Baroda BNP Paribas Conservative Hybrid Fund
- NAV as on 25 Sep 2026
- ₹46.34+0.06%1 day
- Return since launch
- 7.2%
- 52-week range
- ₹44.24 — ₹46.86
- AUM
- ₹944 Cr
Baroda BNP Paribas Conservative Hybrid Fund is a Conservative Hybrid hybrid fund from Baroda BNP Paribas Mutual Fund with ₹944 Cr under management, launched in 2004. Over three years it has returned 4.8% a year, against 7.0% for its category. The expense ratio is 2.11% and the SEBI riskometer reading is Moderately High.
Performance
Baroda BNP Paribas Conservative Hybrid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.8% against +1.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.0% | +0.4 pts | 2.6% | 0.9% |
| 2Y | 3.8% | +0.6 pts | 3.1% | 2.7% |
| 3Y | 4.8% | −2.1 pts | 7.0% | 4.4% |
| 5Y | 6.2% | −0.4 pts | 6.6% | 6.2% |
| 7Y | 6.5% | −0.6 pts | 7.1% | 6.8% |
| 10Y | 6.6% | −0.3 pts | 6.8% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -0.9% | +0.1 pts | -0.9% | -1.0% |
| 3M | 0.1% | +0.2 pts | -0.1% | -0.2% |
| 6M | 4.2% | +1.0 pts | 3.2% | 3.3% |
| 1Y | 3.8% | +1.2 pts | 2.6% | 1.6% |
| 2Y | 3.3% | +0.3 pts | 3.0% | 3.0% |
| 3Y | 6.9% | −0.1 pts | 7.0% | 7.0% |
| 5Y | 5.8% | −0.8 pts | 6.6% | 6.2% |
| 7Y | 6.7% | −0.9 pts | 7.6% | 7.4% |
| 10Y | 6.5% | −0.3 pts | 6.8% | 6.8% |
Since launch (9 Aug 2004): 7.2%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 5.3% | −1.7 pts | 7.0% |
| 2024 | 9.7% | −1.3 pts | 11.0% |
| 2023 | 11.0% | −1.1 pts | 12.1% |
| 2022 | 2.4% | −2.6 pts | 5.1% |
| 2021 | 6.3% | −4.9 pts | 11.2% |
| 2020 | 9.2% | −1.3 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.10%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.70%
- Brokerage
- 0.04%
- Transaction charges
- 0.00%
- Statutory levies
- 0.36%
- Exit load
- Exit load of 1% if redeemed within 6 months
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Hybrid 85+15 Conservative Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 0.90 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.37 | 0.72 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.46 | 1.03 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 4.11 | 4.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Baroda BNP Paribas Conservative Hybrid Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity20.6%
- Debt77.3%
- Other2.1%
Market cap split
- Large56.9%
- Mid23.5%
- Small19.6%
- P/E
- 26.69
- P/B
- 3.62
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 8.53% | ₹80.81 Cr | +0.78% | +0.87% | +0.84% |
| Power Finance Corporation Ltd. | Financial | 6.41% | ₹60.54 Cr | +3.80% | +1.24% | — |
| Reliance Industries Ltd. | Energy | 5.02% | ₹47.35 Cr | +0.93% | +1.02% | +1.00% |
| Bajaj Housing Finance Ltd. | Financial | 4.53% | ₹42.75 Cr | +4.26% | — | — |
| Indian Railway Finance Corporation Ltd. | Financial | 2.67% | ₹25.19 Cr | +3.20% | +3.68% | +1.24% |
| National Housing Bank | Financial | 2.65% | ₹25.04 Cr | +1.07% | +1.24% | +1.25% |
