Aditya Birla Sun Life Liquid Fund
LiquidModerateOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹457.07+0.03%1 day
- Return since launch
- 6.9%
- 52-week range
- ₹429.31 — ₹456.78
- AUM
- ₹62,317 Cr
Aditya Birla Sun Life Liquid Fund is a Liquid debt fund from Aditya Birla Sun Life Mutual Fund with ₹62,317 Cr under management, launched in 2004. Over three years it has returned 6.6% a year, against 6.7% for its category. The expense ratio is 0.35% and the SEBI riskometer reading is Moderate.
Performance
Aditya Birla Sun Life Liquid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.4% against +6.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.4% | +0.1 pts | 6.3% | 6.3% |
| 2Y | 6.4% | +0.1 pts | 6.3% | 6.3% |
| 3Y | 6.6% | −0.1 pts | 6.7% | 6.5% |
| 5Y | 6.7% | +0.4 pts | 6.3% | 6.5% |
| 7Y | 6.2% | +0.1 pts | 6.1% | 6.1% |
| 10Y | 6.0% | +0.1 pts | 6.0% | 5.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.4% | 0.0 pts | 0.5% | 0.5% |
| 3M | 1.5% | 0.0 pts | 1.5% | 1.5% |
| 6M | 3.2% | 0.0 pts | 3.1% | 3.1% |
| 1Y | 6.4% | +0.1 pts | 6.3% | 6.3% |
| 2Y | 6.5% | +0.1 pts | 6.4% | 6.4% |
| 3Y | 6.8% | +0.1 pts | 6.7% | 6.7% |
| 5Y | 6.4% | +0.1 pts | 6.3% | 6.2% |
| 7Y | 5.7% | +0.1 pts | 5.5% | 5.5% |
| 10Y | 6.0% | +0.1 pts | 6.0% | 6.0% |
Since launch (26 Mar 2004): 6.9%
Calendar-year returns
Category average4.3%
3.3%
4.8%
7.1%
7.3%
6.5%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.5% | +0.1 pts | 6.4% |
| 2024 | 7.3% | +0.1 pts | 7.3% |
| 2023 | 7.1% | +0.1 pts | 7.0% |
| 2022 | 4.8% | 0.0 pts | 4.8% |
| 2021 | 3.3% | 0.0 pts | 3.3% |
| 2020 | 4.3% | +0.2 pts | 4.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.35%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.30%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.05%
- Exit load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Liquid Index A-I
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderate
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 4.66 | 5.05 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 11.69 | 12.32 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.22 | 0.21 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Aditya Birla Sun Life Liquid Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt112.7%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| City Union Bank Ltd. | Financial | 1.85% | ₹1,134 Cr | +0.39% | +1.15% | — |
| Hindustan Petroleum Corporation Ltd. | Energy | 1.79% | ₹1,095 Cr | +0.39% | — | — |
| The Jammu & Kashmir Bank Ltd. | Financial | 1.61% | ₹987 Cr | +0.93% | — | — |
| Indusind Bank Ltd. | Financial | 1.61% | ₹987 Cr | +0.93% | +1.03% | +0.50% |
| Export-Import Bank Of India | Financial | 1.58% | ₹964 Cr | +0.43% | +1.15% | +0.20% |
| Reliance Retail Ventures Ltd. | Services | 1.50% | ₹916 Cr | +0.77% | +0.92% | +0.50% |
| Reliance Industries Ltd. | Energy | 1.45% | ₹889 Cr | — | — | — |
