Kotak Multi Asset Allocation Fund
Multi Asset AllocationVery HighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹15.52-0.16%1 day
- Return since launch
- 15.1%
- 52-week range
- ₹14.37 — ₹16.81
- AUM
- ₹15,236 Cr
Kotak Multi Asset Allocation Fund is a Multi Asset Allocation hybrid fund from Kotak Mahindra Mutual Fund with ₹15,236 Cr under management, launched in 2023. Over three years it has returned 10.8% a year, against 13.4% for its category. The expense ratio is 1.77% and the SEBI riskometer reading is Very High.
Performance
Kotak Multi Asset Allocation Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +7.5% against +5.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -0.5% | −5.6 pts | 5.0% | 3.9% |
| 2Y | 9.4% | +2.0 pts | 7.4% | 8.2% |
| 3Y | 10.8% | −2.6 pts | 13.4% | 9.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -0.7% | −3.0 pts | 2.3% | 3.3% |
| 3M | -4.4% | −2.5 pts | -1.9% | -1.6% |
| 6M | -3.0% | −3.9 pts | 0.8% | 2.0% |
| 1Y | 8.0% | +2.9 pts | 5.0% | 5.8% |
| 2Y | 10.0% | +1.9 pts | 8.1% | 8.8% |
| 3Y | 15.6% | +2.2 pts | 13.4% | 13.4% |
Since launch (31 Aug 2023): 15.1%
Calendar-year returns
Category average16.0%
22.8%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 22.8% | +6.0 pts | 16.8% |
| 2024 | 16.0% | −0.4 pts | 16.4% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.78%
Expense ratio as on 3 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.41%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.34%
- Exit load
- Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NA
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.06 | 0.75 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.72 | 0.98 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.84 | 1.35 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 11.89 | 10.55 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Kotak Multi Asset Allocation Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity70.1%
- Debt11.1%
- Commodities15.0%
- Other3.8%
Market cap split
- Large50.7%
- Mid26.9%
- Small22.4%
- P/E
- 17.17
- P/B
- 2.45
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Kotak Silver ETF-Growth | Unclassified | 7.90% | ₹1,204 Cr | +7.64% | +8.31% | +14.65% |
| Kotak Gold ETF | Unclassified | 5.74% | ₹875 Cr | +4.37% | +5.33% | +5.66% |
| Others | Others | 4.78% | ₹729 Cr | -2.39% | +2.42% | +3.12% |
| State Bank of India | Financial | 3.27% | ₹498 Cr | +3.37% | +3.48% | +4.18% |
| HDFC Bank Ltd. | Financial | 3.03% | ₹462 Cr | +4.62% | +3.20% | +4.54% |
| INDO-MIM Ltd. | Capital Goods | 2.91% | ₹444 Cr | — | — | — |
| Power Finance Corporation Ltd. | Financial | 2.65% | ₹403 Cr | +5.55% | +5.88% | +4.40% |
| Bank Of Baroda | Financial | 2.63% | ₹401 Cr | +4.19% | +3.28% | +4.32% |
| ITC Ltd. | Consumer Staples | 2.54% | ₹388 Cr | +2.96% | +3.51% | +2.06% |
| NTPC Ltd. | Energy | 2.51% | ₹382 Cr | +2.95% | +3.64% | +2.98% |
| Eternal Ltd. | Services | 2.50% | ₹380 Cr | +1.55% | +1.59% | +1.77% |
| Maruti Suzuki India Ltd. | Automobile | 2.40% | ₹365 Cr | +3.01% | +3.01% | +4.65% |
| Hero Motocorp Ltd. | Automobile | 2.24% | ₹341 Cr | +2.18% | +2.73% | +3.67% |
| Indus Towers Ltd. | Communication | 2.09% | ₹319 Cr | +2.34% | +2.43% | +1.53% |
