UTI Large & Mid Cap Fund
Large & MidCapVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹186.02+0.52%1 day
- Return since launch
- 13.0%
- 52-week range
- ₹164.46 — ₹190.27
- AUM
- ₹6,220 Cr
UTI Large & Mid Cap Fund is a Large & MidCap equity fund from UTI Mutual Fund with ₹6,220 Cr under management, launched in 2005. Over three years it has returned 6.7% a year, against 13.5% for its category. The expense ratio is 1.96% and the SEBI riskometer reading is Very High.
Performance
UTI Large & Mid Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.9% against -1.4% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 4.1% | +1.7 pts | 2.4% | 4.3% |
| 2Y | 4.7% | −1.3 pts | 6.0% | 3.5% |
| 3Y | 6.7% | −6.8 pts | 13.5% | 5.0% |
| 5Y | 13.1% | +2.2 pts | 10.9% | 10.5% |
| 7Y | 16.5% | +1.6 pts | 14.9% | 13.8% |
| 10Y | 15.1% | +1.6 pts | 13.5% | 13.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 7.6% | +1.6 pts | 6.0% | 6.1% |
| 3M | -1.2% | +0.1 pts | -1.2% | -1.5% |
| 6M | 2.3% | −2.3 pts | 4.6% | 3.7% |
| 1Y | 1.4% | −1.1 pts | 2.4% | -1.1% |
| 2Y | 3.0% | −0.6 pts | 3.6% | 2.1% |
| 3Y | 14.5% | +1.0 pts | 13.5% | 12.1% |
| 5Y | 12.2% | +1.3 pts | 10.9% | 10.0% |
| 7Y | 17.5% | +1.4 pts | 16.0% | 15.1% |
| 10Y | 13.7% | +0.2 pts | 13.5% | 12.9% |
Since launch (1 Aug 2005): 13.0%
Calendar-year returns
Category average12.8%
40.8%
4.6%
34.4%
26.9%
7.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.4% | +2.0 pts | 5.4% |
| 2024 | 26.9% | +2.0 pts | 25.0% |
| 2023 | 34.4% | +3.0 pts | 31.4% |
| 2022 | 4.6% | +1.6 pts | 3.0% |
| 2021 | 40.8% | +1.7 pts | 39.1% |
| 2020 | 12.8% | −4.7 pts | 17.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.96%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.55%
- Brokerage
- 0.06%
- Transaction charges
- 0.00%
- Statutory levies
- 0.35%
- Exit load
- Exit load of 1% if redeemed less than 1 year
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty Large Midcap 250 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 3.22 | 7.42 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.99 | 1.08 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.51 | 0.66 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.69 | 0.87 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.47 | 18.89 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
UTI Large & Mid Cap Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity95.2%
- Debt0.1%
- Other4.6%
Market cap split
- Large49.7%
- Mid35.0%
- Small15.3%
- P/E
- 16.44
- P/B
- 2.29
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 5.48% | ₹341 Cr | +5.49% | +4.26% | +5.99% |
| ICICI Bank Ltd. | Financial | 4.55% | ₹283 Cr | +3.57% | +3.29% | +3.85% |
| Reliance Industries Ltd. | Energy | 3.74% | ₹233 Cr | +2.17% | +2.52% | +2.84% |
| Infosys Ltd. | Technology | 2.91% | ₹181 Cr | +2.47% | +3.23% | +3.21% |
| State Bank of India | Financial | 2.91% | ₹181 Cr | +2.65% | +1.55% | +1.50% |
