Bajaj Finserv Liquid Fund
LiquidLow to ModerateOPEN-ENDED
- NAV as on 27 Sep 2026
- ₹1,235.71+0.03%1 day
- Return since launch
- 6.7%
- 52-week range
- ₹1,162.32 — ₹1,235.38
- AUM
- ₹8,589 Cr
Bajaj Finserv Liquid Fund is a Liquid debt fund from Bajaj Finserv Mutual Fund with ₹8,589 Cr under management, launched in 2023. Over three years it has returned 6.5% a year, against 6.8% for its category. The expense ratio is 0.28% and the SEBI riskometer reading is Low to Moderate.
Performance
Bajaj Finserv Liquid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.3% against +6.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.4% | +0.2 pts | 6.3% | 6.4% |
| 2Y | 6.4% | 0.0 pts | 6.4% | 6.3% |
| 3Y | 6.5% | −0.2 pts | 6.8% | 6.5% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.5% | 0.0 pts | 0.5% | 0.5% |
| 3M | 1.5% | 0.0 pts | 1.5% | 1.5% |
| 6M | 3.4% | 0.0 pts | 3.3% | 3.3% |
| 1Y | 6.3% | 0.0 pts | 6.3% | 6.3% |
| 2Y | 6.5% | 0.0 pts | 6.5% | 6.5% |
| 3Y | 6.8% | 0.0 pts | 6.8% | 6.7% |
Since launch (29 Jun 2023): 6.7%
Calendar-year returns
Category average7.3%
6.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.4% | 0.0 pts | 6.4% |
| 2024 | 7.3% | 0.0 pts | 7.3% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.28%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.24%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.04%
- Exit load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Liquid Index A-I
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Low to Moderate
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 4.42 | 4.97 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 8.54 | 9.82 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.20 | 0.20 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bajaj Finserv Liquid Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt103.3%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Reserve Bank of India | Financial | 5.77% | ₹496 Cr | +0.83% | +4.74% | +2.91% |
| Others | Others | 5.63% | ₹480 Cr | +0.75% | +0.78% | +0.54% |
| Export-Import Bank Of India | Financial | 3.49% | ₹300 Cr | +1.64% | +2.60% | +1.94% |
| National Bank For Agriculture & Rural Development | Financial | 2.60% | ₹223 Cr | +1.64% | +1.74% | +0.96% |
| Indian Bank | Financial | 2.59% | ₹223 Cr | +0.83% | +1.75% | +0.97% |
| company:4671 | Financial | 1.75% | ₹150 Cr | — | — | — |
| HDFC Bank Ltd. | Financial | 1.44% | ₹123 Cr | +1.23% | +2.19% | +0.97% |
| GOI | Sovereign | 1.22% | ₹105 Cr | — | +0.88% | +0.59% |
| ICICI Bank Ltd. | Financial | 1.16% | ₹99.77 Cr | +0.83% | — | — |
| Kotak Mahindra Prime Ltd. Apl Money | Financial | 1.16% | ₹99.82 Cr | — | — | — |
| Axis Bank Ltd. | Financial | 1.15% | ₹98.51 Cr | +2.06% | +0.86% | +0.97% |
| Bank Of Baroda | Financial | 1.15% | ₹98.54 Cr | +0.82% | +1.30% | +0.98% |
| Canara Bank | Financial | 1.15% | ₹98.57 Cr | +0.41% | +1.73% | +0.97% |
| ICICI Securities Ltd. | Financial | 1.15% | ₹98.77 Cr | +0.82% | +0.87% | +1.95% |
| L&T Finance Ltd. | Financial | 1.15% | ₹98.76 Cr | +1.25% | +0.43% | +1.94% |
| REC Ltd. | Financial | 1.15% | ₹99.12 Cr | +1.67% | — | — |
