Axis Retirement Fund - Dynamic Plan
Retirement SolutionsVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹20.03+0.60%1 day
- Return since launch
- 10.5%
- 52-week range
- ₹17.39 — ₹20.14
- AUM
- ₹267 Cr
Axis Retirement Fund - Dynamic Plan is a Retirement Solutions hybrid fund from Axis Mutual Fund with ₹267 Cr under management, launched in 2019. Over three years it has returned 5.2% a year, against 8.6% for its category. The expense ratio is 2.56% and the SEBI riskometer reading is Very High.
Performance
Axis Retirement Fund - Dynamic Plan NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -0.1% against +0.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 7.3% | +5.9 pts | 1.5% | 3.3% |
| 2Y | 3.9% | −0.5 pts | 4.4% | 3.3% |
| 3Y | 5.2% | −3.5 pts | 8.6% | 4.6% |
| 5Y | 8.7% | +1.7 pts | 7.1% | 7.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 6.9% | +2.5 pts | 4.4% | 4.3% |
| 3M | 0.2% | +0.8 pts | -0.6% | -0.4% |
| 6M | 5.8% | +2.4 pts | 3.4% | 3.2% |
| 1Y | 0.3% | −1.2 pts | 1.5% | 0.4% |
| 2Y | 1.4% | −2.0 pts | 3.3% | 3.5% |
| 3Y | 11.6% | +3.0 pts | 8.6% | 8.6% |
| 5Y | 6.7% | −0.4 pts | 7.1% | 7.1% |
Since launch (29 Nov 2019): 10.5%
Calendar-year returns
Category average17.7%
19.1%
-6.5%
20.1%
24.1%
1.5%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 1.5% | −5.0 pts | 6.5% |
| 2024 | 24.1% | +9.3 pts | 14.8% |
| 2023 | 20.1% | +1.5 pts | 18.6% |
| 2022 | -6.5% | −8.9 pts | 2.4% |
| 2021 | 19.1% | +4.1 pts | 15.0% |
| 2020 | 17.7% | +3.2 pts | 14.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.56%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.43%
- Exit load
- 0%
- Lock-in
- 5 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Hybrid 35+65 Aggressive Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.37 | 0.41 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.47 | 0.55 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 13.72 | 13.17 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Axis Retirement Fund - Dynamic Plan portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity78.8%
- Debt20.8%
- Other0.4%
Market cap split
- Large65.7%
- Mid17.5%
- Small16.8%
- P/E
- 25.15
- P/B
- 3.44
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 10.27% | ₹27.62 Cr | +12.25% | +10.45% | +6.72% |
| ICICI Bank Ltd. | Financial | 5.39% | ₹14.48 Cr | +6.17% | +5.84% | +5.51% |
| GOI | Sovereign | 5.36% | ₹14.40 Cr | +5.30% | +5.45% | +4.89% |
| Reliance Industries Ltd. | Energy | 5.15% | ₹13.84 Cr | +5.33% | +5.98% | +5.10% |
| HDFC Bank Ltd. | Financial | 5.05% | ₹13.58 Cr | +5.40% | +5.60% | +6.35% |
| Bharti Airtel Ltd. | Communication | 2.86% | ₹7.70 Cr | +2.87% | +2.98% | +2.70% |
| Kotak Mahindra Bank Ltd. | Financial | 2.26% | ₹6.08 Cr | +2.02% | +1.66% | +0.99% |
| Mahindra & Mahindra Ltd. | Automobile | 2.14% | ₹5.75 Cr | +2.11% | +2.19% | +2.35% |
| State Bank of India | Financial | 2.12% | ₹5.70 Cr | +2.55% | +3.27% | +2.99% |
