Baroda BNP Paribas Liquid Fund
LiquidLow to ModerateOPEN-ENDED
- NAV as on 27 Sep 2026
- ₹3,235.77+0.02%1 day
- Return since launch
- 6.9%
- 52-week range
- ₹3,041.96 — ₹3,234.84
- AUM
- ₹13,194 Cr
Baroda BNP Paribas Liquid Fund is a Liquid debt fund from Baroda BNP Paribas Mutual Fund with ₹13,194 Cr under management, launched in 2009. Over three years it has returned 6.6% a year, against 6.8% for its category. The expense ratio is 0.21% and the SEBI riskometer reading is Low to Moderate.
Performance
Baroda BNP Paribas Liquid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.3% against +6.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.5% | +0.2 pts | 6.3% | 6.4% |
| 2Y | 6.4% | 0.0 pts | 6.4% | 6.3% |
| 3Y | 6.6% | −0.2 pts | 6.8% | 6.5% |
| 5Y | 6.6% | +0.4 pts | 6.2% | 6.5% |
| 7Y | 6.2% | 0.0 pts | 6.1% | 6.1% |
| 10Y | 6.0% | 0.0 pts | 6.0% | 5.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.5% | 0.0 pts | 0.5% | 0.5% |
| 3M | 1.6% | 0.0 pts | 1.5% | 1.5% |
| 6M | 3.4% | 0.0 pts | 3.3% | 3.3% |
| 1Y | 6.3% | +0.1 pts | 6.3% | 6.3% |
| 2Y | 6.5% | 0.0 pts | 6.5% | 6.5% |
| 3Y | 6.8% | 0.0 pts | 6.8% | 6.7% |
| 5Y | 6.3% | +0.1 pts | 6.2% | 6.2% |
| 7Y | 5.6% | +0.1 pts | 5.5% | 5.5% |
| 10Y | 6.0% | +0.1 pts | 6.0% | 6.0% |
Since launch (27 Jan 2009): 6.9%
Calendar-year returns
Category average4.1%
3.3%
4.9%
7.0%
7.3%
6.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.4% | 0.0 pts | 6.4% |
| 2024 | 7.3% | 0.0 pts | 7.3% |
| 2023 | 7.0% | 0.0 pts | 7.0% |
| 2022 | 4.9% | +0.1 pts | 4.8% |
| 2021 | 3.3% | 0.0 pts | 3.3% |
| 2020 | 4.1% | +0.1 pts | 4.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.16%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.14%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.02%
- Exit load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Liquid Debt A-I Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Low to Moderate
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 4.59 | 4.97 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 9.27 | 9.82 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.20 | 0.20 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Baroda BNP Paribas Liquid Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt102.2%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 11.70% | ₹1,549 Cr | +0.69% | +0.63% | +0.75% |
| REC Ltd. | Financial | 2.91% | ₹384 Cr | +9.22% | — | — |
| Export-Import Bank Of India | Financial | 2.82% | ₹372 Cr | +3.46% | +2.02% | +1.96% |
| Axis Bank Ltd. | Financial | 2.27% | ₹299 Cr | +0.44% | +1.81% | +0.99% |
| Reliance Retail Ventures Ltd. | Services | 2.27% | ₹300 Cr | +0.88% | +1.59% | +0.49% |
| Hindustan Petroleum Corporation Ltd. | Energy | 2.26% | ₹299 Cr | +1.73% | — | — |
| Reserve Bank of India | Financial | 2.25% | ₹296 Cr | +4.34% | +0.81% | +4.90% |
| Bharat Petroleum Corporation Ltd. | Energy | 1.89% | ₹249 Cr | — | — | — |
| Grasim Industries Ltd. | Materials | 1.89% | ₹249 Cr | — | +2.06% | +2.96% |
| Indian Oil Corporation Ltd. | Energy | 1.89% | ₹249 Cr | — | — | +2.45% |
| Muthoot Fincorp Ltd. | Financial | 1.89% | ₹249 Cr | — | — | — |
| Punjab National Bank | Financial | 1.89% | ₹249 Cr | +1.76% | +0.40% | +1.53% |
| National Bank For Agriculture & Rural Development | Financial | 1.87% | ₹247 Cr | +1.32% | +1.99% | +2.45% |
| HDFC Bank Ltd. | Financial | 1.70% | ₹224 Cr | +1.10% | +0.20% | +0.99% |
