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Bank of India Aggressive Hybrid Fund

Aggressive HybridVery HighOPEN-ENDED
Invest Now
NAV as on 24 Sep 2026
₹42.98-1.63%1 day
Return since launch
15.5%
52-week range
₹35.41 — ₹43.69
AUM
₹2,051 Cr

Bank of India Aggressive Hybrid Fund is a Aggressive Hybrid hybrid fund from Bank of India Mutual Fund with ₹2,051 Cr under management, launched in 2016. Over three years it has returned 11.8% a year, against 10.1% for its category. The expense ratio is 2.27% and the SEBI riskometer reading is Very High.

Performance

Returns

How the fund has done against its category and its benchmark.

Trailing returns
PeriodFundvs categoryCategoryBenchmark
1Y18.3%+17.5 pts0.8%-0.7%
2Y12.3%+9.9 pts2.4%1.5%
3Y11.8%+1.7 pts10.1%4.1%
5Y15.5%+6.6 pts8.8%8.0%
7Y18.6%+6.9 pts11.7%10.1%
10Y16.8%+5.9 pts10.9%10.0%

Fund against category

1Y
Fund18.3%
Category0.8%
3Y
Fund11.8%
Category10.1%
5Y
Fund15.5%
Category8.8%

Since launch (29 Jun 2016): 15.5%

Calendar-year returns

Category average
Show as a table
Calendar-year returns
PeriodFundvs categoryCategory
2025-0.9%−7.7 pts6.8%
202425.6%+7.1 pts18.4%
202333.7%+10.7 pts23.0%
2022-4.8%−8.4 pts3.7%
202154.5%+26.6 pts27.9%
202031.1%+15.3 pts15.9%

Returns over one year are annualised. Shorter periods are absolute.

Costs & terms

Costs and terms

What the fund charges each year, and the rules around putting money in and taking it out.

Costs

2.25%

Expense ratio as on 23 Sep 2026

Charged yearly and already deducted from the NAV.

Base expense
1.74%
Brokerage
0.07%
Transaction charges
0.00%
Statutory levies
0.44%
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Lock-in
None

Terms

Min SIP
₹3,000
Min lumpsum
₹5,000
Plan
GROWTH
Fund type
OPEN-ENDED
Benchmark
NA
Short-term capital gains
Returns taxed at 20% if you redeem before 1 year
Long-term capital gains
After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Risk

Risk

What the riskometer means for this fund, and how its ratios sit against the category.

Very High

Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.

Risk ratios
RatioFundCategory avgRead as
Alpha——Return earned above what the benchmark alone would have given. Higher is better.
Beta1.131.09How hard the fund moves when the market moves. Under 1 is steadier than the market.
Sharpe0.720.68Return earned for each unit of total risk taken. Higher is better.
Sortino0.980.88Return earned for each unit of downside risk. Higher is better.
Std. deviation15.8212.20How widely monthly returns have varied around their own average. Lower is steadier.
Average of 4 category peers

Portfolio

Bank of India Aggressive Hybrid Fund portfolio

Portfolio as of 31 Aug 2026

Asset allocation

  • Equity66.9%
  • Debt26.3%
  • Other6.8%

Market cap split

  • Mid60.5%
  • Small39.5%
P/E
32.95
P/B
4.44

Top holdings

HoldingSectorWeightValue3M chg6M chg1Y chg
OthersOthers6.80%₹140 Cr+0.82%+1.38%+0.74%
Bank of MaharashtraFinancial2.44%₹50.06 Cr+1.99%+1.32%+1.20%
National Bank For Agriculture & Rural DevelopmentFinancial2.43%₹49.78 Cr+1.26%+1.44%+1.59%
Balrampur Chini Mills Ltd.Consumer Staples2.27%₹46.46 Cr+1.36%+0.80%+0.99%
Power Finance Corporation Ltd.Financial2.18%₹44.89 Cr+0.90%+0.88%+1.14%
Sterlite Technologies Ltd.Communication2.10%₹43.16 Cr+1.75%——
UNO Minda Ltd.Automobile2.06%₹42.24 Cr+2.35%+2.29%+2.79%
Aurobindo Pharma Ltd.Healthcare2.01%₹41.21 Cr+2.20%+2.15%—
The Federal Bank Ltd.Financial2.00%₹41.02 Cr———
Abbott India Ltd.Healthcare1.89%₹38.78 Cr+2.59%+2.93%+1.01%

Sectors

  • Financial34.1%
  • Capital Goods14.4%
  • Healthcare10.7%
  • Services7.1%
  • Others7.0%
  • Consumer Staples4.5%
  • Metals & Mining4.4%
  • Automobile4.3%

