Franklin India Conservative Hybrid Fund
Conservative HybridModerately HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹93.46+0.11%1 day
- Return since launch
- 8.9%
- 52-week range
- ₹88.86 — ₹93.36
- AUM
- ₹208 Cr
Franklin India Conservative Hybrid Fund is a Conservative Hybrid hybrid fund from Franklin Templeton Mutual Fund with ₹208 Cr under management, launched in 2000. Over three years it has returned 4.5% a year, against 7.2% for its category. The expense ratio is 1.39% and the SEBI riskometer reading is Moderately High.
Performance
Franklin India Conservative Hybrid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.5% against +1.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.3% | +0.9 pts | 2.4% | 2.6% |
| 2Y | 3.4% | −0.4 pts | 3.8% | 3.4% |
| 3Y | 4.5% | −2.7 pts | 7.2% | 4.6% |
| 5Y | 6.4% | −0.1 pts | 6.5% | 6.4% |
| 7Y | 6.9% | −0.3 pts | 7.1% | 6.9% |
| 10Y | 6.9% | 0.0 pts | 6.9% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 1.9% | −0.2 pts | 2.0% | 2.0% |
| 3M | 0.3% | +0.5 pts | -0.2% | -0.3% |
| 6M | 2.7% | +0.3 pts | 2.4% | 2.3% |
| 1Y | 1.7% | −0.7 pts | 2.4% | 1.4% |
| 2Y | 4.0% | −0.2 pts | 4.2% | 4.2% |
| 3Y | 7.2% | 0.0 pts | 7.2% | 7.3% |
| 5Y | 6.3% | −0.2 pts | 6.5% | 6.3% |
| 7Y | 7.1% | −0.6 pts | 7.6% | 7.3% |
| 10Y | 6.6% | −0.3 pts | 6.9% | 6.9% |
Since launch (11 Sep 2000): 8.9%
Calendar-year returns
Category average7.1%
8.1%
4.0%
11.4%
10.6%
5.9%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 5.9% | −1.1 pts | 7.0% |
| 2024 | 10.6% | −0.4 pts | 11.0% |
| 2023 | 11.4% | −0.7 pts | 12.1% |
| 2022 | 4.0% | −1.1 pts | 5.1% |
| 2021 | 8.1% | −3.2 pts | 11.2% |
| 2020 | 7.1% | −3.4 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.39%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.14%
- Brokerage
- 0.02%
- Transaction charges
- 0.00%
- Statutory levies
- 0.23%
- Exit load
- For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹10,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Hybrid 85+15 Conservative Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderately High
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 0.89 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.27 | 0.60 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.33 | 0.83 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 4.35 | 3.81 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Franklin India Conservative Hybrid Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity19.9%
- Debt64.4%
- Other15.7%
Market cap split
- Large60.9%
- Mid19.9%
- Small19.2%
- P/E
- 26.98
- P/B
- 3.68
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 15.34% | ₹31.92 Cr | +0.78% | +0.80% | +16.57% |
| Small Industries Devp. Bank of India Ltd. | Financial | 9.77% | ₹20.34 Cr | +10.58% | +10.76% | +10.41% |
| Bajaj Finance Ltd. | Financial | 7.56% | ₹15.74 Cr | +7.99% | +8.14% | +7.88% |
| Indian Bank | Financial | 7.17% | ₹14.91 Cr | — | — | — |
| Jubilant Bevco Ltd. | Consumer Staples | 7.03% | ₹14.62 Cr | +7.46% | +7.56% | +7.59% |
| Bajaj Housing Finance Ltd. | Financial | 4.95% | ₹10.30 Cr | +5.27% | +5.77% | +5.18% |
| Poonawalla Fincorp Ltd. | Financial | 4.93% | ₹10.25 Cr | +5.22% | +5.70% | +5.10% |
| National Bank For Agriculture & Rural Development | Financial | 4.79% | ₹9.98 Cr | +5.50% | +5.57% | +5.03% |
| Canara Bank | Financial | 4.76% | ₹9.90 Cr | — | — | — |
| REC Ltd. | Financial | 3.21% | ₹6.67 Cr | +3.47% | +6.01% | +5.50% |
