UTI Flexi Cap Fund
Flexi CapVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹332.72+0.55%1 day
- Return since launch
- 13.7%
- 52-week range
- ₹268.18 — ₹334.29
- AUM
- ₹22,495 Cr
UTI Flexi Cap Fund is a Flexi Cap equity fund from UTI Mutual Fund with ₹22,495 Cr under management, launched in 2005. Over three years it has returned 6.1% a year, against 12.4% for its category. The expense ratio is 1.68% and the SEBI riskometer reading is Very High.
Performance
UTI Flexi Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.9% against -0.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 13.4% | +10.6 pts | 2.8% | 6.2% |
| 2Y | 5.9% | −0.5 pts | 6.4% | 4.0% |
| 3Y | 6.1% | −6.3 pts | 12.4% | 4.8% |
| 5Y | 7.5% | −2.4 pts | 9.9% | 9.5% |
| 7Y | 9.7% | −3.8 pts | 13.5% | 11.9% |
| 10Y | 11.0% | −2.3 pts | 13.3% | 11.7% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 7.1% | +1.3 pts | 5.8% | 5.9% |
| 3M | 0.1% | +0.6 pts | -0.5% | -0.7% |
| 6M | 11.5% | +5.5 pts | 6.0% | 5.4% |
| 1Y | 1.9% | −0.8 pts | 2.8% | -0.3% |
| 2Y | 2.7% | −0.6 pts | 3.3% | 1.6% |
| 3Y | 9.3% | −3.1 pts | 12.4% | 10.9% |
| 5Y | 3.9% | −6.0 pts | 9.9% | 8.7% |
| 7Y | 12.3% | −2.3 pts | 14.6% | 12.6% |
| 10Y | 12.0% | −1.3 pts | 13.3% | 11.4% |
Since launch (1 Aug 2005): 13.7%
Calendar-year returns
Category average31.5%
34.0%
-13.4%
19.8%
14.2%
1.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 1.1% | −3.2 pts | 4.2% |
| 2024 | 14.2% | −7.6 pts | 21.8% |
| 2023 | 19.8% | −9.9 pts | 29.7% |
| 2022 | -13.4% | −15.1 pts | 1.7% |
| 2021 | 34.0% | −0.4 pts | 34.4% |
| 2020 | 31.5% | +12.6 pts | 19.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.68%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.39%
- Brokerage
- 0.02%
- Transaction charges
- 0.00%
- Statutory levies
- 0.27%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.50 | 5.44 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.89 | 1.01 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.20 | 0.62 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.29 | 0.84 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.14 | 17.12 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Flexi Cap Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity97.0%
- Debt0.2%
- Other2.7%
Market cap split
- Large60.1%
- Mid27.1%
- Small12.8%
- P/E
- 35.52
- P/B
- 4.93
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 6.56% | ₹1,475 Cr | +5.93% | +5.57% | +5.73% |
| ICICI Bank Ltd. | Financial | 5.81% | ₹1,306 Cr | +6.24% | +6.49% | +6.12% |
| Bajaj Finance Ltd. | Financial | 5.53% | ₹1,244 Cr | +6.26% | +5.90% | +6.50% |
| HDFC Bank Ltd. | Financial | 4.61% | ₹1,038 Cr | +5.33% | +5.54% | +6.08% |
| Titan Company Ltd. | Consumer Discretionary | 3.94% | ₹885 Cr | +4.05% | +3.98% | +2.61% |
| Coforge Ltd. | Technology | 3.77% | ₹848 Cr | +3.30% | +2.87% | +2.89% |
| Dixon Technologies (India) Ltd. | Capital Goods | 3.61% | ₹812 Cr | +3.08% | +2.89% | +3.19% |
| Info Edge (India) Ltd. | Services | 3.59% | ₹806 Cr | +3.03% | +3.32% | +3.65% |
