Baroda BNP Paribas Liquid Fund
LiquidLow to ModerateOPEN-ENDED
- NAV as on 10 Nov 2026
- ₹3,259.48+0.03%1 day
- Return since launch
- 6.9%
- 52-week range
- ₹3,062.41 — ₹3,256.87
- AUM
- ₹14,179 Cr
Baroda BNP Paribas Liquid Fund is a Liquid debt fund from Baroda BNP Paribas Mutual Fund with ₹14,179 Cr under management, launched in 2009. Over three years it has returned 6.5% a year, against 6.7% for its category. The expense ratio is 0.16% and the SEBI riskometer reading is Low to Moderate.
Performance
Baroda BNP Paribas Liquid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.3% against +6.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.4% | +0.1 pts | 6.3% | 6.3% |
| 2Y | 6.3% | 0.0 pts | 6.3% | 6.3% |
| 3Y | 6.5% | −0.2 pts | 6.7% | 6.5% |
| 5Y | 6.6% | +0.4 pts | 6.3% | 6.5% |
| 7Y | 6.2% | +0.1 pts | 6.1% | 6.1% |
| 10Y | 6.0% | +0.1 pts | 6.0% | 5.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.5% | 0.0 pts | 0.5% | 0.5% |
| 3M | 1.5% | 0.0 pts | 1.5% | 1.5% |
| 6M | 3.2% | 0.0 pts | 3.1% | 3.1% |
| 1Y | 6.4% | +0.1 pts | 6.3% | 6.3% |
| 2Y | 6.5% | 0.0 pts | 6.4% | 6.4% |
| 3Y | 6.8% | 0.0 pts | 6.7% | 6.7% |
| 5Y | 6.3% | +0.1 pts | 6.3% | 6.2% |
| 7Y | 5.6% | +0.1 pts | 5.5% | 5.5% |
| 10Y | 6.0% | +0.1 pts | 6.0% | 6.0% |
Since launch (27 Jan 2009): 6.9%
Calendar-year returns
Category average4.1%
3.3%
4.9%
7.0%
7.3%
6.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.4% | 0.0 pts | 6.4% |
| 2024 | 7.3% | 0.0 pts | 7.3% |
| 2023 | 7.0% | 0.0 pts | 7.0% |
| 2022 | 4.9% | +0.1 pts | 4.8% |
| 2021 | 3.3% | 0.0 pts | 3.3% |
| 2020 | 4.1% | +0.1 pts | 4.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.16%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.14%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.02%
- Exit load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Liquid Debt A-I Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Low to Moderate
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 4.66 | 5.05 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 11.63 | 12.32 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.21 | 0.21 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Baroda BNP Paribas Liquid Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt100.5%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Reserve Bank of India | Financial | 6.78% | ₹875 Cr | +3.07% | +1.73% | +6.30% |
| Export-Import Bank Of India | Financial | 4.42% | ₹571 Cr | +4.90% | +3.44% | +2.52% |
| Others | Others | 4.25% | ₹539 Cr | +0.99% | +0.93% | +0.99% |
| Kotak Mahindra Bank Ltd. | Financial | 3.63% | ₹468 Cr | +1.47% | — | +1.26% |
| Small Industries Devp. Bank of India Ltd. | Financial | 2.50% | ₹322 Cr | +6.10% | +2.30% | +12.62% |
| National Bank For Agriculture & Rural Development | Financial | 2.30% | ₹298 Cr | +6.14% | +3.46% | +6.32% |
