Bandhan Conservative Hybrid Fund
- NAV as on 25 Sep 2026
- ₹32.78-0.28%1 day
- Return since launch
- 7.4%
- 52-week range
- ₹31.59 — ₹33.36
- AUM
- ₹87.35 Cr
Bandhan Conservative Hybrid Fund is a Conservative Hybrid hybrid fund from Bandhan Mutual Fund with ₹87.35 Cr under management, launched in 2010. Over three years it has returned 4.0% a year, against 7.0% for its category. The expense ratio is 1.96% and the SEBI riskometer reading is Moderately High.
Performance
Bandhan Conservative Hybrid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.6% against +1.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 1.7% | −0.9 pts | 2.6% | 0.9% |
| 2Y | 2.8% | −0.4 pts | 3.1% | 2.7% |
| 3Y | 4.0% | −2.9 pts | 7.0% | 4.4% |
| 5Y | 5.2% | −1.3 pts | 6.6% | 6.2% |
| 7Y | 5.5% | −1.6 pts | 7.1% | 6.8% |
| 10Y | 5.6% | −1.2 pts | 6.8% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -1.0% | −0.1 pts | -0.9% | -1.0% |
| 3M | 0.5% | +0.6 pts | -0.1% | -0.2% |
| 6M | 3.3% | +0.1 pts | 3.2% | 3.3% |
| 1Y | 2.6% | 0.0 pts | 2.6% | 1.6% |
| 2Y | 2.2% | −0.8 pts | 3.0% | 3.0% |
| 3Y | 6.0% | −1.0 pts | 7.0% | 7.0% |
| 5Y | 4.7% | −1.9 pts | 6.6% | 6.2% |
| 7Y | 5.7% | −1.9 pts | 7.6% | 7.4% |
| 10Y | 5.8% | −1.1 pts | 6.8% | 6.8% |
Since launch (11 Jan 2010): 7.4%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.7% | −0.3 pts | 7.0% |
| 2024 | 7.7% | −3.4 pts | 11.0% |
| 2023 | 9.5% | −2.6 pts | 12.1% |
| 2022 | 0.1% | −5.0 pts | 5.1% |
| 2021 | 6.0% | −5.2 pts | 11.2% |
| 2020 | 8.5% | −2.0 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.97%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.67%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.29%
- Exit load
- Exit Load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Hybrid 85+15 Conservative Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.08 | 0.90 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.20 | 0.72 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.26 | 1.03 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 4.41 | 4.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bandhan Conservative Hybrid Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity24.2%
- Debt68.5%
- Other7.3%
Market cap split
- Large91.8%
- Mid8.2%
- P/E
- 21.75
- P/B
- 3.59
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Bandhan Nifty 50 ETF-G Nifty 50 ETF-Growth | Unclassified | 12.96% | ₹11.32 Cr | +11.43% | +11.89% | +10.84% |
| Others | Others | 7.79% | ₹6.81 Cr | +1.76% | +1.72% | +1.56% |
| Rajasthan State | Others | 5.88% | ₹5.13 Cr | +5.31% | +5.28% | — |
| Godrej Industries Ltd. | Consumer Staples | 5.74% | ₹5.01 Cr | +5.18% | +5.10% | +4.83% |
| REC Ltd. | Financial | 5.74% | ₹5.02 Cr | +5.18% | +5.13% | — |
| LIC Housing Finance Ltd. | Financial | 5.73% | ₹5.00 Cr | +5.17% | +5.10% | — |
| company:18251 | Financial | 5.68% | ₹4.96 Cr | — | — | — |
| Bajaj Housing Finance Ltd. | Financial | 5.64% | ₹4.93 Cr | +5.08% | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 5.61% | ₹4.90 Cr | +5.05% | — | — |
| Bank of India | Financial | 5.55% | ₹4.85 Cr | — | — | — |
| Godrej Housing Finance Ltd. | Financial | 4.59% | ₹4.01 Cr | +4.14% | +4.09% | +3.89% |
