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Baroda BNP Paribas Balanced Advantage Fund

Dynamic Asset AllocationVery HighOPEN-ENDED
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NAV as on 9 Nov 2026
₹26.15+0.43%1 day
Return since launch
12.7%
52-week range
₹22.97 — ₹26.34
AUM
₹5,162 Cr

Baroda BNP Paribas Balanced Advantage Fund is a Dynamic Asset Allocation hybrid fund from Baroda BNP Paribas Mutual Fund with ₹5,162 Cr under management, launched in 2018. Over three years it has returned 7.7% a year, against 9.3% for its category. The expense ratio is 2.04% and the SEBI riskometer reading is Very High.

Performance

Returns

How the fund has done against its category and its benchmark.

Trailing returns
PeriodFundvs categoryCategoryBenchmark
1Y7.8%+5.7 pts2.1%6.1%
2Y7.3%+2.6 pts4.7%4.8%
3Y7.7%−1.6 pts9.3%5.3%
5Y10.4%+2.3 pts8.1%8.0%
7Y11.6%+1.9 pts9.7%9.1%

Fund against category

1Y
Fund7.8%
Category2.1%
3Y
Fund7.7%
Category9.3%
5Y
Fund10.4%
Category8.1%

Since launch (22 Oct 2018): 12.7%

Calendar-year returns

Category average
Show as a table
Calendar-year returns
PeriodFundvs categoryCategory
20257.8%+1.2 pts6.7%
202414.8%+0.6 pts14.2%
202321.1%+1.1 pts20.0%
20222.6%−2.4 pts5.1%
202116.5%−0.1 pts16.6%
202026.2%+11.8 pts14.4%

Returns over one year are annualised. Shorter periods are absolute.

Costs & terms

Costs and terms

What the fund charges each year, and the rules around putting money in and taking it out.

Costs

2.04%

Expense ratio as on 6 Nov 2026

Charged yearly and already deducted from the NAV.

Base expense
1.59%
Brokerage
0.05%
Transaction charges
0.00%
Statutory levies
0.40%
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Lock-in
None

Terms

Min SIP
₹3,000
Min lumpsum
₹5,000
Plan
GROWTH
Fund type
OPEN-ENDED
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index

Risk

Risk

What the riskometer means for this fund, and how its ratios sit against the category.

Very High

Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.

Risk ratios
RatioFundCategory avgRead as
Alpha——Return earned above what the benchmark alone would have given. Higher is better.
Beta1.411.21How hard the fund moves when the market moves. Under 1 is steadier than the market.
Sharpe0.410.49Return earned for each unit of total risk taken. Higher is better.
Sortino0.510.66Return earned for each unit of downside risk. Higher is better.
Std. deviation12.0010.58How widely monthly returns have varied around their own average. Lower is steadier.
Average of 4 category peers

Portfolio

Baroda BNP Paribas Balanced Advantage Fund portfolio

Portfolio as of 30 Sep 2026

Asset allocation

  • Equity80.4%
  • Debt15.4%
  • Other4.1%

Market cap split

  • Large68.8%
  • Mid23.9%
  • Small7.4%
P/E
25.72
P/B
3.48

Top holdings

HoldingSectorWeightValue3M chg6M chg1Y chg
OthersOthers6.04%₹313 Cr+4.08%+3.14%+4.52%
Reliance Industries Ltd.Energy3.30%₹170 Cr+6.12%+7.38%+6.26%
HDFC Bank Ltd.Financial3.09%₹159 Cr+3.51%+4.57%+6.84%
Larsen & Toubro Ltd.Construction2.72%₹140 Cr+0.20%+0.70%+0.70%
Bharti Airtel Ltd.Communication2.30%₹119 Cr+2.50%+2.65%+2.80%
Multi Commodity Exchange Of India Ltd.Services2.19%₹113 Cr+2.21%+2.08%+1.43%
Bharat Heavy Electricals Ltd.Capital Goods2.17%₹112 Cr+2.29%+1.97%—
Eicher Motors Ltd.Automobile1.99%₹103 Cr+1.98%+1.13%+0.72%
One 97 Communications Ltd.Services1.99%₹103 Cr+1.42%+1.10%+1.55%
Hitachi Energy India Ltd.Capital Goods1.97%₹102 Cr+3.50%+3.34%+3.06%

Sectors

  • Financial23.1%
  • Capital Goods10.5%
  • Energy8.5%
  • Automobile7.3%
  • Others7.2%
  • Services6.8%
  • Construction6.4%
  • Consumer Staples5.9%

Instruments

  • CBLO6.2%
  • Infrastructure Investment Trust4.3%
  • Debenture4.0%
  • GOI Securities1.8%
  • State Development Loan1.5%
  • Non Convertible Debenture0.8%
  • Bonds/NCDs0.5%
  • Bonds0.4%

