UTI Multi Asset Allocation Fund
Multi Asset AllocationVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹77.24+0.29%1 day
- Return since launch
- 12.1%
- 52-week range
- ₹71.91 — ₹80.96
- AUM
- ₹7,063 Cr
UTI Multi Asset Allocation Fund is a Multi Asset Allocation hybrid fund from UTI Mutual Fund with ₹7,063 Cr under management, launched in 2008. Over three years it has returned 6.5% a year, against 13.3% for its category. The expense ratio is 1.83% and the SEBI riskometer reading is Very High.
Performance
UTI Multi Asset Allocation Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.9% against +8.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -1.5% | −9.5 pts | 8.0% | 3.6% |
| 2Y | 3.1% | −4.7 pts | 7.8% | 8.3% |
| 3Y | 6.5% | −6.8 pts | 13.3% | 9.9% |
| 5Y | 11.9% | +0.5 pts | 11.4% | 12.1% |
| 7Y | 12.7% | −0.6 pts | 13.3% | 12.9% |
| 10Y | 11.5% | −0.1 pts | 11.6% | 12.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.2% | −1.4 pts | -2.8% | -2.5% |
| 3M | -0.3% | −1.1 pts | 0.8% | 1.0% |
| 6M | 5.4% | −0.9 pts | 6.3% | 6.8% |
| 1Y | 3.9% | −4.1 pts | 8.0% | 7.8% |
| 2Y | 1.6% | −4.6 pts | 6.2% | 6.6% |
| 3Y | 13.7% | +0.4 pts | 13.3% | 13.3% |
| 5Y | 11.8% | +0.4 pts | 11.4% | 11.0% |
| 7Y | 12.4% | −1.4 pts | 13.8% | 12.9% |
| 10Y | 10.0% | −1.6 pts | 11.6% | 11.1% |
Since launch (21 Oct 2008): 12.1%
Calendar-year returns
Category average13.1%
11.8%
4.4%
29.1%
20.5%
11.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 11.1% | −5.7 pts | 16.8% |
| 2024 | 20.5% | +4.1 pts | 16.4% |
| 2023 | 29.1% | +6.9 pts | 22.3% |
| 2022 | 4.4% | −1.8 pts | 6.2% |
| 2021 | 11.8% | −11.0 pts | 22.8% |
| 2020 | 13.1% | −4.7 pts | 17.8% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.81%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.46%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.34%
- Exit load
- Exit load of 1%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NA
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.92 | 0.74 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.91 | 1.26 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 1.06 | 1.61 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 10.56 | 9.42 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Multi Asset Allocation Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity66.7%
- Debt10.3%
- Commodities14.7%
- Other8.3%
Market cap split
- Large75.4%
- Mid20.4%
- Small4.3%
- P/E
- 24.13
- P/B
- 4.63
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| UTI Gold Exchange Traded Fund | Unclassified | 13.43% | ₹949 Cr | +13.80% | +14.63% | +11.19% |
| ICICI Bank Ltd. | Financial | 3.33% | ₹235 Cr | +2.93% | +0.82% | -0.82% |
| Others | Others | 3.15% | ₹222 Cr | +6.43% | +3.02% | +17.45% |
| Kotak Mahindra Bank Ltd. | Financial | 2.97% | ₹210 Cr | +2.77% | +0.60% | +1.12% |
| HDFC Bank Ltd. | Financial | 2.85% | ₹202 Cr | +5.37% | +3.85% | +5.03% |
| Nestle India Ltd. | Consumer Staples | 2.73% | ₹193 Cr | +2.67% | +2.12% | +0.01% |