| Kotak Mahindra Investments Ltd. | Financial | 2.46% | ₹5.12 Cr | +2.60% | +2.87% | +2.57% |
| Power Finance Corporation Ltd. | Financial | 2.44% | ₹5.07 Cr | +2.67% | — | — |
| Maharashtra State | Others | 2.36% | ₹4.90 Cr | +2.66% | +2.64% | — |
| Jubilant Beverages Ltd. | Consumer Staples | 1.88% | ₹3.91 Cr | +2.00% | +2.02% | +1.80% |
| Franklin India Long Term Fund Direct-Growth | Unclassified | 1.46% | ₹3.04 Cr | +1.58% | +1.05% | — |
| Axis Bank Ltd. | Financial | 1.01% | ₹2.10 Cr | +1.25% | +1.12% | +1.00% |
| HDFC Bank Ltd. | Financial | 0.95% | ₹1.98 Cr | +1.77% | +1.69% | +2.34% |
| ICICI Bank Ltd. | Financial | 0.89% | ₹1.85 Cr | +1.53% | +1.39% | +1.79% |
| State Bank of India | Financial | 0.88% | ₹1.82 Cr | +1.22% | +1.21% | +0.49% |
| Eternal Ltd. | Services | 0.77% | ₹1.60 Cr | +0.68% | +0.61% | +0.77% |
| Bharat Electronics Ltd. | Capital Goods | 0.66% | ₹1.37 Cr | +0.32% | +0.32% | +0.30% |
| Infosys Ltd. | Technology | 0.65% | ₹1.36 Cr | +0.71% | +0.92% | +0.99% |
| Larsen & Toubro Ltd. | Construction | 0.65% | ₹1.35 Cr | +1.07% | +0.94% | +1.08% |
| Mahindra & Mahindra Ltd. | Automobile | 0.64% | ₹1.33 Cr | +0.71% | +0.55% | +0.51% |
| Bharti Airtel Ltd. | Communication | 0.63% | ₹1.32 Cr | +0.77% | +1.04% | +1.05% |
| Kirloskar Oil Engines Ltd. | Capital Goods | 0.53% | ₹1.11 Cr | +0.63% | +0.40% | +0.26% |
| Reliance Industries Ltd. | Energy | 0.51% | ₹1.07 Cr | +1.27% | +1.37% | +0.74% |
| TVS Motor Company Ltd. | Automobile | 0.49% | ₹1.03 Cr | — | — | — |
| Marico Ltd. | Consumer Staples | 0.49% | ₹1.02 Cr | +0.56% | +0.51% | +0.26% |
| Britannia Industries Ltd. | Consumer Staples | 0.46% | ₹0.97 Cr | +0.48% | +0.52% | — |
| Tata Power Company Ltd. | Energy | 0.43% | ₹0.90 Cr | — | — | — |
| RBL Bank Ltd. | Financial | 0.43% | ₹0.89 Cr | — | — | — |
| Ultratech Cement Ltd. | Materials | 0.42% | ₹0.88 Cr | +0.58% | +0.58% | +0.54% |
| Cipla Ltd. | Healthcare | 0.42% | ₹0.87 Cr | +0.49% | — | — |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.40% | ₹0.83 Cr | — | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.39% | ₹0.81 Cr | +0.46% | +0.36% | +0.20% |
| Metropolis Healthcare Ltd. | Healthcare | 0.38% | ₹0.79 Cr | +0.37% | +0.31% | +0.33% |
| Tata Steel Ltd. | Metals & Mining | 0.38% | ₹0.79 Cr | +0.42% | +0.47% | +0.27% |
| Pine Labs Ltd. | Financial | 0.38% | ₹0.79 Cr | — | — | — |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.38% | ₹0.79 Cr | +0.25% | — | — |
| SBI Funds Management Ltd. | Financial | 0.37% | ₹0.77 Cr | — | — | — |
| The Phoenix Mills Ltd. | Construction | 0.37% | ₹0.77 Cr | +0.50% | +0.40% | — |
| Ashok Leyland Ltd. | Automobile | 0.37% | ₹0.77 Cr | +0.20% | +0.21% | — |
| Astral Ltd. | Materials | 0.36% | ₹0.75 Cr | — | — | — |
| Asian Paints Ltd. | Materials | 0.35% | ₹0.72 Cr | — | — | — |
| Exide Industries Ltd. | Capital Goods | 0.34% | ₹0.70 Cr | +0.24% | — | — |
| Angel One Ltd. | Financial | 0.33% | ₹0.69 Cr | +0.10% | +0.09% | +0.08% |
| Amber Enterprises India Ltd. | Consumer Discretionary | 0.32% | ₹0.67 Cr | +0.25% | +0.35% | +0.32% |
| 360 One Wam Ltd. | Financial | 0.30% | ₹0.62 Cr | — | — | — |
| Hyundai Motor India Ltd. | Automobile | 0.29% | ₹0.61 Cr | — | — | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.27% | ₹0.56 Cr | +0.31% | +0.32% | +0.19% |
| Global Health Ltd. | Healthcare | 0.24% | ₹0.51 Cr | +0.20% | — | — |
| Interglobe Aviation Ltd. | Services | 0.24% | ₹0.50 Cr | +0.28% | +0.21% | +0.28% |
