UTI Large & Mid Cap Fund
Large & MidCapVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹180.93+0.13%1 day
- Return since launch
- 13.0%
- 52-week range
- ₹164.46 — ₹190.27
- AUM
- ₹6,514 Cr
UTI Large & Mid Cap Fund is a Large & MidCap equity fund from UTI Mutual Fund with ₹6,514 Cr under management, launched in 2005. Over three years it has returned 6.0% a year, against 12.9% for its category. The expense ratio is 1.95% and the SEBI riskometer reading is Very High.
Performance
UTI Large & Mid Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.4% against -0.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -0.9% | −4.3 pts | 3.4% | -1.1% |
| 2Y | 2.0% | −1.6 pts | 3.6% | 0.9% |
| 3Y | 6.0% | −6.9 pts | 12.9% | 4.2% |
| 5Y | 12.9% | +1.6 pts | 11.3% | 10.2% |
| 7Y | 16.6% | +1.8 pts | 14.8% | 13.8% |
| 10Y | 14.9% | +1.7 pts | 13.2% | 13.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.5% | +0.3 pts | -3.9% | -3.9% |
| 3M | -1.2% | −1.3 pts | 0.0% | -0.5% |
| 6M | 7.5% | −3.9 pts | 11.4% | 9.8% |
| 1Y | 3.4% | 0.0 pts | 3.4% | -0.3% |
| 2Y | -1.9% | −0.7 pts | -1.2% | -2.7% |
| 3Y | 13.9% | +0.9 pts | 12.9% | 11.1% |
| 5Y | 12.6% | +1.3 pts | 11.3% | 10.3% |
| 7Y | 17.1% | +1.2 pts | 15.9% | 15.1% |
| 10Y | 13.1% | −0.1 pts | 13.2% | 12.5% |
Since launch (1 Aug 2005): 13.0%
Calendar-year returns
Category average12.8%
40.8%
4.6%
34.4%
26.9%
7.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.4% | +2.0 pts | 5.4% |
| 2024 | 26.9% | +2.0 pts | 25.0% |
| 2023 | 34.4% | +3.0 pts | 31.4% |
| 2022 | 4.6% | +1.6 pts | 3.0% |
| 2021 | 40.8% | +1.7 pts | 39.1% |
| 2020 | 12.8% | −4.7 pts | 17.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.95%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.56%
- Brokerage
- 0.05%
- Transaction charges
- 0.00%
- Statutory levies
- 0.34%
- Exit load
- Exit load of 1% if redeemed less than 1 year
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty Large Midcap 250 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 3.65 | 7.31 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.99 | 1.05 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.67 | 0.80 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.87 | 0.99 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.06 | 17.61 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Large & Mid Cap Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity94.9%
- Debt0.5%
- Other4.5%
Market cap split
- Large49.3%
- Mid35.7%
- Small15.0%
- P/E
- 18.17
- P/B
- 2.59
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 5.23% | ₹341 Cr | +4.99% | +4.73% | +6.31% |
| ICICI Bank Ltd. | Financial | 4.78% | ₹312 Cr | +3.01% | +3.44% | +4.10% |
| Reliance Industries Ltd. | Energy | 3.72% | ₹242 Cr | +2.17% | +2.45% | +2.72% |
| State Bank of India | Financial | 3.07% | ₹200 Cr | +1.42% | +1.81% | +1.34% |
| Infosys Ltd. | Technology | 3.05% | ₹199 Cr | +2.82% | +3.07% | +3.23% |