| Tata Consultancy Services Ltd. | Technology | 2.60% | ₹184 Cr | +2.50% | +1.78% | +2.04% |
| ITC Ltd. | Consumer Staples | 2.36% | ₹166 Cr | +2.70% | +2.19% | +2.33% |
| Bharat Electronics Ltd. | Capital Goods | 1.83% | ₹129 Cr | +1.85% | +1.72% | — |
| Infosys Ltd. | Technology | 1.75% | ₹123 Cr | +1.88% | +2.15% | +2.36% |
| Interglobe Aviation Ltd. | Services | 1.67% | ₹118 Cr | +1.43% | +0.76% | +0.12% |
| Titan Company Ltd. | Consumer Discretionary | 1.63% | ₹115 Cr | +1.33% | +0.66% | -0.14% |
| State Bank of India | Financial | 1.61% | ₹114 Cr | +1.52% | +2.97% | — |
| Asian Paints Ltd. | Materials | 1.61% | ₹114 Cr | +1.66% | +2.30% | +1.68% |
| Britannia Industries Ltd. | Consumer Staples | 1.59% | ₹113 Cr | +1.62% | +1.58% | +1.63% |
| Cummins India Ltd. | Capital Goods | 1.51% | ₹107 Cr | -0.05% | +1.66% | +0.68% |
| UTI Silver ETF- Growth | Unclassified | 1.43% | ₹101 Cr | — | — | — |
| HCL Technologies Ltd. | Technology | 1.43% | ₹101 Cr | +1.33% | +1.60% | +2.15% |
| Bharti Airtel Ltd. | Communication | 1.40% | ₹98.55 Cr | +1.42% | +2.00% | +3.11% |
| Embassy Office Parks REIT | Construction | 1.32% | ₹93.29 Cr | +0.92% | +0.91% | +0.97% |
| Coal India Ltd. | Materials | 1.29% | ₹90.87 Cr | +1.51% | +2.07% | +0.01% |
| Eicher Motors Ltd. | Automobile | 1.27% | ₹89.89 Cr | -0.38% | +1.87% | -0.05% |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.16% | ₹81.90 Cr | +1.78% | +3.01% | -1.06% |
| Multi Commodity Exchange Of India Ltd. | Services | 1.12% | ₹78.81 Cr | +0.99% | +0.69% | +0.43% |
| Small Industries Devp. Bank of India Ltd. | Financial | 1.05% | ₹74.24 Cr | +1.06% | +1.01% | +1.28% |
| National Bank For Agriculture & Rural Development | Financial | 1.04% | ₹73.79 Cr | +1.36% | — | +1.72% |
| Shriram Finance Ltd | Financial | 0.99% | ₹69.80 Cr | +0.88% | — | — |
| The Federal Bank Ltd. | Financial | 0.97% | ₹68.84 Cr | +0.81% | — | — |
| Marico Ltd. | Consumer Staples | 0.95% | ₹67.10 Cr | +0.97% | +0.91% | +0.71% |
| Laurus Labs Ltd. | Healthcare | 0.95% | ₹66.93 Cr | -0.07% | +0.76% | +0.67% |
| Knowledge Realty Trust | Construction | 0.95% | ₹66.92 Cr | +1.02% | +1.16% | +1.21% |
| AU Small Finance Bank Ltd. | Financial | 0.93% | ₹65.41 Cr | -0.25% | +0.88% | — |
| BSE Ltd. | Services | 0.90% | ₹63.66 Cr | -0.06% | +0.77% | +0.52% |
| Bagmane Prime Office REIT | Construction | 0.88% | ₹62.34 Cr | +0.87% | — | — |
| HDFC Asset Management Company Ltd. | Financial | 0.87% | ₹61.28 Cr | -0.22% | +1.04% | +0.81% |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | 0.85% | ₹60.27 Cr | +0.95% | +0.92% | +0.04% |
| Hero Motocorp Ltd. | Automobile | 0.84% | ₹59.46 Cr | -0.20% | +1.20% | — |
| Axis Bank Ltd. | Financial | 0.83% | ₹58.54 Cr | +0.83% | +1.07% | -0.01% |
| Pidilite Industries Ltd. | Chemicals | 0.82% | ₹57.98 Cr | +0.74% | +0.92% | +0.96% |
| Hindustan Zinc Ltd. | Metals & Mining | 0.77% | ₹54.53 Cr | +0.83% | +0.46% | +0.21% |
| UTI Floating Interest Rates Fund Direct-Growth | Unclassified | 0.77% | ₹54.08 Cr | +0.77% | +0.75% | +1.70% |
