360 ONE Overnight Fund
- NAV as on 8 Nov 2026
- ₹1,071.23+0.01%1 day
- Return since launch
- 5.3%
- 52-week range
- ₹1,017.85 — ₹1,070.90
- AUM
- ₹348 Cr
360 ONE Overnight Fund is a Overnight debt fund from 360 ONE Mutual Fund with ₹348 Cr under management, launched in 2025. The expense ratio is 0.21% and the SEBI riskometer reading is Low to Moderate.
Performance
360 ONE Overnight Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.2% against +5.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.2% | +0.1 pts | 5.1% | 5.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.4% | 0.0 pts | 0.4% | 0.5% |
| 3M | 1.3% | 0.0 pts | 1.3% | 1.3% |
| 6M | 2.6% | 0.0 pts | 2.6% | 2.6% |
| 1Y | 5.2% | 0.0 pts | 5.1% | 5.2% |
Since launch (1 Jul 2025): 5.3%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.21%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.15%
- Brokerage
- 0.00%
- Transaction charges
- 0.03%
- Statutory levies
- 0.03%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 1D Rate Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
360 ONE Overnight Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt8.6%
- Other91.4%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 84.63% | ₹303 Cr | +0.77% | -17.95% | +0.08% |
| HDFC Bank Ltd. | Financial | 6.71% | ₹24.00 Cr | — | — | +9.21% |
| Indian Bank | Financial | 6.43% | ₹23.00 Cr | — | — | — |
| Reserve Bank of India | Financial | 1.40% | ₹5.00 Cr | +0.86% | +4.51% | +2.87% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 0.00% | 6.71% | +6.71% |
| Reserve Bank of India | 7.11% | 1.40% | -5.72% |
| Indian Bank | 9.29% | 6.43% | -2.86% |
| Others | 0.67% | 0.13% | -0.54% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,514 Cr | 0.13% | 5.3% | 5.7% | 5.9% |
 Axis Overnight Fund | ₹15,218 Cr | 0.13% | 5.3% | 5.7% | 5.9% |
 Bajaj Finserv Overnight Fund | ₹1,034 Cr | 0.16% | 5.3% | 5.7% | — |
 Franklin India Overnight Fund | ₹874 Cr | 0.11% | 5.3% | 5.6% | 5.9% |
 Canara Robeco Overnight Fund | ₹376 Cr | 0.11% | 5.3% | 5.6% | 5.8% |
 Bank of India Overnight Fund | ₹66.58 Cr | 0.15% | 5.5% | 5.8% | 6.0% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme is to generate reasonable returns commensurate with low risk and providing high level of liquidity, through investments made in debt and money market securities having maturity of 1 business day.
Fund managers
- Milan ModyMr. Mody has done B.Com & MBA in FinancePrior to joining 360 ONE Mutual Fund he has worked with ITI Mutual Fund, ZyFin Research Private Ltd, Sahara India Life Insurance Company Ltd, He was also associated with Darashaw and BRICS securities.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.56% absolute | ₹60,000 | ₹61,536 | 2.56% | |
| 1 year5.18% annualised | ₹1,20,000 | ₹1,23,421 | 2.85% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.