SBI Conservative Hybrid Fund
Conservative HybridModerately HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹76.62+0.18%1 day
- Return since launch
- 8.2%
- 52-week range
- ₹72.60 — ₹77.13
- AUM
- ₹9,944 Cr
SBI Conservative Hybrid Fund is a Conservative Hybrid hybrid fund from SBI Mutual Fund with ₹9,944 Cr under management, launched in 2001. Over three years it has returned 5.6% a year, against 7.2% for its category. The expense ratio is 1.49% and the SEBI riskometer reading is Moderately High.
Performance
SBI Conservative Hybrid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.4% against +1.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.6% | +1.3 pts | 2.4% | 2.6% |
| 2Y | 4.7% | +0.9 pts | 3.8% | 3.4% |
| 3Y | 5.6% | −1.6 pts | 7.2% | 4.6% |
| 5Y | 7.4% | +0.8 pts | 6.5% | 6.4% |
| 7Y | 8.4% | +1.3 pts | 7.1% | 6.9% |
| 10Y | 8.5% | +1.6 pts | 6.9% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.9% | −1.1 pts | 2.0% | 2.0% |
| 3M | -0.5% | −0.3 pts | -0.2% | -0.3% |
| 6M | 1.6% | −0.8 pts | 2.4% | 2.3% |
| 1Y | 3.4% | +1.1 pts | 2.4% | 1.4% |
| 2Y | 4.8% | +0.6 pts | 4.2% | 4.2% |
| 3Y | 7.9% | +0.6 pts | 7.2% | 7.3% |
| 5Y | 7.4% | +0.9 pts | 6.5% | 6.3% |
| 7Y | 9.4% | +1.8 pts | 7.6% | 7.3% |
| 10Y | 8.1% | +1.2 pts | 6.9% | 6.9% |
Since launch (22 Feb 2001): 8.2%
Calendar-year returns
Category average13.5%
14.1%
4.5%
12.2%
11.0%
6.7%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.7% | −0.3 pts | 7.0% |
| 2024 | 11.0% | 0.0 pts | 11.0% |
| 2023 | 12.2% | +0.1 pts | 12.1% |
| 2022 | 4.5% | −0.6 pts | 5.1% |
| 2021 | 14.1% | +2.8 pts | 11.2% |
| 2020 | 13.5% | +3.0 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.49%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.23%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.25%
- Exit load
- For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 50 Hybrid Composite Debt 15:85 Conservative
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderately High
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 0.89 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.41 | 0.60 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.60 | 0.83 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 4.21 | 3.81 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
SBI Conservative Hybrid Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity23.6%
- Debt69.2%
- Other7.2%
Market cap split
- Large36.5%
- Mid12.8%
- Small50.7%
- P/E
- 25.09
- P/B
- 2.48
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | 4.87% | ₹492 Cr | +1.41% | +3.15% | +3.09% |
| Others | Others | 4.67% | ₹472 Cr | +0.87% | +0.90% | +0.87% |
| Bajaj Housing Finance Ltd. | Financial | 3.88% | ₹392 Cr | — | — | +1.04% |
