Baroda BNP Paribas Conservative Hybrid Fund
- NAV as on 9 Nov 2026
- ₹46.76+0.22%1 day
- Return since launch
- 7.2%
- 52-week range
- ₹44.24 — ₹46.86
- AUM
- ₹936 Cr
Baroda BNP Paribas Conservative Hybrid Fund is a Conservative Hybrid hybrid fund from Baroda BNP Paribas Mutual Fund with ₹936 Cr under management, launched in 2004. Over three years it has returned 4.9% a year, against 7.2% for its category. The expense ratio is 2.08% and the SEBI riskometer reading is Moderate.
Performance
Baroda BNP Paribas Conservative Hybrid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.9% against +1.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.8% | +1.5 pts | 2.4% | 2.6% |
| 2Y | 4.1% | +0.3 pts | 3.8% | 3.4% |
| 3Y | 4.9% | −2.4 pts | 7.2% | 4.6% |
| 5Y | 6.3% | −0.3 pts | 6.5% | 6.4% |
| 7Y | 6.5% | −0.7 pts | 7.1% | 6.9% |
| 10Y | 6.6% | −0.3 pts | 6.9% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 1.6% | −0.5 pts | 2.0% | 2.0% |
| 3M | -0.1% | +0.1 pts | -0.2% | -0.3% |
| 6M | 2.2% | −0.2 pts | 2.4% | 2.3% |
| 1Y | 3.0% | +0.6 pts | 2.4% | 1.4% |
| 2Y | 4.3% | +0.1 pts | 4.2% | 4.2% |
| 3Y | 6.9% | −0.3 pts | 7.2% | 7.3% |
| 5Y | 5.9% | −0.7 pts | 6.5% | 6.3% |
| 7Y | 6.7% | −1.0 pts | 7.6% | 7.3% |
| 10Y | 6.5% | −0.3 pts | 6.9% | 6.9% |
Since launch (9 Aug 2004): 7.2%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 5.3% | −1.7 pts | 7.0% |
| 2024 | 9.7% | −1.3 pts | 11.0% |
| 2023 | 11.0% | −1.1 pts | 12.1% |
| 2022 | 2.4% | −2.6 pts | 5.1% |
| 2021 | 6.3% | −4.9 pts | 11.2% |
| 2020 | 9.2% | −1.3 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.06%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.69%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.34%
- Exit load
- Exit load of 1% if redeemed within 6 months
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Hybrid 85+15 Conservative Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 0.89 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.21 | 0.60 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.28 | 0.83 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 4.28 | 3.81 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Baroda BNP Paribas Conservative Hybrid Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity18.3%
- Debt79.2%
- Other2.5%
Market cap split
- Large59.2%
- Mid20.7%
- Small20.2%
- P/E
- 22.96
- P/B
- 3.44
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 9.56% | ₹90.53 Cr | +0.78% | +0.90% | +0.84% |
| Power Finance Corporation Ltd. | Financial | 6.35% | ₹60.29 Cr | +3.80% | +5.02% | — |
| Reliance Industries Ltd. | Energy | 4.97% | ₹47.18 Cr | +5.07% | +1.12% | +1.01% |
| Bajaj Housing Finance Ltd. | Financial | 4.48% | ₹42.53 Cr | +4.24% | — | — |
| National Housing Bank | Financial | 2.64% | ₹25.03 Cr | +1.07% | +1.27% | +1.25% |
| Mankind Pharma Ltd. | Healthcare | 2.53% | ₹24.00 Cr | +1.08% | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 2.41% | ₹22.87 Cr | +5.32% | +6.34% | +3.00% |
