UTI Multi Asset Allocation Fund
Multi Asset AllocationVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹78.68+0.27%1 day
- Return since launch
- 12.1%
- 52-week range
- ₹71.91 — ₹80.96
- AUM
- ₹6,634 Cr
UTI Multi Asset Allocation Fund is a Multi Asset Allocation hybrid fund from UTI Mutual Fund with ₹6,634 Cr under management, launched in 2008. Over three years it has returned 6.5% a year, against 13.5% for its category. The expense ratio is 1.82% and the SEBI riskometer reading is Very High.
Performance
UTI Multi Asset Allocation Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.9% against +5.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 1.4% | −3.7 pts | 5.1% | 3.9% |
| 2Y | 4.5% | −3.2 pts | 7.7% | 8.2% |
| 3Y | 6.5% | −7.0 pts | 13.5% | 9.4% |
| 5Y | 11.9% | +1.0 pts | 11.0% | 11.8% |
| 7Y | 12.6% | −0.3 pts | 12.9% | 12.6% |
| 10Y | 11.6% | −0.1 pts | 11.6% | 12.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 4.2% | +1.3 pts | 2.9% | 3.3% |
| 3M | -2.4% | −0.7 pts | -1.7% | -1.6% |
| 6M | 1.5% | −0.1 pts | 1.6% | 2.0% |
| 1Y | 1.3% | −3.8 pts | 5.1% | 5.8% |
| 2Y | 5.1% | −3.3 pts | 8.4% | 8.8% |
| 3Y | 13.3% | −0.1 pts | 13.5% | 13.4% |
| 5Y | 12.0% | +1.1 pts | 11.0% | 10.8% |
| 7Y | 12.5% | −1.1 pts | 13.6% | 12.8% |
| 10Y | 10.2% | −1.4 pts | 11.6% | 11.1% |
Since launch (21 Oct 2008): 12.1%
Calendar-year returns
Category average13.1%
11.8%
4.4%
29.1%
20.5%
11.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 11.1% | −5.7 pts | 16.8% |
| 2024 | 20.5% | +4.1 pts | 16.4% |
| 2023 | 29.1% | +6.9 pts | 22.3% |
| 2022 | 4.4% | −1.8 pts | 6.2% |
| 2021 | 11.8% | −11.0 pts | 22.8% |
| 2020 | 13.1% | −4.7 pts | 17.8% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.84%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.47%
- Brokerage
- 0.01%
- Transaction charges
- 0.01%
- Statutory levies
- 0.35%
- Exit load
- Exit load of 1%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NA
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.93 | 0.91 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.62 | 0.93 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.74 | 1.25 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 11.29 | 10.82 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Multi Asset Allocation Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity66.2%
- Debt10.8%
- Commodities15.1%
- Other7.8%
Market cap split
- Large74.8%
- Mid20.5%
- Small4.6%
- P/E
- 22.53
- P/B
- 4.30
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| UTI Gold Exchange Traded Fund | Unclassified | 13.63% | ₹904 Cr | +12.50% | +14.55% | +12.27% |
| HDFC Bank Ltd. | Financial | 3.31% | ₹220 Cr | +5.78% | +4.06% | +4.89% |
| ICICI Bank Ltd. | Financial | 3.23% | ₹214 Cr | +3.23% | +0.94% | -0.02% |
| Kotak Mahindra Bank Ltd. | Financial | 3.14% | ₹208 Cr | +2.84% | +0.73% | +1.27% |
| ITC Ltd. | Consumer Staples | 2.57% | ₹171 Cr | +2.72% | +2.24% | +2.61% |
| Nestle India Ltd. | Consumer Staples | 2.56% | ₹170 Cr | +2.65% | +2.10% | +0.01% |
