Bandhan Multi-Asset Passive FoF
- NAV as on 25 Sep 2026
- ₹41.66+0.41%1 day
- Return since launch
- 8.9%
- 52-week range
- ₹39.78 — ₹43.68
- AUM
- ₹20.22 Cr
Bandhan Multi-Asset Passive FoF is a Multi Asset Allocation hybrid fund from Bandhan Mutual Fund with ₹20.22 Cr under management, launched in 2010. Over three years it has returned 5.2% a year, against 13.3% for its category. The expense ratio is 0.35% and the SEBI riskometer reading is High.
Performance
Bandhan Multi-Asset Passive FoF NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.4% against +8.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 0.3% | −7.6 pts | 8.0% | 3.9% |
| 2Y | 3.2% | −4.8 pts | 8.0% | 8.4% |
| 3Y | 5.2% | −8.1 pts | 13.3% | 10.0% |
| 5Y | 7.8% | −3.6 pts | 11.4% | 12.2% |
| 7Y | 8.7% | −4.6 pts | 13.3% | 13.0% |
| 10Y | 8.4% | −3.2 pts | 11.6% | 12.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -2.8% | 0.0 pts | -2.8% | -2.7% |
| 3M | 1.1% | +0.3 pts | 0.8% | 1.0% |
| 6M | 3.5% | −2.8 pts | 6.3% | 7.9% |
| 1Y | 3.4% | −4.6 pts | 8.0% | 7.8% |
| 2Y | 1.8% | −4.5 pts | 6.2% | 6.8% |
| 3Y | 8.9% | −4.4 pts | 13.3% | 13.4% |
| 5Y | 7.3% | −4.1 pts | 11.4% | 11.1% |
| 7Y | 8.9% | −4.9 pts | 13.8% | 13.0% |
| 10Y | 8.1% | −3.5 pts | 11.6% | 11.0% |
Since launch (4 Jan 2010): 8.9%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.3% | −10.5 pts | 16.8% |
| 2024 | 13.6% | −2.9 pts | 16.4% |
| 2023 | 17.1% | −5.2 pts | 22.3% |
| 2022 | -0.2% | −6.5 pts | 6.2% |
| 2021 | 15.2% | −7.6 pts | 22.8% |
| 2020 | 9.3% | −8.5 pts | 17.8% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.55%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.46%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.09%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NA
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at high risk — typically diversified and large cap equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 0.74 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.57 | 1.26 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.70 | 1.61 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 7.45 | 9.42 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bandhan Multi-Asset Passive FoF portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity36.7%
- Debt32.0%
- Commodities29.3%
- Other2.1%
Market cap split
- Large78.1%
- Mid21.0%
- Small0.9%
- P/E
- 23.02
- P/B
- 4.12
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund Direct-Growth | Unclassified | 33.12% | ₹6.69 Cr | +43.54% | +44.76% | — |
| Bandhan Gold ETF-Growth | Unclassified | 11.97% | ₹2.42 Cr | +8.15% | +7.61% | — |
| Bandhan Nifty100 Low Volatility 30 Index Fund Direct-Growth | Unclassified | 11.94% | ₹2.41 Cr | — | — | — |
| Bandhan Silver ETF-Growth | Unclassified | 11.86% | ₹2.40 Cr | +1.08% | +1.97% | — |
| Bandhan Nifty 200 Quality 30 Index Fund Direct-Growth | Unclassified | 10.15% | ₹2.05 Cr | — | — | — |
| company:20891 | Unclassified | 6.79% | ₹1.37 Cr | — | — | — |
| ICICI Prudential Gold Exchange Traded Fund | Unclassified | 6.31% | ₹1.28 Cr | +7.89% | +7.58% | — |
| Bandhan Nifty Bank Index Fund Direct-Growth | Unclassified | 3.63% | ₹0.73 Cr | — | — | — |
| Bandhan Nifty Midcap 150 Index Fund Direct-Growth | Unclassified | 2.43% | ₹0.49 Cr | — | — | — |
| Bandhan Nifty Next 50 Index Fund Direct-Growth | Unclassified | 1.73% | ₹0.35 Cr | — | — | — |
| Others | Others | 0.07% | ₹0.01 Cr | +0.06% | +0.06% | +0.06% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund Direct-Growth | 12.11% | 33.12% | +21.01% |
| Bandhan Nifty 500 Momentum 50 Index Fund Direct-Growth | 11.82% | 0.00% | -11.82% |
| Bandhan Nifty 500 Value 50 Index Fund Direct-Growth | 8.87% | 0.00% | -8.87% |
| Bandhan Nifty Smallcap 250 Index Fund Direct-Growth | 8.82% | 0.00% | -8.82% |
| company:20891 | 0.00% | 6.79% | +6.79% |
| Bandhan Nifty100 Low Volatility 30 Index Fund Direct-Growth | 5.66% | 11.94% | +6.28% |
| Bandhan Nifty Next 50 Index Fund Direct-Growth | 6.10% | 1.73% | -4.37% |
| Bandhan Nifty 200 Quality 30 Index Fund Direct-Growth | 6.08% | 10.15% | +4.07% |
| Bandhan Nifty Midcap 150 Index Fund Direct-Growth | 5.93% | 2.43% | -3.50% |
| Bandhan Nifty Bank Index Fund Direct-Growth | 5.83% | 3.63% | -2.20% |
| Bandhan Gold ETF-Growth | 11.33% | 11.97% | +0.64% |
| Bandhan Silver ETF-Growth | 11.22% | 11.86% | +0.64% |
| ICICI Prudential Gold Exchange Traded Fund | 5.99% | 6.31% | +0.32% |
| Others | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹7,364 Cr | 1.57% | 6.7% | 12.7% | 15.4% |
 Nippon India Multi Asset Allocation Fund | ₹17,984 Cr | 1.44% | 6.1% | 13.4% | 15.5% |
 WhiteOak Capital Multi Asset Allocation Fund | ₹8,778 Cr | 1.67% | 7.9% | 13.1% | — |
 Quant Multi Asset Allocation Fund | ₹6,528 Cr | 2.32% | 7.8% | 14.2% | 17.5% |
| Nippon India Multi - Asset Omni FoF | ₹3,056 Cr | 1.08% | 5.1% | 11.1% | 14.7% |
 Aditya Birla Sun Life Multi-Asset Omni FoF | ₹478 Cr | 1.33% | 6.9% | 11.9% | 13.9% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity passive funds and debt passive funds of Bandhan Mutual Fund based on a defined asset allocation model.
Fund managers
- Karthik KumarMr. Kumar has done M.B.A, C.F.A, (USA) & B.E (Mechanical)Prior to joining Bandhan Mutual Fund he has worked with Axis Mutual Fund SilverTree Hong Kong and Asiya Investment, Hong Kong
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.50% absolute | ₹60,000 | ₹62,100 | 3.50% | |
| 1 year3.35% annualised | ₹1,20,000 | ₹1,22,200 | 1.83% | |
| 3 years8.93% annualised | ₹3,60,000 | ₹4,14,150 | 15.04% | |
| 5 years7.30% annualised | ₹6,00,000 | ₹7,25,905 | 20.98% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.