| PNB Housing Finance Ltd. | Financial | 2.37% | ₹22.49 Cr | +0.88% | — | — |
| Shriram Finance Ltd | Financial | 2.23% | ₹21.13 Cr | +1.93% | +2.30% | +0.74% |
| Export-Import Bank Of India | Financial | 1.99% | ₹18.93 Cr | +2.03% | +1.01% | +1.25% |
| Torrent Power Ltd. | Energy | 1.69% | ₹16.04 Cr | +1.70% | +2.03% | — |
| Piramal Finance Ltd. | Financial | 1.65% | ₹15.63 Cr | +1.68% | +2.03% | +1.72% |
| Tata Capital Housing Finance Ltd. | Financial | 1.58% | ₹15.01 Cr | +1.59% | +1.90% | +1.87% |
| Union Bank of India | Financial | 1.54% | ₹14.59 Cr | +1.52% | +1.78% | — |
| Bharti Telecom Ltd. | Communication | 1.46% | ₹13.88 Cr | +1.47% | +1.75% | +1.26% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.38% | ₹13.16 Cr | +0.76% | +0.42% | +0.48% |
| NTPC Ltd. | Energy | 1.35% | ₹12.82 Cr | +1.14% | +2.52% | +0.96% |
| Vajra Trust | Others | 1.35% | ₹12.84 Cr | +1.37% | +1.63% | +1.59% |
| Kotak Mahindra Prime Ltd. | Financial | 1.33% | ₹12.60 Cr | — | — | — |
| Hindustan Petroleum Corporation Ltd. | Energy | 1.26% | ₹12.05 Cr | +0.96% | +2.04% | +2.02% |
| Bajaj Finance Ltd. | Financial | 1.24% | ₹11.81 Cr | +0.86% | +0.46% | +1.10% |
| Larsen & Toubro Ltd. | Construction | 1.22% | ₹11.58 Cr | +1.08% | +1.34% | +1.36% |
| Indian Railway Finance Corporation Ltd. | Financial | 1.07% | ₹10.15 Cr | +1.09% | +1.90% | +0.63% |
| Maharashtra State | Others | 1.07% | ₹10.13 Cr | +1.09% | — | — |
| Muthoot Finance Ltd. | Financial | 1.06% | ₹10.02 Cr | +1.39% | — | +1.01% |
| Aadhar Housing Finance Ltd | Financial | 1.05% | ₹9.96 Cr | +1.06% | — | — |
| Manappuram Finance Ltd. | Financial | 1.05% | ₹9.95 Cr | +1.06% | — | — |
| Nomura Capital (India) Pvt Ltd. | Financial | 1.05% | ₹10.00 Cr | +1.59% | +1.90% | +1.87% |
| Gujarat State | Construction | 1.02% | ₹9.72 Cr | +1.06% | +1.86% | — |
| State Bank of India | Financial | 0.91% | ₹8.64 Cr | +0.98% | +0.64% | +0.56% |
| Indian Oil Corporation Ltd. | Energy | 0.73% | ₹6.94 Cr | +0.75% | +0.88% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.73% | ₹6.95 Cr | — | — | — |
| Axis Bank Ltd. | Financial | 0.68% | ₹6.44 Cr | +0.75% | +0.63% | +0.50% |
| Interglobe Aviation Ltd. | Services | 0.66% | ₹6.23 Cr | +0.71% | +0.37% | +0.46% |
| REC Ltd. | Financial | 0.65% | ₹6.19 Cr | +3.68% | +0.74% | +1.24% |
| Divi's Laboratories Ltd. | Healthcare | 0.59% | ₹5.57 Cr | +0.42% | +0.42% | +0.43% |
| ICICI Bank Ltd. | Financial | 0.56% | ₹5.29 Cr | +0.58% | +0.98% | +1.33% |
| GOI | Sovereign | 0.53% | ₹5.04 Cr | +0.54% | +0.64% | +0.63% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 0.53% | ₹5.00 Cr | +3.21% | +3.81% | +3.77% |
| LIC Housing Finance Ltd. | Financial | 0.53% | ₹4.99 Cr | +0.53% | +0.63% | +0.63% |
| TVS Motor Company Ltd. | Automobile | 0.53% | ₹5.04 Cr | +0.45% | +0.52% | +0.52% |
| Titan Company Ltd. | Consumer Discretionary | 0.53% | ₹5.05 Cr | +0.51% | +0.46% | +0.30% |
| Bandhan Bank Ltd. | Financial | 0.52% | ₹4.90 Cr | +0.60% | — | — |
