Invesco India Liquid Fund
LiquidLow to ModerateOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹3,870.77+0.01%1 day
- Return since launch
- 7.0%
- 52-week range
- ₹3,636.62 — ₹3,870.55
- AUM
- ₹20,748 Cr
Invesco India Liquid Fund is a Liquid debt fund from Invesco Mutual Fund with ₹20,748 Cr under management, launched in 2006. Over three years it has returned 6.7% a year, against 6.8% for its category. The expense ratio is 0.22% and the SEBI riskometer reading is Low to Moderate.
Performance
Invesco India Liquid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.4% against +6.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.6% | +0.3 pts | 6.3% | 6.4% |
| 2Y | 6.5% | +0.1 pts | 6.4% | 6.4% |
| 3Y | 6.7% | −0.1 pts | 6.8% | 6.5% |
| 5Y | 6.7% | +0.5 pts | 6.2% | 6.5% |
| 7Y | 6.2% | +0.1 pts | 6.1% | 6.1% |
| 10Y | 6.0% | +0.1 pts | 6.0% | 5.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.5% | 0.0 pts | 0.5% | 0.5% |
| 3M | 1.6% | 0.0 pts | 1.6% | 1.6% |
| 6M | 3.5% | +0.1 pts | 3.4% | 3.4% |
| 1Y | 6.4% | +0.1 pts | 6.3% | 6.3% |
| 2Y | 6.6% | +0.1 pts | 6.5% | 6.5% |
| 3Y | 6.9% | +0.1 pts | 6.8% | 6.7% |
| 5Y | 6.3% | +0.1 pts | 6.2% | 6.2% |
| 7Y | 5.6% | +0.1 pts | 5.5% | 5.5% |
| 10Y | 6.0% | +0.1 pts | 6.0% | 6.0% |
Since launch (13 Nov 2006): 7.0%
Calendar-year returns
Category average4.1%
3.3%
4.8%
7.0%
7.4%
6.5%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.5% | +0.1 pts | 6.4% |
| 2024 | 7.4% | +0.1 pts | 7.3% |
| 2023 | 7.0% | 0.0 pts | 7.0% |
| 2022 | 4.8% | 0.0 pts | 4.8% |
| 2021 | 3.3% | 0.0 pts | 3.3% |
| 2020 | 4.1% | 0.0 pts | 4.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.22%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.19%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.03%
- Exit load
- Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Liquid Index A-I
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Low to Moderate
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 4.75 | 4.97 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 11.86 | 9.82 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.21 | 0.20 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Invesco India Liquid Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt99.3%
- Other0.7%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Small Industries Devp. Bank of India Ltd. | Financial | 2.53% | ₹524 Cr | +0.34% | +2.58% | +2.04% |
| Can Fin Homes Ltd. | Financial | 2.40% | ₹499 Cr | — | — | — |
| HDFC Bank Ltd. | Financial | 2.39% | ₹495 Cr | +0.66% | +1.62% | +1.02% |
| Canara Bank | Financial | 2.38% | ₹493 Cr | +0.17% | +0.32% | +1.02% |
| Sundaram Finance Ltd. | Financial | 2.38% | ₹494 Cr | — | — | — |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 2.07% | ₹430 Cr | +0.66% | +1.60% | +1.02% |
| Larsen & Toubro Ltd. | Construction | 1.45% | ₹300 Cr | — | — | +1.37% |
| Union Bank of India | Financial | 1.43% | ₹297 Cr | +0.98% | +0.32% | +0.69% |
| Tata Realty and Infrastructure Ltd. | Construction | 1.20% | ₹250 Cr | +0.26% | +0.26% | +1.03% |
| Axis Bank Ltd. | Financial | 1.19% | ₹246 Cr | +0.98% | +0.64% | +3.40% |
| Bajaj Finance Ltd. | Financial | 1.19% | ₹247 Cr | +1.00% | — | — |
| National Bank For Agriculture & Rural Development | Financial | 1.19% | ₹247 Cr | +1.33% | +1.28% | +1.36% |
| company:14725 | Financial | 1.19% | ₹246 Cr | — | — | +0.69% |
| Titan Company Ltd. | Consumer Discretionary | 1.08% | ₹225 Cr | +1.33% | +1.29% | +1.72% |
| Motilal Oswal Financial Services Ltd. | Financial | 0.96% | ₹200 Cr | +0.33% | — | +0.68% |