| Tata Consultancy Services Ltd. | Technology | 2.36% | ₹157 Cr | +2.26% | +1.85% | +2.04% |
| Others | Others | 2.12% | ₹141 Cr | +4.62% | +5.91% | +3.85% |
| Bharat Electronics Ltd. | Capital Goods | 1.83% | ₹121 Cr | +1.86% | +1.69% | — |
| UTI Silver ETF- Growth | Unclassified | 1.70% | ₹113 Cr | — | — | — |
| Interglobe Aviation Ltd. | Services | 1.69% | ₹112 Cr | +1.76% | +0.70% | +0.11% |
| Infosys Ltd. | Technology | 1.61% | ₹107 Cr | +1.63% | +2.25% | +2.40% |
| Titan Company Ltd. | Consumer Discretionary | 1.57% | ₹104 Cr | +1.44% | +0.67% | +0.83% |
| Britannia Industries Ltd. | Consumer Staples | 1.56% | ₹103 Cr | +1.61% | +1.56% | +1.76% |
| Asian Paints Ltd. | Materials | 1.55% | ₹103 Cr | +1.65% | +2.28% | +1.49% |
| State Bank of India | Financial | 1.55% | ₹103 Cr | +1.63% | +2.83% | — |
| Cummins India Ltd. | Capital Goods | 1.55% | ₹103 Cr | +1.72% | +1.66% | +0.11% |
| HCL Technologies Ltd. | Technology | 1.48% | ₹97.94 Cr | +1.21% | +1.69% | +2.16% |
| Coal India Ltd. | Materials | 1.45% | ₹96.13 Cr | +1.45% | +2.36% | +0.01% |
| Embassy Office Parks REIT | Construction | 1.39% | ₹92.43 Cr | +0.94% | +0.98% | +1.03% |
| IRB InvIT Fund | Construction | 1.22% | ₹81.12 Cr | +0.73% | +0.79% | — |
| Eicher Motors Ltd. | Automobile | 1.22% | ₹80.81 Cr | +1.16% | +1.77% | +1.14% |
| Multi Commodity Exchange Of India Ltd. | Services | 1.15% | ₹76.50 Cr | +0.97% | +0.73% | +0.45% |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.12% | ₹74.53 Cr | +1.97% | +3.01% | -0.38% |
| Small Industries Devp. Bank of India Ltd. | Financial | 1.11% | ₹73.94 Cr | +1.08% | +1.17% | +1.25% |
| Laurus Labs Ltd. | Healthcare | 1.04% | ₹69.21 Cr | +0.78% | +0.77% | +0.64% |
| Knowledge Realty Trust | Construction | 1.04% | ₹68.71 Cr | +1.02% | +1.08% | +1.27% |
| Marico Ltd. | Consumer Staples | 1.01% | ₹66.77 Cr | +0.99% | +0.92% | +0.74% |
| Bagmane Prime Office REIT | Construction | 0.96% | ₹63.39 Cr | +0.88% | — | — |
| Shriram Finance Ltd | Financial | 0.93% | ₹61.80 Cr | +0.97% | — | — |
| The Federal Bank Ltd. | Financial | 0.92% | ₹61.32 Cr | +0.93% | — | — |
| AU Small Finance Bank Ltd. | Financial | 0.92% | ₹60.84 Cr | +0.91% | +0.87% | — |
| Hero Motocorp Ltd. | Automobile | 0.90% | ₹59.91 Cr | +0.78% | +1.21% | — |
| Bharti Airtel Ltd. | Communication | 0.88% | ₹58.66 Cr | +1.45% | +2.09% | +3.09% |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | 0.84% | ₹56.00 Cr | +0.92% | +0.80% | +0.03% |
| HDFC Asset Management Company Ltd. | Financial | 0.83% | ₹55.32 Cr | +0.91% | +0.98% | +0.80% |
| Axis Bank Ltd. | Financial | 0.83% | ₹55.21 Cr | +0.88% | +1.14% | — |
| UTI Floating Interest Rates Fund Direct-Growth | Unclassified | 0.82% | ₹54.27 Cr | +0.78% | +0.82% | +0.84% |
| Brookfield India Real Estate Trust REIT | Construction | 0.80% | ₹53.06 Cr | +0.76% | +0.80% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.78% | ₹52.00 Cr | +0.71% | +0.89% | -0.70% |
| Hindustan Zinc Ltd. | Metals & Mining | 0.78% | ₹51.83 Cr | +0.71% | +0.45% | +0.34% |
| Pidilite Industries Ltd. | Chemicals | 0.76% | ₹50.33 Cr | +0.80% | +0.88% | +1.00% |
