ICICI Prudential Rural Opportunities Fund
ThematicVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹10.97+0.18%1 day
- Return since launch
- 5.1%
- 52-week range
- ₹9.99 — ₹11.77
- AUM
- ₹1,830 Cr
ICICI Prudential Rural Opportunities Fund is a Thematic equity fund from ICICI Prudential Mutual Fund with ₹1,830 Cr under management, launched in 2025. The expense ratio is 2.26% and the SEBI riskometer reading is Very High.
Performance
ICICI Prudential Rural Opportunities Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -5.4% against -5.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -1.0% | −3.3 pts | 2.3% | 2.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 8.4% | +2.2 pts | 6.2% | 6.4% |
| 3M | -3.0% | −1.5 pts | -1.5% | -1.9% |
| 6M | 0.6% | −3.2 pts | 3.8% | 1.9% |
| 1Y | -5.0% | −7.3 pts | 2.3% | -4.9% |
Since launch (9 Jan 2025): 5.1%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.22%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.76%
- Brokerage
- 0.05%
- Transaction charges
- 0.00%
- Statutory levies
- 0.41%
- Exit load
- Exit load of 1% if redeemed within 1 month.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty Rural TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
ICICI Prudential Rural Opportunities Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity96.7%
- Other3.3%
Market cap split
- Large75.7%
- Mid16.1%
- Small8.3%
- P/E
- 19.74
- P/B
- 3.40
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 7.80% | ₹148 Cr | +6.08% | +4.42% | +2.59% |
| Hindustan Unilever Ltd. | Consumer Staples | 7.50% | ₹142 Cr | +7.01% | +7.59% | +7.29% |
| Life Insurance Corporation of India | Insurance | 7.32% | ₹139 Cr | +3.61% | +3.47% | +2.85% |
| Bharti Airtel Ltd. | Communication | 6.95% | ₹132 Cr | +6.65% | +10.01% | +8.92% |
| Mahindra & Mahindra Ltd. | Automobile | 6.29% | ₹119 Cr | +6.21% | +5.45% | +5.19% |
| State Bank of India | Financial | 5.97% | ₹113 Cr | +4.53% | +4.90% | +3.82% |
| Ultratech Cement Ltd. | Materials | 5.00% | ₹94.80 Cr | +3.91% | +3.56% | +1.17% |
| Britannia Industries Ltd. | Consumer Staples | 3.45% | ₹65.45 Cr | +3.26% | +1.90% | +2.13% |
| Others | Others | 3.29% | ₹62.43 Cr | +3.59% | +3.87% | +3.09% |
| TVS Motor Company Ltd. | Automobile | 2.89% | ₹54.77 Cr | +3.06% | +3.12% | +3.62% |
| Maruti Suzuki India Ltd. | Automobile | 2.86% | ₹54.24 Cr | +4.28% | +2.71% | +1.51% |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | 2.69% | ₹50.96 Cr | +2.37% | +2.28% | +2.28% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 2.46% | ₹46.62 Cr | +2.29% | +1.66% | +1.24% |
| Hyundai Motor India Ltd. | Automobile | 2.40% | ₹45.50 Cr | +2.07% | +1.62% | — |
| Havells India Ltd. | Capital Goods | 2.40% | ₹45.45 Cr | +2.48% | +1.68% | +1.08% |
| Godrej Consumer Products Ltd. | Consumer Staples | 2.26% | ₹42.88 Cr | +2.13% | +2.11% | +0.45% |
| ITC Ltd. | Consumer Staples | 1.83% | ₹34.71 Cr | +2.36% | +3.89% | +7.20% |
| Bajaj Auto Ltd. | Automobile | 1.82% | ₹34.54 Cr | +0.52% | +4.46% | +1.72% |
| HDFC Life Insurance Co Ltd. | Insurance | 1.74% | ₹32.97 Cr | +1.74% | +1.93% | +1.36% |
| Indian Railway Catering And Tourism Corporation Ltd. | Services | 1.73% | ₹32.70 Cr | +1.73% | +1.83% | +1.84% |
| Sundaram Finance Ltd. | Financial | 1.53% | ₹28.93 Cr | +1.20% | +0.66% | — |
| SBI Life Insurance Company Ltd. | Insurance | 1.47% | ₹27.78 Cr | +1.34% | +1.46% | +2.45% |