| Tata Projects Ltd. | Construction | 0.96% | ₹199 Cr | — | — | — |
| company:6953 | Financial | 0.95% | ₹197 Cr | — | — | — |
| Others | Others | 0.92% | ₹179 Cr | +0.90% | +0.87% | +0.69% |
| Reliance Retail Ventures Ltd. | Services | 0.84% | ₹175 Cr | — | +0.80% | +1.36% |
| Birla Group Holdings Pvt. Ltd. | Financial | 0.72% | ₹150 Cr | +1.33% | — | +2.06% |
| Tata Capital Ltd. | Financial | 0.72% | ₹150 Cr | — | +1.27% | — |
| company:5721 | Financial | 0.71% | ₹148 Cr | +1.48% | +0.96% | +1.03% |
| Bahadur Chand Investments Pvt. Ltd. | Financial | 0.60% | ₹125 Cr | — | — | — |
| Indian Railway Finance Corporation Ltd. | Financial | 0.60% | ₹125 Cr | — | — | — |
| company:7990 | Financial | 0.59% | ₹123 Cr | +1.16% | +0.64% | +0.68% |
| Aadhar Housing Finance Ltd | Financial | 0.48% | ₹99.96 Cr | — | — | — |
| Godrej Properties Ltd. | Construction | 0.48% | ₹99.83 Cr | — | — | +1.03% |
| ICICI Securities Ltd. | Financial | 0.48% | ₹99.84 Cr | +2.00% | +1.62% | +1.36% |
| Motilal Oswal Finevest Ltd. | Financial | 0.48% | ₹99.74 Cr | +0.33% | — | — |
| SBICAP Securities Ltd. | Financial | 0.48% | ₹99.74 Cr | — | — | +0.69% |
| Tata Housing Devp. Co. Ltd | Construction | 0.48% | ₹99.74 Cr | — | +1.00% | +0.69% |
| company:20249 | Financial | 0.48% | ₹98.58 Cr | — | +0.32% | — |
| company:4907 | Financial | 0.48% | ₹98.65 Cr | — | +1.93% | — |
| Kotak Mahindra Securities Ltd. | Financial | 0.47% | ₹98.42 Cr | +0.67% | +1.30% | +1.38% |
| Indian Bank | Financial | 0.36% | ₹74.80 Cr | +1.32% | +0.32% | +1.37% |
| company:11523 | Others | 0.36% | ₹73.81 Cr | — | +0.65% | — |
| company:11619 | Financial | 0.36% | ₹73.94 Cr | — | — | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.24% | ₹49.62 Cr | — | — | — |
| Bank Of Baroda | Financial | 0.24% | ₹49.62 Cr | +0.98% | +0.48% | +0.17% |
| HDFC Securities Ltd. | Financial | 0.24% | ₹49.30 Cr | +1.15% | +1.28% | — |
| Punjab National Bank | Financial | 0.24% | ₹49.88 Cr | +1.67% | +0.65% | +0.69% |
| Grasim Industries Ltd. | Materials | 0.12% | ₹24.93 Cr | +1.66% | — | — |
| Manappuram Finance Ltd. | Financial | 0.12% | ₹24.93 Cr | +1.33% | +0.64% | — |
| company:11821 | Financial | 0.12% | ₹25.01 Cr | +1.33% | — | — |
| Reserve Bank of India | Financial | 0.05% | ₹10.99 Cr | +0.33% | +0.96% | +0.85% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bharat Petroleum Corporation Ltd. | 2.41% | 0.00% | -2.41% |
| HDFC Bank Ltd. | 0.72% | 2.39% | +1.67% |
| Reserve Bank of India | 1.71% | 0.05% | -1.66% |
| Jamnagar Utilities and Power Pvt. Ltd. | 0.48% | 2.07% | +1.59% |
| Network 18 Media & Investments Ltd. | 1.45% | 0.00% | -1.45% |
| Aditya Birla Real Estate Ltd | 1.33% | 0.00% | -1.33% |
| Bank of India | 1.31% | 0.00% | -1.31% |
| company:14725 | 0.00% | 1.19% | +1.19% |
| Canara Bank | 1.20% | 2.38% | +1.18% |
| Kotak Mahindra Securities Ltd. | 1.44% | 0.47% | -0.97% |
| company:6953 | 0.00% | 0.95% | +0.95% |
| Punjab National Bank | 0.96% | 0.24% | -0.72% |
| Axis Bank Ltd. | 0.48% | 1.19% | +0.71% |
| Bajaj Finance Ltd. | 0.48% | 1.19% | +0.71% |
| company:5721 | 0.00% | 0.71% | +0.71% |
| Bank Of Baroda | 0.91% | 0.24% | -0.67% |
| Birla Group Holdings Pvt. Ltd. | 0.12% | 0.72% | +0.60% |
| company:7990 | 0.00% | 0.59% | +0.59% |
| L&T Finance Ltd. | 0.48% | 0.00% | -0.48% |
| company:20249 | 0.00% | 0.48% | +0.48% |
| company:4907 | 0.00% | 0.48% | +0.48% |
| National Bank For Agriculture & Rural Development | 1.56% | 1.19% | -0.37% |
| Indian Railway Finance Corporation Ltd. | 0.97% | 0.60% | -0.37% |
| Godrej Industries Ltd. | 0.36% | 0.00% | -0.36% |
| Manappuram Finance Ltd. | 0.48% | 0.12% | -0.36% |