| Bharti Telecom Ltd. | Communication | 3.29% | ₹333 Cr | +3.03% | +3.20% | +3.16% |
| REC Ltd. | Financial | 3.15% | ₹319 Cr | +1.99% | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 3.14% | ₹318 Cr | +4.02% | +4.24% | +4.16% |
| Adani Power Ltd. | Energy | 2.96% | ₹299 Cr | +2.96% | +3.12% | — |
| JTPM Metal Traders Ltd. | Metals & Mining | 2.94% | ₹297 Cr | +2.91% | +2.72% | +2.03% |
| LIC Housing Finance Ltd. | Financial | 2.71% | ₹274 Cr | +4.44% | +4.70% | +4.62% |
| Torrent Power Ltd. | Energy | 2.46% | ₹248 Cr | +2.49% | — | +2.12% |
| Tata Power Company Ltd. | Energy | 2.42% | ₹245 Cr | — | — | — |
| JSW Kalinga Steel Ltd. | Metals & Mining | 2.32% | ₹234 Cr | +2.63% | +2.10% | — |
| Aditya Birla Renewables Ltd. | Energy | 2.23% | ₹225 Cr | +2.97% | +3.15% | +3.09% |
| Muthoot Finance Ltd. | Financial | 2.21% | ₹224 Cr | +2.97% | +1.60% | +1.56% |
| Godrej Industries Ltd. | Consumer Staples | 2.00% | ₹202 Cr | +0.62% | +0.94% | +0.92% |
| Sundaram Finance Ltd. | Financial | 1.97% | ₹199 Cr | +2.97% | — | — |
| Kingfa Science & Technology (India) Ltd. | Chemicals | 1.86% | ₹188 Cr | +1.80% | +1.57% | +1.60% |
| GMR Airports Ltd. | Construction | 1.86% | ₹188 Cr | +1.84% | +1.91% | +1.79% |
| Motilal Oswal Finevest Ltd. | Financial | 1.69% | ₹171 Cr | +1.68% | +1.79% | +1.73% |
| Reliance Industries Ltd. | Energy | 1.57% | ₹159 Cr | +2.35% | +2.60% | +3.04% |
| Biocon Ltd. | Healthcare | 1.39% | ₹141 Cr | +1.57% | +1.44% | +1.05% |
| Asian Paints Ltd. | Materials | 1.33% | ₹135 Cr | +1.45% | +1.69% | +1.77% |
| Motilal Oswal Financial Services Ltd. | Financial | 1.24% | ₹125 Cr | — | — | — |
| Axis Bank Ltd. | Financial | 1.23% | ₹124 Cr | +1.34% | +1.23% | +1.16% |
| ICICI Bank Ltd. | Financial | 1.20% | ₹122 Cr | +1.25% | — | — |
| Siddhivinayak Securitisation Trust | Others | 1.18% | ₹119 Cr | +1.22% | +1.29% | +1.27% |
| Shivshakti Securitisation Trust | Others | 1.18% | ₹119 Cr | +1.21% | +1.29% | +1.27% |
| Bajaj Finserv Ltd. | Financial | 1.11% | ₹113 Cr | +1.14% | +1.11% | +1.20% |
| Tata Projects Ltd. | Construction | 1.03% | ₹104 Cr | +1.04% | +1.31% | +1.28% |
| Small Industries Devp. Bank of India Ltd. | Financial | 0.99% | ₹100 Cr | +0.94% | +2.08% | — |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 0.98% | ₹99.51 Cr | +0.99% | — | — |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | 0.97% | ₹98.31 Cr | +0.99% | +1.04% | +1.03% |
| HDB Financial Services Ltd. | Financial | 0.97% | ₹98.10 Cr | +0.98% | — | — |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 0.96% | ₹96.69 Cr | +0.98% | +1.02% | +1.01% |
| Grindwell Norton Ltd. | Metals & Mining | 0.95% | ₹96.04 Cr | +1.03% | +0.68% | +0.78% |