| Ashok Leyland Ltd. | Automobile | 1.34% | ₹25.43 Cr | +1.74% | +0.18% | +1.26% |
| Dhanuka Agritech Ltd. | Chemicals | 1.33% | ₹25.22 Cr | +1.36% | +1.26% | — |
| Emami Ltd. | Consumer Staples | 1.17% | ₹22.22 Cr | +0.64% | +0.67% | +0.37% |
| Dabur India Ltd. | Consumer Staples | 1.17% | ₹22.17 Cr | +0.40% | +0.42% | +0.80% |
| Voltas Ltd. | Consumer Discretionary | 1.16% | ₹21.90 Cr | +1.25% | +0.23% | +0.47% |
| LIC Housing Finance Ltd. | Financial | 1.13% | ₹21.51 Cr | +1.85% | +1.82% | +2.07% |
| ICICI Bank Ltd. | Financial | 1.13% | ₹21.41 Cr | +1.07% | +1.01% | — |
| Blue Star Ltd. | Consumer Discretionary | 1.13% | ₹21.38 Cr | +1.10% | +0.74% | +0.44% |
| Coromandel International Ltd. | Chemicals | 1.02% | ₹19.31 Cr | +0.72% | +0.68% | — |
| Paradeep Phosphates Ltd. | Chemicals | 0.96% | ₹18.18 Cr | +0.96% | +0.82% | — |
| Tata Motors Ltd. | Automobile | 0.95% | ₹17.92 Cr | +1.27% | +0.25% | — |
| JK Lakshmi Cement Ltd. | Materials | 0.80% | ₹15.21 Cr | +0.90% | +0.85% | +1.25% |
| Nestle India Ltd. | Consumer Staples | 0.73% | ₹13.88 Cr | +1.13% | +2.94% | +4.02% |
| Avanti Feeds Ltd. | Consumer Staples | 0.67% | ₹12.77 Cr | — | — | — |
| Gujarat State Fertilizers & Chemicals Ltd. | Chemicals | 0.49% | ₹9.33 Cr | +0.48% | +0.44% | +0.62% |
| SBI Funds Management Ltd. | Financial | 0.47% | ₹8.99 Cr | — | — | — |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.38% | ₹7.28 Cr | +0.46% | +0.40% | +0.34% |
| Balrampur Chini Mills Ltd. | Consumer Staples | 0.35% | ₹6.63 Cr | — | — | — |
| SBI Cards And Payment Services Ltd. | Financial | 0.32% | ₹6.01 Cr | — | — | +0.50% |
| Sumitomo Chemical India Ltd. | Chemicals | 0.31% | ₹5.92 Cr | +0.30% | +0.26% | — |
| Axis Bank Ltd. | Financial | 0.31% | ₹5.88 Cr | — | — | +0.77% |
| UPL Ltd. | Chemicals | 0.30% | ₹5.73 Cr | +0.29% | — | — |
| ICICI Life Insurance Ltd. | Insurance | 0.28% | ₹5.38 Cr | +0.28% | +0.32% | +0.37% |
| Birla Corporation Ltd. | Materials | 0.24% | ₹4.53 Cr | +0.39% | +0.36% | +0.52% |
| Kansai Nerolac Paints Ltd. | Materials | 0.15% | ₹2.83 Cr | +0.16% | +0.21% | — |
| Bajaj Finance Ltd. | Financial | 0.05% | ₹0.92 Cr | +2.79% | +0.81% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Kotak Mahindra Bank Ltd. | 2.07% | 0.00% | -2.07% |
| Bajaj Finance Ltd. | 1.18% | 0.05% | -1.13% |
| HDFC Bank Ltd. | 7.05% | 7.80% | +0.75% |
| HDB Financial Services Ltd. | 0.72% | 0.00% | -0.72% |
| Ultratech Cement Ltd. | 4.28% | 5.00% | +0.72% |
| State Bank of India | 5.28% | 5.97% | +0.69% |
| LIC Housing Finance Ltd. | 1.81% | 1.13% | -0.67% |
| Emami Ltd. | 0.58% | 1.17% | +0.59% |
| Hindustan Unilever Ltd. | 6.93% | 7.50% | +0.56% |
| Tata Motors Ltd. | 1.44% | 0.95% | -0.49% |
| Ashok Leyland Ltd. | 1.76% | 1.34% | -0.42% |
| Colgate-Palmolive (India) Ltd. | 2.29% | 2.69% | +0.40% |
| Balrampur Chini Mills Ltd. | 0.00% | 0.35% | +0.35% |
| Havells India Ltd. | 2.72% | 2.40% | -0.32% |
| SBI Cards And Payment Services Ltd. | 0.00% | 0.32% | +0.32% |
| Bharti Airtel Ltd. | 6.64% | 6.95% | +0.31% |
| Axis Bank Ltd. | 0.00% | 0.31% | +0.31% |
| Avanti Feeds Ltd. | 0.37% | 0.67% | +0.30% |
| PNB Housing Finance Ltd. | 0.28% | 0.00% | -0.28% |
| Dabur India Ltd. | 0.92% | 1.17% | +0.25% |
| Cholamandalam Investment and Finance Company Ltd. | 2.66% | 2.46% | -0.20% |
| ITC Ltd. | 1.65% | 1.83% | +0.18% |
| Mahindra & Mahindra Ltd. | 6.45% | 6.29% | -0.16% |
| Life Insurance Corporation of India | 7.17% | 7.32% | +0.15% |
