Aditya Birla Sun Life Money Market Fund
Money MarketModerateOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹402.94+0.07%1 day
- Return since launch
- 6.8%
- 52-week range
- ₹378.91 — ₹402.64
- AUM
- ₹25,875 Cr
Aditya Birla Sun Life Money Market Fund is a Money Market debt fund from Aditya Birla Sun Life Mutual Fund with ₹25,875 Cr under management, launched in 2005. Over three years it has returned 6.9% a year, against 7.0% for its category. The expense ratio is 0.37% and the SEBI riskometer reading is Moderate.
Performance
Aditya Birla Sun Life Money Market Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.3% against +6.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.5% | +0.3 pts | 6.2% | 6.3% |
| 2Y | 6.6% | +0.2 pts | 6.4% | 6.5% |
| 3Y | 6.9% | −0.1 pts | 7.0% | 6.8% |
| 5Y | 7.0% | +0.6 pts | 6.4% | 6.8% |
| 7Y | 6.6% | +0.2 pts | 6.4% | 6.4% |
| 10Y | 6.6% | +0.3 pts | 6.3% | 6.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.3% | 0.0 pts | 0.3% | 0.3% |
| 3M | 1.4% | +0.1 pts | 1.4% | 1.4% |
| 6M | 3.3% | +0.1 pts | 3.3% | 3.3% |
| 1Y | 6.3% | +0.1 pts | 6.2% | 6.2% |
| 2Y | 6.9% | +0.2 pts | 6.7% | 6.8% |
| 3Y | 7.2% | +0.2 pts | 7.0% | 7.0% |
| 5Y | 6.7% | +0.3 pts | 6.4% | 6.4% |
| 7Y | 6.3% | +0.3 pts | 6.0% | 5.9% |
| 10Y | 6.7% | +0.4 pts | 6.3% | 6.5% |
Since launch (10 Oct 2005): 6.8%
Calendar-year returns
Category average6.6%
3.8%
4.8%
7.5%
7.7%
7.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.4% | −0.1 pts | 7.5% |
| 2024 | 7.7% | +0.1 pts | 7.6% |
| 2023 | 7.5% | +0.1 pts | 7.3% |
| 2022 | 4.8% | +0.1 pts | 4.7% |
| 2021 | 3.8% | +0.1 pts | 3.8% |
| 2020 | 6.6% | +0.5 pts | 6.1% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.37%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.32%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.05%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Money Market A-I Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderate
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 2.31 | 2.18 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 3.08 | 3.31 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.60 | 0.55 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Aditya Birla Sun Life Money Market Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt102.2%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Indusind Bank Ltd. | Financial | 5.17% | ₹1,393 Cr | +5.08% | +4.90% | +1.10% |
| Sundaram Finance Ltd. | Financial | 1.89% | ₹509 Cr | +1.91% | +2.43% | +0.18% |
| The Federal Bank Ltd. | Financial | 1.81% | ₹489 Cr | +1.76% | +1.64% | +0.91% |
| Karur Vysya Bank Ltd. | Financial | 1.81% | ₹486 Cr | +0.89% | +0.83% | — |
| National Bank For Financing Infrastructure And Development | Financial | 1.80% | ₹486 Cr | +1.74% | +1.63% | — |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.80% | ₹486 Cr | +1.74% | — | — |
| The Jammu & Kashmir Bank Ltd. | Financial | 1.80% | ₹486 Cr | — | — | — |