| Larsen & Toubro Ltd. | Construction | 2.02% | ₹5.43 Cr | +2.72% | +2.99% | +2.92% |
| Infosys Ltd. | Technology | 1.81% | ₹4.86 Cr | +2.50% | +3.80% | +3.75% |
| Vijaya Diagnostic Centre Ltd. | Healthcare | 1.79% | ₹4.82 Cr | +2.06% | +1.52% | +1.49% |
| Apar Industries Ltd. | Consumer Staples | 1.79% | ₹4.81 Cr | +1.39% | +1.39% | +0.97% |
| Bajaj Finance Ltd. | Financial | 1.70% | ₹4.58 Cr | +1.93% | +1.66% | +2.26% |
| Minda Corporation Ltd. | Automobile | 1.43% | ₹3.83 Cr | +1.56% | +1.22% | +1.16% |
| Eternal Ltd. | Services | 1.42% | ₹3.83 Cr | +1.34% | +0.78% | +0.94% |
| Divi's Laboratories Ltd. | Healthcare | 1.34% | ₹3.61 Cr | +0.98% | +1.34% | +1.18% |
| Axis Bank Ltd. | Financial | 1.27% | ₹3.42 Cr | +1.06% | +0.73% | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1.23% | ₹3.30 Cr | +1.24% | +1.15% | +0.95% |
| Pidilite Industries Ltd. | Chemicals | 1.22% | ₹3.29 Cr | +2.54% | +2.21% | +2.14% |
| NTPC Ltd. | Energy | 1.22% | ₹3.28 Cr | +1.28% | +1.41% | +0.57% |
| PNB Housing Finance Ltd. | Financial | 1.22% | ₹3.27 Cr | +1.20% | +0.94% | +0.91% |
| Sansera Engineering Ltd. | Automobile | 1.16% | ₹3.12 Cr | +1.16% | +0.82% | +0.55% |
| The Phoenix Mills Ltd. | Construction | 1.04% | ₹2.79 Cr | +0.99% | +0.80% | +0.69% |
| Hindustan Aeronautics Ltd. | Capital Goods | 1.00% | ₹2.68 Cr | +0.84% | +0.48% | +0.55% |
| Sona BLW Precision Forgings Ltd. | Automobile | 0.89% | ₹2.38 Cr | +0.74% | +0.57% | +0.26% |
| Interglobe Aviation Ltd. | Services | 0.85% | ₹2.28 Cr | +0.96% | +0.74% | +0.52% |
| Fortis Healthcare Ltd. | Healthcare | 0.84% | ₹2.26 Cr | +1.43% | +1.28% | +1.65% |
| Shriram Finance Ltd | Financial | 0.84% | ₹2.26 Cr | +0.85% | +0.76% | +0.30% |
| United Spirits Ltd. | Consumer Staples | 0.84% | ₹2.25 Cr | +0.79% | +0.77% | +0.71% |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.82% | ₹2.20 Cr | +0.65% | +0.54% | +0.75% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.81% | ₹2.19 Cr | +0.84% | +0.86% | +0.84% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.79% | ₹2.13 Cr | +0.83% | +0.92% | +1.00% |
| Abbott India Ltd. | Healthcare | 0.77% | ₹2.08 Cr | +0.69% | +0.76% | +0.73% |
| Samvardhana Motherson International Ltd. | Automobile | 0.76% | ₹2.05 Cr | +1.05% | +0.80% | +0.64% |
| Premier Energies Ltd. | Energy | 0.75% | ₹2.03 Cr | +0.87% | +0.79% | +0.77% |
| The Indian Hotels Company Ltd. | Services | 0.75% | ₹2.03 Cr | +0.51% | +0.09% | — |
| Mankind Pharma Ltd. | Healthcare | 0.73% | ₹1.97 Cr | +0.98% | +0.91% | +0.93% |
| Varun Beverages Ltd. | Consumer Staples | 0.72% | ₹1.94 Cr | +1.01% | +0.80% | +0.78% |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 0.71% | ₹1.91 Cr | +0.97% | +1.01% | +0.96% |
| Britannia Industries Ltd. | Consumer Staples | 0.70% | ₹1.89 Cr | +0.71% | +0.81% | +0.51% |
| DOMS Industries Ltd. | Consumer Staples | 0.69% | ₹1.87 Cr | +0.72% | +0.78% | +0.70% |
| Tata Power Company Ltd. | Energy | 0.67% | ₹1.80 Cr | +0.69% | +0.79% | +0.57% |