| Aadhar Housing Finance Ltd | Financial | 4.55% | ₹3.98 Cr | +4.11% | +4.07% | — |
| GOI | Sovereign | 3.02% | ₹2.63 Cr | +2.73% | +2.70% | +2.55% |
| Tata Consultancy Services Ltd. | Technology | 1.94% | ₹1.70 Cr | +1.66% | +1.89% | +2.08% |
| UNO Minda Ltd. | Automobile | 1.80% | ₹1.57 Cr | +1.40% | +1.48% | +1.49% |
| HDFC Bank Ltd. | Financial | 1.79% | ₹1.56 Cr | +1.70% | +0.86% | +0.87% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.53% | ₹1.34 Cr | +1.15% | +1.26% | +0.97% |
| Titan Company Ltd. | Consumer Discretionary | 1.46% | ₹1.28 Cr | +2.32% | +3.28% | +2.59% |
| TVS Motor Company Ltd. | Automobile | 0.99% | ₹0.87 Cr | +2.09% | +2.72% | +2.19% |
| ITC Ltd. | Consumer Staples | 0.94% | ₹0.82 Cr | +0.95% | — | — |
| Maruti Suzuki India Ltd. | Automobile | 0.78% | ₹0.68 Cr | +0.68% | — | — |
| TVS Motor Company Ltd - Pref. Shares | Automobile | 0.03% | ₹0.03 Cr | +0.03% | +0.03% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:18251 | 0.00% | 5.68% | +5.68% |
| National Bank For Agriculture & Rural Development | 5.43% | 0.00% | -5.43% |
| Canara Bank | 5.28% | 0.00% | -5.28% |
| Others | 0.47% | 3.94% | +3.47% |
| Titan Company Ltd. | 2.90% | 1.46% | -1.44% |
| Bandhan Nifty 50 ETF-G Nifty 50 ETF-Growth | 12.40% | 12.96% | +0.56% |
| Bank of India | 5.21% | 5.55% | +0.34% |
| Godrej Industries Ltd. | 5.43% | 5.74% | +0.31% |
| LIC Housing Finance Ltd. | 5.42% | 5.73% | +0.31% |
| REC Ltd. | 5.45% | 5.74% | +0.29% |
| Rajasthan State | 5.59% | 5.88% | +0.29% |
| Small Industries Devp. Bank of India Ltd. | 5.33% | 5.61% | +0.28% |
| Bajaj Housing Finance Ltd. | 5.36% | 5.64% | +0.28% |
| Godrej Housing Finance Ltd. | 4.35% | 4.59% | +0.24% |
| UNO Minda Ltd. | 1.57% | 1.80% | +0.23% |
| Aadhar Housing Finance Ltd | 4.32% | 4.55% | +0.23% |
| GOI | 2.86% | 3.02% | +0.16% |
| Tata Consultancy Services Ltd. | 1.81% | 1.94% | +0.13% |
| Cholamandalam Investment and Finance Company Ltd. | 1.44% | 1.53% | +0.09% |
| TVS Motor Company Ltd. | 0.93% | 0.99% | +0.06% |
| ITC Ltd. | 0.97% | 0.94% | -0.03% |
| HDFC Bank Ltd. | 1.78% | 1.79% | +0.01% |
| Maruti Suzuki India Ltd. | 0.77% | 0.78% | +0.01% |
| TVS Motor Company Ltd - Pref. Shares | 0.03% | 0.03% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,433 Cr | 1.34% | 2.6% | 5.7% | 7.6% |
 Parag Parikh Conservative Hybrid Fund | ₹3,481 Cr | 0.67% | 3.5% | 6.4% | 8.5% |
 ICICI Prudential Conservative Hybrid Fund | ₹3,329 Cr | 1.73% | 1.8% | 5.5% | 7.3% |
 DSP Conservative Hybrid Fund | ₹178 Cr | 1.25% | 2.2% | 5.3% | 7.0% |
 HSBC Conservative Hybrid Fund | ₹156 Cr | 2.18% | 2.2% | 5.0% | 6.8% |
 Aditya Birla Sun Life Conservative Hybrid Active FoF | ₹18.08 Cr | 0.89% | 3.5% | 6.0% | 8.3% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity
Fund managers
- Harshal JoshiMr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, MumbaiPrior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
- Viraj KulkarniMr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.30% absolute | ₹60,000 | ₹61,980 | 3.30% | |
| 1 year2.59% annualised | ₹1,20,000 | ₹1,21,697 | 1.41% | |
| 3 years6.01% annualised | ₹3,60,000 | ₹3,95,390 | 9.83% | |
| 5 years4.67% annualised | ₹6,00,000 | ₹6,76,990 | 12.83% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.