweiss Mutual FundEdelweiss Asset Management Limited
Factsheet - Edelweiss Mutual FundKIM - Edelweiss Mutual FundSID - Edelweiss Mutual FundSAI - Edelweiss Mutual Fund
Franklin Templeton Mutual FundFranklin Templeton Asst Mgmt(IND)Pvt Ltd
Factsheet - Franklin Templeton Mutual FundKIM - Franklin Templeton Mutual FundSID - Franklin Templeton Mutual FundSAI - Franklin Templeton Mutual Fund
Groww Mutual FundGroww Asset Management Ltd.
Factsheet - Groww Mutual FundKIM - Groww Mutual FundSID - Groww Mutual FundSAI - Groww Mutual Fund
HDFC Mutual FundHDFC Asset Management Co Ltd
Factsheet - HDFC Mutual FundKIM - HDFC Mutual FundSID - HDFC Mutual FundSAI - HDFC Mutual Fund
Helios Mutual FundHelios Capital Asset Management (India) Private Limited
Factsheet - Helios Mutual FundKIM - Helios Mutual FundSID - Helios Mutual FundSAI - Helios Mutual Fund
HSBC Mutual FundHSBC Asset Management (India) Private Ltd
Factsheet - HSBC Mutual FundKIM - HSBC Mutual FundSID - HSBC Mutual FundSAI - HSBC Mutual Fund
ICICI Prudential Mutual FundICICI Prudential Asset Management Co Ltd
Factsheet - ICICI Prudential Mutual FundKIM - ICICI Prudential Mutual FundSID - ICICI Prudential Mutual FundSAI - ICICI Prudential Mutual Fund
Invesco Mutual FundInvesco Asset Management (India) Private Ltd
Factsheet - Invesco Mutual FundKIM - Invesco Mutual FundSID - Invesco Mutual FundSAI - Invesco Mutual Fund
ITI Mutual FundITI Asset Management Limited
Factsheet - ITI Mutual FundKIM - ITI Mutual FundSID - ITI Mutual FundSAI - ITI Mutual Fund
JM Financial Mutual FundJM Financial Asset Management Limited
Factsheet - JM Financial Mutual FundKIM - JM Financial Mutual FundSID - JM Financial Mutual FundSAI - JM Financial Mutual Fund
Kotak Mahindra Mutual FundKotak Mahindra Asset Management Co Ltd
Factsheet - Kotak Mahindra Mutual FundKIM - Kotak Mahindra Mutual FundSID - Kotak Mahindra Mutual FundSAI - Kotak Mahindra Mutual Fund
LIC Mutual FundLIC Mutual Fund Asset Management Limited
Factsheet - LIC Mutual FundKIM - LIC Mutual FundSID - LIC Mutual FundSAI - LIC Mutual Fund
Mahindra Manulife Mutual FundMahindra Manulife Investment Management Pvt. Ltd.
Factsheet - Mahindra Manulife Mutual FundKIM - Mahindra Manulife Mutual FundSID - Mahindra Manulife Mutual FundSAI - Mahindra Manulife Mutual Fund
Mirae Asset Mutual FundMirae Asset Investment Managers (India) Private Limited
Factsheet - Mirae Asset Mutual FundKIM - Mirae Asset Mutual FundSID - Mirae Asset Mutual FundSAI - Mirae Asset Mutual Fund
Motilal Oswal Mutual FundMotilal Oswal Asset Management Company Ltd.
Factsheet - Motilal Oswal Mutual FundKIM - Motilal Oswal Mutual FundSID - Motilal Oswal Mutual FundSAI - Motilal Oswal Mutual Fund
Navi Mutual FundNavi AMC Limited
Factsheet - Navi Mutual FundKIM - Navi Mutual FundSID - Navi Mutual FundSAI - Navi Mutual Fund
Nippon India Mutual FundNippon Life India Asset Management Ltd
Factsheet - Nippon India Mutual FundKIM - Nippon India Mutual FundSID - Nippon India Mutual FundSAI - Nippon India Mutual Fund
Old Bridge Mutual FundOld Bridge Asset Management Private Limited
Factsheet - Old Bridge Mutual FundKIM - Old Bridge Mutual FundSID - Old Bridge Mutual FundSAI - Old Bridge Mutual Fund
PGIM India Mutual FundPGIM India Asset Management Private Limited
Factsheet - PGIM India Mutual FundKIM - PGIM India Mutual FundSID - PGIM India Mutual FundSAI - PGIM India Mutual Fund
PPFAS Mutual FundPPFAS Asset Management Pvt. Ltd
Factsheet - PPFAS Mutual FundKIM - PPFAS Mutual FundSID - PPFAS Mutual FundSAI - PPFAS Mutual Fund
Quant Mutual FundQuant Money Managers Limited
Factsheet - Quant Mutual FundKIM - Quant Mutual FundSID - Quant Mutual FundSAI - Quant Mutual Fund
Quantum Mutual FundQuantum Asset Management Company Private Ltd
Factsheet - Quantum Mutual FundKIM - Quantum Mutual FundSID - Quantum Mutual FundSAI - Quantum Mutual Fund
Samco Mutual FundSamco Asset Management Pvt Ltd
Factsheet - Samco Mutual FundKIM - Samco Mutual FundSID - Samco Mutual FundSAI - Samco Mutual Fund
SBI Mutual FundSBI Funds Management Ltd
Factsheet - SBI Mutual FundKIM - SBI Mutual FundSID - SBI Mutual FundSAI - SBI Mutual Fund
Sundaram Mutual FundSundaram Asset Management Company Ltd
Factsheet - Sundaram Mutual FundKIM - Sundaram Mutual FundSID - Sundaram Mutual FundSAI - Sundaram Mutual Fund
Tata Mutual FundTata Asset Management Pvt Ltd
Factsheet - Tata Mutual FundKIM - Tata Mutual FundSID - Tata Mutual FundSAI - Tata Mutual Fund
Taurus Mutual FundTaurus Asset Management Company Limited
Factsheet - Taurus Mutual FundKIM - Taurus Mutual FundSID - Taurus Mutual FundSAI - Taurus Mutual Fund
The Wealth Company Mutual FundThe Wealth Company Mutual Fund
Factsheet - The Wealth Company Mutual FundKIM - The Wealth Company Mutual FundSID - The Wealth Company Mutual FundSAI - The Wealth Company Mutual Fund
TRUST Mutual FundTRUST Asset Management Private Limited
Factsheet - TRUST Mutual FundKIM - TRUST Mutual FundSID - TRUST Mutual FundSAI - TRUST Mutual Fund
Union Mutual FundUnion Asset Management Company Private Ltd
Factsheet - Union Mutual FundKIM - Union Mutual FundSID - Union Mutual FundSAI - Union Mutual Fund
UTI Mutual FundUTI Asset Management Co Ltd
Factsheet - UTI Mutual FundKIM - UTI Mutual FundSID - UTI Mutual FundSAI - UTI Mutual Fund
WhiteOak Capital Mutual FundWhiteOak Capital Asset Management Limited
Factsheet - WhiteOak Capital Mutual FundKIM - WhiteOak Capital Mutual FundSID - WhiteOak Capital Mutual FundSAI - WhiteOak Capital Mutual Fund

