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Kotak Conservative Hybrid Fund

Conservative HybridModerately HighOPEN-ENDED
Invest Now
NAV as on 25 Sep 2026
₹59.40-0.02%1 day
Return since launch
8.1%
52-week range
₹57.25 — ₹60.37
AUM
₹2,833 Cr

Kotak Conservative Hybrid Fund is a Conservative Hybrid hybrid fund from Kotak Mahindra Mutual Fund with ₹2,833 Cr under management, launched in 2003. Over three years it has returned 4.0% a year, against 7.0% for its category. The expense ratio is 1.76% and the SEBI riskometer reading is Moderately High.

Performance

Returns

How the fund has done against its category and its benchmark.

Trailing returns
PeriodFundvs categoryCategoryBenchmark
1Y0.9%−1.7 pts2.6%0.9%
2Y2.1%−1.1 pts3.1%2.7%
3Y4.0%−3.0 pts7.0%4.4%
5Y6.5%−0.1 pts6.6%6.2%
7Y7.8%+0.7 pts7.1%6.8%
10Y8.3%+1.4 pts6.8%7.0%

Fund against category

1Y
Fund0.9%
Category2.6%
3Y
Fund4.0%
Category7.0%
5Y
Fund6.5%
Category6.6%

Since launch (20 Oct 2003): 8.1%

Calendar-year returns

Category average
Show as a table
Calendar-year returns
PeriodFundvs categoryCategory
20255.3%−1.7 pts7.0%
202411.3%+0.3 pts11.0%
202313.9%+1.8 pts12.1%
20224.3%−0.8 pts5.1%
202113.3%+2.1 pts11.2%
202013.9%+3.4 pts10.5%

Returns over one year are annualised. Shorter periods are absolute.

Costs & terms

Costs and terms

What the fund charges each year, and the rules around putting money in and taking it out.

Costs

1.76%

Expense ratio as on 22 Sep 2026

Charged yearly and already deducted from the NAV.

Base expense
1.46%
Brokerage
0.01%
Transaction charges
0.00%
Statutory levies
0.29%
Exit load
Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 6 months.
Lock-in
None

Terms

Min SIP
₹3,000
Min lumpsum
₹5,000
Plan
GROWTH
Fund type
OPEN-ENDED
Benchmark
CRISIL Hybrid 85+15 Conservative Index

Risk

Risk

What the riskometer means for this fund, and how its ratios sit against the category.

Moderately High

Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.

Risk ratios
RatioFundCategory avgRead as
Alpha——Return earned above what the benchmark alone would have given. Higher is better.
Beta—0.90How hard the fund moves when the market moves. Under 1 is steadier than the market.
Sharpe0.380.72Return earned for each unit of total risk taken. Higher is better.
Sortino0.491.03Return earned for each unit of downside risk. Higher is better.
Std. deviation5.354.32How widely monthly returns have varied around their own average. Lower is steadier.
Average of 5 category peers

Portfolio

Kotak Conservative Hybrid Fund portfolio

Portfolio as of 31 Aug 2026

Asset allocation

  • Equity23.2%
  • Debt56.1%
  • Other20.7%

Market cap split

  • Large66.0%
  • Mid29.2%
  • Small4.8%
P/E
20.85
P/B
3.09

Top holdings

HoldingSectorWeightValue3M chg6M chg1Y chg
OthersOthers20.22%₹572 Cr+1.28%+1.20%+1.12%
JTPM Metal Traders Ltd.Metals & Mining3.81%₹108 Cr+3.67%+3.44%—
National Bank For Agriculture & Rural DevelopmentFinancial3.76%₹106 Cr+0.50%+0.48%+0.48%
LIC Housing Finance Ltd.Financial2.81%₹79.51 Cr+0.34%+0.34%+0.34%
Muthoot Finance Ltd.Financial2.64%₹74.57 Cr+1.74%——
Siddhivinayak Securitisation TrustOthers2.59%₹73.27 Cr+2.55%+2.48%—
Shivshakti Securitisation TrustOthers2.57%₹72.88 Cr+2.55%+2.48%—
National Housing BankFinancial2.05%₹58.20 Cr+2.00%+1.93%+4.83%
360 ONE Wealth Ltd.Financial1.77%₹50.01 Cr+1.75%——
HDFC Bank Ltd.Financial1.75%₹49.57 Cr+2.44%+2.74%+2.90%