| Lenskart Solutions Ltd. | Consumer Discretionary | 0.24% | ₹0.49 Cr | +0.19% | — | — |
| PB Fintech Ltd. | Services | 0.23% | ₹0.48 Cr | +0.38% | +0.38% | +0.42% |
| TBO Tek Ltd. | Services | 0.23% | ₹0.48 Cr | — | — | — |
| Data Patterns (India) Ltd. | Capital Goods | 0.21% | ₹0.43 Cr | — | — | — |
| Suzlon Energy Ltd. | Capital Goods | 0.19% | ₹0.39 Cr | +0.15% | — | — |
| Emmvee Photovoltaic Power Ltd. | Energy | 0.19% | ₹0.39 Cr | — | — | — |
| Eris Lifesciences Ltd. | Healthcare | 0.18% | ₹0.38 Cr | +0.24% | +0.22% | +0.33% |
| Timken India Ltd. | Capital Goods | 0.04% | ₹0.08 Cr | — | — | — |
| SEDEMAC Mechatronics Ltd. | Capital Goods | 0.01% | ₹0.02 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| TVS Motor Company Ltd. | 0.00% | 0.49% | +0.49% |
| SBI Funds Management Ltd. | 0.00% | 0.37% | +0.37% |
| Asian Paints Ltd. | 0.00% | 0.35% | +0.35% |
| Astral Ltd. | 0.02% | 0.36% | +0.34% |
| National Bank For Agriculture & Rural Development | 5.09% | 4.79% | -0.30% |
| 360 One Wam Ltd. | 0.00% | 0.30% | +0.30% |
| Reliance Industries Ltd. | 0.81% | 0.51% | -0.30% |
| HDFC Bank Ltd. | 1.20% | 0.95% | -0.24% |
| CESC Ltd. | 0.21% | 0.00% | -0.21% |
| Data Patterns (India) Ltd. | 0.00% | 0.21% | +0.21% |
| ICICI Bank Ltd. | 1.07% | 0.89% | -0.18% |
| Hindustan Aeronautics Ltd. | 0.18% | 0.00% | -0.18% |
| PB Fintech Ltd. | 0.40% | 0.23% | -0.17% |
| Bajaj Finance Ltd. | 7.45% | 7.56% | +0.11% |
| Maharashtra State | 2.46% | 2.36% | -0.11% |
| Jubilant Bevco Ltd. | 6.92% | 7.03% | +0.10% |
| Indian Bank | 7.06% | 7.17% | +0.10% |
| Dixon Technologies (India) Ltd. | 0.28% | 0.38% | +0.09% |
| Exide Industries Ltd. | 0.25% | 0.34% | +0.09% |
| Infosys Ltd. | 0.74% | 0.65% | -0.09% |
| Dr. Reddy's Laboratories Ltd. | 0.31% | 0.40% | +0.08% |
| State Bank of India | 0.96% | 0.88% | -0.08% |
| Small Industries Devp. Bank of India Ltd. | 4.93% | 5.00% | +0.07% |
| Poonawalla Fincorp Ltd. | 4.86% | 4.93% | +0.07% |
| Canara Bank | 4.69% | 4.76% | +0.07% |
| Mahindra & Mahindra Ltd. | 0.70% | 0.64% | -0.07% |
| REC Ltd. | 3.27% | 3.21% | -0.06% |
| Bajaj Housing Finance Ltd. | 4.89% | 4.95% | +0.05% |
| Cholamandalam Investment and Finance Company Ltd. | 0.44% | 0.39% | -0.05% |
| Kirloskar Oil Engines Ltd. | 0.48% | 0.53% | +0.05% |
| Axis Bank Ltd. | 1.06% | 1.01% | -0.05% |
| Larsen & Toubro Ltd. | 0.69% | 0.65% | -0.04% |
| Amber Enterprises India Ltd. | 0.36% | 0.32% | -0.04% |
| Bharat Electronics Ltd. | 0.70% | 0.66% | -0.04% |
| Suzlon Energy Ltd. | 0.23% | 0.19% | -0.04% |
| Emmvee Photovoltaic Power Ltd. | 0.15% | 0.19% | +0.04% |
| Ashok Leyland Ltd. | 0.33% | 0.37% | +0.04% |
| Power Finance Corporation Ltd. | 2.40% | 2.44% | +0.04% |
| Kotak Mahindra Investments Ltd. | 2.43% | 2.46% | +0.03% |
| RBL Bank Ltd. | 0.40% | 0.43% | +0.03% |
| Jubilant Beverages Ltd. | 1.85% | 1.88% | +0.03% |
| Metropolis Healthcare Ltd. | 0.41% | 0.38% | -0.03% |
| Lemon Tree Hotels Ltd. | 0.02% | 0.00% | -0.02% |
| Hyundai Motor India Ltd. | 0.32% | 0.29% | -0.02% |
| TBO Tek Ltd. | 0.21% | 0.23% | +0.02% |
| Pine Labs Ltd. | 0.36% | 0.38% | +0.02% |
| Global Health Ltd. | 0.26% | 0.24% | -0.02% |
| Tata Power Company Ltd. | 0.41% | 0.43% | +0.02% |
| Marico Ltd. | 0.51% | 0.49% | -0.02% |
| Cipla Ltd. | 0.44% | 0.42% | -0.02% |
| Ultratech Cement Ltd. | 0.44% | 0.42% | -0.02% |
| Eris Lifesciences Ltd. | 0.20% | 0.18% | -0.01% |
| Britannia Industries Ltd. | 0.45% | 0.46% | +0.01% |
| Bharti Airtel Ltd. | 0.65% | 0.63% | -0.01% |
