UTI Flexi Cap Fund
Flexi CapVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹318.61+0.32%1 day
- Return since launch
- 13.6%
- 52-week range
- ₹268.18 — ₹334.29
- AUM
- ₹24,163 Cr
UTI Flexi Cap Fund is a Flexi Cap equity fund from UTI Mutual Fund with ₹24,163 Cr under management, launched in 2005. Over three years it has returned 4.0% a year, against 11.5% for its category. The expense ratio is 1.67% and the SEBI riskometer reading is Very High.
Performance
UTI Flexi Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -0.6% against -0.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.2% | +2.4 pts | 2.8% | 0.4% |
| 2Y | 1.8% | −1.5 pts | 3.3% | 1.1% |
| 3Y | 4.0% | −7.5 pts | 11.5% | 3.7% |
| 5Y | 6.3% | −3.5 pts | 9.8% | 9.1% |
| 7Y | 9.1% | −4.1 pts | 13.2% | 11.8% |
| 10Y | 10.5% | −2.3 pts | 12.8% | 11.5% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.3% | −1.0 pts | -3.3% | -3.2% |
| 3M | 4.1% | +3.3 pts | 0.8% | 0.5% |
| 6M | 16.0% | +3.9 pts | 12.0% | 11.1% |
| 1Y | -0.6% | −3.3 pts | 2.8% | -0.2% |
| 2Y | -2.9% | −1.2 pts | -1.6% | -3.2% |
| 3Y | 7.4% | −4.1 pts | 11.5% | 9.9% |
| 5Y | 3.5% | −6.3 pts | 9.8% | 8.7% |
| 7Y | 12.1% | −2.3 pts | 14.4% | 12.4% |
| 10Y | 11.2% | −1.7 pts | 12.8% | 10.9% |
Since launch (1 Aug 2005): 13.6%
Calendar-year returns
Category average31.5%
34.0%
-13.4%
19.8%
14.2%
1.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 1.1% | −3.2 pts | 4.2% |
| 2024 | 14.2% | −7.6 pts | 21.8% |
| 2023 | 19.8% | −9.9 pts | 29.7% |
| 2022 | -13.4% | −15.1 pts | 1.7% |
| 2021 | 34.0% | −0.4 pts | 34.4% |
| 2020 | 31.5% | +12.6 pts | 19.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.68%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.39%
- Brokerage
- 0.02%
- Transaction charges
- 0.00%
- Statutory levies
- 0.27%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.78 | 5.64 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.88 | 1.04 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.29 | 0.74 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.41 | 0.98 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.70 | 17.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Flexi Cap Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity97.2%
- Debt0.2%
- Other2.6%
Market cap split
- Large59.8%
- Mid27.6%
- Small12.6%
- P/E
- 38.17
- P/B
- 5.26
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 6.38% | ₹1,541 Cr | +5.70% | +5.13% | +5.38% |
| ICICI Bank Ltd. | Financial | 5.95% | ₹1,437 Cr | +6.18% | +6.67% | +6.27% |
| Bajaj Finance Ltd. | Financial | 5.67% | ₹1,370 Cr | +6.13% | +6.58% | +5.83% |
| HDFC Bank Ltd. | Financial | 4.35% | ₹1,050 Cr | +5.18% | +6.01% | +6.01% |
| Titan Company Ltd. | Consumer Discretionary | 4.13% | ₹997 Cr | +3.89% | +3.91% | +2.79% |
| Coforge Ltd. | Technology | 4.00% | ₹967 Cr | +3.41% | +2.67% | +3.14% |
| Dixon Technologies (India) Ltd. | Capital Goods | 3.73% | ₹900 Cr | +3.15% | +2.72% | +3.22% |
| Info Edge (India) Ltd. | Services | 3.67% | ₹887 Cr | +3.19% | +3.15% | +3.69% |
| Persistent Systems Ltd. | Technology | 3.36% | ₹812 Cr | +3.20% | +2.85% | +2.84% |
