Bajaj Finserv Liquid Fund
LiquidLow to ModerateOPEN-ENDED
- NAV as on 10 Nov 2026
- ₹1,244.61+0.03%1 day
- Return since launch
- 6.7%
- 52-week range
- ₹1,170.05 — ₹1,243.64
- AUM
- ₹7,592 Cr
Bajaj Finserv Liquid Fund is a Liquid debt fund from Bajaj Finserv Mutual Fund with ₹7,592 Cr under management, launched in 2023. Over three years it has returned 6.5% a year, against 6.7% for its category. The expense ratio is 0.28% and the SEBI riskometer reading is Low to Moderate.
Performance
Bajaj Finserv Liquid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.3% against +6.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.4% | +0.1 pts | 6.3% | 6.3% |
| 2Y | 6.3% | 0.0 pts | 6.3% | 6.3% |
| 3Y | 6.5% | −0.2 pts | 6.7% | 6.5% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.5% | 0.0 pts | 0.5% | 0.5% |
| 3M | 1.5% | 0.0 pts | 1.5% | 1.5% |
| 6M | 3.2% | 0.0 pts | 3.1% | 3.1% |
| 1Y | 6.3% | 0.0 pts | 6.3% | 6.3% |
| 2Y | 6.4% | 0.0 pts | 6.4% | 6.4% |
| 3Y | 6.7% | 0.0 pts | 6.7% | 6.7% |
Since launch (29 Jun 2023): 6.7%
Calendar-year returns
Category average7.3%
6.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.4% | 0.0 pts | 6.4% |
| 2024 | 7.3% | 0.0 pts | 7.3% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.28%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.24%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.04%
- Exit load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Liquid Index A-I
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Low to Moderate
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 4.48 | 5.05 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 9.30 | 12.32 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.22 | 0.21 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bajaj Finserv Liquid Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt99.9%
- Other0.1%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 7.77% | ₹533 Cr | +1.05% | +1.41% | +0.54% |
| Reserve Bank of India | Financial | 3.59% | ₹247 Cr | +1.14% | +0.06% | +3.63% |
| Small Industries Devp. Bank of India Ltd. | Financial | 3.24% | ₹222 Cr | +4.54% | +4.66% | +4.00% |
| Aditya Birla Housing Finance Ltd. | Financial | 2.88% | ₹197 Cr | — | — | +0.96% |
| LIC Housing Finance Ltd. | Financial | 2.62% | ₹180 Cr | — | — | — |
| Bank Of Baroda | Financial | 2.17% | ₹149 Cr | +1.14% | +2.33% | +0.95% |
| National Bank For Agriculture & Rural Development | Financial | 1.81% | ₹124 Cr | +1.13% | +1.56% | +3.34% |
| HDFC Bank Ltd. | Financial | 1.80% | ₹123 Cr | +4.56% | +3.12% | +3.80% |
| Export-Import Bank Of India | Financial | 1.45% | ₹99.43 Cr | +1.14% | +2.33% | +0.95% |
| ICICI Securities Ltd. | Financial | 1.45% | ₹99.35 Cr | +1.14% | +1.55% | +0.95% |
| Jio Credit Ltd. | Financial | 1.45% | ₹99.25 Cr | — | — | — |
| L&T Finance Ltd. | Financial | 1.45% | ₹99.34 Cr | +1.14% | +0.78% | +0.47% |
| NTPC Ltd. | Energy | 1.45% | ₹99.39 Cr | — | — | — |
| REC Ltd. | Financial | 1.45% | ₹99.66 Cr | +2.30% | — | — |
| Titan Company Ltd. | Consumer Discretionary | 1.45% | ₹99.27 Cr | — | — | — |
