UTI Multi Cap Fund
Multi CapVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹10.61+0.35%1 day
- Return since launch
- 4.1%
- 52-week range
- ₹9.16 — ₹10.80
- AUM
- ₹2,113 Cr
UTI Multi Cap Fund is a Multi Cap equity fund from UTI Mutual Fund with ₹2,113 Cr under management, launched in 2025. The expense ratio is 2.25% and the SEBI riskometer reading is Very High.
Performance
UTI Multi Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.0% against +0.4% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.4% | +0.9 pts | 4.6% | 7.5% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 4.3% | −0.2 pts | 4.5% | 5.2% |
| 3M | -1.2% | −0.3 pts | -0.9% | -0.7% |
| 6M | 4.7% | −1.0 pts | 5.8% | 5.1% |
| 1Y | 1.0% | −3.6 pts | 4.6% | 0.4% |
Since launch (29 Apr 2025): 4.1%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.23%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.74%
- Brokerage
- 0.08%
- Transaction charges
- 0.01%
- Statutory levies
- 0.40%
- Exit load
- Exit load of 1%, if redeemed within 90 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty 500 Multicap 50:25:25 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
UTI Multi Cap Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity93.2%
- Debt0.5%
- Other6.3%
Market cap split
- Large40.6%
- Mid28.3%
- Small31.0%
- P/E
- 18.22
- P/B
- 2.78
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 5.00% | ₹106 Cr | +5.39% | +3.90% | +2.82% |
| HDFC Bank Ltd. | Financial | 4.70% | ₹99.22 Cr | +5.08% | +4.82% | +2.35% |
| Others | Others | 4.63% | ₹97.75 Cr | +7.77% | +7.51% | +6.38% |
| Kotak Mahindra Bank Ltd. | Financial | 4.34% | ₹91.74 Cr | +3.94% | +4.26% | +3.16% |
| Axis Bank Ltd. | Financial | 2.61% | ₹55.17 Cr | +1.88% | +1.33% | +3.59% |
| Swiggy Ltd. | Services | 2.45% | ₹51.73 Cr | +1.17% | +1.22% | +1.88% |
| Voltamp Transformers Ltd. | Capital Goods | 2.24% | ₹47.25 Cr | +1.83% | — | — |
| Oil India Ltd. | Energy | 2.12% | ₹44.87 Cr | +1.84% | +2.10% | — |
| Reliance Industries Ltd. | Energy | 1.91% | ₹40.36 Cr | +2.15% | +2.69% | — |
| Coforge Ltd. | Technology | 1.90% | ₹40.23 Cr | +1.08% | +0.98% | +0.83% |
| Bharti Airtel Ltd. | Communication | 1.87% | ₹39.53 Cr | +1.72% | +1.15% | +2.74% |
| Gulf Oil Lubricants India Ltd. | Chemicals | 1.81% | ₹38.31 Cr | +1.39% | +1.05% | +1.07% |
| Larsen & Toubro Ltd. | Construction | 1.78% | ₹37.60 Cr | +1.53% | +2.10% | +2.55% |
| Ujjivan Small Finance Bank Ltd. | Financial | 1.76% | ₹37.13 Cr | — | — | — |
| Tata Communications Ltd. | Communication | 1.72% | ₹36.44 Cr | +1.50% | — | — |
| General Insurance Corporation of India | Insurance | 1.65% | ₹34.77 Cr | +1.87% | +0.99% | — |
