Invesco India Liquid Fund
LiquidLow to ModerateOPEN-ENDED
- NAV as on 10 Nov 2026
- ₹3,900.00+0.03%1 day
- Return since launch
- 7.0%
- 52-week range
- ₹3,661.95 — ₹3,896.87
- AUM
- ₹21,276 Cr
Invesco India Liquid Fund is a Liquid debt fund from Invesco Mutual Fund with ₹21,276 Cr under management, launched in 2006. Over three years it has returned 6.6% a year, against 6.7% for its category. The expense ratio is 0.22% and the SEBI riskometer reading is Low to Moderate.
Performance
Invesco India Liquid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.4% against +6.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.5% | +0.2 pts | 6.3% | 6.3% |
| 2Y | 6.4% | +0.1 pts | 6.3% | 6.3% |
| 3Y | 6.6% | −0.1 pts | 6.7% | 6.5% |
| 5Y | 6.7% | +0.4 pts | 6.3% | 6.5% |
| 7Y | 6.2% | +0.1 pts | 6.1% | 6.1% |
| 10Y | 6.0% | +0.1 pts | 6.0% | 5.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.5% | 0.0 pts | 0.5% | 0.5% |
| 3M | 1.5% | 0.0 pts | 1.5% | 1.5% |
| 6M | 3.2% | +0.1 pts | 3.1% | 3.1% |
| 1Y | 6.4% | +0.1 pts | 6.3% | 6.3% |
| 2Y | 6.5% | +0.1 pts | 6.4% | 6.4% |
| 3Y | 6.8% | +0.1 pts | 6.7% | 6.7% |
| 5Y | 6.3% | +0.1 pts | 6.3% | 6.2% |
| 7Y | 5.6% | +0.1 pts | 5.5% | 5.5% |
| 10Y | 6.0% | +0.1 pts | 6.0% | 6.0% |
Since launch (13 Nov 2006): 7.0%
Calendar-year returns
Category average4.1%
3.3%
4.8%
7.0%
7.4%
6.5%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.5% | +0.1 pts | 6.4% |
| 2024 | 7.4% | +0.1 pts | 7.3% |
| 2023 | 7.0% | 0.0 pts | 7.0% |
| 2022 | 4.8% | 0.0 pts | 4.8% |
| 2021 | 3.3% | 0.0 pts | 3.3% |
| 2020 | 4.1% | 0.0 pts | 4.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.22%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.19%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.03%
- Exit load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Liquid Index A-I
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Low to Moderate
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 4.83 | 5.05 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 12.85 | 12.32 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.22 | 0.21 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Invesco India Liquid Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt88.1%
- Other11.9%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Small Industries Devp. Bank of India Ltd. | Financial | 4.52% | ₹1,013 Cr | +5.88% | +3.36% | +2.50% |
| Bank Of Baroda | Financial | 2.22% | ₹498 Cr | +0.88% | +0.63% | +0.83% |
| Bharat Petroleum Corporation Ltd. | Energy | 2.22% | ₹498 Cr | — | — | — |
| HDFC Bank Ltd. | Financial | 2.22% | ₹498 Cr | +0.59% | +1.69% | +2.06% |
| Sundaram Finance Ltd. | Financial | 2.22% | ₹497 Cr | — | — | — |
| Bank of India | Financial | 2.21% | ₹494 Cr | +2.35% | +1.27% | +1.65% |