| Oracle Financial Services Software Ltd. | Technology | 1.99% | ₹304 Cr | +0.80% | +0.59% | +0.99% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.98% | ₹301 Cr | +2.37% | +2.30% | +1.91% |
| MTAR Technologies Ltd. | Capital Goods | 1.95% | ₹298 Cr | — | — | — |
| Shriram Finance Ltd | Financial | 1.74% | ₹265 Cr | +2.15% | +2.13% | +0.69% |
| Radico Khaitan Ltd. | Consumer Staples | 1.68% | ₹256 Cr | +1.81% | +1.43% | +1.38% |
| Park Medi World Ltd. | Healthcare | 1.62% | ₹247 Cr | +1.90% | +1.43% | — |
| NLC India Ltd. | Energy | 1.57% | ₹239 Cr | +2.05% | +2.03% | +1.93% |
| Bandhan Bank Ltd. | Financial | 1.50% | ₹229 Cr | +2.11% | +1.17% | — |
| One 97 Communications Ltd. | Services | 1.50% | ₹228 Cr | — | — | — |
| Oil India Ltd. | Energy | 1.42% | ₹217 Cr | +1.84% | +2.49% | — |
| ICICI Bank Ltd. | Financial | 1.36% | ₹207 Cr | +1.51% | +1.37% | +1.00% |
| Bharti Airtel Ltd. | Communication | 1.27% | ₹193 Cr | +1.42% | +1.62% | +2.31% |
| Poonawalla Fincorp Ltd. | Financial | 1.27% | ₹193 Cr | +1.34% | +1.33% | +2.41% |
| Reliance Industries Ltd. | Energy | 1.19% | ₹181 Cr | +1.38% | +1.70% | +1.26% |
| Samvardhana Motherson International Ltd. | Automobile | 1.02% | ₹155 Cr | +0.98% | +0.83% | +1.06% |
| Acutaas Chemicals Ltd. | Healthcare | 0.98% | ₹149 Cr | +1.12% | +1.14% | +0.79% |
| Hindalco Industries Ltd. | Metals & Mining | 0.96% | ₹146 Cr | +1.04% | +1.14% | — |
| Punjab National Bank | Financial | 0.96% | ₹146 Cr | +1.00% | +1.16% | — |
| GOI | Sovereign | 0.94% | ₹143 Cr | +1.04% | +1.18% | +0.29% |
| Hindustan Zinc Ltd. | Metals & Mining | 0.93% | ₹142 Cr | — | — | — |
| Tata Technologies Ltd | Services | 0.93% | ₹142 Cr | +0.72% | — | — |
| Anthem Biosciences Ltd. | Healthcare | 0.89% | ₹136 Cr | +0.72% | — | — |
| Tata Motors Ltd. | Automobile | 0.88% | ₹134 Cr | +0.94% | +1.04% | — |
| NTPC Green Energy Ltd. | Energy | 0.81% | ₹124 Cr | +0.88% | +0.82% | +0.63% |
| United Breweries Ltd. | Consumer Staples | 0.75% | ₹114 Cr | +0.92% | +1.26% | — |
| The South Indian Bank Ltd. | Financial | 0.75% | ₹114 Cr | — | — | — |
| Swiggy Ltd. | Services | 0.74% | ₹113 Cr | +0.76% | +0.98% | +1.67% |
| DEE Development Engineers Ltd. | Services | 0.73% | ₹111 Cr | +0.61% | +0.30% | +0.40% |
| Viyash Scientific Limited | Healthcare | 0.70% | ₹107 Cr | — | — | — |
| Tata Steel Ltd. | Metals & Mining | 0.67% | ₹101 Cr | +0.92% | +1.11% | +0.66% |
| Muthoot Finance Ltd. | Financial | 0.65% | ₹98.95 Cr | +0.70% | — | — |
| National Bank For Agriculture & Rural Development | Financial | 0.64% | ₹97.66 Cr | +0.21% | +0.25% | +0.11% |
| Hero Motors Ltd. | Automobile | 0.63% | ₹96.24 Cr | — | — | — |
| Orchid Pharma Ltd. | Healthcare | 0.62% | ₹94.01 Cr | +0.64% | +0.38% | +0.53% |
| Premier Energies Ltd. | Energy | 0.60% | ₹91.11 Cr | +0.77% | — | — |
| Jyoti CNC Automation Ltd. | Capital Goods | 0.59% | ₹90.07 Cr | +0.47% | +0.52% | +0.77% |
| Piramal Finance Ltd. | Financial | 0.57% | ₹86.43 Cr | +0.64% | +0.64% | +0.25% |
| Sapphire Foods India Ltd. | Services | 0.55% | ₹83.60 Cr | +0.50% | +0.49% | +1.29% |
| Kotak Liquid - Plan A - Direct Plan-Growth | Unclassified | 0.52% | ₹79.86 Cr | +0.55% | +0.23% | +0.30% |