| Mankind Pharma Ltd. | Healthcare | 2.53% | ₹23.88 Cr | — | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 2.42% | ₹22.86 Cr | +5.34% | +2.96% | +3.74% |
| PNB Housing Finance Ltd. | Financial | 2.40% | ₹22.66 Cr | +3.84% | — | — |
| Shriram Finance Ltd | Financial | 2.24% | ₹21.18 Cr | +1.94% | +1.00% | +1.63% |
| Export-Import Bank Of India | Financial | 2.01% | ₹18.99 Cr | +2.02% | +0.99% | +1.00% |
| Piramal Finance Ltd. | Financial | 1.72% | ₹16.19 Cr | +1.70% | +2.01% | +1.79% |
| Torrent Power Ltd. | Energy | 1.70% | ₹16.05 Cr | +1.71% | +1.98% | — |
| Tata Capital Housing Finance Ltd. | Financial | 1.59% | ₹14.97 Cr | +1.60% | +1.85% | +1.87% |
| Union Bank of India | Financial | 1.54% | ₹14.51 Cr | +1.51% | — | — |
| Bharti Telecom Ltd. | Communication | 1.47% | ₹13.88 Cr | +1.48% | +1.71% | +1.26% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.44% | ₹13.65 Cr | +0.40% | +0.52% | +0.60% |
| NTPC Ltd. | Energy | 1.37% | ₹12.92 Cr | +2.12% | +2.48% | +0.92% |
| Vajra Trust | Others | 1.36% | ₹12.87 Cr | +1.37% | +1.58% | +1.59% |
| company:4739 | Financial | 1.35% | ₹12.71 Cr | — | — | — |
| Bajaj Finance Ltd. | Financial | 1.30% | ₹12.21 Cr | +0.78% | +0.56% | +0.98% |
| Hindustan Petroleum Corporation Ltd. | Energy | 1.30% | ₹12.24 Cr | +1.70% | +1.98% | +2.02% |
| Larsen & Toubro Ltd. | Construction | 1.28% | ₹12.10 Cr | +1.40% | +1.42% | +1.34% |
| Maharashtra State | Others | 1.08% | ₹10.23 Cr | — | — | — |
| Aadhar Housing Finance Ltd | Financial | 1.06% | ₹10.00 Cr | — | — | — |
| Manappuram Finance Ltd. | Financial | 1.06% | ₹9.96 Cr | +1.06% | — | — |
| Muthoot Finance Ltd. | Financial | 1.06% | ₹10.01 Cr | — | — | +1.64% |
| Nomura Capital (India) Pvt Ltd. | Financial | 1.06% | ₹10.01 Cr | +1.60% | +1.84% | +1.87% |
| Gujarat State | Construction | 1.04% | ₹9.85 Cr | +1.05% | +1.84% | — |
| State Bank of India | Financial | 1.01% | ₹9.54 Cr | +0.93% | +0.76% | +0.51% |
| Indian Oil Corporation Ltd. | Energy | 0.74% | ₹6.99 Cr | +0.74% | +0.86% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.74% | ₹6.96 Cr | — | — | — |
| Axis Bank Ltd. | Financial | 0.72% | ₹6.83 Cr | +0.72% | +0.73% | +0.46% |
| Interglobe Aviation Ltd. | Services | 0.69% | ₹6.54 Cr | — | +0.43% | +0.47% |
| REC Ltd. | Financial | 0.65% | ₹6.21 Cr | +1.06% | +0.72% | +1.24% |
| ICICI Bank Ltd. | Financial | 0.62% | ₹5.82 Cr | +0.54% | +1.08% | +1.53% |
| Divi's Laboratories Ltd. | Healthcare | 0.60% | ₹5.68 Cr | +0.43% | +0.44% | +0.47% |
| Titan Company Ltd. | Consumer Discretionary | 0.59% | ₹5.61 Cr | +0.41% | +0.49% | +0.32% |
| Bharat Heavy Electricals Ltd. | Capital Goods | 0.56% | ₹5.24 Cr | +0.67% | +0.61% | +0.27% |
| TVS Motor Company Ltd. | Automobile | 0.56% | ₹5.32 Cr | +0.44% | +0.58% | +0.47% |
| GOI | Sovereign | 0.54% | ₹5.06 Cr | +0.54% | +0.63% | +0.63% |
| Pidilite Industries Ltd. | Chemicals | 0.54% | ₹5.06 Cr | — | — | — |