| Indian Oil Corporation Ltd. | Energy | 2.21% | ₹494 Cr | — | — | +1.66% |
| Canara Bank | Financial | 1.77% | ₹396 Cr | +1.18% | +0.84% | +1.24% |
| Others | Others | 1.72% | ₹363 Cr | +0.81% | +1.14% | +0.84% |
| ICICI Securities Ltd. | Financial | 1.54% | ₹345 Cr | +0.59% | +2.52% | +1.65% |
| Axis Bank Ltd. Warrant | Financial | 1.34% | ₹299 Cr | — | — | — |
| Tata Realty and Infrastructure Ltd. | Construction | 1.32% | ₹296 Cr | +1.47% | — | +0.21% |
| Aditya Birla Capital Ltd. | Financial | 1.11% | ₹248 Cr | — | — | +1.66% |
| Axis Bank Ltd. | Financial | 1.11% | ₹248 Cr | +0.88% | +0.84% | +2.06% |
| Bajaj Finance Ltd. | Financial | 1.11% | ₹248 Cr | +0.59% | +1.26% | +2.48% |
| Indian Bank | Financial | 1.11% | ₹248 Cr | +1.18% | +0.42% | +1.67% |
| Motilal Oswal Financial Services Ltd. | Financial | 1.11% | ₹249 Cr | +1.18% | +0.42% | +0.83% |
| Reliance Retail Ventures Ltd. | Services | 1.11% | ₹249 Cr | +1.47% | +1.05% | +1.66% |
| Godrej Housing Finance Ltd. | Financial | 0.89% | ₹199 Cr | — | — | — |
| NTPC Ltd. | Energy | 0.89% | ₹199 Cr | +2.35% | — | +0.83% |
| Tata Projects Ltd. | Construction | 0.89% | ₹200 Cr | — | — | +0.41% |
| Can Fin Homes Ltd. | Financial | 0.88% | ₹198 Cr | +2.94% | — | — |
| PNB Housing Finance Ltd. | Financial | 0.88% | ₹198 Cr | — | — | — |
| SBICAP Securities Ltd. | Financial | 0.88% | ₹198 Cr | +0.59% | — | +0.82% |
| Export-Import Bank Of India | Financial | 0.67% | ₹149 Cr | +1.33% | +1.26% | +2.06% |
| Godrej Finance Ltd. | Financial | 0.67% | ₹149 Cr | — | — | +0.83% |
| Indian Railway Finance Corporation Ltd. | Financial | 0.56% | ₹125 Cr | — | — | — |
| Godrej Properties Ltd. | Construction | 0.55% | ₹123 Cr | +0.59% | — | +0.82% |
| ICICI Home Finance Company Ltd. | Financial | 0.55% | ₹124 Cr | — | +0.84% | +0.83% |
| Bajaj Financial Securities Ltd. | Financial | 0.44% | ₹99.63 Cr | — | — | +1.24% |
| DSP Finance Pvt Ltd. | Financial | 0.44% | ₹99.14 Cr | — | +0.42% | — |
| Kotak Mahindra Securities Ltd. | Financial | 0.44% | ₹98.99 Cr | +1.76% | +1.26% | +1.65% |
| Lodha Developers Ltd. | Construction | 0.44% | ₹98.63 Cr | — | — | — |
| National Bank For Agriculture & Rural Development | Financial | 0.44% | ₹99.64 Cr | +5.88% | +3.38% | +3.32% |
| Power Finance Corporation Ltd. | Financial | 0.44% | ₹99.18 Cr | — | — | — |
| Reserve Bank of India | Financial | 0.44% | ₹99.40 Cr | +3.26% | +2.12% | +3.33% |
| Toyota Financial Services Ltd. | Financial | 0.44% | ₹99.33 Cr | — | — | — |
| Union Bank of India | Financial | 0.44% | ₹98.98 Cr | +0.88% | +3.15% | — |
| Axis Securities Ltd. | Others | 0.33% | ₹74.24 Cr | — | — | — |
| Godrej Industries Ltd. | Consumer Staples | 0.33% | ₹74.05 Cr | +0.44% | — | +0.62% |
| Motilal Oswal Finevest Ltd. | Financial | 0.33% | ₹74.14 Cr | +0.59% | +0.42% | — |
| Muthoot Fincorp Ltd. | Financial | 0.33% | ₹74.43 Cr | — | — | — |