| Hero FinCorp Ltd. | Financial | 1.44% | ₹387 Cr | +1.39% | +1.29% | +0.54% |
| Reserve Bank of India | Financial | 1.37% | ₹369 Cr | +0.81% | +0.76% | +0.02% |
| Credila Financial Services Ltd. | Financial | 1.25% | ₹338 Cr | +1.21% | — | — |
| Tata Teleservices (Maharashtra) Ltd. | Communication | 1.09% | ₹293 Cr | — | — | — |
| Motilal Oswal Financial Services Ltd. | Financial | 1.09% | ₹293 Cr | +1.05% | +0.98% | +0.31% |
| Indian Overseas Bank | Financial | 1.08% | ₹292 Cr | +1.05% | +0.98% | — |
| REC Ltd. | Financial | 0.99% | ₹267 Cr | — | — | +0.54% |
| Gujarat State | Construction | 0.91% | ₹246 Cr | +1.19% | +0.68% | +0.19% |
| Axis Finance Ltd. | Financial | 0.91% | ₹244 Cr | +0.88% | +0.82% | — |
| IDFC First Bank Ltd. | Financial | 0.91% | ₹244 Cr | +0.88% | +0.82% | +0.73% |
| Punjab & Sind Bank | Financial | 0.90% | ₹243 Cr | +0.87% | +0.81% | +0.55% |
| Aditya Birla Housing Finance Ltd. | Financial | 0.90% | ₹243 Cr | +0.87% | — | — |
| IDBI Bank Ltd. | Financial | 0.90% | ₹242 Cr | — | — | — |
| Embassy Office Parks REIT | Construction | 0.90% | ₹242 Cr | +0.87% | +0.34% | +1.10% |
| AU Small Finance Bank Ltd. | Financial | 0.90% | ₹242 Cr | +0.18% | +0.51% | +0.18% |
| Uttar Pradesh State | Others | 0.76% | ₹206 Cr | +0.18% | +0.17% | +0.47% |
| Deutsche Investments (I) Pvt. Ltd. | Financial | 0.73% | ₹197 Cr | +0.71% | +0.66% | +0.53% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.72% | ₹195 Cr | +0.62% | +0.58% | +0.72% |
| Manappuram Finance Ltd. | Financial | 0.72% | ₹194 Cr | — | — | — |
| DCB Bank Ltd. | Financial | 0.72% | ₹194 Cr | +0.69% | +0.24% | +0.54% |
| L&T Finance Ltd. | Financial | 0.72% | ₹193 Cr | — | — | — |
| Bank Of Baroda | Financial | 0.55% | ₹147 Cr | +1.60% | +1.49% | +0.92% |
| Bajaj Housing Finance Ltd. | Financial | 0.54% | ₹146 Cr | +0.53% | +0.49% | +0.72% |
| Bajaj Finance Ltd. | Financial | 0.54% | ₹146 Cr | +0.88% | — | — |
| Pilani Investment And Industries Corporation Ltd. | Financial | 0.54% | ₹146 Cr | +0.52% | +0.49% | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 0.54% | ₹146 Cr | +0.18% | +2.33% | +1.45% |
| Nuvama Wealth Finance Ltd. | Financial | 0.54% | ₹145 Cr | +0.52% | +0.48% | +0.36% |
| Truhome Finance Ltd. | Financial | 0.54% | ₹145 Cr | +0.52% | +0.51% | +0.53% |
| Bihar State | Others | 0.37% | ₹99.76 Cr | +0.37% | +0.35% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.37% | ₹98.54 Cr | — | — | — |
| National Bank For Agriculture & Rural Development | Financial | 0.36% | ₹97.81 Cr | +0.26% | +0.25% | +0.54% |
| Muthoot Finance Ltd. | Financial | 0.36% | ₹97.43 Cr | +0.44% | +0.41% | +0.18% |
| Yes Bank Ltd. | Financial | 0.36% | ₹97.38 Cr | +0.52% | +0.49% | — |
| 360 One Wam Ltd. | Financial | 0.36% | ₹97.21 Cr | +0.35% | +0.32% | — |
| 360 ONE Wealth Ltd. | Financial | 0.36% | ₹97.09 Cr | +0.35% | +0.32% | +0.72% |
| Ujjivan Small Finance Bank Ltd. | Financial | 0.36% | ₹97.07 Cr | +0.35% | +0.32% | — |
