Franklin India Conservative Hybrid Fund
Conservative HybridModerateOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹92.38+0.01%1 day
- Return since launch
- 9.0%
- 52-week range
- ₹88.86 — ₹93.19
- AUM
- ₹210 Cr
Franklin India Conservative Hybrid Fund is a Conservative Hybrid hybrid fund from Franklin Templeton Mutual Fund with ₹210 Cr under management, launched in 2000. Over three years it has returned 4.4% a year, against 7.0% for its category. The expense ratio is 1.37% and the SEBI riskometer reading is Moderate.
Performance
Franklin India Conservative Hybrid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.7% against +1.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 1.4% | −1.2 pts | 2.6% | 0.8% |
| 2Y | 2.6% | −0.5 pts | 3.1% | 2.7% |
| 3Y | 4.4% | −2.6 pts | 7.0% | 4.5% |
| 5Y | 6.3% | −0.3 pts | 6.6% | 6.2% |
| 7Y | 6.8% | −0.3 pts | 7.1% | 6.8% |
| 10Y | 6.8% | 0.0 pts | 6.8% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -0.7% | +0.3 pts | -0.9% | -1.1% |
| 3M | 0.3% | +0.5 pts | -0.1% | -0.2% |
| 6M | 3.4% | +0.2 pts | 3.2% | 3.3% |
| 1Y | 1.7% | −0.9 pts | 2.6% | 1.7% |
| 2Y | 2.9% | −0.1 pts | 3.0% | 2.9% |
| 3Y | 7.0% | 0.0 pts | 7.0% | 7.0% |
| 5Y | 6.4% | −0.2 pts | 6.6% | 6.2% |
| 7Y | 7.1% | −0.6 pts | 7.7% | 7.4% |
| 10Y | 6.5% | −0.3 pts | 6.8% | 6.9% |
Since launch (11 Sep 2000): 9.0%
Calendar-year returns
Category average7.1%
8.1%
4.0%
11.4%
10.6%
5.9%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 5.9% | −1.1 pts | 7.0% |
| 2024 | 10.6% | −0.4 pts | 11.0% |
| 2023 | 11.4% | −0.7 pts | 12.1% |
| 2022 | 4.0% | −1.1 pts | 5.1% |
| 2021 | 8.1% | −3.2 pts | 11.2% |
| 2020 | 7.1% | −3.4 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.39%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.14%
- Brokerage
- 0.02%
- Transaction charges
- 0.00%
- Statutory levies
- 0.23%
- Exit load
- For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹10,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Hybrid 85+15 Conservative Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderate
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 0.86 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.39 | 0.72 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.47 | 1.03 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 4.27 | 4.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Franklin India Conservative Hybrid Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity19.3%
- Debt59.8%
- Other20.9%
Market cap split
- Large65.6%
- Mid15.2%
- Small19.1%
- P/E
- 26.35
- P/B
- 3.48
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 20.92% | ₹43.92 Cr | +0.78% | +0.76% | +0.71% |
| Bajaj Finance Ltd. | Financial | 7.45% | ₹15.65 Cr | +7.96% | +7.75% | +7.86% |
| Indian Bank | Financial | 7.06% | ₹14.83 Cr | — | — | — |
| Jubilant Bevco Ltd. | Consumer Staples | 6.92% | ₹14.53 Cr | +7.36% | +8.11% | +8.09% |
| National Bank For Agriculture & Rural Development | Financial | 5.09% | ₹10.69 Cr | +5.44% | +5.31% | +5.20% |
| Small Industries Devp. Bank of India Ltd. | Financial | 4.93% | ₹10.34 Cr | +5.26% | +5.50% | +5.19% |
| Bajaj Housing Finance Ltd. | Financial | 4.89% | ₹10.28 Cr | +5.22% | +5.49% | +5.18% |
| Poonawalla Fincorp Ltd. | Financial | 4.86% | ₹10.20 Cr | +5.18% | +5.41% | +5.09% |
| Canara Bank | Financial | 4.69% | ₹9.85 Cr | — | — | — |
| REC Ltd. | Financial | 3.27% | ₹6.87 Cr | +3.44% | +5.73% | +5.54% |