| REC Ltd. | Financial | 2.30% | ₹297 Cr | +0.30% | +6.02% | — |
| Union Bank of India | Financial | 2.30% | ₹297 Cr | +3.06% | +2.86% | +2.51% |
| Grasim Industries Ltd. | Materials | 2.29% | ₹296 Cr | +3.05% | — | — |
| Aditya Birla Housing Finance Ltd. | Financial | 1.91% | ₹247 Cr | +2.44% | +2.29% | — |
| Bajaj Housing Finance Ltd. | Financial | 1.91% | ₹247 Cr | — | — | — |
| Punjab National Bank | Financial | 1.91% | ₹247 Cr | +3.05% | +2.29% | +2.51% |
| HDFC Securities Ltd. | Financial | 1.54% | ₹199 Cr | +2.45% | +2.30% | +2.52% |
| Motilal Oswal Financial Services Ltd. | Financial | 1.53% | ₹198 Cr | +2.45% | +0.57% | — |
| Reliance Retail Ventures Ltd. | Services | 1.53% | ₹198 Cr | +3.67% | +2.30% | +0.63% |
| Tata Capital Housing Finance Ltd. | Financial | 1.53% | ₹197 Cr | +2.45% | +2.87% | — |
| Indian Railway Finance Corporation Ltd. | Financial | 1.51% | ₹195 Cr | — | — | — |
| Indian Bank | Financial | 1.16% | ₹149 Cr | +2.46% | +1.44% | +3.79% |
| Aditya Birla Capital Ltd. | Financial | 1.15% | ₹149 Cr | — | — | — |
| Godrej Finance Ltd. | Financial | 1.15% | ₹149 Cr | — | — | — |
| Titan Company Ltd. | Consumer Discretionary | 1.15% | ₹148 Cr | — | — | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 1.11% | ₹143 Cr | — | — | — |
| Canara Bank | Financial | 0.96% | ₹124 Cr | +1.53% | +2.30% | +2.19% |
| Muthoot Fincorp Ltd. | Financial | 0.95% | ₹123 Cr | +3.04% | — | — |
| 360 One Wam Ltd. | Financial | 0.77% | ₹99.58 Cr | — | +1.15% | +1.25% |
| Kotak Mahindra Securities Ltd. | Financial | 0.77% | ₹99.37 Cr | +1.23% | +1.15% | +1.26% |
| Mankind Pharma Ltd. | Healthcare | 0.77% | ₹100 Cr | — | — | — |
| Mirae Asset Financial Services (India) Pvt Ltd. | Financial | 0.77% | ₹99.32 Cr | — | — | — |
| SBICAP Securities Ltd. | Financial | 0.77% | ₹98.98 Cr | — | — | — |
| Tata Capital Ltd. | Financial | 0.77% | ₹99.11 Cr | — | +1.72% | — |
| HDFC Bank Ltd. | Financial | 0.76% | ₹98.69 Cr | +2.14% | +0.29% | +2.50% |
| Infina Finance Pvt. Ltd. | Financial | 0.76% | ₹98.53 Cr | — | — | — |
| Manappuram Finance Ltd. | Financial | 0.76% | ₹98.73 Cr | +0.91% | +1.15% | +1.25% |
| Nuvama Wealth Finance Ltd. | Financial | 0.69% | ₹88.97 Cr | — | — | — |
| Tamilnadu State | Others | 0.62% | ₹80.20 Cr | — | — | — |
| Tata Projects Ltd. | Construction | 0.58% | ₹75.09 Cr | — | — | — |
| Axis Bank Ltd. | Financial | 0.57% | ₹73.87 Cr | +0.31% | +1.44% | +0.63% |
| LIC Housing Finance Ltd. | Financial | 0.54% | ₹69.95 Cr | — | — | +3.13% |
| Karnataka State | Others | 0.39% | ₹50.13 Cr | — | — | — |
| AU Small Finance Bank Ltd. | Financial | 0.38% | ₹49.51 Cr | +2.45% | +2.30% | — |
| Hindustan Petroleum Corporation Ltd. | Energy | 0.38% | ₹49.40 Cr | +2.45% | — | — |
| ICICI Securities Ltd. | Financial | 0.38% | ₹49.66 Cr | +2.46% | +2.31% | +1.26% |
| Muthoot Finance Ltd. | Financial | 0.38% | ₹49.53 Cr | +0.31% | +0.86% | +1.26% |