| Tata Steel Ltd. | Metals & Mining | 1.30% | ₹795 Cr | — | — | +1.49% |
| Punjab & Sind Bank | Financial | 1.22% | ₹744 Cr | +0.62% | +2.30% | +0.50% |
| Yes Bank Ltd. | Financial | 1.22% | ₹744 Cr | — | +0.81% | +1.98% |
| Motilal Oswal Financial Services Ltd. | Financial | 1.09% | ₹665 Cr | +0.35% | +0.46% | +0.40% |
| Tata Teleservices Ltd. | Communication | 1.05% | ₹644 Cr | — | — | — |
| Union Bank of India | Financial | 0.90% | ₹549 Cr | +1.16% | +1.90% | +0.50% |
| National Bank For Agriculture & Rural Development | Financial | 0.89% | ₹546 Cr | +3.18% | +3.32% | +0.28% |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.81% | ₹497 Cr | +0.39% | — | — |
| JM Financial Credit Solutions Ltd. | Financial | 0.81% | ₹496 Cr | — | — | — |
| JSW Energy Ltd. | Capital Goods | 0.81% | ₹496 Cr | — | +1.14% | +0.40% |
| Central Bank of India | Financial | 0.81% | ₹495 Cr | +1.25% | +0.34% | — |
| Bank of India | Financial | 0.81% | ₹495 Cr | — | +0.46% | +0.40% |
| IIFL Finance Ltd. | Financial | 0.80% | ₹492 Cr | +0.23% | +1.08% | +0.49% |
| Can Fin Homes Ltd. | Financial | 0.77% | ₹468 Cr | +0.55% | — | +1.00% |
| DCB Bank Ltd. | Financial | 0.65% | ₹396 Cr | +0.39% | +0.23% | +0.79% |
| Tata Housing Devp. Co. Ltd | Construction | 0.57% | ₹346 Cr | +0.53% | — | +0.60% |
| Nuvama Wealth Finance Ltd. | Financial | 0.56% | ₹345 Cr | — | +0.34% | +0.20% |
| Angel One Ltd. | Financial | 0.56% | ₹345 Cr | +0.31% | — | — |
| L&T Metro Rail (Hyderabad) Ltd. | Construction | 0.56% | ₹342 Cr | +0.93% | — | +0.60% |
| UCO Bank | Financial | 0.53% | ₹323 Cr | — | — | — |
| NTPC Ltd. | Energy | 0.49% | ₹300 Cr | +0.39% | — | — |
| Knowledge Realty Trust | Construction | 0.49% | ₹298 Cr | +0.39% | — | — |
| LIC Housing Finance Ltd. | Financial | 0.49% | ₹298 Cr | +0.78% | — | — |
| DSP Finance Pvt Ltd. | Financial | 0.49% | ₹297 Cr | +0.39% | +0.57% | +0.20% |
| 360 One Wam Ltd. | Financial | 0.48% | ₹296 Cr | — | — | — |
| The Federal Bank Ltd. | Financial | 0.41% | ₹249 Cr | — | +0.23% | +0.35% |
| Tata Communications Ltd. | Communication | 0.41% | ₹248 Cr | +0.54% | — | — |
| Canara Bank | Financial | 0.41% | ₹248 Cr | +0.78% | +0.63% | +0.30% |
| Karur Vysya Bank Ltd. | Financial | 0.40% | ₹248 Cr | +0.31% | +0.57% | — |
| Tata Realty and Infrastructure Ltd. | Construction | 0.40% | ₹247 Cr | +0.37% | — | +0.66% |
| Titan Company Ltd. | Consumer Discretionary | 0.40% | ₹247 Cr | — | — | — |
| Indian Oil Corporation Ltd. | Energy | 0.40% | ₹247 Cr | — | — | — |
| Infina Finance Pvt. Ltd. | Financial | 0.40% | ₹247 Cr | +0.23% | +0.23% | +0.60% |
| Kotak Mahindra Securities Ltd. | Financial | 0.40% | ₹247 Cr | +0.39% | +0.23% | +0.59% |
| ICICI Securities Ltd. | Financial | 0.40% | ₹247 Cr | +0.70% | +0.46% | +1.29% |
| Kotak Mahindra Bank Ltd. | Financial | 0.40% | ₹247 Cr | — | +0.58% | +0.25% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.40% | ₹246 Cr | — | — | — |