| ITC Ltd. | Consumer Staples | 2.86% | ₹178 Cr | +2.65% | +2.47% | +2.66% |
| Larsen & Toubro Ltd. | Construction | 2.75% | ₹171 Cr | +2.90% | +2.63% | +1.87% |
| Aurobindo Pharma Ltd. | Healthcare | 2.63% | ₹164 Cr | +2.49% | +2.68% | +1.80% |
| Hero Motocorp Ltd. | Automobile | 2.33% | ₹145 Cr | +1.75% | +1.84% | +1.57% |
| Power Grid Corporation Of India Ltd. | Energy | 2.31% | ₹144 Cr | +2.42% | +2.98% | +2.14% |
| Aditya Birla Capital Ltd. | Financial | 2.28% | ₹142 Cr | +2.45% | +1.71% | +2.31% |
| Info Edge (India) Ltd. | Services | 2.01% | ₹125 Cr | +1.54% | +1.67% | — |
| Bharti Airtel Ltd. | Communication | 1.92% | ₹120 Cr | +2.65% | +2.33% | +1.01% |
| Others | Others | 1.92% | ₹119 Cr | +5.61% | +2.75% | +4.51% |
| Sundaram Finance Ltd. | Financial | 1.85% | ₹115 Cr | +1.72% | +1.49% | +1.35% |
| General Insurance Corporation of India | Insurance | 1.77% | ₹110 Cr | +1.44% | +0.82% | — |
| The Phoenix Mills Ltd. | Construction | 1.73% | ₹108 Cr | +1.87% | +1.57% | +1.36% |
| Life Insurance Corporation of India | Insurance | 1.68% | ₹105 Cr | +1.31% | +1.31% | +0.82% |
| Motilal Oswal Financial Services Ltd. | Financial | 1.66% | ₹104 Cr | +1.23% | +0.98% | +1.11% |
| Wipro Ltd. | Technology | 1.64% | ₹102 Cr | +1.73% | +2.39% | +2.29% |
| Indus Towers Ltd. | Communication | 1.56% | ₹97.02 Cr | +1.64% | +2.08% | +2.11% |
| Coal India Ltd. | Materials | 1.55% | ₹96.23 Cr | +0.92% | +1.25% | +0.69% |
| Grasim Industries Ltd. | Materials | 1.54% | ₹95.49 Cr | +1.77% | +1.52% | +1.37% |
| Embassy Office Parks REIT | Construction | 1.51% | ₹94.17 Cr | +1.08% | +1.17% | — |
| Oil And Natural Gas Corporation Ltd. | Energy | 1.50% | ₹93.53 Cr | — | — | +0.44% |
| UPL Ltd. | Chemicals | 1.49% | ₹92.62 Cr | +0.84% | +0.88% | +1.06% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 1.47% | ₹91.15 Cr | +0.18% | — | +1.32% |
| The Federal Bank Ltd. | Financial | 1.38% | ₹85.85 Cr | +1.98% | +1.85% | +2.33% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 1.35% | ₹84.15 Cr | +1.47% | — | — |
| Shriram Finance Ltd | Financial | 1.34% | ₹83.49 Cr | +1.51% | +1.37% | +1.09% |
| Ajanta Pharma Ltd. | Healthcare | 1.33% | ₹82.79 Cr | +1.34% | +1.30% | +1.41% |
| Interglobe Aviation Ltd. | Services | 1.27% | ₹79.21 Cr | +1.37% | +1.20% | +2.05% |
| Mahindra & Mahindra Ltd. | Automobile | 1.23% | ₹76.53 Cr | +1.21% | +1.38% | +1.68% |
| Bagmane Prime Office REIT | Construction | 1.21% | ₹75.29 Cr | +0.57% | — | — |
| ICICI Life Insurance Ltd. | Insurance | 1.12% | ₹69.62 Cr | +1.23% | +0.98% | +0.80% |
| HCL Technologies Ltd. | Technology | 1.11% | ₹68.97 Cr | +1.33% | +1.98% | +1.81% |
| Caplin Point Laboratories Ltd. | Healthcare | 1.08% | ₹67.43 Cr | +1.29% | +0.92% | +0.91% |
| Oracle Financial Services Software Ltd. | Technology | 1.08% | ₹66.93 Cr | +1.59% | +1.17% | +0.98% |
| GHCL Ltd. | Chemicals | 1.06% | ₹65.77 Cr | +0.87% | +0.97% | +0.73% |