| Eternal Ltd. | 0.78% | 0.77% | -0.01% |
| Angel One Ltd. | 0.34% | 0.33% | -0.01% |
| SEDEMAC Mechatronics Ltd. | 0.00% | 0.01% | +0.01% |
| The Phoenix Mills Ltd. | 0.36% | 0.37% | +0.01% |
| Lenskart Solutions Ltd. | 0.23% | 0.24% | +0.01% |
| company:4578 | 0.01% | 0.00% | -0.01% |
| Interglobe Aviation Ltd. | 0.25% | 0.24% | -0.01% |
| ICICI Lombard General Insurance Company Ltd. | 0.26% | 0.27% | +0.01% |
| Franklin India Long Term Fund Direct-Growth | 1.46% | 1.46% | +0.01% |
| Others | 0.36% | 0.37% | 0.00% |
| Tata Steel Ltd. | 0.38% | 0.38% | 0.00% |
| Timken India Ltd. | 0.04% | 0.04% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,557 Cr | 1.27% | 4.2% | 6.1% | 7.7% |
 Parag Parikh Conservative Hybrid Fund | ₹3,395 Cr | 0.66% | 2.8% | 5.8% | 8.1% |
 ICICI Prudential Conservative Hybrid Fund | ₹3,223 Cr | 1.73% | 4.0% | 5.9% | 7.5% |
 Nippon India Conservative Hybrid Fund | ₹974 Cr | 1.80% | 6.0% | 7.2% | 7.7% |
 DSP Conservative Hybrid Fund | ₹174 Cr | 1.25% | 4.4% | 5.7% | 7.3% |
 Aditya Birla Sun Life Conservative Hybrid Active FoF | ₹18.28 Cr | 0.89% | 4.0% | 5.8% | 8.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to provide regular income through a portfolio of predominantly fixed income securities with a maximum with a maximum exposure of 20% to equities. exposure of 25% to equities.
Fund managers
- Rahul GoswamiMr. Goswami is a B. Sc (Mathematics and MBA (Finance)Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.
- Rajasa KakulavarapuMs. Kakulavarapu has done B.Tech and MBA.Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
- Rohan MaruMr. Maru is M.Com and MBA in Finance.Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.
- Venkatesh SanjeeviMr. Sanjeevi is a PGDM (IIM- Ahmedabad), CA, B.ComPrior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Pictet Asset Management, London, ICICI Prudential AMC, Edelweiss Asset Mgmt. Ltd., Edelweiss Securities Ltd. and Hindustan Unilever Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.71% absolute | ₹60,000 | ₹61,626 | 2.71% | |
| 1 year1.66% annualised | ₹1,20,000 | ₹1,21,084 | 0.90% | |
| 3 years7.22% annualised | ₹3,60,000 | ₹4,03,034 | 11.95% | |
| 5 years6.35% annualised | ₹6,00,000 | ₹7,07,738 | 17.96% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Franklin India Conservative Hybrid Fund?
The NAV of Franklin India Conservative Hybrid Fund is ₹93.46 as on 9 Nov 2026.
What is the expense ratio of Franklin India Conservative Hybrid Fund?
The expense ratio of Franklin India Conservative Hybrid Fund is 1.39% per year.
What is the minimum SIP amount for Franklin India Conservative Hybrid Fund?
You can start a SIP in Franklin India Conservative Hybrid Fund with ₹3,000 a month.
What returns has Franklin India Conservative Hybrid Fund given?
Franklin India Conservative Hybrid Fund has returned 3.3% over 1 year, 4.5% over 3 years and 6.4% over 5 years (annualised).
Is there a lock-in or exit load on Franklin India Conservative Hybrid Fund?
Lock-in: None. Exit load: For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.
How risky is Franklin India Conservative Hybrid Fund?
Franklin India Conservative Hybrid Fund is rated Moderately High on the SEBI riskometer and belongs to the Conservative Hybrid category.
Which fund house manages Franklin India Conservative Hybrid Fund?
Franklin India Conservative Hybrid Fund is managed by Franklin Templeton Mutual Fund, which runs 38 schemes with ₹1,34,155 Cr under management.