| Kotak Mahindra Securities Ltd. | Financial | 1.44% | ₹98.83 Cr | +1.14% | +1.56% | +0.95% |
| SBICAP Securities Ltd. | Financial | 1.44% | ₹98.69 Cr | +1.14% | +3.09% | — |
| Union Bank of India | Financial | 1.44% | ₹98.98 Cr | +3.41% | +2.33% | +2.85% |
| Bajaj Finance Ltd. | Financial | 1.09% | ₹74.52 Cr | +1.14% | — | — |
| Canara Bank | Financial | 1.08% | ₹74.30 Cr | +1.13% | +3.11% | +0.95% |
| Bank of India | Financial | 0.72% | ₹49.35 Cr | +1.14% | +1.56% | +1.43% |
| Birla Group Holdings Pvt. Ltd. | Financial | 0.72% | ₹49.32 Cr | — | — | — |
| Central Bank of India | Financial | 0.72% | ₹49.51 Cr | — | — | — |
| HDFC Securities Ltd. | Financial | 0.72% | ₹49.52 Cr | +1.14% | +1.55% | +2.38% |
| Power Finance Corporation Ltd. | Financial | 0.72% | ₹49.59 Cr | +1.15% | — | +2.50% |
| Punjab National Bank | Financial | 0.72% | ₹49.36 Cr | +1.70% | +3.10% | +2.85% |
| Tata Capital Ltd. | Financial | 0.72% | ₹49.50 Cr | +1.71% | — | — |
| The Federal Bank Ltd. | Financial | 0.72% | ₹49.65 Cr | — | — | — |
| Aditya Birla Capital Ltd. | Financial | 0.36% | ₹24.89 Cr | +1.14% | +1.55% | +1.43% |
| Axis Bank Ltd. | Financial | 0.36% | ₹24.76 Cr | +3.41% | +1.55% | +1.90% |
| Axis Securities Ltd. | Others | 0.36% | ₹24.91 Cr | +2.27% | — | +0.95% |
| Can Fin Homes Ltd. | Financial | 0.36% | ₹24.63 Cr | — | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.36% | ₹24.72 Cr | — | +0.78% | — |
| Godrej Finance Ltd. | Financial | 0.36% | ₹24.82 Cr | — | — | — |
| Indian Bank | Financial | 0.36% | ₹24.68 Cr | +2.27% | +3.88% | +0.48% |
| Kotak Mahindra Prime Ltd. | Financial | 0.36% | ₹24.75 Cr | — | — | +0.96% |
| Reliance Retail Ventures Ltd. | Services | 0.36% | ₹24.75 Cr | +1.14% | +3.11% | +0.95% |
| Sikka Ports and Terminals Ltd. | Energy | 0.36% | ₹25.02 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Aditya Birla Housing Finance Ltd. | 0.00% | 2.88% | +2.88% |
| LIC Housing Finance Ltd. | 0.00% | 2.62% | +2.62% |
| Indian Bank | 2.59% | 0.36% | -2.23% |
| Reserve Bank of India | 5.77% | 3.59% | -2.18% |
| company:4671 | 1.75% | 0.00% | -1.75% |
| company:4578 | 1.22% | 0.00% | -1.22% |
| company:1570 | 1.16% | 0.00% | -1.16% |
| company:18181 | 1.16% | 0.00% | -1.16% |
| Bajaj Finance Ltd. | 0.00% | 1.09% | +1.09% |
| Bank Of Baroda | 1.15% | 2.17% | +1.02% |
| Export-Import Bank Of India | 2.33% | 1.45% | -0.88% |
| Titan Company Ltd. | 0.58% | 1.45% | +0.87% |
| company:16348 | 0.87% | 0.00% | -0.87% |
| SBICAP Securities Ltd. | 0.58% | 1.44% | +0.86% |
| Small Industries Devp. Bank of India Ltd. | 0.58% | 1.44% | +0.86% |
| Union Bank of India | 0.58% | 1.44% | +0.86% |
| Axis Bank Ltd. | 1.15% | 0.36% | -0.79% |
| Bank of India | 0.00% | 0.72% | +0.72% |
| Birla Group Holdings Pvt. Ltd. | 0.00% | 0.72% | +0.72% |
| The Federal Bank Ltd. | 0.00% | 0.72% | +0.72% |
| Kotak Mahindra Securities Ltd. | 0.86% | 1.44% | +0.58% |
| company:1308 | 0.58% | 0.00% | -0.58% |
| company:1529 | 0.58% | 0.00% | -0.58% |
| company:1643 | 0.58% | 0.00% | -0.58% |
| company:2216 | 0.58% | 0.00% | -0.58% |
