Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund
- NAV as on 9 Nov 2026
- ₹13.19+0.06%1 day
- Return since launch
- 6.2%
- 52-week range
- ₹12.46 — ₹13.18
- AUM
- ₹1,309 Cr
Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund is a Target Maturity debt fund from Aditya Birla Sun Life Mutual Fund with ₹1,309 Cr under management, launched in 2022. Over three years it has returned 6.7% a year, against 7.2% for its category. The expense ratio is 0.38% and the SEBI riskometer reading is Low.
Performance
Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.7% against +5.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.8% | +1.3 pts | 4.5% | 5.0% |
| 2Y | 6.2% | +1.0 pts | 5.2% | 5.8% |
| 3Y | 6.7% | −0.5 pts | 7.2% | 6.5% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.4% | −0.2 pts | 0.6% | 0.4% |
| 3M | 1.3% | +1.0 pts | 0.3% | 0.8% |
| 6M | 2.9% | +0.3 pts | 2.6% | 2.7% |
| 1Y | 5.8% | +1.3 pts | 4.5% | 5.1% |
| 2Y | 6.8% | +0.5 pts | 6.2% | 6.6% |
| 3Y | 7.2% | +0.1 pts | 7.2% | 7.4% |
Since launch (25 Mar 2022): 6.2%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.7% | −0.3 pts | 8.0% |
| 2024 | 7.7% | −1.0 pts | 8.7% |
| 2023 | 6.9% | −0.6 pts | 7.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.38%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.32%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.06%
- Exit load
- Exit of 0.50% if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL IBX 60:40 SDL + AAA PSU - April 2027
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low risk — typically overnight and very short duration debt schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 2.08 | 2.14 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 4.08 | 4.03 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.71 | 0.71 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt97.4%
- Other2.6%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | 11.60% | ₹152 Cr | +0.66% | +0.62% | +0.60% |
| REC Ltd. | Financial | 10.76% | ₹141 Cr | +11.86% | +11.04% | +10.81% |
| GOI | Sovereign | 6.25% | ₹81.63 Cr | +6.04% | +6.36% | +6.14% |
| Bihar State | Others | 4.64% | ₹60.65 Cr | +4.48% | +4.19% | +4.06% |
| Others | Others | 3.71% | ₹48.37 Cr | +5.95% | +4.16% | +3.24% |
| Karnataka State | Others | 2.31% | ₹30.24 Cr | +2.24% | +2.09% | +2.03% |
| Indian Railway Finance Corporation Ltd. | Financial | 2.30% | ₹30.12 Cr | — | — | — |
| Power Finance Corporation Ltd. | Financial | 2.30% | ₹30.09 Cr | +3.68% | +1.70% | +1.65% |
| Kerala State | Others | 1.93% | ₹25.18 Cr | +1.86% | +1.74% | +1.69% |
| Andhra Pradesh State | Financial | 1.93% | ₹25.18 Cr | +1.86% | +1.74% | +1.01% |
| Gujarat State | Construction | 1.16% | ₹15.11 Cr | +1.12% | +1.04% | +1.01% |
| Haryana State | Others | 1.16% | ₹15.10 Cr | +1.12% | +1.04% | +1.01% |
| Telangana State | Financial | 0.77% | ₹10.02 Cr | +0.74% | +0.69% | +0.67% |
| Rajasthan State | Others | 0.39% | ₹5.05 Cr | +0.37% | +0.35% | +0.34% |
| Uttar Pradesh State | Others | 0.39% | ₹5.04 Cr | +1.49% | +1.39% | +1.35% |
| Madhya Pradesh State | Others | 0.39% | ₹5.03 Cr | +0.37% | +0.35% | +0.34% |
| Uttarakhand State | Others | 0.38% | ₹5.01 Cr | +0.37% | +0.35% | +0.33% |
| Small Industries Devp. Bank of India Ltd. | Financial | 0.38% | ₹5.01 Cr | +0.74% | +0.68% | +0.67% |
| Tamilnadu State | Others | 0.00% | ₹0.05 Cr | +1.04% | +0.97% | +0.95% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| National Bank For Agriculture & Rural Development | 5.83% | 9.73% | +3.90% |
| Power Finance Corporation Ltd. | 0.54% | 2.30% | +1.77% |
| Uttar Pradesh State | 1.52% | 0.39% | -1.14% |
| Tamilnadu State | 1.06% | 0.00% | -1.05% |
| Small Industries Devp. Bank of India Ltd. | 0.76% | 0.38% | -0.37% |
| Others | 2.29% | 1.94% | -0.34% |
| REC Ltd. | 6.08% | 6.16% | +0.08% |
| GOI | 6.18% | 6.25% | +0.06% |
| Bihar State | 4.59% | 4.64% | +0.05% |
| Indian Railway Finance Corporation Ltd. | 2.27% | 2.30% | +0.03% |
| Karnataka State | 2.29% | 2.31% | +0.03% |
| Andhra Pradesh State | 1.90% | 1.93% | +0.02% |
| Kerala State | 1.91% | 1.93% | +0.02% |
| Haryana State | 1.14% | 1.16% | +0.01% |
| Gujarat State | 1.14% | 1.16% | +0.01% |
| Telangana State | 0.76% | 0.77% | +0.01% |
| Uttarakhand State | 0.38% | 0.38% | 0.00% |
| Madhya Pradesh State | 0.38% | 0.39% | 0.00% |
| Rajasthan State | 0.38% | 0.39% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,196 Cr | 0.35% | 6.3% | 6.8% | — |
 Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund | ₹2,901 Cr | 0.32% | 6.0% | 6.8% | — |
 Axis CRISIL-IBX AAA Bond NBFC - Jun 2027 Index Fund | ₹2,798 Cr | 0.49% | 6.0% | — | — |
| Nippon India CRISIL IBX AAA Financial Services - Dec 2026 Index Fund | ₹124 Cr | 0.35% | 6.8% | — | — |
 Edelweiss CRISIL-IBX AAA Bond NBFC-HFC - Jun 2027 Index Fund | ₹82.06 Cr | 0.32% | 6.2% | — | — |
 Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund | ₹72.86 Cr | 0.29% | 6.7% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate returns corresponding to the total returns of the securities as represented by the CRISIL IBX 60:40 SDL + AAA PSU Index - April 2027 before expenses, subject to tracking errors.
Fund managers
- Mohit SharmaMr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.86% absolute | ₹60,000 | ₹61,716 | 2.86% | |
| 1 year5.78% annualised | ₹1,20,000 | ₹1,23,824 | 3.19% | |
| 3 years7.23% annualised | ₹3,60,000 | ₹4,03,097 | 11.97% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.