| Bharat Heavy Electricals Ltd. | Capital Goods | 0.52% | ₹4.92 Cr | +0.52% | +0.58% | +0.43% |
| Embassy Office Parks REIT | Construction | 0.52% | ₹4.95 Cr | +0.53% | +0.63% | +0.62% |
| National Bank For Agriculture & Rural Development | Financial | 0.52% | ₹4.98 Cr | +1.02% | +0.63% | +0.81% |
| Ultratech Cement Ltd. | Materials | 0.52% | ₹4.98 Cr | +0.53% | +0.33% | +0.36% |
| Multi Commodity Exchange Of India Ltd. | Services | 0.51% | ₹4.83 Cr | +0.44% | +0.44% | +0.28% |
| Ujjivan Small Finance Bank Ltd. | Financial | 0.50% | ₹4.73 Cr | +0.44% | +0.36% | +0.34% |
| Amagi Media Labs Ltd. | Technology | 0.49% | ₹4.67 Cr | +0.45% | +0.23% | — |
| City Union Bank Ltd. | Financial | 0.48% | ₹4.52 Cr | +0.44% | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 0.47% | ₹4.43 Cr | +0.49% | +0.36% | +0.46% |
| Pidilite Industries Ltd. | Chemicals | 0.46% | ₹4.40 Cr | +0.51% | — | — |
| Cummins India Ltd. | Capital Goods | 0.45% | ₹4.28 Cr | +0.54% | +0.56% | +0.60% |
| Karur Vysya Bank Ltd. | Financial | 0.44% | ₹4.22 Cr | +0.41% | +0.38% | — |
| Radico Khaitan Ltd. | Consumer Staples | 0.44% | ₹4.19 Cr | +0.40% | +0.45% | +0.48% |
| Karnataka State | Others | 0.43% | ₹4.07 Cr | +0.44% | +0.52% | +0.06% |
| Nippon Life India Asset Management Ltd. | Financial | 0.41% | ₹3.85 Cr | +0.44% | +0.37% | +0.38% |
| Aditya Birla Capital Ltd. | Financial | 0.40% | ₹3.81 Cr | +0.42% | +0.24% | +0.29% |
| Fractal Analytics Ltd. | Technology | 0.40% | ₹3.82 Cr | +0.49% | +0.50% | — |
| Linde India Ltd. | Chemicals | 0.40% | ₹3.79 Cr | +0.46% | +0.52% | +0.46% |
| National Securities Depository Ltd | Financial | 0.40% | ₹3.79 Cr | +0.45% | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 0.40% | ₹3.82 Cr | +0.42% | — | — |
| Bharat Electronics Ltd. | Capital Goods | 0.37% | ₹3.49 Cr | +0.39% | +0.24% | — |
| AU Small Finance Bank Ltd. | Financial | 0.36% | ₹3.41 Cr | +0.37% | +0.36% | +0.38% |
| Max Financial Services Ltd. | Financial | 0.35% | ₹3.34 Cr | +0.41% | +0.28% | +0.29% |
| Kotak Mahindra Bank Ltd. | Financial | 0.33% | ₹3.17 Cr | +0.32% | +0.34% | +0.50% |
| India Universal Trust AL1 | Others | 0.32% | ₹3.04 Cr | +0.40% | +0.52% | +0.60% |
| Tata Motors Ltd. | Automobile | 0.31% | ₹2.95 Cr | +0.31% | +0.35% | — |
| Kei Industries Ltd. | Capital Goods | 0.30% | ₹2.85 Cr | +0.37% | — | — |
| Maruti Suzuki India Ltd. | Automobile | 0.28% | ₹2.69 Cr | +0.34% | +0.35% | — |
| Tech Mahindra Ltd. | Technology | 0.27% | ₹2.60 Cr | +0.25% | +0.64% | +0.63% |
| Sansar Trust | Others | 0.22% | ₹2.13 Cr | +0.36% | +0.66% | +1.26% |
| Infosys Ltd. | Technology | 0.21% | ₹1.99 Cr | +0.21% | +0.55% | +0.67% |
| Lupin Ltd. | Healthcare | 0.21% | ₹2.03 Cr | +0.26% | — | — |
| HDFC Bank Ltd. | Financial | 0.19% | ₹1.77 Cr | +0.21% | +1.36% | +1.97% |
| Fine Organic Industries Ltd. | Chemicals | 0.18% | ₹1.67 Cr | +0.18% | — | — |
| Vishal Mega Mart Ltd. | Services | 0.18% | ₹1.73 Cr | +0.21% | +0.23% | +0.31% |
| Hitachi Energy India Ltd. | Capital Goods | 0.16% | ₹1.53 Cr | +0.19% | +0.43% | +0.38% |