| Embassy Office Parks REIT | Construction | 0.53% | ₹4.96 Cr | +0.53% | +0.61% | +0.62% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 0.53% | ₹5.01 Cr | +3.20% | +3.73% | +3.77% |
| LIC Housing Finance Ltd. | Financial | 0.53% | ₹5.00 Cr | +0.53% | +0.62% | +0.62% |
| Multi Commodity Exchange Of India Ltd. | Services | 0.53% | ₹4.97 Cr | +0.46% | +0.44% | +0.27% |
| National Bank For Agriculture & Rural Development | Financial | 0.53% | ₹4.99 Cr | +0.27% | +0.61% | +0.81% |
| Ultratech Cement Ltd. | Materials | 0.53% | ₹4.99 Cr | +0.53% | +0.37% | +0.37% |
| Mahindra & Mahindra Ltd. | Automobile | 0.52% | ₹4.92 Cr | +0.39% | +0.40% | +0.43% |
| Amagi Media Labs Ltd. | Technology | 0.51% | ₹4.82 Cr | +0.32% | +0.26% | — |
| Ujjivan Small Finance Bank Ltd. | Financial | 0.51% | ₹4.84 Cr | +0.33% | +0.40% | — |
| City Union Bank Ltd. | Financial | 0.49% | ₹4.58 Cr | — | — | — |
| Cummins India Ltd. | Capital Goods | 0.49% | ₹4.59 Cr | +0.31% | +0.59% | +0.59% |
| Bandhan Bank Ltd. | Financial | 0.48% | ₹4.50 Cr | +0.45% | — | — |
| Karur Vysya Bank Ltd. | Financial | 0.48% | ₹4.52 Cr | +0.32% | +0.42% | — |
| Fractal Analytics Ltd. | Technology | 0.47% | ₹4.40 Cr | +0.55% | +0.49% | — |
| Radico Khaitan Ltd. | Consumer Staples | 0.46% | ₹4.31 Cr | +0.38% | +0.44% | +0.47% |
| Nippon Life India Asset Management Ltd. | Financial | 0.45% | ₹4.22 Cr | +0.42% | +0.41% | +0.35% |
| Aditya Birla Capital Ltd. | Financial | 0.43% | ₹4.09 Cr | +0.25% | +0.27% | +0.27% |
| Karnataka State | Others | 0.43% | ₹4.10 Cr | +0.44% | +0.51% | +0.06% |
| National Securities Depository Ltd | Financial | 0.43% | ₹4.06 Cr | — | — | — |
| Linde India Ltd. | Chemicals | 0.41% | ₹3.83 Cr | +0.46% | +0.49% | +0.47% |
| SBI Life Insurance Company Ltd. | Insurance | 0.41% | ₹3.92 Cr | +0.44% | — | — |
| Bharat Electronics Ltd. | Capital Goods | 0.40% | ₹3.73 Cr | +0.40% | +0.26% | — |
| Max Financial Services Ltd. | Financial | 0.40% | ₹3.82 Cr | +0.26% | +0.33% | +0.29% |
| AU Small Finance Bank Ltd. | Financial | 0.39% | ₹3.67 Cr | +0.36% | +0.40% | +0.46% |
| Kei Industries Ltd. | Capital Goods | 0.39% | ₹3.67 Cr | +0.36% | — | — |
| India Universal Trust AL1 | Others | 0.36% | ₹3.41 Cr | +0.41% | +0.52% | +0.61% |
| Tata Motors Ltd. | Automobile | 0.35% | ₹3.30 Cr | +0.28% | +0.43% | — |
| Kotak Mahindra Bank Ltd. | Financial | 0.34% | ₹3.19 Cr | +0.31% | +0.39% | +0.37% |
| Maruti Suzuki India Ltd. | Automobile | 0.32% | ₹3.05 Cr | +0.32% | +0.41% | — |
| Tech Mahindra Ltd. | Technology | 0.29% | ₹2.78 Cr | +0.58% | +0.61% | +0.66% |
| Sansar Trust | Others | 0.27% | ₹2.52 Cr | +0.42% | +0.72% | +1.37% |
| Infosys Ltd. | Technology | 0.24% | ₹2.27 Cr | +0.25% | +0.55% | +0.68% |
| Lupin Ltd. | Healthcare | 0.23% | ₹2.19 Cr | — | — | — |
| Vishal Mega Mart Ltd. | Services | 0.20% | ₹1.89 Cr | +0.22% | +0.25% | +0.31% |
| HDFC Bank Ltd. | Financial | 0.19% | ₹1.77 Cr | +0.60% | +1.60% | +1.97% |
| Fine Organic Industries Ltd. | Chemicals | 0.18% | ₹1.72 Cr | — | — | — |
