ICICI Prudential Long Term Fund
- NAV as on 24 Sep 2026
- ₹91.59-0.39%1 day
- Return since launch
- 8.2%
- 52-week range
- ₹87.56 — ₹93.46
- AUM
- ₹832 Cr
ICICI Prudential Long Term Fund is a Long Duration debt fund from ICICI Prudential Mutual Fund with ₹832 Cr under management, launched in 1998. Over three years it has returned 4.2% a year, against 5.5% for its category. The expense ratio is 0.94% and the SEBI riskometer reading is Moderate.
Performance
ICICI Prudential Long Term Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.9% against +3.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 1.9% | −0.1 pts | 2.0% | 3.2% |
| 2Y | 2.6% | +0.6 pts | 2.0% | 3.0% |
| 3Y | 4.2% | −1.2 pts | 5.5% | 4.5% |
| 5Y | 5.3% | +0.3 pts | 5.0% | 5.6% |
| 7Y | 5.0% | −0.1 pts | 5.2% | 5.4% |
| 10Y | 5.6% | −0.5 pts | 6.1% | 6.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -1.2% | −0.2 pts | -0.9% | -0.9% |
| 3M | -0.7% | +0.1 pts | -0.8% | -0.5% |
| 6M | 2.9% | 0.0 pts | 2.9% | 3.2% |
| 1Y | 1.9% | −0.1 pts | 2.0% | 3.2% |
| 2Y | 3.8% | +1.3 pts | 2.5% | 3.5% |
| 3Y | 5.9% | +0.5 pts | 5.5% | 6.0% |
| 5Y | 4.8% | −0.2 pts | 5.0% | 5.2% |
| 7Y | 5.5% | −0.3 pts | 5.8% | 5.9% |
| 10Y | 6.1% | 0.0 pts | 6.1% | 6.3% |
Since launch (4 Jun 1998): 8.2%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 5.1% | +0.4 pts | 4.7% |
| 2024 | 10.0% | −0.7 pts | 10.8% |
| 2023 | 6.8% | −1.0 pts | 7.8% |
| 2022 | 1.3% | −0.3 pts | 1.6% |
| 2021 | 0.4% | −0.9 pts | 1.3% |
| 2020 | 11.0% | −0.9 pts | 11.9% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.94%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.81%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.13%
- Exit load
- Exit load of 0.25% if redeemed within 1 month
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Long Duration Debt A-III Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.09 | 0.01 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.10 | 0.02 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 4.05 | 4.72 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
ICICI Prudential Long Term Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt96.9%
- Other3.1%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| GOI | Sovereign | 36.62% | ₹305 Cr | +41.30% | +38.23% | +2.14% |
| Maharashtra State | Others | 5.64% | ₹46.90 Cr | +5.46% | +4.91% | +4.31% |
| Others | Others | 3.55% | ₹29.52 Cr | +1.17% | +1.01% | +0.85% |
| Rajasthan State | Others | 2.96% | ₹24.63 Cr | +2.87% | +2.55% | — |
| Madhya Pradesh State | Others | 2.94% | ₹24.44 Cr | +2.84% | +2.53% | — |
| Andhra Pradesh State | Financial | 1.20% | ₹9.98 Cr | +2.56% | +2.28% | — |
| Bihar State | Others | 1.01% | ₹8.44 Cr | +0.98% | +0.88% | — |
| Haryana State | Others | 0.82% | ₹6.79 Cr | +0.79% | +0.70% | — |
| West Bengal State | Others | 0.67% | ₹5.59 Cr | +0.65% | +0.58% | +0.51% |
| National Bank For Agriculture & Rural Development | Financial | 0.01% | ₹0.11 Cr | +0.01% | +0.01% | +0.01% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Andhra Pradesh State | 2.36% | 1.20% | -1.16% |
| GOI | 36.43% | 36.62% | +0.18% |
| Madhya Pradesh State | 2.91% | 2.94% | +0.03% |
| Maharashtra State | 5.61% | 5.64% | +0.03% |
| Rajasthan State | 2.95% | 2.96% | +0.01% |
| Others | 0.40% | 0.41% | +0.01% |
| Haryana State | 0.81% | 0.82% | 0.00% |
| Bihar State | 1.01% | 1.01% | 0.00% |
| West Bengal State | 0.67% | 0.67% | 0.00% |
| National Bank For Agriculture & Rural Development | 0.01% | 0.01% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹90.82 Cr | 0.81% | 2.7% | 3.8% | — |
 Axis Long Term Fund | ₹168 Cr | 0.78% | 2.2% | 3.4% | — |
 Aditya Birla Sun Life Long Term Fund | ₹98.85 Cr | 0.98% | 2.3% | 4.2% | — |
 Bandhan Long Term Fund | ₹49.12 Cr | 0.70% | 3.3% | — | — |
 Franklin India Long Term Fund | ₹47.65 Cr | 0.80% | 3.1% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate regular returns by putting around 75 per cent of the investments in debt instruments, and the balance in money market instruments. The plan aims to maintain the optimum balance of yield , safety and liquidity.
Fund managers
- Manish BanthiaMr. Banthia is B.Com, CA and MBAHe is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.
- Raunak SuranaMr. Surana has done B.Com, CA and CFAPrior to joining ICICI Pru Mutual Fund, he has worked with Patni & Co.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.88% absolute | ₹60,000 | ₹61,728 | 2.88% | |
| 1 year1.90% annualised | ₹1,20,000 | ₹1,21,242 | 1.04% | |
| 3 years5.91% annualised | ₹3,60,000 | ₹3,94,767 | 9.66% | |
| 5 years4.81% annualised | ₹6,00,000 | ₹6,79,487 | 13.25% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.