Bandhan Multi-Asset Passive FoF
- NAV as on 11 Nov 2026
- ₹41.21+0.55%1 day
- Return since launch
- 8.7%
- 52-week range
- ₹39.03 — ₹43.68
- AUM
- ₹19.07 Cr
Bandhan Multi-Asset Passive FoF is a Multi Asset Allocation hybrid fund from Bandhan Mutual Fund with ₹19.07 Cr under management, launched in 2010. Over three years it has returned 3.8% a year, against 13.5% for its category. The expense ratio is 0.61% and the SEBI riskometer reading is High.
Performance
Bandhan Multi-Asset Passive FoF NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -0.6% against +5.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -2.0% | −6.9 pts | 4.9% | 4.7% |
| 2Y | 1.9% | −6.1 pts | 8.0% | 8.7% |
| 3Y | 3.8% | −9.7 pts | 13.5% | 9.6% |
| 5Y | 7.0% | −4.0 pts | 11.0% | 12.0% |
| 7Y | 8.0% | −5.0 pts | 13.0% | 12.8% |
| 10Y | 8.0% | −3.7 pts | 11.7% | 12.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 1.1% | −1.9 pts | 3.1% | 3.7% |
| 3M | -4.2% | −2.6 pts | -1.6% | -1.4% |
| 6M | 0.2% | −2.0 pts | 2.2% | 3.3% |
| 1Y | -0.6% | −5.5 pts | 4.9% | 5.3% |
| 2Y | 3.3% | −5.5 pts | 8.7% | 9.4% |
| 3Y | 8.3% | −5.2 pts | 13.5% | 13.5% |
| 5Y | 6.7% | −4.3 pts | 11.0% | 10.8% |
| 7Y | 8.6% | −5.0 pts | 13.6% | 12.9% |
| 10Y | 8.1% | −3.6 pts | 11.7% | 11.4% |
Since launch (4 Jan 2010): 8.7%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.3% | −10.5 pts | 16.8% |
| 2024 | 13.6% | −2.9 pts | 16.4% |
| 2023 | 17.1% | −5.2 pts | 22.3% |
| 2022 | -0.2% | −6.5 pts | 6.2% |
| 2021 | 15.2% | −7.6 pts | 22.8% |
| 2020 | 9.3% | −8.5 pts | 17.8% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.61%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.52%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.09%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NA
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at high risk — typically diversified and large cap equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 0.91 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.21 | 0.93 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.26 | 1.25 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 8.38 | 10.82 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bandhan Multi-Asset Passive FoF portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity34.7%
- Debt33.4%
- Commodities27.6%
- Other4.4%
Market cap split
- Large79.3%
- Mid19.9%
- Small0.8%
- P/E
- 21.30
- P/B
- 3.76
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct - Growth | Unclassified | 33.95% | ₹6.74 Cr | — | — | — |
| Bandhan Gold ETF-Growth | Unclassified | 11.70% | ₹2.32 Cr | +11.03% | +7.21% | — |
| Bandhan Silver ETF-Growth | Unclassified | 11.34% | ₹2.25 Cr | +0.94% | +1.74% | — |
| Bandhan Nifty100 Low Volatility 30 Index Fund Direct-Growth | Unclassified | 11.29% | ₹2.24 Cr | — | — | — |
| Bandhan Nifty 200 Quality 30 Index Fund Direct-Growth | Unclassified | 9.52% | ₹1.89 Cr | — | — | — |
| Bandhan Nifty IT Index Fund Direct-Growth | Unclassified | 6.14% | ₹1.22 Cr | — | — | — |
| ICICI Prudential Gold Exchange Traded Fund | Unclassified | 5.42% | ₹1.08 Cr | +7.30% | +7.21% | — |
| Bandhan Nifty Bank Index Fund Direct-Growth | Unclassified | 3.48% | ₹0.69 Cr | — | — | — |
| Others | Others | 3.19% | ₹0.63 Cr | +0.01% | +0.06% | +0.03% |
| Bandhan Nifty Midcap 150 Index Fund Direct-Growth | Unclassified | 2.30% | ₹0.46 Cr | — | — | — |
| Bandhan Nifty Next 50 Index Fund Direct-Growth | Unclassified | 1.67% | ₹0.33 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct - Growth | 0.00% | 33.95% | +33.95% |
| company:20503 | 33.12% | 0.00% | -33.12% |
| ICICI Prudential Gold Exchange Traded Fund | 6.31% | 5.42% | -0.89% |
| Bandhan Nifty IT Index Fund Direct-Growth | 6.79% | 6.14% | -0.65% |
| Bandhan Nifty100 Low Volatility 30 Index Fund Direct-Growth | 11.94% | 11.29% | -0.65% |
| Bandhan Nifty 200 Quality 30 Index Fund Direct-Growth | 10.15% | 9.52% | -0.63% |
| Bandhan Silver ETF-Growth | 11.86% | 11.34% | -0.52% |
| Bandhan Gold ETF-Growth | 11.97% | 11.70% | -0.27% |
| Bandhan Nifty Bank Index Fund Direct-Growth | 3.63% | 3.48% | -0.15% |
| Bandhan Nifty Midcap 150 Index Fund Direct-Growth | 2.43% | 2.30% | -0.13% |
| Bandhan Nifty Next 50 Index Fund Direct-Growth | 1.73% | 1.67% | -0.06% |
| Others | 0.00% | 0.02% | +0.02% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹10,154 Cr | 1.65% | 4.1% | 11.9% | 14.9% |
 Nippon India Multi Asset Allocation Fund | ₹18,062 Cr | 1.45% | 4.2% | 11.8% | 14.8% |
 Kotak Multi Asset Allocation Fund | ₹14,720 Cr | 1.78% | 1.3% | 11.4% | — |
 DSP Multi Asset Allocation Fund | ₹10,838 Cr | 1.57% | 3.9% | 13.0% | — |
 Quant Multi Asset Allocation Fund | ₹6,685 Cr | 2.14% | 5.1% | 12.4% | 16.6% |
 Aditya Birla Sun Life Multi-Asset Omni FoF | ₹464 Cr | 1.32% | 6.0% | 11.0% | 13.4% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity passive funds and debt passive funds of Bandhan Mutual Fund based on a defined asset allocation model.
Fund managers
- Karthik KumarMr. Kumar has done M.B.A, C.F.A, (USA) & B.E (Mechanical)Prior to joining Bandhan Mutual Fund he has worked with Axis Mutual Fund SilverTree Hong Kong and Asiya Investment, Hong Kong
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months0.21% absolute | ₹60,000 | ₹60,126 | 0.21% | |
| 1 year−0.62% annualised | ₹1,20,000 | ₹1,19,598 | −0.34% | |
| 3 years8.32% annualised | ₹3,60,000 | ₹4,10,142 | 13.93% | |
| 5 years6.71% annualised | ₹6,00,000 | ₹7,14,554 | 19.09% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.