| National Bank For Agriculture & Rural Development | Financial | 0.75% | ₹49.50 Cr | +0.35% | — | — |
| Export-Import Bank Of India | Financial | 0.74% | ₹49.08 Cr | +0.73% | +0.77% | +0.83% |
| Bajaj Finance Ltd. | Financial | 0.74% | ₹48.92 Cr | +0.72% | +2.07% | +0.11% |
| GE Vernova T&D India Ltd | Capital Goods | 0.72% | ₹47.91 Cr | +0.82% | — | — |
| Reliance Industries Ltd. | Energy | 0.70% | ₹46.76 Cr | +0.73% | +1.16% | -0.15% |
| Hindustan Unilever Ltd. | Consumer Staples | 0.68% | ₹45.26 Cr | +0.74% | +0.77% | +1.09% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.68% | ₹44.98 Cr | +0.61% | +0.16% | -0.23% |
| Persistent Systems Ltd. | Technology | 0.67% | ₹44.56 Cr | +0.49% | +0.50% | -0.20% |
| Indus Towers Ltd. | Communication | 0.64% | ₹42.70 Cr | +0.66% | +0.97% | — |
| Solar Industries India Ltd. | Chemicals | 0.64% | ₹42.68 Cr | +0.53% | — | +0.65% |
| Muthoot Finance Ltd. | Financial | 0.63% | ₹41.99 Cr | +0.54% | +1.62% | +1.06% |
| Maruti Suzuki India Ltd. | Automobile | 0.62% | ₹41.32 Cr | +0.72% | +1.96% | +1.35% |
| Bharat Forge Ltd. | Automobile | 0.60% | ₹39.91 Cr | +0.66% | — | — |
| Ashok Leyland Ltd. | Automobile | 0.58% | ₹38.72 Cr | +0.58% | — | — |
| Suzlon Energy Ltd. | Capital Goods | 0.55% | ₹36.46 Cr | +0.81% | — | — |
| Hyundai Motor India Ltd. | Automobile | 0.51% | ₹33.90 Cr | +0.46% | +0.66% | +0.38% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.47% | ₹31.43 Cr | +0.50% | — | — |
| Page Industries Ltd. | Textiles | 0.45% | ₹30.05 Cr | +0.50% | +0.47% | +0.63% |
| BSE Ltd. | Services | 0.45% | ₹29.99 Cr | +1.09% | +0.83% | +0.25% |
| Max Financial Services Ltd. | Financial | 0.45% | ₹29.81 Cr | +0.51% | +0.69% | +0.41% |
| Ultratech Cement Ltd. | Materials | 0.44% | ₹29.33 Cr | +0.45% | +0.55% | +0.97% |
| Polycab India Ltd. | Capital Goods | 0.41% | ₹27.02 Cr | +0.43% | +0.47% | — |
| Indian Bank | Financial | 0.40% | ₹26.27 Cr | +0.39% | +0.93% | — |
| Navin Fluorine International Ltd. | Chemicals | 0.39% | ₹26.04 Cr | +0.34% | +0.28% | +0.24% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 0.38% | ₹25.32 Cr | +0.29% | +0.54% | -0.10% |
| Tata Capital Housing Finance Ltd. | Financial | 0.38% | ₹25.01 Cr | — | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.38% | ₹25.01 Cr | +0.36% | — | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.37% | ₹24.77 Cr | +0.29% | — | — |
| Kotak Mahindra Prime Ltd. | Financial | 0.37% | ₹24.74 Cr | — | — | — |
| Bajaj Housing Finance Ltd. | Financial | 0.37% | ₹24.60 Cr | +0.37% | +0.39% | — |
| Oracle Financial Services Software Ltd. | Technology | 0.37% | ₹24.49 Cr | +0.31% | +0.30% | -0.03% |
| Aditya Birla Capital Ltd. | Financial | 0.37% | ₹24.40 Cr | +0.48% | +0.70% | — |
| Power Finance Corporation Ltd. | Financial | 0.36% | ₹24.02 Cr | +0.36% | +0.38% | +0.41% |
| LTM Limited | Technology | 0.36% | ₹23.97 Cr | +0.31% | +0.58% | +0.46% |
| GOI | Sovereign | 0.36% | ₹23.78 Cr | +0.36% | +0.37% | +0.83% |
| Bihar State | Others | 0.35% | ₹23.51 Cr | +0.35% | +0.37% | +0.40% |