| Larsen & Toubro Ltd. | Construction | 2.82% | ₹184 Cr | +2.69% | +2.72% | +1.54% |
| Aurobindo Pharma Ltd. | Healthcare | 2.58% | ₹168 Cr | +2.34% | +2.30% | +1.53% |
| ITC Ltd. | Consumer Staples | 2.46% | ₹160 Cr | +2.67% | +2.18% | +2.66% |
| Aditya Birla Capital Ltd. | Financial | 2.34% | ₹153 Cr | +1.86% | +1.84% | +2.26% |
| Bharti Airtel Ltd. | Communication | 2.18% | ₹142 Cr | +2.73% | +1.27% | +1.04% |
| Others | Others | 2.14% | ₹140 Cr | +8.74% | +8.50% | +7.81% |
| Hero Motocorp Ltd. | Automobile | 2.13% | ₹139 Cr | +1.67% | +1.74% | +0.94% |
| Power Grid Corporation Of India Ltd. | Energy | 2.13% | ₹139 Cr | +2.56% | +2.75% | +2.11% |
| Info Edge (India) Ltd. | Services | 1.97% | ₹128 Cr | +1.53% | +1.35% | — |
| Sundaram Finance Ltd. | Financial | 1.87% | ₹122 Cr | +1.26% | +1.72% | +1.35% |
| Wipro Ltd. | Technology | 1.82% | ₹118 Cr | +2.28% | +2.29% | +2.41% |
| Life Insurance Corporation of India | Insurance | 1.70% | ₹111 Cr | +1.30% | +1.22% | — |
| Motilal Oswal Financial Services Ltd. | Financial | 1.67% | ₹109 Cr | +1.19% | +0.96% | +1.36% |
| The Phoenix Mills Ltd. | Construction | 1.62% | ₹106 Cr | +1.68% | +1.51% | +1.35% |
| Grasim Industries Ltd. | Materials | 1.61% | ₹105 Cr | +1.69% | +1.52% | +1.31% |
| Indus Towers Ltd. | Communication | 1.55% | ₹101 Cr | +1.93% | +2.07% | +1.84% |
| Oracle Financial Services Software Ltd. | Technology | 1.54% | ₹100 Cr | +1.63% | +0.98% | +0.90% |
| Shriram Finance Ltd | Financial | 1.53% | ₹99.85 Cr | +1.30% | +1.55% | +0.98% |
| General Insurance Corporation of India | Insurance | 1.49% | ₹96.76 Cr | +0.91% | +0.69% | — |
| The Federal Bank Ltd. | Financial | 1.48% | ₹96.48 Cr | +1.81% | +2.16% | +2.38% |
| HCL Technologies Ltd. | Technology | 1.47% | ₹95.76 Cr | +1.54% | +1.88% | +1.79% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 1.36% | ₹88.69 Cr | +0.41% | — | — |
| Embassy Office Parks REIT | Construction | 1.33% | ₹86.43 Cr | +1.10% | +1.01% | — |
| Mahindra & Mahindra Ltd. | Automobile | 1.31% | ₹85.15 Cr | +1.25% | +1.45% | +1.61% |
| Max Financial Services Ltd. | Financial | 1.29% | ₹83.84 Cr | +1.38% | +1.56% | +2.07% |
| Interglobe Aviation Ltd. | Services | 1.28% | ₹83.18 Cr | +1.17% | +1.34% | +2.12% |
| Ajanta Pharma Ltd. | Healthcare | 1.26% | ₹82.36 Cr | +1.19% | +1.28% | +1.34% |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | 1.25% | ₹81.11 Cr | +1.14% | +1.15% | +0.70% |
| Bagmane Prime Office REIT | Construction | 1.09% | ₹70.85 Cr | +0.59% | — | — |
| Indusind Bank Ltd. | Financial | 1.08% | ₹70.15 Cr | +0.84% | +0.91% | +0.83% |
| Caplin Point Laboratories Ltd. | Healthcare | 1.06% | ₹68.82 Cr | +1.09% | +0.92% | +0.98% |
| GR Infraprojects Ltd. | Construction | 1.03% | ₹67.29 Cr | +1.05% | +1.01% | +0.82% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 1.03% | ₹67.00 Cr | +1.18% | +1.07% | +1.22% |
| VRL Logistics Ltd. | Services | 1.02% | ₹66.55 Cr | +0.69% | +0.53% | — |
