Navi Nifty 50 Index Fund
Large Cap IndexVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹15.08-1.64%1 day
- Return since launch
- 8.6%
- 52-week range
- ₹14.50 — ₹17.09
- AUM
- ₹4,130 Cr
Navi Nifty 50 Index Fund is a Large Cap Index equity fund from Navi Mutual Fund with ₹4,130 Cr under management, launched in 2021. Over three years it has returned -0.5% a year, against 9.4% for its category. The expense ratio is 0.34% and the SEBI riskometer reading is Very High.
Performance
Navi Nifty 50 Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -6.7% against -6.5% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -11.5% | −8.2 pts | -3.3% | -10.6% |
| 2Y | -4.8% | −2.5 pts | -2.3% | -4.5% |
| 3Y | -0.5% | −9.9 pts | 9.4% | -0.3% |
| 5Y | 5.2% | −2.6 pts | 7.8% | 5.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -5.2% | −0.3 pts | -5.0% | -5.0% |
| 3M | -3.9% | −0.9 pts | -3.0% | -3.2% |
| 6M | -0.4% | −3.6 pts | 3.2% | 0.8% |
| 1Y | -6.7% | −3.4 pts | -3.3% | -6.5% |
| 2Y | -5.0% | 0.0 pts | -5.0% | -5.2% |
| 3Y | 6.3% | −3.1 pts | 9.4% | 6.2% |
| 5Y | 6.1% | −1.7 pts | 7.8% | 5.9% |
Since launch (3 Jul 2021): 8.6%
Calendar-year returns
Category average5.2%
20.8%
9.5%
11.5%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 11.5% | +2.9 pts | 8.6% |
| 2024 | 9.5% | −4.9 pts | 14.4% |
| 2023 | 20.8% | −4.0 pts | 24.8% |
| 2022 | 5.2% | +1.1 pts | 4.1% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.34%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.26%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.08%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹500
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty 50 Total Return
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.66 | 6.39 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 1.28 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.26 | 0.67 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.33 | 0.86 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 13.59 | 19.95 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Navi Nifty 50 Index Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity100.0%
Market cap split
- Large98.7%
- Mid1.3%
- P/E
- 20.10
- P/B
- 3.10
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 9.86% | ₹407 Cr | +10.54% | +11.81% | +13.10% |
| ICICI Bank Ltd. | Financial | 9.45% | ₹390 Cr | +8.31% | +8.57% | +8.99% |
| Reliance Industries Ltd. | Energy | 7.83% | ₹323 Cr | +8.25% | +8.19% | +8.30% |
| Bharti Airtel Ltd. | Communication | 5.00% | ₹207 Cr | +5.19% | +4.56% | +4.65% |
| Larsen & Toubro Ltd. | Construction | 4.30% | ₹177 Cr | +4.43% | +4.37% | +3.82% |
| State Bank of India | Financial | 3.98% | ₹164 Cr | +3.70% | +4.34% | +2.78% |
| Infosys Ltd. | Technology | 3.61% | ₹149 Cr | +3.76% | +3.96% | +4.78% |