Specialised Investment Funds

A Specialised Investment Fund is a category SEBI introduced in 2025, sitting between a mutual fund and a portfolio management service. SIFs may run strategies mutual funds cannot - long-short equity, for instance - and carry a minimum investment of ₹10 lakh per investor across all of a SIF’s strategies, with accredited investors excepted. Their disclosure set mirrors a mutual fund’s, except that the scheme-level offer document is called an Investment Strategy Information Document rather than a Scheme Information Document. It is linked in the SID column below.

Scheme related documents for every Specialised Investment Fund, with links to the factsheet, KIM, investment strategy information document and SAI on the fund house’s own website.
Fund houseFactsheetKIMSIDSAI
Arudha SIFBandhan Asset Management Company Limited
Factsheet - Arudha SIFKIM - Arudha SIFSID - Arudha SIFSAI - Arudha SIF
Altiva SIFEdelweiss Asset Management Limited
Factsheet - Altiva SIFKIM - Altiva SIFSID - Altiva SIFSAI - Altiva SIF
Sapphire SIFFranklin Templeton Asst Mgmt(IND)Pvt Ltd
Factsheet - Sapphire SIFKIM - Sapphire SIFSID - Sapphire SIFSAI - Sapphire SIF
RedHex SIFHSBC Asset Management (India) Private Ltd
Factsheet - RedHex SIFKIM - RedHex SIFSID - RedHex SIFSAI - RedHex SIF
ISIFICICI Prudential Asset Management Co Ltd
Factsheet - ISIFKIM - ISIFSID - ISIFSAI - ISIF
Summit SIFInvesco Asset Management (India) Private Ltd
Factsheet - Summit SIFKIM - Summit SIFSID - Summit SIFSAI - Summit SIF
Diviniti SIFITI Asset Management Limited
Factsheet - Diviniti SIFKIM - Diviniti SIFSID - Diviniti SIFSAI - Diviniti SIF
Prism SIFJio BlackRock Asset Management Private Limited
Factsheet - Prism SIFKIM - Prism SIFSID - Prism SIFSAI - Prism SIF
Infinity SIFKotak Mahindra Asset Management Co Ltd
Factsheet - Infinity SIFKIM - Infinity SIFSID - Infinity SIFSAI - Infinity SIF
QSIFQuant Money Managers Limited
Factsheet - QSIFKIM - QSIFSID - QSIFSAI - QSIF
Magnum SIFSBI Funds Management Ltd
Factsheet - Magnum SIFKIM - Magnum SIFSID - Magnum SIFSAI - Magnum SIF
Titanium SIFTata Asset Management Pvt Ltd
Factsheet - Titanium SIFKIM - Titanium SIFSID - Titanium SIFSAI - Titanium SIF
Arthaya SIFUnion Asset Management Company Private Ltd
Factsheet - Arthaya SIFKIM - Arthaya SIFSID - Arthaya SIFSAI - Arthaya SIF