Recent changes

HoldingFromToWeight
Bharti Airtel Ltd.0.18%2.30%+2.12%
The Federal Bank Ltd.1.80%-0.22%-2.02%
Hitachi Energy India Ltd.1.54%0.53%-1.01%
Others5.26%6.23%+0.97%
National Stock Exchange0.00%0.92%+0.92%
Tata Motors Ltd.0.00%0.74%+0.74%
Maruti Suzuki India Ltd.0.34%1.04%+0.70%
company:117790.26%0.00%-0.26%
Indusind Bank Ltd.2.14%1.89%-0.25%
Maharashtra State0.29%0.06%-0.23%
HDFC Bank Ltd.2.92%3.09%+0.17%
ICICI Prudential Asset Management Company Ltd.0.72%0.55%-0.17%
Marico Ltd.1.52%1.37%-0.15%
Polycab India Ltd.1.27%1.12%-0.15%
Pidilite Industries Ltd.1.11%0.97%-0.14%
Tata Consumer Products Ltd.0.97%0.83%-0.14%
Mahindra & Mahindra Ltd.2.00%1.86%-0.14%
Shriram Finance Ltd1.65%1.51%-0.14%
Infosys Ltd.1.34%1.21%-0.13%
SBI Life Insurance Company Ltd.0.12%0.00%-0.12%
Power Grid Corporation Of India Ltd.1.48%1.36%-0.12%
360 One Wam Ltd.1.10%1.00%-0.10%
NTPC Ltd.1.23%1.13%-0.10%
State Bank of India1.61%1.51%-0.10%
Sun Pharmaceutical Industries Ltd.1.86%1.76%-0.10%
Nestle India Ltd.1.01%0.91%-0.10%
Sagility Ltd.0.77%0.67%-0.10%
Eicher Motors Ltd.2.08%1.99%-0.09%
Symbiotec Pharmalab Ltd.0.03%0.12%+0.09%
company:138270.09%0.00%-0.09%
Navin Fluorine International Ltd.1.38%1.29%-0.09%
Axis Bank Ltd.1.28%1.20%-0.08%
Karur Vysya Bank Ltd.1.58%1.50%-0.08%
Bharat Heavy Electricals Ltd.2.24%2.17%-0.07%
NXT-Infra Trust0.90%0.96%+0.06%
Bharat Electronics Ltd.1.68%1.62%-0.06%
GE Vernova T&D India Ltd1.16%1.10%-0.06%
Cummins India Ltd.1.43%1.38%-0.05%
Life Insurance Corporation of India0.95%1.00%+0.05%
Ajanta Pharma Ltd.1.09%1.14%+0.05%
Kotak Mahindra Bank Ltd.1.58%1.63%+0.05%
Fractal Analytics Ltd.0.79%0.75%-0.04%
Lupin Ltd.0.92%0.88%-0.04%
Tech Mahindra Ltd.1.10%1.06%-0.04%
Bandhan Bank Ltd.0.04%0.00%-0.04%
National Highways Infra Trust1.12%1.16%+0.04%
Amber Enterprises India Ltd.0.90%0.87%-0.03%
Muthoot Finance Ltd.0.56%0.53%-0.03%
Persistent Systems Ltd.1.04%1.01%-0.03%
Titan Company Ltd.1.63%1.60%-0.03%
Hindustan Unilever Ltd.0.96%0.98%+0.02%
Interglobe Aviation Ltd.1.32%1.30%-0.02%
One 97 Communications Ltd.1.97%1.99%+0.02%
Radico Khaitan Ltd.1.81%1.83%+0.02%
Samvardhana Motherson International Ltd.1.73%1.71%-0.02%
Sansar Trust0.19%0.17%-0.02%
Capital Infra Trust0.33%0.34%+0.01%
GAIL (India) Ltd.0.09%0.10%+0.01%
GOI0.09%0.10%+0.01%
Hindustan Petroleum Corporation Ltd.0.36%0.37%+0.01%
Indian Railway Finance Corporation Ltd.0.21%0.22%+0.01%
JSW Steel Ltd.1.87%1.86%-0.01%
Larsen & Toubro Ltd.0.09%0.10%+0.01%
Manappuram Finance Ltd.0.09%0.10%+0.01%
REC Ltd.0.09%0.10%+0.01%
Raajmarg Infra Investment Trust0.44%0.45%+0.01%
Small Industries Devp. Bank of India Ltd.0.13%0.14%+0.01%
Solar Industries India Ltd.1.13%1.14%+0.01%
Tamilnadu State0.13%0.14%+0.01%
Ultratech Cement Ltd.1.25%1.24%-0.01%
Vedanta Aluminium Metal Ltd.0.98%0.97%-0.01%
India Universal Trust AL10.10%0.11%+0.01%
Powergrid Infrastructure Investment Trust0.10%0.11%+0.01%
360 ONE Wealth Ltd.0.28%0.29%+0.01%
Power Finance Corporation Ltd.0.28%0.29%+0.01%
NHPC Ltd.0.94%0.93%-0.01%
Multi Commodity Exchange Of India Ltd.2.18%2.19%+0.01%
Aadhar Housing Finance Ltd0.15%0.15%0.00%
Amagi Media Labs Ltd.0.05%0.05%0.00%
Bajaj Housing Finance Ltd.0.19%0.19%0.00%
Bharti Telecom Ltd.0.19%0.19%0.00%
Cholamandalam Investment and Finance Company Ltd.0.19%0.19%0.00%
Gujarat State0.05%0.05%0.00%
ICICI Bank Ltd.1.96%1.96%0.00%
IndiGrid Infrastructure Trust1.12%1.12%0.00%
Indus Infra Trust0.18%0.18%0.00%
Karnataka State0.15%0.15%0.00%
National Bank For Agriculture & Rural Development0.19%0.19%0.00%
National Securities Depository Ltd0.07%0.07%0.00%
Piramal Finance Ltd.1.13%1.13%0.00%
Reliance Industries Ltd.2.90%2.90%0.00%
Smartworks Coworking Spaces Ltd.0.58%0.58%0.00%
Yes Bank Ltd.0.00%0.00%0.00%

