UTI Conservative Hybrid Fund
Conservative HybridModerately HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹70.19-0.55%1 day
- Return since launch
- 8.9%
- 52-week range
- ₹67.54 — ₹71.48
- AUM
- ₹1,646 Cr
UTI Conservative Hybrid Fund is a Conservative Hybrid hybrid fund from UTI Mutual Fund with ₹1,646 Cr under management, launched in 2003. Over three years it has returned 4.1% a year, against 7.0% for its category. The expense ratio is 1.85% and the SEBI riskometer reading is Moderately High.
Performance
UTI Conservative Hybrid Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.9% against +1.4% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 0.3% | −2.1 pts | 2.4% | 0.7% |
| 2Y | 1.9% | −1.2 pts | 3.1% | 2.6% |
| 3Y | 4.1% | −2.9 pts | 7.0% | 4.5% |
| 5Y | 6.3% | −0.3 pts | 6.6% | 6.2% |
| 7Y | 7.5% | +0.4 pts | 7.1% | 6.8% |
| 10Y | 7.3% | +0.5 pts | 6.8% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -1.3% | −0.3 pts | -1.0% | -1.1% |
| 3M | -0.6% | −0.5 pts | -0.1% | -0.2% |
| 6M | 2.5% | −0.2 pts | 2.7% | 2.7% |
| 1Y | 0.9% | −1.4 pts | 2.4% | 1.4% |
| 2Y | 2.1% | −1.1 pts | 3.1% | 3.0% |
| 3Y | 7.0% | 0.0 pts | 7.0% | 7.0% |
| 5Y | 6.5% | −0.1 pts | 6.6% | 6.2% |
| 7Y | 8.0% | +0.3 pts | 7.7% | 7.4% |
| 10Y | 7.2% | +0.4 pts | 6.8% | 6.8% |
Since launch (1 Dec 2003): 8.9%
Calendar-year returns
Category average10.2%
13.2%
3.3%
11.3%
11.5%
6.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.1% | −0.9 pts | 7.0% |
| 2024 | 11.5% | +0.5 pts | 11.0% |
| 2023 | 11.3% | −0.8 pts | 12.1% |
| 2022 | 3.3% | −1.8 pts | 5.1% |
| 2021 | 13.2% | +1.9 pts | 11.2% |
| 2020 | 10.2% | −0.3 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.83%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.55%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.27%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 50 Hybrid Composite Debt 15:85 Conservative
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderately High
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.35 | 0.86 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.36 | 0.72 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.45 | 1.03 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 4.83 | 4.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Conservative Hybrid Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity24.6%
- Debt63.3%
- Other12.1%
Market cap split
- Large65.7%
- Mid19.2%
- Small15.1%
- P/E
- 18.81
- P/B
- 2.67
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 12.43% | ₹205 Cr | +0.91% | +0.88% | +0.85% |
| REC Ltd. | Financial | 5.94% | ₹97.79 Cr | — | — | — |
| Muthoot Finance Ltd. | Financial | 3.02% | ₹49.71 Cr | +3.05% | — | — |
| LIC Housing Finance Ltd. | Financial | 3.02% | ₹49.68 Cr | +3.02% | +3.00% | +3.01% |
| Bajaj Finance Ltd. | Financial | 3.02% | ₹49.64 Cr | +3.01% | +2.97% | +5.93% |
