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Baroda BNP Paribas Conservative Hybrid Fund

Conservative HybridModerately HighOPEN-ENDED
Invest Now
NAV as on 25 Sep 2026
₹46.34+0.06%1 day
Return since launch
7.2%
52-week range
₹44.24 — ₹46.86
AUM
₹944 Cr

Baroda BNP Paribas Conservative Hybrid Fund is a Conservative Hybrid hybrid fund from Baroda BNP Paribas Mutual Fund with ₹944 Cr under management, launched in 2004. Over three years it has returned 4.8% a year, against 7.0% for its category. The expense ratio is 2.11% and the SEBI riskometer reading is Moderately High.

Performance

Returns

How the fund has done against its category and its benchmark.

Trailing returns
PeriodFundvs categoryCategoryBenchmark
1Y3.0%+0.4 pts2.6%0.9%
2Y3.8%+0.6 pts3.1%2.7%
3Y4.8%−2.1 pts7.0%4.4%
5Y6.2%−0.4 pts6.6%6.2%
7Y6.5%−0.6 pts7.1%6.8%
10Y6.6%−0.3 pts6.8%7.0%

Fund against category

1Y
Fund3.0%
Category2.6%
3Y
Fund4.8%
Category7.0%
5Y
Fund6.2%
Category6.6%

Since launch (9 Aug 2004): 7.2%

Calendar-year returns

Category average
Show as a table
Calendar-year returns
PeriodFundvs categoryCategory
20255.3%−1.7 pts7.0%
20249.7%−1.3 pts11.0%
202311.0%−1.1 pts12.1%
20222.4%−2.6 pts5.1%
20216.3%−4.9 pts11.2%
20209.2%−1.3 pts10.5%

Returns over one year are annualised. Shorter periods are absolute.

Costs & terms

Costs and terms

What the fund charges each year, and the rules around putting money in and taking it out.

Costs

2.10%

Expense ratio as on 25 Sep 2026

Charged yearly and already deducted from the NAV.

Base expense
1.70%
Brokerage
0.04%
Transaction charges
0.00%
Statutory levies
0.36%
Exit load
Exit load of 1% if redeemed within 6 months
Lock-in
None

Terms

Min SIP
₹3,000
Min lumpsum
₹5,000
Plan
GROWTH
Fund type
OPEN-ENDED
Benchmark
CRISIL Hybrid 85+15 Conservative Index

Risk

Risk

What the riskometer means for this fund, and how its ratios sit against the category.

Moderately High

Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.

Risk ratios
RatioFundCategory avgRead as
Alpha——Return earned above what the benchmark alone would have given. Higher is better.
Beta—0.90How hard the fund moves when the market moves. Under 1 is steadier than the market.
Sharpe0.370.72Return earned for each unit of total risk taken. Higher is better.
Sortino0.461.03Return earned for each unit of downside risk. Higher is better.
Std. deviation4.114.32How widely monthly returns have varied around their own average. Lower is steadier.
Average of 5 category peers

Portfolio

Baroda BNP Paribas Conservative Hybrid Fund portfolio

Portfolio as of 31 Aug 2026

Asset allocation

  • Equity20.6%
  • Debt77.3%
  • Other2.1%

Market cap split

  • Large56.9%
  • Mid23.5%
  • Small19.6%
P/E
26.69
P/B
3.62

Top holdings

HoldingSectorWeightValue3M chg6M chg1Y chg
OthersOthers8.53%₹80.81 Cr+0.78%+0.87%+0.84%
Power Finance Corporation Ltd.Financial6.41%₹60.54 Cr+3.80%+1.24%—
Reliance Industries Ltd.Energy5.02%₹47.35 Cr+0.93%+1.02%+1.00%
Bajaj Housing Finance Ltd.Financial4.53%₹42.75 Cr+4.26%——
Indian Railway Finance Corporation Ltd.Financial2.67%₹25.19 Cr+3.20%+3.68%+1.24%
National Housing BankFinancial2.65%₹25.04 Cr+1.07%+1.24%+1.25%
Mankind Pharma Ltd.Healthcare2.53%₹23.88 Cr———
Small Industries Devp. Bank of India Ltd.Financial2.42%₹22.86 Cr+5.34%+2.96%+3.74%
PNB Housing Finance Ltd.Financial2.40%₹22.66 Cr+3.84%——
Shriram Finance LtdFinancial2.24%₹21.18 Cr+1.94%+1.00%+1.63%

Sectors

  • Financial49.6%
  • Others12.1%
  • Energy10.1%
  • Sovereign4.9%
  • Healthcare4.1%
  • Construction3.7%
  • Materials3.7%
  • Capital Goods2.6%