| DCM Shriram Ltd. | Chemicals | 1.04% | ₹64.74 Cr | +0.82% | +0.92% | +0.58% |
| VRL Logistics Ltd. | Services | 1.04% | ₹64.47 Cr | +0.82% | +0.66% | — |
| Emami Ltd. | Consumer Staples | 1.03% | ₹63.84 Cr | +1.10% | +1.16% | +0.95% |
| Tata Power Company Ltd. | Energy | 1.02% | ₹63.22 Cr | +1.09% | +0.90% | — |
| GR Infraprojects Ltd. | Construction | 1.00% | ₹62.40 Cr | +1.07% | +0.97% | +0.96% |
| Indusind Bank Ltd. | Financial | 1.00% | ₹62.20 Cr | +0.81% | +0.78% | +0.80% |
| Bank of Maharashtra | Financial | 1.00% | ₹61.98 Cr | +1.44% | +1.15% | +0.64% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 1.00% | ₹61.90 Cr | +1.10% | +1.02% | +1.05% |
| Jubilant FoodWorks Ltd. | Services | 0.98% | ₹61.12 Cr | +0.90% | +1.11% | +0.90% |
| NIIT Learning Systems Ltd. | Services | 0.98% | ₹61.07 Cr | +1.06% | +1.01% | +1.05% |
| National Aluminium Company Ltd. | Metals & Mining | 0.96% | ₹59.78 Cr | — | — | — |
| Suzlon Energy Ltd. | Capital Goods | 0.89% | ₹55.29 Cr | +1.33% | +0.26% | — |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | 0.88% | ₹54.97 Cr | +1.00% | +0.96% | +0.93% |
| JK Paper Ltd. | Consumer Staples | 0.82% | ₹50.85 Cr | +0.85% | +0.93% | +0.86% |
| Max Financial Services Ltd. | Financial | 0.77% | ₹47.86 Cr | +1.26% | +1.40% | +1.98% |
| Multi Commodity Exchange Of India Ltd. | Services | 0.76% | ₹47.53 Cr | +0.89% | +0.65% | — |
| The Great Eastern Shipping Company Ltd. | Energy | 0.75% | ₹46.69 Cr | +0.85% | +1.02% | +1.08% |
| Raymond Lifestyle Ltd. | Consumer Discretionary | 0.75% | ₹46.37 Cr | +0.41% | +0.47% | +0.73% |
| Marksans Pharma Ltd. | Healthcare | 0.73% | ₹45.22 Cr | +0.90% | +0.66% | +0.67% |
| Alembic Pharmaceuticals Ltd. | Healthcare | 0.71% | ₹43.93 Cr | +0.47% | — | — |
| Biocon Ltd. | Healthcare | 0.71% | ₹43.88 Cr | +1.10% | +1.13% | +0.70% |
| Tata Motors Ltd. | Automobile | 0.66% | ₹40.98 Cr | +0.49% | +0.47% | — |
| REC Ltd. | Financial | 0.61% | ₹37.91 Cr | +1.52% | +1.25% | — |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 0.57% | ₹35.66 Cr | +0.95% | +1.58% | +1.69% |
| Balkrishna Industries Ltd. | Automobile | 0.56% | ₹34.72 Cr | — | — | +0.74% |
| Petronet LNG Ltd. | Energy | 0.51% | ₹31.86 Cr | +0.78% | +0.48% | +0.83% |
| Tips Industries Ltd. | Services | 0.50% | ₹31.39 Cr | +0.56% | +0.54% | +0.52% |
| National Stock Exchange | Financial | 0.46% | ₹28.80 Cr | — | — | — |
| Mahindra Holidays & Resorts India Ltd. | Services | 0.44% | ₹27.59 Cr | +0.52% | +0.55% | +0.71% |
| Maharashtra Seamless Ltd. | Metals & Mining | 0.26% | ₹16.13 Cr | — | — | — |
| Rossari Biotech Ltd. | Chemicals | 0.26% | ₹16.07 Cr | +0.32% | +0.28% | +0.40% |
| Axis Bank Ltd. | Financial | 0.11% | ₹7.00 Cr | +0.11% | +0.13% | +0.14% |
| Vedanta Iron And Steel Ltd. | Metals & Mining | 0.11% | ₹6.58 Cr | +0.12% | — | — |
| Vedanta Power Ltd | Capital Goods | 0.02% | ₹1.10 Cr | +0.05% | — | — |