| Jio Credit Ltd. | Financial | 2.99% | ₹49.26 Cr | +2.99% | +2.94% | — |
| Siddhivinayak Securitisation Trust | Others | 2.97% | ₹48.85 Cr | +2.97% | +2.97% | — |
| HDFC Bank Ltd. | Financial | 1.90% | ₹31.20 Cr | +2.05% | +2.11% | +2.26% |
| ICICI Bank Ltd. | Financial | 1.63% | ₹26.90 Cr | +1.45% | +1.43% | +1.45% |
| Power Finance Corporation Ltd. | Financial | 1.52% | ₹25.06 Cr | +1.52% | +1.51% | +1.53% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.52% | ₹24.96 Cr | +1.52% | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 1.51% | ₹24.88 Cr | +2.97% | +2.99% | +3.01% |
| National Bank For Agriculture & Rural Development | Financial | 1.51% | ₹24.83 Cr | +1.51% | +1.39% | +4.51% |
| Bajaj Housing Finance Ltd. | Financial | 1.51% | ₹24.81 Cr | +1.51% | +1.48% | — |
| Export-Import Bank Of India | Financial | 1.50% | ₹24.72 Cr | +1.50% | +1.39% | +1.50% |
| Shivshakti Securitisation Trust | Others | 1.48% | ₹24.29 Cr | +1.48% | +1.48% | — |
| Canara Bank | Financial | 1.47% | ₹24.27 Cr | — | — | — |
| Bihar State | Others | 1.45% | ₹23.85 Cr | +1.53% | +1.51% | +1.44% |
| Tamilnadu State | Others | 1.44% | ₹23.77 Cr | +1.43% | +1.43% | +1.44% |
| West Bengal State | Others | 1.43% | ₹23.58 Cr | +3.01% | +3.00% | +2.95% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 1.09% | ₹17.87 Cr | +1.08% | +1.13% | — |
| Bharti Airtel Ltd. | Communication | 1.02% | ₹16.76 Cr | +1.06% | +1.03% | +1.04% |
| Kotak Mahindra Bank Ltd. | Financial | 0.99% | ₹16.36 Cr | +0.94% | +0.89% | +0.85% |
| Axis Bank Ltd. | Financial | 0.96% | ₹15.86 Cr | +0.98% | +1.08% | +0.87% |
| GOI | Sovereign | 0.92% | ₹15.14 Cr | +1.48% | +2.94% | +2.94% |
| Infosys Ltd. | Technology | 0.86% | ₹14.17 Cr | +0.81% | +0.80% | +1.05% |
| State Bank of India | Financial | 0.84% | ₹13.78 Cr | +0.84% | +1.07% | +0.76% |
| Mahindra & Mahindra Ltd. | Automobile | 0.78% | ₹12.80 Cr | +0.75% | +0.73% | +0.68% |
| Tech Mahindra Ltd. | Technology | 0.63% | ₹10.34 Cr | +0.61% | +0.54% | +0.62% |
| Reliance Industries Ltd. | Energy | 0.61% | ₹10.09 Cr | +0.64% | +0.66% | +0.69% |
| National Highways Authority of India Ltd. | Services | 0.61% | ₹10.09 Cr | +0.61% | — | — |
| Maruti Suzuki India Ltd. | Automobile | 0.51% | ₹8.47 Cr | +0.56% | +0.40% | +0.39% |
| Power Grid Corporation Of India Ltd. | Energy | 0.45% | ₹7.38 Cr | +0.46% | +0.49% | +0.38% |
| Mphasis Ltd. | Technology | 0.44% | ₹7.25 Cr | +0.46% | +0.32% | +0.41% |
| Indusind Bank Ltd. | Financial | 0.43% | ₹7.12 Cr | +0.39% | +0.40% | +0.32% |
| Cipla Ltd. | Healthcare | 0.43% | ₹7.05 Cr | +0.42% | +0.31% | +0.51% |
| The Phoenix Mills Ltd. | Construction | 0.43% | ₹7.03 Cr | +0.45% | +0.36% | +0.33% |
| Brigade Enterprises Ltd. | Construction | 0.42% | ₹6.84 Cr | +0.28% | +0.26% | — |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 0.40% | ₹6.56 Cr | +0.35% | +0.42% | +0.37% |
