HomeOur StoryMethodologyLearnFAQs

DSP Financial Services Sectoral Debt Fund

OthersModerateOPEN-ENDED
Invest Now
NAV as on 25 Sep 2026
₹10.04-0.06%1 day
Return since launch
0.3%
52-week range
₹10.00 — ₹10.05
AUM
₹564 Cr

DSP Financial Services Sectoral Debt Fund is a Others debt fund from DSP Mutual Fund with ₹564 Cr under management, launched in 2026. The expense ratio is 0.40% and the SEBI riskometer reading is Moderate.

Performance

Returns

How the fund has done against its category and its benchmark.

Since launch (19 Aug 2026): 0.3%

Returns over one year are annualised. Shorter periods are absolute.

Costs & terms

Costs and terms

What the fund charges each year, and the rules around putting money in and taking it out.

Costs

0.69%

Expense ratio as on 25 Sep 2026

Charged yearly and already deducted from the NAV.

Base expense
0.34%
Brokerage
0.23%
Transaction charges
0.01%
Statutory levies
0.11%
Exit load
0%
Lock-in
None

Terms

Min SIP
₹3,000
Min lumpsum
₹5,000
Plan
GROWTH
Fund type
OPEN-ENDED
Benchmark
Crisil Financial Services Short Term Debt A-II

Risk

Risk

What the riskometer means for this fund, and how its ratios sit against the category.

Moderate

Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.

Portfolio

DSP Financial Services Sectoral Debt Fund portfolio

Portfolio as of 31 Aug 2026

Asset allocation

  • Debt87.8%
  • Other12.2%

Top holdings

HoldingSectorWeightValue3M chg6M chg1Y chg
OthersOthers12.21%₹68.89 Cr———
HDB Financial Services Ltd.Financial9.51%₹53.64 Cr———
Tata Capital Housing Finance Ltd.Financial9.47%₹53.41 Cr———
Bharti Telecom Ltd.Communication9.37%₹52.80 Cr———
Tata Capital Financial Services Ltd.Financial9.26%₹52.20 Cr———
Jio Credit Ltd.Financial9.21%₹51.93 Cr———
Gujarat StateConstruction9.09%₹51.22 Cr———
Sundaram Finance Ltd.Financial8.96%₹50.52 Cr———
Bajaj Finance Ltd.Financial8.90%₹50.16 Cr———
Cholamandalam Investment and Finance Company Ltd.Financial4.80%₹27.04 Cr———

Sectors

  • Financial69.3%
  • Others12.2%
  • Communication9.4%
  • Construction9.1%

Instruments

  • Debenture64.5%
  • Reverse Repo32.9%
  • Bonds9.5%
  • State Development Loan9.1%
  • Bonds/NCDs4.7%

Recent changes

HoldingFromToWeight
Others0.00%-20.67%-20.67%
HDB Financial Services Ltd.0.00%9.51%+9.51%
Tata Capital Housing Finance Ltd.0.00%9.47%+9.47%
Bharti Telecom Ltd.0.00%9.37%+9.37%
Tata Capital Financial Services Ltd.0.00%9.26%+9.26%
Gujarat State0.00%9.09%+9.09%
Sundaram Finance Ltd.0.00%8.96%+8.96%
Bajaj Finance Ltd.0.00%8.90%+8.90%
Cholamandalam Investment and Finance Company Ltd.0.00%4.80%+4.80%
Jio Credit Ltd.0.00%4.68%+4.68%
Muthoot Finance Ltd.0.00%4.68%+4.68%
Piramal Finance Ltd.0.00%4.54%+4.54%

About

About this fund

The scheme’s own words, its benchmark and the people running it.

Investment objective

The scheme seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by entity/undertakings in Financial Services sector.

Fund managers

  • Karan MundhraMr. Mundra is a B. COM. and Charted Accountant (CA)He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
  • Shalini VasantaMr. Vasanta has done BA and MBA (Finance)Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Scheme information document

Tools

Return calculator

What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.

₹

No return history published for this fund yet.

Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.

How this is calculated

Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.

The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.

Questions

Frequently asked questions

The things people ask about this scheme.

What is the NAV of DSP Financial Services Sectoral Debt Fund?
The NAV of DSP Financial Services Sectoral Debt Fund is ₹10.04 as on 25 Sep 2026.
What is the expense ratio of DSP Financial Services Sectoral Debt Fund?
The expense ratio of DSP Financial Services Sectoral Debt Fund is 0.40% per year.
What is the minimum SIP amount for DSP Financial Services Sectoral Debt Fund?
You can start a SIP in DSP Financial Services Sectoral Debt Fund with ₹3,000 a month.
Is there a lock-in or exit load on DSP Financial Services Sectoral Debt Fund?
Lock-in: None. Exit load: 0%.
How risky is DSP Financial Services Sectoral Debt Fund?
DSP Financial Services Sectoral Debt Fund is rated Moderate on the SEBI riskometer and belongs to the Others category.