| Whirlpool Of India Ltd. | Consumer Discretionary | 0.52% | ₹79.13 Cr | +0.41% | +0.47% | — |
| Aditya Birla Sun Life AMC Ltd. | Financial | 0.52% | ₹78.54 Cr | +0.64% | +0.57% | — |
| Life Insurance Corporation of India | Insurance | 0.49% | ₹74.70 Cr | +0.42% | +0.42% | +0.70% |
| PVR Inox Ltd. | Services | 0.47% | ₹72.27 Cr | +0.40% | +0.45% | +0.72% |
| DLF Ltd. | Construction | 0.44% | ₹67.40 Cr | — | — | — |
| The Jammu & Kashmir Bank Ltd. | Financial | 0.41% | ₹62.95 Cr | +0.49% | +0.41% | +0.53% |
| Tata Chemicals Ltd. | Chemicals | 0.40% | ₹61.15 Cr | +0.50% | +0.34% | +0.72% |
| Interglobe Aviation Ltd. | Services | 0.39% | ₹59.81 Cr | +0.45% | — | — |
| Bajaj Housing Finance Ltd. | Financial | 0.39% | ₹59.08 Cr | — | — | — |
| Sun TV Network Ltd. | Services | 0.39% | ₹58.90 Cr | +0.35% | +0.34% | +0.40% |
| Embassy Office Parks REIT | Construction | 0.36% | ₹54.14 Cr | — | — | — |
| IndiGrid Infrastructure Trust | Capital Goods | 0.33% | ₹50.03 Cr | +0.35% | +0.42% | +0.57% |
| Billionbrains Garage Ventures Ltd. | Financial | 0.32% | ₹48.69 Cr | +0.37% | — | — |
| Emmvee Photovoltaic Power Ltd. | Energy | 0.28% | ₹42.77 Cr | +0.32% | +0.24% | — |
| Emami Ltd. | Consumer Staples | 0.27% | ₹41.68 Cr | +0.31% | +0.36% | +0.63% |
| Wipro Ltd. | Technology | 0.27% | ₹41.29 Cr | +0.31% | +0.41% | +0.70% |
| Prasol Chemicals Ltd. | Chemicals | 0.27% | ₹40.50 Cr | — | — | — |
| West Bengal State | Others | 0.26% | ₹39.95 Cr | +0.29% | +0.33% | — |
| Kanohar Electricals Ltd. | Capital Goods | 0.24% | ₹35.93 Cr | — | — | — |
| Subros Ltd. | Automobile | 0.23% | ₹35.11 Cr | +0.30% | +0.26% | +0.61% |
| Rajasthan State | Others | 0.17% | ₹25.18 Cr | +0.18% | +0.21% | +0.02% |
| Bihar State | Others | 0.15% | ₹23.48 Cr | +0.17% | +0.20% | +0.76% |
| Navneet Education Ltd. | Consumer Staples | 0.13% | ₹19.17 Cr | +0.15% | +0.16% | +0.27% |
| V.S.T. Tillers Tractors Ltd. | Automobile | 0.10% | ₹15.98 Cr | +0.11% | +0.14% | +0.21% |
| REC Ltd. | Financial | 0.09% | ₹13.05 Cr | 0.00% | 0.00% | 0.00% |
| Aadhar Housing Finance Ltd | Financial | 0.07% | ₹10.05 Cr | +0.07% | +0.08% | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 0.07% | ₹10.00 Cr | +0.07% | +0.08% | +0.11% |
| Molbio Diagnostics Ltd. | Healthcare | 0.03% | ₹4.83 Cr | — | — | — |
| Indus Infra Trust | Construction | 0.03% | ₹4.81 Cr | +0.03% | +0.04% | +0.05% |
| Rentomojo Ltd. | Services | 0.01% | ₹2.03 Cr | — | — | — |
| SS Retail Ltd. | Services | 0.01% | ₹1.39 Cr | — | — | — |
| Karnataka State | Others | 0.01% | ₹1.07 Cr | +0.01% | +0.01% | +0.01% |
| NMDC Ltd. | Metals & Mining | 0.00% | ₹0.00 Cr | -0.03% | -0.03% | -0.04% |
| SBI Life Insurance Company Ltd. | Insurance | -0.00% | ₹-0.00 Cr | 0.00% | 0.00% | 0.00% |
| Vodafone Idea Ltd. | Communication | -0.00% | ₹-0.25 Cr | -0.01% | -1.17% | -1.52% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 3.57% | 1.51% | -2.06% |
| Kotak Silver ETF-Growth | 9.15% | 7.90% | -1.25% |
| One 97 Communications Ltd. | 0.52% | 1.50% | +0.97% |
| INDO-MIM Ltd. | 2.05% | 2.91% | +0.87% |
| Kotak Gold ETF | 4.99% | 5.74% | +0.75% |
| Hero Motors Ltd. | 0.00% | 0.63% | +0.63% |
| HDFC Bank Ltd. | 1.92% | 2.39% | +0.47% |
| GAIL (India) Ltd. | 0.38% | 0.00% | -0.38% |