| Delhivery Ltd. | Services | 0.35% | ₹23.32 Cr | +0.35% | +0.40% | — |
| REC Ltd. | Financial | 0.35% | ₹23.23 Cr | +0.34% | — | — |
| Karur Vysya Bank Ltd. | Financial | 0.33% | ₹22.13 Cr | +0.29% | — | — |
| Life Insurance Corporation of India | Insurance | 0.33% | ₹21.78 Cr | — | — | +0.02% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.31% | ₹20.82 Cr | +0.24% | +0.37% | +0.47% |
| Vedanta Ltd. | Metals & Mining | 0.31% | ₹20.26 Cr | +0.33% | — | -0.93% |
| SBI Life Insurance Company Ltd. | Insurance | 0.30% | ₹20.02 Cr | +0.26% | +0.07% | 0.00% |
| Andhra Pradesh State | Financial | 0.28% | ₹18.82 Cr | +0.22% | +0.08% | +0.40% |
| Acutaas Chemicals Ltd. | Healthcare | 0.28% | ₹18.45 Cr | +0.27% | — | — |
| MTAR Technologies Ltd. | Capital Goods | 0.26% | ₹17.47 Cr | +0.25% | — | — |
| Bajaj Finserv Ltd. | Financial | 0.24% | ₹15.75 Cr | +0.24% | +0.21% | +2.30% |
| Nippon Life India Asset Management Ltd. | Financial | 0.23% | ₹15.53 Cr | +0.23% | +0.28% | +0.23% |
| TD Power Systems Ltd. | Capital Goods | 0.23% | ₹15.07 Cr | +0.14% | — | — |
| Indian Railway Catering And Tourism Corporation Ltd. | Services | 0.23% | ₹15.07 Cr | +0.24% | +0.33% | +0.30% |
| Computer Age Management Services Ltd. | Services | 0.22% | ₹14.54 Cr | +0.25% | +0.47% | +0.34% |
| Central Depository Services (India) Ltd. | Financial | 0.22% | ₹14.31 Cr | +0.21% | +0.42% | +0.31% |
| The Great Eastern Shipping Company Ltd. | Energy | 0.21% | ₹13.71 Cr | +0.19% | — | — |
| HDFC Life Insurance Co Ltd. | Insurance | 0.20% | ₹13.15 Cr | +0.22% | +0.04% | +0.31% |
| Tata Elxsi Ltd. | Technology | 0.13% | ₹8.48 Cr | +0.13% | +0.25% | +0.22% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.11% | ₹7.22 Cr | +0.12% | +0.14% | +0.33% |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | 0.11% | ₹7.17 Cr | +0.14% | +0.12% | +0.11% |
| Fortis Healthcare Ltd. | Healthcare | 0.10% | ₹6.63 Cr | +0.12% | +0.76% | +0.59% |
| KPIT Technologies Ltd. | Technology | 0.10% | ₹6.42 Cr | +0.25% | +0.55% | — |
| Abbott India Ltd. | Healthcare | 0.08% | ₹5.61 Cr | +0.22% | +0.27% | +0.39% |
| Dabur India Ltd. | Consumer Staples | 0.08% | ₹5.53 Cr | +0.09% | +0.10% | -0.05% |
| Shree Cement Ltd. | Materials | 0.08% | ₹5.40 Cr | +0.09% | +0.04% | +0.62% |
| Emami Ltd. | Consumer Staples | 0.07% | ₹4.87 Cr | +0.08% | — | — |
| MRF Ltd. | Automobile | 0.06% | ₹4.08 Cr | +0.06% | +0.11% | +0.20% |
| Triveni Turbine Ltd. | Construction | 0.05% | ₹3.28 Cr | +0.06% | — | — |
| eClerx Services Ltd. | Services | 0.04% | ₹2.89 Cr | +0.03% | — | — |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | Unclassified | 0.04% | ₹2.88 Cr | +0.02% | +0.02% | +0.02% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | Unclassified | 0.04% | ₹2.72 Cr | +0.02% | +0.02% | +0.02% |
| Vedanta Oil and Gas Ltd | Energy | 0.04% | ₹2.52 Cr | +0.04% | — | — |
| Vedanta Power Ltd | Capital Goods | 0.04% | ₹2.50 Cr | +0.04% | — | — |
| Vedanta Iron And Steel Ltd. | Metals & Mining | 0.04% | ₹2.46 Cr | +0.04% | — | — |
| Indiamart Intermesh Ltd. | Services | 0.04% | ₹2.38 Cr | +0.04% | — | — |