| IRB InvIT Fund | Construction | 0.77% | ₹54.04 Cr | +0.73% | +0.74% | — |
| Brookfield India Real Estate Trust REIT | Construction | 0.76% | ₹53.95 Cr | +0.73% | +0.84% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.74% | ₹52.43 Cr | -0.03% | -0.61% | -1.12% |
| GE Vernova T&D India Ltd | Capital Goods | 0.72% | ₹50.69 Cr | +0.83% | — | — |
| Reliance Industries Ltd. | Energy | 0.71% | ₹50.30 Cr | +0.74% | +1.10% | -0.57% |
| Export-Import Bank Of India | Financial | 0.70% | ₹49.44 Cr | +0.71% | +0.34% | +0.85% |
| Bajaj Finance Ltd. | Financial | 0.70% | ₹49.30 Cr | +0.70% | +2.16% | +0.10% |
| Maruti Suzuki India Ltd. | Automobile | 0.68% | ₹47.86 Cr | -0.17% | +1.91% | +1.28% |
| Hindustan Unilever Ltd. | Consumer Staples | 0.67% | ₹47.39 Cr | +0.75% | +0.81% | +1.24% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.66% | ₹46.35 Cr | +0.56% | +0.15% | -0.31% |
| Bharat Forge Ltd. | Automobile | 0.63% | ₹44.50 Cr | +0.58% | — | — |
| Indus Towers Ltd. | Communication | 0.63% | ₹44.48 Cr | -0.13% | +0.96% | — |
| Ashok Leyland Ltd. | Automobile | 0.62% | ₹44.11 Cr | +0.57% | — | — |
| Suzlon Energy Ltd. | Capital Goods | 0.62% | ₹43.88 Cr | +0.78% | — | — |
| Persistent Systems Ltd. | Technology | 0.62% | ₹43.88 Cr | +0.59% | +0.43% | -0.40% |
| Muthoot Finance Ltd. | Financial | 0.61% | ₹43.37 Cr | +0.60% | +1.58% | +0.93% |
| Solar Industries India Ltd. | Chemicals | 0.55% | ₹39.07 Cr | +0.49% | — | +0.46% |
| Hyundai Motor India Ltd. | Automobile | 0.52% | ₹36.81 Cr | +0.46% | +0.66% | +0.37% |
| Aditya Birla Capital Ltd. | Financial | 0.49% | ₹34.44 Cr | -0.14% | +0.75% | — |
| Max Financial Services Ltd. | Financial | 0.49% | ₹34.30 Cr | -0.13% | +0.73% | +0.43% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.47% | ₹33.12 Cr | +0.13% | — | — |
| Ultratech Cement Ltd. | Materials | 0.45% | ₹31.56 Cr | -0.07% | +0.52% | -0.13% |
| Page Industries Ltd. | Textiles | 0.42% | ₹29.56 Cr | +0.46% | +0.01% | +0.70% |
| Indian Bank | Financial | 0.41% | ₹29.29 Cr | +0.39% | +0.98% | — |
| Polycab India Ltd. | Capital Goods | 0.39% | ₹27.55 Cr | +0.40% | +0.50% | — |
| LTM Limited | Technology | 0.38% | ₹26.95 Cr | +0.35% | +0.60% | +0.47% |
| Navin Fluorine International Ltd. | Chemicals | 0.37% | ₹26.39 Cr | +0.30% | +0.26% | +0.25% |
| Oracle Financial Services Software Ltd. | Technology | 0.36% | ₹25.11 Cr | +0.29% | +0.28% | -0.17% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.35% | ₹24.96 Cr | +0.36% | — | — |
| Bajaj Housing Finance Ltd. | Financial | 0.35% | ₹24.81 Cr | +0.36% | +0.36% | — |
| Power Finance Corporation Ltd. | Financial | 0.35% | ₹24.37 Cr | +0.35% | +0.36% | +0.42% |
| GOI | Sovereign | 0.34% | ₹24.03 Cr | +0.35% | +0.71% | +0.84% |
| Bihar State | Others | 0.34% | ₹23.85 Cr | +0.34% | +0.35% | +0.41% |
| Karur Vysya Bank Ltd. | Financial | 0.34% | ₹23.68 Cr | +0.27% | — | — |
| REC Ltd. | Financial | 0.33% | ₹23.29 Cr | — | — | — |
| company:5765 | Insurance | 0.33% | ₹23.04 Cr | — | — | +0.02% |