| Maharashtra State | Others | 2.46% | ₹5.17 Cr | +2.61% | — | — |
| Kotak Mahindra Investments Ltd. | Financial | 2.43% | ₹5.10 Cr | +2.81% | +2.72% | +2.56% |
| Power Finance Corporation Ltd. | Financial | 2.40% | ₹5.04 Cr | +2.66% | — | — |
| Jubilant Beverages Ltd. | Consumer Staples | 1.85% | ₹3.89 Cr | +1.97% | +1.92% | +1.80% |
| Franklin India Long Term Fund Direct-Growth | Unclassified | 1.46% | ₹3.06 Cr | +1.03% | — | — |
| HDFC Bank Ltd. | Financial | 1.20% | ₹2.51 Cr | +1.67% | +2.48% | +2.36% |
| ICICI Bank Ltd. | Financial | 1.07% | ₹2.25 Cr | +1.40% | +1.51% | +1.87% |
| Axis Bank Ltd. | Financial | 1.06% | ₹2.22 Cr | +1.20% | +1.27% | +0.93% |
| State Bank of India | Financial | 0.96% | ₹2.01 Cr | +1.15% | +1.41% | +0.45% |
| Reliance Industries Ltd. | Energy | 0.81% | ₹1.70 Cr | +1.31% | +1.35% | +0.74% |
| Eternal Ltd. | Services | 0.78% | ₹1.64 Cr | +0.65% | +0.63% | +0.75% |
| Infosys Ltd. | Technology | 0.74% | ₹1.55 Cr | +0.82% | +0.90% | +1.02% |
| Mahindra & Mahindra Ltd. | Automobile | 0.70% | ₹1.48 Cr | +0.55% | +0.61% | +0.43% |
| Bharat Electronics Ltd. | Capital Goods | 0.70% | ₹1.47 Cr | +0.32% | +0.34% | +0.27% |
| Larsen & Toubro Ltd. | Construction | 0.69% | ₹1.46 Cr | +1.06% | +1.31% | +1.07% |
| Bharti Airtel Ltd. | Communication | 0.65% | ₹1.36 Cr | +1.04% | +1.04% | +1.06% |
| Marico Ltd. | Consumer Staples | 0.51% | ₹1.07 Cr | +0.56% | +0.52% | +0.27% |
| Kirloskar Oil Engines Ltd. | Capital Goods | 0.48% | ₹1.01 Cr | +0.57% | +0.40% | +0.25% |
| Britannia Industries Ltd. | Consumer Staples | 0.45% | ₹0.95 Cr | +0.49% | +0.55% | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.44% | ₹0.93 Cr | +0.40% | +0.44% | +0.18% |
| Ultratech Cement Ltd. | Materials | 0.44% | ₹0.92 Cr | +0.60% | +0.65% | +0.56% |
| Cipla Ltd. | Healthcare | 0.44% | ₹0.92 Cr | — | — | — |
| company:3911 | Energy | 0.41% | ₹0.87 Cr | — | — | — |
| Metropolis Healthcare Ltd. | Healthcare | 0.41% | ₹0.85 Cr | +0.38% | +0.32% | +0.36% |
| PB Fintech Ltd. | Services | 0.40% | ₹0.84 Cr | — | +0.38% | +0.44% |
| RBL Bank Ltd. | Financial | 0.40% | ₹0.84 Cr | — | — | — |
| Tata Steel Ltd. | Metals & Mining | 0.38% | ₹0.79 Cr | +0.47% | +0.50% | +0.24% |
| Amber Enterprises India Ltd. | Consumer Discretionary | 0.36% | ₹0.76 Cr | +0.26% | +0.41% | +0.29% |
| The Phoenix Mills Ltd. | Construction | 0.36% | ₹0.76 Cr | +0.46% | +0.42% | — |
| Pine Labs Ltd. | Financial | 0.36% | ₹0.75 Cr | — | — | — |
| Angel One Ltd. | Financial | 0.34% | ₹0.72 Cr | +0.11% | +0.09% | +0.08% |
| Ashok Leyland Ltd. | Automobile | 0.33% | ₹0.70 Cr | +0.20% | +0.27% | — |
| company:19482 | Automobile | 0.32% | ₹0.66 Cr | — | — | — |
| company:953 | Healthcare | 0.31% | ₹0.66 Cr | — | — | — |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.28% | ₹0.59 Cr | — | — | — |
| Global Health Ltd. | Healthcare | 0.26% | ₹0.55 Cr | — | — | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.26% | ₹0.55 Cr | +0.33% | +0.34% | +0.18% |
| Exide Industries Ltd. | Capital Goods | 0.25% | ₹0.53 Cr | — | — | — |
| Interglobe Aviation Ltd. | Services | 0.25% | ₹0.52 Cr | +0.23% | +0.25% | +0.28% |
| Lenskart Solutions Ltd. | Consumer Discretionary | 0.23% | ₹0.48 Cr | — | — | — |
| Suzlon Energy Ltd. | Capital Goods | 0.23% | ₹0.48 Cr | — | — | — |
| company:19131 | Services | 0.21% | ₹0.44 Cr | — | — | — |
| CESC Ltd. | Energy | 0.21% | ₹0.43 Cr | +0.33% | +0.40% | +0.23% |
