ICICI Prudential Rural Opportunities Fund
ThematicVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹10.61+0.47%1 day
- Return since launch
- 3.4%
- 52-week range
- ₹10.05 — ₹11.77
- AUM
- ₹2,047 Cr
ICICI Prudential Rural Opportunities Fund is a Thematic equity fund from ICICI Prudential Mutual Fund with ₹2,047 Cr under management, launched in 2025. The expense ratio is 2.21% and the SEBI riskometer reading is Very High.
Performance
ICICI Prudential Rural Opportunities Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -6.4% against -4.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -9.1% | −13.0 pts | 3.9% | -3.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.8% | −0.8 pts | -4.0% | -3.5% |
| 3M | -1.9% | −2.2 pts | 0.4% | -0.9% |
| 6M | 2.8% | −11.5 pts | 14.3% | 10.5% |
| 1Y | -6.4% | −10.3 pts | 3.9% | -4.7% |
Since launch (9 Jan 2025): 3.4%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.25%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.77%
- Brokerage
- 0.05%
- Transaction charges
- 0.00%
- Statutory levies
- 0.43%
- Exit load
- Exit load of 1% if redeemed within 1 month.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty Rural TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
ICICI Prudential Rural Opportunities Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity97.3%
- Other2.7%
Market cap split
- Large76.0%
- Mid16.0%
- Small8.0%
- P/E
- 20.77
- P/B
- 3.50
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Life Insurance Corporation of India | Insurance | 7.17% | ₹147 Cr | +3.51% | +3.43% | +2.15% |
| HDFC Bank Ltd. | Financial | 7.05% | ₹144 Cr | +5.51% | +3.94% | +2.43% |
| Hindustan Unilever Ltd. | Consumer Staples | 6.93% | ₹142 Cr | +7.29% | +7.25% | +8.19% |
| Bharti Airtel Ltd. | Communication | 6.64% | ₹136 Cr | +9.53% | +9.05% | +8.65% |
| Mahindra & Mahindra Ltd. | Automobile | 6.45% | ₹132 Cr | +5.52% | +5.37% | +5.46% |
| State Bank of India | Financial | 5.28% | ₹108 Cr | +4.58% | +4.76% | +4.65% |
| Ultratech Cement Ltd. | Materials | 4.28% | ₹87.62 Cr | +3.78% | +3.20% | +0.76% |
| Britannia Industries Ltd. | Consumer Staples | 3.39% | ₹69.43 Cr | +2.99% | +3.26% | +2.74% |
| Maruti Suzuki India Ltd. | Automobile | 3.00% | ₹61.41 Cr | +4.07% | +2.80% | +1.95% |
| TVS Motor Company Ltd. | Automobile | 2.83% | ₹57.91 Cr | +2.54% | +3.07% | +3.67% |
| Havells India Ltd. | Capital Goods | 2.72% | ₹55.66 Cr | +2.14% | +1.64% | +1.17% |
| Others | Others | 2.67% | ₹54.67 Cr | +3.67% | +3.32% | +3.28% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 2.66% | ₹54.49 Cr | +1.79% | +1.68% | +1.47% |
| Hyundai Motor India Ltd. | Automobile | 2.41% | ₹49.40 Cr | +0.34% | +1.69% | — |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | 2.29% | ₹46.90 Cr | +2.49% | +2.38% | +2.54% |
| Godrej Consumer Products Ltd. | Consumer Staples | 2.22% | ₹45.47 Cr | +2.14% | +2.23% | +0.68% |
| Kotak Mahindra Bank Ltd. | Financial | 2.07% | ₹42.40 Cr | +0.96% | +0.63% | +1.07% |
| Bajaj Auto Ltd. | Automobile | 1.88% | ₹38.53 Cr | +3.97% | +4.34% | +1.81% |
| LIC Housing Finance Ltd. | Financial | 1.81% | ₹36.96 Cr | +1.79% | +1.69% | +2.16% |
| Ashok Leyland Ltd. | Automobile | 1.76% | ₹36.00 Cr | +1.60% | +0.21% | +1.19% |
| Indian Railway Catering And Tourism Corporation Ltd. | Services | 1.69% | ₹34.56 Cr | +1.79% | +1.70% | +1.93% |
| HDFC Life Insurance Co Ltd. | Insurance | 1.68% | ₹34.37 Cr | +1.84% | +2.00% | +1.48% |