| Bharti Airtel Ltd. | Communication | 3.23% | ₹781 Cr | +3.44% | +2.91% | +2.64% |
| Kotak Mahindra Bank Ltd. | Financial | 3.20% | ₹773 Cr | +3.59% | +3.78% | +3.48% |
| Avenue Supermarts Ltd. | Services | 2.71% | ₹654 Cr | +3.48% | +3.23% | +4.06% |
| Others | Others | 2.63% | ₹636 Cr | +5.27% | +5.74% | +6.98% |
| Mahindra & Mahindra Ltd. | Automobile | 2.53% | ₹611 Cr | +2.24% | +2.01% | +0.69% |
| Eicher Motors Ltd. | Automobile | 2.26% | ₹547 Cr | +2.23% | +2.42% | +1.68% |
| LTM Limited | Technology | 2.21% | ₹535 Cr | +2.49% | +2.66% | +3.25% |
| Maruti Suzuki India Ltd. | Automobile | 2.17% | ₹524 Cr | +2.18% | +2.24% | +2.26% |
| Trent Ltd. | Services | 2.16% | ₹523 Cr | +2.46% | +2.24% | +2.82% |
| Global Health Ltd. | Healthcare | 2.06% | ₹499 Cr | +1.83% | +1.70% | +1.50% |
| Dr. Lal Pathlabs Ltd. | Healthcare | 2.03% | ₹492 Cr | +1.85% | +1.57% | +1.62% |
| Ajanta Pharma Ltd. | Healthcare | 1.98% | ₹478 Cr | +1.76% | +1.84% | +1.27% |
| Polycab India Ltd. | Capital Goods | 1.79% | ₹432 Cr | +2.10% | +1.94% | +1.49% |
| Divi's Laboratories Ltd. | Healthcare | 1.67% | ₹405 Cr | +1.28% | +1.14% | +0.96% |
| Astral Ltd. | Materials | 1.58% | ₹383 Cr | +1.82% | +2.33% | +1.71% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.51% | ₹365 Cr | — | — | — |
| Pidilite Industries Ltd. | Chemicals | 1.49% | ₹360 Cr | +1.27% | +1.13% | +1.03% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 1.43% | ₹346 Cr | +1.37% | +1.25% | +1.05% |
| Affle 3I Ltd. | Technology | 1.17% | ₹283 Cr | +1.03% | +0.83% | +0.37% |
| Grindwell Norton Ltd. | Metals & Mining | 1.13% | ₹272 Cr | +1.13% | +1.07% | +0.88% |
| Nestle India Ltd. | Consumer Staples | 1.08% | ₹261 Cr | +1.14% | +1.02% | +1.09% |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 1.07% | ₹259 Cr | +1.08% | +0.86% | +0.73% |
| Ipca Laboratories Ltd. | Healthcare | 1.06% | ₹256 Cr | +0.85% | +0.93% | +0.82% |
| Gland Pharma Ltd. | Healthcare | 1.05% | ₹253 Cr | +0.80% | +0.63% | +0.58% |
| Marico Ltd. | Consumer Staples | 1.02% | ₹246 Cr | +1.15% | +1.09% | +1.04% |
| Poly Medicure Ltd. | Healthcare | 1.00% | ₹243 Cr | +0.85% | +0.77% | +1.14% |
| AU Small Finance Bank Ltd. | Financial | 1.00% | ₹242 Cr | +0.99% | +0.95% | +0.67% |
| Havells India Ltd. | Capital Goods | 0.97% | ₹234 Cr | +0.99% | +1.15% | +1.14% |
| Berger Paints India Ltd. | Materials | 0.85% | ₹205 Cr | +0.97% | +0.92% | +1.05% |
| PI Industries Ltd. | Chemicals | 0.73% | ₹176 Cr | +0.93% | +1.07% | +1.17% |
| Aavas Financiers Ltd. | Financial | 0.67% | ₹161 Cr | +0.77% | +0.70% | +0.74% |
| Jubilant FoodWorks Ltd. | Services | 0.65% | ₹157 Cr | +0.62% | +0.73% | +0.90% |
| 3M India Ltd. | Consumer Staples | 0.64% | ₹155 Cr | +0.69% | +0.89% | +0.74% |
| Asian Paints Ltd. | Materials | 0.63% | ₹152 Cr | +1.03% | +1.03% | +1.15% |
| Lenskart Solutions Ltd. | Consumer Discretionary | 0.60% | ₹144 Cr | — | — | — |
| Meesho Ltd. | Services | 0.56% | ₹135 Cr | — | — | — |
| Clean Science And Technology Ltd. | Chemicals | 0.56% | ₹135 Cr | +0.59% | +0.53% | +0.61% |
| Metro Brands Ltd. | Consumer Discretionary | 0.50% | ₹120 Cr | +0.59% | +0.59% | +0.56% |