| Oracle Financial Services Software Ltd. | 2.35% | 1.99% | -0.35% |
| State Bank of India | 3.60% | 3.27% | -0.33% |
| Maruti Suzuki India Ltd. | 2.70% | 2.40% | -0.31% |
| Prasol Chemicals Ltd. | 0.00% | 0.27% | +0.27% |
| Kanohar Electricals Ltd. | 0.00% | 0.24% | +0.24% |
| Shriram Finance Ltd | 1.96% | 1.74% | -0.22% |
| Swiggy Ltd. | 0.53% | 0.74% | +0.21% |
| MTAR Technologies Ltd. | 1.76% | 1.95% | +0.19% |
| Infosys Ltd. | 0.19% | 0.00% | -0.19% |
| Tata Technologies Ltd | 1.09% | 0.93% | -0.16% |
| ICICI Bank Ltd. | 1.49% | 1.36% | -0.13% |
| Bandhan Bank Ltd. | 1.38% | 1.50% | +0.13% |
| Premier Energies Ltd. | 0.71% | 0.60% | -0.11% |
| Oil India Ltd. | 1.53% | 1.42% | -0.10% |
| Tata Motors Ltd. | 0.98% | 0.88% | -0.10% |
| DEE Development Engineers Ltd. | 0.63% | 0.73% | +0.10% |
| United Breweries Ltd. | 0.85% | 0.75% | -0.09% |
| Vodafone Idea Ltd. | -0.80% | -0.70% | +0.09% |
| Sun TV Network Ltd. | 0.30% | 0.39% | +0.09% |
| Hindustan Unilever Ltd. | 2.06% | 1.98% | -0.09% |
| Reliance Industries Ltd. | 1.28% | 1.19% | -0.09% |
| Hero Motocorp Ltd. | 2.32% | 2.24% | -0.08% |
| Indus Towers Ltd. | 2.17% | 2.09% | -0.08% |
| Viyash Scientific Limited | 0.78% | 0.70% | -0.08% |
| ITC Ltd. | 2.47% | 2.54% | +0.08% |
| Hindalco Industries Ltd. | 1.03% | 0.96% | -0.07% |
| Piramal Finance Ltd. | 0.64% | 0.57% | -0.07% |
| Park Medi World Ltd. | 1.68% | 1.62% | -0.06% |
| Power Finance Corporation Ltd. | 2.06% | 2.00% | -0.06% |
| Sapphire Foods India Ltd. | 0.60% | 0.55% | -0.06% |
| Eternal Ltd. | 2.55% | 2.50% | -0.06% |
| Bank Of Baroda | 1.80% | 1.74% | -0.06% |
| Dhoot Transmission Ltd. | 0.05% | 0.00% | -0.05% |
| Poonawalla Fincorp Ltd. | 1.32% | 1.27% | -0.05% |
| Whirlpool Of India Ltd. | 0.47% | 0.52% | +0.05% |
| Hindustan Zinc Ltd. | 0.97% | 0.93% | -0.05% |
| Samvardhana Motherson International Ltd. | 1.06% | 1.02% | -0.04% |
| The South Indian Bank Ltd. | 0.71% | 0.75% | +0.04% |
| Radico Khaitan Ltd. | 1.72% | 1.68% | -0.04% |
| Acutaas Chemicals Ltd. | 0.94% | 0.98% | +0.04% |
| NTPC Green Energy Ltd. | 0.78% | 0.81% | +0.04% |
| Bharti Airtel Ltd. | 1.30% | 1.27% | -0.04% |
| Anthem Biosciences Ltd. | 0.92% | 0.89% | -0.03% |
| Wipro Ltd. | 0.30% | 0.27% | -0.03% |
| NLC India Ltd. | 1.60% | 1.57% | -0.03% |
| NTPC Ltd. | 2.54% | 2.51% | -0.03% |
| Aditya Birla Sun Life AMC Ltd. | 0.54% | 0.52% | -0.03% |
| Jyoti CNC Automation Ltd. | 0.56% | 0.59% | +0.03% |
| Life Insurance Corporation of India | 0.52% | 0.49% | -0.03% |
| The Jammu & Kashmir Bank Ltd. | 0.44% | 0.41% | -0.03% |
| Tata Chemicals Ltd. | 0.42% | 0.40% | -0.02% |
| Interglobe Aviation Ltd. | 0.41% | 0.39% | -0.02% |
| Orchid Pharma Ltd. | 0.60% | 0.62% | +0.02% |
| Rentomojo Ltd. | 0.00% | 0.01% | +0.01% |
| Billionbrains Garage Ventures Ltd. | 0.33% | 0.32% | -0.01% |
| Navneet Education Ltd. | 0.14% | 0.13% | -0.01% |
| Emami Ltd. | 0.26% | 0.27% | +0.01% |
| DLF Ltd. | 0.45% | 0.44% | -0.01% |
| SS Retail Ltd. | 0.00% | 0.01% | +0.01% |
| Punjab National Bank | 0.95% | 0.96% | +0.01% |
| GOI | 0.94% | 0.94% | -0.01% |
| Molbio Diagnostics Ltd. | 0.03% | 0.03% | +0.01% |
| National Bank For Agriculture & Rural Development | 0.64% | 0.64% | +0.01% |
