DSP Financial Services Sectoral Debt Fund
- NAV as on 9 Nov 2026
- ₹10.09+0.07%1 day
- Return since launch
- 0.8%
- 52-week range
- ₹10.00 — ₹10.09
- AUM
- ₹1,183 Cr
DSP Financial Services Sectoral Debt Fund is a Others debt fund from DSP Mutual Fund with ₹1,183 Cr under management, launched in 2026. The expense ratio is 0.50% and the SEBI riskometer reading is Low to Moderate.
Performance
DSP Financial Services Sectoral Debt Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.9% against +1.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
Since launch (19 Aug 2026): 0.8%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.49%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.38%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.08%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Crisil Financial Services Short Term Debt A-II
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
DSP Financial Services Sectoral Debt Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt93.4%
- Other6.6%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Bharti Telecom Ltd. | Communication | 8.53% | ₹58.40 Cr | — | — | — |
| Tata Capital Financial Services Ltd. | Financial | 7.65% | ₹52.41 Cr | — | — | — |
| Jio Credit Ltd. | Financial | 7.60% | ₹52.06 Cr | — | — | — |
| Kotak Mahindra Prime Ltd. | Financial | 7.44% | ₹50.96 Cr | — | — | — |
| Sundaram Finance Ltd. | Financial | 7.40% | ₹50.64 Cr | — | — | — |
| Bajaj Finance Ltd. | Financial | 7.35% | ₹50.35 Cr | — | — | — |
| HDB Financial Services Ltd. | Financial | 7.31% | ₹50.02 Cr | — | — | — |
| Tata Capital Housing Finance Ltd. | Financial | 6.03% | ₹41.24 Cr | — | — | — |
| Muthoot Finance Ltd. | Financial | 4.61% | ₹31.54 Cr | — | — | — |
| Piramal Finance Ltd. | Financial | 4.51% | ₹30.89 Cr | — | — | — |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 4.41% | ₹30.18 Cr | — | — | — |
| Infina Finance Pvt. Ltd. | Financial | 4.08% | ₹27.95 Cr | — | — | — |
| Mahindra Rural Housing Finance Ltd. | Financial | 3.75% | ₹25.67 Cr | — | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 3.67% | ₹25.11 Cr | — | — | — |
| Gujarat State | Construction | 1.50% | ₹10.26 Cr | — | — | — |
| Others | Others | 1.27% | ₹8.71 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | -20.67% | -1.47% | +19.20% |
| Gujarat State | 9.09% | 1.50% | -7.59% |
| Kotak Mahindra Prime Ltd. | 0.00% | 7.44% | +7.44% |
| Tata Capital Housing Finance Ltd. | 9.47% | 2.27% | -7.20% |
| Mahindra & Mahindra Financial Services Ltd. | 0.00% | 4.41% | +4.41% |
| Infina Finance Pvt. Ltd. | 0.00% | 4.08% | +4.08% |
| Muthoot Finance Ltd. | 4.68% | 0.73% | -3.95% |
| Mahindra Rural Housing Finance Ltd. | 0.00% | 3.75% | +3.75% |
| HDB Financial Services Ltd. | 9.51% | 7.31% | -2.20% |
| Tata Capital Financial Services Ltd. | 9.26% | 7.65% | -1.61% |
| Sundaram Finance Ltd. | 8.96% | 7.40% | -1.56% |
| Bajaj Finance Ltd. | 8.90% | 7.35% | -1.55% |
| Cholamandalam Investment and Finance Company Ltd. | 4.80% | 3.67% | -1.13% |
| Bharti Telecom Ltd. | 9.37% | 8.53% | -0.84% |
| Jio Credit Ltd. | 4.68% | 3.86% | -0.82% |
| Piramal Finance Ltd. | 4.54% | 4.51% | -0.03% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by entity/undertakings in Financial Services sector.
Fund managers
- Karan MundhraMr. Mundra is a B. COM. and Charted Accountant (CA)He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
- Shalini VasantaMr. Vasanta has done BA and MBA (Finance)Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
No return history published for this fund yet.
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.