File your return without guesswork
The figures map straight onto the capital gains schedule of your ITR - cost, sale value, dates and gain, per scheme. Hand it to your CA or enter it yourself.
Capital Gains Statement
Every mutual fund redemption you made in a financial year - across fund houses, whichever app or platform you invested through - with the gain or loss on each one worked out and split into short term and long term. The one document you need for the capital gains part of your income tax return.
Free for every mutual fund investor - you don’t need a Koshex account. All it takes is your PAN and the email address registered with your investments.
What is a capital gains statement?
When you redeem or switch mutual fund units, the difference between what you paid for them and what you got back is a capital gain - or a capital loss, if the value fell. That gain is taxable in the financial year you redeem, not the year you invested.
A capital gains statement lists each of those redemptions for one financial year: which scheme, how many units, when they were bought and sold, the cost and the sale value, how long they were held, and the resulting gain or loss. Units are matched first-in, first-out, the way the Income Tax Act requires, so an investor with years of SIP instalments in one fund doesn’t have to work out which instalment was sold.
How it helps you
Short term and long term, already split
Each redemption is classified by how long the units were held, which decides the tax rate. No counting months across dozens of SIP instalments.
Use your ₹1.25 lakh exemption fully
Long-term gains on equity funds are tax-free up to ₹1.25 lakh a year. Knowing where you stand lets you plan redemptions - and book gains - before the year closes.
Set losses off against gains
Capital losses can reduce your taxable gains, and unused losses can be carried forward for eight years if you file on time. The statement shows every loss you booked.
What’s in your statement
- Scheme name, folio number and fund category
- Units redeemed, with purchase and redemption dates
- Purchase cost and redemption value for each lot
- Holding period and whether the gain is short or long term
- Gain or loss per redemption, and totals for the year
- Grandfathered cost for equity units bought on or before 31 January 2018
How mutual fund gains are taxed
The rate depends on the type of fund and how long you held the units. These are the rules for redemptions on or after 23 July 2024.
| Fund type | Short term | Long term |
|---|---|---|
| Equity fundsAt least 65% in Indian equity | Held 12 months or less: 20% | Held over 12 months: 12.5% on gains above ₹1.25 lakh a year |
| Debt funds bought on or after 1 April 2023Mostly debt and money market | Taxed at your income slab rate, however long you held them | No long-term treatment |
| Debt funds bought before 1 April 2023Mostly debt and money market | Held 24 months or less: your income slab rate | Held over 24 months: 12.5%, without indexation |
Hybrid and other funds follow one of these rules depending on how much they hold in equity. For equity units bought on or before 31 January 2018, the cost is taken as the higher of what you paid and the NAV on that date, so gains made before it stay untaxed. Dividends (IDCW) are not capital gains - they are added to your income and taxed at your slab rate.
Get yours in three steps
Enter your details
Your PAN, the email address you invest with, and the financial year you need.
Verify with OTP
We send a 6-digit code to that email to confirm it’s you.
View and download
Your statement opens in a new tab, ready to read on screen or download.
FAQs
All Questions
Which investments does this statement cover?
Mutual fund investments registered against your PAN and email address, across fund houses - whether you invested through Koshex, another app or platform, or directly with the fund house. A folio registered with a different email address won’t appear, so if you use more than one, download a statement for each and combine the figures for your return.
Do I need a Koshex account?
No. Anyone who invests in mutual funds can download their capital gains statement here, free. All you need is your PAN and the email address registered with your investments.
Which financial years can I download?
The current financial year and the two before it. The current year’s statement covers 1 April up to today, so its figures will change until the year closes on 31 March.
Which email address should I use?
The one you invest with - the email address registered with your mutual fund investments. The OTP is sent there, which is how we confirm the statement is going to the account holder.
I didn’t redeem anything this year. Do I still need it?
Only if you switched between schemes, since a switch counts as a redemption. If there were no redemptions or switches, there are no capital gains to report and the statement will say so.
Is this statement enough to file my ITR?
It gives you every figure the capital gains schedule asks for. You still need your other income documents, and it is worth checking with a tax advisor if you have gains from other assets or losses carried forward from earlier years.
What is grandfathering?
Long-term gains on equity became taxable from 1 February 2018. To avoid taxing gains made before that, the cost of equity units bought on or before 31 January 2018 is taken as the higher of the actual cost and the NAV on 31 January 2018. Your statement applies this automatically.
Are dividends (IDCW) included?
No. Payouts under an IDCW option are not capital gains - they are added to your income and taxed at your slab rate, and appear in your Form 26AS and AIS rather than in this statement.