| Gland Pharma Ltd. | Healthcare | 0.88% | ₹89.30 Cr | +0.78% | +0.57% | +0.64% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.85% | ₹86.00 Cr | +0.94% | +1.02% | +1.27% |
| Hatsun Agro Product Ltd. | Consumer Staples | 0.84% | ₹84.43 Cr | +0.69% | +0.74% | +0.61% |
| HDFC Bank Ltd. | Financial | 0.77% | ₹77.96 Cr | +0.87% | +0.73% | — |
| Bajaj Finance Ltd. | Financial | 0.74% | ₹74.90 Cr | +1.97% | +2.62% | +0.92% |
| Eris Lifesciences Ltd. | Healthcare | 0.65% | ₹65.63 Cr | — | — | — |
| Cipla Ltd. | Healthcare | 0.63% | ₹63.26 Cr | — | — | — |
| Punjab National Bank | Financial | 0.62% | ₹62.18 Cr | +0.94% | +1.14% | +2.10% |
| Mahanagar Telephone Nigam Ltd. | Communication | 0.59% | ₹59.46 Cr | +1.19% | +1.26% | +1.24% |
| Carborundum Universal Ltd. | Metals & Mining | 0.58% | ₹58.87 Cr | +0.55% | +0.38% | +0.44% |
| Wonderla Holidays Ltd. | Services | 0.56% | ₹56.30 Cr | +0.49% | +0.49% | — |
| Max Financial Services Ltd. | Financial | 0.54% | ₹54.94 Cr | +0.62% | +0.62% | +0.64% |
| IndiGrid Infrastructure Trust | Capital Goods | 0.50% | ₹50.03 Cr | +0.50% | +0.53% | +0.52% |
| IDFC First Bank Ltd. | Financial | 0.49% | ₹50.00 Cr | +0.49% | — | — |
| Reserve Bank of India | Financial | 0.49% | ₹49.59 Cr | +0.49% | — | — |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | 0.49% | ₹49.24 Cr | +0.49% | +0.51% | +0.50% |
| Canara Bank | Financial | 0.48% | ₹48.52 Cr | — | — | — |
| Tata Capital Housing Finance Ltd. | Financial | 0.48% | ₹48.34 Cr | — | — | — |
| Andhra Paper Ltd. | Consumer Staples | 0.46% | ₹46.52 Cr | +0.32% | +0.22% | — |
| VST Industries Ltd. | Consumer Staples | 0.45% | ₹45.32 Cr | +0.57% | +0.57% | — |
| Paradeep Phosphates Ltd. | Chemicals | 0.44% | ₹44.74 Cr | — | — | — |
| Shree Cement Ltd. | Materials | 0.44% | ₹44.69 Cr | +0.50% | +0.48% | +0.59% |
| GR Infraprojects Ltd. | Construction | 0.44% | ₹44.03 Cr | +0.50% | +0.46% | +0.68% |
| West Coast Paper Mills Ltd. | Consumer Staples | 0.42% | ₹42.79 Cr | — | — | — |
| Jubilant FoodWorks Ltd. | Services | 0.38% | ₹37.91 Cr | +0.34% | +0.38% | +0.52% |
| Finolex Industries Ltd. | Materials | 0.37% | ₹37.51 Cr | +0.43% | +0.39% | +0.50% |
| Godrej Consumer Products Ltd. | Consumer Staples | 0.33% | ₹33.83 Cr | +0.40% | +0.41% | +0.47% |
| Avanti Feeds Ltd. | Consumer Staples | 0.33% | ₹33.74 Cr | +0.43% | +0.91% | +0.48% |
| Deepak Nitrite Ltd. | Chemicals | 0.33% | ₹33.66 Cr | — | — | — |
| Aptus Value Housing Finance India Ltd. | Financial | 0.32% | ₹31.89 Cr | +0.38% | +0.28% | +0.44% |
| DOMS Industries Ltd. | Consumer Staples | 0.31% | ₹31.34 Cr | — | — | — |
| Union Bank of India | Financial | 0.30% | ₹30.07 Cr | +0.47% | +0.98% | +0.31% |
