UTI Focused Fund (30 stocks)
- NAV as on 6 Nov 2026
- ₹15.92+1.41%1 day
- Return since launch
- 9.3%
- 52-week range
- ₹13.60 — ₹16.05
- AUM
- ₹2,310 Cr
UTI Focused Fund (30 stocks) is a Focused equity fund from UTI Mutual Fund with ₹2,310 Cr under management, launched in 2021. Over three years it has returned 5.2% a year, against 12.5% for its category. The expense ratio is 2.26% and the SEBI riskometer reading is Very High.
Performance
UTI Focused Fund (30 stocks) NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.4% against +2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 9.8% | +6.2 pts | 3.5% | 8.9% |
| 2Y | 5.5% | −1.2 pts | 6.8% | 6.1% |
| 3Y | 5.2% | −7.2 pts | 12.5% | 6.2% |
| 5Y | 9.4% | 0.0 pts | 9.4% | 9.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 8.7% | +3.6 pts | 5.1% | 6.3% |
| 3M | 1.2% | +1.4 pts | -0.3% | -0.1% |
| 6M | 5.5% | +0.8 pts | 4.7% | 6.3% |
| 1Y | 1.4% | −2.1 pts | 3.5% | 2.4% |
| 2Y | 2.0% | −0.9 pts | 2.9% | 3.0% |
| 3Y | 10.5% | −2.0 pts | 12.5% | 11.5% |
| 5Y | 8.5% | −0.9 pts | 9.4% | 8.6% |
Since launch (4 Aug 2021): 9.3%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.6% | +0.6 pts | 6.0% |
| 2024 | 12.7% | −8.1 pts | 20.9% |
| 2023 | 28.8% | +1.2 pts | 27.7% |
| 2022 | -0.4% | −2.8 pts | 2.4% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.22%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.70%
- Brokerage
- 0.09%
- Transaction charges
- 0.01%
- Statutory levies
- 0.42%
- Exit load
- Exit load of 1% if redeemed within 365 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -0.98 | 5.18 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 0.92 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.25 | 0.63 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.31 | 0.87 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.26 | 15.56 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Focused Fund (30 stocks) portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity97.9%
- Debt0.0%
- Other2.1%
Market cap split
- Large76.5%
- Mid21.5%
- Small1.9%
- P/E
- 24.83
- P/B
- 3.35
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 9.04% | ₹209 Cr | +9.40% | +8.99% | +8.89% |
| HDFC Bank Ltd. | Financial | 8.13% | ₹188 Cr | +8.76% | +8.59% | +9.70% |
| Reliance Industries Ltd. | Energy | 5.96% | ₹138 Cr | +5.63% | +5.36% | +3.89% |
| Eternal Ltd. | Services | 5.54% | ₹128 Cr | +5.20% | +5.17% | — |
| Larsen & Toubro Ltd. | Construction | 4.88% | ₹113 Cr | +4.60% | +4.75% | +2.84% |
| State Bank of India | Financial | 4.57% | ₹106 Cr | — | — | — |
| Bharti Airtel Ltd. | Communication | 4.37% | ₹101 Cr | +3.84% | +4.03% | +4.70% |
| Bajaj Finance Ltd. | Financial | 3.95% | ₹91.14 Cr | +3.95% | +3.62% | +5.42% |
| Mahindra & Mahindra Ltd. | Automobile | 3.64% | ₹84.08 Cr | +2.86% | +2.40% | — |
| Coforge Ltd. | Technology | 3.29% | ₹76.09 Cr | — | — | — |
| Ajanta Pharma Ltd. | Healthcare | 3.16% | ₹73.00 Cr | +2.99% | +2.98% | +2.03% |
| Shriram Finance Ltd | Financial | 3.11% | ₹71.74 Cr | +3.15% | +2.76% | — |
| JSW Steel Ltd. | Metals & Mining | 2.98% | ₹68.94 Cr | — | — | — |
| LTM Limited | Technology | 2.98% | ₹68.77 Cr | — | — | +3.00% |
| Tata Consumer Products Ltd. | Consumer Staples | 2.88% | ₹66.47 Cr | +2.45% | — | — |
| Aurobindo Pharma Ltd. | Healthcare | 2.79% | ₹64.37 Cr | +2.45% | — | — |
| The Phoenix Mills Ltd. | Construction | 2.51% | ₹58.05 Cr | +2.62% | +2.21% | +2.41% |
| Meesho Ltd. | Services | 2.42% | ₹55.80 Cr | — | — | — |