| Subros Ltd. | 0.24% | 0.23% | -0.01% |
| Emmvee Photovoltaic Power Ltd. | 0.29% | 0.28% | 0.00% |
| Kotak Liquid - Plan A - Direct Plan-Growth | 0.52% | 0.52% | 0.00% |
| West Bengal State | 0.27% | 0.26% | 0.00% |
| Embassy Office Parks REIT | 0.36% | 0.36% | 0.00% |
| REC Ltd. | 0.09% | 0.09% | 0.00% |
| PVR Inox Ltd. | 0.47% | 0.47% | 0.00% |
| Tata Steel Ltd. | 0.66% | 0.67% | 0.00% |
| Bihar State | 0.16% | 0.15% | 0.00% |
| NMDC Ltd. | -0.01% | -0.01% | 0.00% |
| Bajaj Housing Finance Ltd. | 0.32% | 0.32% | 0.00% |
| V.S.T. Tillers Tractors Ltd. | 0.10% | 0.10% | 0.00% |
| Indus Infra Trust | 0.03% | 0.03% | 0.00% |
| IndiGrid Infrastructure Trust | 0.33% | 0.33% | 0.00% |
| Aadhar Housing Finance Ltd | 0.07% | 0.07% | 0.00% |
| Rajasthan State | 0.17% | 0.17% | 0.00% |
| Small Industries Devp. Bank of India Ltd. | 0.07% | 0.07% | 0.00% |
| SBI Life Insurance Company Ltd. | -0.00% | -0.00% | 0.00% |
| Karnataka State | 0.01% | 0.01% | 0.00% |
| Muthoot Finance Ltd. | 0.65% | 0.65% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹8,985 Cr | 1.62% | 4.0% | 11.8% | 14.7% |
 Nippon India Multi Asset Allocation Fund | ₹18,044 Cr | 1.45% | 3.5% | 11.6% | 14.6% |
 DSP Multi Asset Allocation Fund | ₹10,820 Cr | 1.57% | 3.3% | 12.8% | — |
 Quant Multi Asset Allocation Fund | ₹6,608 Cr | 2.14% | 4.7% | 12.3% | 16.4% |
 Aditya Birla Sun Life Multi-Asset Omni FoF | ₹468 Cr | 1.32% | 4.6% | 10.6% | 13.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.
Fund managers
- Abhishek BisenMr. Bisen is a BA and MBA in Finance.Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
- Devender SinghalMr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
- Hiten ShahMr. Shah is a Masters in Management Studies (Finance) from Mumbai University.Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
- Jeetu Valechha SonarMr. Sonar is a Post Graduate Diploma in Management in Finance managementPrior to joining Kotak AMC Limited, he has worked as institutional dealer with Kotak Securities Ltd. and is part of Kotak Group since 2014.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months−3.05% absolute | ₹60,000 | ₹58,170 | −3.05% | |
| 1 year7.95% annualised | ₹1,20,000 | ₹1,25,295 | 4.41% | |
| 3 years15.59% annualised | ₹3,60,000 | ₹4,61,220 | 28.12% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Kotak Multi Asset Allocation Fund?
The NAV of Kotak Multi Asset Allocation Fund is ₹15.52 as on 6 Nov 2026.
What is the expense ratio of Kotak Multi Asset Allocation Fund?
The expense ratio of Kotak Multi Asset Allocation Fund is 1.77% per year.
What is the minimum SIP amount for Kotak Multi Asset Allocation Fund?
You can start a SIP in Kotak Multi Asset Allocation Fund with ₹3,000 a month.
Is there a lock-in or exit load on Kotak Multi Asset Allocation Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year..
How risky is Kotak Multi Asset Allocation Fund?
Kotak Multi Asset Allocation Fund is rated Very High on the SEBI riskometer and belongs to the Multi Asset Allocation category.
Which fund house manages Kotak Multi Asset Allocation Fund?
Kotak Multi Asset Allocation Fund is managed by Kotak Mahindra Mutual Fund, which runs 97 schemes with ₹6,34,000 Cr under management.