| Arvind Fashions Ltd. | Textiles | 0.62% | ₹1.66 Cr | +0.71% | +0.66% | +0.73% |
| Titan Company Ltd. | Consumer Discretionary | 0.57% | ₹1.52 Cr | +0.76% | +0.89% | +0.69% |
| Cipla Ltd. | Healthcare | 0.56% | ₹1.51 Cr | +0.58% | +0.52% | +1.15% |
| Ather Energy Ltd. | Automobile | 0.55% | ₹1.48 Cr | +0.27% | — | — |
| JK Cement Ltd. | Materials | 0.51% | ₹1.37 Cr | +0.52% | +0.87% | +0.91% |
| Mphasis Ltd. | Technology | 0.51% | ₹1.36 Cr | +0.43% | +0.45% | +0.49% |
| ITC Hotels Ltd. | Services | 0.48% | ₹1.29 Cr | +0.36% | +0.13% | — |
| Tata Consultancy Services Ltd. | Technology | 0.47% | ₹1.26 Cr | +0.53% | +0.79% | +1.05% |
| Sundaram Finance Ltd. | Financial | 0.46% | ₹1.23 Cr | +0.64% | +0.67% | +0.66% |
| PG Electroplast Ltd. | Capital Goods | 0.45% | ₹1.22 Cr | +0.47% | +0.56% | +0.50% |
| SBI Life Insurance Company Ltd. | Insurance | 0.45% | ₹1.22 Cr | +0.60% | +0.65% | +0.78% |
| Indus Towers Ltd. | Communication | 0.44% | ₹1.18 Cr | +0.14% | — | — |
| RBL Bank Ltd. | Financial | 0.44% | ₹1.18 Cr | — | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.43% | ₹1.15 Cr | +0.50% | +0.41% | +0.83% |
| Awfis Space Solutions Ltd. | Services | 0.43% | ₹1.15 Cr | +0.50% | +0.41% | +0.86% |
| Piramal Pharma Ltd. | Healthcare | 0.42% | ₹1.14 Cr | — | — | — |
| Jubilant FoodWorks Ltd. | Services | 0.42% | ₹1.14 Cr | +0.34% | +0.27% | — |
| Kirloskar Oil Engines Ltd. | Capital Goods | 0.42% | ₹1.12 Cr | — | — | — |
| Tech Mahindra Ltd. | Technology | 0.40% | ₹1.08 Cr | +0.35% | +0.33% | — |
| Info Edge (India) Ltd. | Services | 0.40% | ₹1.07 Cr | +0.29% | — | — |
| Amber Enterprises India Ltd. | Consumer Discretionary | 0.37% | ₹1.00 Cr | +0.19% | — | — |
| Computer Age Management Services Ltd. | Services | 0.37% | ₹0.99 Cr | +0.06% | — | — |
| Jyoti CNC Automation Ltd. | Capital Goods | 0.37% | ₹0.98 Cr | +0.63% | +0.65% | +0.65% |
| Voltamp Transformers Ltd. | Capital Goods | 0.35% | ₹0.95 Cr | +0.38% | +0.34% | +0.24% |
| Hindustan Unilever Ltd. | Consumer Staples | 0.35% | ₹0.94 Cr | +0.47% | +0.50% | +0.51% |
| Delhivery Ltd. | Services | 0.35% | ₹0.94 Cr | — | — | — |
| ITC Ltd. | Consumer Staples | 0.34% | ₹0.92 Cr | +0.35% | +0.38% | +0.23% |
| Cohance Lifesciences Ltd. | Healthcare | 0.34% | ₹0.91 Cr | +0.33% | +0.24% | +0.58% |
| REC Ltd. | Financial | 0.34% | ₹0.91 Cr | +0.51% | +0.46% | +0.48% |
| Gujarat Fluorochemicals Ltd. | Chemicals | 0.34% | ₹0.90 Cr | +0.10% | — | — |
| Berger Paints India Ltd. | Materials | 0.33% | ₹0.89 Cr | +0.27% | — | — |
| Zydus Lifesciences Ltd. | Healthcare | 0.31% | ₹0.84 Cr | +0.28% | +0.24% | +0.39% |
| Bharat Electronics Ltd. | Capital Goods | 0.31% | ₹0.82 Cr | +0.21% | +0.43% | +1.02% |
| Tata Motors Ltd. | Automobile | 0.29% | ₹0.79 Cr | +0.28% | +0.45% | — |
| Schaeffler India Ltd. | Capital Goods | 0.29% | ₹0.78 Cr | +0.30% | +0.29% | +0.27% |
| Titagarh Rail Systems Ltd. | Automobile | 0.27% | ₹0.73 Cr | +0.12% | +0.09% | +0.11% |