| Axis Bank Ltd. | Financial | 3.39% | ₹140 Cr | +3.41% | +3.45% | +2.70% |
| Kotak Mahindra Bank Ltd. | Financial | 2.80% | ₹116 Cr | +2.62% | +2.66% | +2.60% |
| Mahindra & Mahindra Ltd. | Automobile | 2.66% | ₹110 Cr | +2.52% | +2.64% | +2.55% |
| Bajaj Finance Ltd. | Financial | 2.57% | ₹106 Cr | +2.25% | +2.30% | +2.11% |
| ITC Ltd. | Consumer Staples | 2.24% | ₹92.33 Cr | +2.56% | +2.63% | +3.44% |
| Tata Consultancy Services Ltd. | Technology | 2.22% | ₹91.83 Cr | +2.13% | +2.34% | +2.84% |
| Eternal Ltd. | Services | 2.15% | ₹88.92 Cr | +1.67% | +1.54% | +1.97% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.91% | ₹78.78 Cr | +1.76% | +1.60% | +1.55% |
| Titan Company Ltd. | Consumer Discretionary | 1.91% | ₹78.97 Cr | +1.56% | +1.55% | +1.35% |
| Maruti Suzuki India Ltd. | Automobile | 1.60% | ₹66.25 Cr | +1.59% | +1.70% | +1.75% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.58% | ₹65.43 Cr | +1.77% | +1.80% | +2.13% |
| NTPC Ltd. | Energy | 1.41% | ₹58.18 Cr | +1.70% | +1.57% | +1.40% |
| Shriram Finance Ltd | Financial | 1.41% | ₹58.27 Cr | +1.23% | +1.32% | +0.73% |
| Tata Steel Ltd. | Metals & Mining | 1.38% | ₹57.12 Cr | +1.59% | +1.53% | +1.15% |
| Bharat Electronics Ltd. | Capital Goods | 1.35% | ₹55.65 Cr | +1.36% | +1.39% | +1.19% |
| Hindalco Industries Ltd. | Metals & Mining | 1.33% | ₹55.12 Cr | +1.51% | +1.16% | +0.92% |
| HCL Technologies Ltd. | Technology | 1.26% | ₹51.86 Cr | +1.16% | +1.27% | +1.39% |
| Ultratech Cement Ltd. | Materials | 1.23% | ₹50.79 Cr | +1.26% | +1.31% | +1.35% |
| Bajaj Auto Ltd. | Automobile | 1.22% | ₹50.36 Cr | +1.07% | +0.96% | +0.86% |
| Grasim Industries Ltd. | Materials | 1.15% | ₹47.68 Cr | +1.10% | +0.93% | +0.96% |
| JSW Steel Ltd. | Metals & Mining | 1.11% | ₹45.98 Cr | +1.11% | +1.03% | +0.88% |
| Asian Paints Ltd. | Materials | 1.09% | ₹44.99 Cr | +1.12% | +0.93% | +1.03% |
| Interglobe Aviation Ltd. | Services | 1.08% | ₹44.41 Cr | +0.92% | +0.95% | — |
| Power Grid Corporation Of India Ltd. | Energy | 1.08% | ₹44.74 Cr | +1.22% | +1.18% | +1.13% |
| Adani Ports and Special Economic Zone Ltd. | Services | 1.07% | ₹44.06 Cr | +1.23% | +0.98% | +0.87% |
| Bajaj Finserv Ltd. | Financial | 1.06% | ₹43.86 Cr | +0.95% | +0.99% | +0.94% |
| Eicher Motors Ltd. | Automobile | 0.99% | ₹41.09 Cr | +0.91% | +0.96% | +0.76% |
| Nestle India Ltd. | Consumer Staples | 0.97% | ₹40.22 Cr | +0.94% | +0.81% | +0.75% |
| Tech Mahindra Ltd. | Technology | 0.94% | ₹38.76 Cr | +0.87% | +0.75% | +0.85% |
| Coal India Ltd. | Materials | 0.87% | ₹36.07 Cr | +0.96% | +0.85% | +0.77% |
| Trent Ltd. | Services | 0.87% | ₹35.92 Cr | +0.87% | +0.75% | +1.06% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.83% | ₹34.33 Cr | +0.78% | +0.70% | +0.69% |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.82% | ₹33.75 Cr | +0.95% | +0.95% | +0.82% |