| Ultratech Cement Ltd. | Materials | 1.61% | ₹33.96 Cr | +1.43% | +0.95% | — |
| Bharat Heavy Electricals Ltd. | Capital Goods | 1.57% | ₹33.24 Cr | — | — | — |
| Shriram Finance Ltd | Financial | 1.51% | ₹31.94 Cr | — | — | — |
| Info Edge (India) Ltd. | Services | 1.50% | ₹31.72 Cr | +1.70% | +1.00% | — |
| Petronet LNG Ltd. | Energy | 1.48% | ₹31.30 Cr | +1.51% | +1.61% | +0.93% |
| Praj Industries Ltd. | Capital Goods | 1.45% | ₹30.59 Cr | +1.27% | — | — |
| Affle 3I Ltd. | Technology | 1.40% | ₹29.56 Cr | +1.36% | +1.67% | +0.93% |
| Jindal Stainless Ltd. | Metals & Mining | 1.40% | ₹29.48 Cr | +1.34% | +1.98% | +1.12% |
| HDB Financial Services Ltd. | Financial | 1.38% | ₹29.18 Cr | +1.73% | +1.40% | +0.43% |
| Rainbow Children's Medicare Ltd. | Healthcare | 1.37% | ₹28.91 Cr | +1.39% | +1.06% | +0.88% |
| SBI Life Insurance Company Ltd. | Insurance | 1.36% | ₹28.84 Cr | +1.47% | +1.25% | +0.85% |
| Tata Consultancy Services Ltd. | Technology | 1.34% | ₹28.36 Cr | +1.38% | +1.92% | +2.20% |
| Crisil Ltd. | Services | 1.33% | ₹28.06 Cr | +1.40% | +1.55% | — |
| Ajanta Pharma Ltd. | Healthcare | 1.26% | ₹26.68 Cr | +1.24% | +1.22% | +1.95% |
| Power Grid Corporation Of India Ltd. | Energy | 1.23% | ₹26.05 Cr | +1.27% | — | — |
| Global Health Ltd. | Healthcare | 1.23% | ₹25.96 Cr | +1.28% | — | — |
| Prestige Estates Projects Ltd. | Construction | 1.20% | ₹25.32 Cr | — | — | — |
| Mankind Pharma Ltd. | Healthcare | 1.18% | ₹25.04 Cr | +1.25% | — | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 1.17% | ₹24.77 Cr | — | — | — |
| Jubilant FoodWorks Ltd. | Services | 1.17% | ₹24.66 Cr | +1.10% | +1.38% | +1.21% |
| Berger Paints India Ltd. | Materials | 1.16% | ₹24.49 Cr | +1.34% | +1.30% | +1.40% |
| PVR Inox Ltd. | Services | 1.15% | ₹24.21 Cr | +1.30% | +1.35% | — |
| ICICI Prudential Asset Management Company Ltd. | Financial | 1.11% | ₹23.41 Cr | — | +0.82% | — |
| The Great Eastern Shipping Company Ltd. | Energy | 1.11% | ₹23.40 Cr | +0.69% | +0.83% | +1.48% |
| SPR Auto Technologies Ltd. | Automobile | 1.10% | ₹23.27 Cr | — | — | — |
| Gillette India Ltd. | Consumer Staples | 1.09% | ₹23.10 Cr | +1.24% | +1.41% | +0.81% |
| Aurobindo Pharma Ltd. | Healthcare | 1.09% | ₹22.95 Cr | +1.06% | +1.84% | — |
| JK Paper Ltd. | Consumer Staples | 1.08% | ₹22.76 Cr | +1.07% | — | — |
| Safari Industries (India) Ltd. | Consumer Discretionary | 1.07% | ₹22.58 Cr | +1.23% | +0.83% | +0.83% |
| INDO-MIM Ltd. | Capital Goods | 1.07% | ₹22.57 Cr | — | — | — |
| Bajaj Finance Ltd. | Financial | 1.05% | ₹22.24 Cr | +2.21% | +2.29% | +3.60% |
| AIA Engineering Ltd. | Metals & Mining | 1.03% | ₹21.67 Cr | +1.60% | +0.15% | +0.97% |
| Vedant Fashions Ltd. | Services | 1.01% | ₹21.40 Cr | +1.22% | +1.24% | +0.91% |
