Disclaimer

All Investments (including Mutual Fund investments) are subject to market risks, read all scheme related documents carefully before investing.

The data, reports and information provided on the website does not constitute investment advice and therefore should not be relied upon while taking investment decisions. You are therefore advised to obtain applicable legal, accounting, tax or other professional advice or services before taking an Investment decision. The user understands that the recommendation, views, articles, reports, and other contents are provided on an "As Is" basis by Neuokosh Capital Private Limited and that use of this service is at his /her own risk. Further he/ she understands that Neuokosh does not warrant the completeness or accuracy of the information provided and Neuokosh shall not be responsible or liable for any losses incurred by them for acting based on the views expressed under this service. Further, he/she agrees that Neuokosh shall not be liable for errors, omissions disruption, delay, interruption, failure, in providing the service for reasons beyond its control.

The transaction execution services and the data, reports, information and recommendations, if any, provided in connection with the same are incidental to the distribution services of Neuokosh, and shall not in any manner be constructed as offering of any kind of investment advisory services or any kind of legal, tax or financial advice. The investment decision, if any, will be taken by you in your sole and absolute discretion.

This service does not constitute an offer to buy or to sell or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation.

Neuokosh/its authorised representative/service providers is not responsible for any omissions, errors or investment consequences arising from the use of the materials available on the website.

Whilst every reasonable precaution has been taken to ensure the accuracy, security and confidentiality of data and information available through the Koshex Account, Neuokosh/its authorised representative/its service provider shall not be held responsible for any consequence of any action carried out by you.

The services/facility may suspend or withdrawn at any time, and you acknowledge that the Koshex account is also subject to interruption.

You acknowledge and agree that the Website or Platform and the linked backend infrastructure may be inaccessible and/or unavailable at times. In such an event Neuokosh will not be liable for any damage, liability, action, cause of action, suit, claim, demand, loss, cost, and expense arising directly or indirectly from or in connection with such system inaccessibility and/or unavailability.

Neuokosh makes no express or implied warranty:

1. That the dealing through Neuokosh account will be uninterrupted or free from errors or that any identified defect will be corrected.
2. In relation to non-infringement of any third party rights, merchantability, satisfactory quality or fitness for a particular purpose.
3. Neuokosh/its authorised representative and its service provider shall not be liable for any loss or damage or other consequences arising from any suspension, breakdown, withdrawal, interruption, technical flaw, the presence of virus or other malicious, destructive or corrupting code, programs over the Koshex Account or otherwise and any consequent delay or failure in completion of any payment or other instructions as a consequence thereof arising from the use or inability to use the Koshex Account.

Neuokosh/its authorised representative and its service provider shall not be liable for any failure to perform any of its obligations or service standards etc if the performance is prevented, hindered or delayed by a Force Majeure Event, which includes any event due to any cause beyond the reasonable control including, without limitation, unavailability of any communication system including Internet, breach or virus in the processes or payment mechanism, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, breach of security and encryption codes.