| Blue Star Ltd. | Consumer Discretionary | 2.40% | ₹55.41 Cr | — | — | — |
| Tata Motors Ltd. | Automobile | 2.37% | ₹54.81 Cr | +2.28% | +2.50% | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 2.34% | ₹53.95 Cr | — | — | — |
| Hindustan Aeronautics Ltd. | Capital Goods | 2.22% | ₹51.35 Cr | +1.80% | +1.39% | — |
| Others | Others | 2.08% | ₹48.06 Cr | +7.52% | +3.36% | +6.63% |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 2.02% | ₹46.55 Cr | — | — | — |
| Adani Enterprises Ltd. | Services | 2.01% | ₹46.45 Cr | — | — | — |
| Hyundai Motor India Ltd. | Automobile | 1.93% | ₹44.68 Cr | — | — | — |
| Global Health Ltd. | Healthcare | 1.90% | ₹43.97 Cr | +1.77% | — | — |
| 360 One Wam Ltd. | Financial | 1.65% | ₹38.11 Cr | — | — | — |
| Shree Cement Ltd. | Materials | 1.55% | ₹35.75 Cr | +1.99% | +1.98% | +1.93% |
| PB Fintech Ltd. | Services | 1.34% | ₹30.85 Cr | +2.14% | +2.03% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Maruti Suzuki India Ltd. | 2.52% | 0.00% | -2.52% |
| Blue Star Ltd. | 0.00% | 2.40% | +2.40% |
| Adani Ports and Special Economic Zone Ltd. | 0.00% | 2.34% | +2.34% |
| Havells India Ltd. | 2.18% | 0.00% | -2.18% |
| Hyundai Motor India Ltd. | 0.00% | 1.93% | +1.93% |
| Adani Power Ltd. | 1.59% | 0.00% | -1.59% |
| PB Fintech Ltd. | 2.39% | 1.34% | -1.05% |
| Bharti Airtel Ltd. | 3.64% | 4.37% | +0.73% |
| Coforge Ltd. | 3.99% | 3.29% | -0.70% |
| HDFC Bank Ltd. | 7.55% | 8.13% | +0.58% |
| Tata Consumer Products Ltd. | 2.40% | 2.88% | +0.48% |
| ICICI Bank Ltd. | 9.47% | 9.04% | -0.43% |
| Eternal Ltd. | 5.94% | 5.54% | -0.39% |
| 360 One Wam Ltd. | 1.35% | 1.65% | +0.30% |
| Shree Cement Ltd. | 1.77% | 1.55% | -0.22% |
| The Phoenix Mills Ltd. | 2.29% | 2.51% | +0.22% |
| Others | 2.25% | 2.07% | -0.18% |
| Adani Enterprises Ltd. | 1.84% | 2.01% | +0.17% |
| Shriram Finance Ltd | 3.26% | 3.11% | -0.15% |
| Ajanta Pharma Ltd. | 3.01% | 3.16% | +0.15% |
| Aurobindo Pharma Ltd. | 2.66% | 2.79% | +0.13% |
| LTM Limited | 3.10% | 2.98% | -0.13% |
| Hindustan Aeronautics Ltd. | 2.12% | 2.22% | +0.10% |
| State Bank of India | 4.47% | 4.57% | +0.09% |
| JSW Steel Ltd. | 2.89% | 2.98% | +0.09% |
| Bajaj Finance Ltd. | 4.04% | 3.95% | -0.09% |
| Tata Motors Ltd. | 2.46% | 2.37% | -0.09% |
| Mahindra & Mahindra Ltd. | 3.55% | 3.64% | +0.09% |
| Meesho Ltd. | 2.48% | 2.42% | -0.06% |
| Global Health Ltd. | 1.93% | 1.90% | -0.03% |
| CG Power and Industrial Solutions Ltd. | 2.01% | 2.02% | +0.01% |
| Reliance Industries Ltd. | 5.96% | 5.96% | +0.01% |
| Larsen & Toubro Ltd. | 4.88% | 4.88% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹20,495 Cr | 1.91% | 13.9% | 10.4% | 14.6% |
 SBI Focused Fund | ₹50,180 Cr | 1.55% | 14.8% | 13.3% | 14.2% |
 HDFC Focused Fund | ₹26,553 Cr | 1.71% | 9.8% | 8.8% | 14.6% |
 ICICI Prudential Focused Fund | ₹17,168 Cr | 2.10% | 8.5% | 9.6% | 14.8% |
 Invesco India Focused Fund | ₹6,486 Cr | 1.92% | 28.2% | 12.7% | 17.3% |
 Bandhan Focused Fund | ₹2,087 Cr | 2.29% | 8.2% | 7.6% | 11.9% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps.
Fund managers
- Vishal ChopdaMr. Chopda is BE, PGDM & CFAHe joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months5.51% absolute | ₹60,000 | ₹63,306 | 5.51% | |
| 1 year1.44% annualised | ₹1,20,000 | ₹1,20,940 | 0.78% | |
| 3 years10.50% annualised | ₹3,60,000 | ₹4,24,693 | 17.97% | |
| 5 years8.48% annualised | ₹6,00,000 | ₹7,49,293 | 24.88% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.