| Persistent Systems Ltd. | Technology | 3.44% | ₹773 Cr | +2.72% | +3.29% | +2.72% |
| Kotak Mahindra Bank Ltd. | Financial | 3.41% | ₹768 Cr | +3.38% | +3.59% | +3.58% |
| Bharti Airtel Ltd. | Communication | 3.37% | ₹757 Cr | +3.44% | +3.11% | +2.70% |
| Avenue Supermarts Ltd. | Services | 2.84% | ₹638 Cr | +3.63% | +3.72% | +3.87% |
| Others | Others | 2.76% | ₹620 Cr | +5.55% | +3.08% | +6.53% |
| Mahindra & Mahindra Ltd. | Automobile | 2.44% | ₹550 Cr | +2.44% | +2.20% | +1.21% |
| Dr. Lal Pathlabs Ltd. | Healthcare | 2.22% | ₹500 Cr | +1.85% | +1.64% | +1.49% |
| Eicher Motors Ltd. | Automobile | 2.19% | ₹492 Cr | +2.14% | +2.23% | +1.94% |
| Ajanta Pharma Ltd. | Healthcare | 2.12% | ₹477 Cr | +2.02% | +1.84% | +1.35% |
| Trent Ltd. | Services | 2.10% | ₹474 Cr | +2.68% | +2.12% | +2.46% |
| Maruti Suzuki India Ltd. | Automobile | 2.06% | ₹463 Cr | +2.40% | +2.10% | +2.26% |
| LTM Limited | Technology | 2.05% | ₹462 Cr | +2.06% | +2.68% | +3.05% |
| Global Health Ltd. | Healthcare | 2.00% | ₹449 Cr | +1.97% | +1.61% | +1.60% |
| Polycab India Ltd. | Capital Goods | 1.81% | ₹407 Cr | +1.97% | +1.73% | +1.50% |
| Divi's Laboratories Ltd. | Healthcare | 1.76% | ₹397 Cr | +1.23% | +1.19% | +0.90% |
| Astral Ltd. | Materials | 1.53% | ₹345 Cr | +1.47% | +2.15% | +1.76% |
| Pidilite Industries Ltd. | Chemicals | 1.46% | ₹328 Cr | +1.32% | +1.09% | +1.01% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.45% | ₹326 Cr | +0.75% | — | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 1.45% | ₹326 Cr | +1.40% | +1.38% | +1.06% |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 1.19% | ₹269 Cr | +1.08% | +0.87% | +0.80% |
| Grindwell Norton Ltd. | Metals & Mining | 1.19% | ₹268 Cr | +1.27% | +0.98% | +0.93% |
| Affle 3I Ltd. | Technology | 1.19% | ₹268 Cr | +1.00% | +1.03% | +0.51% |
| Gland Pharma Ltd. | Healthcare | 1.13% | ₹254 Cr | +0.86% | +0.65% | +0.62% |
| Ipca Laboratories Ltd. | Healthcare | 1.11% | ₹249 Cr | +0.92% | +0.97% | +0.81% |
| Marico Ltd. | Consumer Staples | 1.05% | ₹236 Cr | +1.13% | +1.12% | +1.00% |
| AU Small Finance Bank Ltd. | Financial | 1.03% | ₹232 Cr | +0.99% | +0.94% | +0.69% |
| Nestle India Ltd. | Consumer Staples | 1.02% | ₹229 Cr | +1.08% | +1.02% | +1.08% |
| Poly Medicure Ltd. | Healthcare | 1.01% | ₹228 Cr | +1.04% | +0.82% | +1.08% |
| Havells India Ltd. | Capital Goods | 0.85% | ₹191 Cr | +0.95% | +1.10% | +1.13% |
| Berger Paints India Ltd. | Materials | 0.84% | ₹190 Cr | +0.89% | +0.92% | +1.03% |
| TVS Motor Company Ltd. | Automobile | 0.79% | ₹177 Cr | — | — | — |
| PI Industries Ltd. | Chemicals | 0.76% | ₹171 Cr | +0.83% | +1.01% | +1.13% |
| Meesho Ltd. | Services | 0.76% | ₹170 Cr | — | — | — |
| Lenskart Solutions Ltd. | Consumer Discretionary | 0.72% | ₹161 Cr | — | — | — |
| Aavas Financiers Ltd. | Financial | 0.69% | ₹155 Cr | +0.85% | +0.67% | +0.81% |
| 3M India Ltd. | Consumer Staples | 0.66% | ₹148 Cr | +0.67% | +0.78% | +0.69% |
| Jubilant FoodWorks Ltd. | Services | 0.63% | ₹142 Cr | +0.59% | +0.68% | +0.90% |
| Clean Science And Technology Ltd. | Chemicals | 0.58% | ₹130 Cr | +0.55% | +0.53% | +0.65% |
