Bajaj Finserv Gilt Fund
- NAV as on 24 Sep 2026
- ₹1,059.33-0.21%1 day
- Return since launch
- 3.6%
- 52-week range
- ₹1,020.09 — ₹1,071.21
- AUM
- ₹28.34 Cr
Bajaj Finserv Gilt Fund is a Gilt debt fund from Bajaj Finserv Mutual Fund with ₹28.34 Cr under management, launched in 2024. The expense ratio is 1.37% and the SEBI riskometer reading is Low.
Performance
Bajaj Finserv Gilt Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.0% against +2.8% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.7% | +0.9 pts | 2.8% | 3.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -0.3% | +0.3 pts | -0.6% | -0.6% |
| 3M | -0.3% | 0.0 pts | -0.3% | -0.2% |
| 6M | 3.4% | +0.4 pts | 3.0% | 3.0% |
| 1Y | 3.0% | +0.2 pts | 2.8% | 2.8% |
Since launch (30 Dec 2024): 3.6%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.36%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.09%
- Brokerage
- 0.00%
- Transaction charges
- 0.07%
- Statutory levies
- 0.20%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Dynamic Gilt Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low risk — typically overnight and very short duration debt schemes.
Portfolio
Bajaj Finserv Gilt Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt100.7%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Reserve Bank of India | Financial | 52.28% | ₹14.81 Cr | +19.84% | — | — |
| Others | Others | 12.41% | ₹3.52 Cr | +6.30% | +32.02% | +24.80% |
| GOI | Sovereign | 0.31% | ₹0.09 Cr | +54.33% | +30.09% | +17.31% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| GOI | 38.50% | 0.31% | -38.19% |
| Others | 44.76% | 13.11% | -31.65% |
| Reserve Bank of India | 39.05% | 52.28% | +13.23% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,114 Cr | 1.04% | 4.7% | 5.5% | 6.0% |
 ICICI Prudential Gilt Fund | ₹7,950 Cr | 1.11% | 3.4% | 5.4% | 6.2% |
 Bandhan Gilt Fund | ₹1,713 Cr | 1.17% | 7.4% | 6.4% | 6.5% |
 UTI Gilt Fund | ₹420 Cr | 0.85% | 4.3% | 5.4% | 5.9% |
 Axis Gilt Fund | ₹341 Cr | 0.86% | 3.8% | 5.3% | 6.0% |
 Franklin India Gilt Fund | ₹147 Cr | 1.22% | 4.5% | 5.3% | 5.4% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines.
Fund managers
- Nimesh ChandanMr. Chandan is an MBA in Finance.He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.43% absolute | ₹60,000 | ₹62,058 | 3.43% | |
| 1 year3.03% annualised | ₹1,20,000 | ₹1,21,988 | 1.66% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.