| UTI Nifty 500 ETF-Growth | Unclassified | 0.03% | ₹2.11 Cr | — | — | — |
| Emcure Pharmaceuticals Ltd. | Healthcare | 0.03% | ₹1.94 Cr | +0.05% | — | — |
| Clearing Corporation of India | Others | 0.01% | ₹0.46 Cr | — | — | — |
| West Bengal State | Others | 0.01% | ₹0.36 Cr | +0.37% | +0.08% | +0.41% |
| Relaxo Footwears Ltd. | Consumer Discretionary | 0.00% | ₹0.01 Cr | 0.00% | +0.02% | +0.04% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 3.14% | 2.12% | -1.02% |
| Bharti Airtel Ltd. | 1.40% | 0.88% | -0.51% |
| IRB InvIT Fund | 0.77% | 1.22% | +0.46% |
| BSE Ltd. | 0.90% | 0.45% | -0.45% |
| HDFC Bank Ltd. | 2.50% | 2.94% | +0.44% |
| National Bank For Agriculture & Rural Development | 0.34% | 0.75% | +0.40% |
| Tata Capital Housing Finance Ltd. | 0.00% | 0.38% | +0.38% |
| Kotak Mahindra Prime Ltd. | 0.00% | 0.37% | +0.37% |
| UTI Silver ETF- Growth | 1.43% | 1.70% | +0.27% |
| company:16204 | 0.25% | 0.00% | -0.25% |
| Tata Consultancy Services Ltd. | 2.60% | 2.36% | -0.24% |
| ITC Ltd. | 2.36% | 2.57% | +0.22% |
| UTI Gold Exchange Traded Fund | 13.43% | 13.63% | +0.20% |
| Nestle India Ltd. | 2.73% | 2.56% | -0.17% |
| Kotak Mahindra Bank Ltd. | 2.97% | 3.14% | +0.17% |
| Coal India Ltd. | 1.29% | 1.45% | +0.16% |
| Infosys Ltd. | 1.75% | 1.61% | -0.14% |
| Abbott India Ltd. | 0.22% | 0.08% | -0.14% |
| Apollo Hospitals Enterprise Ltd. | 0.24% | 0.37% | +0.13% |
| Aditya Birla Capital Ltd. | 0.49% | 0.37% | -0.12% |
| Dr. Reddy's Laboratories Ltd. | 0.19% | 0.31% | +0.12% |
| ICICI Bank Ltd. | 3.33% | 3.23% | -0.11% |
| Laurus Labs Ltd. | 0.95% | 1.04% | +0.10% |
| Solar Industries India Ltd. | 0.55% | 0.64% | +0.09% |
| Knowledge Realty Trust | 0.95% | 1.04% | +0.09% |
| Bagmane Prime Office REIT | 0.88% | 0.96% | +0.07% |
| Embassy Office Parks REIT | 1.32% | 1.39% | +0.07% |
| Suzlon Energy Ltd. | 0.62% | 0.55% | -0.07% |
| KPIT Technologies Ltd. | 0.10% | 0.04% | -0.06% |
| Titan Company Ltd. | 1.63% | 1.57% | -0.06% |
| Pidilite Industries Ltd. | 0.82% | 0.76% | -0.06% |
| Glenmark Pharmaceuticals Ltd. | 0.32% | 0.38% | +0.06% |
| West Bengal State | 0.07% | 0.01% | -0.06% |
| Hero Motocorp Ltd. | 0.84% | 0.90% | +0.06% |
| State Bank of India | 1.61% | 1.55% | -0.06% |
| Asian Paints Ltd. | 1.61% | 1.55% | -0.06% |
| Shriram Finance Ltd | 0.99% | 0.93% | -0.06% |
| Marico Ltd. | 0.95% | 1.01% | +0.06% |
| Maruti Suzuki India Ltd. | 0.68% | 0.62% | -0.05% |
| Eicher Motors Ltd. | 1.27% | 1.22% | -0.05% |
| SBI Life Insurance Company Ltd. | 0.25% | 0.30% | +0.05% |
| UTI Floating Interest Rates Fund Direct-Growth | 0.77% | 0.82% | +0.05% |
| HCL Technologies Ltd. | 1.43% | 1.48% | +0.05% |
| The Federal Bank Ltd. | 0.97% | 0.92% | -0.05% |
| Persistent Systems Ltd. | 0.62% | 0.67% | +0.05% |
| TD Power Systems Ltd. | 0.18% | 0.23% | +0.05% |
| The Great Eastern Shipping Company Ltd. | 0.16% | 0.21% | +0.04% |
| Sun Pharmaceutical Industries Ltd. | 0.74% | 0.78% | +0.04% |
| Acutaas Chemicals Ltd. | 0.24% | 0.28% | +0.04% |
| Ashok Leyland Ltd. | 0.62% | 0.58% | -0.04% |
| Cummins India Ltd. | 1.51% | 1.55% | +0.04% |