| Asian Paints Ltd. | Materials | 0.52% | ₹117 Cr | +0.94% | +1.05% | +1.06% |
| Metro Brands Ltd. | Consumer Discretionary | 0.49% | ₹110 Cr | +0.57% | +0.56% | +0.65% |
| United Foodbrands Ltd. | Services | 0.42% | ₹94.15 Cr | +0.52% | +0.19% | +0.18% |
| Anthem Biosciences Ltd. | Healthcare | 0.41% | ₹92.56 Cr | +0.23% | — | — |
| Eris Lifesciences Ltd. | Healthcare | 0.38% | ₹85.95 Cr | +0.48% | +0.74% | +0.78% |
| Rossari Biotech Ltd. | Chemicals | 0.32% | ₹71.05 Cr | +0.39% | +0.31% | +0.43% |
| GOI | Sovereign | 0.22% | ₹49.98 Cr | +0.22% | +0.25% | +0.20% |
| Sheela Foam Ltd. | Consumer Discretionary | 0.13% | ₹29.49 Cr | +0.34% | +0.31% | +0.34% |
| Shree Cement Ltd. | Materials | 0.05% | ₹11.37 Cr | +0.76% | +0.82% | +1.01% |
| MTZ Polyfilms Ltd. | Chemicals | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Mukerian Papers Ltd. | Consumer Staples | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Nihon Nirmaan Ltd. | Materials | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Spartek Ceramics India Ltd. | Materials | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Shree Cement Ltd. | 0.42% | 0.05% | -0.37% |
| TVS Motor Company Ltd. | 0.48% | 0.79% | +0.31% |
| HDFC Bank Ltd. | 4.35% | 4.61% | +0.27% |
| Coforge Ltd. | 4.00% | 3.77% | -0.23% |
| Kotak Mahindra Bank Ltd. | 3.20% | 3.41% | +0.22% |
| Page Industries Ltd. | 0.20% | 0.00% | -0.20% |
| Meesho Ltd. | 0.56% | 0.76% | +0.20% |
| Titan Company Ltd. | 4.13% | 3.94% | -0.19% |
| Dr. Lal Pathlabs Ltd. | 2.03% | 2.22% | +0.19% |
| Eternal Ltd. | 6.38% | 6.56% | +0.18% |
| LTM Limited | 2.21% | 2.05% | -0.16% |
| Ajanta Pharma Ltd. | 1.98% | 2.12% | +0.14% |
| Bajaj Finance Ltd. | 5.67% | 5.53% | -0.14% |
| ICICI Bank Ltd. | 5.95% | 5.81% | -0.14% |
| Bharti Airtel Ltd. | 3.23% | 3.37% | +0.13% |
| Avenue Supermarts Ltd. | 2.71% | 2.84% | +0.13% |
| Others | 2.62% | 2.74% | +0.12% |
| CG Power and Industrial Solutions Ltd. | 1.07% | 1.19% | +0.12% |
| Lenskart Solutions Ltd. | 0.60% | 0.72% | +0.12% |
| Havells India Ltd. | 0.97% | 0.85% | -0.12% |
| Dixon Technologies (India) Ltd. | 3.73% | 3.61% | -0.11% |
| Maruti Suzuki India Ltd. | 2.17% | 2.06% | -0.11% |
| Asian Paints Ltd. | 0.63% | 0.52% | -0.11% |
| Schaeffler India Ltd. | 0.10% | 0.00% | -0.10% |
| Divi's Laboratories Ltd. | 1.67% | 1.76% | +0.09% |
| Mahindra & Mahindra Ltd. | 2.53% | 2.44% | -0.09% |
| Info Edge (India) Ltd. | 3.67% | 3.59% | -0.09% |
| Gland Pharma Ltd. | 1.05% | 1.13% | +0.08% |
| Eicher Motors Ltd. | 2.26% | 2.19% | -0.08% |
| Persistent Systems Ltd. | 3.36% | 3.44% | +0.08% |
| Sheela Foam Ltd. | 0.21% | 0.13% | -0.07% |
| Global Health Ltd. | 2.06% | 2.00% | -0.07% |
| Grindwell Norton Ltd. | 1.13% | 1.19% | +0.07% |
| Nestle India Ltd. | 1.08% | 1.02% | -0.06% |
| Cholamandalam Investment and Finance Company Ltd. | 1.51% | 1.45% | -0.06% |
| Trent Ltd. | 2.16% | 2.10% | -0.06% |
| Astral Ltd. | 1.58% | 1.53% | -0.05% |
| Ipca Laboratories Ltd. | 1.06% | 1.11% | +0.05% |
| PI Industries Ltd. | 0.73% | 0.76% | +0.03% |