| Suzlon Energy Ltd. | Capital Goods | 1.02% | ₹66.53 Cr | +1.43% | — | — |
| Jubilant FoodWorks Ltd. | Services | 1.02% | ₹66.38 Cr | +0.96% | +0.99% | +0.94% |
| GHCL Ltd. | Chemicals | 1.02% | ₹66.33 Cr | +0.93% | +0.76% | +0.67% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 1.02% | ₹66.15 Cr | +1.02% | +1.49% | +1.76% |
| NIIT Learning Systems Ltd. | Services | 1.00% | ₹65.21 Cr | +0.79% | +1.07% | +0.99% |
| Bank of Maharashtra | Financial | 0.98% | ₹64.09 Cr | +1.30% | +1.28% | — |
| DCM Shriram Ltd. | Chemicals | 0.98% | ₹63.94 Cr | +0.82% | +0.51% | +0.59% |
| Marksans Pharma Ltd. | Healthcare | 0.97% | ₹63.45 Cr | +0.87% | +0.65% | +0.37% |
| UPL Ltd. | Chemicals | 0.96% | ₹62.71 Cr | +0.88% | +0.91% | +1.19% |
| Emami Ltd. | Consumer Staples | 0.94% | ₹61.31 Cr | +1.04% | +1.08% | +1.03% |
| Multi Commodity Exchange Of India Ltd. | Services | 0.94% | ₹61.20 Cr | +1.07% | +0.09% | — |
| Tata Power Company Ltd. | Energy | 0.94% | ₹61.11 Cr | +1.24% | — | — |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | 0.91% | ₹59.15 Cr | +0.97% | +0.93% | +1.00% |
| National Aluminium Company Ltd. | Metals & Mining | 0.88% | ₹57.54 Cr | — | — | — |
| The Great Eastern Shipping Company Ltd. | Energy | 0.82% | ₹53.49 Cr | +0.85% | +0.88% | +0.89% |
| Coal India Ltd. | Materials | 0.80% | ₹52.19 Cr | +1.11% | +1.09% | — |
| Petronet LNG Ltd. | Energy | 0.79% | ₹51.70 Cr | +0.46% | +1.27% | +0.59% |
| JK Paper Ltd. | Consumer Staples | 0.79% | ₹51.36 Cr | +0.93% | +0.92% | +0.86% |
| Biocon Ltd. | Healthcare | 0.75% | ₹48.82 Cr | +1.18% | +1.12% | +0.68% |
| Tata Motors Ltd. | Automobile | 0.70% | ₹45.79 Cr | +0.46% | +0.55% | — |
| Maruti Suzuki India Ltd. | Automobile | 0.66% | ₹43.21 Cr | +1.26% | +1.48% | +2.03% |
| company:2642 | Energy | 0.64% | ₹41.84 Cr | — | — | +0.80% |
| Mphasis Ltd. | Technology | 0.64% | ₹41.67 Cr | +0.65% | +1.24% | +1.66% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.62% | ₹40.17 Cr | — | — | +1.40% |
| Alembic Pharmaceuticals Ltd. | Healthcare | 0.60% | ₹39.26 Cr | +0.35% | — | — |
| Tips Industries Ltd. | Services | 0.54% | ₹35.17 Cr | +0.64% | +0.54% | +0.53% |
| Raymond Lifestyle Ltd. | Consumer Discretionary | 0.52% | ₹34.03 Cr | +0.38% | +0.50% | +0.72% |
| Axis Bank Ltd. | Financial | 0.49% | ₹32.00 Cr | +0.12% | +0.12% | +0.14% |
| Mahindra Holidays & Resorts India Ltd. | Services | 0.46% | ₹29.77 Cr | +0.50% | +0.55% | +0.72% |
| REC Ltd. | Financial | 0.42% | ₹27.35 Cr | +1.47% | +1.11% | — |
| Oberoi Realty Ltd. | Construction | 0.39% | ₹25.61 Cr | +1.47% | +1.25% | +1.11% |
| Rossari Biotech Ltd. | Chemicals | 0.29% | ₹18.65 Cr | +0.33% | +0.33% | +0.40% |
| Vedanta Iron And Steel Ltd. | Metals & Mining | 0.12% | ₹7.51 Cr | +0.41% | — | — |
| Vedanta Power Ltd | Capital Goods | 0.02% | ₹1.18 Cr | +0.41% | — | — |
| BS Refrigerators Ltd. | Consumer Discretionary | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| REC Ltd. | 1.12% | 0.42% | -0.70% |