| Adani Enterprises Ltd. | Services | 0.75% | ₹30.93 Cr | +0.78% | +0.49% | +0.53% |
| Cipla Ltd. | Healthcare | 0.72% | ₹29.72 Cr | +0.73% | +0.66% | +0.81% |
| JIO Financial Services Ltd. | Financial | 0.72% | ₹29.69 Cr | +0.72% | +0.73% | +0.92% |
| SBI Life Insurance Company Ltd. | Insurance | 0.71% | ₹29.32 Cr | +0.76% | +0.80% | +0.73% |
| Max Healthcare Institute Ltd. | Healthcare | 0.70% | ₹29.07 Cr | +0.66% | +0.71% | — |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.64% | ₹26.38 Cr | +0.73% | +0.68% | +0.69% |
| Tata Consumer Products Ltd. | Consumer Staples | 0.61% | ₹25.33 Cr | +0.71% | +0.65% | +0.63% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 0.59% | ₹24.20 Cr | +0.76% | +0.70% | +1.26% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.53% | ₹21.91 Cr | +0.59% | +0.67% | +0.75% |
| Wipro Ltd. | Technology | 0.45% | ₹18.73 Cr | +0.54% | +0.50% | +0.64% |
| Others | Others | -0.03% | ₹-1.23 Cr | +0.19% | +0.09% | +0.09% |
Sectors
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 0.38% | -0.03% | -0.41% |
| HDFC Bank Ltd. | 10.23% | 9.86% | -0.37% |
| Bharti Airtel Ltd. | 5.35% | 5.00% | -0.35% |
| ICICI Bank Ltd. | 9.18% | 9.45% | +0.27% |
| Axis Bank Ltd. | 3.15% | 3.39% | +0.24% |
| Kotak Mahindra Bank Ltd. | 2.57% | 2.80% | +0.23% |
| Eternal Ltd. | 1.95% | 2.15% | +0.20% |
| State Bank of India | 3.79% | 3.98% | +0.19% |
| ITC Ltd. | 2.42% | 2.24% | -0.18% |
| Larsen & Toubro Ltd. | 4.12% | 4.30% | +0.18% |
| Bajaj Finance Ltd. | 2.73% | 2.57% | -0.16% |
| Bharat Electronics Ltd. | 1.24% | 1.35% | +0.11% |
| Grasim Industries Ltd. | 1.04% | 1.15% | +0.11% |
| Titan Company Ltd. | 1.80% | 1.91% | +0.11% |
| Shriram Finance Ltd | 1.31% | 1.41% | +0.10% |
| Bajaj Auto Ltd. | 1.14% | 1.22% | +0.08% |
| Hindustan Unilever Ltd. | 1.66% | 1.58% | -0.08% |
| Hindalco Industries Ltd. | 1.26% | 1.33% | +0.07% |
| Infosys Ltd. | 3.54% | 3.61% | +0.07% |
| Power Grid Corporation Of India Ltd. | 1.15% | 1.08% | -0.07% |
| NTPC Ltd. | 1.47% | 1.41% | -0.06% |
| Tata Consultancy Services Ltd. | 2.16% | 2.22% | +0.06% |
| Maruti Suzuki India Ltd. | 1.66% | 1.60% | -0.06% |
| Reliance Industries Ltd. | 7.89% | 7.83% | -0.06% |
| Adani Ports and Special Economic Zone Ltd. | 1.12% | 1.07% | -0.05% |
| JSW Steel Ltd. | 1.06% | 1.11% | +0.05% |
| Mahindra & Mahindra Ltd. | 2.71% | 2.66% | -0.05% |
| Interglobe Aviation Ltd. | 1.04% | 1.08% | +0.04% |
| SBI Life Insurance Company Ltd. | 0.75% | 0.71% | -0.04% |
| Tata Motors Passenger Vehicles Ltd. | 0.63% | 0.59% | -0.04% |
| Adani Enterprises Ltd. | 0.78% | 0.75% | -0.03% |
| Eicher Motors Ltd. | 0.96% | 0.99% | +0.03% |
| JIO Financial Services Ltd. | 0.75% | 0.72% | -0.03% |
| Max Healthcare Institute Ltd. | 0.73% | 0.70% | -0.03% |
| Sun Pharmaceutical Industries Ltd. | 1.88% | 1.91% | +0.03% |