| company:5749 | Automobile | 0.48% | ₹116 Cr | — | — | — |
| United Foodbrands Ltd. | Services | 0.45% | ₹109 Cr | +0.43% | +0.20% | +0.21% |
| Shree Cement Ltd. | Materials | 0.42% | ₹101 Cr | +0.79% | +0.84% | +1.01% |
| Anthem Biosciences Ltd. | Healthcare | 0.40% | ₹96.27 Cr | — | — | — |
| Eris Lifesciences Ltd. | Healthcare | 0.39% | ₹93.54 Cr | +0.54% | +0.70% | +0.94% |
| Rossari Biotech Ltd. | Chemicals | 0.34% | ₹82.48 Cr | +0.40% | +0.37% | +0.42% |
| GOI | Sovereign | 0.21% | ₹50.45 Cr | +0.23% | +0.22% | +0.20% |
| Sheela Foam Ltd. | Consumer Discretionary | 0.21% | ₹49.75 Cr | +0.35% | +0.31% | +0.35% |
| Page Industries Ltd. | Textiles | 0.20% | ₹47.60 Cr | +0.51% | +0.82% | +0.88% |
| Schaeffler India Ltd. | Capital Goods | 0.10% | ₹24.60 Cr | +0.65% | +0.96% | +0.89% |
| MTZ Polyfilms Ltd. | Chemicals | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Mukerian Papers Ltd. | Consumer Staples | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Nihon Nirmaan Ltd. | Materials | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Spartek Ceramics India Ltd. | Materials | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bajaj Finance Ltd. | 6.26% | 5.67% | -0.59% |
| Schaeffler India Ltd. | 0.59% | 0.10% | -0.49% |
| company:5749 | 0.00% | 0.48% | +0.48% |
| Coforge Ltd. | 3.55% | 4.00% | +0.45% |
| HDFC Bank Ltd. | 4.67% | 4.35% | -0.32% |
| Eternal Ltd. | 6.07% | 6.38% | +0.31% |
| Shree Cement Ltd. | 0.73% | 0.42% | -0.31% |
| Lenskart Solutions Ltd. | 0.29% | 0.60% | +0.30% |
| Meesho Ltd. | 0.26% | 0.56% | +0.30% |
| Asian Paints Ltd. | 0.92% | 0.63% | -0.29% |
| Bharti Airtel Ltd. | 3.48% | 3.23% | -0.25% |
| Divi's Laboratories Ltd. | 1.43% | 1.67% | +0.24% |
| Gland Pharma Ltd. | 0.82% | 1.05% | +0.23% |
| Pidilite Industries Ltd. | 1.27% | 1.49% | +0.22% |
| Dixon Technologies (India) Ltd. | 3.54% | 3.73% | +0.18% |
| Kotak Mahindra Bank Ltd. | 3.02% | 3.20% | +0.18% |
| Page Industries Ltd. | 0.37% | 0.20% | -0.17% |
| Info Edge (India) Ltd. | 3.52% | 3.67% | +0.16% |
| Ipca Laboratories Ltd. | 0.90% | 1.06% | +0.16% |
| Cohance Lifesciences Ltd. | 0.15% | 0.00% | -0.15% |
| CG Power and Industrial Solutions Ltd. | 0.93% | 1.07% | +0.14% |
| Indiamart Intermesh Ltd. | 0.14% | 0.00% | -0.14% |
| Maruti Suzuki India Ltd. | 2.30% | 2.17% | -0.13% |
| Trent Ltd. | 2.29% | 2.16% | -0.13% |
| PI Industries Ltd. | 0.85% | 0.73% | -0.12% |
| Sheela Foam Ltd. | 0.33% | 0.21% | -0.12% |
| LTM Limited | 2.33% | 2.21% | -0.12% |
| Mahindra & Mahindra Ltd. | 2.64% | 2.53% | -0.11% |
| Global Health Ltd. | 1.97% | 2.06% | +0.10% |
| Marico Ltd. | 1.11% | 1.02% | -0.09% |
| United Foodbrands Ltd. | 0.54% | 0.45% | -0.09% |
| Anthem Biosciences Ltd. | 0.32% | 0.40% | +0.08% |
| Affle 3I Ltd. | 1.10% | 1.17% | +0.07% |
| Titan Company Ltd. | 4.06% | 4.13% | +0.07% |
| Others | 2.68% | 2.62% | -0.07% |
| Metro Brands Ltd. | 0.56% | 0.50% | -0.07% |
| Jubilant FoodWorks Ltd. | 0.59% | 0.65% | +0.06% |
| Grindwell Norton Ltd. | 1.19% | 1.13% | -0.06% |
| Astral Ltd. | 1.53% | 1.58% | +0.06% |
| Clean Science And Technology Ltd. | 0.50% | 0.56% | +0.06% |
| Aavas Financiers Ltd. | 0.72% | 0.67% | -0.06% |