| company:2642 | 0.00% | 0.64% | +0.64% |
| Maruti Suzuki India Ltd. | 1.27% | 0.66% | -0.61% |
| Bharti Airtel Ltd. | 2.74% | 2.18% | -0.56% |
| Life Insurance Corporation of India | 1.18% | 1.70% | +0.52% |
| Motilal Oswal Financial Services Ltd. | 1.18% | 1.67% | +0.49% |
| Dr. Reddy's Laboratories Ltd. | 0.15% | 0.62% | +0.47% |
| Oberoi Realty Ltd. | 0.86% | 0.39% | -0.46% |
| Reliance Industries Ltd. | 3.26% | 3.72% | +0.46% |
| The Federal Bank Ltd. | 1.94% | 1.48% | -0.45% |
| Oil India Ltd. | 0.43% | 0.00% | -0.43% |
| HDFC Bank Ltd. | 5.62% | 5.23% | -0.38% |
| Axis Bank Ltd. | 0.11% | 0.49% | +0.38% |
| Tata Motors Ltd. | 0.49% | 0.70% | +0.21% |
| Power Grid Corporation Of India Ltd. | 2.34% | 2.13% | -0.21% |
| Biocon Ltd. | 0.95% | 0.75% | -0.20% |
| Marksans Pharma Ltd. | 0.80% | 0.97% | +0.18% |
| Aurobindo Pharma Ltd. | 2.42% | 2.58% | +0.17% |
| Raymond Lifestyle Ltd. | 0.36% | 0.52% | +0.16% |
| Alembic Pharmaceuticals Ltd. | 0.44% | 0.60% | +0.16% |
| HCL Technologies Ltd. | 1.63% | 1.47% | -0.16% |
| National Aluminium Company Ltd. | 0.73% | 0.88% | +0.16% |
| DCM Shriram Ltd. | 0.85% | 0.98% | +0.13% |
| Max Financial Services Ltd. | 1.15% | 1.29% | +0.13% |
| VRL Logistics Ltd. | 0.89% | 1.02% | +0.13% |
| Caplin Point Laboratories Ltd. | 1.18% | 1.06% | -0.12% |
| Multi Commodity Exchange Of India Ltd. | 0.82% | 0.94% | +0.12% |
| General Insurance Corporation of India | 1.37% | 1.49% | +0.12% |
| Embassy Office Parks REIT | 1.21% | 1.33% | +0.12% |
| Tata Power Company Ltd. | 1.05% | 0.94% | -0.11% |
| Grasim Industries Ltd. | 1.72% | 1.61% | -0.11% |
| Emami Ltd. | 1.05% | 0.94% | -0.11% |
| Jubilant FoodWorks Ltd. | 0.92% | 1.02% | +0.10% |
| Colgate-Palmolive (India) Ltd. | 1.01% | 0.91% | -0.10% |
| Info Edge (India) Ltd. | 1.87% | 1.97% | +0.10% |
| Glenmark Pharmaceuticals Ltd. | 0.93% | 1.02% | +0.09% |
| Sundaram Finance Ltd. | 1.96% | 1.87% | -0.08% |
| Vedanta Aluminium Metal Ltd. | 1.44% | 1.36% | -0.08% |
| Others | 2.21% | 2.13% | -0.08% |
| GHCL Ltd. | 0.94% | 1.02% | +0.07% |
| Bagmane Prime Office REIT | 1.02% | 1.09% | +0.07% |
| The Great Eastern Shipping Company Ltd. | 0.75% | 0.82% | +0.07% |
| Mahindra & Mahindra Ltd. | 1.38% | 1.31% | -0.07% |
| Shriram Finance Ltd | 1.47% | 1.53% | +0.06% |
| Crompton Greaves Consumer Electricals Ltd. | 1.09% | 1.03% | -0.06% |
| ITC Ltd. | 2.52% | 2.46% | -0.06% |
| State Bank of India | 3.02% | 3.07% | +0.04% |
| Infosys Ltd. | 3.10% | 3.05% | -0.04% |
| Petronet LNG Ltd. | 0.75% | 0.79% | +0.04% |
| NIIT Learning Systems Ltd. | 1.04% | 1.00% | -0.04% |
| Coal India Ltd. | 0.84% | 0.80% | -0.04% |
| Oracle Financial Services Software Ltd. | 1.50% | 1.54% | +0.04% |
| Indus Towers Ltd. | 1.59% | 1.55% | -0.04% |
| GR Infraprojects Ltd. | 1.00% | 1.03% | +0.03% |
| Tips Industries Ltd. | 0.57% | 0.54% | -0.03% |
