UTI BSE Housing Index Fund
- NAV as on 25 Sep 2026
- ₹13.40+0.56%1 day
- Return since launch
- 9.5%
- 52-week range
- ₹11.78 — ₹14.91
- AUM
- ₹23.97 Cr
UTI BSE Housing Index Fund is a Thematic equity fund from UTI Mutual Fund with ₹23.97 Cr under management, launched in 2023. Over three years it has returned -1.5% a year, against 11.2% for its category. The expense ratio is 1.06% and the SEBI riskometer reading is Very High.
Performance
UTI BSE Housing Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -6.8% against -4.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -5.2% | −9.1 pts | 3.9% | -3.3% |
| 2Y | -4.5% | −8.8 pts | 4.3% | -3.4% |
| 3Y | -1.5% | −12.7 pts | 11.2% | -1.5% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -6.1% | −2.2 pts | -4.0% | -3.5% |
| 3M | -1.3% | −1.7 pts | 0.4% | -0.9% |
| 6M | 10.6% | −3.7 pts | 14.3% | 10.5% |
| 1Y | -6.8% | −10.6 pts | 3.9% | -4.7% |
| 2Y | -8.9% | −7.3 pts | -1.6% | -8.0% |
| 3Y | 6.6% | −4.6 pts | 11.2% | 4.6% |
Since launch (22 May 2023): 9.5%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | -7.3% | −10.3 pts | 3.0% |
| 2024 | 20.1% | +0.4 pts | 19.8% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.05%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.87%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.18%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE Housing TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -3.19 | 7.48 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.17 | 1.09 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.25 | 0.73 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.32 | 1.13 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 19.36 | 19.72 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI BSE Housing Index Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity99.8%
- Other0.2%
Market cap split
- Large28.3%
- Mid68.0%
- Small3.7%
- P/E
- 37.30
- P/B
- 4.11
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Dixon Technologies (India) Ltd. | Capital Goods | 5.93% | ₹1.42 Cr | +5.21% | +4.25% | +5.68% |
| DLF Ltd. | Construction | 5.56% | ₹1.33 Cr | +4.96% | +4.39% | +4.28% |
| Lodha Developers Ltd. | Construction | 5.39% | ₹1.29 Cr | +4.29% | +4.43% | +4.07% |
| Kei Industries Ltd. | Capital Goods | 5.02% | ₹1.20 Cr | +5.28% | +4.98% | +3.52% |
| Grasim Industries Ltd. | Materials | 5.00% | ₹1.20 Cr | +5.47% | +5.07% | +5.13% |
| The Phoenix Mills Ltd. | Construction | 4.94% | ₹1.18 Cr | +5.38% | +4.77% | +4.23% |
| Ultratech Cement Ltd. | Materials | 4.90% | ₹1.17 Cr | +4.80% | +5.58% | +5.55% |
| Havells India Ltd. | Capital Goods | 4.82% | ₹1.16 Cr | +4.13% | +5.00% | +4.87% |
| Shree Cement Ltd. | Materials | 4.60% | ₹1.10 Cr | +5.12% | +5.01% | +4.94% |
| Polycab India Ltd. | Capital Goods | 4.47% | ₹1.07 Cr | +6.12% | +6.00% | +5.32% |
| Asian Paints Ltd. | Materials | 4.39% | ₹1.05 Cr | +5.75% | +4.22% | +5.74% |
| Voltas Ltd. | Consumer Discretionary | 4.22% | ₹1.01 Cr | +4.07% | +5.72% | +4.73% |
| Prestige Estates Projects Ltd. | Construction | 4.19% | ₹1.00 Cr | +3.74% | +3.75% | +3.96% |
| Godrej Properties Ltd. | Construction | 3.98% | ₹0.95 Cr | +4.08% | +4.09% | +4.00% |
| Ambuja Cements Ltd. | Materials | 3.94% | ₹0.95 Cr | +4.58% | +4.70% | +5.05% |
| Supreme Industries Ltd. | Materials | 3.65% | ₹0.87 Cr | +3.75% | +4.13% | +4.38% |
| Oberoi Realty Ltd. | Construction | 3.39% | ₹0.81 Cr | +3.28% | +2.85% | +2.83% |
| JK Cement Ltd. | Materials | 3.35% | ₹0.80 Cr | +3.53% | +3.78% | +4.38% |
