SBI PSU Fund
- NAV as on 9 Nov 2026
- ₹33.96+1.12%1 day
- Return since launch
- 7.7%
- 52-week range
- ₹31.07 — ₹37.30
- AUM
- ₹6,354 Cr
SBI PSU Fund is a Thematic-PSU equity fund from SBI Mutual Fund with ₹6,354 Cr under management, launched in 2010. Over three years it has returned 6.1% a year, against 18.0% for its category. The expense ratio is 1.95% and the SEBI riskometer reading is Very High.
Performance
SBI PSU Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.0% against -3.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -1.5% | −1.6 pts | 0.0% | -2.6% |
| 2Y | 4.5% | +1.0 pts | 3.5% | 1.4% |
| 3Y | 6.1% | −11.9 pts | 18.0% | 2.4% |
| 5Y | 18.1% | −1.2 pts | 19.3% | 13.9% |
| 7Y | 21.1% | +1.1 pts | 20.0% | 17.8% |
| 10Y | 16.9% | +3.7 pts | 13.2% | 15.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 6.2% | +1.1 pts | 5.1% | 6.1% |
| 3M | -1.4% | +1.1 pts | -2.5% | -1.1% |
| 6M | -3.2% | +0.9 pts | -4.0% | -4.2% |
| 1Y | 1.0% | +1.0 pts | 0.0% | -3.0% |
| 2Y | 2.6% | +1.5 pts | 1.1% | -0.6% |
| 3Y | 19.3% | +1.4 pts | 18.0% | 14.6% |
| 5Y | 20.2% | +0.9 pts | 19.3% | 16.6% |
| 7Y | 18.0% | −0.4 pts | 18.4% | 16.9% |
| 10Y | 12.3% | −1.0 pts | 13.2% | 12.2% |
Since launch (17 May 2010): 7.7%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 11.3% | +1.6 pts | 9.7% |
| 2024 | 23.5% | +0.2 pts | 23.3% |
| 2023 | 54.0% | −3.2 pts | 57.3% |
| 2022 | 29.0% | +1.3 pts | 27.7% |
| 2021 | 32.4% | −3.1 pts | 35.5% |
| 2020 | -10.0% | −8.9 pts | -1.1% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.96%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.56%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.37%
- Exit load
- Exit load of 0.50% if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE PSU TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 0.05 | -0.54 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.92 | 0.90 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.61 | 0.58 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 1.09 | 1.00 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 22.06 | 21.41 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
SBI PSU Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity98.7%
- Debt0.1%
- Other1.3%
Market cap split
- Large72.9%
- Mid16.5%
- Small10.6%
- P/E
- 11.70
- P/B
- 1.64
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| State Bank of India | Financial | 15.66% | ₹995 Cr | +16.64% | +16.50% | +15.69% |
| NTPC Ltd. | Energy | 8.61% | ₹547 Cr | +8.24% | +9.72% | +8.97% |
| Bharat Electronics Ltd. | Capital Goods | 7.87% | ₹500 Cr | +8.74% | +9.10% | +9.49% |
| Power Grid Corporation Of India Ltd. | Energy | 7.41% | ₹471 Cr | +8.54% | +10.02% | +8.39% |
| GAIL (India) Ltd. | Energy | 6.87% | ₹436 Cr | +9.90% | +8.92% | +8.22% |
| Bank Of Baroda | Financial | 5.21% | ₹331 Cr | +5.85% | +5.51% | +5.15% |
| Bharat Petroleum Corporation Ltd. | Energy | 4.63% | ₹294 Cr | +4.41% | +4.63% | +5.97% |
| Bharat Heavy Electricals Ltd. | Capital Goods | 4.25% | ₹270 Cr | +4.03% | +2.71% | +1.73% |
| Container Corporation Of India Ltd. | Services | 3.66% | ₹233 Cr | — | — | — |
| Oil And Natural Gas Corporation Ltd. | Energy | 3.66% | ₹233 Cr | +5.15% | +6.55% | +1.50% |
| Indian Bank | Financial | 3.59% | ₹228 Cr | +3.45% | +3.48% | +3.30% |
| PNB Housing Finance Ltd. | Financial | 3.13% | ₹199 Cr | — | — | — |
| Engineers India Ltd. | Construction | 2.87% | ₹183 Cr | +1.15% | +0.99% | +1.12% |
| National Aluminium Company Ltd. | Metals & Mining | 2.44% | ₹155 Cr | +2.54% | +3.28% | +1.94% |