| LIC Housing Finance Ltd. | Financial | 0.36% | ₹97.00 Cr | +0.35% | +0.49% | +1.09% |
| Union Bank of India | Financial | 0.36% | ₹96.99 Cr | +0.27% | — | +0.43% |
| Mahindra Rural Housing Finance Ltd. | Financial | 0.36% | ₹96.83 Cr | +0.35% | +0.32% | +0.36% |
| Nuvama Wealth and Investment Limited | Financial | 0.36% | ₹96.55 Cr | +0.35% | +0.32% | — |
| Mirae Asset Sharekhan Financial Services Ltd. | Financial | 0.36% | ₹96.46 Cr | +0.35% | +0.32% | — |
| Angel One Ltd. | Financial | 0.36% | ₹96.31 Cr | +0.35% | — | — |
| Punjab National Bank | Financial | 0.27% | ₹73.40 Cr | +0.26% | +0.83% | +0.37% |
| Canara Bank | Financial | 0.27% | ₹73.39 Cr | +0.89% | +0.25% | +0.73% |
| Godrej Industries Ltd. | Consumer Staples | 0.27% | ₹73.18 Cr | +0.26% | +0.24% | — |
| Birla Group Holdings Pvt. Ltd. | Financial | 0.27% | ₹72.98 Cr | +0.87% | +0.81% | +0.55% |
| HSBC InvestDirect Financial Services India Ltd. | Financial | 0.27% | ₹72.96 Cr | +0.26% | +0.24% | +0.37% |
| Hero Housing Finance Ltd. | Financial | 0.18% | ₹49.77 Cr | +0.18% | +0.17% | +0.18% |
| Bahadur Chand Investments Pvt. Ltd. | Financial | 0.18% | ₹49.51 Cr | +0.71% | +0.66% | +0.55% |
| CTBC Bank Ltd. | Financial | 0.18% | ₹49.51 Cr | +0.71% | +0.66% | +0.37% |
| AU Small Finance Bank Ltd. Pref. Shares | Financial | 0.18% | ₹48.83 Cr | +0.18% | +0.16% | — |
| Kotak Mahindra Prime Ltd. | Financial | 0.18% | ₹48.78 Cr | +0.18% | — | +0.18% |
| West Bengal State | Others | 0.11% | ₹30.07 Cr | +0.11% | — | — |
| Karnataka State | Others | 0.09% | ₹25.17 Cr | +0.09% | +0.15% | +0.22% |
| Tamilnadu State | Others | 0.09% | ₹25.17 Cr | +0.09% | +0.09% | — |
| Maharashtra State | Others | 0.09% | ₹25.09 Cr | +0.09% | +0.12% | +0.19% |
| Kerala State | Others | 0.09% | ₹25.07 Cr | +0.09% | +0.23% | — |
| Andhra Pradesh State | Financial | 0.09% | ₹25.03 Cr | +0.13% | +0.12% | — |
| ICICI Bank Ltd. | Financial | 0.09% | ₹24.47 Cr | +0.09% | +0.08% | — |
| Kotak Mahindra Bank Ltd. | Financial | 0.09% | ₹24.47 Cr | +0.89% | +1.35% | +0.18% |
| JM Financial Services Pvt. Ltd. | Financial | 0.09% | ₹24.38 Cr | +0.09% | — | — |
| HDFC Bank Ltd. | Financial | 0.09% | ₹24.34 Cr | +0.09% | +0.34% | +0.71% |
| Indian Bank | Financial | 0.09% | ₹23.76 Cr | +1.43% | +1.33% | +1.28% |
| Jharkhand State | Others | 0.04% | ₹10.02 Cr | +0.04% | +0.04% | — |
| Axis Bank Ltd. | Financial | 0.04% | ₹9.87 Cr | +0.89% | +1.33% | +1.62% |
| Others | Others | -5.57% | ₹-1,501.46 Cr | +0.59% | +0.55% | +0.55% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Tata Teleservices (Maharashtra) Ltd. | 0.00% | 1.09% | +1.09% |
| REC Ltd. | 0.00% | 0.99% | +0.99% |
| Karur Vysya Bank Ltd. | 0.82% | 1.81% | +0.98% |
| Axis Bank Ltd. | 0.82% | 0.04% | -0.79% |
| AU Small Finance Bank Ltd. | 0.16% | 0.90% | +0.73% |
| Manappuram Finance Ltd. | 0.00% | 0.72% | +0.72% |
| L&T Finance Ltd. | 0.00% | 0.72% | +0.72% |
| Cholamandalam Investment and Finance Company Ltd. | 0.08% | 0.72% | +0.64% |