| Maruti Suzuki India Ltd. | 3.00% | 2.86% | -0.14% |
| Blue Star Ltd. | 1.01% | 1.13% | +0.12% |
| SBI Life Insurance Company Ltd. | 1.35% | 1.47% | +0.12% |
| Birla Corporation Ltd. | 0.35% | 0.24% | -0.11% |
| Others | 1.22% | 1.32% | +0.10% |
| Sundaram Finance Ltd. | 1.61% | 1.53% | -0.09% |
| Britannia Industries Ltd. | 3.39% | 3.45% | +0.06% |
| TVS Motor Company Ltd. | 2.83% | 2.89% | +0.06% |
| Bajaj Auto Ltd. | 1.88% | 1.82% | -0.06% |
| HDFC Life Insurance Co Ltd. | 1.68% | 1.74% | +0.06% |
| Sumitomo Chemical India Ltd. | 0.37% | 0.31% | -0.06% |
| Dhanuka Agritech Ltd. | 1.28% | 1.33% | +0.05% |
| Nestle India Ltd. | 0.77% | 0.73% | -0.04% |
| Godrej Consumer Products Ltd. | 2.22% | 2.26% | +0.04% |
| Voltas Ltd. | 1.19% | 1.16% | -0.04% |
| Paradeep Phosphates Ltd. | 0.92% | 0.96% | +0.04% |
| Indian Railway Catering And Tourism Corporation Ltd. | 1.69% | 1.73% | +0.04% |
| ICICI Life Insurance Ltd. | 0.31% | 0.28% | -0.02% |
| ICICI Bank Ltd. | 1.15% | 1.13% | -0.02% |
| Crompton Greaves Consumer Electricals Ltd. | 0.40% | 0.38% | -0.02% |
| SBI Funds Management Ltd. | 0.49% | 0.47% | -0.02% |
| Gujarat State Fertilizers & Chemicals Ltd. | 0.48% | 0.49% | +0.01% |
| Hyundai Motor India Ltd. | 2.41% | 2.40% | -0.01% |
| UPL Ltd. | 0.29% | 0.30% | +0.01% |
| Coromandel International Ltd. | 1.02% | 1.02% | 0.00% |
| JK Lakshmi Cement Ltd. | 0.80% | 0.80% | 0.00% |
| Kansai Nerolac Paints Ltd. | 0.15% | 0.15% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,848 Cr | 2.21% | 11.8% | 11.9% | 13.1% |
 HDFC Defence Fund | ₹11,493 Cr | 1.79% | 18.8% | 20.9% | — |
| ICICI Prudential Commodities Fund | ₹3,874 Cr | 1.96% | -1.4% | 7.0% | 12.1% |
| ICICI Prudential Exports and Services Fund | ₹1,442 Cr | 2.28% | 7.3% | 7.6% | 12.9% |
 Edelweiss Recently Listed IPO Fund | ₹1,276 Cr | 2.69% | 30.6% | 15.8% | 15.8% |
 SBI Comma Fund | ₹1,156 Cr | 2.31% | 3.6% | 8.1% | 11.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long-term capital appreciation by investing in Equity & Equity related instruments of companies following Rural and/or allied theme.
Fund managers
- Priyanka KhandelwalMs. Khandelwal is Chartered Accountant and Company SecretaryShe has been Working with ICICI Prudential Mutual Fund Since October 2014.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months0.55% absolute | ₹60,000 | ₹60,330 | 0.55% | |
| 1 year−5.02% annualised | ₹1,20,000 | ₹1,16,787 | −2.68% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of ICICI Prudential Rural Opportunities Fund?
The NAV of ICICI Prudential Rural Opportunities Fund is ₹10.97 as on 9 Nov 2026.
What is the expense ratio of ICICI Prudential Rural Opportunities Fund?
The expense ratio of ICICI Prudential Rural Opportunities Fund is 2.26% per year.
What is the minimum SIP amount for ICICI Prudential Rural Opportunities Fund?
You can start a SIP in ICICI Prudential Rural Opportunities Fund with ₹3,000 a month.
Is there a lock-in or exit load on ICICI Prudential Rural Opportunities Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed within 1 month..
How risky is ICICI Prudential Rural Opportunities Fund?
ICICI Prudential Rural Opportunities Fund is rated Very High on the SEBI riskometer and belongs to the Thematic category.
Which fund house manages ICICI Prudential Rural Opportunities Fund?
ICICI Prudential Rural Opportunities Fund is managed by ICICI Prudential Mutual Fund, which runs 109 schemes with ₹12,20,481 Cr under management.