| Tata Capital Housing Finance Ltd. | Financial | 1.52% | ₹200 Cr | +2.19% | — | — |
| Aditya Birla Housing Finance Ltd. | Financial | 1.51% | ₹199 Cr | +1.76% | — | — |
| Bajaj Finance Ltd. | Financial | 1.51% | ₹199 Cr | +0.88% | +0.20% | +0.99% |
| NTPC Ltd. | Energy | 1.51% | ₹200 Cr | +2.19% | +1.58% | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 1.50% | ₹198 Cr | +1.75% | +2.01% | +4.90% |
| company:15648 | Financial | 1.50% | ₹198 Cr | +1.73% | +1.59% | +1.96% |
| Motilal Oswal Financial Services Ltd. | Financial | 1.49% | ₹197 Cr | +1.73% | — | — |
| Canara Bank | Financial | 1.29% | ₹170 Cr | +0.66% | +0.81% | +1.48% |
| Indian Bank | Financial | 1.13% | ₹148 Cr | +1.31% | +0.81% | +2.94% |
| TVS Credit Services Ltd. | Financial | 1.13% | ₹150 Cr | — | — | — |
| company:14725 | Financial | 1.12% | ₹148 Cr | +1.75% | — | — |
| company:17927 | Financial | 1.12% | ₹148 Cr | — | +0.61% | — |
| Julius Baer Capital India Pvt Ltd. | Financial | 0.94% | ₹124 Cr | +0.66% | — | — |
| Mirae Asset Capital Markets (India) Pvt. Ltd. | Financial | 0.76% | ₹99.95 Cr | — | +0.81% | — |
| 360 One Wam Ltd. | Financial | 0.75% | ₹98.93 Cr | — | +0.79% | +0.97% |
| Kotak Mahindra Securities Ltd. | Financial | 0.75% | ₹98.79 Cr | +0.86% | — | +0.98% |
| company:17330 | Financial | 0.75% | ₹98.41 Cr | — | +1.21% | — |
| company:19339 | Financial | 0.75% | ₹98.70 Cr | — | — | — |
| company:9262 | Financial | 0.75% | ₹98.54 Cr | +1.32% | — | — |
| Manappuram Finance Ltd. | Financial | 0.57% | ₹74.86 Cr | +0.44% | +0.80% | +0.97% |
| Standard Chartered Investment & Loan India. Ltd. | Financial | 0.57% | ₹74.87 Cr | — | — | +0.98% |
| company:13827 | Construction | 0.57% | ₹75.16 Cr | — | — | — |
| Kotak Mahindra Bank Ltd. | Financial | 0.38% | ₹49.81 Cr | — | +0.32% | +0.98% |
| Larsen & Toubro Ltd. | Construction | 0.38% | ₹49.98 Cr | — | +2.01% | +1.97% |
| company:12727 | Financial | 0.37% | ₹49.34 Cr | — | — | +1.47% |
| company:7944 | Financial | 0.37% | ₹49.23 Cr | +0.88% | +0.60% | +0.98% |
| company:9813 | Financial | 0.37% | ₹49.38 Cr | +0.88% | +1.60% | +0.98% |
| Union Bank of India | Financial | 0.34% | ₹44.83 Cr | +1.75% | +1.82% | +1.97% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Union Bank of India | 2.42% | 0.34% | -2.08% |
| Network 18 Media & Investments Ltd. | 1.63% | 0.00% | -1.63% |
| company:15648 | 0.00% | 1.50% | +1.50% |
| Indian Bank | 2.44% | 1.13% | -1.31% |
| 360 ONE Wealth Ltd. | 1.22% | 0.00% | -1.22% |
| company:14725 | 0.00% | 1.12% | +1.12% |
| company:17927 | 0.00% | 1.12% | +1.12% |
| Bajaj Finance Ltd. | 0.41% | 1.51% | +1.10% |
| Housing & Urban Development Corporation Ltd. | 1.02% | 0.00% | -1.02% |
| REC Ltd. | 1.42% | 2.24% | +0.82% |
| Hero FinCorp Ltd. | 0.82% | 0.00% | -0.82% |
| Aadhar Housing Finance Ltd | 0.78% | 0.00% | -0.78% |
| company:17330 | 0.00% | 0.75% | +0.75% |
| company:19339 | 0.00% | 0.75% | +0.75% |
| company:9262 | 0.00% | 0.75% | +0.75% |
| Kotak Mahindra Bank Ltd. | 0.98% | 0.38% | -0.60% |
| company:13827 | 0.00% | 0.57% | +0.57% |
| company:12727 | 0.00% | 0.37% | +0.37% |
| company:7944 | 0.00% | 0.37% | +0.37% |
| company:9813 | 0.00% | 0.37% | +0.37% |
| Reserve Bank of India | 2.04% | 2.25% | +0.21% |
| Hindustan Petroleum Corporation Ltd. | 2.43% | 2.26% | -0.17% |
| Axis Bank Ltd. | 2.44% | 2.27% | -0.17% |
| Reliance Retail Ventures Ltd. | 2.44% | 2.27% | -0.17% |