Sectors

  • Others33.2%
  • Financial26.1%
  • Sovereign16.5%
  • Metals & Mining4.3%
  • Consumer Staples3.5%
  • Energy3.2%
  • Healthcare3.0%
  • Automobile2.7%

Instruments

  • Repo17.2%
  • GOI Securities16.5%
  • Debenture12.5%
  • Bonds8.7%
  • State Development Loan6.8%
  • Securitised Debt5.2%
  • Non Convertible Debenture4.8%
  • Reverse Repo1.8%

Recent changes

HoldingFromToWeight
Andhra Pradesh State Beverages Corporation Ltd.0.62%1.69%+1.07%
Hero FinCorp Ltd.0.87%0.00%-0.87%
Karnataka State1.23%0.51%-0.72%
National Bank For Agriculture & Rural Development0.86%0.25%-0.61%
company:10910.00%0.40%+0.40%
United Spirits Ltd.0.68%0.40%-0.28%
DEE Development Engineers Ltd.0.27%0.00%-0.27%
NTPC Ltd.1.12%0.92%-0.20%
company:207690.00%0.17%+0.17%
Sun Pharmaceutical Industries Ltd.0.28%0.39%+0.11%
Radico Khaitan Ltd.0.57%0.46%-0.11%
Divi's Laboratories Ltd.0.53%0.63%+0.10%
Swiggy Ltd.0.38%0.47%+0.09%
Lenskart Solutions Ltd.0.38%0.46%+0.08%
Bharti Airtel Ltd.1.13%1.05%-0.08%
JTPM Metal Traders Ltd.3.76%3.81%+0.05%
State Bank of India1.27%1.32%+0.05%
Axis Bank Ltd.0.66%0.71%+0.05%
Maruti Suzuki India Ltd.1.15%1.10%-0.05%
HDFC Bank Ltd.0.92%0.88%-0.04%
Aster DM Quality Care Ltd.0.39%0.36%-0.03%
ICICI Bank Ltd.1.51%1.54%+0.03%
Indian Bank0.39%0.42%+0.03%
Max Healthcare Institute Ltd.0.59%0.56%-0.03%
360 ONE Wealth Ltd.1.75%1.77%+0.02%
Bank of Maharashtra0.42%0.44%+0.02%
Hero Motocorp Ltd.0.91%0.93%+0.02%
Mphasis Ltd.0.42%0.44%+0.02%
Telangana State Industrial Infrastructure Corporation Ltd.1.16%1.18%+0.02%
ITC Ltd.0.22%0.20%-0.02%
Pokarna Ltd.0.22%0.20%-0.02%
Ashok Leyland Ltd.0.28%0.30%+0.02%
Raajmarg Infra Investment Trust0.27%0.29%+0.02%
Britannia Industries Ltd.0.58%0.56%-0.02%
National Housing Bank2.06%2.05%-0.01%
Adani Power Ltd.1.22%1.23%+0.01%
Bharti Telecom Ltd.0.87%0.88%+0.01%
Fortis Healthcare Ltd.0.40%0.39%-0.01%
Indusind Bank Ltd.0.19%0.20%+0.01%
Interglobe Aviation Ltd.0.45%0.46%+0.01%
Muthoot Finance Ltd.1.75%1.76%+0.01%
Reliance Industries Ltd.0.90%0.89%-0.01%
Tata Steel Ltd.0.45%0.44%-0.01%
Ultratech Cement Ltd.0.30%0.29%-0.01%
V.S.T. Tillers Tractors Ltd.0.32%0.31%-0.01%
INDO-MIM Ltd.0.05%0.06%+0.01%
LG Electronics India Ltd.0.10%0.11%+0.01%
Bagmane Prime Office REIT0.46%0.47%+0.01%
Century Plyboards (India) Ltd.0.35%0.34%-0.01%
LIC Housing Finance Ltd.2.62%2.63%+0.01%
Shivshakti Securitisation Trust2.56%2.57%+0.01%
Siddhivinayak Securitisation Trust2.58%2.59%+0.01%
Uttar Pradesh State0.00%0.00%0.00%
Andhra Pradesh State0.17%0.17%0.00%
Bank Of Baroda0.39%0.39%0.00%
Bihar State0.35%0.35%0.00%
Billionbrains Garage Ventures Ltd.0.53%0.53%0.00%
Cholamandalam Investment and Finance Company Ltd.0.20%0.20%0.00%
GOI0.02%0.02%0.00%
HDB Financial Services Ltd.0.18%0.18%0.00%
Indian Railway Finance Corporation Ltd.0.15%0.15%0.00%
Indus Infra Trust0.06%0.06%0.00%
Indus Towers Ltd.0.48%0.48%0.00%
Infosys Ltd.0.32%0.32%0.00%
Life Insurance Corporation of India0.18%0.18%0.00%
Madhya Pradesh State0.18%0.18%0.00%
Nippon Life India Asset Management Ltd.0.35%0.35%0.00%
Others0.32%0.32%0.00%
Poonawalla Fincorp Ltd.0.43%0.43%0.00%
Power Finance Corporation Ltd.0.16%0.16%0.00%
Power Grid Corporation Of India Ltd.0.06%0.06%0.00%
REC Ltd.0.06%0.06%0.00%
SBI Funds Management Ltd.0.08%0.08%0.00%
Sundaram Finance Ltd.0.17%0.17%0.00%
Tamilnadu State0.18%0.18%0.00%
Tech Mahindra Ltd.0.59%0.59%0.00%
Tenneco Clean Air India Ltd0.09%0.09%0.00%
Torrent Pharmaceuticals Ltd.0.49%0.49%0.00%
Uttar Pradesh Power Corporation Ltd0.01%0.01%0.00%