| Bosch Home Comfort India Ltd. | Consumer Discretionary | 0.29% | ₹29.09 Cr | +0.21% | — | — |
| PNC Infratech Ltd. | Construction | 0.26% | ₹26.64 Cr | +0.24% | +0.18% | +0.32% |
| PI Industries Ltd. | Chemicals | 0.25% | ₹25.41 Cr | +0.28% | — | — |
| Bank Of Baroda | Financial | 0.24% | ₹24.28 Cr | — | — | — |
| Kansai Nerolac Paints Ltd. | Materials | 0.23% | ₹23.27 Cr | +0.15% | +0.18% | — |
| Sundram Fasteners Ltd. | Capital Goods | 0.23% | ₹22.79 Cr | +0.18% | +0.16% | +0.20% |
| Styrenix Performance Materials Ltd. | Chemicals | 0.22% | ₹22.17 Cr | +0.25% | +0.21% | — |
| Sheela Foam Ltd. | Consumer Discretionary | 0.20% | ₹20.19 Cr | +0.23% | +0.16% | +0.21% |
| Afcons Infrastructure Ltd. | Construction | 0.19% | ₹18.70 Cr | +0.23% | +0.21% | +0.35% |
| Garware Technical Fibres Ltd. | Textiles | 0.16% | ₹16.06 Cr | +0.16% | +0.14% | +0.16% |
| Ganesha Ecosphere Ltd. | Textiles | 0.16% | ₹16.00 Cr | +0.14% | +0.50% | — |
| Tamilnadu State | Others | 0.14% | ₹14.26 Cr | +2.44% | +3.01% | — |
| GOI | Sovereign | 0.10% | ₹9.84 Cr | +0.24% | +0.49% | +1.53% |
| Computer Age Management Services Ltd. | Services | 0.10% | ₹9.80 Cr | — | — | — |
| Elevate Campuses Ltd. | Construction | 0.06% | ₹6.52 Cr | — | — | — |
| Rajasthan State | Others | 0.03% | ₹3.07 Cr | +0.03% | +0.03% | +0.03% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Motilal Oswal Financial Services Ltd. | 0.00% | 1.24% | +1.24% |
| GOI | 0.98% | 0.10% | -0.88% |
| Tamilnadu State | 1.00% | 0.14% | -0.86% |
| REC Ltd. | 2.17% | 2.66% | +0.50% |
| company:4739 | 0.49% | 0.00% | -0.49% |
| Sundaram Finance Ltd. | 2.44% | 1.97% | -0.47% |
| Graphite India Ltd. | 0.38% | 0.00% | -0.38% |
| Aether Industries Ltd. | 0.26% | 0.00% | -0.26% |
| Bajaj Finserv Ltd. | 1.28% | 1.11% | -0.17% |
| Paradeep Phosphates Ltd. | 0.28% | 0.44% | +0.16% |
| Kingfa Science & Technology (India) Ltd. | 1.72% | 1.86% | +0.14% |
| Biocon Ltd. | 1.53% | 1.39% | -0.14% |
| Asian Paints Ltd. | 1.45% | 1.33% | -0.12% |
| ICICI Bank Ltd. | 1.31% | 1.20% | -0.11% |
| PNC Infratech Ltd. | 0.37% | 0.26% | -0.10% |
| Kansai Nerolac Paints Ltd. | 0.14% | 0.23% | +0.09% |
| Andhra Paper Ltd. | 0.38% | 0.46% | +0.08% |
| West Coast Paper Mills Ltd. | 0.35% | 0.42% | +0.08% |
| Carborundum Universal Ltd. | 0.51% | 0.58% | +0.07% |
| Max Financial Services Ltd. | 0.62% | 0.54% | -0.07% |
| Reliance Industries Ltd. | 1.15% | 1.08% | -0.07% |
| Elevate Campuses Ltd. | 0.00% | 0.06% | +0.06% |
| Hatsun Agro Product Ltd. | 0.89% | 0.84% | -0.06% |
| Axis Bank Ltd. | 1.28% | 1.23% | -0.06% |
| Avanti Feeds Ltd. | 0.38% | 0.33% | -0.05% |
| Deepak Nitrite Ltd. | 0.38% | 0.33% | -0.04% |
| JSW Kalinga Steel Ltd. | 2.28% | 2.32% | +0.04% |