| company:19777 | Financial | 1.15% | ₹98.69 Cr | +0.83% | — | — |
| company:4842 | Energy | 1.15% | ₹98.85 Cr | +1.67% | — | — |
| Punjab National Bank | Financial | 0.87% | ₹74.80 Cr | +1.67% | +0.88% | +2.94% |
| company:16348 | Financial | 0.87% | ₹74.92 Cr | — | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 0.87% | ₹74.20 Cr | +4.18% | +3.50% | +3.90% |
| Kotak Mahindra Securities Ltd. | Financial | 0.86% | ₹73.67 Cr | +0.82% | +0.86% | — |
| Bharat Petroleum Corporation Ltd. | Energy | 0.58% | ₹49.81 Cr | — | — | — |
| Grasim Industries Ltd. | Materials | 0.58% | ₹49.92 Cr | — | — | +1.47% |
| Hindustan Petroleum Corporation Ltd. | Energy | 0.58% | ₹49.92 Cr | +2.50% | — | — |
| ICICI Home Finance Company Ltd. | Financial | 0.58% | ₹49.99 Cr | — | +0.87% | — |
| Indian Oil Corporation Ltd. | Energy | 0.58% | ₹49.80 Cr | +1.67% | — | +1.96% |
| Reliance Retail Ventures Ltd. | Services | 0.58% | ₹49.99 Cr | — | +1.73% | +0.97% |
| SBICAP Securities Ltd. | Financial | 0.58% | ₹49.91 Cr | +0.82% | +0.09% | — |
| Titan Company Ltd. | Consumer Discretionary | 0.58% | ₹49.58 Cr | — | — | — |
| Union Bank of India | Financial | 0.58% | ₹49.52 Cr | +0.82% | +1.73% | +0.98% |
| company:2216 | Energy | 0.58% | ₹49.98 Cr | — | — | — |
| Central Bank of India | Financial | 0.57% | ₹49.24 Cr | — | — | — |
| HDFC Securities Ltd. | Financial | 0.57% | ₹49.23 Cr | +0.82% | — | +0.98% |
| Power Finance Corporation Ltd. | Financial | 0.57% | ₹49.33 Cr | +0.83% | — | +0.98% |
| Tata Capital Ltd. | Financial | 0.57% | ₹49.21 Cr | +1.23% | +0.88% | — |
| Aditya Birla Capital Ltd. | Financial | 0.29% | ₹24.74 Cr | +0.82% | +0.86% | +0.48% |
| Axis Securities Ltd. | Others | 0.29% | ₹24.76 Cr | — | — | +1.47% |
| Sundaram Finance Ltd. | Financial | 0.29% | ₹24.96 Cr | — | +0.88% | — |
| company:17927 | Financial | 0.29% | ₹24.68 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Reserve Bank of India | 3.26% | 5.77% | +2.51% |
| Indian Bank | 0.59% | 2.59% | +2.00% |
| Hindustan Petroleum Corporation Ltd. | 2.40% | 0.58% | -1.82% |
| HDB Financial Services Ltd. | 1.79% | 0.00% | -1.79% |
| company:4671 | 0.00% | 1.75% | +1.75% |
| company:19777 | 0.00% | 1.15% | +1.15% |
| company:4842 | 0.00% | 1.15% | +1.15% |
| Export-Import Bank Of India | 1.20% | 2.33% | +1.13% |
| Kotak Mahindra Bank Ltd. | 0.90% | 0.00% | -0.90% |
| company:16348 | 0.00% | 0.87% | +0.87% |
| HDFC Bank Ltd. | 0.60% | 1.44% | +0.84% |
| National Bank For Agriculture & Rural Development | 0.60% | 1.44% | +0.84% |
| Power Finance Corporation Ltd. | 1.20% | 0.57% | -0.63% |
| Bajaj Finance Ltd. | 0.60% | 0.00% | -0.60% |
| Godrej Consumer Products Ltd. | 0.60% | 0.00% | -0.60% |
| Housing & Urban Development Corporation Ltd. | 0.60% | 0.00% | -0.60% |
| Jamnagar Utilities and Power Pvt. Ltd. | 0.60% | 0.00% | -0.60% |
| Axis Bank Ltd. Warrant | 0.59% | 0.00% | -0.59% |
| company:2216 | 0.00% | 0.58% | +0.58% |
| Bank Of Baroda | 0.60% | 1.15% | +0.55% |
| ICICI Securities Ltd. | 0.60% | 1.15% | +0.55% |
| L&T Finance Ltd. | 0.60% | 1.15% | +0.55% |
| Canara Bank | 1.49% | 1.15% | -0.34% |
| Tata Capital Ltd. | 0.90% | 0.57% | -0.33% |