| Exide Industries Ltd. | Capital Goods | 0.26% | ₹0.71 Cr | +0.23% | — | — |
| Tata Steel Ltd. | Metals & Mining | 0.25% | ₹0.68 Cr | +0.39% | +0.49% | +0.58% |
| ICICI Life Insurance Ltd. | Insurance | 0.24% | ₹0.65 Cr | +0.25% | +0.29% | +0.28% |
| GE Vernova T&D India Ltd | Capital Goods | 0.24% | ₹0.65 Cr | +0.10% | +0.27% | +1.19% |
| Hindalco Industries Ltd. | Metals & Mining | 0.24% | ₹0.63 Cr | +0.23% | +0.23% | +0.54% |
| Hyundai Motor India Ltd. | Automobile | 0.22% | ₹0.58 Cr | +0.19% | +0.19% | +0.34% |
| Global Health Ltd. | Healthcare | 0.21% | ₹0.58 Cr | — | — | — |
| Kaynes Technology India Ltd. | Capital Goods | 0.20% | ₹0.54 Cr | +0.22% | +0.34% | +1.20% |
| Maruti Suzuki India Ltd. | Automobile | 0.18% | ₹0.48 Cr | — | — | — |
| HCL Technologies Ltd. | Technology | 0.15% | ₹0.41 Cr | +0.09% | +0.12% | — |
| Voltas Ltd. | Consumer Discretionary | 0.13% | ₹0.35 Cr | +0.15% | — | — |
| Azad Engineering Ltd. | Capital Goods | 0.08% | ₹0.23 Cr | — | — | — |
| Avenue Supermarts Ltd. | Services | 0.04% | ₹0.10 Cr | +0.44% | +0.43% | +0.73% |
| Coforge Ltd. | Technology | 0.01% | ₹0.03 Cr | +0.05% | +0.28% | +0.30% |
| Rites Ltd. | Construction | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Supreme Industries Ltd. | Materials | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Infosys Ltd. | 2.32% | 1.81% | -0.51% |
| Others | 9.39% | 9.88% | +0.49% |
| State Bank of India | 2.57% | 2.12% | -0.45% |
| HDFC Bank Ltd. | 4.77% | 5.05% | +0.28% |
| GOI | 5.10% | 5.36% | +0.25% |
| Titan Company Ltd. | 0.79% | 0.57% | -0.23% |
| Global Health Ltd. | 0.00% | 0.21% | +0.21% |
| Pidilite Industries Ltd. | 1.43% | 1.22% | -0.21% |
| ICICI Bank Ltd. | 5.59% | 5.39% | -0.21% |
| Bajaj Finance Ltd. | 1.87% | 1.70% | -0.17% |
| Avenue Supermarts Ltd. | 0.19% | 0.04% | -0.15% |
| Sansera Engineering Ltd. | 1.01% | 1.16% | +0.15% |
| RBL Bank Ltd. | 0.30% | 0.44% | +0.14% |
| Fortis Healthcare Ltd. | 0.98% | 0.84% | -0.14% |
| Kotak Mahindra Bank Ltd. | 2.15% | 2.26% | +0.11% |
| REC Ltd. | 0.45% | 0.34% | -0.11% |
| Mahindra & Mahindra Ltd. | 2.25% | 2.14% | -0.11% |
| Tata Consultancy Services Ltd. | 0.57% | 0.47% | -0.11% |
| Axis Bank Ltd. | 1.17% | 1.27% | +0.10% |
| Premier Energies Ltd. | 0.85% | 0.75% | -0.09% |
| Varun Beverages Ltd. | 0.63% | 0.72% | +0.09% |
| Sundaram Finance Ltd. | 0.55% | 0.46% | -0.09% |
| SBI Life Insurance Company Ltd. | 0.54% | 0.45% | -0.09% |
| Larsen & Toubro Ltd. | 2.11% | 2.02% | -0.08% |
| Azad Engineering Ltd. | 0.00% | 0.08% | +0.08% |
| Reliance Industries Ltd. | 5.23% | 5.15% | -0.08% |
| Abbott India Ltd. | 0.70% | 0.77% | +0.08% |
| Ather Energy Ltd. | 0.63% | 0.55% | -0.08% |
| Kirloskar Oil Engines Ltd. | 0.34% | 0.42% | +0.08% |
| The Phoenix Mills Ltd. | 0.96% | 1.04% | +0.08% |
| Bharti Airtel Ltd. | 2.79% | 2.86% | +0.07% |
| Apar Industries Ltd. | 1.72% | 1.79% | +0.07% |
| Sona BLW Precision Forgings Ltd. | 0.82% | 0.89% | +0.07% |
