Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund
- NAV as on 24 Sep 2026
- ₹13.25+0.01%1 day
- Return since launch
- 5.8%
- 52-week range
- ₹12.53 — ₹13.24
- AUM
- ₹6,822 Cr
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund is a Target Maturity debt fund from Aditya Birla Sun Life Mutual Fund with ₹6,822 Cr under management, launched in 2021. Over three years it has returned 6.7% a year, against 7.1% for its category. The expense ratio is 0.35% and the SEBI riskometer reading is Low.
Performance
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.8% against +5.5% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.7% | +0.7 pts | 5.1% | 5.4% |
| 2Y | 6.2% | +0.7 pts | 5.5% | 6.1% |
| 3Y | 6.7% | −0.4 pts | 7.1% | 6.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.4% | +0.5 pts | -0.1% | 0.2% |
| 3M | 1.3% | +0.5 pts | 0.8% | 1.1% |
| 6M | 3.0% | +0.2 pts | 2.7% | 2.9% |
| 1Y | 5.8% | +0.7 pts | 5.1% | 5.5% |
| 2Y | 6.7% | +0.4 pts | 6.3% | 6.8% |
| 3Y | 7.0% | −0.1 pts | 7.1% | 7.3% |
Since launch (15 Sep 2021): 5.8%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.5% | −0.5 pts | 8.0% |
| 2024 | 7.7% | −1.0 pts | 8.7% |
| 2023 | 6.9% | −0.6 pts | 7.4% |
| 2022 | 2.1% | −0.7 pts | 2.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.35%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.30%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.05%
- Exit load
- Exit load of 0.5% if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty SDL Plus PSU Bond Sep 2026 60:40
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low risk — typically overnight and very short duration debt schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 2.08 | 1.85 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 3.95 | 3.31 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.55 | 0.72 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt77.3%
- Other22.7%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 22.65% | ₹1,545 Cr | +10.28% | +8.90% | +6.05% |
| NTPC Ltd. | Energy | 10.59% | ₹722 Cr | — | — | — |
| Gujarat State | Construction | 6.39% | ₹436 Cr | +0.65% | +0.61% | +0.58% |
| Maharashtra State | Others | 5.90% | ₹402 Cr | +0.13% | +0.18% | +0.06% |
| Export-Import Bank Of India | Financial | 5.62% | ₹383 Cr | +0.22% | +3.66% | +3.42% |
| Small Industries Devp. Bank of India Ltd. | Financial | 5.36% | ₹366 Cr | +1.30% | +1.22% | +1.14% |
| REC Ltd. | Financial | 5.26% | ₹359 Cr | +3.00% | +2.81% | +2.63% |
| Madhya Pradesh State | Others | 2.77% | ₹189 Cr | +1.20% | +1.13% | +0.10% |
| Power Finance Corporation Ltd. | Financial | 2.26% | ₹154 Cr | +1.30% | +1.22% | +1.14% |
| Rajasthan State | Others | 2.14% | ₹146 Cr | +1.04% | +0.98% | +0.92% |
| Tamilnadu State | Others | 1.56% | ₹107 Cr | +1.40% | +1.32% | +1.24% |
| Uttarakhand State | Others | 0.79% | ₹53.78 Cr | +0.07% | +0.06% | +0.06% |
| Telangana State | Financial | 0.59% | ₹40.03 Cr | +0.03% | +0.02% | +0.02% |
| Uttar Pradesh State | Others | 0.47% | ₹32.36 Cr | +1.69% | +1.60% | +0.02% |
| Puducherry State | Others | 0.35% | ₹23.78 Cr | +0.31% | +0.29% | +0.27% |
| GOI | Sovereign | 0.30% | ₹20.27 Cr | +0.27% | +0.24% | +0.22% |
| Haryana State | Others | 0.15% | ₹10.01 Cr | +0.20% | +0.18% | +0.23% |
| Reserve Bank of India | Financial | 0.15% | ₹9.98 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Gujarat State | 0.14% | 6.39% | +6.25% |
| Maharashtra State | 0.28% | 5.90% | +5.62% |
| National Bank For Agriculture & Rural Development | 4.60% | 0.00% | -4.60% |
| Rajasthan State | 0.21% | 2.14% | +1.93% |
| Madhya Pradesh State | 1.57% | 2.77% | +1.20% |
| Power Finance Corporation Ltd. | 1.05% | 1.98% | +0.93% |
| NTPC Ltd. | 10.05% | 10.59% | +0.54% |
| Others | 2.51% | 2.14% | -0.38% |
| Telangana State | 0.21% | 0.59% | +0.38% |
| Andhra Pradesh State | 0.35% | 0.00% | -0.35% |
| Export-Import Bank Of India | 5.21% | 5.49% | +0.28% |
| REC Ltd. | 4.85% | 5.11% | +0.26% |
| Uttar Pradesh State | 0.32% | 0.47% | +0.15% |
| Kerala State | 0.11% | 0.00% | -0.11% |
| Tamilnadu State | 1.50% | 1.56% | +0.07% |
| Uttarakhand State | 0.75% | 0.79% | +0.03% |
| Small Industries Devp. Bank of India Ltd. | 0.70% | 0.73% | +0.03% |
| Puducherry State | 0.33% | 0.35% | +0.02% |
| GOI | 0.28% | 0.30% | +0.01% |
| Reserve Bank of India | 0.14% | 0.15% | +0.01% |
| Haryana State | 0.14% | 0.15% | +0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹663 Cr | 0.35% | 6.7% | 7.0% | — |
 Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund | ₹2,897 Cr | 0.32% | 6.3% | 7.0% | — |
 Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund | ₹129 Cr | 0.30% | 6.9% | — | — |
| Nippon India CRISIL IBX AAA Financial Services - Dec 2026 Index Fund | ₹126 Cr | 0.35% | 7.0% | — | — |
 Edelweiss CRISIL-IBX AAA Bond NBFC-HFC - Jun 2027 Index Fund | ₹81.25 Cr | 0.32% | 6.6% | — | — |
| Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Sep 2026 Fund | ₹79.96 Cr | 0.44% | 6.6% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to track the Nifty SDL Plus PSU Bond Sep 2026 60:40 Index by investing in PSU Bonds and SDLs, maturing on or before September 2026, subject to tracking errors.
Fund managers
- Mohit SharmaMr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.96% absolute | ₹60,000 | ₹61,776 | 2.96% | |
| 1 year5.75% annualised | ₹1,20,000 | ₹1,23,804 | 3.17% | |
| 3 years7.03% annualised | ₹3,60,000 | ₹4,01,821 | 11.62% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.