| Tata Steel Ltd. | Metals & Mining | 0.39% | ₹6.45 Cr | +0.44% | +0.44% | +0.32% |
| Fortis Healthcare Ltd. | Healthcare | 0.36% | ₹5.99 Cr | +0.38% | +0.37% | +0.35% |
| Eicher Motors Ltd. | Automobile | 0.36% | ₹5.97 Cr | +0.43% | +0.45% | +0.45% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.36% | ₹5.95 Cr | +0.36% | +0.39% | +0.36% |
| Info Edge (India) Ltd. | Services | 0.36% | ₹5.91 Cr | +0.31% | +0.29% | +0.31% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.36% | ₹5.90 Cr | +0.43% | +0.38% | +0.39% |
| DLF Ltd. | Construction | 0.34% | ₹5.67 Cr | +0.23% | — | — |
| Coal India Ltd. | Materials | 0.30% | ₹4.98 Cr | +0.35% | +0.36% | +0.33% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 0.30% | ₹4.96 Cr | +0.41% | +0.43% | +0.37% |
| Orchid Pharma Ltd. | Healthcare | 0.30% | ₹4.95 Cr | +0.31% | +0.17% | +0.12% |
| Metropolis Healthcare Ltd. | Healthcare | 0.28% | ₹4.66 Cr | +0.28% | +0.25% | +0.29% |
| Adani Enterprises Ltd. | Services | 0.28% | ₹4.57 Cr | — | — | — |
| Samvardhana Motherson International Ltd. | Automobile | 0.27% | ₹4.52 Cr | +0.24% | +0.22% | +0.24% |
| Bharat Electronics Ltd. | Capital Goods | 0.26% | ₹4.35 Cr | +0.26% | +0.28% | +0.25% |
| The Federal Bank Ltd. | Financial | 0.26% | ₹4.28 Cr | +0.30% | +0.31% | — |
| Dalmia Bharat Ltd. | Materials | 0.26% | ₹4.27 Cr | +0.25% | +0.27% | +0.36% |
| LTM Limited | Technology | 0.26% | ₹4.22 Cr | — | — | — |
| PVR Inox Ltd. | Services | 0.26% | ₹4.21 Cr | +0.20% | +0.21% | +0.23% |
| Dabur India Ltd. | Consumer Staples | 0.25% | ₹4.19 Cr | +0.30% | +0.34% | +0.34% |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.25% | ₹4.17 Cr | +0.24% | — | — |
| AIA Engineering Ltd. | Metals & Mining | 0.25% | ₹4.08 Cr | +0.28% | +0.25% | +0.18% |
| JSW Infrastructure Ltd. | Services | 0.25% | ₹4.08 Cr | +0.28% | +0.17% | +0.19% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.25% | ₹4.08 Cr | +0.24% | +0.25% | — |
| Varun Beverages Ltd. | Consumer Staples | 0.24% | ₹4.00 Cr | +0.27% | +0.23% | — |
| The Great Eastern Shipping Company Ltd. | Energy | 0.24% | ₹3.99 Cr | +0.30% | +0.37% | +0.28% |
| JK Paper Ltd. | Consumer Staples | 0.23% | ₹3.84 Cr | +0.23% | +0.21% | +0.20% |
| Kajaria Ceramics Ltd. | Materials | 0.23% | ₹3.73 Cr | +0.25% | +0.23% | +0.29% |
| Sapphire Foods India Ltd. | Services | 0.22% | ₹3.64 Cr | +0.18% | +0.20% | +0.31% |
| Larsen & Toubro Ltd. | Construction | 0.22% | ₹3.64 Cr | — | — | — |
| Tube Investments Of India Ltd. | Automobile | 0.22% | ₹3.58 Cr | +0.26% | +0.16% | — |
| Cera Sanitaryware Ltd. | Materials | 0.21% | ₹3.50 Cr | +0.23% | +0.20% | — |
| Mahanagar Gas Ltd. | Energy | 0.21% | ₹3.44 Cr | +0.21% | +0.22% | +0.23% |
| Bharat Petroleum Corporation Ltd. | Energy | 0.21% | ₹3.40 Cr | +0.19% | +0.29% | +0.27% |
| Hindustan Aeronautics Ltd. | Capital Goods | 0.20% | ₹3.36 Cr | +0.21% | — | — |
