360 ONE Dynamic Term Fund
- NAV as on 25 Sep 2026
- ₹24.10-0.09%1 day
- Return since launch
- 6.9%
- 52-week range
- ₹22.95 — ₹24.35
- AUM
- ₹559 Cr
360 ONE Dynamic Term Fund is a Dynamic Bond debt fund from 360 ONE Mutual Fund with ₹559 Cr under management, launched in 2013. Over three years it has returned 6.8% a year, against 6.1% for its category. The expense ratio is 0.59% and the SEBI riskometer reading is Moderately High.
Performance
360 ONE Dynamic Term Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.0% against +3.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 4.7% | +1.1 pts | 3.6% | 3.4% |
| 2Y | 5.8% | +1.8 pts | 3.9% | 4.0% |
| 3Y | 6.8% | +0.7 pts | 6.1% | 5.0% |
| 5Y | 7.0% | +1.6 pts | 5.4% | 5.6% |
| 7Y | 6.8% | +1.2 pts | 5.6% | 5.5% |
| 10Y | 6.8% | +0.7 pts | 6.0% | 5.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -0.5% | −0.2 pts | -0.3% | -0.3% |
| 3M | 0.4% | +0.5 pts | -0.1% | -0.0% |
| 6M | 3.5% | +0.6 pts | 2.8% | 2.6% |
| 1Y | 5.0% | +1.4 pts | 3.6% | 3.6% |
| 2Y | 6.5% | +2.1 pts | 4.4% | 4.6% |
| 3Y | 7.7% | +1.5 pts | 6.1% | 6.1% |
| 5Y | 6.5% | +1.1 pts | 5.4% | 5.3% |
| 7Y | 6.8% | +0.9 pts | 5.9% | 5.7% |
| 10Y | 6.8% | +0.7 pts | 6.0% | 5.9% |
Since launch (6 Jun 2013): 6.9%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 8.5% | +2.1 pts | 6.3% |
| 2024 | 9.5% | +0.1 pts | 9.3% |
| 2023 | 6.8% | −0.5 pts | 7.3% |
| 2022 | 3.6% | −0.2 pts | 3.8% |
| 2021 | 5.6% | +1.4 pts | 4.2% |
| 2020 | 8.2% | −2.3 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.59%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.50%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.09%
- Exit load
- Exit load of 1% if redeemed within 18 months
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹10,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Dynamic Bond A-III Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.86 | 0.39 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 1.21 | 0.64 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 2.29 | 3.20 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
360 ONE Dynamic Term Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt83.3%
- Other16.7%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Embassy Office Parks REIT | Construction | 9.12% | ₹51.00 Cr | +8.77% | +9.46% | +10.17% |
| Others | Others | 7.72% | ₹43.18 Cr | +1.58% | +1.45% | +1.36% |
| GOI | Sovereign | 5.53% | ₹30.95 Cr | +5.31% | +5.02% | +4.83% |
| LIC Housing Finance Ltd. | Financial | 4.50% | ₹25.15 Cr | +4.33% | +4.12% | +4.00% |
| SK Finance Ltd. | Financial | 4.48% | ₹25.04 Cr | +4.32% | +4.03% | +3.88% |
| PNB Housing Finance Ltd. | Financial | 4.47% | ₹25.01 Cr | +4.29% | +4.07% | +3.91% |
| HDFC Bank Ltd. | Financial | 4.46% | ₹24.92 Cr | +4.28% | +4.06% | +3.97% |
| Muthoot Finance Ltd. | Financial | 4.39% | ₹24.54 Cr | +4.25% | +4.02% | +3.87% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 3.78% | ₹21.14 Cr | +2.60% | +2.45% | +7.14% |
| Capital Infra Trust | Construction | 3.49% | ₹19.51 Cr | +3.09% | +2.84% | +3.01% |
| Mindspace Business Parks REIT | Construction | 3.08% | ₹17.20 Cr | +0.64% | +2.45% | +2.99% |
| Gujarat State | Construction | 2.72% | ₹15.20 Cr | +2.59% | +2.45% | +2.38% |
| Maharashtra State | Others | 1.82% | ₹10.17 Cr | +1.73% | +1.64% | +1.59% |
| Madhya Pradesh State | Others | 1.79% | ₹10.01 Cr | +1.71% | +1.62% | +1.58% |
| Brookfield India Real Estate Trust REIT | Construction | 1.04% | ₹5.82 Cr | +0.94% | +1.00% | +0.99% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 0.89% | ₹5.00 Cr | +5.14% | +4.77% | +4.61% |
| Small Industries Devp. Bank of India Ltd. | Financial | 0.18% | ₹1.00 Cr | +0.17% | +0.16% | +0.16% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Capital Infra Trust | 3.30% | 3.49% | +0.19% |
| Embassy Office Parks REIT | 4.57% | 4.66% | +0.09% |
| SK Finance Ltd. | 4.41% | 4.48% | +0.07% |
| Muthoot Finance Ltd. | 4.32% | 4.39% | +0.06% |
| GOI | 5.47% | 5.53% | +0.06% |
| PNB Housing Finance Ltd. | 4.42% | 4.47% | +0.05% |
| HDFC Bank Ltd. | 4.42% | 4.46% | +0.04% |
| Gujarat State | 2.69% | 2.72% | +0.03% |
| LIC Housing Finance Ltd. | 4.47% | 4.50% | +0.03% |
| Madhya Pradesh State | 1.77% | 1.79% | +0.02% |
| Brookfield India Real Estate Trust REIT | 1.02% | 1.04% | +0.02% |
| Maharashtra State | 1.80% | 1.82% | +0.02% |
| Jamnagar Utilities and Power Pvt. Ltd. | 0.88% | 0.89% | +0.02% |
| Cholamandalam Investment and Finance Company Ltd. | 0.89% | 0.90% | +0.01% |
| Others | 0.41% | 0.42% | +0.01% |
| Mindspace Business Parks REIT | 0.23% | 0.24% | +0.01% |
| Small Industries Devp. Bank of India Ltd. | 0.18% | 0.18% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,671 Cr | 1.22% | 5.7% | 6.1% | 6.4% |
 Kotak Dynamic Term Fund | ₹2,342 Cr | 1.35% | 5.7% | 6.1% | 6.3% |
 Bandhan Dynamic Term Fund | ₹1,926 Cr | 1.65% | 6.6% | 5.7% | 6.0% |
 Aditya Birla Sun Life Dynamic Term Fund | ₹1,422 Cr | 1.22% | 4.9% | 6.2% | 6.7% |
 Axis Dynamic Term Fund | ₹993 Cr | 0.65% | 5.7% | 6.5% | 6.6% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate income and long term gains by investing in a range of debt & money market instruments of various maturities.
Fund managers
- Milan ModyMr. Mody has done B.Com & MBA in FinancePrior to joining 360 ONE Mutual Fund he has worked with ITI Mutual Fund, ZyFin Research Private Ltd, Sahara India Life Insurance Company Ltd, He was also associated with Darashaw and BRICS securities.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.47% absolute | ₹60,000 | ₹62,082 | 3.47% | |
| 1 year4.99% annualised | ₹1,20,000 | ₹1,23,293 | 2.74% | |
| 3 years7.66% annualised | ₹3,60,000 | ₹4,05,858 | 12.74% | |
| 5 years6.54% annualised | ₹6,00,000 | ₹7,11,325 | 18.55% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.