| BS Refrigerators Ltd. | Consumer Discretionary | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Oil And Natural Gas Corporation Ltd. | 0.64% | 1.50% | +0.86% |
| Dr. Reddy's Laboratories Ltd. | 0.62% | 1.47% | +0.85% |
| Coal India Ltd. | 0.80% | 1.55% | +0.75% |
| Maruti Suzuki India Ltd. | 0.66% | 0.00% | -0.66% |
| Mphasis Ltd. | 0.64% | 0.00% | -0.64% |
| Balkrishna Industries Ltd. | 0.00% | 0.56% | +0.56% |
| UPL Ltd. | 0.96% | 1.49% | +0.53% |
| Max Financial Services Ltd. | 1.29% | 0.77% | -0.52% |
| National Stock Exchange | 0.00% | 0.46% | +0.46% |
| Oracle Financial Services Software Ltd. | 1.54% | 1.08% | -0.46% |
| Glenmark Pharmaceuticals Ltd. | 1.02% | 0.57% | -0.44% |
| ITC Ltd. | 2.46% | 2.86% | +0.40% |
| Oberoi Realty Ltd. | 0.39% | 0.00% | -0.39% |
| Axis Bank Ltd. | 0.49% | 0.11% | -0.38% |
| HCL Technologies Ltd. | 1.47% | 1.11% | -0.36% |
| General Insurance Corporation of India | 1.49% | 1.77% | +0.29% |
| Petronet LNG Ltd. | 0.79% | 0.51% | -0.28% |
| Maharashtra Seamless Ltd. | 0.00% | 0.26% | +0.26% |
| Bharti Airtel Ltd. | 2.18% | 1.92% | -0.26% |
| Marksans Pharma Ltd. | 0.97% | 0.73% | -0.25% |
| HDFC Bank Ltd. | 5.23% | 5.48% | +0.25% |
| Others | 2.13% | 1.89% | -0.23% |
| ICICI Bank Ltd. | 4.78% | 4.55% | -0.23% |
| Raymond Lifestyle Ltd. | 0.52% | 0.75% | +0.22% |
| Hero Motocorp Ltd. | 2.13% | 2.33% | +0.20% |
| Shriram Finance Ltd | 1.53% | 1.34% | -0.19% |
| REC Ltd. | 0.42% | 0.61% | +0.19% |
| Embassy Office Parks REIT | 1.33% | 1.51% | +0.19% |
| Wipro Ltd. | 1.82% | 1.64% | -0.18% |
| Power Grid Corporation Of India Ltd. | 2.13% | 2.31% | +0.18% |
| Multi Commodity Exchange Of India Ltd. | 0.94% | 0.76% | -0.18% |
| State Bank of India | 3.07% | 2.91% | -0.16% |
| Infosys Ltd. | 3.05% | 2.91% | -0.14% |
| Suzlon Energy Ltd. | 1.02% | 0.89% | -0.13% |
| ICICI Life Insurance Ltd. | 1.25% | 1.12% | -0.13% |
| Bagmane Prime Office REIT | 1.09% | 1.21% | +0.12% |
| The Phoenix Mills Ltd. | 1.62% | 1.73% | +0.11% |
| Alembic Pharmaceuticals Ltd. | 0.60% | 0.71% | +0.10% |
| The Federal Bank Ltd. | 1.48% | 1.38% | -0.10% |
| Emami Ltd. | 0.94% | 1.03% | +0.09% |
| Grasim Industries Ltd. | 1.61% | 1.54% | -0.08% |
| Tata Power Company Ltd. | 0.94% | 1.02% | +0.08% |
| National Aluminium Company Ltd. | 0.88% | 0.96% | +0.08% |
| Indusind Bank Ltd. | 1.08% | 1.00% | -0.08% |
| Mahindra & Mahindra Ltd. | 1.31% | 1.23% | -0.08% |
| Larsen & Toubro Ltd. | 2.82% | 2.75% | -0.07% |
| The Great Eastern Shipping Company Ltd. | 0.82% | 0.75% | -0.07% |
| Ajanta Pharma Ltd. | 1.26% | 1.33% | +0.07% |
| Aditya Birla Capital Ltd. | 2.34% | 2.28% | -0.06% |
| DCM Shriram Ltd. | 0.98% | 1.04% | +0.06% |
| Aurobindo Pharma Ltd. | 2.58% | 2.63% | +0.05% |
| Tata Motors Ltd. | 0.70% | 0.66% | -0.04% |
| Biocon Ltd. | 0.75% | 0.71% | -0.04% |
| GHCL Ltd. | 1.02% | 1.06% | +0.04% |
| Jubilant FoodWorks Ltd. | 1.02% | 0.98% | -0.04% |
| Tips Industries Ltd. | 0.54% | 0.50% | -0.04% |