| CTBC Bank Ltd. | 0.66% | 0.18% | -0.48% |
| Bahadur Chand Investments Pvt. Ltd. | 0.66% | 0.18% | -0.48% |
| Canara Bank | 0.74% | 0.27% | -0.47% |
| Indusind Bank Ltd. | 4.72% | 5.17% | +0.45% |
| Small Industries Devp. Bank of India Ltd. | 0.78% | 0.36% | -0.42% |
| Bank Of Baroda | 0.91% | 0.55% | -0.36% |
| Reserve Bank of India | 1.66% | 1.37% | -0.29% |
| Sundaram Finance Ltd. | 1.69% | 1.89% | +0.20% |
| The Federal Bank Ltd. | 1.63% | 1.81% | +0.19% |
| The Jammu & Kashmir Bank Ltd. | 1.62% | 1.80% | +0.19% |
| Mahindra & Mahindra Financial Services Ltd. | 1.62% | 1.80% | +0.19% |
| National Bank For Financing Infrastructure And Development | 1.62% | 1.80% | +0.19% |
| company:9765 | 0.16% | 0.00% | -0.16% |
| Hero FinCorp Ltd. | 1.29% | 1.44% | +0.15% |
| Credila Financial Services Ltd. | 1.12% | 1.25% | +0.13% |
| Union Bank of India | 0.25% | 0.36% | +0.11% |
| Motilal Oswal Financial Services Ltd. | 0.97% | 1.09% | +0.11% |
| Indian Overseas Bank | 0.97% | 1.08% | +0.11% |
| Axis Finance Ltd. | 0.81% | 0.91% | +0.09% |
| IDFC First Bank Ltd. | 0.81% | 0.91% | +0.09% |
| Punjab & Sind Bank | 0.81% | 0.90% | +0.09% |
| IDBI Bank Ltd. | 0.81% | 0.90% | +0.09% |
| Aditya Birla Housing Finance Ltd. | 0.81% | 0.90% | +0.09% |
| Embassy Office Parks REIT | 0.80% | 0.90% | +0.09% |
| Gujarat State | 0.82% | 0.91% | +0.09% |
| Deutsche Investments (I) Pvt. Ltd. | 0.66% | 0.73% | +0.08% |
| DCB Bank Ltd. | 0.64% | 0.72% | +0.07% |
| Uttar Pradesh State | 0.69% | 0.76% | +0.07% |
| Bajaj Finance Ltd. | 0.49% | 0.54% | +0.06% |
| Bajaj Housing Finance Ltd. | 0.49% | 0.54% | +0.06% |
| Pilani Investment And Industries Corporation Ltd. | 0.49% | 0.54% | +0.06% |
| Nuvama Wealth Finance Ltd. | 0.48% | 0.54% | +0.06% |
| Truhome Finance Ltd. | 0.48% | 0.54% | +0.06% |
| Muthoot Finance Ltd. | 0.41% | 0.36% | -0.05% |
| Torrent Pharmaceuticals Ltd. | 0.33% | 0.37% | +0.04% |
| 360 One Wam Ltd. | 0.32% | 0.36% | +0.04% |
| 360 ONE Wealth Ltd. | 0.32% | 0.36% | +0.04% |
| Ujjivan Small Finance Bank Ltd. | 0.32% | 0.36% | +0.04% |
| National Bank For Agriculture & Rural Development | 0.33% | 0.36% | +0.04% |
| Angel One Ltd. | 0.32% | 0.36% | +0.04% |
| Nuvama Wealth and Investment Limited | 0.32% | 0.36% | +0.04% |
| Mirae Asset Sharekhan Financial Services Ltd. | 0.32% | 0.36% | +0.04% |
| Yes Bank Ltd. | 0.32% | 0.36% | +0.04% |
| LIC Housing Finance Ltd. | 0.32% | 0.36% | +0.04% |
| Mahindra Rural Housing Finance Ltd. | 0.32% | 0.36% | +0.04% |
| Bihar State | 0.33% | 0.37% | +0.04% |
| Others | 0.27% | 0.30% | +0.03% |
| Punjab National Bank | 0.24% | 0.27% | +0.03% |
| HSBC InvestDirect Financial Services India Ltd. | 0.24% | 0.27% | +0.03% |
| Birla Group Holdings Pvt. Ltd. | 0.24% | 0.27% | +0.03% |
| Godrej Industries Ltd. | 0.24% | 0.27% | +0.03% |
| Hero Housing Finance Ltd. | 0.17% | 0.18% | +0.02% |
| Kotak Mahindra Prime Ltd. | 0.16% | 0.18% | +0.02% |