| MTAR Technologies Ltd. | 0.22% | 0.26% | +0.04% |
| Export-Import Bank Of India | 0.70% | 0.74% | +0.04% |
| Britannia Industries Ltd. | 1.59% | 1.56% | -0.04% |
| Multi Commodity Exchange Of India Ltd. | 1.12% | 1.15% | +0.04% |
| Max Financial Services Ltd. | 0.49% | 0.45% | -0.04% |
| Brookfield India Real Estate Trust REIT | 0.76% | 0.80% | +0.04% |
| Dixon Technologies (India) Ltd. | 1.15% | 1.11% | -0.04% |
| Page Industries Ltd. | 0.42% | 0.45% | +0.03% |
| HDFC Asset Management Company Ltd. | 0.87% | 0.83% | -0.03% |
| UTI Nifty 500 ETF-Growth | 0.00% | 0.03% | +0.03% |
| Bharat Forge Ltd. | 0.63% | 0.60% | -0.03% |
| Delhivery Ltd. | 0.33% | 0.35% | +0.03% |
| Cholamandalam Investment and Finance Company Ltd. | 0.35% | 0.38% | +0.02% |
| Emcure Pharmaceuticals Ltd. | 0.05% | 0.03% | -0.02% |
| Bajaj Finserv Ltd. | 0.26% | 0.24% | -0.02% |
| Interglobe Aviation Ltd. | 1.67% | 1.69% | +0.02% |
| Torrent Pharmaceuticals Ltd. | 0.66% | 0.68% | +0.02% |
| Small Industries Devp. Bank of India Ltd. | 0.35% | 0.37% | +0.02% |
| Computer Age Management Services Ltd. | 0.24% | 0.22% | -0.02% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | 0.02% | 0.04% | +0.02% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | 0.02% | 0.04% | +0.02% |
| REC Ltd. | 0.33% | 0.35% | +0.02% |
| LTM Limited | 0.38% | 0.36% | -0.02% |
| Bajaj Finance Ltd. | 0.35% | 0.37% | +0.02% |
| Bajaj Housing Finance Ltd. | 0.35% | 0.37% | +0.02% |
| Navin Fluorine International Ltd. | 0.37% | 0.39% | +0.02% |
| Indian Bank | 0.41% | 0.40% | -0.02% |
| GOI | 0.34% | 0.36% | +0.02% |
| Polycab India Ltd. | 0.39% | 0.41% | +0.02% |
| Power Finance Corporation Ltd. | 0.35% | 0.36% | +0.02% |
| Bihar State | 0.34% | 0.35% | +0.02% |
| Indus Towers Ltd. | 0.63% | 0.64% | +0.01% |
| Oracle Financial Services Software Ltd. | 0.36% | 0.37% | +0.01% |
| Andhra Pradesh State | 0.27% | 0.28% | +0.01% |
| Hindustan Unilever Ltd. | 0.67% | 0.68% | +0.01% |
| Procter & Gamble Hygiene and Health Care Ltd. | 0.12% | 0.11% | -0.01% |
| Fortis Healthcare Ltd. | 0.11% | 0.10% | -0.01% |
| Hyundai Motor India Ltd. | 0.52% | 0.51% | -0.01% |
| Tata Elxsi Ltd. | 0.12% | 0.13% | +0.01% |
| Colgate-Palmolive (India) Ltd. | 0.85% | 0.84% | -0.01% |
| Hindustan Zinc Ltd. | 0.77% | 0.78% | +0.01% |
| AU Small Finance Bank Ltd. | 0.93% | 0.92% | -0.01% |
| Central Depository Services (India) Ltd. | 0.22% | 0.22% | -0.01% |
| ICICI Lombard General Insurance Company Ltd. | 0.10% | 0.11% | +0.01% |
| Reliance Industries Ltd. | 0.71% | 0.70% | -0.01% |
| Emami Ltd. | 0.07% | 0.07% | +0.01% |
| Clearing Corporation of India | 0.00% | 0.01% | +0.01% |
| Muthoot Finance Ltd. | 0.26% | 0.26% | -0.01% |
| Ultratech Cement Ltd. | 0.45% | 0.44% | 0.00% |
| Bharat Electronics Ltd. | 1.83% | 1.83% | 0.00% |
| Vedanta Aluminium Metal Ltd. | 0.47% | 0.47% | 0.00% |
| eClerx Services Ltd. | 0.04% | 0.04% | 0.00% |
| GE Vernova T&D India Ltd | 0.72% | 0.72% | 0.00% |
| Nippon Life India Asset Management Ltd. | 0.23% | 0.23% | 0.00% |
| Vedanta Oil and Gas Ltd | 0.04% | 0.04% | 0.00% |
