Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
- NAV as on 25 Sep 2026
- ₹11.04-0.02%1 day
- Return since launch
- 6.7%
- 52-week range
- ₹10.42 — ₹11.06
- AUM
- ₹1,228 Cr
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is a Low Duration debt fund from Aditya Birla Sun Life Mutual Fund with ₹1,228 Cr under management, launched in 2025. The expense ratio is 0.36% and the SEBI riskometer reading is Low to Moderate.
Performance
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.0% against +5.8% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.3% | +0.6 pts | 5.7% | 6.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.4% | 0.0 pts | 0.4% | 0.4% |
| 3M | 1.4% | +0.2 pts | 1.3% | 1.3% |
| 6M | 3.5% | +0.3 pts | 3.2% | 3.2% |
| 1Y | 6.0% | +0.4 pts | 5.7% | 5.7% |
Since launch (18 Mar 2025): 6.7%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.36%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.30%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.05%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL-IBX Financial Services 9-12 Months Debt
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt99.0%
- Other1.0%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Aditya Birla Capital Ltd. | Financial | 9.83% | ₹121 Cr | — | — | — |
| Bajaj Housing Finance Ltd. | Financial | 9.82% | ₹121 Cr | +8.09% | — | +2.66% |
| LIC Housing Finance Ltd. | Financial | 9.32% | ₹114 Cr | +10.20% | +4.55% | +15.95% |
| Small Industries Devp. Bank of India Ltd. | Financial | 7.89% | ₹96.85 Cr | +3.24% | +5.41% | +3.19% |
| Kotak Mahindra Prime Ltd. | Financial | 7.85% | ₹96.46 Cr | +6.47% | +2.75% | — |
| LIC Housing Finance Ltd. GDR/GDS | Financial | 4.73% | ₹58.09 Cr | +3.90% | — | — |
| REC Ltd. | Financial | 4.08% | ₹50.10 Cr | +3.43% | +1.43% | +5.28% |
| company:5652 | Financial | 3.96% | ₹48.66 Cr | +1.63% | +2.81% | +2.26% |
| Kotak Mahindra Bank Ltd. | Financial | 3.95% | ₹48.54 Cr | +3.26% | — | — |
| National Bank For Agriculture & Rural Development | Financial | 3.93% | ₹48.20 Cr | +0.14% | +0.40% | +7.97% |
| Union Bank of India | Financial | 2.76% | ₹33.91 Cr | — | +1.40% | — |
| Tata Capital Ltd.(Partly Paid Equity) | Financial | 2.04% | ₹25.08 Cr | +1.72% | — | — |
| Bajaj Finance Ltd. | Financial | 2.04% | ₹25.05 Cr | +1.72% | +1.44% | +0.53% |
| Sundaram Finance Ltd. | Financial | 2.01% | ₹24.63 Cr | +1.66% | — | +2.57% |
| HDFC Bank Ltd. | Financial | 1.97% | ₹24.21 Cr | +7.77% | +8.26% | +2.56% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.97% | ₹24.18 Cr | — | — | — |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Financial | 1.96% | ₹24.11 Cr | +9.70% | — | — |
| Tata Capital Ltd. | Financial | 1.96% | ₹24.10 Cr | +1.62% | +2.84% | +5.15% |
| Others | Others | 0.96% | ₹11.82 Cr | +0.92% | +3.57% | +4.60% |
| Bank Of Baroda | Financial | 0.40% | ₹4.91 Cr | +3.30% | +1.38% | +2.56% |
| Punjab National Bank | Financial | 0.40% | ₹4.86 Cr | +3.26% | — | +0.52% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:5652 | 0.00% | 3.96% | +3.96% |
| Small Industries Devp. Bank of India Ltd. | 2.17% | 5.92% | +3.75% |
| National Bank For Agriculture & Rural Development | 0.18% | 3.93% | +3.74% |
| Union Bank of India | 0.87% | 2.76% | +1.89% |
| HDFC Bank Ltd. | 0.87% | 1.97% | +1.11% |
| Aditya Birla Capital Ltd. | 10.82% | 9.83% | -0.99% |
| Bajaj Housing Finance Ltd. | 10.80% | 9.82% | -0.98% |
| Kotak Mahindra Prime Ltd. | 8.64% | 7.85% | -0.79% |
| LIC Housing Finance Ltd. | 6.73% | 6.08% | -0.65% |
| LIC Housing Finance Ltd. GDR/GDS | 5.20% | 4.73% | -0.47% |
| REC Ltd. | 4.52% | 4.08% | -0.44% |
| Others | 0.37% | 0.78% | +0.41% |
| Kotak Mahindra Bank Ltd. | 4.35% | 3.95% | -0.40% |
| Bajaj Finance Ltd. | 2.26% | 2.04% | -0.22% |
| Tata Capital Ltd.(Partly Paid Equity) | 2.26% | 2.04% | -0.22% |
| Sundaram Finance Ltd. | 2.21% | 2.01% | -0.20% |
| Mahindra & Mahindra Financial Services Ltd. | 2.17% | 1.97% | -0.20% |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | 2.16% | 1.96% | -0.20% |
| Tata Capital Ltd. | 2.16% | 1.96% | -0.20% |
| Bank Of Baroda | 0.44% | 0.40% | -0.04% |
| Punjab National Bank | 0.44% | 0.40% | -0.04% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹6,684 Cr | 0.47% | 6.2% | 6.8% | 6.9% |
 ICICI Prudential Ultra Short to Short Term Fund | ₹21,047 Cr | 0.53% | 6.2% | 7.0% | 7.1% |
 Tata Ultra Short to Short Term Fund | ₹2,871 Cr | 0.57% | 6.2% | 6.7% | 6.7% |
 UTI Ultra Short to Short Term Fund | ₹2,680 Cr | 0.48% | 6.2% | 6.9% | 6.9% |
 Mirae Asset CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | ₹138 Cr | 0.29% | 6.2% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Financial Services 9-12 Months Debt Index before expenses, subject to tracking errors.
Fund managers
- Mohit SharmaMr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
- Sanjay PawarMr. Pawar has done M.ComHe is associated with Aditya Birla Sun Life AMC Limited since 2005
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.45% absolute | ₹60,000 | ₹62,070 | 3.45% | |
| 1 year6.03% annualised | ₹1,20,000 | ₹1,23,993 | 3.33% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.