ICICI Prudential Life Cycle Fund 2031
- NAV as on 6 Nov 2026
- ₹9.55-0.48%1 day
- Return since launch
- -4.5%
- 52-week range
- ₹9.36 — ₹10.06
- AUM
- ₹44.40 Cr
ICICI Prudential Life Cycle Fund 2031 is a Others others fund from ICICI Prudential Mutual Fund with ₹44.40 Cr under management, launched in 2026. The expense ratio is 4.87% and the SEBI riskometer reading is High.
Performance
ICICI Prudential Life Cycle Fund 2031 NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -4.5% against +0.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
Since launch (26 Aug 2026): -4.5%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
3.86%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.83%
- Brokerage
- 0.28%
- Transaction charges
- 0.05%
- Statutory levies
- 1.70%
- Exit load
- Exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years and 1% if redeemed after 2 years but within 3 years.
- Lock-in
- None
Terms
- Min SIP
- ₹-1
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NA
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at high risk — typically diversified and large cap equity schemes.
Portfolio
ICICI Prudential Life Cycle Fund 2031 portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity48.3%
- Debt19.9%
- Commodities1.9%
- Other29.9%
Market cap split
- Large26.2%
- Mid26.0%
- Small47.8%
- P/E
- 26.76
- P/B
- 4.03
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 29.85% | ₹13.25 Cr | — | — | — |
| GOI | Sovereign | 19.94% | ₹8.85 Cr | — | — | — |
| Eicher Motors Ltd. | Automobile | 8.05% | ₹3.58 Cr | — | — | — |
| Dr. Lal Pathlabs Ltd. | Healthcare | 6.71% | ₹2.98 Cr | — | — | — |
| Godrej Industries Ltd. | Consumer Staples | 4.89% | ₹2.17 Cr | — | — | — |
| Kalyani Steels Ltd. | Metals & Mining | 3.74% | ₹1.66 Cr | — | — | — |
| Sharda Motor Industries Ltd. | Automobile | 3.09% | ₹1.37 Cr | — | — | — |
| Bajaj Auto Ltd. | Automobile | 3.06% | ₹1.36 Cr | — | — | — |
| Kirloskar Ferrous Industries Ltd. | Metals & Mining | 2.88% | ₹1.28 Cr | — | — | — |
| Hyundai Motor India Ltd. | Automobile | 2.74% | ₹1.22 Cr | — | — | — |
| Galaxy Surfactants Ltd. | Chemicals | 2.63% | ₹1.17 Cr | — | — | — |
| NOCIL Ltd. | Materials | 2.58% | ₹1.14 Cr | — | — | — |
| Piramal Pharma Ltd. | Healthcare | 2.33% | ₹1.03 Cr | — | — | — |
| ICICI Prudential Gold Exchange Traded Fund | Unclassified | 1.93% | ₹0.86 Cr | — | — | — |
| Canara HSBC Life Insurance Company Ltd. | Insurance | 1.69% | ₹0.75 Cr | — | — | — |
| Chennai Petroleum Corporation Ltd. | Energy | 1.62% | ₹0.72 Cr | — | — | — |
| Gufic Biosciences Ltd. | Healthcare | 1.40% | ₹0.62 Cr | — | — | — |
| CMS Info Systems Ltd. | Services | 1.00% | ₹0.44 Cr | — | — | — |
| Tata Steel Ltd. | Metals & Mining | -0.02% | ₹-0.01 Cr | — | — | — |
| APL Apollo Tubes Ltd. | Metals & Mining | -0.03% | ₹-0.02 Cr | — | — | — |
| GE Vernova T&D India Ltd | Capital Goods | -0.06% | ₹-0.03 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| GOI | 0.00% | 19.94% | +19.94% |
| Others | 0.00% | 18.28% | +18.28% |
| Eicher Motors Ltd. | 0.00% | 8.05% | +8.05% |
| Dr. Lal Pathlabs Ltd. | 0.00% | 6.71% | +6.71% |
| GE Vernova T&D India Ltd | 0.00% | -5.97% | -5.97% |
| APL Apollo Tubes Ltd. | 0.00% | -5.39% | -5.39% |
| Godrej Industries Ltd. | 0.00% | 4.89% | +4.89% |
| Kalyani Steels Ltd. | 0.00% | 3.74% | +3.74% |
| Sharda Motor Industries Ltd. | 0.00% | 3.09% | +3.09% |
| Bajaj Auto Ltd. | 0.00% | 3.06% | +3.06% |
| Kirloskar Ferrous Industries Ltd. | 0.00% | 2.88% | +2.88% |
| Hyundai Motor India Ltd. | 0.00% | 2.74% | +2.74% |
| Galaxy Surfactants Ltd. | 0.00% | 2.63% | +2.63% |
| NOCIL Ltd. | 0.00% | 2.58% | +2.58% |
| Tata Steel Ltd. | 0.00% | -2.42% | -2.42% |
| Piramal Pharma Ltd. | 0.00% | 2.33% | +2.33% |
| ICICI Prudential Gold Exchange Traded Fund | 0.00% | 1.93% | +1.93% |
| Canara HSBC Life Insurance Company Ltd. | 0.00% | 1.69% | +1.69% |
| Chennai Petroleum Corporation Ltd. | 0.00% | 1.62% | +1.62% |
| Gufic Biosciences Ltd. | 0.00% | 1.40% | +1.40% |
| CMS Info Systems Ltd. | 0.00% | 1.00% | +1.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹159 Cr | 2.79% | — | — | — |
 Kotak Nifty Capital Markets Index Fund | ₹543 Cr | 2.82% | — | — | — |
 Edelweiss Nifty REITs & Realty Index Fund | ₹167 Cr | 2.02% | — | — | — |
 Motilal Oswal Quality Fund | ₹40.13 Cr | 3.54% | — | — | — |
 Axis Nifty500 Low Volatility 50 Index Fund | ₹29.13 Cr | 2.72% | — | — | — |
 Navi Nifty REITs & Realty Index Fund | ₹16.02 Cr | 2.86% | — | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The schemes seeks to generate an open-ended life cycle fund with maturity of 5 years following glide path approach for goal-based investing. The Scheme shall invest across asset class. The Scheme shall invest in equity and equity related instruments and Debt, money market instruments to generate capital appreciation and regular income. The Scheme may invest certain portion in units of InvITs, Gold & Silver ETF and Exchange Traded Commodity Derivatives.
Fund managers
- Gaurav ChikaneMr. Chikane is a B.E. (IT) and MBA (Finance)Prior to joining the ICICI Prudential Mutual Fund, he has an experience of 6.5 years of trading in commodities.
- Manish BanthiaMr. Banthia is B.Com, CA and MBAHe is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.
- Rohit LakhotiaMr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial EngineeringPrior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
No return history published for this fund yet.
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.