| JM Financial Services Pvt. Ltd. | Financial | 0.37% | ₹223 Cr | — | — | — |
| Muthoot Finance Ltd. | Financial | 0.36% | ₹223 Cr | +0.12% | +0.17% | +0.05% |
| Indian Railway Finance Corporation Ltd. | Financial | 0.33% | ₹200 Cr | — | — | — |
| Tata Projects Ltd. | Construction | 0.33% | ₹200 Cr | +0.31% | — | +0.15% |
| Bajaj Financial Securities Ltd. | Financial | 0.32% | ₹198 Cr | +0.46% | — | +0.20% |
| Avenue Supermarts Ltd. | Services | 0.32% | ₹198 Cr | — | — | — |
| Manappuram Finance Ltd. | Financial | 0.32% | ₹198 Cr | +0.15% | +0.57% | +0.30% |
| Sharekhan Ltd. | Financial | 0.32% | ₹198 Cr | +0.39% | +0.69% | +0.79% |
| HDFC Securities Ltd. | Financial | 0.32% | ₹198 Cr | — | — | +0.79% |
| CESC Ltd. | Energy | 0.32% | ₹197 Cr | +0.39% | — | — |
| Godrej Properties Ltd. | Construction | 0.32% | ₹197 Cr | +0.15% | — | +0.20% |
| 360 ONE Wealth Ltd. | Financial | 0.32% | ₹197 Cr | +0.78% | — | — |
| Indian Bank | Financial | 0.28% | ₹173 Cr | — | +0.58% | +0.10% |
| Sundaram Home Finance Ltd. | Financial | 0.25% | ₹150 Cr | +0.10% | — | — |
| Reserve Bank of India | Financial | 0.24% | ₹149 Cr | +0.78% | +0.48% | +0.37% |
| Small Industries Devp. Bank of India Ltd. | Financial | 0.24% | ₹149 Cr | +0.08% | +1.26% | +1.98% |
| Bank Of Baroda | Financial | 0.24% | ₹149 Cr | +1.17% | +0.57% | +0.20% |
| Fedbank Financial Services Ltd. | Financial | 0.24% | ₹149 Cr | +0.31% | — | — |
| GIC Housing Finance Ltd. | Financial | 0.24% | ₹148 Cr | +0.12% | — | — |
| CTBC Bank Ltd. | Financial | 0.24% | ₹148 Cr | — | — | — |
| Alembic Pharmaceuticals Ltd. | Healthcare | 0.24% | ₹148 Cr | — | — | +0.20% |
| Aseem Infrastructure Finance Ltd. | Financial | 0.24% | ₹148 Cr | — | — | +0.40% |
| Bahadur Chand Investments Pvt. Ltd. | Financial | 0.24% | ₹148 Cr | — | — | +0.10% |
| Nuvama Wealth and Investment Limited | Financial | 0.24% | ₹147 Cr | +0.11% | +0.23% | +0.20% |
| Gujarat State | Construction | 0.20% | ₹120 Cr | — | — | — |
| Nirma Ltd. | Consumer Staples | 0.19% | ₹119 Cr | — | — | — |
| Cholamandalam Securities Ltd. | Financial | 0.18% | ₹109 Cr | +0.06% | +0.11% | +0.06% |
| West Bengal State | Others | 0.17% | ₹107 Cr | — | — | — |
| Karnataka State | Others | 0.17% | ₹105 Cr | — | — | — |
| SBICAP Securities Ltd. | Financial | 0.16% | ₹98.91 Cr | +0.15% | +0.23% | +0.20% |
| Julius Baer Capital India Pvt Ltd. | Financial | 0.16% | ₹98.80 Cr | +0.31% | +0.58% | +0.20% |
| Punjab National Bank | Financial | 0.12% | ₹74.04 Cr | +0.77% | +2.86% | +0.05% |
| Godrej Industries Ltd. | Consumer Staples | 0.12% | ₹73.88 Cr | +0.12% | +0.17% | +0.15% |
| Tata Teleservices (Maharashtra) Ltd. | Communication | 0.11% | ₹64.52 Cr | +0.46% | +1.12% | +1.49% |
| REC Ltd. | Financial | 0.10% | ₹60.04 Cr | — | — | +0.21% |
| IDBI Capital Market Services Ltd. | Financial | 0.08% | ₹49.61 Cr | +0.06% | — | +0.05% |