| Axis Bank Ltd. | 0.83% | 0.83% | 0.00% |
| Vedanta Ltd. | 0.31% | 0.31% | 0.00% |
| Vedanta Iron And Steel Ltd. | 0.04% | 0.04% | 0.00% |
| Life Insurance Corporation of India | 0.33% | 0.33% | 0.00% |
| Shree Cement Ltd. | 0.08% | 0.08% | 0.00% |
| Karur Vysya Bank Ltd. | 0.34% | 0.33% | 0.00% |
| Indian Railway Catering And Tourism Corporation Ltd. | 0.23% | 0.23% | 0.00% |
| HDFC Life Insurance Co Ltd. | 0.20% | 0.20% | 0.00% |
| Dabur India Ltd. | 0.08% | 0.08% | 0.00% |
| Indiamart Intermesh Ltd. | 0.04% | 0.04% | 0.00% |
| Triveni Turbine Ltd. | 0.05% | 0.05% | 0.00% |
| Vedanta Power Ltd | 0.04% | 0.04% | 0.00% |
| MRF Ltd. | 0.06% | 0.06% | 0.00% |
| Relaxo Footwears Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹10,235 Cr | 1.65% | 4.0% | 11.9% | 14.8% |
 Nippon India Multi Asset Allocation Fund | ₹18,044 Cr | 1.45% | 4.1% | 11.8% | 14.7% |
 Kotak Multi Asset Allocation Fund | ₹15,236 Cr | 1.78% | 1.3% | 11.3% | — |
 DSP Multi Asset Allocation Fund | ₹10,820 Cr | 1.57% | 4.0% | 13.0% | — |
 Quant Multi Asset Allocation Fund | ₹6,608 Cr | 2.14% | 5.1% | 12.4% | 16.4% |
 Aditya Birla Sun Life Multi-Asset Omni FoF | ₹468 Cr | 1.32% | 5.6% | 10.9% | 13.4% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically.
Fund managers
- Jaydeep BhowalHe has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, MumbaiHe began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.
- Lokesh KulthiaBCom (Hons), MBA (Finance), PGPFMMr. Kulthia is associated with Equity Research team as a Manager since the year 2021. He joined UTI AMC as Assistance Manager at Dept of Sales. He has over 4 years of experience in the field of Research.
- Sharwan Kumar GoyalMr.Goyal is B.Com, CFA and MMS.He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months1.47% absolute | ₹60,000 | ₹60,882 | 1.47% | |
| 1 year1.28% annualised | ₹1,20,000 | ₹1,20,835 | 0.70% | |
| 3 years13.32% annualised | ₹3,60,000 | ₹4,44,473 | 23.46% | |
| 5 years12.04% annualised | ₹6,00,000 | ₹8,25,775 | 37.63% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Multi Asset Allocation Fund?
The NAV of UTI Multi Asset Allocation Fund is ₹78.68 as on 9 Nov 2026.
What is the expense ratio of UTI Multi Asset Allocation Fund?
The expense ratio of UTI Multi Asset Allocation Fund is 1.82% per year.
What is the minimum SIP amount for UTI Multi Asset Allocation Fund?
You can start a SIP in UTI Multi Asset Allocation Fund with ₹3,000 a month.
What returns has UTI Multi Asset Allocation Fund given?
UTI Multi Asset Allocation Fund has returned 1.4% over 1 year, 6.5% over 3 years and 11.9% over 5 years (annualised).
Is there a lock-in or exit load on UTI Multi Asset Allocation Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 30 days..
How risky is UTI Multi Asset Allocation Fund?
UTI Multi Asset Allocation Fund is rated Very High on the SEBI riskometer and belongs to the Multi Asset Allocation category.
Which fund house manages UTI Multi Asset Allocation Fund?
UTI Multi Asset Allocation Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.