Instruments

  • Debenture32.0%
  • Non Convertible Debenture12.5%
  • Bonds10.8%
  • CBLO6.1%
  • GOI Securities4.9%
  • State Development Loan3.5%
  • Net Receivables2.1%
  • Certificate of Deposit2.0%

Recent changes

HoldingFromToWeight
National Housing Bank1.06%2.65%+1.59%
Mankind Pharma Ltd.0.53%2.02%+1.49%
company:47390.00%1.35%+1.35%
National Bank For Agriculture & Rural Development1.02%0.53%-0.49%
Bajaj Housing Finance Ltd.2.12%2.41%+0.29%
Multi Commodity Exchange Of India Ltd.0.42%0.53%+0.11%
REC Ltd.0.53%0.63%+0.10%
Divi's Laboratories Ltd.0.51%0.60%+0.09%
Bharat Heavy Electricals Ltd.0.51%0.56%+0.05%
City Union Bank Ltd.0.44%0.49%+0.05%
Kei Industries Ltd.0.34%0.39%+0.05%
Cummins India Ltd.0.53%0.49%-0.04%
SBI Life Insurance Company Ltd.0.45%0.41%-0.04%
PNB Housing Finance Ltd.0.45%0.49%+0.04%
Sansar Trust0.31%0.27%-0.04%
Axis Bank Ltd.0.68%0.72%+0.04%
Reliance Industries Ltd.5.05%5.02%-0.03%
Bandhan Bank Ltd.0.51%0.48%-0.03%
Bharat Electronics Ltd.0.37%0.40%+0.03%
India Universal Trust AL10.39%0.36%-0.03%
Kotak Mahindra Bank Ltd.0.31%0.34%+0.03%
NTPC Ltd.0.55%0.52%-0.03%
Pidilite Industries Ltd.0.51%0.54%+0.03%
State Bank of India0.98%1.01%+0.03%
Lupin Ltd.0.26%0.23%-0.03%
Bajaj Finance Ltd.0.48%0.45%-0.03%
Fractal Analytics Ltd.0.44%0.47%+0.03%
Tata Motors Ltd.0.32%0.35%+0.03%
AU Small Finance Bank Ltd.0.37%0.39%+0.02%
Gujarat State1.06%1.04%-0.02%
Linde India Ltd.0.43%0.41%-0.02%
Mahindra & Mahindra Ltd.0.54%0.52%-0.02%
Maruti Suzuki India Ltd.0.34%0.32%-0.02%
Piramal Finance Ltd.1.70%1.72%+0.02%
Radico Khaitan Ltd.0.44%0.46%+0.02%
Titan Company Ltd.0.57%0.59%+0.02%
Ujjivan Small Finance Bank Ltd.0.53%0.51%-0.02%
Hindustan Petroleum Corporation Ltd.0.47%0.45%-0.02%
Export-Import Bank Of India2.02%2.01%-0.01%
Amagi Media Labs Ltd.0.52%0.51%-0.01%
HDFC Bank Ltd.0.20%0.19%-0.01%
ICICI Bank Ltd.0.61%0.62%+0.01%
Indian Railway Finance Corporation Ltd.1.09%1.08%-0.01%
Karnataka State0.44%0.43%-0.01%
Karur Vysya Bank Ltd.0.47%0.48%+0.01%
Maharashtra State1.09%1.08%-0.01%
Max Financial Services Ltd.0.39%0.40%+0.01%
Nippon Life India Asset Management Ltd.0.44%0.45%+0.01%
Power Finance Corporation Ltd.1.90%1.89%-0.01%
Tech Mahindra Ltd.0.30%0.29%-0.01%
Union Bank of India1.53%1.54%+0.01%
Vajra Trust1.37%1.36%-0.01%
Vishal Mega Mart Ltd.0.19%0.20%+0.01%
Fine Organic Industries Ltd.0.17%0.18%+0.01%
Hitachi Energy India Ltd.0.17%0.18%+0.01%
Interglobe Aviation Ltd.0.68%0.69%+0.01%
Shriram Finance Ltd2.25%2.24%-0.01%
Aadhar Housing Finance Ltd1.06%1.06%0.00%
Aditya Birla Capital Ltd.0.43%0.43%0.00%
Bharti Telecom Ltd.1.47%1.47%0.00%
Cholamandalam Investment and Finance Company Ltd.0.39%0.39%0.00%
Embassy Office Parks REIT0.53%0.53%0.00%
GOI0.54%0.54%0.00%
Indian Oil Corporation Ltd.0.74%0.74%0.00%
Infosys Ltd.0.24%0.24%0.00%
Jamnagar Utilities and Power Pvt. Ltd.0.53%0.53%0.00%
LIC Housing Finance Ltd.0.53%0.53%0.00%
Larsen & Toubro Ltd.0.53%0.53%0.00%
Manappuram Finance Ltd.1.06%1.06%0.00%
Muthoot Finance Ltd.1.06%1.06%0.00%
National Securities Depository Ltd0.43%0.43%0.00%
Nomura Capital (India) Pvt Ltd.1.06%1.06%0.00%
Others0.29%0.29%0.00%
Rajasthan State0.11%0.11%0.00%
Small Industries Devp. Bank of India Ltd.1.91%1.91%0.00%
TVS Motor Company Ltd - Pref. Shares0.01%0.01%0.00%
TVS Motor Company Ltd.0.56%0.56%0.00%
Tata Capital Housing Finance Ltd.1.59%1.59%0.00%
Torrent Pharmaceuticals Ltd.0.74%0.74%0.00%
Torrent Power Ltd.1.70%1.70%0.00%
Ultratech Cement Ltd.0.53%0.53%0.00%