| United Foodbrands Ltd. | 0.45% | 0.42% | -0.03% |
| Pidilite Industries Ltd. | 1.49% | 1.46% | -0.03% |
| Marico Ltd. | 1.02% | 1.05% | +0.03% |
| AU Small Finance Bank Ltd. | 1.00% | 1.03% | +0.03% |
| Rossari Biotech Ltd. | 0.34% | 0.32% | -0.03% |
| Polycab India Ltd. | 1.79% | 1.81% | +0.02% |
| Aavas Financiers Ltd. | 0.67% | 0.69% | +0.02% |
| Clean Science And Technology Ltd. | 0.56% | 0.58% | +0.02% |
| Affle 3I Ltd. | 1.17% | 1.19% | +0.02% |
| Jubilant FoodWorks Ltd. | 0.65% | 0.63% | -0.02% |
| Torrent Pharmaceuticals Ltd. | 1.43% | 1.45% | +0.02% |
| 3M India Ltd. | 0.64% | 0.66% | +0.02% |
| GOI | 0.21% | 0.22% | +0.01% |
| Anthem Biosciences Ltd. | 0.40% | 0.41% | +0.01% |
| Poly Medicure Ltd. | 1.00% | 1.01% | +0.01% |
| Metro Brands Ltd. | 0.50% | 0.49% | -0.01% |
| Eris Lifesciences Ltd. | 0.39% | 0.38% | -0.01% |
| Berger Paints India Ltd. | 0.85% | 0.84% | 0.00% |
| MTZ Polyfilms Ltd. | 0.00% | 0.00% | 0.00% |
| Mukerian Papers Ltd. | 0.00% | 0.00% | 0.00% |
| Nihon Nirmaan Ltd. | 0.00% | 0.00% | 0.00% |
| Spartek Ceramics India Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹26,441 Cr | 2.01% | 15.2% | 10.1% | 15.1% |
 HDFC Flexi Cap Fund | ₹1,08,547 Cr | 1.36% | 10.6% | 9.6% | 15.2% |
 Motilal Oswal Flexi Cap Fund | ₹13,446 Cr | 1.97% | 15.3% | 9.0% | 14.7% |
 Invesco India Flexi Cap Fund | ₹5,488 Cr | 2.08% | 15.3% | 9.7% | — |
 Bank of India Flexi Cap Fund | ₹3,137 Cr | 2.29% | 13.9% | 9.8% | 15.4% |
 ITI Flexi Cap Fund | ₹1,588 Cr | 2.33% | 21.0% | 12.6% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.
Fund managers
- Ajay TyagiMr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.
- Akash Dilip ShahCommerce Graduate, CAMr Akash Dilip Shah joined UTI AMC Ltd as Management Trainee and presently he is designated as an Investment Associate - Equity.
- Kamal GadaMr. Gada is B.com, CA, CS, & CFAPrior to joining UTI Mutual Fund he has worked with BPCL as Senior Accounts Officer.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months11.49% absolute | ₹60,000 | ₹66,894 | 11.49% | |
| 1 year1.95% annualised | ₹1,20,000 | ₹1,21,275 | 1.06% | |
| 3 years9.31% annualised | ₹3,60,000 | ₹4,16,672 | 15.74% | |
| 5 years3.92% annualised | ₹6,00,000 | ₹6,63,809 | 10.63% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Flexi Cap Fund?
The NAV of UTI Flexi Cap Fund is ₹332.72 as on 9 Nov 2026.
What is the expense ratio of UTI Flexi Cap Fund?
The expense ratio of UTI Flexi Cap Fund is 1.68% per year.
What is the minimum SIP amount for UTI Flexi Cap Fund?
You can start a SIP in UTI Flexi Cap Fund with ₹3,000 a month.
What returns has UTI Flexi Cap Fund given?
UTI Flexi Cap Fund has returned 13.4% over 1 year, 6.1% over 3 years and 7.5% over 5 years (annualised).
Is there a lock-in or exit load on UTI Flexi Cap Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year..
How risky is UTI Flexi Cap Fund?
UTI Flexi Cap Fund is rated Very High on the SEBI riskometer and belongs to the Flexi Cap category.
Which fund house manages UTI Flexi Cap Fund?
UTI Flexi Cap Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.