The four documents, in plain English

Factsheet

Monthly fund factsheet

How the scheme has actually performed, and what it currently holds.

Published every month, usually within the first two weeks. It carries the scheme’s NAV, trailing and SIP returns against its benchmark, its full or top-ten portfolio, sector and market-cap allocation, portfolio ratios, the fund manager’s name and tenure, the expense ratio, and the riskometer. This is the document to reach for when you want to know what a fund is doing right now, not what it is permitted to do.

Updated monthly

KIM

Key Information Memorandum

The short form of the SID, and the one that comes with the application form.

A condensed extract of the Scheme Information Document, running to a few pages rather than a hundred. It sets out the investment objective, asset allocation pattern, plans and options, minimum investment amounts, load structure, the benchmark and the riskometer. SEBI requires it to be attached to every application form, which makes it the single document an investor is most likely to have physically been handed.

Updated when the SID changes

SID

Scheme Information Document

The full offer document for one specific scheme.

Everything the fund house is contractually committing to for that scheme: the investment objective and strategy, the permitted asset allocation ranges, the scheme-specific risk factors, the benchmark and why it was chosen, the fees and expenses including the cap on the total expense ratio, entry and exit loads, how NAV is calculated, and the redemption process. If you want to know what a fund is allowed to buy - as opposed to what it happens to own this month - the answer is in the SID.

Filed per scheme, updated at least annually

SAI

Statement of Additional Information

The fund house itself - one document covering every scheme it runs.

Where the SID is per scheme, the SAI is per fund house. It covers the constitution of the mutual fund, the sponsor, trustee and AMC, the directors and key personnel, the rights of unitholders, the tax treatment of investments, the valuation policy, and the investor grievance redressal mechanism. Some fund houses now publish a Scheme Summary Document alongside it - a condensed, tabular view of a scheme’s key terms; where an AMC publishes one, that is what the SAI column here points to.

One per fund house, updated at least annually

Why every fund house publishes these

A mutual fund scheme in India cannot be sold on a brochure. Under the SEBI (Mutual Funds) Regulations, 1996, an asset management company must file and keep current a defined set of disclosure documents for every scheme it runs, and must make them freely available to any investor who asks. The Scheme Information Document and the Statement of Additional Information are the two statutory offer documents; the Key Information Memorandum is the abridged version that has to accompany an application form. The monthly factsheet comes from AMFI’s best-practice guidelines rather than the regulations themselves, and it is the document most investors actually read.

This is also why the standard warning is worded the way it is. “Read all scheme related documents carefully” is not a formality - those documents are where a scheme’s real investment mandate, its expense ratio, its exit load, its benchmark and its risk factors are written down. Marketing material is not allowed to contradict them, and where the two differ, the filed document governs.

How to read a factsheet

Factsheets from different fund houses look different, but they carry the same sections in roughly the same order. Once you know what you are looking at, a fund takes about two minutes to assess.

  1. Start with the scheme snapshot

    Inception date, category, AUM, benchmark, fund manager and how long they have managed it. A fund manager who took over eight months ago does not own the five-year track record printed further down the page.

  2. Read returns against the benchmark, not against other funds

    Every factsheet shows trailing returns - 1, 3, 5 years and since inception - beside the scheme’s own benchmark and often an additional benchmark. A large-cap fund beating a small-cap fund tells you nothing; a large-cap fund trailing its own index over five years tells you a great deal. Where SIP returns are shown separately, those are usually closer to what a monthly investor actually experienced.

  3. Check the top ten holdings and the concentration

    The top ten as a percentage of the portfolio is the fastest read on how concentrated a fund is. Two funds in the same category can hold thirty stocks and eighty stocks; that difference matters more to your experience than a percentage point of past return.

  4. Look at sector and market-cap allocation

    This is where you find out whether a fund is doing what its name suggests. It is also where you spot the overlap problem - four “different” funds that are collectively 40% financials and 20% IT are one bet wearing four names.

  5. Read the portfolio ratios for what kind of fund it is

    For equity schemes: price-to-earnings, price-to-book and portfolio turnover ratio - the last of these tells you how actively the manager trades, which feeds directly into cost. For debt schemes: yield to maturity, average maturity, Macaulay duration and the credit rating profile. A debt fund’s duration is the single number that tells you how much its NAV will move when rates move.