| Info Edge (India) Ltd. | 1.97% | 2.01% | +0.03% |
| Crompton Greaves Consumer Electricals Ltd. | 1.03% | 1.00% | -0.03% |
| GR Infraprojects Ltd. | 1.03% | 1.00% | -0.03% |
| JK Paper Ltd. | 0.79% | 0.82% | +0.03% |
| Rossari Biotech Ltd. | 0.29% | 0.26% | -0.03% |
| Caplin Point Laboratories Ltd. | 1.06% | 1.08% | +0.03% |
| Reliance Industries Ltd. | 3.72% | 3.74% | +0.03% |
| Sundaram Finance Ltd. | 1.87% | 1.85% | -0.03% |
| Colgate-Palmolive (India) Ltd. | 0.91% | 0.88% | -0.02% |
| NIIT Learning Systems Ltd. | 1.00% | 0.98% | -0.02% |
| Life Insurance Corporation of India | 1.70% | 1.68% | -0.02% |
| VRL Logistics Ltd. | 1.02% | 1.04% | +0.01% |
| Mahindra Holidays & Resorts India Ltd. | 0.46% | 0.44% | -0.01% |
| Bank of Maharashtra | 0.98% | 1.00% | +0.01% |
| Vedanta Iron And Steel Ltd. | 0.12% | 0.11% | -0.01% |
| Vedanta Aluminium Metal Ltd. | 1.36% | 1.35% | -0.01% |
| Indus Towers Ltd. | 1.55% | 1.56% | +0.01% |
| Interglobe Aviation Ltd. | 1.28% | 1.27% | 0.00% |
| Motilal Oswal Financial Services Ltd. | 1.67% | 1.66% | 0.00% |
| Vedanta Power Ltd | 0.02% | 0.02% | 0.00% |
| BS Refrigerators Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹14,676 Cr | 2.07% | 13.4% | 11.6% | 16.9% |
 Bandhan Large & Mid Cap Fund | ₹20,650 Cr | 2.25% | 5.6% | 7.9% | 14.9% |
 Motilal Oswal Large and Midcap Fund | ₹19,832 Cr | 1.79% | 13.3% | 12.3% | 18.5% |
 Invesco India Large & Mid Cap Fund | ₹12,439 Cr | 1.85% | 20.3% | 14.9% | 18.9% |
 HSBC Large and Mid Cap Fund | ₹5,784 Cr | 2.40% | 14.4% | 11.2% | 15.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies.
Fund managers
- V SrivatsaMr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.Prior to joining UTI Mutual Fund in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.34% absolute | ₹60,000 | ₹61,404 | 2.34% | |
| 1 year1.36% annualised | ₹1,20,000 | ₹1,20,888 | 0.74% | |
| 3 years14.51% annualised | ₹3,60,000 | ₹4,53,158 | 25.88% | |
| 5 years12.20% annualised | ₹6,00,000 | ₹8,29,435 | 38.24% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Large & Mid Cap Fund?
The NAV of UTI Large & Mid Cap Fund is ₹186.02 as on 9 Nov 2026.
What is the expense ratio of UTI Large & Mid Cap Fund?
The expense ratio of UTI Large & Mid Cap Fund is 1.96% per year.
What is the minimum SIP amount for UTI Large & Mid Cap Fund?
You can start a SIP in UTI Large & Mid Cap Fund with ₹3,000 a month.
What returns has UTI Large & Mid Cap Fund given?
UTI Large & Mid Cap Fund has returned 4.1% over 1 year, 6.7% over 3 years and 13.1% over 5 years (annualised).
Is there a lock-in or exit load on UTI Large & Mid Cap Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed less than 1 year.
How risky is UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund is rated Very High on the SEBI riskometer and belongs to the Large & MidCap category.
Which fund house manages UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.