| Blue Star Ltd. | Consumer Discretionary | 2.93% | ₹0.70 Cr | +3.31% | +4.03% | +3.68% |
| Astral Ltd. | Materials | 2.89% | ₹0.69 Cr | +3.13% | +3.23% | +2.54% |
| LG Electronics India Ltd. | Consumer Discretionary | 2.70% | ₹0.65 Cr | — | — | — |
| LIC Housing Finance Ltd. | Financial | 2.50% | ₹0.60 Cr | +2.59% | +2.61% | +2.54% |
| Dalmia Bharat Ltd. | Materials | 2.22% | ₹0.53 Cr | +2.20% | +2.51% | +2.86% |
| Berger Paints India Ltd. | Materials | 2.19% | ₹0.52 Cr | +2.29% | +2.05% | +2.25% |
| Bajaj Housing Finance Ltd. | Financial | 1.42% | ₹0.34 Cr | +1.50% | +1.28% | +1.54% |
| ACC Ltd. | Materials | 1.16% | ₹0.28 Cr | +1.33% | +1.53% | +1.79% |
| Others | Others | 0.23% | ₹0.05 Cr | +0.10% | +0.02% | +0.16% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Kei Industries Ltd. | 4.44% | 5.02% | +0.58% |
| Shree Cement Ltd. | 5.01% | 4.60% | -0.41% |
| Voltas Ltd. | 4.63% | 4.22% | -0.40% |
| Blue Star Ltd. | 3.32% | 2.93% | -0.40% |
| Grasim Industries Ltd. | 4.63% | 5.00% | +0.37% |
| LG Electronics India Ltd. | 2.35% | 2.70% | +0.35% |
| Dixon Technologies (India) Ltd. | 5.63% | 5.93% | +0.31% |
| Asian Paints Ltd. | 4.64% | 4.39% | -0.25% |
| Ambuja Cements Ltd. | 4.19% | 3.94% | -0.25% |
| DLF Ltd. | 5.35% | 5.56% | +0.21% |
| Astral Ltd. | 2.71% | 2.89% | +0.18% |
| Supreme Industries Ltd. | 3.48% | 3.65% | +0.17% |
| JK Cement Ltd. | 3.52% | 3.35% | -0.17% |
| Godrej Properties Ltd. | 4.13% | 3.98% | -0.15% |
| Others | 0.36% | 0.23% | -0.13% |
| Ultratech Cement Ltd. | 5.02% | 4.90% | -0.12% |
| Oberoi Realty Ltd. | 3.30% | 3.39% | +0.09% |
| LIC Housing Finance Ltd. | 2.41% | 2.50% | +0.09% |
| Polycab India Ltd. | 4.39% | 4.47% | +0.08% |
| Havells India Ltd. | 4.90% | 4.82% | -0.08% |
| Dalmia Bharat Ltd. | 2.14% | 2.22% | +0.08% |
| Berger Paints India Ltd. | 2.26% | 2.19% | -0.07% |
| ACC Ltd. | 1.23% | 1.16% | -0.06% |
| The Phoenix Mills Ltd. | 4.92% | 4.94% | +0.03% |
| Prestige Estates Projects Ltd. | 4.21% | 4.19% | -0.02% |
| Bajaj Housing Finance Ltd. | 1.44% | 1.42% | -0.02% |
| Lodha Developers Ltd. | 5.40% | 5.39% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,954 Cr | 2.14% | 17.1% | 14.2% | 14.2% |
 HDFC Defence Fund | ₹11,478 Cr | 1.79% | 34.5% | 26.7% | — |
 ICICI Prudential Commodities Fund | ₹4,277 Cr | 1.96% | 6.2% | 10.4% | 14.6% |
| ICICI Prudential Exports and Services Fund | ₹1,549 Cr | 2.30% | 1.2% | 6.5% | 12.4% |
 SBI Comma Fund | ₹1,237 Cr | 2.28% | 7.8% | 10.1% | 13.0% |
 Edelweiss Recently Listed IPO Fund | ₹1,230 Cr | 2.36% | 35.9% | 17.3% | 16.6% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to provide returns that, before expenses, corresponds to the total return of the securities as represented by the underlying index, subject to tracking error.
Fund managers
- Ayush JainMr. Jain is B.Com, C.A and CFA (level 1).Prior to joining UTI Mutual Fund, he has worked with PMS and Anand Saklecha & Co..
- Lokesh KulthiaBCom (Hons), MBA (Finance), PGPFMMr. Kulthia is associated with Equity Research team as a Manager since the year 2021. He joined UTI AMC as Assistance Manager at Dept of Sales. He has over 4 years of experience in the field of Research.
- Sharwan Kumar GoyalMr.Goyal is B.Com, CFA and MMS.He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months10.62% absolute | ₹60,000 | ₹66,372 | 10.62% | |
| 1 year−6.76% annualised | ₹1,20,000 | ₹1,15,695 | −3.59% | |
| 3 years6.59% annualised | ₹3,60,000 | ₹3,99,031 | 10.84% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.