| ITC Ltd. | Consumer Staples | 1.65% | ₹33.75 Cr | +3.68% | +3.63% | +7.36% |
| Sundaram Finance Ltd. | Financial | 1.61% | ₹33.03 Cr | +0.91% | +0.74% | — |
| Tata Motors Ltd. | Automobile | 1.44% | ₹29.44 Cr | +1.16% | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 1.35% | ₹27.63 Cr | +1.42% | +1.66% | +2.62% |
| Dhanuka Agritech Ltd. | Chemicals | 1.28% | ₹26.22 Cr | +1.52% | +1.22% | — |
| Voltas Ltd. | Consumer Discretionary | 1.19% | ₹24.45 Cr | +0.18% | — | +0.51% |
| Bajaj Finance Ltd. | Financial | 1.18% | ₹24.19 Cr | +1.11% | +0.79% | — |
| ICICI Bank Ltd. | Financial | 1.15% | ₹23.55 Cr | +1.00% | +0.99% | — |
| Coromandel International Ltd. | Chemicals | 1.02% | ₹20.93 Cr | +0.18% | +0.88% | — |
| Blue Star Ltd. | Consumer Discretionary | 1.01% | ₹20.62 Cr | +1.06% | +0.77% | +0.46% |
| Dabur India Ltd. | Consumer Staples | 0.92% | ₹18.91 Cr | +0.43% | +0.45% | +1.47% |
| Paradeep Phosphates Ltd. | Chemicals | 0.92% | ₹18.86 Cr | +0.91% | +0.74% | — |
| JK Lakshmi Cement Ltd. | Materials | 0.80% | ₹16.40 Cr | +0.86% | +0.94% | +1.43% |
| Nestle India Ltd. | Consumer Staples | 0.77% | ₹15.86 Cr | +1.37% | +2.83% | +4.22% |
| HDB Financial Services Ltd. | Financial | 0.72% | ₹14.81 Cr | +0.87% | +0.68% | +0.51% |
| Emami Ltd. | Consumer Staples | 0.58% | ₹11.95 Cr | +0.64% | +0.67% | +0.42% |
| SBI Funds Management Ltd. | Financial | 0.49% | ₹10.06 Cr | — | — | — |
| Gujarat State Fertilizers & Chemicals Ltd. | Chemicals | 0.48% | ₹9.78 Cr | +0.49% | +0.46% | +0.67% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.40% | ₹8.23 Cr | +0.48% | +0.40% | +0.41% |
| Sumitomo Chemical India Ltd. | Chemicals | 0.37% | ₹7.59 Cr | +0.34% | +0.23% | — |
| company:366 | Consumer Staples | 0.37% | ₹7.58 Cr | — | — | — |
| Birla Corporation Ltd. | Materials | 0.35% | ₹7.20 Cr | +0.40% | +0.37% | +0.56% |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | 0.31% | ₹6.26 Cr | +0.30% | +0.35% | +0.40% |
| UPL Ltd. | Chemicals | 0.29% | ₹5.97 Cr | +0.34% | — | — |
| PNB Housing Finance Ltd. | Financial | 0.28% | ₹5.74 Cr | — | — | — |
| Kansai Nerolac Paints Ltd. | Materials | 0.15% | ₹3.07 Cr | +0.25% | +0.22% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bajaj Finance Ltd. | 4.98% | 1.18% | -3.80% |
| Life Insurance Corporation of India | 3.38% | 7.17% | +3.79% |
| HDFC Bank Ltd. | 5.68% | 7.05% | +1.38% |
| Bajaj Auto Ltd. | 2.96% | 1.88% | -1.08% |
| Maruti Suzuki India Ltd. | 3.96% | 3.00% | -0.96% |
| Dabur India Ltd. | 0.39% | 0.92% | +0.54% |
| company:366 | 0.00% | 0.37% | +0.37% |
| State Bank of India | 4.92% | 5.28% | +0.36% |
| Bharti Airtel Ltd. | 6.94% | 6.64% | -0.30% |
| Mahindra & Mahindra Ltd. | 6.74% | 6.45% | -0.29% |
| Godrej Consumer Products Ltd. | 2.46% | 2.22% | -0.24% |
| Ultratech Cement Ltd. | 4.05% | 4.28% | +0.23% |
| TVS Motor Company Ltd. | 3.05% | 2.83% | -0.22% |
| Deepak Fertilisers And Petrochemicals Corporation Ltd. | 0.18% | 0.00% | -0.18% |
| Tata Motors Ltd. | 1.28% | 1.44% | +0.16% |
| Kotak Mahindra Bank Ltd. | 2.22% | 2.07% | -0.15% |
| Sundaram Finance Ltd. | 1.48% | 1.61% | +0.13% |
| LIC Housing Finance Ltd. | 1.69% | 1.81% | +0.12% |
| Colgate-Palmolive (India) Ltd. | 2.41% | 2.29% | -0.12% |
| Cholamandalam Investment and Finance Company Ltd. | 2.55% | 2.66% | +0.11% |
| Hindustan Unilever Ltd. | 6.82% | 6.93% | +0.11% |
| Paradeep Phosphates Ltd. | 0.81% | 0.92% | +0.11% |