| Blue Star Ltd. | Consumer Discretionary | 1.01% | ₹21.25 Cr | +0.49% | — | +0.78% |
| Godrej Agrovet Ltd. | Consumer Staples | 0.97% | ₹20.49 Cr | +0.90% | +0.94% | — |
| Coal India Ltd. | Materials | 0.96% | ₹20.34 Cr | +1.03% | +1.27% | — |
| Maruti Suzuki India Ltd. | Automobile | 0.92% | ₹19.40 Cr | +1.81% | +1.09% | — |
| Motherson Sumi Wiring India Ltd. | Automobile | 0.88% | ₹18.56 Cr | +1.07% | +1.09% | +0.43% |
| Knowledge Realty Trust | Construction | 0.86% | ₹18.15 Cr | — | — | — |
| Adani Enterprises Ltd. | Services | 0.82% | ₹17.42 Cr | — | — | — |
| Embassy Office Parks REIT | Construction | 0.82% | ₹17.24 Cr | — | — | — |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 0.81% | ₹17.01 Cr | +1.04% | +1.05% | — |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 0.77% | ₹16.34 Cr | +0.76% | +1.32% | +0.81% |
| Marksans Pharma Ltd. | Healthcare | 0.76% | ₹16.14 Cr | +1.60% | +1.48% | +1.15% |
| Metro Brands Ltd. | Consumer Discretionary | 0.69% | ₹14.67 Cr | +0.80% | +0.83% | +1.32% |
| Tube Investments Of India Ltd. | Automobile | 0.67% | ₹14.25 Cr | +1.29% | +2.07% | +1.57% |
| NIIT Learning Systems Ltd. | Services | 0.64% | ₹13.57 Cr | +0.77% | +1.02% | — |
| Kirloskar Pneumatic Company Ltd. | Capital Goods | 0.62% | ₹13.12 Cr | +0.93% | — | — |
| Dr. Lal Pathlabs Ltd. | Healthcare | 0.56% | ₹11.88 Cr | +1.21% | +1.62% | +1.47% |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.53% | ₹11.16 Cr | +0.50% | +0.97% | +1.29% |
| Seshaasai Technologies Ltd. | Services | 0.52% | ₹11.09 Cr | +0.46% | +0.38% | — |
| PNC Infratech Ltd. | Construction | 0.51% | ₹10.74 Cr | +0.94% | +0.52% | +1.01% |
| Clean Science And Technology Ltd. | Chemicals | 0.51% | ₹10.72 Cr | +0.50% | +0.52% | +0.94% |
| GOI | Sovereign | 0.45% | ₹9.55 Cr | +0.48% | +0.57% | — |
| Rossari Biotech Ltd. | Chemicals | 0.40% | ₹8.36 Cr | +0.51% | +0.45% | +0.78% |
| Dhoot Transmission Ltd. | Capital Goods | 0.34% | ₹7.19 Cr | — | — | — |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 0.23% | ₹4.88 Cr | +0.44% | +0.48% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 1.62% | 4.60% | +2.98% |
| Axis Bank Ltd. | 1.01% | 2.61% | +1.60% |
| Knowledge Realty Trust | 0.00% | 0.86% | +0.86% |
| Vedant Fashions Ltd. | 1.53% | 1.01% | -0.51% |
| Shriram Finance Ltd | 1.02% | 1.51% | +0.49% |
| Kotak Mahindra Bank Ltd. | 3.95% | 4.34% | +0.39% |
| PVR Inox Ltd. | 1.53% | 1.15% | -0.38% |
| ICICI Bank Ltd. | 5.34% | 5.00% | -0.34% |
| Dr. Lal Pathlabs Ltd. | 0.89% | 0.56% | -0.33% |
| Tata Communications Ltd. | 1.42% | 1.72% | +0.30% |
| Dhoot Transmission Ltd. | 0.63% | 0.34% | -0.29% |
| Marksans Pharma Ltd. | 1.03% | 0.76% | -0.26% |