| National Bank For Agriculture & Rural Development | 2.03% | 1.87% | -0.16% |
| Grasim Industries Ltd. | 2.04% | 1.89% | -0.15% |
| Bharat Petroleum Corporation Ltd. | 2.03% | 1.89% | -0.14% |
| Indian Oil Corporation Ltd. | 2.03% | 1.89% | -0.14% |
| Motilal Oswal Financial Services Ltd. | 1.63% | 1.49% | -0.14% |
| Muthoot Fincorp Ltd. | 2.03% | 1.89% | -0.14% |
| Punjab National Bank | 2.03% | 1.89% | -0.14% |
| HDFC Bank Ltd. | 1.83% | 1.70% | -0.13% |
| NTPC Ltd. | 1.63% | 1.51% | -0.12% |
| Aditya Birla Housing Finance Ltd. | 1.62% | 1.51% | -0.11% |
| Small Industries Devp. Bank of India Ltd. | 1.61% | 1.50% | -0.11% |
| Tata Capital Housing Finance Ltd. | 1.63% | 1.52% | -0.11% |
| TVS Credit Services Ltd. | 1.22% | 1.13% | -0.09% |
| Canara Bank | 1.38% | 1.29% | -0.09% |
| Julius Baer Capital India Pvt Ltd. | 1.01% | 0.94% | -0.07% |
| Kotak Mahindra Securities Ltd. | 0.82% | 0.75% | -0.07% |
| 360 One Wam Ltd. | 0.80% | 0.75% | -0.05% |
| Export-Import Bank Of India | 0.81% | 0.76% | -0.05% |
| Mirae Asset Capital Markets (India) Pvt. Ltd. | 0.81% | 0.76% | -0.05% |
| Manappuram Finance Ltd. | 0.61% | 0.57% | -0.04% |
| Standard Chartered Investment & Loan India. Ltd. | 0.61% | 0.57% | -0.04% |
| Larsen & Toubro Ltd. | 0.41% | 0.38% | -0.03% |
| Others | 0.22% | 0.20% | -0.02% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹22,488 Cr | 0.19% | 6.6% | 6.7% | 6.7% |
 Axis Liquid Fund | ₹63,343 Cr | 0.23% | 6.6% | 6.7% | 6.7% |
 DSP Liquid Fund | ₹27,920 Cr | 0.21% | 6.6% | 6.7% | 6.7% |
 Edelweiss Liquid Fund | ₹13,272 Cr | 0.17% | 6.6% | 6.7% | 6.7% |
 Franklin India Liquid Fund | ₹6,082 Cr | 0.20% | 6.7% | 6.7% | 6.7% |
 Bank of India Liquid Fund | ₹1,825 Cr | 0.15% | 6.6% | 6.7% | 6.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to generate income with high liquidity by investing in a portfolio of money market and debt instruments.
Fund managers
- Prashant R PimpleMr. Pimple is a MBA (Finance) and CTM.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.
- Vikram PamnaniMr. Pamnani holds PGDM in Finance.Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.36% absolute | ₹60,000 | ₹62,016 | 3.36% | |
| 1 year6.34% annualised | ₹1,20,000 | ₹1,24,202 | 3.50% | |
| 3 years6.78% annualised | ₹3,60,000 | ₹4,00,233 | 11.18% | |
| 5 years6.26% annualised | ₹6,00,000 | ₹7,06,046 | 17.67% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Baroda BNP Paribas Liquid Fund?
The NAV of Baroda BNP Paribas Liquid Fund is ₹3,235.77 as on 27 Sep 2026.
What is the expense ratio of Baroda BNP Paribas Liquid Fund?
The expense ratio of Baroda BNP Paribas Liquid Fund is 0.21% per year.
What is the minimum SIP amount for Baroda BNP Paribas Liquid Fund?
You can start a SIP in Baroda BNP Paribas Liquid Fund with ₹3,000 a month.
What returns has Baroda BNP Paribas Liquid Fund given?
Baroda BNP Paribas Liquid Fund has returned 6.5% over 1 year, 6.6% over 3 years and 6.6% over 5 years (annualised).
Is there a lock-in or exit load on Baroda BNP Paribas Liquid Fund?
Lock-in: None. Exit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days..
How risky is Baroda BNP Paribas Liquid Fund?
Baroda BNP Paribas Liquid Fund is rated Low to Moderate on the SEBI riskometer and belongs to the Liquid category.
Which fund house manages Baroda BNP Paribas Liquid Fund?
Baroda BNP Paribas Liquid Fund is managed by Baroda BNP Paribas Mutual Fund, which runs 44 schemes with ₹53,546 Cr under management.