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UTI Mid Cap Fund

Mid CapVery HighOPEN-ENDED
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NAV as on 24 Sep 2026
₹306.89-2.41%1 day
Return since launch
15.2%
52-week range
₹265.55 — ₹323.08
AUM
₹12,795 Cr

UTI Mid Cap Fund is a Mid Cap equity fund from UTI Mutual Fund with ₹12,795 Cr under management, launched in 2005. Over three years it has returned 5.6% a year, against 15.7% for its category. The expense ratio is 1.97% and the SEBI riskometer reading is Very High.

Performance

Returns

How the fund has done against its category and its benchmark.

Trailing returns
PeriodFundvs categoryCategoryBenchmark
1Y3.6%−2.8 pts6.4%6.0%
2Y3.5%−3.7 pts7.2%6.3%
3Y5.6%−10.2 pts15.7%8.5%
5Y10.8%−3.3 pts14.1%14.1%
7Y15.2%−3.2 pts18.5%17.4%
10Y14.5%−0.6 pts15.1%15.8%

Fund against category

1Y
Fund3.6%
Category6.4%
3Y
Fund5.6%
Category15.7%
5Y
Fund10.8%
Category14.1%

Since launch (1 Aug 2005): 15.2%

Calendar-year returns

Category average
Show as a table
Calendar-year returns
PeriodFundvs categoryCategory
2025-0.1%−3.2 pts3.1%
202423.1%−7.2 pts30.3%
202330.5%−8.1 pts38.7%
2022-0.8%−4.5 pts3.8%
202143.1%−2.8 pts45.8%
202032.7%+7.2 pts25.5%

Returns over one year are annualised. Shorter periods are absolute.

Costs & terms

Costs and terms

What the fund charges each year, and the rules around putting money in and taking it out.

Costs

1.95%

Expense ratio as on 23 Sep 2026

Charged yearly and already deducted from the NAV.

Base expense
1.47%
Brokerage
0.08%
Transaction charges
0.00%
Statutory levies
0.40%
Exit load
Exit load of 1% if redeemed less than 1 year
Lock-in
None

Terms

Min SIP
₹3,000
Min lumpsum
₹5,000
Plan
GROWTH
Fund type
OPEN-ENDED
Benchmark
NIFTY Midcap 150 TRI
Short-term capital gains
Returns taxed at 20% if you redeem before 1 year
Long-term capital gains
After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Risk

Risk

What the riskometer means for this fund, and how its ratios sit against the category.

Very High

Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.

Risk ratios
RatioFundCategory avgRead as
Alpha-3.395.13Return earned above what the benchmark alone would have given. Higher is better.
Beta0.950.99How hard the fund moves when the market moves. Under 1 is steadier than the market.
Sharpe0.450.91Return earned for each unit of total risk taken. Higher is better.
Sortino0.581.17Return earned for each unit of downside risk. Higher is better.
Std. deviation17.3418.53How widely monthly returns have varied around their own average. Lower is steadier.
Average of 5 category peers

Portfolio

UTI Mid Cap Fund portfolio

Portfolio as of 31 Aug 2026

Asset allocation

  • Equity97.8%
  • Debt0.0%
  • Other2.2%

Market cap split

  • Large13.0%
  • Mid68.3%
  • Small18.8%
P/E
32.98
P/B
4.35

Top holdings

HoldingSectorWeightValue3M chg6M chg1Y chg
Coforge Ltd.Technology3.26%₹417 Cr+2.04%+1.82%+2.03%
PB Fintech Ltd.Services3.08%₹394 Cr+2.37%+1.76%+1.54%
AU Small Finance Bank Ltd.Financial2.76%₹353 Cr+1.58%+1.47%+0.58%
APL Apollo Tubes Ltd.Metals & Mining2.43%₹311 Cr+1.77%+2.15%+1.55%
Hero Motocorp Ltd.Automobile2.17%₹278 Cr+1.65%+1.95%+1.41%
Aurobindo Pharma Ltd.Healthcare2.15%₹275 Cr+1.73%+1.14%—
The Federal Bank Ltd.Financial2.08%₹266 Cr+1.87%+2.22%+1.14%
Ajanta Pharma Ltd.Healthcare2.07%₹265 Cr+1.85%+1.98%+1.75%
Polycab India Ltd.Capital Goods2.07%₹264 Cr+2.40%+3.01%+2.45%
Shriram Finance LtdFinancial2.00%₹255 Cr+1.68%+1.79%+0.99%