| Adani Power Ltd. | 2.92% | 2.96% | +0.04% |
| JTPM Metal Traders Ltd. | 2.90% | 2.94% | +0.04% |
| GR Infraprojects Ltd. | 0.47% | 0.44% | -0.04% |
| Wonderla Holidays Ltd. | 0.59% | 0.56% | -0.03% |
| GMR Airports Ltd. | 1.82% | 1.86% | +0.03% |
| Jubilant FoodWorks Ltd. | 0.40% | 0.38% | -0.03% |
| HDFC Life Insurance Co Ltd. | 0.88% | 0.85% | -0.03% |
| Afcons Infrastructure Ltd. | 0.21% | 0.19% | -0.03% |
| Bosch Home Comfort India Ltd. | 0.26% | 0.29% | +0.03% |
| National Bank For Agriculture & Rural Development | 3.13% | 3.15% | +0.02% |
| LIC Housing Finance Ltd. | 2.20% | 2.22% | +0.02% |
| Aditya Birla Renewables Ltd. | 2.20% | 2.23% | +0.02% |
| Cipla Ltd. | 0.65% | 0.63% | -0.02% |
| Motilal Oswal Finevest Ltd. | 1.67% | 1.69% | +0.02% |
| Aptus Value Housing Finance India Ltd. | 0.33% | 0.32% | -0.02% |
| Small Industries Devp. Bank of India Ltd. | 0.97% | 0.99% | +0.02% |
| Godrej Consumer Products Ltd. | 0.35% | 0.33% | -0.02% |
| Nuvoco Vistas Corporation Ltd. | 0.02% | 0.00% | -0.02% |
| Computer Age Management Services Ltd. | 0.11% | 0.10% | -0.01% |
| DOMS Industries Ltd. | 0.32% | 0.31% | -0.01% |
| Gland Pharma Ltd. | 0.87% | 0.88% | +0.01% |
| Siddhivinayak Securitisation Trust | 1.19% | 1.18% | -0.01% |
| Muthoot Finance Ltd. | 1.46% | 1.47% | +0.01% |
| Shree Cement Ltd. | 0.45% | 0.44% | -0.01% |
| Bharti Telecom Ltd. | 1.49% | 1.50% | +0.01% |
| Finolex Industries Ltd. | 0.38% | 0.37% | -0.01% |
| Sundram Fasteners Ltd. | 0.24% | 0.23% | -0.01% |
| Tata Power Company Ltd. | 2.41% | 2.42% | +0.01% |
| VST Industries Ltd. | 0.46% | 0.45% | -0.01% |
| HDFC Bank Ltd. | 0.76% | 0.77% | +0.01% |
| Tata Projects Ltd. | 1.02% | 1.03% | +0.01% |
| Bajaj Finance Ltd. | 0.73% | 0.74% | +0.01% |
| Torrent Power Ltd. | 2.45% | 2.46% | +0.01% |
| Canara Bank | 0.47% | 0.48% | +0.01% |
| HDB Financial Services Ltd. | 0.96% | 0.97% | +0.01% |
| Reserve Bank of India | 0.48% | 0.49% | +0.01% |
| Shivshakti Securitisation Trust | 1.19% | 1.18% | -0.01% |
| Eris Lifesciences Ltd. | 0.64% | 0.65% | +0.01% |
| Garware Technical Fibres Ltd. | 0.17% | 0.16% | -0.01% |
| Punjab National Bank | 0.46% | 0.47% | +0.01% |
| IDFC First Bank Ltd. | 0.49% | 0.49% | +0.01% |
| Bajaj Housing Finance Ltd. | 1.45% | 1.46% | +0.01% |
| Cholamandalam Investment and Finance Company Ltd. | 1.97% | 1.97% | +0.01% |
| Godrej Seeds & Genetics Ltd. | 0.48% | 0.49% | 0.00% |
| Others | 0.29% | 0.30% | 0.00% |
| Styrenix Performance Materials Ltd. | 0.22% | 0.22% | 0.00% |
| Bank Of Baroda | 0.24% | 0.24% | 0.00% |
| PI Industries Ltd. | 0.25% | 0.25% | 0.00% |
| IndiGrid Infrastructure Trust | 0.49% | 0.50% | 0.00% |
| Jamnagar Utilities and Power Pvt. Ltd. | 0.95% | 0.96% | 0.00% |