| Swiggy Ltd. | Services | 0.20% | ₹3.24 Cr | +0.18% | +0.21% | +0.24% |
| company:3902 | Automobile | 0.19% | ₹3.09 Cr | — | — | — |
| Emami Ltd. | Consumer Staples | 0.18% | ₹2.96 Cr | +0.20% | +0.21% | +0.23% |
| Hero Motocorp Ltd. | Automobile | 0.18% | ₹2.94 Cr | — | — | — |
| PNC Infratech Ltd. | Construction | 0.17% | ₹2.72 Cr | +0.18% | +0.17% | +0.25% |
| company:1588 | Consumer Staples | 0.16% | ₹2.56 Cr | — | — | — |
| PI Industries Ltd. | Chemicals | 0.15% | ₹2.49 Cr | +0.19% | +0.20% | +0.24% |
| Praj Industries Ltd. | Capital Goods | 0.14% | ₹2.24 Cr | — | — | — |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | Unclassified | 0.12% | ₹2.01 Cr | +0.12% | +0.12% | +0.11% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | Unclassified | 0.12% | ₹2.00 Cr | +0.12% | +0.12% | +0.11% |
| Aditya Birla Lifestyle Brands Ltd. | Services | 0.11% | ₹1.86 Cr | +0.13% | +0.13% | +0.13% |
| Indiamart Intermesh Ltd. | Services | 0.11% | ₹1.76 Cr | +0.15% | +0.15% | +0.19% |
| Andhra Pradesh State | Financial | 0.10% | ₹1.69 Cr | +0.31% | +1.49% | +1.46% |
| company:7977 | Capital Goods | 0.05% | ₹0.84 Cr | — | — | — |
| Damania Capital Markets Ltd. | Financial | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Filaments India Ltd. | Textiles | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Geekay Exim (India) Ltd. | Services | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Modern Denim Ltd. | Textiles | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Telephone Cables Ltd. | Capital Goods | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| GOI | 2.92% | 0.92% | -2.00% |
| West Bengal State | 3.03% | 1.43% | -1.60% |
| Small Industries Devp. Bank of India Ltd. | 2.97% | 1.51% | -1.45% |
| Uttar Pradesh State | 0.61% | 0.00% | -0.61% |
| Haryana State | 0.31% | 0.00% | -0.31% |
| ICICI Lombard General Insurance Company Ltd. | 0.22% | 0.00% | -0.22% |
| Andhra Pradesh State | 0.31% | 0.10% | -0.21% |
| company:3902 | 0.00% | 0.19% | +0.19% |
| company:1588 | 0.00% | 0.16% | +0.16% |
| HDFC Bank Ltd. | 2.05% | 1.90% | -0.15% |
| Bharti Airtel Ltd. | 1.12% | 1.02% | -0.10% |
| Bihar State | 1.54% | 1.45% | -0.09% |
| Axis Bank Ltd. | 0.89% | 0.96% | +0.08% |
| Glenmark Pharmaceuticals Ltd. | 0.38% | 0.30% | -0.08% |
| Kotak Mahindra Bank Ltd. | 0.94% | 0.99% | +0.05% |
| Brigade Enterprises Ltd. | 0.36% | 0.42% | +0.05% |
| Mahindra & Mahindra Ltd. | 0.83% | 0.78% | -0.05% |
| company:7977 | 0.00% | 0.05% | +0.05% |
| PNC Infratech Ltd. | 0.21% | 0.17% | -0.05% |
| Sapphire Foods India Ltd. | 0.18% | 0.22% | +0.04% |
| Maruti Suzuki India Ltd. | 0.56% | 0.51% | -0.04% |
| Symphony Ltd. | 0.04% | 0.00% | -0.04% |
| Praj Industries Ltd. | 0.10% | 0.14% | +0.04% |
| Eicher Motors Ltd. | 0.40% | 0.36% | -0.04% |
| Samvardhana Motherson International Ltd. | 0.24% | 0.27% | +0.03% |
| Crompton Greaves Consumer Electricals Ltd. | 0.39% | 0.36% | -0.03% |