| Delhivery Ltd. | Services | 0.33% | ₹22.98 Cr | -0.10% | +0.38% | — |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 0.32% | ₹22.56 Cr | +0.30% | +0.49% | -0.16% |
| Vedanta Ltd. | Metals & Mining | 0.31% | ₹21.76 Cr | +0.39% | — | -1.18% |
| Andhra Pradesh State | Financial | 0.27% | ₹19.18 Cr | +0.07% | +0.36% | +0.41% |
| Bajaj Finserv Ltd. | Financial | 0.26% | ₹18.39 Cr | +0.24% | +0.20% | +0.15% |
| Mindspace Business Parks REIT | Construction | 0.25% | ₹17.80 Cr | +0.77% | +0.76% | +0.82% |
| SBI Life Insurance Company Ltd. | Insurance | 0.25% | ₹17.48 Cr | +0.27% | +0.07% | 0.00% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.24% | ₹17.26 Cr | +0.27% | — | — |
| Computer Age Management Services Ltd. | Services | 0.24% | ₹16.95 Cr | +0.25% | +0.45% | +0.31% |
| Acutaas Chemicals Ltd. | Healthcare | 0.24% | ₹16.74 Cr | +0.23% | — | — |
| Nippon Life India Asset Management Ltd. | Financial | 0.23% | ₹16.25 Cr | +0.22% | +0.29% | +0.18% |
| Indian Railway Catering And Tourism Corporation Ltd. | Services | 0.23% | ₹15.93 Cr | +0.24% | +0.33% | +0.28% |
| Central Depository Services (India) Ltd. | Financial | 0.22% | ₹15.88 Cr | +0.20% | +0.43% | +0.31% |
| MTAR Technologies Ltd. | Capital Goods | 0.22% | ₹15.78 Cr | +0.26% | — | — |
| Abbott India Ltd. | Healthcare | 0.22% | ₹15.69 Cr | +0.24% | +0.25% | +0.43% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.20% | ₹13.93 Cr | +0.22% | +0.02% | +0.32% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.19% | ₹13.71 Cr | +0.23% | +0.35% | +0.03% |
| TD Power Systems Ltd. | Capital Goods | 0.18% | ₹12.50 Cr | +0.14% | — | — |
| The Great Eastern Shipping Company Ltd. | Energy | 0.16% | ₹11.44 Cr | +0.18% | — | — |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | 0.12% | ₹8.41 Cr | +0.14% | +0.13% | +0.09% |
| Tata Elxsi Ltd. | Technology | 0.12% | ₹8.36 Cr | +0.15% | +0.26% | +0.20% |
| Fortis Healthcare Ltd. | Healthcare | 0.11% | ₹7.81 Cr | +0.12% | +0.83% | +0.57% |
| KPIT Technologies Ltd. | Technology | 0.11% | ₹7.56 Cr | +0.19% | +0.60% | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.10% | ₹7.12 Cr | -0.01% | +0.13% | +0.24% |
| Dabur India Ltd. | Consumer Staples | 0.08% | ₹5.94 Cr | -0.01% | +0.11% | -0.11% |
| Shree Cement Ltd. | Materials | 0.08% | ₹5.61 Cr | +0.09% | 0.00% | +0.64% |
| West Bengal State | Others | 0.07% | ₹4.71 Cr | +0.36% | +0.73% | +0.42% |
| Emami Ltd. | Consumer Staples | 0.07% | ₹4.68 Cr | +0.07% | — | — |
| MRF Ltd. | Automobile | 0.06% | ₹4.36 Cr | +0.06% | +0.11% | +0.18% |
| Emcure Pharmaceuticals Ltd. | Healthcare | 0.05% | ₹3.71 Cr | +0.05% | — | — |
| Triveni Turbine Ltd. | Construction | 0.05% | ₹3.51 Cr | +0.07% | — | — |
| Vedanta Oil and Gas Ltd | Energy | 0.04% | ₹2.95 Cr | +0.13% | — | — |
| Vedanta Iron And Steel Ltd. | Metals & Mining | 0.04% | ₹2.80 Cr | +0.13% | — | — |
| eClerx Services Ltd. | Services | 0.04% | ₹2.76 Cr | +0.03% | — | — |
| Vedanta Power Ltd | Capital Goods | 0.04% | ₹2.68 Cr | +0.13% | — | — |