Compare

Similar funds

The rest of the category, so this fund’s numbers have something to sit against.

FundAUMExpense1Y3Y5Y
Category average₹1,433 Cr1.34%2.6%5.7%7.6%
Parag Parikh Conservative Hybrid Fund₹3,481 Cr0.67%3.5%6.4%8.5%
ICICI Prudential Conservative Hybrid Fund₹3,329 Cr1.73%1.8%5.5%7.3%
DSP Conservative Hybrid Fund₹178 Cr1.25%2.2%5.3%7.0%
HSBC Conservative Hybrid Fund₹156 Cr2.18%2.2%5.0%6.8%
Aditya Birla Sun Life Conservative Hybrid Active FoF₹18.08 Cr0.89%3.5%6.0%8.3%

About

About this fund

The scheme’s own words, its benchmark and the people running it.

Investment objective

The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.

Fund managers

  • Ankeet PandyaMBA FinancePrior to joining Baroda BNP Paribas Mutual Fund, he was working with InCred Asset management Private Ltd, Motilal Oswal Securities Ltd and Elara Capital India Private Ltd.
  • Paresh JainPost graduate Programme in Management, International Management Institute, New Delhi, B.Sc. (Statistics), University of Delhi.Prior to joining the Baroda BNP Paribas AMC, he was associated with Bajaj Life Insurance Limited, Max Life Insurance and Angel Broking Limited.
  • Prashant R PimpleMr. Pimple is a MBA (Finance) and CTM.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.
  • Vikram PamnaniMr. Pamnani holds PGDM in Finance.Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Scheme information document

Tools

Return calculator

What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.

₹
Over the pastTotal investmentWould’ve becomeGrowthReturns
6 months4.18% absolute₹60,000₹62,5084.18%
1 year3.81% annualised₹1,20,000₹1,22,5062.09%
3 years6.89% annualised₹3,60,000₹4,00,93111.37%
5 years5.80% annualised₹6,00,000₹6,97,48116.25%

Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.

How this is calculated

Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.

The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.

Questions

Frequently asked questions

The things people ask about this scheme.

What is the NAV of Baroda BNP Paribas Conservative Hybrid Fund?
The NAV of Baroda BNP Paribas Conservative Hybrid Fund is ₹46.34 as on 25 Sep 2026.
What is the expense ratio of Baroda BNP Paribas Conservative Hybrid Fund?
The expense ratio of Baroda BNP Paribas Conservative Hybrid Fund is 2.11% per year.
What is the minimum SIP amount for Baroda BNP Paribas Conservative Hybrid Fund?
You can start a SIP in Baroda BNP Paribas Conservative Hybrid Fund with ₹3,000 a month.
What returns has Baroda BNP Paribas Conservative Hybrid Fund given?
Baroda BNP Paribas Conservative Hybrid Fund has returned 3.0% over 1 year, 4.8% over 3 years and 6.2% over 5 years (annualised).
Is there a lock-in or exit load on Baroda BNP Paribas Conservative Hybrid Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed within 6 months.
How risky is Baroda BNP Paribas Conservative Hybrid Fund?
Baroda BNP Paribas Conservative Hybrid Fund is rated Moderately High on the SEBI riskometer and belongs to the Conservative Hybrid category.
Which fund house manages Baroda BNP Paribas Conservative Hybrid Fund?
Baroda BNP Paribas Conservative Hybrid Fund is managed by Baroda BNP Paribas Mutual Fund, which runs 44 schemes with ₹53,546 Cr under management.