Instruments

  • Certificate of Deposit12.5%
  • Repo6.5%
  • Non Convertible Debenture4.2%
  • Bonds2.6%
  • Debenture2.4%
  • Commercial Paper2.1%
  • GOI Securities1.3%
  • Bonds/NCDs0.9%

Recent changes

HoldingFromToWeight
Power Finance Corporation Ltd.0.38%2.04%+1.66%
company:164650.00%1.31%+1.31%
Lloyds Metals & Energy Ltd.1.75%0.60%-1.15%
Shreeji Shipping Global Ltd.2.07%0.94%-1.13%
Prudent Corporate Advisory Services Ltd.0.95%0.00%-0.95%
company:202460.00%0.95%+0.95%
Others1.19%0.25%-0.94%
Hindustan Copper Ltd.0.35%1.24%+0.89%
company:184950.00%0.71%+0.71%
company:208180.00%0.69%+0.69%
company:11140.00%0.59%+0.59%
One97 Communications Ltd.1.28%1.80%+0.52%
company:4070.00%0.44%+0.44%
Bharat Forge Ltd.1.25%0.82%-0.43%
Abbott India Ltd.2.27%1.89%-0.38%
Balrampur Chini Mills Ltd.1.90%2.27%+0.37%
Senco Gold Ltd.0.32%0.00%-0.32%
Sterlite Technologies Ltd.1.79%2.10%+0.31%
Punjab National Bank1.05%0.75%-0.30%
Bank of Maharashtra2.15%2.44%+0.29%
Turtlemint Fintech Solutions Ltd.0.81%1.10%+0.29%
Axis Bank Ltd.0.42%0.71%+0.29%
KSH International Ltd.0.29%0.00%-0.29%
Union Bank of India0.68%0.97%+0.29%
Coromandel International Ltd.1.57%1.29%-0.28%
Multi Commodity Exchange Of India Ltd.0.80%1.08%+0.28%
JK Cement Ltd.1.69%1.43%-0.26%
Mankind Pharma Ltd.2.15%1.89%-0.26%
Bank Of Baroda0.11%0.34%+0.23%
TD Power Systems Ltd.0.99%1.22%+0.23%
Quality Power Electrical Equipments Ltd.1.61%1.83%+0.22%
Eris Lifesciences Ltd.1.49%1.28%-0.21%
Housing & Urban Development Corporation Ltd.1.30%1.09%-0.21%
Ganesha Ecosphere Ltd.0.85%0.66%-0.19%
KRN Heat Exchanger And Refrigeration Ltd.0.90%1.07%+0.17%
Nippon Life India Asset Management Ltd.1.89%1.72%-0.17%
Jindal Stainless Ltd.1.12%0.96%-0.16%
WeWork India Management Ltd.0.94%0.78%-0.16%
Power Grid Corporation Of India Ltd.0.66%0.51%-0.15%
Birla Corporation Ltd.0.15%0.00%-0.15%
Bharat Dynamics Ltd.1.65%1.50%-0.15%
Powerica Ltd.1.25%1.10%-0.15%
Torrent Power Ltd.0.64%0.50%-0.14%
Goodluck India Ltd.0.82%0.68%-0.14%
Canara Bank1.28%1.15%-0.13%
Swan Corp Ltd.0.88%0.75%-0.13%
United Spirits Ltd.1.07%1.20%+0.13%
Indian Railway Finance Corporation Ltd.1.10%0.98%-0.12%
Schaeffler India Ltd.1.06%0.94%-0.12%
Sundaram Finance Ltd.1.01%0.89%-0.12%
Titagarh Rail Systems Ltd.0.69%0.80%+0.11%
Small Industries Devp. Bank of India Ltd.0.98%0.87%-0.11%
Zaggle Prepaid Ocean Services Ltd.0.55%0.45%-0.10%
GOI0.91%0.82%-0.09%
HDFC Bank Ltd.0.80%0.71%-0.09%
Max Financial Services Ltd.1.57%1.48%-0.09%
Swan Defence and Heavy Industries Ltd.0.81%0.72%-0.09%
REC Ltd.0.71%0.63%-0.08%
ICICI Bank Ltd.0.66%0.59%-0.07%
ICICI Lombard General Insurance Company Ltd.0.53%0.46%-0.07%
Vedanta Ltd.0.71%0.64%-0.07%
Dixon Technologies (India) Ltd.1.07%1.01%-0.06%
MRF Ltd.0.67%0.61%-0.06%
UNO Minda Ltd.2.12%2.06%-0.06%
Bharti Hexacom Ltd.0.39%0.33%-0.06%
Triveni Engineering & Industries Ltd.0.32%0.38%+0.06%
Ajanta Pharma Ltd.0.87%0.81%-0.06%
GE Vernova T&D India Ltd0.82%0.76%-0.06%
Aurobindo Pharma Ltd.2.06%2.01%-0.05%
Indian Bank0.54%0.49%-0.05%
PB Fintech Ltd.0.97%1.02%+0.05%
Petronet LNG Ltd.1.22%1.17%-0.05%
Kotak Mahindra Bank Ltd.0.58%0.53%-0.05%
Atlanta Electricals Ltd.0.57%0.61%+0.04%
Tata Capital Housing Finance Ltd.0.33%0.29%-0.04%
National Bank For Agriculture & Rural Development0.36%0.32%-0.04%
Radico Khaitan Ltd.0.59%0.55%-0.04%
Arvind Ltd.0.98%0.95%-0.03%
LIC Housing Finance Ltd.0.27%0.24%-0.03%
Leela Palaces Hotels & Resorts Ltd.0.97%1.00%+0.03%
Punjab State0.27%0.24%-0.03%
The Federal Bank Ltd.1.97%2.00%+0.03%
Torrent Pharmaceuticals Ltd.0.27%0.24%-0.03%
L&T Finance Ltd.0.26%0.23%-0.03%
Triveni Power Transmission Ltd.0.26%0.23%-0.03%
Motilal Oswal Financial Services Ltd.0.26%0.24%-0.02%
OnEMI Technology Solutions Ltd.0.20%0.18%-0.02%
Aditya Birla Real Estate Ltd0.16%0.15%-0.01%
Ethos Ltd.0.50%0.51%+0.01%
Glenmark Pharmaceuticals Ltd.1.82%1.81%-0.01%
HEG Advanced Materials Ltd.1.18%1.17%-0.01%
Ipca Laboratories Ltd.0.71%0.72%+0.01%
Syrma SGS Technology Ltd.0.26%0.25%-0.01%
Reserve Bank of India0.03%0.02%-0.01%
Steel Authority Of India Ltd.0.28%0.29%+0.01%