| Polycab India Ltd. | 1.73% | 1.79% | +0.05% |
| Ajanta Pharma Ltd. | 1.92% | 1.98% | +0.05% |
| AU Small Finance Bank Ltd. | 0.95% | 1.00% | +0.05% |
| Avenue Supermarts Ltd. | 2.75% | 2.71% | -0.04% |
| Persistent Systems Ltd. | 3.33% | 3.36% | +0.03% |
| 3M India Ltd. | 0.67% | 0.64% | -0.03% |
| Nestle India Ltd. | 1.11% | 1.08% | -0.03% |
| Torrent Pharmaceuticals Ltd. | 1.46% | 1.43% | -0.02% |
| Cholamandalam Investment and Finance Company Ltd. | 1.49% | 1.51% | +0.02% |
| Berger Paints India Ltd. | 0.87% | 0.85% | -0.02% |
| Dr. Lal Pathlabs Ltd. | 2.01% | 2.03% | +0.02% |
| Eris Lifesciences Ltd. | 0.41% | 0.39% | -0.02% |
| Havells India Ltd. | 0.99% | 0.97% | -0.02% |
| ICICI Bank Ltd. | 5.96% | 5.95% | -0.02% |
| Rossari Biotech Ltd. | 0.36% | 0.34% | -0.02% |
| Eicher Motors Ltd. | 2.25% | 2.26% | +0.01% |
| Poly Medicure Ltd. | 1.00% | 1.00% | +0.01% |
| GOI | 0.21% | 0.21% | 0.00% |
| MTZ Polyfilms Ltd. | 0.00% | 0.00% | 0.00% |
| Mukerian Papers Ltd. | 0.00% | 0.00% | 0.00% |
| Nihon Nirmaan Ltd. | 0.00% | 0.00% | 0.00% |
| Spartek Ceramics India Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹5,332 Cr | 2.22% | 12.8% | 9.8% | 15.4% |
 Motilal Oswal Flexi Cap Fund | ₹14,160 Cr | 2.05% | 12.8% | 9.3% | 14.8% |
 Invesco India Flexi Cap Fund | ₹5,709 Cr | 2.07% | 5.7% | 7.8% | — |
 Bank of India Flexi Cap Fund | ₹2,953 Cr | 2.25% | 14.0% | 10.6% | 16.0% |
 360 ONE FlexiCap Fund | ₹2,250 Cr | 2.38% | 15.0% | 10.0% | — |
 ITI Flexi Cap Fund | ₹1,588 Cr | 2.34% | 16.8% | 11.6% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.
Fund managers
- Ajay TyagiMr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.
- Akash Dilip ShahCommerce Graduate, CAMr Akash Dilip Shah joined UTI AMC Ltd as Management Trainee and presently he is designated as an Investment Associate - Equity.
- Kamal GadaMr. Gada is B.com, CA, CS, & CFAPrior to joining UTI Mutual Fund he has worked with BPCL as Senior Accounts Officer.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months15.98% absolute | ₹60,000 | ₹69,588 | 15.98% | |
| 1 year−0.55% annualised | ₹1,20,000 | ₹1,19,643 | −0.30% | |
| 3 years7.38% annualised | ₹3,60,000 | ₹4,04,058 | 12.24% | |
| 5 years3.51% annualised | ₹6,00,000 | ₹6,56,742 | 9.46% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Flexi Cap Fund?
The NAV of UTI Flexi Cap Fund is ₹318.61 as on 25 Sep 2026.
What is the expense ratio of UTI Flexi Cap Fund?
The expense ratio of UTI Flexi Cap Fund is 1.67% per year.
What is the minimum SIP amount for UTI Flexi Cap Fund?
You can start a SIP in UTI Flexi Cap Fund with ₹3,000 a month.
What returns has UTI Flexi Cap Fund given?
UTI Flexi Cap Fund has returned 5.2% over 1 year, 4.0% over 3 years and 6.3% over 5 years (annualised).
Is there a lock-in or exit load on UTI Flexi Cap Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year..
How risky is UTI Flexi Cap Fund?
UTI Flexi Cap Fund is rated Very High on the SEBI riskometer and belongs to the Flexi Cap category.
Which fund house manages UTI Flexi Cap Fund?
UTI Flexi Cap Fund is managed by UTI Mutual Fund, which runs 66 schemes with ₹3,94,848 Cr under management.