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UTI Mid Cap Fund

Mid CapVery HighOPEN-ENDED
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NAV as on 9 Nov 2026
₹306.43+0.38%1 day
Return since launch
15.0%
52-week range
₹265.55 — ₹323.08
AUM
₹11,920 Cr

UTI Mid Cap Fund is a Mid Cap equity fund from UTI Mutual Fund with ₹11,920 Cr under management, launched in 2005. Over three years it has returned 4.5% a year, against 14.8% for its category. The expense ratio is 1.97% and the SEBI riskometer reading is Very High.

Performance

Returns

How the fund has done against its category and its benchmark.

Trailing returns
PeriodFundvs categoryCategoryBenchmark
1Y3.1%−0.4 pts3.6%3.6%
2Y3.6%−2.8 pts6.3%5.2%
3Y4.5%−10.3 pts14.8%6.6%
5Y9.9%−2.8 pts12.8%12.7%
7Y14.2%−3.1 pts17.3%16.2%
10Y14.1%−1.1 pts15.1%15.2%

Fund against category

1Y
Fund3.1%
Category3.6%
3Y
Fund4.5%
Category14.8%
5Y
Fund9.9%
Category12.8%

Since launch (1 Aug 2005): 15.0%

Calendar-year returns

Category average
Show as a table
Calendar-year returns
PeriodFundvs categoryCategory
2025-0.1%−3.2 pts3.1%
202423.1%−7.2 pts30.3%
202330.5%−8.1 pts38.7%
2022-0.8%−4.5 pts3.8%
202143.1%−2.8 pts45.8%
202032.7%+7.2 pts25.5%

Returns over one year are annualised. Shorter periods are absolute.

Costs & terms

Costs and terms

What the fund charges each year, and the rules around putting money in and taking it out.

Costs

1.97%

Expense ratio as on 6 Nov 2026

Charged yearly and already deducted from the NAV.

Base expense
1.48%
Brokerage
0.08%
Transaction charges
0.01%
Statutory levies
0.40%
Exit load
Exit load of 1% if redeemed less than 1 year
Lock-in
None

Terms

Min SIP
₹3,000
Min lumpsum
₹5,000
Plan
GROWTH
Fund type
OPEN-ENDED
Benchmark
NIFTY Midcap 150 TRI
Short-term capital gains
Returns taxed at 20% if you redeem before 1 year
Long-term capital gains
After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Risk

Risk

What the riskometer means for this fund, and how its ratios sit against the category.

Very High

Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.

Risk ratios
RatioFundCategory avgRead as
Alpha-3.035.01Return earned above what the benchmark alone would have given. Higher is better.
Beta0.951.00How hard the fund moves when the market moves. Under 1 is steadier than the market.
Sharpe0.300.72Return earned for each unit of total risk taken. Higher is better.
Sortino0.400.96Return earned for each unit of downside risk. Higher is better.
Std. deviation17.9619.25How widely monthly returns have varied around their own average. Lower is steadier.
Average of 5 category peers

Portfolio

UTI Mid Cap Fund portfolio

Portfolio as of 30 Sep 2026

Asset allocation

  • Equity96.7%
  • Debt0.1%
  • Other3.2%

Market cap split

  • Large11.7%
  • Mid69.6%
  • Small18.7%
P/E
30.92
P/B
4.01

Top holdings

HoldingSectorWeightValue3M chg6M chg1Y chg
Coforge Ltd.Technology3.01%₹359 Cr+2.24%+1.91%+1.87%
AU Small Finance Bank Ltd.Financial2.75%₹328 Cr+1.87%+1.53%+1.14%
Blue Star Ltd.Consumer Discretionary2.55%₹304 Cr+1.54%+1.69%+1.29%
Aurobindo Pharma Ltd.Healthcare2.24%₹268 Cr+2.05%+1.37%—
Ajanta Pharma Ltd.Healthcare2.15%₹256 Cr+2.12%+2.05%+1.73%
APL Apollo Tubes Ltd.Metals & Mining2.11%₹252 Cr+2.02%+2.08%+1.63%
The Federal Bank Ltd.Financial1.98%₹236 Cr+2.29%+1.91%+1.55%
The Phoenix Mills Ltd.Construction1.95%₹232 Cr+2.09%+1.87%+2.27%
Info Edge (India) Ltd.Services1.92%₹229 Cr+1.37%+1.11%+1.00%
Shriram Finance LtdFinancial1.92%₹228 Cr+1.96%+1.71%+1.05%