| company:514 | 0.58% | 0.00% | -0.58% |
| company:7990 | 0.58% | 0.00% | -0.58% |
| National Bank For Agriculture & Rural Development | 1.44% | 1.81% | +0.37% |
| Can Fin Homes Ltd. | 0.00% | 0.36% | +0.36% |
| Cholamandalam Investment and Finance Company Ltd. | 0.00% | 0.36% | +0.36% |
| Kotak Mahindra Prime Ltd. | 0.00% | 0.36% | +0.36% |
| Sikka Ports and Terminals Ltd. | 0.00% | 0.36% | +0.36% |
| HDFC Bank Ltd. | 1.44% | 1.08% | -0.36% |
| ICICI Securities Ltd. | 1.15% | 1.45% | +0.30% |
| Jio Credit Ltd. | 1.15% | 1.45% | +0.30% |
| L&T Finance Ltd. | 1.15% | 1.45% | +0.30% |
| NTPC Ltd. | 1.15% | 1.45% | +0.30% |
| REC Ltd. | 1.15% | 1.45% | +0.30% |
| company:5085 | 0.29% | 0.00% | -0.29% |
| Reliance Retail Ventures Ltd. | 0.58% | 0.36% | -0.22% |
| Central Bank of India | 0.57% | 0.72% | +0.15% |
| HDFC Securities Ltd. | 0.57% | 0.72% | +0.15% |
| Power Finance Corporation Ltd. | 0.57% | 0.72% | +0.15% |
| Punjab National Bank | 0.87% | 0.72% | -0.15% |
| Tata Capital Ltd. | 0.57% | 0.72% | +0.15% |
| Aditya Birla Capital Ltd. | 0.29% | 0.36% | +0.07% |
| Axis Securities Ltd. | 0.29% | 0.36% | +0.07% |
| Godrej Finance Ltd. | 0.29% | 0.36% | +0.07% |
| Canara Bank | 1.15% | 1.08% | -0.07% |
| Others | 0.18% | 0.22% | +0.04% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹16,105 Cr | 0.20% | 6.5% | 6.6% | 6.7% |
 Axis Liquid Fund | ₹53,784 Cr | 0.26% | 6.5% | 6.6% | 6.7% |
 Edelweiss Liquid Fund | ₹17,831 Cr | 0.19% | 6.5% | 6.6% | 6.7% |
 Franklin India Liquid Fund | ₹4,811 Cr | 0.20% | 6.6% | 6.7% | 6.7% |
 Bank of India Liquid Fund | ₹2,326 Cr | 0.15% | 6.5% | 6.7% | 6.7% |
 PGIM India Liquid Fund | ₹1,773 Cr | 0.22% | 6.5% | 6.6% | 6.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide a level of income consistent with the objectives of preservation of capital, lower risk and high liquidity through investments made primarily in money market and debt securities with maturity of up to 91 days only.
Fund managers
- Nimesh ChandanMr. Chandan is an MBA in Finance.He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.17% absolute | ₹60,000 | ₹61,902 | 3.17% | |
| 1 year6.31% annualised | ₹1,20,000 | ₹1,24,182 | 3.48% | |
| 3 years6.73% annualised | ₹3,60,000 | ₹3,99,916 | 11.09% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bajaj Finserv Liquid Fund?
The NAV of Bajaj Finserv Liquid Fund is ₹1,244.61 as on 10 Nov 2026.
What is the expense ratio of Bajaj Finserv Liquid Fund?
The expense ratio of Bajaj Finserv Liquid Fund is 0.28% per year.
What is the minimum SIP amount for Bajaj Finserv Liquid Fund?
You can start a SIP in Bajaj Finserv Liquid Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bajaj Finserv Liquid Fund?
Lock-in: None. Exit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days..
How risky is Bajaj Finserv Liquid Fund?
Bajaj Finserv Liquid Fund is rated Low to Moderate on the SEBI riskometer and belongs to the Liquid category.
Which fund house manages Bajaj Finserv Liquid Fund?
Bajaj Finserv Liquid Fund is managed by Bajaj Finserv Mutual Fund, which runs 21 schemes with ₹37,842 Cr under management.