The Investment Profile of the user is prepared by Neuokosh and is based on Neuokosh's understanding of assessing risk and suitability in line with the objectives and requirements of the user, as per the details/information provided by the user. Neuokosh may use the information provided herein for the purposes of undertaking an internal "risk assessment" of the user. The series of questions herein may help Neuokosh to appraise the user's risk profile, particular needs, financial situation, investment objectives and investment in financial instruments. While undertaking the process of risk profiling or determining product suitability, Neuokosh may make certain assumptions and use certain industry accepted norms and parameters. It may be noted that in case certain other parameters or methods are used, the risk profiling may lead to a different result. Hence, for instance, it may not be possible to state that the outcome of the risk assessment is absolutely precise and will be the same under all circumstances. Please note that the questions are only meant to be a guide to help determine the user's profile and shall not be considered to be conclusive. The user is required to ensure that the user has provided accurate and complete information. The user is aware, acknowledges and agrees that if the user provides inaccurate and/or incomplete information, and/or chooses not to disclose certain information, such action will adversely affect the results of the risk assessment. Neuokosh may provide information in relation to the purchase/sale of financial instruments on the basis of such internal risk assessment. However, this risk assessment is for internal purposes alone and advice provided to the user/ investment profile prepared for the user is based on the information as shared by the user and in accordance with the risk profiling and suitability measures as undertaken by Neuokosh. The user is not bound to act on the investment profile prepared by Neuokosh and in the event the user acts based on the advice or information provided by Neuokosh, Neuokosh shall not be responsible for any consequences that may ensue. Any suggested investment is based on the information provided by the user and is only one of the many combinations of investments that may be suggested to someone with the user's risk profile. The information provided by Neuokosh to the user is as per what Neuokosh deems fit to be appropriate for the user, based on the data shared by the user and the risk assessment done by Neuokosh. Further, please note that while Neuokosh will take into account your investment objectives and financial goals as shared by you and recommend investments in line with your risk appetite, there may be other clients of Neuokosh, who may be provided with similar investment profiles, especially in light of the algorithm software and technology being utilised by Neuokosh for rendering services. user will not solely rely on the views, representations (whether written or oral or otherwise), recommendations, opinions, reports, analysis, information or other statement made by Neuokosh or any of its agents, directors, officers or employees and that the user will make the user's own assessment and rely on the user's own judgment in making any investment decision. In the event that the user seeks to make an investment pursuant to the information or recommendation provided by Neuokosh, the user shall do so at its/his/her own risk, and should consider its/his/her financial situation, objectives and needs and consult with its/his/hers legal, business, tax and/or other professional advisors to determine the appropriateness and consequences of such an investment. The user may, at his/her/its own discretion, opt not to follow the investment / product / recommendations provided by Neuokosh, irrespective of whether they are in line with the objectives / requirements specified in this document or the assessment derived from the details provided herein. Neuokosh does not assure or guarantee any returns in relation to the investment profile it may generate. Neuokosh and/or any of its subsidiaries/group companies/agents/vendors along with all their Directors/officers/employees and agents shall not be responsible for the amount / value of profit earned / loss incurred by the user or its variance from the mean / any other ratio used to evaluate the returns from the mutual funds/ market / alternate products / portfolios, that the user may have earned. Third Party Investment products are not obligations of or guaranteed by Neuokosh or any of its affiliates or subsidiaries, and are subject to investment risks and foreign exchange risks, including the possible loss of the principal amount invested. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products may not be available in all jurisdictions.

The user shall notify Neuokosh of any material change in its/his/her situation and/or profile and Neuokosh is entitled to rely on the most recent information provided by the user.

The user who subscribe for any services on Neuokosh agrees that Advisory Service Fees or Execution Service Fees (including taxes etc.) paid are non-refundable including in case of deactivation, unsubscribing the services or in any other circumstances.

The user understands that the information under the plan shall be provided online on koshex.com, his/her email id and mobile number registered with Neuokosh. In case of any change in his/her email id and/or mobile number, he/she shall inform Neuokosh in advance in the prescribed format to carry out the necessary changes in its records. He/ She confirm that the information/details provided by him /her is true, accurate, correct and complete.

The user confirms that Neuokosh shall have the right to withdraw the plan at any time without providing any reason whatsoever and without giving any prior notice. He/ She further confirm that in case of withdrawal of the facility by Neuokosh, proportionate refund will be provided for the balance period, if any.

The user is aware that in the process of subscribing to the Plan by him /her, Neuokosh may obtain information including that of a confidential nature and that this information will be used by Neuokosh for its internal purposes and will be kept confidential. He/She understands that Neuokosh reserves the right to disclose personal information where it believes in good faith that such disclosure is required by law.

The user agrees not to use or disclose the information provided under the service to any third party including any discussion Forums or for any unauthorized illegal purpose. He/She also agrees to use the information provided under the plan strictly for personal purposes. He/She shall not recompile, disassemble, copy, modify, distribute, transmit, display, perform, reproduce, publish or create derivative works from, transfer, or sell any information, services etc accessed under this plan or otherwise. By viewing the contents of this plan, he/she agrees that any unauthorized use shall be unlawful and may subject to civil or criminal penalties.

The user agrees & confirm that if his/her mobile number is registered in the Do Not Disturb (DND) list of TRAI, he/she may not receive SMS from Neuokosh. He/She shall take steps to deregister from the DND list and shall not held Neuokosh liable for non-receipt of SMS in the interim period.

The user understands that he/she can close the Koshex account or unsubscribe to any services anytime by writing an email on help@koshex.com. He/She also understands that any kind of subscription charges paid by the customer are non-refundable.

Any recommendation made on the website or platform owned and registered by Neuokosh Capital Private Limited is never influenced by the commissions we earn from our service partners.

For any queries please reach out to us @ help@koshex.com