Compare

Similar funds

The rest of the category, so this fund’s numbers have something to sit against.

FundAUMExpense1Y3Y5Y
Category average₹21,548 Cr2.13%7.2%6.7%10.2%
ICICI Prudential Balanced Advantage Fund₹71,892 Cr1.52%8.8%8.6%10.5%
Aditya Birla Sun Life Balanced Advantage Fund₹9,847 Cr1.96%10.5%8.9%10.5%
Axis Balanced Advantage Fund₹3,643 Cr2.18%7.4%6.8%9.7%
Quant Dynamic Asset Allocation Fund₹810 Cr2.84%2.0%2.5%—
See all Dynamic Asset Allocation funds

About

About this fund

The scheme’s own words, its benchmark and the people running it.

Investment objective

The scheme seeks to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation.

Fund managers

  • Jitendra SriramMr. Sriram is a B.E (Electrical) and holds a post graduate diploma in Business Management.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with HSBC AMC, Deutsche Equities Pvt. Ltd., HSBC Securities, Capital Markets Pvt. Ltd. and ITC Classic Share & Stock Broking.
  • Kushant AroraCA, FRMPrior to Joining the Baroda BNP paribas asset management Ltd. He has worked with VLS Finance Ltd , Baroda asset management India Ltd, UTI asset management com Ltd and Axis sercurities.
  • Neeraj SaxenaHe is PGDBA finance and Masters in Organic ChemistryPrior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors
  • Prashant R PimpleMr. Pimple is a MBA (Finance) and CTM.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.
Scheme information document

Tools

Return calculator

What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.

₹
Over the pastTotal investmentWould’ve becomeGrowthReturns
6 months3.22% absolute₹60,000₹61,9323.22%
1 year4.47% annualised₹1,20,000₹1,22,9462.45%
3 years11.60% annualised₹3,60,000₹4,32,27720.08%
5 years9.73% annualised₹6,00,000₹7,75,10429.18%

Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.

How this is calculated

Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.

The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.

Questions

Frequently asked questions

The things people ask about this scheme.

What is the NAV of Baroda BNP Paribas Balanced Advantage Fund?
The NAV of Baroda BNP Paribas Balanced Advantage Fund is ₹26.15 as on 9 Nov 2026.
What is the expense ratio of Baroda BNP Paribas Balanced Advantage Fund?
The expense ratio of Baroda BNP Paribas Balanced Advantage Fund is 2.04% per year.
What is the minimum SIP amount for Baroda BNP Paribas Balanced Advantage Fund?
You can start a SIP in Baroda BNP Paribas Balanced Advantage Fund with ₹3,000 a month.
What returns has Baroda BNP Paribas Balanced Advantage Fund given?
Baroda BNP Paribas Balanced Advantage Fund has returned 7.8% over 1 year, 7.7% over 3 years and 10.4% over 5 years (annualised).
Is there a lock-in or exit load on Baroda BNP Paribas Balanced Advantage Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year..
How risky is Baroda BNP Paribas Balanced Advantage Fund?
Baroda BNP Paribas Balanced Advantage Fund is rated Very High on the SEBI riskometer and belongs to the Dynamic Asset Allocation category.
Which fund house manages Baroda BNP Paribas Balanced Advantage Fund?
Baroda BNP Paribas Balanced Advantage Fund is managed by Baroda BNP Paribas Mutual Fund, which runs 44 schemes with ₹55,028 Cr under management.