| Hitachi Energy India Ltd. | Capital Goods | 0.18% | ₹1.69 Cr | +0.57% | +0.49% | +0.41% |
| Rajasthan State | Others | 0.11% | ₹1.01 Cr | +0.11% | +0.12% | +0.13% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | 0.01% | ₹0.05 Cr | +0.01% | +0.01% | +0.01% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| National Housing Bank | 1.06% | 2.65% | +1.59% |
| Mankind Pharma Ltd. | 0.53% | 2.02% | +1.49% |
| company:4739 | 0.00% | 1.35% | +1.35% |
| National Bank For Agriculture & Rural Development | 1.02% | 0.53% | -0.49% |
| Bajaj Housing Finance Ltd. | 2.12% | 2.41% | +0.29% |
| Multi Commodity Exchange Of India Ltd. | 0.42% | 0.53% | +0.11% |
| REC Ltd. | 0.53% | 0.63% | +0.10% |
| Divi's Laboratories Ltd. | 0.51% | 0.60% | +0.09% |
| Bharat Heavy Electricals Ltd. | 0.51% | 0.56% | +0.05% |
| City Union Bank Ltd. | 0.44% | 0.49% | +0.05% |
| Kei Industries Ltd. | 0.34% | 0.39% | +0.05% |
| Cummins India Ltd. | 0.53% | 0.49% | -0.04% |
| SBI Life Insurance Company Ltd. | 0.45% | 0.41% | -0.04% |
| PNB Housing Finance Ltd. | 0.45% | 0.49% | +0.04% |
| Sansar Trust | 0.31% | 0.27% | -0.04% |
| Axis Bank Ltd. | 0.68% | 0.72% | +0.04% |
| Reliance Industries Ltd. | 5.05% | 5.02% | -0.03% |
| Bandhan Bank Ltd. | 0.51% | 0.48% | -0.03% |
| Bharat Electronics Ltd. | 0.37% | 0.40% | +0.03% |
| India Universal Trust AL1 | 0.39% | 0.36% | -0.03% |
| Kotak Mahindra Bank Ltd. | 0.31% | 0.34% | +0.03% |
| NTPC Ltd. | 0.55% | 0.52% | -0.03% |
| Pidilite Industries Ltd. | 0.51% | 0.54% | +0.03% |
| State Bank of India | 0.98% | 1.01% | +0.03% |
| Lupin Ltd. | 0.26% | 0.23% | -0.03% |
| Bajaj Finance Ltd. | 0.48% | 0.45% | -0.03% |
| Fractal Analytics Ltd. | 0.44% | 0.47% | +0.03% |
| Tata Motors Ltd. | 0.32% | 0.35% | +0.03% |
| AU Small Finance Bank Ltd. | 0.37% | 0.39% | +0.02% |
| Gujarat State | 1.06% | 1.04% | -0.02% |
| Linde India Ltd. | 0.43% | 0.41% | -0.02% |
| Mahindra & Mahindra Ltd. | 0.54% | 0.52% | -0.02% |
| Maruti Suzuki India Ltd. | 0.34% | 0.32% | -0.02% |
| Piramal Finance Ltd. | 1.70% | 1.72% | +0.02% |
| Radico Khaitan Ltd. | 0.44% | 0.46% | +0.02% |
| Titan Company Ltd. | 0.57% | 0.59% | +0.02% |
| Ujjivan Small Finance Bank Ltd. | 0.53% | 0.51% | -0.02% |
| Hindustan Petroleum Corporation Ltd. | 0.47% | 0.45% | -0.02% |
| Export-Import Bank Of India | 2.02% | 2.01% | -0.01% |
| Amagi Media Labs Ltd. | 0.52% | 0.51% | -0.01% |
| HDFC Bank Ltd. | 0.20% | 0.19% | -0.01% |
| ICICI Bank Ltd. | 0.61% | 0.62% | +0.01% |
| Indian Railway Finance Corporation Ltd. | 1.09% | 1.08% | -0.01% |
| Karnataka State | 0.44% | 0.43% | -0.01% |
| Karur Vysya Bank Ltd. | 0.47% | 0.48% | +0.01% |
| Maharashtra State | 1.09% | 1.08% | -0.01% |
| Max Financial Services Ltd. | 0.39% | 0.40% | +0.01% |
| Nippon Life India Asset Management Ltd. | 0.44% | 0.45% | +0.01% |
| Power Finance Corporation Ltd. | 1.90% | 1.89% | -0.01% |
| Tech Mahindra Ltd. | 0.30% | 0.29% | -0.01% |
| Union Bank of India | 1.53% | 1.54% | +0.01% |