| AU Small Finance Bank Ltd. Pref. Shares | 0.16% | 0.18% | +0.02% |
| West Bengal State | 0.10% | 0.11% | +0.01% |
| JM Financial Services Pvt. Ltd. | 0.08% | 0.09% | +0.01% |
| ICICI Bank Ltd. | 0.08% | 0.09% | +0.01% |
| Kotak Mahindra Bank Ltd. | 0.08% | 0.09% | +0.01% |
| HDFC Bank Ltd. | 0.08% | 0.09% | +0.01% |
| Indian Bank | 0.08% | 0.09% | +0.01% |
| Kerala State | 0.08% | 0.09% | +0.01% |
| Andhra Pradesh State | 0.08% | 0.09% | +0.01% |
| Maharashtra State | 0.08% | 0.09% | +0.01% |
| Tamilnadu State | 0.08% | 0.09% | +0.01% |
| Karnataka State | 0.08% | 0.09% | +0.01% |
| Jharkhand State | 0.03% | 0.04% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹10,853 Cr | 0.33% | 6.5% | 6.8% | 7.0% |
 Axis Money Market Fund | ₹19,507 Cr | 0.36% | 6.5% | 6.9% | 7.0% |
 UTI Money Market Fund | ₹16,039 Cr | 0.29% | 6.5% | 6.9% | 7.0% |
 LIC MF Money Market Fund | ₹3,979 Cr | 0.38% | 6.4% | 6.4% | — |
 Franklin India Money Market Fund | ₹3,887 Cr | 0.30% | 6.5% | 6.9% | 7.0% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate regular income through investment in a portfolio comprising of money market instruments.
Fund managers
- Anuj JainMr. Jain is a B.Com (H) from Hansraj College and MBA from Amity Business School.Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Escorts MF, Mata Securities and DSP Investment Managers.
- Kaustubh GuptaMr. Gupta is a B.Com and a Chartered Accountant.Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
- Mohit SharmaMr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.34% absolute | ₹60,000 | ₹62,004 | 3.34% | |
| 1 year6.29% annualised | ₹1,20,000 | ₹1,24,168 | 3.47% | |
| 3 years7.20% annualised | ₹3,60,000 | ₹4,02,906 | 11.92% | |
| 5 years6.68% annualised | ₹6,00,000 | ₹7,13,983 | 19.00% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Aditya Birla Sun Life Money Market Fund?
The NAV of Aditya Birla Sun Life Money Market Fund is ₹402.94 as on 9 Nov 2026.
What is the expense ratio of Aditya Birla Sun Life Money Market Fund?
The expense ratio of Aditya Birla Sun Life Money Market Fund is 0.37% per year.
What is the minimum SIP amount for Aditya Birla Sun Life Money Market Fund?
You can start a SIP in Aditya Birla Sun Life Money Market Fund with ₹3,000 a month.
What returns has Aditya Birla Sun Life Money Market Fund given?
Aditya Birla Sun Life Money Market Fund has returned 6.5% over 1 year, 6.9% over 3 years and 7.0% over 5 years (annualised).
Is there a lock-in or exit load on Aditya Birla Sun Life Money Market Fund?
Lock-in: None. Exit load: 0%.
How risky is Aditya Birla Sun Life Money Market Fund?
Aditya Birla Sun Life Money Market Fund is rated Moderate on the SEBI riskometer and belongs to the Money Market category.
Which fund house manages Aditya Birla Sun Life Money Market Fund?
Aditya Birla Sun Life Money Market Fund is managed by Aditya Birla Sun Life Mutual Fund, which runs 86 schemes with ₹4,46,664 Cr under management.