| LIC Housing Finance Ltd. | 0.30% | 0.00% | -0.30% |
| company:17927 | 0.00% | 0.29% | +0.29% |
| ICICI Home Finance Company Ltd. | 0.30% | 0.58% | +0.28% |
| Kotak Mahindra Securities Ltd. | 0.60% | 0.86% | +0.26% |
| Cholamandalam Investment and Finance Company Ltd. | 0.24% | 0.00% | -0.24% |
| Axis Bank Ltd. | 1.20% | 1.15% | -0.05% |
| GOI | 1.26% | 1.22% | -0.04% |
| ICICI Bank Ltd. | 1.20% | 1.16% | -0.04% |
| Central Bank of India | 0.60% | 0.57% | -0.03% |
| Kotak Mahindra Prime Ltd. Apl Money | 1.19% | 1.16% | -0.03% |
| REC Ltd. | 1.18% | 1.15% | -0.03% |
| Bharat Petroleum Corporation Ltd. | 0.60% | 0.58% | -0.02% |
| Grasim Industries Ltd. | 0.60% | 0.58% | -0.02% |
| HDFC Securities Ltd. | 0.59% | 0.57% | -0.02% |
| Punjab National Bank | 0.89% | 0.87% | -0.02% |
| Reliance Retail Ventures Ltd. | 0.60% | 0.58% | -0.02% |
| SBICAP Securities Ltd. | 0.60% | 0.58% | -0.02% |
| Aditya Birla Capital Ltd. | 0.30% | 0.29% | -0.01% |
| Axis Securities Ltd. | 0.30% | 0.29% | -0.01% |
| Indian Oil Corporation Ltd. | 0.59% | 0.58% | -0.01% |
| Small Industries Devp. Bank of India Ltd. | 0.59% | 0.58% | -0.01% |
| Sundaram Finance Ltd. | 0.30% | 0.29% | -0.01% |
| Titan Company Ltd. | 0.59% | 0.58% | -0.01% |
| Union Bank of India | 0.59% | 0.58% | -0.01% |
| Others | 0.18% | 0.18% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹22,488 Cr | 0.19% | 6.6% | 6.7% | 6.7% |
 Axis Liquid Fund | ₹63,343 Cr | 0.23% | 6.6% | 6.7% | 6.7% |
 DSP Liquid Fund | ₹27,920 Cr | 0.21% | 6.6% | 6.7% | 6.7% |
 Edelweiss Liquid Fund | ₹13,272 Cr | 0.17% | 6.6% | 6.7% | 6.7% |
 Franklin India Liquid Fund | ₹6,082 Cr | 0.20% | 6.7% | 6.7% | 6.7% |
 Bank of India Liquid Fund | ₹1,825 Cr | 0.15% | 6.6% | 6.7% | 6.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide a level of income consistent with the objectives of preservation of capital, lower risk and high liquidity through investments made primarily in money market and debt securities with maturity of up to 91 days only.
Fund managers
- Nimesh ChandanMr. Chandan is an MBA in Finance.He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.36% absolute | ₹60,000 | ₹62,016 | 3.36% | |
| 1 year6.28% annualised | ₹1,20,000 | ₹1,24,161 | 3.47% | |
| 3 years6.77% annualised | ₹3,60,000 | ₹4,00,170 | 11.16% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bajaj Finserv Liquid Fund?
The NAV of Bajaj Finserv Liquid Fund is ₹1,235.71 as on 27 Sep 2026.
What is the expense ratio of Bajaj Finserv Liquid Fund?
The expense ratio of Bajaj Finserv Liquid Fund is 0.28% per year.
What is the minimum SIP amount for Bajaj Finserv Liquid Fund?
You can start a SIP in Bajaj Finserv Liquid Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bajaj Finserv Liquid Fund?
Lock-in: None. Exit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days..
How risky is Bajaj Finserv Liquid Fund?
Bajaj Finserv Liquid Fund is rated Low to Moderate on the SEBI riskometer and belongs to the Liquid category.
Which fund house manages Bajaj Finserv Liquid Fund?
Bajaj Finserv Liquid Fund is managed by Bajaj Finserv Mutual Fund, which runs 21 schemes with ₹33,027 Cr under management.