Sectors

  • Financial19.4%
  • Services12.6%
  • Healthcare12.4%
  • Capital Goods12.3%
  • Automobile7.2%
  • Metals & Mining6.1%
  • Technology5.8%
  • Construction4.6%

Instruments

  • Net Current Assets1.2%
  • Real Estate Investment Trusts1.0%
  • CBLO0.0%

Recent changes

HoldingFromToWeight
company:153620.00%0.69%+0.69%
company:203710.00%0.68%+0.68%
BSE Ltd.1.96%1.28%-0.68%
Tube Investments Of India Ltd.1.33%0.71%-0.63%
Jubilant FoodWorks Ltd.0.53%0.00%-0.53%
company:155890.00%0.51%+0.51%
Gujarat Energy Ltd.0.46%0.00%-0.46%
APL Apollo Tubes Ltd.2.06%2.43%+0.37%
PB Fintech Ltd.2.72%3.08%+0.36%
Ipca Laboratories Ltd.0.00%0.32%+0.32%
PNC Infratech Ltd.0.32%0.00%-0.32%
Coforge Ltd.2.99%3.26%+0.27%
Torrent Power Ltd.1.60%1.33%-0.27%
Kirloskar Oil Engines Ltd.0.25%0.51%+0.26%
Blue Star Ltd.1.56%1.32%-0.25%
Petronet LNG Ltd.0.75%0.99%+0.24%
Multi Commodity Exchange Of India Ltd.1.05%1.29%+0.23%
Eris Lifesciences Ltd.0.23%0.00%-0.23%
Lenskart Solutions Ltd.1.09%1.29%+0.21%
ACME Solar Holdings Ltd.0.20%0.00%-0.20%
Others1.32%1.16%-0.16%
The Federal Bank Ltd.2.23%2.08%-0.16%
Steel Authority Of India Ltd.1.32%1.48%+0.15%
Navin Fluorine International Ltd.0.84%0.98%+0.14%
Dr. Lal Pathlabs Ltd.1.15%1.01%-0.13%
Lupin Ltd.1.05%0.92%-0.13%
JK Cement Ltd.1.69%1.56%-0.13%
Manipal Health Enterprises Ltd.0.41%0.53%+0.13%
CreditAccess Grameen Ltd.1.08%0.96%-0.12%
Coromandel International Ltd.1.05%0.93%-0.12%
SRF Ltd.1.32%1.20%-0.12%
Gland Pharma Ltd.0.99%1.11%+0.11%
Bharti Hexacom Ltd.1.52%1.41%-0.11%
Aurobindo Pharma Ltd.2.04%2.15%+0.10%
Metro Brands Ltd.0.73%0.63%-0.10%
Brigade Enterprises Ltd.1.10%1.20%+0.10%
Grindwell Norton Ltd.1.28%1.19%-0.10%
Motherson Sumi Wiring India Ltd.0.75%0.66%-0.09%
Max Financial Services Ltd.1.88%1.97%+0.09%
Bharat Heavy Electricals Ltd.1.68%1.76%+0.09%
LG Electronics India Ltd.0.85%0.93%+0.09%
Delhivery Ltd.1.01%0.93%-0.09%
Voltamp Transformers Ltd.1.32%1.41%+0.08%
Suzlon Energy Ltd.1.98%1.89%-0.08%
Jindal Stainless Ltd.1.07%0.99%-0.08%
Berger Paints India Ltd.1.05%0.97%-0.08%
La Opala RG Ltd.0.08%0.00%-0.08%
Schaeffler India Ltd.1.52%1.44%-0.07%
Swiggy Ltd.1.61%1.54%-0.07%
Info Edge (India) Ltd.1.86%1.92%+0.07%
company:42060.00%0.06%+0.06%
Balkrishna Industries Ltd.0.57%0.63%+0.06%
Glenmark Pharmaceuticals Ltd.0.81%0.87%+0.06%
Havells India Ltd.1.24%1.19%-0.06%
Solar Industries India Ltd.0.97%1.02%+0.06%
Pfizer Ltd.0.92%0.86%-0.06%
The Phoenix Mills Ltd.1.84%1.78%-0.05%
Indian Bank1.35%1.40%+0.05%
PNB Housing Finance Ltd.0.94%1.00%+0.05%
Shriram Finance Ltd1.94%2.00%+0.05%
Hero Motocorp Ltd.2.22%2.17%-0.05%
IDFC First Bank Ltd.1.37%1.41%+0.04%
Vishal Mega Mart Ltd.0.95%0.99%+0.04%
Bikaji Foods International Ltd.0.54%0.59%+0.04%
ITC Hotels Ltd.0.92%0.88%-0.04%
Persistent Systems Ltd.1.46%1.42%-0.04%
Bharat Electronics Ltd.0.94%0.97%+0.03%
Cholamandalam Investment and Finance Company Ltd.1.05%1.02%-0.03%
Anthem Biosciences Ltd.1.43%1.40%-0.03%
Aditya Birla Capital Ltd.1.31%1.28%-0.03%
Ashok Leyland Ltd.1.14%1.17%+0.03%
Oil India Ltd.1.11%1.13%+0.02%
Global Health Ltd.1.14%1.16%+0.02%
Billionbrains Garage Ventures Ltd.0.47%0.45%-0.02%
Karur Vysya Bank Ltd.0.98%0.96%-0.02%
Astral Ltd.0.97%0.99%+0.02%
Ajanta Pharma Ltd.2.08%2.07%-0.01%
AU Small Finance Bank Ltd.2.75%2.76%+0.01%
Bagmane Prime Office REIT0.51%0.50%-0.01%
Endurance Technologies Ltd.1.26%1.27%+0.01%
ZF Commercial Vehicle Control Systems India Ltd.0.63%0.63%+0.01%
Polycab India Ltd.2.06%2.07%+0.01%
Triveni Turbine Ltd.0.63%0.64%+0.01%
Kajaria Ceramics Ltd.0.92%0.92%0.00%
Timken India Ltd.1.00%1.01%0.00%
GSPL Transmission Ltd.0.10%0.09%0.00%
Mphasis Ltd.1.14%1.14%0.00%
360 One Wam Ltd.1.47%1.47%0.00%
Deldot Systems Ltd0.00%0.00%0.00%