| Adani Enterprises Ltd. | 0.25% | 0.28% | +0.03% |
| Jio Credit Ltd. | 2.97% | 2.99% | +0.03% |
| ICICI Bank Ltd. | 1.61% | 1.63% | +0.03% |
| Dabur India Ltd. | 0.28% | 0.25% | -0.02% |
| PI Industries Ltd. | 0.17% | 0.15% | -0.02% |
| Canara Bank | 1.45% | 1.47% | +0.02% |
| Mphasis Ltd. | 0.42% | 0.44% | +0.02% |
| Bharat Electronics Ltd. | 0.25% | 0.26% | +0.02% |
| DLF Ltd. | 0.33% | 0.34% | +0.02% |
| PVR Inox Ltd. | 0.24% | 0.26% | +0.02% |
| AIA Engineering Ltd. | 0.26% | 0.25% | -0.02% |
| Emami Ltd. | 0.20% | 0.18% | -0.02% |
| Power Grid Corporation Of India Ltd. | 0.46% | 0.45% | -0.01% |
| JSW Infrastructure Ltd. | 0.24% | 0.25% | +0.01% |
| Cera Sanitaryware Ltd. | 0.22% | 0.21% | -0.01% |
| Cholamandalam Investment and Finance Company Ltd. | 1.50% | 1.52% | +0.01% |
| Fortis Healthcare Ltd. | 0.38% | 0.36% | -0.01% |
| Cipla Ltd. | 0.42% | 0.43% | +0.01% |
| Orchid Pharma Ltd. | 0.31% | 0.30% | -0.01% |
| Infosys Ltd. | 0.85% | 0.86% | +0.01% |
| Kajaria Ceramics Ltd. | 0.22% | 0.23% | +0.01% |
| Siddhivinayak Securitisation Trust | 2.96% | 2.97% | +0.01% |
| Hero Motocorp Ltd. | 0.17% | 0.18% | +0.01% |
| Dalmia Bharat Ltd. | 0.25% | 0.26% | +0.01% |
| The Federal Bank Ltd. | 0.27% | 0.26% | -0.01% |
| Mahindra & Mahindra Financial Services Ltd. | 0.41% | 0.40% | -0.01% |
| The Great Eastern Shipping Company Ltd. | 0.25% | 0.24% | -0.01% |
| Varun Beverages Ltd. | 0.25% | 0.24% | -0.01% |
| Oil And Natural Gas Corporation Ltd. | 0.26% | 0.25% | -0.01% |
| Aditya Birla Lifestyle Brands Ltd. | 0.12% | 0.11% | -0.01% |
| Reliance Industries Ltd. | 0.62% | 0.61% | -0.01% |
| REC Ltd. | 1.50% | 1.50% | -0.01% |
| Mahanagar Gas Ltd. | 0.22% | 0.21% | -0.01% |
| Bajaj Finance Ltd. | 1.50% | 1.50% | +0.01% |
| Larsen & Toubro Ltd. | 0.21% | 0.22% | +0.01% |
| Tata Steel Ltd. | 0.40% | 0.39% | -0.01% |
| Tamilnadu State | 1.45% | 1.44% | -0.01% |
| Coal India Ltd. | 0.31% | 0.30% | -0.01% |
| Bajaj Housing Finance Ltd. | 1.51% | 1.51% | -0.01% |
| LIC Housing Finance Ltd. | 3.01% | 3.02% | +0.01% |
| Torrent Pharmaceuticals Ltd. | 1.08% | 1.09% | +0.01% |
| Shivshakti Securitisation Trust | 1.47% | 1.48% | +0.01% |
| Indusind Bank Ltd. | 0.43% | 0.43% | +0.01% |
| Muthoot Finance Ltd. | 1.50% | 1.51% | +0.01% |
| JK Paper Ltd. | 0.23% | 0.23% | +0.01% |
| The Phoenix Mills Ltd. | 0.42% | 0.43% | +0.01% |
| Info Edge (India) Ltd. | 0.35% | 0.36% | 0.00% |
| Bharat Petroleum Corporation Ltd. | 0.20% | 0.21% | 0.00% |
| Power Finance Corporation Ltd. | 1.53% | 1.52% | 0.00% |
| Others | 0.30% | 0.31% | 0.00% |
| Tube Investments Of India Ltd. | 0.21% | 0.22% | 0.00% |
| Export-Import Bank Of India | 1.50% | 1.50% | 0.00% |
| Tech Mahindra Ltd. | 0.63% | 0.63% | 0.00% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | 0.12% | 0.12% | 0.00% |
| Hindustan Aeronautics Ltd. | 0.21% | 0.20% | 0.00% |