| Indiamart Intermesh Ltd. | Services | 0.04% | ₹2.56 Cr | +0.04% | — | — |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | Unclassified | 0.02% | ₹1.60 Cr | +0.02% | +0.02% | +0.03% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | Unclassified | 0.02% | ₹1.43 Cr | +0.02% | +0.02% | +0.02% |
| Relaxo Footwears Ltd. | Consumer Discretionary | 0.00% | ₹0.01 Cr | 0.00% | +0.03% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| UTI Gold Exchange Traded Fund | 12.44% | 13.43% | +1.00% |
| Dixon Technologies (India) Ltd. | 0.24% | 1.15% | +0.91% |
| Torrent Pharmaceuticals Ltd. | 0.07% | 0.66% | +0.58% |
| Others | 3.70% | 3.14% | -0.56% |
| UTI Silver ETF- Growth | 1.00% | 1.43% | +0.43% |
| Embassy Office Parks REIT | 0.93% | 1.32% | +0.39% |
| Mindspace Business Parks REIT | 0.61% | 0.25% | -0.35% |
| company:5765 | 0.00% | 0.33% | +0.33% |
| West Bengal State | 0.36% | 0.07% | -0.30% |
| ITC Ltd. | 2.62% | 2.36% | -0.26% |
| Multi Commodity Exchange Of India Ltd. | 0.90% | 1.12% | +0.21% |
| Kotak Mahindra Bank Ltd. | 2.78% | 2.97% | +0.19% |
| HDFC Bank Ltd. | 2.67% | 2.50% | -0.17% |
| Cummins India Ltd. | 1.65% | 1.51% | -0.14% |
| Bharti Airtel Ltd. | 1.52% | 1.40% | -0.12% |
| BSE Ltd. | 1.01% | 0.90% | -0.11% |
| Bharat Electronics Ltd. | 1.73% | 1.83% | +0.10% |
| Colgate-Palmolive (India) Ltd. | 0.94% | 0.85% | -0.09% |
| Asian Paints Ltd. | 1.69% | 1.61% | -0.08% |
| Knowledge Realty Trust | 1.02% | 0.95% | -0.08% |
| Andhra Pradesh State | 0.35% | 0.27% | -0.07% |
| Uttar Pradesh State | 0.07% | 0.00% | -0.07% |
| Nestle India Ltd. | 2.80% | 2.73% | -0.07% |
| Britannia Industries Ltd. | 1.66% | 1.59% | -0.07% |
| Marico Ltd. | 1.02% | 0.95% | -0.07% |
| Hindustan Zinc Ltd. | 0.71% | 0.77% | +0.07% |
| HCL Technologies Ltd. | 1.49% | 1.43% | -0.07% |
| Infosys Ltd. | 1.81% | 1.75% | -0.07% |
| Coal India Ltd. | 1.35% | 1.29% | -0.06% |
| Titan Company Ltd. | 1.57% | 1.63% | +0.06% |
| Page Industries Ltd. | 0.48% | 0.42% | -0.06% |
| Apollo Hospitals Enterprise Ltd. | 0.30% | 0.24% | -0.05% |
| Hindustan Unilever Ltd. | 0.72% | 0.67% | -0.05% |
| TD Power Systems Ltd. | 0.13% | 0.18% | +0.05% |
| Navin Fluorine International Ltd. | 0.33% | 0.37% | +0.04% |
| Maruti Suzuki India Ltd. | 0.72% | 0.68% | -0.04% |
| MTAR Technologies Ltd. | 0.18% | 0.22% | +0.04% |
| Axis Bank Ltd. | 0.79% | 0.83% | +0.04% |
| Solar Industries India Ltd. | 0.52% | 0.55% | +0.04% |
| Bharat Forge Ltd. | 0.67% | 0.63% | -0.04% |
| Oracle Financial Services Software Ltd. | 0.32% | 0.36% | +0.04% |
| Glenmark Pharmaceuticals Ltd. | 0.29% | 0.32% | +0.03% |
| Shriram Finance Ltd | 0.96% | 0.99% | +0.03% |
| Pidilite Industries Ltd. | 0.79% | 0.82% | +0.03% |
| Ashok Leyland Ltd. | 0.60% | 0.62% | +0.03% |
| Suzlon Energy Ltd. | 0.65% | 0.62% | -0.03% |
| Ultratech Cement Ltd. | 0.47% | 0.45% | -0.03% |
| Laurus Labs Ltd. | 0.92% | 0.95% | +0.03% |
| Vedanta Aluminium Metal Ltd. | 0.49% | 0.47% | -0.03% |
| Indian Bank | 0.39% | 0.41% | +0.02% |
| Delhivery Ltd. | 0.35% | 0.33% | -0.02% |