| Ultratech Cement Ltd. | 1.26% | 1.23% | -0.03% |
| Asian Paints Ltd. | 1.11% | 1.09% | -0.02% |
| Cipla Ltd. | 0.74% | 0.72% | -0.02% |
| Coal India Ltd. | 0.89% | 0.87% | -0.02% |
| Dr. Reddy's Laboratories Ltd. | 0.62% | 0.64% | +0.02% |
| Oil And Natural Gas Corporation Ltd. | 0.84% | 0.82% | -0.02% |
| Tata Consumer Products Ltd. | 0.63% | 0.61% | -0.02% |
| Tata Steel Ltd. | 1.40% | 1.38% | -0.02% |
| Trent Ltd. | 0.89% | 0.87% | -0.02% |
| Apollo Hospitals Enterprise Ltd. | 0.82% | 0.83% | +0.01% |
| Bajaj Finserv Ltd. | 1.05% | 1.06% | +0.01% |
| HCL Technologies Ltd. | 1.27% | 1.26% | -0.01% |
| Wipro Ltd. | 0.44% | 0.45% | +0.01% |
| HDFC Life Insurance Co Ltd. | 0.53% | 0.53% | 0.00% |
| Nestle India Ltd. | 0.97% | 0.97% | 0.00% |
| Tech Mahindra Ltd. | 0.94% | 0.94% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,691 Cr | 0.72% | 5.2% | 7.4% | 12.6% |
 UTI Nifty Next 50 Index Fund | ₹7,547 Cr | 0.87% | 5.1% | 7.3% | 12.5% |
 SBI Nifty Next 50 Index Fund | ₹2,366 Cr | 0.76% | 5.2% | 7.3% | 12.5% |
 DSP Nifty Next 50 Index Fund | ₹1,407 Cr | 1.01% | 5.0% | 7.3% | 12.6% |
 Kotak Nifty Next 50 Index Fund | ₹1,295 Cr | 0.64% | 5.3% | 7.4% | 12.6% |
 Nippon India Nifty Next 50 Junior BeES FoF | ₹840 Cr | 0.30% | 5.7% | 7.7% | 12.9% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to achieve return equivalent to Nifty 50 Index by investing in stocks of companies comprising Nifty 50 Index, subject to tracking error.
Fund managers
- Ashutosh ShirwaikarMr. Shirwaikar has done MMS and CFAPrior to joining Navi MF, he has worked with Quantum AMC and ICICI Bank
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months−0.41% absolute | ₹60,000 | ₹59,754 | −0.41% | |
| 1 year−6.65% annualised | ₹1,20,000 | ₹1,15,764 | −3.53% | |
| 3 years6.27% annualised | ₹3,60,000 | ₹3,97,017 | 10.28% | |
| 5 years6.08% annualised | ₹6,00,000 | ₹7,02,679 | 17.11% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Navi Nifty 50 Index Fund?
The NAV of Navi Nifty 50 Index Fund is ₹15.08 as on 24 Sep 2026.
What is the expense ratio of Navi Nifty 50 Index Fund?
The expense ratio of Navi Nifty 50 Index Fund is 0.34% per year.
What is the minimum SIP amount for Navi Nifty 50 Index Fund?
You can start a SIP in Navi Nifty 50 Index Fund with ₹500 a month.
What returns has Navi Nifty 50 Index Fund given?
Navi Nifty 50 Index Fund has returned -11.5% over 1 year, -0.5% over 3 years and 5.2% over 5 years (annualised).
Is there a lock-in or exit load on Navi Nifty 50 Index Fund?
Lock-in: None. Exit load: 0%.
How risky is Navi Nifty 50 Index Fund?
Navi Nifty 50 Index Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap Index category.
Which fund house manages Navi Nifty 50 Index Fund?
Navi Nifty 50 Index Fund is managed by Navi Mutual Fund, which runs 17 schemes with ₹9,453 Cr under management.