  6. Then the risk measures

    Standard deviation for how volatile the fund has been, beta for how it moves relative to its benchmark, and the Sharpe ratio for return earned per unit of risk taken. These are computed on past data over a stated window - the window is usually printed in the footnotes, and it matters.

  7. Find the riskometer, and for debt funds the Potential Risk Class

    The riskometer runs from Low to Very High and is reviewed monthly, so a scheme can move between levels. Debt schemes additionally carry a Potential Risk Class matrix, which maps the maximum interest-rate risk and credit risk the scheme may take - a ceiling on risk rather than a description of today’s portfolio.

  8. Finish on cost - expense ratio and exit load

    The total expense ratio is shown separately for the regular and direct plans; the gap between them is the distribution cost. Exit load is what you pay for leaving early, and it is defined in the SID. On a long holding period, a persistent difference in expense ratio compounds into a larger gap than most differences in stock selection.

Frequently asked questions

What are scheme related documents?
They are the disclosure documents a mutual fund house is required to publish for the schemes it runs - principally the Scheme Information Document (SID), the Statement of Additional Information (SAI) and the Key Information Memorandum (KIM), together with the monthly factsheet. Between them they describe what a scheme may invest in, what it costs, what risks it carries and how the fund house is constituted.
What is the difference between the SID, the SAI and the KIM?
The SID is per scheme and is the full offer document - objective, strategy, asset allocation, risk factors, fees, loads. The SAI is per fund house and covers the AMC, trustee and sponsor, unitholder rights, taxation and grievance redressal; one SAI serves every scheme that fund house runs. The KIM is simply an abridged SID, short enough to accompany an application form. If you read only one, read the SID for the scheme you are considering.
What is a mutual fund factsheet and how often is it published?
A monthly document showing a scheme’s NAV, returns against its benchmark, portfolio holdings, allocation, risk ratios, expense ratio and riskometer as at month end. Fund houses typically publish it within the first two weeks of the following month. Unlike the SID and SAI, the factsheet comes from AMFI’s best-practice guidelines rather than being a statutory offer document - which does not make it less useful, only differently mandated.
Why do all four links point to the same page for some fund houses?
Because that fund house publishes all four documents on a single downloads page rather than at four separate URLs. We still list all four columns so that the table reads the same way for every fund house, and so you never have to know in advance which AMCs bundle their documents and which do not.
Do I have to read all of these before investing?
The regulator’s position, and the reason the warning is printed on everything, is that you should read the scheme related documents carefully before investing. In practice most investors start with the factsheet for how a scheme is behaving, then check the SID for the two things marketing material tends to gloss over: the actual permitted asset allocation, and the total cost of holding the fund.
Where do I find a scheme’s expense ratio?
On the monthly factsheet, shown separately for the regular and direct plans, and in the fees and expenses section of the SID, which also states the regulatory cap that applies to that scheme. The factsheet gives you the current number; the SID tells you the maximum the fund house is permitted to charge.
What is a Scheme Summary Document?
A condensed, tabular summary of a scheme’s key terms that several fund houses now publish alongside their statutory filings. It is a convenience document rather than a replacement for the SID. Where an AMC publishes one, the SAI column in the tables above links to it.
How often are these documents updated?
Factsheets are monthly. The SID and SAI are reviewed and updated at least annually, and are amended by addendum whenever something material changes in between - a fund manager change, a revision to the load structure, a change in benchmark. The KIM follows the SID. Addenda are published on the same pages linked here.
What is a Specialised Investment Fund?
A category SEBI introduced in 2025 that sits between mutual funds and portfolio management services. A SIF is launched by an existing mutual fund house under a distinct brand and may run strategies a mutual fund cannot, such as long-short equity. It carries a minimum investment of ₹10 lakh per investor across all of that SIF’s strategies, other than for accredited investors.
Do SIFs publish the same documents as mutual funds?
Substantially the same set, with one difference in naming. A SIF’s scheme-level offer document is an Investment Strategy Information Document (ISID) rather than a Scheme Information Document. The tables above list it under the SID column so both tables read alike.
What does the riskometer tell me?
It places a scheme on a six-level scale from Low to Very High based on the risk of the portfolio it actually holds, and it is reviewed every month - so a scheme’s riskometer reading can change without the scheme changing its name or its stated objective. It appears on the factsheet, the KIM and the SID. Debt schemes additionally disclose a Potential Risk Class matrix, which states the maximum interest-rate and credit risk the scheme may take.
Does Koshex host these documents?
No. Every link on this page goes to the fund house’s own website, which is where the current, authoritative version lives. We keep the directory current, but if you find a link that has moved or broken, write to kosh@koshex.com and we will fix it.