| SBI Life Insurance Company Ltd. | 0.27% | 0.25% | -0.02% |
| AU Small Finance Bank Ltd. | 0.90% | 0.93% | +0.02% |
| Indus Towers Ltd. | 0.65% | 0.63% | -0.02% |
| The Federal Bank Ltd. | 0.99% | 0.97% | -0.02% |
| HDFC Asset Management Company Ltd. | 0.89% | 0.87% | -0.02% |
| Abbott India Ltd. | 0.24% | 0.22% | -0.02% |
| IRB InvIT Fund | 0.75% | 0.77% | +0.02% |
| Hero Motocorp Ltd. | 0.86% | 0.84% | -0.02% |
| Muthoot Finance Ltd. | 0.28% | 0.26% | -0.01% |
| Export-Import Bank Of India | 0.71% | 0.70% | -0.01% |
| GE Vernova T&D India Ltd | 0.70% | 0.72% | +0.01% |
| Max Financial Services Ltd. | 0.47% | 0.49% | +0.01% |
| Tata Consultancy Services Ltd. | 2.59% | 2.60% | +0.01% |
| ICICI Bank Ltd. | 3.32% | 3.33% | +0.01% |
| Reliance Industries Ltd. | 0.72% | 0.71% | -0.01% |
| Shree Cement Ltd. | 0.09% | 0.08% | -0.01% |
| Procter & Gamble Hygiene and Health Care Ltd. | 0.13% | 0.12% | -0.01% |
| Bajaj Finserv Ltd. | 0.27% | 0.26% | -0.01% |
| Central Depository Services (India) Ltd. | 0.22% | 0.22% | +0.01% |
| Sun Pharmaceutical Industries Ltd. | 0.75% | 0.74% | -0.01% |
| Power Finance Corporation Ltd. | 0.35% | 0.35% | -0.01% |
| Dabur India Ltd. | 0.09% | 0.08% | -0.01% |
| Fortis Healthcare Ltd. | 0.12% | 0.11% | -0.01% |
| Bajaj Housing Finance Ltd. | 0.36% | 0.35% | -0.01% |
| Eicher Motors Ltd. | 1.27% | 1.27% | +0.01% |
| Computer Age Management Services Ltd. | 0.25% | 0.24% | -0.01% |
| The Great Eastern Shipping Company Ltd. | 0.17% | 0.16% | -0.01% |
| Bihar State | 0.35% | 0.34% | -0.01% |
| LTM Limited | 0.37% | 0.38% | +0.01% |
| ICICI Lombard General Insurance Company Ltd. | 0.11% | 0.10% | -0.01% |
| Vedanta Ltd. | 0.30% | 0.31% | +0.01% |
| Emami Ltd. | 0.07% | 0.07% | -0.01% |
| Brookfield India Real Estate Trust REIT | 0.77% | 0.76% | -0.01% |
| HDFC Life Insurance Co Ltd. | 0.20% | 0.20% | -0.01% |
| Bajaj Finance Ltd. | 0.35% | 0.35% | -0.01% |
| Indian Railway Catering And Tourism Corporation Ltd. | 0.23% | 0.23% | -0.01% |
| GOI | 0.35% | 0.34% | -0.01% |
| REC Ltd. | 0.34% | 0.33% | -0.01% |
| Tata Elxsi Ltd. | 0.12% | 0.12% | -0.01% |
| KPIT Technologies Ltd. | 0.11% | 0.10% | -0.01% |
| Interglobe Aviation Ltd. | 1.67% | 1.67% | 0.00% |
| Bagmane Prime Office REIT | 0.88% | 0.88% | 0.00% |
| Vedanta Iron And Steel Ltd. | 0.04% | 0.04% | 0.00% |
| State Bank of India | 1.61% | 1.61% | 0.00% |
| UTI Floating Interest Rates Fund Direct-Growth | 0.77% | 0.77% | 0.00% |
| Cholamandalam Investment and Finance Company Ltd. | 0.36% | 0.35% | 0.00% |
| Emcure Pharmaceuticals Ltd. | 0.06% | 0.05% | 0.00% |
| Vedanta Oil and Gas Ltd | 0.04% | 0.04% | 0.00% |
| Dr. Reddy's Laboratories Ltd. | 0.20% | 0.19% | 0.00% |
| Triveni Turbine Ltd. | 0.05% | 0.05% | 0.00% |
| Aditya Birla Capital Ltd. | 0.49% | 0.49% | 0.00% |
| eClerx Services Ltd. | 0.04% | 0.04% | 0.00% |
| Acutaas Chemicals Ltd. | 0.23% | 0.24% | 0.00% |
| Karur Vysya Bank Ltd. | 0.33% | 0.34% | 0.00% |
| Indiamart Intermesh Ltd. | 0.04% | 0.04% | 0.00% |
| Polycab India Ltd. | 0.39% | 0.39% | 0.00% |