| Metropolis Healthcare Ltd. | 0.28% | 0.28% | 0.00% |
| Sun Pharmaceutical Industries Ltd. | 0.36% | 0.36% | 0.00% |
| State Bank of India | 0.83% | 0.84% | 0.00% |
| Indiamart Intermesh Ltd. | 0.11% | 0.11% | 0.00% |
| National Highways Authority of India Ltd. | 0.61% | 0.61% | 0.00% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | 0.12% | 0.12% | 0.00% |
| National Bank For Agriculture & Rural Development | 1.51% | 1.51% | 0.00% |
| LTM Limited | 0.26% | 0.26% | 0.00% |
| Swiggy Ltd. | 0.20% | 0.20% | 0.00% |
| HDFC Life Insurance Co Ltd. | 0.25% | 0.25% | 0.00% |
| Damania Capital Markets Ltd. | 0.00% | 0.00% | 0.00% |
| Filaments India Ltd. | 0.00% | 0.00% | 0.00% |
| Geekay Exim (India) Ltd. | 0.00% | 0.00% | 0.00% |
| Modern Denim Ltd. | 0.00% | 0.00% | 0.00% |
| Telephone Cables Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,433 Cr | 1.34% | 2.7% | 5.8% | 7.6% |
 Parag Parikh Conservative Hybrid Fund | ₹3,481 Cr | 0.67% | 3.6% | 6.4% | 8.5% |
 ICICI Prudential Conservative Hybrid Fund | ₹3,329 Cr | 1.73% | 1.5% | 5.5% | 7.3% |
 DSP Conservative Hybrid Fund | ₹178 Cr | 1.25% | 2.0% | 5.3% | 7.0% |
 HSBC Conservative Hybrid Fund | ₹156 Cr | 2.18% | 2.1% | 5.0% | 6.9% |
 Aditya Birla Sun Life Conservative Hybrid Active FoF | ₹18.08 Cr | 0.89% | 4.3% | 6.4% | 8.5% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation.
Fund managers
- Amit Kumar PremchandaniMr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
- Jaydeep BhowalHe has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, MumbaiHe began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.49% absolute | ₹60,000 | ₹61,494 | 2.49% | |
| 1 year0.94% annualised | ₹1,20,000 | ₹1,20,613 | 0.51% | |
| 3 years7.01% annualised | ₹3,60,000 | ₹4,01,694 | 11.58% | |
| 5 years6.51% annualised | ₹6,00,000 | ₹7,10,757 | 18.46% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Conservative Hybrid Fund?
The NAV of UTI Conservative Hybrid Fund is ₹70.19 as on 24 Sep 2026.
What is the expense ratio of UTI Conservative Hybrid Fund?
The expense ratio of UTI Conservative Hybrid Fund is 1.85% per year.
What is the minimum SIP amount for UTI Conservative Hybrid Fund?
You can start a SIP in UTI Conservative Hybrid Fund with ₹3,000 a month.
What returns has UTI Conservative Hybrid Fund given?
UTI Conservative Hybrid Fund has returned 0.3% over 1 year, 4.1% over 3 years and 6.3% over 5 years (annualised).
Is there a lock-in or exit load on UTI Conservative Hybrid Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months..
How risky is UTI Conservative Hybrid Fund?
UTI Conservative Hybrid Fund is rated Moderately High on the SEBI riskometer and belongs to the Conservative Hybrid category.
Which fund house manages UTI Conservative Hybrid Fund?
UTI Conservative Hybrid Fund is managed by UTI Mutual Fund, which runs 66 schemes with ₹3,94,848 Cr under management.