| NMDC Ltd. | Metals & Mining | 2.40% | ₹152 Cr | +3.55% | +3.61% | +3.86% |
| SBI Cards And Payment Services Ltd. | Financial | 2.31% | ₹147 Cr | — | — | +2.14% |
| General Insurance Corporation of India | Insurance | 2.16% | ₹137 Cr | +2.26% | +2.56% | +2.77% |
| Life Insurance Corporation of India | Insurance | 2.13% | ₹135 Cr | +1.69% | +1.61% | +2.14% |
| Hindustan Aeronautics Ltd. | Capital Goods | 2.02% | ₹128 Cr | — | — | — |
| Petronet LNG Ltd. | Energy | 1.84% | ₹117 Cr | +1.72% | +1.73% | +2.07% |
| Indraprastha Gas Ltd. | Energy | 1.63% | ₹103 Cr | +1.75% | +1.24% | +1.89% |
| NHPC Ltd. | Energy | 1.49% | ₹94.43 Cr | +2.07% | — | — |
| Gujarat Energy Ltd. | Energy | 1.31% | ₹83.23 Cr | +1.71% | +0.63% | +0.93% |
| Canara Robeco Asset Management Company Ltd. | Financial | 1.26% | ₹80.12 Cr | +1.32% | +1.31% | — |
| Others | Others | 1.26% | ₹79.94 Cr | +0.02% | -0.90% | -0.54% |
| GSPL Transmission Ltd. | Energy | 0.27% | ₹16.86 Cr | — | — | — |
| Reserve Bank of India | Financial | 0.08% | ₹4.96 Cr | +0.07% | +0.08% | +0.09% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Hindustan Aeronautics Ltd. | 0.00% | 2.02% | +2.02% |
| Oil And Natural Gas Corporation Ltd. | 5.07% | 3.66% | -1.41% |
| Engineers India Ltd. | 1.53% | 2.87% | +1.34% |
| State Bank of India | 16.39% | 15.66% | -0.73% |
| NTPC Ltd. | 8.28% | 8.61% | +0.33% |
| Container Corporation Of India Ltd. | 3.97% | 3.66% | -0.31% |
| Power Grid Corporation Of India Ltd. | 7.11% | 7.41% | +0.30% |
| NMDC Ltd. | 2.62% | 2.40% | -0.22% |
| Indian Bank | 3.79% | 3.59% | -0.20% |
| National Aluminium Company Ltd. | 2.59% | 2.44% | -0.15% |
| SBI Cards And Payment Services Ltd. | 2.44% | 2.31% | -0.13% |
| Canara Robeco Asset Management Company Ltd. | 1.38% | 1.26% | -0.12% |
| Others | -0.18% | -0.07% | +0.11% |
| Bank Of Baroda | 5.11% | 5.21% | +0.10% |
| Bharat Electronics Ltd. | 7.97% | 7.87% | -0.10% |
| PNB Housing Finance Ltd. | 3.04% | 3.13% | +0.09% |
| GAIL (India) Ltd. | 6.78% | 6.87% | +0.09% |
| Bharat Petroleum Corporation Ltd. | 4.69% | 4.63% | -0.06% |
| Bharat Heavy Electricals Ltd. | 4.29% | 4.25% | -0.04% |
| General Insurance Corporation of India | 2.20% | 2.16% | -0.04% |
| Indraprastha Gas Ltd. | 1.59% | 1.63% | +0.04% |
| Gujarat Energy Ltd. | 1.29% | 1.31% | +0.02% |
| Reserve Bank of India | 0.07% | 0.08% | +0.01% |
| NHPC Ltd. | 1.48% | 1.49% | +0.01% |
| GSPL Transmission Ltd. | 0.26% | 0.27% | +0.01% |
| Petronet LNG Ltd. | 1.84% | 1.84% | 0.00% |
| Life Insurance Corporation of India | 2.13% | 2.13% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,001 Cr | 2.16% | 0.2% | 6.0% | 17.5% |
 Aditya Birla Sun Life PSU Equity Fund | ₹5,775 Cr | 1.87% | 3.0% | 6.3% | 17.5% |
 ICICI Prudential PSU Equity Fund | ₹1,755 Cr | 2.31% | 1.6% | 5.6% | — |
 Quant PSU Fund | ₹400 Cr | 3.33% | -1.1% | — | — |
 Kotak BSE PSU Index Fund | ₹75.62 Cr | 1.11% | -2.8% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide opportunities for long-term growth through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs and others.
Fund managers
- Rohit ShimpiMr. Shimpi is a B. Com., PGDBM (Finance), CFA.Prior to joining SBI Mutual Fund, he has worked with CNBC TV18, JP Morgans offshore research centre and HDFC Standard Life Insurance.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months−3.19% absolute | ₹60,000 | ₹58,086 | −3.19% | |
| 1 year1.00% annualised | ₹1,20,000 | ₹1,20,652 | 0.54% | |
| 3 years19.32% annualised | ₹3,60,000 | ₹4,90,443 | 36.23% | |
| 5 years20.23% annualised | ₹6,00,000 | ₹10,41,469 | 73.58% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.