| Blue Star Ltd. | 1.11% | 1.01% | -0.10% |
| Nestle India Ltd. | 0.88% | 0.77% | -0.10% |
| Hyundai Motor India Ltd. | 2.32% | 2.41% | +0.09% |
| ITC Ltd. | 1.74% | 1.65% | -0.09% |
| Voltas Ltd. | 1.28% | 1.19% | -0.08% |
| Havells India Ltd. | 2.65% | 2.72% | +0.07% |
| ICICI Bank Ltd. | 1.09% | 1.15% | +0.06% |
| SBI Life Insurance Company Ltd. | 1.40% | 1.35% | -0.05% |
| HDFC Life Insurance Co Ltd. | 1.63% | 1.68% | +0.05% |
| Others | 1.17% | 1.22% | +0.05% |
| Indian Railway Catering And Tourism Corporation Ltd. | 1.65% | 1.69% | +0.04% |
| Ashok Leyland Ltd. | 1.79% | 1.76% | -0.04% |
| PNB Housing Finance Ltd. | 0.25% | 0.28% | +0.03% |
| Emami Ltd. | 0.61% | 0.58% | -0.03% |
| Britannia Industries Ltd. | 3.36% | 3.39% | +0.03% |
| HDB Financial Services Ltd. | 0.70% | 0.72% | +0.02% |
| Crompton Greaves Consumer Electricals Ltd. | 0.43% | 0.40% | -0.02% |
| Sumitomo Chemical India Ltd. | 0.35% | 0.37% | +0.02% |
| JK Lakshmi Cement Ltd. | 0.82% | 0.80% | -0.02% |
| Gujarat State Fertilizers & Chemicals Ltd. | 0.46% | 0.48% | +0.02% |
| ICICI Prudential Life Insurance Company Ltd. | 0.29% | 0.31% | +0.01% |
| SBI Funds Management Ltd. | 0.48% | 0.49% | +0.01% |
| UPL Ltd. | 0.30% | 0.29% | -0.01% |
| Dhanuka Agritech Ltd. | 1.29% | 1.28% | -0.01% |
| Birla Corporation Ltd. | 0.35% | 0.35% | +0.01% |
| Kansai Nerolac Paints Ltd. | 0.15% | 0.15% | 0.00% |
| Coromandel International Ltd. | 1.02% | 1.02% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,954 Cr | 2.14% | 17.1% | 14.2% | 14.2% |
 HDFC Defence Fund | ₹11,478 Cr | 1.79% | 34.5% | 26.7% | — |
| ICICI Prudential Commodities Fund | ₹4,277 Cr | 1.96% | 6.2% | 10.4% | 14.6% |
| ICICI Prudential Exports and Services Fund | ₹1,549 Cr | 2.30% | 1.2% | 6.5% | 12.4% |
 SBI Comma Fund | ₹1,237 Cr | 2.28% | 7.8% | 10.1% | 13.0% |
 Edelweiss Recently Listed IPO Fund | ₹1,230 Cr | 2.36% | 35.9% | 17.3% | 16.6% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long-term capital appreciation by investing in Equity & Equity related instruments of companies following Rural and/or allied theme.
Fund managers
- Priyanka KhandelwalMs. Khandelwal is Chartered Accountant and Company SecretaryShe has been Working with ICICI Prudential Mutual Fund Since October 2014.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.81% absolute | ₹60,000 | ₹61,686 | 2.81% | |
| 1 year−6.44% annualised | ₹1,20,000 | ₹1,15,895 | −3.42% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of ICICI Prudential Rural Opportunities Fund?
The NAV of ICICI Prudential Rural Opportunities Fund is ₹10.61 as on 25 Sep 2026.
What is the expense ratio of ICICI Prudential Rural Opportunities Fund?
The expense ratio of ICICI Prudential Rural Opportunities Fund is 2.21% per year.
What is the minimum SIP amount for ICICI Prudential Rural Opportunities Fund?
You can start a SIP in ICICI Prudential Rural Opportunities Fund with ₹3,000 a month.
Is there a lock-in or exit load on ICICI Prudential Rural Opportunities Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed within 1 month..
How risky is ICICI Prudential Rural Opportunities Fund?
ICICI Prudential Rural Opportunities Fund is rated Very High on the SEBI riskometer and belongs to the Thematic category.
Which fund house manages ICICI Prudential Rural Opportunities Fund?
ICICI Prudential Rural Opportunities Fund is managed by ICICI Prudential Mutual Fund, which runs 109 schemes with ₹11,76,218 Cr under management.