| Union Bank of India | 0.29% | 0.30% | 0.00% |
| Mahindra & Mahindra Financial Services Ltd. | 0.49% | 0.49% | 0.00% |
| Summit Digitel Infrastructure Pvt. Ltd. | 0.97% | 0.97% | 0.00% |
| Grindwell Norton Ltd. | 0.95% | 0.95% | 0.00% |
| Tata Capital Housing Finance Ltd. | 0.48% | 0.48% | 0.00% |
| Ganesha Ecosphere Ltd. | 0.16% | 0.16% | 0.00% |
| Mahanagar Telephone Nigam Ltd. | 0.10% | 0.10% | 0.00% |
| Godrej Industries Ltd. | 0.30% | 0.30% | 0.00% |
| Rajasthan State | 0.03% | 0.03% | 0.00% |
| Sheela Foam Ltd. | 0.20% | 0.20% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,557 Cr | 1.27% | 4.2% | 6.1% | 7.7% |
 Parag Parikh Conservative Hybrid Fund | ₹3,395 Cr | 0.66% | 2.8% | 5.8% | 8.1% |
 ICICI Prudential Conservative Hybrid Fund | ₹3,223 Cr | 1.73% | 4.0% | 5.9% | 7.5% |
 Nippon India Conservative Hybrid Fund | ₹974 Cr | 1.80% | 6.0% | 7.2% | 7.7% |
 DSP Conservative Hybrid Fund | ₹174 Cr | 1.25% | 4.4% | 5.7% | 7.3% |
 Aditya Birla Sun Life Conservative Hybrid Active FoF | ₹18.28 Cr | 0.89% | 4.0% | 5.8% | 8.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.
Fund managers
- Mansi SajejaMs. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
- Saurabh PantMr. Pant is a B.Com (H), MBE and CFA (Level III).He has been associated with SBI Mutual Fund since 2007.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months1.56% absolute | ₹60,000 | ₹60,936 | 1.56% | |
| 1 year3.43% annualised | ₹1,20,000 | ₹1,22,253 | 1.88% | |
| 3 years7.86% annualised | ₹3,60,000 | ₹4,07,150 | 13.10% | |
| 5 years7.41% annualised | ₹6,00,000 | ₹7,28,046 | 21.34% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of SBI Conservative Hybrid Fund?
The NAV of SBI Conservative Hybrid Fund is ₹76.62 as on 9 Nov 2026.
What is the expense ratio of SBI Conservative Hybrid Fund?
The expense ratio of SBI Conservative Hybrid Fund is 1.49% per year.
What is the minimum SIP amount for SBI Conservative Hybrid Fund?
You can start a SIP in SBI Conservative Hybrid Fund with ₹3,000 a month.
What returns has SBI Conservative Hybrid Fund given?
SBI Conservative Hybrid Fund has returned 3.6% over 1 year, 5.6% over 3 years and 7.4% over 5 years (annualised).
Is there a lock-in or exit load on SBI Conservative Hybrid Fund?
Lock-in: None. Exit load: For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.
How risky is SBI Conservative Hybrid Fund?
SBI Conservative Hybrid Fund is rated Moderately High on the SEBI riskometer and belongs to the Conservative Hybrid category.
Which fund house manages SBI Conservative Hybrid Fund?
SBI Conservative Hybrid Fund is managed by SBI Mutual Fund, which runs 80 schemes with ₹13,34,527 Cr under management.