| Mankind Pharma Ltd. | 0.67% | 0.73% | +0.06% |
| Arvind Fashions Ltd. | 0.68% | 0.62% | -0.06% |
| The Indian Hotels Company Ltd. | 0.69% | 0.75% | +0.06% |
| Tata Power Company Ltd. | 0.61% | 0.67% | +0.06% |
| Dixon Technologies (India) Ltd. | 0.88% | 0.82% | -0.06% |
| Shriram Finance Ltd | 0.89% | 0.84% | -0.06% |
| GE Vernova T&D India Ltd | 0.19% | 0.24% | +0.05% |
| NTPC Ltd. | 1.17% | 1.22% | +0.05% |
| PG Electroplast Ltd. | 0.51% | 0.45% | -0.05% |
| Divi's Laboratories Ltd. | 1.29% | 1.34% | +0.05% |
| Eternal Ltd. | 1.38% | 1.42% | +0.05% |
| Samvardhana Motherson International Ltd. | 0.81% | 0.76% | -0.04% |
| Minda Corporation Ltd. | 1.39% | 1.43% | +0.04% |
| Indus Towers Ltd. | 0.40% | 0.44% | +0.04% |
| PNB Housing Finance Ltd. | 1.18% | 1.22% | +0.04% |
| ITC Hotels Ltd. | 0.44% | 0.48% | +0.04% |
| Computer Age Management Services Ltd. | 0.41% | 0.37% | -0.04% |
| Apollo Hospitals Enterprise Ltd. | 1.27% | 1.23% | -0.04% |
| Cholamandalam Investment and Finance Company Ltd. | 0.46% | 0.43% | -0.04% |
| Jyoti CNC Automation Ltd. | 0.33% | 0.37% | +0.04% |
| Titagarh Rail Systems Ltd. | 0.24% | 0.27% | +0.03% |
| United Spirits Ltd. | 0.87% | 0.84% | -0.03% |
| Amber Enterprises India Ltd. | 0.40% | 0.37% | -0.03% |
| Hindustan Aeronautics Ltd. | 0.97% | 1.00% | +0.03% |
| ITC Ltd. | 0.31% | 0.34% | +0.03% |
| Sun Pharmaceutical Industries Ltd. | 0.84% | 0.81% | -0.03% |
| ICICI Life Insurance Ltd. | 0.27% | 0.24% | -0.02% |
| JK Cement Ltd. | 0.49% | 0.51% | +0.02% |
| Delhivery Ltd. | 0.33% | 0.35% | +0.02% |
| Mphasis Ltd. | 0.48% | 0.51% | +0.02% |
| Britannia Industries Ltd. | 0.72% | 0.70% | -0.02% |
| Zydus Lifesciences Ltd. | 0.29% | 0.31% | +0.02% |
| Tata Motors Ltd. | 0.31% | 0.29% | -0.02% |
| Tata Steel Ltd. | 0.24% | 0.25% | +0.01% |
| Vijaya Diagnostic Centre Ltd. | 1.81% | 1.79% | -0.01% |
| Maruti Suzuki India Ltd. | 0.19% | 0.18% | -0.01% |
| HDFC Life Insurance Co Ltd. | 0.78% | 0.79% | +0.01% |
| Jubilant FoodWorks Ltd. | 0.43% | 0.42% | -0.01% |
| Berger Paints India Ltd. | 0.34% | 0.33% | -0.01% |
| Cohance Lifesciences Ltd. | 0.33% | 0.34% | +0.01% |
| CG Power and Industrial Solutions Ltd. | 0.72% | 0.71% | -0.01% |
| Piramal Pharma Ltd. | 0.41% | 0.42% | +0.01% |
| Schaeffler India Ltd. | 0.28% | 0.29% | +0.01% |
| Voltas Ltd. | 0.14% | 0.13% | -0.01% |
| Interglobe Aviation Ltd. | 0.84% | 0.85% | +0.01% |
| Info Edge (India) Ltd. | 0.41% | 0.40% | -0.01% |
| Voltamp Transformers Ltd. | 0.35% | 0.35% | +0.01% |
| Cipla Ltd. | 0.56% | 0.56% | +0.01% |
| Hyundai Motor India Ltd. | 0.22% | 0.22% | -0.01% |
| Hindalco Industries Ltd. | 0.24% | 0.24% | 0.00% |
| Hindustan Unilever Ltd. | 0.35% | 0.35% | 0.00% |
| Tech Mahindra Ltd. | 0.41% | 0.40% | 0.00% |
| Bharat Electronics Ltd. | 0.31% | 0.31% | 0.00% |
| Gujarat Fluorochemicals Ltd. | 0.34% | 0.34% | 0.00% |
| Exide Industries Ltd. | 0.27% | 0.26% | 0.00% |
| Kaynes Technology India Ltd. | 0.20% | 0.20% | 0.00% |