| HDFC Bank Ltd. | Financial | 0.08% | ₹49.58 Cr | +0.39% | +0.11% | +1.39% |
| Axis Bank Ltd. | Financial | 0.08% | ₹49.51 Cr | +0.77% | +0.52% | +0.35% |
| AU Small Finance Bank Ltd. | Financial | 0.08% | ₹49.51 Cr | +0.16% | — | +0.50% |
| Mirae Asset Financial Services (India) Pvt Ltd. | Financial | 0.08% | ₹49.36 Cr | — | — | — |
| Kotak Mahindra Prime Ltd. | Financial | 0.04% | ₹25.01 Cr | +0.12% | +0.17% | +0.05% |
| Bajaj Finance Ltd. | Financial | 0.04% | ₹24.84 Cr | +0.31% | +0.58% | +0.69% |
| Odisha State | Financial | 0.01% | ₹5.01 Cr | — | — | — |
| Others | Others | -7.12% | ₹-4,351.46 Cr | +0.67% | +0.98% | +0.82% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Hindustan Petroleum Corporation Ltd. | 0.11% | 1.79% | +1.68% |
| City Union Bank Ltd. | 0.36% | 1.85% | +1.50% |
| Reliance Industries Ltd. | 0.00% | 1.45% | +1.45% |
| Tata Steel Ltd. | 0.00% | 1.30% | +1.30% |
| company:4578 | 1.22% | 0.00% | -1.22% |
| Export-Import Bank Of India | 0.39% | 1.58% | +1.18% |
| company:1570 | 1.07% | 0.00% | -1.07% |
| company:11779 | 1.07% | 0.00% | -1.07% |
| company:509 | 1.07% | 0.00% | -1.07% |
| The Jammu & Kashmir Bank Ltd. | 0.57% | 1.61% | +1.04% |
| Indusind Bank Ltd. | 0.57% | 1.61% | +1.04% |
| company:11073 | 0.86% | 0.00% | -0.86% |
| Bank of India | 0.00% | 0.81% | +0.81% |
| Reliance Retail Ventures Ltd. | 0.71% | 1.50% | +0.78% |
| Can Fin Homes Ltd. | 0.00% | 0.77% | +0.77% |
| Motilal Oswal Financial Services Ltd. | 0.32% | 1.09% | +0.76% |
| HDFC Bank Ltd. | 0.82% | 0.08% | -0.74% |
| company:6953 | 0.72% | 0.00% | -0.72% |
| company:5085 | 0.71% | 0.00% | -0.71% |
| company:13368 | 0.68% | 0.00% | -0.68% |
| Punjab National Bank | 0.71% | 0.12% | -0.59% |
| IIFL Finance Ltd. | 0.21% | 0.80% | +0.59% |
| company:4907 | 0.57% | 0.00% | -0.57% |
| company:2119 | 0.57% | 0.00% | -0.57% |
| company:12613 | 0.57% | 0.00% | -0.57% |
| Nuvama Wealth Finance Ltd. | 0.00% | 0.56% | +0.56% |
| 360 One Wam Ltd. | 0.00% | 0.48% | +0.48% |
| company:16204 | 0.48% | 0.00% | -0.48% |
| company:17137 | 0.47% | 0.00% | -0.47% |
| company:11821 | 0.43% | 0.00% | -0.43% |
| company:12484 | 0.43% | 0.00% | -0.43% |
| Canara Bank | 0.82% | 0.41% | -0.42% |
| Titan Company Ltd. | 0.00% | 0.40% | +0.40% |
| Indian Oil Corporation Ltd. | 0.00% | 0.40% | +0.40% |
| Kotak Mahindra Bank Ltd. | 0.00% | 0.40% | +0.40% |
| Torrent Pharmaceuticals Ltd. | 0.00% | 0.40% | +0.40% |
| company:522 | 0.39% | 0.00% | -0.39% |
| company:19777 | 0.36% | 0.00% | -0.36% |
| Indian Railway Finance Corporation Ltd. | 0.00% | 0.33% | +0.33% |
| Avenue Supermarts Ltd. | 0.00% | 0.32% | +0.32% |
| HDFC Securities Ltd. | 0.00% | 0.32% | +0.32% |
| 360 ONE Wealth Ltd. | 0.00% | 0.32% | +0.32% |
| L&T Metro Rail (Hyderabad) Ltd. | 0.86% | 0.56% | -0.30% |
| company:18894 | 0.29% | 0.00% | -0.29% |
| Angel One Ltd. | 0.28% | 0.56% | +0.28% |