| Rajasthan State | Others | 0.11% | ₹1.01 Cr | +0.11% | +0.13% | +0.13% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| State Bank of India | 1.01% | 0.91% | -0.10% |
| Kei Industries Ltd. | 0.39% | 0.30% | -0.09% |
| Pidilite Industries Ltd. | 0.54% | 0.46% | -0.08% |
| Piramal Finance Ltd. | 1.72% | 1.65% | -0.07% |
| Fractal Analytics Ltd. | 0.47% | 0.40% | -0.07% |
| ICICI Bank Ltd. | 0.62% | 0.56% | -0.06% |
| Titan Company Ltd. | 0.59% | 0.53% | -0.06% |
| Mahindra & Mahindra Ltd. | 0.52% | 0.47% | -0.05% |
| Max Financial Services Ltd. | 0.40% | 0.35% | -0.05% |
| Sansar Trust | 0.27% | 0.22% | -0.05% |
| Bajaj Finance Ltd. | 0.45% | 0.40% | -0.05% |
| Cholamandalam Investment and Finance Company Ltd. | 0.39% | 0.34% | -0.05% |
| Reliance Industries Ltd. | 5.02% | 4.97% | -0.05% |
| Bandhan Bank Ltd. | 0.48% | 0.52% | +0.04% |
| Bharat Heavy Electricals Ltd. | 0.56% | 0.52% | -0.04% |
| Nippon Life India Asset Management Ltd. | 0.45% | 0.41% | -0.04% |
| Cummins India Ltd. | 0.49% | 0.45% | -0.04% |
| India Universal Trust AL1 | 0.36% | 0.32% | -0.04% |
| Karur Vysya Bank Ltd. | 0.48% | 0.44% | -0.04% |
| Maruti Suzuki India Ltd. | 0.32% | 0.28% | -0.04% |
| Tata Motors Ltd. | 0.35% | 0.31% | -0.04% |
| Axis Bank Ltd. | 0.72% | 0.68% | -0.04% |
| Bajaj Housing Finance Ltd. | 2.41% | 2.38% | -0.03% |
| AU Small Finance Bank Ltd. | 0.39% | 0.36% | -0.03% |
| Bharat Electronics Ltd. | 0.40% | 0.37% | -0.03% |
| Hindustan Petroleum Corporation Ltd. | 0.45% | 0.42% | -0.03% |
| TVS Motor Company Ltd. | 0.56% | 0.53% | -0.03% |
| Infosys Ltd. | 0.24% | 0.21% | -0.03% |
| Aditya Birla Capital Ltd. | 0.43% | 0.40% | -0.03% |
| National Securities Depository Ltd | 0.43% | 0.40% | -0.03% |
| Interglobe Aviation Ltd. | 0.69% | 0.66% | -0.03% |
| Amagi Media Labs Ltd. | 0.51% | 0.49% | -0.02% |
| Gujarat State | 1.04% | 1.02% | -0.02% |
| Kotak Mahindra Prime Ltd. | 1.35% | 1.33% | -0.02% |
| Lupin Ltd. | 0.23% | 0.21% | -0.02% |
| Mankind Pharma Ltd. | 2.02% | 2.00% | -0.02% |
| Multi Commodity Exchange Of India Ltd. | 0.53% | 0.51% | -0.02% |
| PNB Housing Finance Ltd. | 0.49% | 0.47% | -0.02% |
| Radico Khaitan Ltd. | 0.46% | 0.44% | -0.02% |
| Vishal Mega Mart Ltd. | 0.20% | 0.18% | -0.02% |
| Hitachi Energy India Ltd. | 0.18% | 0.16% | -0.02% |
| Tech Mahindra Ltd. | 0.29% | 0.27% | -0.02% |
| Export-Import Bank Of India | 2.01% | 1.99% | -0.02% |
| Shriram Finance Ltd | 2.24% | 2.23% | -0.01% |
| Aadhar Housing Finance Ltd | 1.06% | 1.05% | -0.01% |
| Bharti Telecom Ltd. | 1.47% | 1.46% | -0.01% |
| City Union Bank Ltd. | 0.49% | 0.48% | -0.01% |
| Divi's Laboratories Ltd. | 0.60% | 0.59% | -0.01% |
| Embassy Office Parks REIT | 0.53% | 0.52% | -0.01% |
| GOI | 0.54% | 0.53% | -0.01% |
| Indian Oil Corporation Ltd. | 0.74% | 0.73% | -0.01% |
| Indian Railway Finance Corporation Ltd. | 1.08% | 1.07% | -0.01% |
| Kotak Mahindra Bank Ltd. | 0.34% | 0.33% | -0.01% |
| Maharashtra State | 1.08% | 1.07% | -0.01% |