Sectors

  • Financial19.8%
  • Healthcare12.4%
  • Services11.2%
  • Capital Goods10.1%
  • Automobile6.9%
  • Metals & Mining5.7%
  • Consumer Discretionary5.6%
  • Technology5.3%

Instruments

  • Net Current Assets1.9%
  • Real Estate Investment Trusts1.3%
  • Short Term Deposit0.1%
  • CBLO0.0%

Recent changes

HoldingFromToWeight
PB Fintech Ltd.3.08%1.61%-1.47%
Blue Star Ltd.1.32%2.55%+1.23%
One 97 Communications Ltd.0.00%1.20%+1.20%
Havells India Ltd.1.19%0.00%-1.19%
BSE Ltd.1.28%0.10%-1.18%
Polycab India Ltd.2.07%1.02%-1.04%
Tata Communications Ltd.0.06%1.00%+0.94%
Glenmark Pharmaceuticals Ltd.0.87%0.00%-0.87%
Pfizer Ltd.0.86%0.00%-0.86%
Ipca Laboratories Ltd.0.32%1.16%+0.84%
Tata Consumer Products Ltd.0.00%0.80%+0.80%
Others1.16%1.86%+0.70%
Dr. Reddy's Laboratories Ltd.0.00%0.48%+0.48%
Hero Motocorp Ltd.2.17%1.76%-0.41%
HDFC Asset Management Company Ltd.0.69%1.03%+0.34%
APL Apollo Tubes Ltd.2.43%2.11%-0.32%
Lupin Ltd.0.92%1.23%+0.31%
Swiggy Ltd.1.54%1.26%-0.28%
Solar Industries India Ltd.1.02%0.74%-0.28%
Embassy Office Parks REIT0.51%0.79%+0.27%
Steel Authority Of India Ltd.1.48%1.22%-0.26%
Balkrishna Industries Ltd.0.63%0.89%+0.26%
Mphasis Ltd.1.14%0.89%-0.25%
Coforge Ltd.3.26%3.01%-0.25%
Anthem Biosciences Ltd.1.40%1.15%-0.24%
Tube Investments Of India Ltd.0.71%0.50%-0.21%
Suzlon Energy Ltd.1.89%1.69%-0.20%
Billionbrains Garage Ventures Ltd.0.45%0.65%+0.20%
The Phoenix Mills Ltd.1.78%1.95%+0.17%
Lenskart Solutions Ltd.1.29%1.44%+0.14%
Jindal Stainless Ltd.0.99%1.13%+0.14%
Torrent Power Ltd.1.33%1.46%+0.13%
Vishal Mega Mart Ltd.0.99%1.12%+0.13%
ITC Hotels Ltd.0.88%0.99%+0.12%
Dr. Lal Pathlabs Ltd.1.01%1.12%+0.10%
Aurobindo Pharma Ltd.2.15%2.24%+0.10%
JK Cement Ltd.1.56%1.66%+0.10%
The Federal Bank Ltd.2.08%1.98%-0.09%
Kirloskar Oil Engines Ltd.0.51%0.60%+0.09%
Gland Pharma Ltd.1.11%1.19%+0.09%
Axis Bank Ltd.0.00%0.08%+0.08%
LG Electronics India Ltd.0.93%1.02%+0.08%
Meesho Ltd.0.68%0.76%+0.08%
Shriram Finance Ltd2.00%1.92%-0.08%
Ajanta Pharma Ltd.2.07%2.15%+0.08%
IDFC First Bank Ltd.1.41%1.49%+0.08%
Brigade Enterprises Ltd.1.20%1.13%-0.07%
Timken India Ltd.1.01%1.08%+0.07%
Grindwell Norton Ltd.1.19%1.25%+0.07%
Max Financial Services Ltd.1.97%1.90%-0.07%
Cholamandalam Investment and Finance Company Ltd.1.02%0.95%-0.06%
Bikaji Foods International Ltd.0.59%0.53%-0.06%
Schaeffler India Ltd.1.44%1.50%+0.06%
Kajaria Ceramics Ltd.0.92%0.98%+0.06%
Multi Commodity Exchange Of India Ltd.1.29%1.34%+0.05%
ZF Commercial Vehicle Control Systems India Ltd.0.63%0.69%+0.05%
Indian Bank1.40%1.35%-0.05%
Voltamp Transformers Ltd.1.41%1.45%+0.05%
PNB Housing Finance Ltd.1.00%1.04%+0.05%
Bagmane Prime Office REIT0.50%0.55%+0.05%
SRF Ltd.1.20%1.25%+0.04%
360 One Wam Ltd.1.47%1.43%-0.04%
Ashok Leyland Ltd.1.17%1.13%-0.04%
Delhivery Ltd.0.93%0.89%-0.03%
Astral Ltd.0.99%0.95%-0.03%
Bharti Hexacom Ltd.1.41%1.45%+0.03%
Aditya Birla Capital Ltd.1.28%1.31%+0.03%
CreditAccess Grameen Ltd.0.96%0.99%+0.03%
Navin Fluorine International Ltd.0.98%1.00%+0.02%
Coromandel International Ltd.0.93%0.95%+0.02%
Persistent Systems Ltd.1.42%1.44%+0.02%
Berger Paints India Ltd.0.97%0.96%-0.02%
Petronet LNG Ltd.0.99%1.00%+0.02%
Bharat Heavy Electricals Ltd.1.76%1.78%+0.01%
Global Health Ltd.1.16%1.15%-0.01%
Metro Brands Ltd.0.63%0.64%+0.01%
Manipal Health Enterprises Ltd.0.53%0.52%-0.01%
Endurance Technologies Ltd.1.27%1.26%-0.01%
Info Edge (India) Ltd.1.92%1.92%-0.01%
Bharat Electronics Ltd.0.97%0.98%+0.01%
AU Small Finance Bank Ltd.2.76%2.75%0.00%
Motherson Sumi Wiring India Ltd.0.66%0.66%0.00%
Oil India Ltd.1.13%1.13%0.00%
GSPL Transmission Ltd.0.09%0.10%0.00%
Karur Vysya Bank Ltd.0.96%0.97%0.00%
Triveni Turbine Ltd.0.64%0.64%0.00%
Deldot Systems Ltd0.00%0.00%0.00%