| Vajra Trust | 1.37% | 1.36% | -0.01% |
| Vishal Mega Mart Ltd. | 0.19% | 0.20% | +0.01% |
| Fine Organic Industries Ltd. | 0.17% | 0.18% | +0.01% |
| Hitachi Energy India Ltd. | 0.17% | 0.18% | +0.01% |
| Interglobe Aviation Ltd. | 0.68% | 0.69% | +0.01% |
| Shriram Finance Ltd | 2.25% | 2.24% | -0.01% |
| Aadhar Housing Finance Ltd | 1.06% | 1.06% | 0.00% |
| Aditya Birla Capital Ltd. | 0.43% | 0.43% | 0.00% |
| Bharti Telecom Ltd. | 1.47% | 1.47% | 0.00% |
| Cholamandalam Investment and Finance Company Ltd. | 0.39% | 0.39% | 0.00% |
| Embassy Office Parks REIT | 0.53% | 0.53% | 0.00% |
| GOI | 0.54% | 0.54% | 0.00% |
| Indian Oil Corporation Ltd. | 0.74% | 0.74% | 0.00% |
| Infosys Ltd. | 0.24% | 0.24% | 0.00% |
| Jamnagar Utilities and Power Pvt. Ltd. | 0.53% | 0.53% | 0.00% |
| LIC Housing Finance Ltd. | 0.53% | 0.53% | 0.00% |
| Larsen & Toubro Ltd. | 0.53% | 0.53% | 0.00% |
| Manappuram Finance Ltd. | 1.06% | 1.06% | 0.00% |
| Muthoot Finance Ltd. | 1.06% | 1.06% | 0.00% |
| National Securities Depository Ltd | 0.43% | 0.43% | 0.00% |
| Nomura Capital (India) Pvt Ltd. | 1.06% | 1.06% | 0.00% |
| Others | 0.29% | 0.29% | 0.00% |
| Rajasthan State | 0.11% | 0.11% | 0.00% |
| Small Industries Devp. Bank of India Ltd. | 1.91% | 1.91% | 0.00% |
| TVS Motor Company Ltd - Pref. Shares | 0.01% | 0.01% | 0.00% |
| TVS Motor Company Ltd. | 0.56% | 0.56% | 0.00% |
| Tata Capital Housing Finance Ltd. | 1.59% | 1.59% | 0.00% |
| Torrent Pharmaceuticals Ltd. | 0.74% | 0.74% | 0.00% |
| Torrent Power Ltd. | 1.70% | 1.70% | 0.00% |
| Ultratech Cement Ltd. | 0.53% | 0.53% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,433 Cr | 1.34% | 2.6% | 5.7% | 7.6% |
| ₹3,481 Cr | 0.67% | 3.5% | 6.4% | 8.5% | |
| ₹3,329 Cr | 1.73% | 1.8% | 5.5% | 7.3% | |
| ₹178 Cr | 1.25% | 2.2% | 5.3% | 7.0% | |
| ₹156 Cr | 2.18% | 2.2% | 5.0% | 6.8% | |
| ₹18.08 Cr | 0.89% | 3.5% | 6.0% | 8.3% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.
Fund managers
- Ankeet PandyaMBA FinancePrior to joining Baroda BNP Paribas Mutual Fund, he was working with InCred Asset management Private Ltd, Motilal Oswal Securities Ltd and Elara Capital India Private Ltd.
- Paresh JainPost graduate Programme in Management, International Management Institute, New Delhi, B.Sc. (Statistics), University of Delhi.Prior to joining the Baroda BNP Paribas AMC, he was associated with Bajaj Life Insurance Limited, Max Life Insurance and Angel Broking Limited.
- Prashant R PimpleMr. Pimple is a MBA (Finance) and CTM.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.
- Vikram PamnaniMr. Pamnani holds PGDM in Finance.Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.18% absolute | ₹60,000 | ₹62,508 | 4.18% | |
| 1 year3.81% annualised | ₹1,20,000 | ₹1,22,506 | 2.09% | |
| 3 years6.89% annualised | ₹3,60,000 | ₹4,00,931 | 11.37% | |
| 5 years5.80% annualised | ₹6,00,000 | ₹6,97,481 | 16.25% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.