| Eris Lifesciences Ltd. | Healthcare | 0.20% | ₹0.42 Cr | +0.23% | +0.22% | +0.37% |
| Hindustan Aeronautics Ltd. | Capital Goods | 0.18% | ₹0.38 Cr | +0.28% | +0.25% | — |
| Emmvee Photovoltaic Power Ltd. | Energy | 0.15% | ₹0.32 Cr | — | — | — |
| company:3916 | Capital Goods | 0.04% | ₹0.08 Cr | — | — | — |
| Lemon Tree Hotels Ltd. | Services | 0.02% | ₹0.05 Cr | +0.18% | +0.17% | +0.41% |
| company:8290 | Materials | 0.02% | ₹0.05 Cr | — | — | — |
| company:4578 | Sovereign | 0.01% | ₹0.02 Cr | — | +16.89% | +14.32% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Kotak Mahindra Bank Ltd. | 7.38% | 0.00% | -7.38% |
| HCL Technologies Ltd. | 0.68% | 0.00% | -0.68% |
| NTPC Ltd. | 0.46% | 0.00% | -0.46% |
| HDFC Bank Ltd. | 1.63% | 1.20% | -0.44% |
| company:3911 | 0.00% | 0.41% | +0.41% |
| Bajaj Finance Ltd. | 7.87% | 7.45% | -0.41% |
| Jubilant Bevco Ltd. | 7.33% | 6.92% | -0.41% |
| Indian Bank | 7.47% | 7.06% | -0.41% |
| company:19482 | 0.00% | 0.32% | +0.32% |
| National Bank For Agriculture & Rural Development | 5.41% | 5.09% | -0.31% |
| company:953 | 0.00% | 0.31% | +0.31% |
| Bajaj Housing Finance Ltd. | 5.20% | 4.89% | -0.30% |
| Small Industries Devp. Bank of India Ltd. | 5.22% | 4.93% | -0.29% |
| Poonawalla Fincorp Ltd. | 5.15% | 4.86% | -0.29% |
| Maruti Suzuki India Ltd. | 0.29% | 0.00% | -0.29% |
| Canara Bank | 4.96% | 4.69% | -0.27% |
| Hindustan Unilever Ltd. | 0.26% | 0.00% | -0.26% |
| Angel One Ltd. | 0.09% | 0.34% | +0.25% |
| Bharat Electronics Ltd. | 0.47% | 0.70% | +0.23% |
| Motherson Sumi Wiring India Ltd. | 0.22% | 0.00% | -0.22% |
| company:19131 | 0.00% | 0.21% | +0.21% |
| State Bank of India | 1.16% | 0.96% | -0.20% |
| RBL Bank Ltd. | 0.23% | 0.40% | +0.17% |
| REC Ltd. | 3.44% | 3.27% | -0.17% |
| ICICI Bank Ltd. | 1.24% | 1.07% | -0.16% |
| Maharashtra State | 2.62% | 2.46% | -0.16% |
| Lemon Tree Hotels Ltd. | 0.17% | 0.02% | -0.14% |
| Kotak Mahindra Investments Ltd. | 2.57% | 2.43% | -0.14% |
| Power Finance Corporation Ltd. | 2.54% | 2.40% | -0.14% |
| Reliance Industries Ltd. | 0.95% | 0.81% | -0.14% |
| Jubilant Beverages Ltd. | 1.97% | 1.85% | -0.11% |
| Hindustan Aeronautics Ltd. | 0.29% | 0.18% | -0.11% |
| Bharti Airtel Ltd. | 0.75% | 0.65% | -0.10% |
| Franklin India Long Term Fund Direct-Growth | 1.55% | 1.46% | -0.09% |
| CESC Ltd. | 0.29% | 0.21% | -0.09% |
| Mahindra & Mahindra Ltd. | 0.78% | 0.70% | -0.07% |
| Marico Ltd. | 0.57% | 0.51% | -0.07% |
| Kirloskar Oil Engines Ltd. | 0.53% | 0.48% | -0.05% |
| Metropolis Healthcare Ltd. | 0.35% | 0.41% | +0.05% |
| Cipla Ltd. | 0.49% | 0.44% | -0.05% |
| Ultratech Cement Ltd. | 0.48% | 0.44% | -0.05% |
| Infosys Ltd. | 0.78% | 0.74% | -0.05% |
| Britannia Industries Ltd. | 0.49% | 0.45% | -0.04% |
| company:3916 | 0.00% | 0.04% | +0.04% |
| PB Fintech Ltd. | 0.37% | 0.40% | +0.04% |
| Tata Steel Ltd. | 0.41% | 0.38% | -0.04% |
| Pine Labs Ltd. | 0.32% | 0.36% | +0.04% |
| ICICI Lombard General Insurance Company Ltd. | 0.29% | 0.26% | -0.03% |
| Cholamandalam Investment and Finance Company Ltd. | 0.47% | 0.44% | -0.03% |
| Larsen & Toubro Ltd. | 0.72% | 0.69% | -0.03% |
| Eris Lifesciences Ltd. | 0.22% | 0.20% | -0.02% |
| Lenskart Solutions Ltd. | 0.20% | 0.23% | +0.02% |
| Exide Industries Ltd. | 0.27% | 0.25% | -0.02% |
| The Phoenix Mills Ltd. | 0.38% | 0.36% | -0.02% |
| Others | 0.38% | 0.36% | -0.02% |
| company:8290 | 0.00% | 0.02% | +0.02% |
| Suzlon Energy Ltd. | 0.24% | 0.23% | -0.02% |