| HCL Technologies Ltd. | 0.15% | 0.15% | 0.00% |
| Coforge Ltd. | 0.01% | 0.01% | 0.00% |
| Awfis Space Solutions Ltd. | 0.43% | 0.43% | 0.00% |
| DOMS Industries Ltd. | 0.69% | 0.69% | 0.00% |
| Rites Ltd. | 0.00% | 0.00% | 0.00% |
| Supreme Industries Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,026 Cr | 2.38% | 5.6% | 6.4% | 10.1% |
 Tata Retirement Savings Moderate Fund | ₹2,115 Cr | 2.16% | 9.2% | 6.9% | 10.2% |
 ICICI Prudential Retirement Fund - Hybrid Aggressive Plan | ₹1,218 Cr | 2.45% | 0.6% | 7.3% | 12.8% |
| Axis Retirement Fund - Aggressive Plan | ₹664 Cr | 2.49% | 6.3% | 4.8% | 8.2% |
 Aditya Birla Sun Life Retirement Fund - The 40s Plan | ₹108 Cr | 2.42% | 6.2% | 6.4% | 9.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The schemes seeks to generating capital appreciation by investing in equity and equity related securities as well as generating income by investing in debt and money market securities, while attempting to manage risk from the market through active asset allocation.
Fund managers
- Devang ShahMr. Shah is B.Com and ACA.Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.
- Hardik ShahMr. Shah has done B.E. Information Technology and MBA Finance.Prior to joining Axis Mutual Fund, he has worked with Nippon India Mutual Fund, Quantum Asset Management Company and ICAP India (P) Ltd.
- Jayesh SundarMr. Sundar is a Chartered AccountantPrior to joining Axis MF, he has worked with Aviva Life Insurance Company, Tata Securities Ltd., Collins Stewart India Pvt. Ltd., IL&FS Investsmart and CRISIL
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months5.75% absolute | ₹60,000 | ₹63,450 | 5.75% | |
| 1 year0.30% annualised | ₹1,20,000 | ₹1,20,195 | 0.16% | |
| 3 years11.58% annualised | ₹3,60,000 | ₹4,32,138 | 20.04% | |
| 5 years6.65% annualised | ₹6,00,000 | ₹7,13,412 | 18.90% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Axis Retirement Fund - Dynamic Plan?
The NAV of Axis Retirement Fund - Dynamic Plan is ₹20.03 as on 9 Nov 2026.
What is the expense ratio of Axis Retirement Fund - Dynamic Plan?
The expense ratio of Axis Retirement Fund - Dynamic Plan is 2.56% per year.
What is the minimum SIP amount for Axis Retirement Fund - Dynamic Plan?
You can start a SIP in Axis Retirement Fund - Dynamic Plan with ₹3,000 a month.
What returns has Axis Retirement Fund - Dynamic Plan given?
Axis Retirement Fund - Dynamic Plan has returned 7.3% over 1 year, 5.2% over 3 years and 8.7% over 5 years (annualised).
Is there a lock-in or exit load on Axis Retirement Fund - Dynamic Plan?
Lock-in: 5 years. Exit load: 0%.
How risky is Axis Retirement Fund - Dynamic Plan?
Axis Retirement Fund - Dynamic Plan is rated Very High on the SEBI riskometer and belongs to the Retirement Solutions category.
Which fund house manages Axis Retirement Fund - Dynamic Plan?
Axis Retirement Fund - Dynamic Plan is managed by Axis Mutual Fund, which runs 74 schemes with ₹3,91,554 Cr under management.