| Manappuram Finance Ltd. | 1.06% | 1.05% | -0.01% |
| NTPC Ltd. | 0.52% | 0.51% | -0.01% |
| National Bank For Agriculture & Rural Development | 0.53% | 0.52% | -0.01% |
| Nomura Capital (India) Pvt Ltd. | 1.06% | 1.05% | -0.01% |
| Power Finance Corporation Ltd. | 1.89% | 1.88% | -0.01% |
| Small Industries Devp. Bank of India Ltd. | 1.91% | 1.90% | -0.01% |
| Tata Capital Housing Finance Ltd. | 1.59% | 1.58% | -0.01% |
| Torrent Pharmaceuticals Ltd. | 0.74% | 0.73% | -0.01% |
| Torrent Power Ltd. | 1.70% | 1.69% | -0.01% |
| Ujjivan Small Finance Bank Ltd. | 0.51% | 0.50% | -0.01% |
| Ultratech Cement Ltd. | 0.53% | 0.52% | -0.01% |
| Vajra Trust | 1.36% | 1.35% | -0.01% |
| company:20133 | 0.01% | 0.00% | -0.01% |
| Linde India Ltd. | 0.41% | 0.40% | -0.01% |
| SBI Life Insurance Company Ltd. | 0.41% | 0.40% | -0.01% |
| National Housing Bank | 2.65% | 2.64% | -0.01% |
| Fine Organic Industries Ltd. | 0.18% | 0.18% | 0.00% |
| HDFC Bank Ltd. | 0.19% | 0.19% | 0.00% |
| Jamnagar Utilities and Power Pvt. Ltd. | 0.53% | 0.53% | 0.00% |
| Karnataka State | 0.43% | 0.43% | 0.00% |
| LIC Housing Finance Ltd. | 0.53% | 0.53% | 0.00% |
| Larsen & Toubro Ltd. | 0.53% | 0.53% | 0.00% |
| Muthoot Finance Ltd. | 1.06% | 1.06% | 0.00% |
| Others | 0.29% | 0.29% | 0.00% |
| REC Ltd. | 0.63% | 0.63% | 0.00% |
| Rajasthan State | 0.11% | 0.11% | 0.00% |
| Union Bank of India | 1.54% | 1.54% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,557 Cr | 1.27% | 4.2% | 6.1% | 7.7% |
| ₹3,395 Cr | 0.66% | 2.8% | 5.8% | 8.1% | |
| ₹3,223 Cr | 1.73% | 4.0% | 5.9% | 7.5% | |
| ₹974 Cr | 1.80% | 6.0% | 7.2% | 7.7% | |
| ₹174 Cr | 1.25% | 4.4% | 5.7% | 7.3% | |
| ₹18.28 Cr | 0.89% | 4.0% | 5.8% | 8.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to generate regular returns through investment primarily in debt and money market instruments. It would also invest a portion of its assets in equity and equity related securities to generate long term appreciation.
Fund managers
- Ankeet PandyaMBA FinancePrior to joining Baroda BNP Paribas Mutual Fund, he was working with InCred Asset management Private Ltd, Motilal Oswal Securities Ltd and Elara Capital India Private Ltd.
- Paresh JainPost graduate Programme in Management, International Management Institute, New Delhi, B.Sc. (Statistics), University of Delhi.Prior to joining the Baroda BNP Paribas AMC, he was associated with Bajaj Life Insurance Limited, Max Life Insurance and Angel Broking Limited.
- Prashant R PimpleMr. Pimple is a MBA (Finance) and CTM.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.
- Vikram PamnaniMr. Pamnani holds PGDM in Finance.Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.22% absolute | ₹60,000 | ₹61,332 | 2.22% | |
| 1 year2.99% annualised | ₹1,20,000 | ₹1,21,961 | 1.63% | |
| 3 years6.93% annualised | ₹3,60,000 | ₹4,01,185 | 11.44% | |
| 5 years5.87% annualised | ₹6,00,000 | ₹6,98,776 | 16.46% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.