| Reliance Industries Ltd. | Energy | 0.33% | ₹74.08 Cr | — | — | — |
| The India Cements Ltd. | Materials | 0.33% | ₹74.07 Cr | — | — | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.22% | ₹49.90 Cr | — | — | — |
| HDFC Securities Ltd. | Financial | 0.22% | ₹49.59 Cr | +1.03% | +1.26% | +0.41% |
| Punjab National Bank | Financial | 0.11% | ₹24.68 Cr | +1.48% | +2.10% | +1.45% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bharat Petroleum Corporation Ltd. | 0.00% | 2.22% | +2.22% |
| Bank of India | 0.00% | 2.21% | +2.21% |
| Indian Oil Corporation Ltd. | 0.00% | 2.21% | +2.21% |
| company:11779 | 2.07% | 0.00% | -2.07% |
| Small Industries Devp. Bank of India Ltd. | 2.41% | 4.41% | +2.00% |
| Bank Of Baroda | 0.24% | 2.22% | +1.98% |
| Can Fin Homes Ltd. | 2.40% | 0.88% | -1.52% |
| company:2119 | 1.45% | 0.00% | -1.45% |
| Axis Bank Ltd. Warrant | 0.00% | 1.34% | +1.34% |
| company:3977 | 1.08% | 0.00% | -1.08% |
| ICICI Securities Ltd. | 0.48% | 1.54% | +1.06% |
| Union Bank of India | 1.43% | 0.44% | -0.99% |
| National Bank For Agriculture & Rural Development | 1.19% | 0.22% | -0.97% |
| Godrej Housing Finance Ltd. | 0.00% | 0.89% | +0.89% |
| NTPC Ltd. | 0.00% | 0.89% | +0.89% |
| Indian Bank | 0.36% | 1.11% | +0.75% |
| company:15693 | 0.72% | 0.00% | -0.72% |
| company:9262 | 0.72% | 0.00% | -0.72% |
| Godrej Finance Ltd. | 0.00% | 0.67% | +0.67% |
| Canara Bank | 2.38% | 1.77% | -0.61% |
| company:12205 | 0.60% | 0.00% | -0.60% |
| company:5761 | 0.48% | 0.00% | -0.48% |
| company:7851 | 0.48% | 0.00% | -0.48% |
| Bajaj Financial Securities Ltd. | 0.00% | 0.44% | +0.44% |
| Lodha Developers Ltd. | 0.00% | 0.44% | +0.44% |
| Toyota Financial Services Ltd. | 0.00% | 0.44% | +0.44% |
| SBICAP Securities Ltd. | 0.48% | 0.88% | +0.40% |
| Reserve Bank of India | 0.05% | 0.44% | +0.39% |
| Godrej Industries Ltd. | 0.00% | 0.33% | +0.33% |
| Reliance Industries Ltd. | 0.00% | 0.33% | +0.33% |
| The India Cements Ltd. | 0.00% | 0.33% | +0.33% |
| Reliance Retail Ventures Ltd. | 0.84% | 1.11% | +0.27% |
| HDFC Bank Ltd. | 2.39% | 2.22% | -0.17% |
| Sundaram Finance Ltd. | 2.38% | 2.22% | -0.16% |
| Motilal Oswal Financial Services Ltd. | 0.96% | 1.11% | +0.15% |
| Motilal Oswal Finevest Ltd. | 0.48% | 0.33% | -0.15% |
| Punjab National Bank | 0.24% | 0.11% | -0.13% |
| Tata Realty and Infrastructure Ltd. | 1.20% | 1.32% | +0.12% |
| company:11821 | 0.12% | 0.00% | -0.12% |
| company:1308 | 0.12% | 0.00% | -0.12% |
| company:6054 | 0.12% | 0.00% | -0.12% |
| Aditya Birla Capital Ltd. | 1.19% | 1.11% | -0.08% |
| Axis Bank Ltd. | 1.19% | 1.11% | -0.08% |
| Bajaj Finance Ltd. | 1.19% | 1.11% | -0.08% |
| Godrej Properties Ltd. | 0.48% | 0.55% | +0.07% |
| PNB Housing Finance Ltd. | 0.95% | 0.88% | -0.07% |