Compare

Similar funds

The rest of the category, so this fund’s numbers have something to sit against.

FundAUMExpense1Y3Y5Y
Category average₹13,775 Cr2.01%12.6%14.3%19.1%
Edelweiss Mid Cap Fund₹19,891 Cr1.86%4.8%10.7%17.2%
HSBC Midcap Fund₹17,188 Cr2.21%21.7%17.0%20.7%
Invesco India Mid Cap Fund₹15,905 Cr1.88%13.6%15.9%20.4%
ICICI Prudential Mid Cap Fund₹8,403 Cr1.83%9.3%13.6%17.9%
WhiteOak Capital Mid Cap Fund₹7,485 Cr2.25%13.5%14.5%—

About

About this fund

The scheme’s own words, its benchmark and the people running it.

Investment objective

The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies.

Fund managers

  • Vishal ChopdaMr. Chopda is BE, PGDM & CFAHe joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.
Scheme information document

Tools

Return calculator

What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.

₹
Over the pastTotal investmentWould’ve becomeGrowthReturns
6 months10.42% absolute₹60,000₹66,25210.42%
1 year2.53% annualised₹1,20,000₹1,21,6571.38%
3 years10.61% annualised₹3,60,000₹4,25,44418.18%
5 years10.51% annualised₹6,00,000₹7,91,77231.96%

Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.

How this is calculated

Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.

The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.

Questions

Frequently asked questions

The things people ask about this scheme.

What is the NAV of UTI Mid Cap Fund?
The NAV of UTI Mid Cap Fund is ₹306.89 as on 24 Sep 2026.
What is the expense ratio of UTI Mid Cap Fund?
The expense ratio of UTI Mid Cap Fund is 1.97% per year.
What is the minimum SIP amount for UTI Mid Cap Fund?
You can start a SIP in UTI Mid Cap Fund with ₹3,000 a month.
What returns has UTI Mid Cap Fund given?
UTI Mid Cap Fund has returned 3.6% over 1 year, 5.6% over 3 years and 10.8% over 5 years (annualised).
Is there a lock-in or exit load on UTI Mid Cap Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed less than 1 year.
How risky is UTI Mid Cap Fund?
UTI Mid Cap Fund is rated Very High on the SEBI riskometer and belongs to the Mid Cap category.
Which fund house manages UTI Mid Cap Fund?
UTI Mid Cap Fund is managed by UTI Mutual Fund, which runs 66 schemes with ₹3,94,848 Cr under management.