Compare

Similar funds

The rest of the category, so this fund’s numbers have something to sit against.

FundAUMExpense1Y3Y5Y
Category average₹1,433 Cr1.34%2.6%5.7%7.6%
Parag Parikh Conservative Hybrid Fund₹3,481 Cr0.67%3.5%6.4%8.5%
ICICI Prudential Conservative Hybrid Fund₹3,329 Cr1.73%1.8%5.5%7.3%
DSP Conservative Hybrid Fund₹178 Cr1.25%2.2%5.3%7.0%
HSBC Conservative Hybrid Fund₹156 Cr2.18%2.2%5.0%6.8%
Aditya Birla Sun Life Conservative Hybrid Active FoF₹18.08 Cr0.89%3.5%6.0%8.3%

About

About this fund

The scheme’s own words, its benchmark and the people running it.

Investment objective

The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.

Fund managers

  • Abhishek BisenMr. Bisen is a BA and MBA in Finance.Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
  • Shibani Sircar KurianMs. Kurian has done PGDM (Specialization in Finance), BSc (Hons)-EconomicsPrior to joining Kotak AMC, she was working with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC.
Scheme information document

Tools

Return calculator

What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.

₹
Over the pastTotal investmentWould’ve becomeGrowthReturns
6 months3.15% absolute₹60,000₹61,8903.15%
1 year1.82% annualised₹1,20,000₹1,21,1900.99%
3 years7.21% annualised₹3,60,000₹4,02,97011.94%
5 years6.88% annualised₹6,00,000₹7,17,80219.63%

Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.

How this is calculated

Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.

The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.

Questions

Frequently asked questions

The things people ask about this scheme.

What is the NAV of Kotak Conservative Hybrid Fund?
The NAV of Kotak Conservative Hybrid Fund is ₹59.40 as on 25 Sep 2026.
What is the expense ratio of Kotak Conservative Hybrid Fund?
The expense ratio of Kotak Conservative Hybrid Fund is 1.76% per year.
What is the minimum SIP amount for Kotak Conservative Hybrid Fund?
You can start a SIP in Kotak Conservative Hybrid Fund with ₹3,000 a month.
What returns has Kotak Conservative Hybrid Fund given?
Kotak Conservative Hybrid Fund has returned 0.9% over 1 year, 4.0% over 3 years and 6.5% over 5 years (annualised).
Is there a lock-in or exit load on Kotak Conservative Hybrid Fund?
Lock-in: None. Exit load: Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 6 months..
How risky is Kotak Conservative Hybrid Fund?
Kotak Conservative Hybrid Fund is rated Moderately High on the SEBI riskometer and belongs to the Conservative Hybrid category.
Which fund house manages Kotak Conservative Hybrid Fund?
Kotak Conservative Hybrid Fund is managed by Kotak Mahindra Mutual Fund, which runs 94 schemes with ₹6,09,561 Cr under management.