| Reliance Retail Ventures Ltd. | 1.20% | 0.84% | -0.36% |
| company:11523 | 0.00% | 0.36% | +0.36% |
| company:11619 | 0.00% | 0.36% | +0.36% |
| Kotak Mahindra Bank Ltd. | 0.24% | 0.00% | -0.24% |
| Tata Capital Ltd. | 0.96% | 0.72% | -0.24% |
| HDFC Securities Ltd. | 0.36% | 0.24% | -0.12% |
| Indian Bank | 0.24% | 0.36% | +0.12% |
| company:11821 | 0.00% | 0.12% | +0.12% |
| Small Industries Devp. Bank of India Ltd. | 2.40% | 2.41% | +0.01% |
| Larsen & Toubro Ltd. | 1.44% | 1.45% | +0.01% |
| Tata Projects Ltd. | 0.95% | 0.96% | +0.01% |
| Union Bank of India | 1.42% | 1.43% | +0.01% |
| Can Fin Homes Ltd. | 2.39% | 2.40% | +0.01% |
| Sundaram Finance Ltd. | 2.37% | 2.38% | +0.01% |
| Aadhar Housing Finance Ltd | 0.48% | 0.48% | 0.00% |
| Adani Ports and Special Economic Zone Ltd. | 0.24% | 0.24% | 0.00% |
| Bahadur Chand Investments Pvt. Ltd. | 0.60% | 0.60% | 0.00% |
| Godrej Properties Ltd. | 0.48% | 0.48% | 0.00% |
| Grasim Industries Ltd. | 0.12% | 0.12% | 0.00% |
| ICICI Securities Ltd. | 0.48% | 0.48% | 0.00% |
| Motilal Oswal Financial Services Ltd. | 0.96% | 0.96% | 0.00% |
| Motilal Oswal Finevest Ltd. | 0.48% | 0.48% | 0.00% |
| Others | 0.22% | 0.22% | 0.00% |
| SBICAP Securities Ltd. | 0.48% | 0.48% | 0.00% |
| Tata Housing Devp. Co. Ltd | 0.48% | 0.48% | 0.00% |
| Tata Realty and Infrastructure Ltd. | 1.20% | 1.20% | 0.00% |
| Titan Company Ltd. | 1.08% | 1.08% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹22,488 Cr | 0.19% | 6.7% | 6.7% | 6.7% |
 Axis Liquid Fund | ₹63,343 Cr | 0.23% | 6.7% | 6.7% | 6.7% |
 DSP Liquid Fund | ₹27,920 Cr | 0.21% | 6.6% | 6.7% | 6.7% |
 Edelweiss Liquid Fund | ₹13,272 Cr | 0.17% | 6.6% | 6.7% | 6.7% |
 Franklin India Liquid Fund | ₹6,082 Cr | 0.20% | 6.7% | 6.7% | 6.7% |
 Bank of India Liquid Fund | ₹1,825 Cr | 0.15% | 6.7% | 6.7% | 6.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.
Fund managers
- Krishna Venkat CheemalapatiMr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.
- Kunal JainMr. Jain is a B.Com and MBA (Marketing).Prior to joining Invesco Mutual Fund, he has worked with Canara Robeco Mutual Fund, PGIM India Mutual Fund, Indiabulls AMC Ltd. as Fund Manager, LIC Nomura AMC Ltd. as Fund manager and Kotak Mahindra AMC Ltd. as Fixed Income Dealer.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.47% absolute | ₹60,000 | ₹62,082 | 3.47% | |
| 1 year6.43% annualised | ₹1,20,000 | ₹1,24,263 | 3.55% | |
| 3 years6.87% annualised | ₹3,60,000 | ₹4,00,804 | 11.33% | |
| 5 years6.28% annualised | ₹6,00,000 | ₹7,06,422 | 17.74% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Invesco India Liquid Fund?
The NAV of Invesco India Liquid Fund is ₹3,870.77 as on 24 Sep 2026.
What is the expense ratio of Invesco India Liquid Fund?
The expense ratio of Invesco India Liquid Fund is 0.22% per year.
What is the minimum SIP amount for Invesco India Liquid Fund?
You can start a SIP in Invesco India Liquid Fund with ₹3,000 a month.
What returns has Invesco India Liquid Fund given?
Invesco India Liquid Fund has returned 6.6% over 1 year, 6.7% over 3 years and 6.7% over 5 years (annualised).
Is there a lock-in or exit load on Invesco India Liquid Fund?
Lock-in: None. Exit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days..
How risky is Invesco India Liquid Fund?
Invesco India Liquid Fund is rated Low to Moderate on the SEBI riskometer and belongs to the Liquid category.
Which fund house manages Invesco India Liquid Fund?
Invesco India Liquid Fund is managed by Invesco Mutual Fund, which runs 44 schemes with ₹1,46,718 Cr under management.