| Eternal Ltd. | 0.77% | 0.78% | +0.01% |
| Amber Enterprises India Ltd. | 0.38% | 0.36% | -0.01% |
| Interglobe Aviation Ltd. | 0.26% | 0.25% | -0.01% |
| company:4578 | 0.00% | 0.01% | +0.01% |
| Emmvee Photovoltaic Power Ltd. | 0.16% | 0.15% | -0.01% |
| Axis Bank Ltd. | 1.07% | 1.06% | -0.01% |
| Global Health Ltd. | 0.26% | 0.26% | 0.00% |
| Ashok Leyland Ltd. | 0.34% | 0.33% | 0.00% |
| Dixon Technologies (India) Ltd. | 0.28% | 0.28% | 0.00% |
| Data Patterns (India) Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,433 Cr | 1.34% | 2.6% | 5.7% | 7.6% |
 Parag Parikh Conservative Hybrid Fund | ₹3,481 Cr | 0.67% | 3.5% | 6.4% | 8.5% |
 ICICI Prudential Conservative Hybrid Fund | ₹3,329 Cr | 1.73% | 1.7% | 5.6% | 7.3% |
 DSP Conservative Hybrid Fund | ₹178 Cr | 1.25% | 2.2% | 5.4% | 7.0% |
 HSBC Conservative Hybrid Fund | ₹156 Cr | 2.18% | 2.2% | 5.1% | 6.9% |
 Aditya Birla Sun Life Conservative Hybrid Active FoF | ₹18.08 Cr | 0.89% | 3.6% | 6.1% | 8.3% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to provide regular income through a portfolio of predominantly fixed income securities with a maximum with a maximum exposure of 20% to equities. exposure of 25% to equities.
Fund managers
- Pallab RoyMr. Roy is a M.Com and MBA (Finance).He has been associated with Franklin Templeton Investments since 2001.
- Rahul GoswamiMr. Goswami is a B. Sc (Mathematics and MBA (Finance)Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.
- Rajasa KakulavarapuMs. Kakulavarapu has done B.Tech and MBA.Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
- Rohan MaruMr. Maru is M.Com and MBA in Finance.Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.
- Venkatesh SanjeeviMr. Sanjeevi is a PGDM (IIM- Ahmedabad), CA, B.ComPrior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Pictet Asset Management, London, ICICI Prudential AMC, Edelweiss Asset Mgmt. Ltd., Edelweiss Securities Ltd. and Hindustan Unilever Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.40% absolute | ₹60,000 | ₹62,040 | 3.40% | |
| 1 year1.72% annualised | ₹1,20,000 | ₹1,21,124 | 0.94% | |
| 3 years6.97% annualised | ₹3,60,000 | ₹4,01,439 | 11.51% | |
| 5 years6.38% annualised | ₹6,00,000 | ₹7,08,303 | 18.05% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Franklin India Conservative Hybrid Fund?
The NAV of Franklin India Conservative Hybrid Fund is ₹92.38 as on 25 Sep 2026.
What is the expense ratio of Franklin India Conservative Hybrid Fund?
The expense ratio of Franklin India Conservative Hybrid Fund is 1.37% per year.
What is the minimum SIP amount for Franklin India Conservative Hybrid Fund?
You can start a SIP in Franklin India Conservative Hybrid Fund with ₹3,000 a month.
What returns has Franklin India Conservative Hybrid Fund given?
Franklin India Conservative Hybrid Fund has returned 1.4% over 1 year, 4.4% over 3 years and 6.3% over 5 years (annualised).
Is there a lock-in or exit load on Franklin India Conservative Hybrid Fund?
Lock-in: None. Exit load: For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.
How risky is Franklin India Conservative Hybrid Fund?
Franklin India Conservative Hybrid Fund is rated Moderate on the SEBI riskometer and belongs to the Conservative Hybrid category.
Which fund house manages Franklin India Conservative Hybrid Fund?
Franklin India Conservative Hybrid Fund is managed by Franklin Templeton Mutual Fund, which runs 38 schemes with ₹1,27,382 Cr under management.