Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
- NAV as on 9 Nov 2026
- ₹11.11+0.07%1 day
- Return since launch
- 6.6%
- 52-week range
- ₹10.49 — ₹11.10
- AUM
- ₹1,942 Cr
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is a Low Duration debt fund from Aditya Birla Sun Life Mutual Fund with ₹1,942 Cr under management, launched in 2025. The expense ratio is 0.36% and the SEBI riskometer reading is Low to Moderate.
Performance
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.8% against +5.5% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.9% | +0.5 pts | 5.4% | 5.6% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.3% | 0.0 pts | 0.3% | 0.3% |
| 3M | 1.2% | +0.1 pts | 1.1% | 1.1% |
| 6M | 3.1% | +0.2 pts | 2.9% | 3.0% |
| 1Y | 5.8% | +0.4 pts | 5.4% | 5.5% |
Since launch (18 Mar 2025): 6.6%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.36%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.30%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.05%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL-IBX Financial Services 9-12 Months Debt
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt94.6%
- Other5.4%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Tata Capital Ltd. | Financial | 10.78% | ₹143 Cr | +4.24% | +5.26% | +16.40% |
| LIC Housing Finance Ltd. | Financial | 9.36% | ₹124 Cr | +13.30% | +8.11% | +9.33% |
| Bajaj Finance Ltd. | Financial | 9.04% | ₹120 Cr | +4.47% | +2.73% | +5.93% |
| L&T Finance Ltd. | Financial | 8.76% | ₹116 Cr | — | — | +4.91% |
| Sundaram Finance Ltd. | Financial | 7.24% | ₹96.19 Cr | +4.33% | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 7.04% | ₹93.57 Cr | +2.13% | +3.84% | +1.17% |
| National Bank For Agriculture & Rural Development | Financial | 5.26% | ₹69.88 Cr | +0.36% | +0.76% | +29.79% |
| REC Ltd. | Financial | 3.76% | ₹49.98 Cr | +4.46% | +2.73% | +2.91% |
| Tata Capital Housing Finance Ltd. | Financial | 3.75% | ₹49.84 Cr | — | — | +17.61% |
| Kotak Mahindra Prime Ltd. | Financial | 3.56% | ₹47.33 Cr | +8.49% | +5.09% | — |
| Bajaj Housing Finance Ltd. | Financial | 2.63% | ₹34.93 Cr | +10.61% | +6.36% | — |
| Tata Capital Ltd.(Partly Paid Equity) | Financial | 1.88% | ₹25.04 Cr | +2.24% | — | — |
| Power Finance Corporation Ltd. | Financial | 1.88% | ₹24.95 Cr | +0.44% | +0.27% | +0.58% |
| Indian Bank | Financial | 1.79% | ₹23.76 Cr | +2.14% | +1.29% | — |
| Canara Bank | Financial | 1.79% | ₹23.73 Cr | +4.25% | +7.65% | — |
| Others | Others | 1.52% | ₹20.22 Cr | +0.13% | +0.38% | +2.74% |
| Indian Railway Finance Corporation Ltd. | Financial | 0.75% | ₹9.99 Cr | — | — | — |
| Bank Of Baroda | Financial | 0.37% | ₹4.94 Cr | +0.43% | +2.59% | — |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 0.02% | ₹0.30 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:14725 | 9.83% | 0.00% | -9.83% |
| L&T Finance Ltd. | 0.00% | 8.76% | +8.76% |
| Bajaj Housing Finance Ltd. | 9.82% | 2.63% | -7.19% |
| Bajaj Finance Ltd. | 2.04% | 7.16% | +5.12% |
| Tata Capital Ltd. | 1.96% | 7.01% | +5.05% |
| company:18495 | 4.73% | 0.00% | -4.73% |
| Kotak Mahindra Prime Ltd. | 7.85% | 3.56% | -4.29% |
| company:2048 | 3.95% | 0.00% | -3.95% |
| company:5655 | 2.76% | 0.00% | -2.76% |
| Canara Bank | 3.96% | 1.79% | -2.18% |
| company:1412 | 1.97% | 0.00% | -1.97% |
| company:19901 | 1.96% | 0.00% | -1.96% |
| Mahindra & Mahindra Financial Services Ltd. | 1.97% | 0.02% | -1.95% |
| Power Finance Corporation Ltd. | 0.00% | 1.88% | +1.88% |
| Tata Capital Housing Finance Ltd. | 0.00% | 1.87% | +1.87% |
| Indian Bank | 0.00% | 1.79% | +1.79% |
| Sundaram Finance Ltd. | 2.01% | 3.50% | +1.50% |
| Small Industries Devp. Bank of India Ltd. | 5.92% | 7.04% | +1.13% |
| National Bank For Agriculture & Rural Development | 3.93% | 4.89% | +0.97% |
| Others | 0.78% | -0.15% | -0.92% |
| Indian Railway Finance Corporation Ltd. | 0.00% | 0.75% | +0.75% |
| LIC Housing Finance Ltd. | 6.08% | 5.60% | -0.49% |
| company:5500 | 0.40% | 0.00% | -0.40% |
| REC Ltd. | 4.08% | 3.76% | -0.32% |
| Tata Capital Ltd.(Partly Paid Equity) | 2.04% | 1.88% | -0.16% |
| Bank Of Baroda | 0.40% | 0.37% | -0.03% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹5,669 Cr | 0.52% | 5.8% | 6.6% | 6.8% |
 ICICI Prudential Ultra Short to Short Term Fund | ₹17,294 Cr | 0.53% | 5.8% | 6.8% | 7.0% |
 Tata Ultra Short to Short Term Fund | ₹2,665 Cr | 0.57% | 5.9% | 6.5% | 6.6% |
 UTI Ultra Short to Short Term Fund | ₹2,604 Cr | 0.65% | 5.8% | 6.7% | 6.8% |
 Mirae Asset CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | ₹114 Cr | 0.32% | 5.9% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Financial Services 9-12 Months Debt Index before expenses, subject to tracking errors.
Fund managers
- Mohit SharmaMr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
- Sanjay PawarMr. Pawar has done M.ComHe is associated with Aditya Birla Sun Life AMC Limited since 2005
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.10% absolute | ₹60,000 | ₹61,860 | 3.10% | |
| 1 year5.79% annualised | ₹1,20,000 | ₹1,23,831 | 3.19% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.