| company:14725 | 0.27% | 0.00% | -0.27% |
| CTBC Bank Ltd. | 0.00% | 0.24% | +0.24% |
| Alembic Pharmaceuticals Ltd. | 0.00% | 0.24% | +0.24% |
| Aseem Infrastructure Finance Ltd. | 0.00% | 0.24% | +0.24% |
| Bahadur Chand Investments Pvt. Ltd. | 0.00% | 0.24% | +0.24% |
| ICICI Securities Ltd. | 0.64% | 0.40% | -0.24% |
| company:8227 | 0.24% | 0.00% | -0.24% |
| LIC Housing Finance Ltd. | 0.72% | 0.49% | -0.23% |
| Muthoot Finance Ltd. | 0.14% | 0.36% | +0.22% |
| company:6892 | 0.21% | 0.00% | -0.21% |
| Gujarat State | 0.00% | 0.20% | +0.20% |
| Nirma Ltd. | 0.00% | 0.19% | +0.19% |
| Infina Finance Pvt. Ltd. | 0.21% | 0.40% | +0.19% |
| Godrej Properties Ltd. | 0.14% | 0.32% | +0.18% |
| company:11622 | 0.18% | 0.00% | -0.18% |
| Cholamandalam Securities Ltd. | 0.00% | 0.18% | +0.18% |
| West Bengal State | 0.00% | 0.17% | +0.17% |
| Karnataka State | 0.00% | 0.17% | +0.17% |
| Yes Bank Ltd. | 1.06% | 1.22% | +0.16% |
| Punjab & Sind Bank | 1.06% | 1.22% | +0.16% |
| Sundaram Home Finance Ltd. | 0.09% | 0.25% | +0.15% |
| company:18899 | 0.14% | 0.00% | -0.14% |
| company:720 | 0.14% | 0.00% | -0.14% |
| company:9186 | 0.14% | 0.00% | -0.14% |
| Nuvama Wealth and Investment Limited | 0.10% | 0.24% | +0.14% |
| Union Bank of India | 1.03% | 0.90% | -0.14% |
| Tata Teleservices Ltd. | 0.92% | 1.05% | +0.14% |
| DSP Finance Pvt Ltd. | 0.36% | 0.49% | +0.13% |
| Julius Baer Capital India Pvt Ltd. | 0.29% | 0.16% | -0.12% |
| company:15565 | 0.11% | 0.00% | -0.11% |
| Indian Bank | 0.18% | 0.28% | +0.11% |
| JM Financial Credit Solutions Ltd. | 0.71% | 0.81% | +0.11% |
| Adani Ports and Special Economic Zone Ltd. | 0.71% | 0.81% | +0.10% |
| JSW Energy Ltd. | 0.71% | 0.81% | +0.10% |
| Central Bank of India | 0.71% | 0.81% | +0.10% |
| UCO Bank | 0.42% | 0.53% | +0.10% |
| Tata Communications Ltd. | 0.50% | 0.41% | -0.09% |
| DCB Bank Ltd. | 0.56% | 0.65% | +0.08% |
| Tata Housing Devp. Co. Ltd | 0.49% | 0.57% | +0.07% |
| company:17927 | 0.07% | 0.00% | -0.07% |
| Kotak Mahindra Prime Ltd. | 0.11% | 0.04% | -0.07% |
| NTPC Ltd. | 0.43% | 0.49% | +0.06% |
| Knowledge Realty Trust | 0.42% | 0.49% | +0.06% |
| Axis Bank Ltd. | 0.14% | 0.08% | -0.06% |
| The Federal Bank Ltd. | 0.36% | 0.41% | +0.05% |
| Tata Realty and Infrastructure Ltd. | 0.35% | 0.40% | +0.05% |
| National Bank For Agriculture & Rural Development | 0.35% | 0.41% | +0.05% |
| Karur Vysya Bank Ltd. | 0.36% | 0.40% | +0.05% |
| JM Financial Services Pvt. Ltd. | 0.32% | 0.37% | +0.05% |
| Kotak Mahindra Securities Ltd. | 0.36% | 0.40% | +0.05% |
| Tata Projects Ltd. | 0.28% | 0.33% | +0.04% |
| Bajaj Financial Securities Ltd. | 0.28% | 0.32% | +0.04% |
| Reserve Bank of India | 0.28% | 0.24% | -0.04% |
| Sharekhan Ltd. | 0.29% | 0.32% | +0.04% |
| Others | 0.25% | 0.28% | +0.04% |
| CESC Ltd. | 0.36% | 0.32% | -0.03% |
| Manappuram Finance Ltd. | 0.36% | 0.32% | -0.03% |