| Tata Projects Ltd. | 0.96% | 0.89% | -0.07% |
| DSP Finance Pvt Ltd. | 0.48% | 0.44% | -0.04% |
| Power Finance Corporation Ltd. | 0.48% | 0.44% | -0.04% |
| Export-Import Bank Of India | 0.71% | 0.67% | -0.04% |
| ICICI Home Finance Company Ltd. | 0.59% | 0.55% | -0.04% |
| Indian Railway Finance Corporation Ltd. | 0.60% | 0.56% | -0.04% |
| Axis Securities Ltd. | 0.36% | 0.33% | -0.03% |
| Kotak Mahindra Securities Ltd. | 0.47% | 0.44% | -0.03% |
| Muthoot Fincorp Ltd. | 0.36% | 0.33% | -0.03% |
| Adani Ports and Special Economic Zone Ltd. | 0.24% | 0.22% | -0.02% |
| HDFC Securities Ltd. | 0.24% | 0.22% | -0.02% |
| Others | 0.22% | 0.21% | -0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹16,105 Cr | 0.20% | 6.5% | 6.6% | 6.7% |
 Axis Liquid Fund | ₹53,784 Cr | 0.26% | 6.5% | 6.6% | 6.7% |
 Edelweiss Liquid Fund | ₹17,831 Cr | 0.19% | 6.5% | 6.6% | 6.7% |
 Franklin India Liquid Fund | ₹4,811 Cr | 0.20% | 6.6% | 6.7% | 6.7% |
 Bank of India Liquid Fund | ₹2,326 Cr | 0.15% | 6.5% | 6.7% | 6.7% |
 PGIM India Liquid Fund | ₹1,773 Cr | 0.22% | 6.5% | 6.6% | 6.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.
Fund managers
- Krishna Venkat CheemalapatiMr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.
- Kunal JainMr. Jain is a B.Com and MBA (Marketing).Prior to joining Invesco Mutual Fund, he has worked with Canara Robeco Mutual Fund, PGIM India Mutual Fund, Indiabulls AMC Ltd. as Fund Manager, LIC Nomura AMC Ltd. as Fund manager and Kotak Mahindra AMC Ltd. as Fixed Income Dealer.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.21% absolute | ₹60,000 | ₹61,926 | 3.21% | |
| 1 year6.43% annualised | ₹1,20,000 | ₹1,24,263 | 3.55% | |
| 3 years6.83% annualised | ₹3,60,000 | ₹4,00,550 | 11.26% | |
| 5 years6.35% annualised | ₹6,00,000 | ₹7,07,738 | 17.96% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Invesco India Liquid Fund?
The NAV of Invesco India Liquid Fund is ₹3,900.00 as on 10 Nov 2026.
What is the expense ratio of Invesco India Liquid Fund?
The expense ratio of Invesco India Liquid Fund is 0.22% per year.
What is the minimum SIP amount for Invesco India Liquid Fund?
You can start a SIP in Invesco India Liquid Fund with ₹3,000 a month.
What returns has Invesco India Liquid Fund given?
Invesco India Liquid Fund has returned 6.5% over 1 year, 6.6% over 3 years and 6.7% over 5 years (annualised).
Is there a lock-in or exit load on Invesco India Liquid Fund?
Lock-in: None. Exit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days..
How risky is Invesco India Liquid Fund?
Invesco India Liquid Fund is rated Low to Moderate on the SEBI riskometer and belongs to the Liquid category.
Which fund house manages Invesco India Liquid Fund?
Invesco India Liquid Fund is managed by Invesco Mutual Fund, which runs 46 schemes with ₹1,65,375 Cr under management.