Compare

Similar funds

The rest of the category, so this fund’s numbers have something to sit against.

FundAUMExpense1Y3Y5Y
Category average₹13,644 Cr1.99%9.0%12.0%17.5%
Edelweiss Mid Cap Fund₹19,230 Cr1.87%3.2%8.7%15.9%
HSBC Midcap Fund₹16,800 Cr2.15%15.2%14.1%19.0%
Invesco India Mid Cap Fund₹15,832 Cr1.85%12.4%14.1%19.3%
WhiteOak Capital Mid Cap Fund₹8,400 Cr2.25%11.2%12.7%—
ICICI Prudential Mid Cap Fund₹7,961 Cr1.83%2.9%10.3%15.9%
See all Mid Cap funds

About

About this fund

The scheme’s own words, its benchmark and the people running it.

Investment objective

The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies.

Fund managers

  • Vishal ChopdaMr. Chopda is BE, PGDM & CFAHe joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.
Scheme information document

Tools

Return calculator

What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.

₹
Over the pastTotal investmentWould’ve becomeGrowthReturns
6 months1.45% absolute₹60,000₹60,8701.45%
1 year0.38% annualised₹1,20,000₹1,20,2470.21%
3 years10.36% annualised₹3,60,000₹4,23,74017.71%
5 years9.26% annualised₹6,00,000₹7,65,27127.55%

Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.

How this is calculated

Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.

The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.

Questions

Frequently asked questions

The things people ask about this scheme.

What is the NAV of UTI Mid Cap Fund?
The NAV of UTI Mid Cap Fund is ₹306.43 as on 9 Nov 2026.
What is the expense ratio of UTI Mid Cap Fund?
The expense ratio of UTI Mid Cap Fund is 1.97% per year.
What is the minimum SIP amount for UTI Mid Cap Fund?
You can start a SIP in UTI Mid Cap Fund with ₹3,000 a month.
What returns has UTI Mid Cap Fund given?
UTI Mid Cap Fund has returned 3.1% over 1 year, 4.5% over 3 years and 9.9% over 5 years (annualised).
Is there a lock-in or exit load on UTI Mid Cap Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed less than 1 year.
How risky is UTI Mid Cap Fund?
UTI Mid Cap Fund is rated Very High on the SEBI riskometer and belongs to the Mid Cap category.
Which fund house manages UTI Mid Cap Fund?
UTI Mid Cap Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.