| Network 18 Media & Investments Ltd. | Services | 0.38% | ₹49.62 Cr | +2.45% | +1.73% | — |
| Nuvama Wealth and Investment Limited | Financial | 0.38% | ₹49.43 Cr | — | — | — |
| Power Finance Corporation Ltd. | Financial | 0.38% | ₹49.59 Cr | — | +2.86% | +1.25% |
| Sikka Ports and Terminals Ltd. | Energy | 0.31% | ₹40.03 Cr | — | — | — |
| Maharashtra State | Others | 0.19% | ₹25.09 Cr | — | — | — |
| Shriram Finance Ltd | Financial | 0.19% | ₹25.00 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Reserve Bank of India | 2.25% | 6.78% | +4.53% |
| Kotak Mahindra Bank Ltd. | 0.38% | 3.63% | +3.25% |
| Union Bank of India | 0.34% | 2.30% | +1.96% |
| Bajaj Housing Finance Ltd. | 0.00% | 1.91% | +1.91% |
| company:1643 | 1.89% | 0.00% | -1.89% |
| company:514 | 1.89% | 0.00% | -1.89% |
| Hindustan Petroleum Corporation Ltd. | 2.26% | 0.38% | -1.88% |
| Axis Bank Ltd. | 2.27% | 0.57% | -1.70% |
| Export-Import Bank Of India | 0.76% | 2.31% | +1.55% |
| Indian Railway Finance Corporation Ltd. | 0.00% | 1.51% | +1.51% |
| company:407 | 1.51% | 0.00% | -1.51% |
| company:4842 | 1.51% | 0.00% | -1.51% |
| Titan Company Ltd. | 0.00% | 1.15% | +1.15% |
| company:12736 | 1.13% | 0.00% | -1.13% |
| Torrent Pharmaceuticals Ltd. | 0.00% | 1.11% | +1.11% |
| HDFC Bank Ltd. | 1.70% | 0.76% | -0.94% |
| Muthoot Fincorp Ltd. | 1.89% | 0.95% | -0.94% |
| company:14166 | 0.94% | 0.00% | -0.94% |
| Mankind Pharma Ltd. | 0.00% | 0.77% | +0.77% |
| Infina Finance Pvt. Ltd. | 0.00% | 0.76% | +0.76% |
| company:18899 | 0.76% | 0.00% | -0.76% |
| Reliance Retail Ventures Ltd. | 2.27% | 1.53% | -0.74% |
| Nuvama Wealth Finance Ltd. | 0.00% | 0.69% | +0.69% |
| Tamilnadu State | 0.00% | 0.62% | +0.62% |
| company:17137 | 0.57% | 0.00% | -0.57% |
| LIC Housing Finance Ltd. | 0.00% | 0.54% | +0.54% |
| Grasim Industries Ltd. | 1.89% | 2.29% | +0.40% |
| Aditya Birla Housing Finance Ltd. | 1.51% | 1.91% | +0.40% |
| Karnataka State | 0.00% | 0.39% | +0.39% |
| Network 18 Media & Investments Ltd. | 0.00% | 0.38% | +0.38% |
| Nuvama Wealth and Investment Limited | 0.00% | 0.38% | +0.38% |
| Power Finance Corporation Ltd. | 0.00% | 0.38% | +0.38% |
| company:2119 | 0.38% | 0.00% | -0.38% |
| Canara Bank | 1.29% | 0.96% | -0.33% |
| Sikka Ports and Terminals Ltd. | 0.00% | 0.31% | +0.31% |
| Manappuram Finance Ltd. | 0.57% | 0.76% | +0.19% |
| Maharashtra State | 0.00% | 0.19% | +0.19% |
| Shriram Finance Ltd | 0.00% | 0.19% | +0.19% |
| REC Ltd. | 2.24% | 2.30% | +0.06% |
| National Bank For Agriculture & Rural Development | 1.87% | 1.92% | +0.05% |
| HDFC Securities Ltd. | 1.50% | 1.54% | +0.04% |
| Motilal Oswal Financial Services Ltd. | 1.49% | 1.53% | +0.04% |
| Small Industries Devp. Bank of India Ltd. | 1.50% | 1.54% | +0.04% |
| Indian Bank | 1.13% | 1.16% | +0.03% |