| Suzlon Energy Ltd. | 1.05% | 1.02% | -0.03% |
| Larsen & Toubro Ltd. | 2.79% | 2.82% | +0.03% |
| Mahindra Holidays & Resorts India Ltd. | 0.48% | 0.46% | -0.03% |
| Ajanta Pharma Ltd. | 1.29% | 1.26% | -0.03% |
| Wipro Ltd. | 1.84% | 1.82% | -0.02% |
| The Phoenix Mills Ltd. | 1.65% | 1.62% | -0.02% |
| ICICI Bank Ltd. | 4.80% | 4.78% | -0.02% |
| ICICI Prudential Life Insurance Company Ltd. | 1.26% | 1.25% | -0.02% |
| Bank of Maharashtra | 0.97% | 0.98% | +0.02% |
| Rossari Biotech Ltd. | 0.30% | 0.29% | -0.02% |
| Indusind Bank Ltd. | 1.09% | 1.08% | -0.01% |
| Vedanta Iron And Steel Ltd. | 0.10% | 0.12% | +0.01% |
| Mphasis Ltd. | 0.63% | 0.64% | +0.01% |
| Hero Motocorp Ltd. | 2.14% | 2.13% | -0.01% |
| Aditya Birla Capital Ltd. | 2.35% | 2.34% | -0.01% |
| Interglobe Aviation Ltd. | 1.28% | 1.28% | -0.01% |
| UPL Ltd. | 0.96% | 0.96% | 0.00% |
| JK Paper Ltd. | 0.79% | 0.79% | 0.00% |
| Vedanta Power Ltd | 0.02% | 0.02% | 0.00% |
| BS Refrigerators Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹18,618 Cr | 2.10% | 8.1% | 10.6% | 16.1% |
 ICICI Prudential Large & Mid Cap Fund | ₹33,592 Cr | 2.04% | -1.6% | 6.3% | 13.0% |
 Bandhan Large & Mid Cap Fund | ₹21,020 Cr | 2.30% | 2.4% | 8.1% | 15.2% |
 Motilal Oswal Large and Midcap Fund | ₹20,159 Cr | 1.81% | 16.0% | 14.1% | 19.5% |
 Invesco India Large & Mid Cap Fund | ₹12,387 Cr | 1.87% | 12.9% | 13.8% | 18.1% |
 HSBC Large and Mid Cap Fund | ₹5,931 Cr | 2.47% | 10.7% | 10.7% | 14.9% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies.
Fund managers
- V SrivatsaMr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.Prior to joining UTI Mutual Fund in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months7.52% absolute | ₹60,000 | ₹64,512 | 7.52% | |
| 1 year3.39% annualised | ₹1,20,000 | ₹1,22,226 | 1.86% | |
| 3 years13.86% annualised | ₹3,60,000 | ₹4,48,389 | 24.55% | |
| 5 years12.61% annualised | ₹6,00,000 | ₹8,38,903 | 39.82% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Large & Mid Cap Fund?
The NAV of UTI Large & Mid Cap Fund is ₹180.93 as on 25 Sep 2026.
What is the expense ratio of UTI Large & Mid Cap Fund?
The expense ratio of UTI Large & Mid Cap Fund is 1.95% per year.
What is the minimum SIP amount for UTI Large & Mid Cap Fund?
You can start a SIP in UTI Large & Mid Cap Fund with ₹3,000 a month.
What returns has UTI Large & Mid Cap Fund given?
UTI Large & Mid Cap Fund has returned -0.9% over 1 year, 6.0% over 3 years and 12.9% over 5 years (annualised).
Is there a lock-in or exit load on UTI Large & Mid Cap Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed less than 1 year.
How risky is UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund is rated Very High on the SEBI riskometer and belongs to the Large & MidCap category.
Which fund house manages UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund is managed by UTI Mutual Fund, which runs 66 schemes with ₹3,94,848 Cr under management.