Compare

Similar funds

The rest of the category, so this fund’s numbers have something to sit against.

FundAUMExpense1Y3Y5Y
Category average₹17,591 Cr1.82%2.7%7.4%11.5%
ICICI Prudential Aggressive Hybrid Fund₹52,454 Cr1.60%-2.8%5.7%11.7%
ICICI Prudential Aggressive Hybrid Active FoF₹9,431 Cr1.50%0.3%6.4%11.6%
HSBC Aggressive Hybrid Fund₹5,870 Cr1.95%8.4%8.5%11.3%
Bandhan Aggressive Hybrid Fund₹2,610 Cr2.24%5.0%9.0%11.5%

About

About this fund

The scheme’s own words, its benchmark and the people running it.

Investment objective

The scheme seeks to provide capital appreciation to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities.

Fund managers

  • Alok SinghMr. Singh is a CFA and PGDBA from ICFAI Business School.Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Scheme information document

Tools

Return calculator

What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.

₹
Over the pastTotal investmentWould’ve becomeGrowthReturns
6 months16.73% absolute₹60,000₹70,03816.73%
1 year12.90% annualised₹1,20,000₹1,28,7257.27%
3 years15.94% annualised₹3,60,000₹4,63,87128.85%
5 years13.55% annualised₹6,00,000₹8,61,11743.52%

Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.

How this is calculated

Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.

The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.

Questions

Frequently asked questions

The things people ask about this scheme.

What is the NAV of Bank of India Aggressive Hybrid Fund?
The NAV of Bank of India Aggressive Hybrid Fund is ₹42.98 as on 24 Sep 2026.
What is the expense ratio of Bank of India Aggressive Hybrid Fund?
The expense ratio of Bank of India Aggressive Hybrid Fund is 2.27% per year.
What is the minimum SIP amount for Bank of India Aggressive Hybrid Fund?
You can start a SIP in Bank of India Aggressive Hybrid Fund with ₹3,000 a month.
What returns has Bank of India Aggressive Hybrid Fund given?
Bank of India Aggressive Hybrid Fund has returned 18.3% over 1 year, 11.8% over 3 years and 15.5% over 5 years (annualised).
Is there a lock-in or exit load on Bank of India Aggressive Hybrid Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months..
How risky is Bank of India Aggressive Hybrid Fund?
Bank of India Aggressive Hybrid Fund is rated Very High on the SEBI riskometer and belongs to the Aggressive Hybrid category.
Which fund house manages Bank of India Aggressive Hybrid Fund?
Bank of India Aggressive Hybrid Fund is managed by Bank of India Mutual Fund, which runs 23 schemes with ₹15,446 Cr under management.