| Fedbank Financial Services Ltd. | 0.21% | 0.24% | +0.03% |
| Bank Of Baroda | 0.21% | 0.24% | +0.03% |
| GIC Housing Finance Ltd. | 0.21% | 0.24% | +0.03% |
| REC Ltd. | 0.07% | 0.10% | +0.03% |
| SBICAP Securities Ltd. | 0.14% | 0.16% | +0.02% |
| Godrej Industries Ltd. | 0.11% | 0.12% | +0.01% |
| Tata Teleservices (Maharashtra) Ltd. | 0.09% | 0.11% | +0.01% |
| Small Industries Devp. Bank of India Ltd. | 0.07% | 0.08% | +0.01% |
| AU Small Finance Bank Ltd. | 0.07% | 0.08% | +0.01% |
| Mirae Asset Financial Services (India) Pvt Ltd. | 0.07% | 0.08% | +0.01% |
| IDBI Capital Market Services Ltd. | 0.07% | 0.08% | +0.01% |
| Odisha State | 0.00% | 0.01% | +0.01% |
| Bajaj Finance Ltd. | 0.04% | 0.04% | +0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹16,105 Cr | 0.20% | 6.5% | 6.6% | 6.7% |
 Axis Liquid Fund | ₹53,784 Cr | 0.26% | 6.5% | 6.6% | 6.7% |
 Edelweiss Liquid Fund | ₹17,831 Cr | 0.19% | 6.5% | 6.6% | 6.7% |
 Franklin India Liquid Fund | ₹4,811 Cr | 0.20% | 6.6% | 6.7% | 6.7% |
 Bank of India Liquid Fund | ₹2,326 Cr | 0.15% | 6.5% | 6.7% | 6.7% |
 PGIM India Liquid Fund | ₹1,773 Cr | 0.22% | 6.5% | 6.6% | 6.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.
Fund managers
- Kaustubh GuptaMr. Gupta is a B.Com and a Chartered Accountant.Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
- Sanjay PawarMr. Pawar has done M.ComHe is associated with Aditya Birla Sun Life AMC Limited since 2005
- Sunaina da CunhaMs. Cunha is a B.Com (H) and MBA from FMS, Delhi.Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.19% absolute | ₹60,000 | ₹61,914 | 3.19% | |
| 1 year6.42% annualised | ₹1,20,000 | ₹1,24,256 | 3.55% | |
| 3 years6.82% annualised | ₹3,60,000 | ₹4,00,487 | 11.25% | |
| 5 years6.36% annualised | ₹6,00,000 | ₹7,07,926 | 17.99% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Aditya Birla Sun Life Liquid Fund?
The NAV of Aditya Birla Sun Life Liquid Fund is ₹457.07 as on 9 Nov 2026.
What is the expense ratio of Aditya Birla Sun Life Liquid Fund?
The expense ratio of Aditya Birla Sun Life Liquid Fund is 0.35% per year.
What is the minimum SIP amount for Aditya Birla Sun Life Liquid Fund?
You can start a SIP in Aditya Birla Sun Life Liquid Fund with ₹3,000 a month.
What returns has Aditya Birla Sun Life Liquid Fund given?
Aditya Birla Sun Life Liquid Fund has returned 6.4% over 1 year, 6.6% over 3 years and 6.7% over 5 years (annualised).
Is there a lock-in or exit load on Aditya Birla Sun Life Liquid Fund?
Lock-in: None. Exit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days..
How risky is Aditya Birla Sun Life Liquid Fund?
Aditya Birla Sun Life Liquid Fund is rated Moderate on the SEBI riskometer and belongs to the Liquid category.
Which fund house manages Aditya Birla Sun Life Liquid Fund?
Aditya Birla Sun Life Liquid Fund is managed by Aditya Birla Sun Life Mutual Fund, which runs 86 schemes with ₹4,46,664 Cr under management.