| Hyundai Motor India Ltd. | 0.52% | 0.52% | 0.00% |
| National Bank For Agriculture & Rural Development | 0.34% | 0.34% | 0.00% |
| Nippon Life India Asset Management Ltd. | 0.23% | 0.23% | 0.00% |
| Vedanta Power Ltd | 0.04% | 0.04% | 0.00% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | 0.02% | 0.02% | 0.00% |
| Persistent Systems Ltd. | 0.62% | 0.62% | 0.00% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | 0.02% | 0.02% | 0.00% |
| MRF Ltd. | 0.06% | 0.06% | 0.00% |
| Small Industries Devp. Bank of India Ltd. | 0.35% | 0.35% | 0.00% |
| Relaxo Footwears Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹7,364 Cr | 1.57% | 6.5% | 12.7% | 15.4% |
 Nippon India Multi Asset Allocation Fund | ₹17,984 Cr | 1.44% | 5.9% | 13.3% | 15.5% |
 WhiteOak Capital Multi Asset Allocation Fund | ₹8,778 Cr | 1.67% | 7.9% | 13.1% | — |
 Quant Multi Asset Allocation Fund | ₹6,528 Cr | 2.32% | 7.5% | 14.1% | 17.5% |
| Nippon India Multi - Asset Omni FoF | ₹3,056 Cr | 1.08% | 4.9% | 11.0% | 14.7% |
 Aditya Birla Sun Life Multi-Asset Omni FoF | ₹478 Cr | 1.33% | 6.6% | 11.8% | 13.9% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically.
Fund managers
- Jaydeep BhowalHe has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, MumbaiHe began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.
- Lokesh KulthiaBCom (Hons), MBA (Finance), PGPFMMr. Kulthia is associated with Equity Research team as a Manager since the year 2021. He joined UTI AMC as Assistance Manager at Dept of Sales. He has over 4 years of experience in the field of Research.
- Sharwan Kumar GoyalMr.Goyal is B.Com, CFA and MMS.He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months5.41% absolute | ₹60,000 | ₹63,246 | 5.41% | |
| 1 year3.89% annualised | ₹1,20,000 | ₹1,22,559 | 2.13% | |
| 3 years13.72% annualised | ₹3,60,000 | ₹4,47,369 | 24.27% | |
| 5 years11.81% annualised | ₹6,00,000 | ₹8,20,550 | 36.76% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Multi Asset Allocation Fund?
The NAV of UTI Multi Asset Allocation Fund is ₹77.24 as on 25 Sep 2026.
What is the expense ratio of UTI Multi Asset Allocation Fund?
The expense ratio of UTI Multi Asset Allocation Fund is 1.83% per year.
What is the minimum SIP amount for UTI Multi Asset Allocation Fund?
You can start a SIP in UTI Multi Asset Allocation Fund with ₹3,000 a month.
What returns has UTI Multi Asset Allocation Fund given?
UTI Multi Asset Allocation Fund has returned -1.5% over 1 year, 6.5% over 3 years and 11.9% over 5 years (annualised).
Is there a lock-in or exit load on UTI Multi Asset Allocation Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 30 days..
How risky is UTI Multi Asset Allocation Fund?
UTI Multi Asset Allocation Fund is rated Very High on the SEBI riskometer and belongs to the Multi Asset Allocation category.
Which fund house manages UTI Multi Asset Allocation Fund?
UTI Multi Asset Allocation Fund is managed by UTI Mutual Fund, which runs 66 schemes with ₹3,94,848 Cr under management.