| Aditya Birla Capital Ltd. | 1.12% | 1.15% | +0.03% |
| Godrej Finance Ltd. | 1.12% | 1.15% | +0.03% |
| 360 One Wam Ltd. | 0.75% | 0.77% | +0.02% |
| Kotak Mahindra Securities Ltd. | 0.75% | 0.77% | +0.02% |
| Mirae Asset Financial Services (India) Pvt Ltd. | 0.75% | 0.77% | +0.02% |
| Punjab National Bank | 1.89% | 1.91% | +0.02% |
| SBICAP Securities Ltd. | 0.75% | 0.77% | +0.02% |
| Tata Capital Ltd. | 0.75% | 0.77% | +0.02% |
| AU Small Finance Bank Ltd. | 0.37% | 0.38% | +0.01% |
| ICICI Securities Ltd. | 0.37% | 0.38% | +0.01% |
| Muthoot Finance Ltd. | 0.37% | 0.38% | +0.01% |
| Tata Capital Housing Finance Ltd. | 1.52% | 1.53% | +0.01% |
| Tata Projects Ltd. | 0.57% | 0.58% | +0.01% |
| Others | 0.20% | 0.21% | +0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹16,105 Cr | 0.20% | 6.5% | 6.6% | 6.7% |
 Axis Liquid Fund | ₹53,784 Cr | 0.26% | 6.5% | 6.6% | 6.7% |
 Edelweiss Liquid Fund | ₹17,831 Cr | 0.19% | 6.5% | 6.6% | 6.7% |
 Franklin India Liquid Fund | ₹4,811 Cr | 0.20% | 6.6% | 6.7% | 6.7% |
 Bank of India Liquid Fund | ₹2,326 Cr | 0.15% | 6.5% | 6.7% | 6.7% |
 PGIM India Liquid Fund | ₹1,773 Cr | 0.22% | 6.5% | 6.6% | 6.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to generate income with high liquidity by investing in a portfolio of money market and debt instruments.
Fund managers
- Prashant R PimpleMr. Pimple is a MBA (Finance) and CTM.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.
- Vikram PamnaniMr. Pamnani holds PGDM in Finance.Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.17% absolute | ₹60,000 | ₹61,902 | 3.17% | |
| 1 year6.37% annualised | ₹1,20,000 | ₹1,24,222 | 3.52% | |
| 3 years6.75% annualised | ₹3,60,000 | ₹4,00,043 | 11.12% | |
| 5 years6.32% annualised | ₹6,00,000 | ₹7,07,173 | 17.86% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Baroda BNP Paribas Liquid Fund?
The NAV of Baroda BNP Paribas Liquid Fund is ₹3,259.48 as on 10 Nov 2026.
What is the expense ratio of Baroda BNP Paribas Liquid Fund?
The expense ratio of Baroda BNP Paribas Liquid Fund is 0.16% per year.
What is the minimum SIP amount for Baroda BNP Paribas Liquid Fund?
You can start a SIP in Baroda BNP Paribas Liquid Fund with ₹3,000 a month.
What returns has Baroda BNP Paribas Liquid Fund given?
Baroda BNP Paribas Liquid Fund has returned 6.4% over 1 year, 6.5% over 3 years and 6.6% over 5 years (annualised).
Is there a lock-in or exit load on Baroda BNP Paribas Liquid Fund?
Lock-in: None. Exit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days..
How risky is Baroda BNP Paribas Liquid Fund?
Baroda BNP Paribas Liquid Fund is rated Low to Moderate on the SEBI riskometer and belongs to the Liquid category.
Which fund house manages Baroda BNP Paribas Liquid Fund?
Baroda BNP Paribas Liquid Fund is managed by Baroda BNP Paribas Mutual Fund, which runs 44 schemes with ₹55,028 Cr under management.