| Mahindra & Mahindra Financial Services Ltd. | 0.49% | 0.23% | -0.26% |
| Gulf Oil Lubricants India Ltd. | 1.58% | 1.81% | +0.23% |
| Swiggy Ltd. | 2.68% | 2.45% | -0.23% |
| Crisil Ltd. | 1.55% | 1.33% | -0.22% |
| Info Edge (India) Ltd. | 1.72% | 1.50% | -0.22% |
| PNC Infratech Ltd. | 0.73% | 0.51% | -0.22% |
| The Great Eastern Shipping Company Ltd. | 0.90% | 1.11% | +0.21% |
| Bharti Airtel Ltd. | 1.66% | 1.87% | +0.21% |
| Coforge Ltd. | 2.10% | 1.90% | -0.19% |
| Prestige Estates Projects Ltd. | 1.01% | 1.20% | +0.19% |
| Tata Consultancy Services Ltd. | 1.52% | 1.34% | -0.18% |
| HDFC Bank Ltd. | 4.56% | 4.70% | +0.14% |
| Praj Industries Ltd. | 1.58% | 1.45% | -0.13% |
| INDO-MIM Ltd. | 1.19% | 1.07% | -0.13% |
| Jindal Stainless Ltd. | 1.27% | 1.40% | +0.12% |
| Global Health Ltd. | 1.35% | 1.23% | -0.12% |
| Oil India Ltd. | 2.22% | 2.12% | -0.10% |
| Tube Investments Of India Ltd. | 0.77% | 0.67% | -0.09% |
| HDB Financial Services Ltd. | 1.47% | 1.38% | -0.09% |
| Maruti Suzuki India Ltd. | 1.01% | 0.92% | -0.09% |
| Reliance Industries Ltd. | 1.99% | 1.91% | -0.08% |
| Coal India Ltd. | 0.88% | 0.96% | +0.08% |
| Larsen & Toubro Ltd. | 1.86% | 1.78% | -0.08% |
| Mankind Pharma Ltd. | 1.11% | 1.18% | +0.07% |
| Bajaj Finance Ltd. | 1.13% | 1.05% | -0.07% |
| Berger Paints India Ltd. | 1.23% | 1.16% | -0.07% |
| AIA Engineering Ltd. | 1.09% | 1.03% | -0.07% |
| General Insurance Corporation of India | 1.71% | 1.65% | -0.06% |
| Blue Star Ltd. | 0.94% | 1.01% | +0.06% |
| Jubilant FoodWorks Ltd. | 1.23% | 1.17% | -0.06% |
| Rainbow Children's Medicare Ltd. | 1.43% | 1.37% | -0.06% |
| JK Paper Ltd. | 1.14% | 1.08% | -0.06% |
| ICICI Prudential Asset Management Company Ltd. | 1.05% | 1.11% | +0.06% |
| Bharat Heavy Electricals Ltd. | 1.63% | 1.57% | -0.05% |
| Rossari Biotech Ltd. | 0.45% | 0.40% | -0.05% |
| NIIT Learning Systems Ltd. | 0.69% | 0.64% | -0.05% |
| Tata Motors Passenger Vehicles Ltd. | 0.85% | 0.81% | -0.05% |
| Ajanta Pharma Ltd. | 1.22% | 1.26% | +0.04% |
| SPR Auto Technologies Ltd. | 1.06% | 1.10% | +0.04% |
| Motherson Sumi Wiring India Ltd. | 0.92% | 0.88% | -0.04% |
| Godrej Agrovet Ltd. | 0.93% | 0.97% | +0.04% |
| Petronet LNG Ltd. | 1.52% | 1.48% | -0.04% |
| Metro Brands Ltd. | 0.73% | 0.69% | -0.04% |
| Adani Enterprises Ltd. | 0.79% | 0.82% | +0.04% |
| Affle 3I Ltd. | 1.44% | 1.40% | -0.04% |
| Dixon Technologies (India) Ltd. | 0.56% | 0.53% | -0.03% |
| Safari Industries (India) Ltd. | 1.10% | 1.07% | -0.03% |
| Vedanta Aluminium Metal Ltd. | 1.20% | 1.17% | -0.03% |
| Glenmark Pharmaceuticals Ltd. | 0.80% | 0.77% | -0.02% |
| Power Grid Corporation Of India Ltd. | 1.21% | 1.23% | +0.02% |
| Ultratech Cement Ltd. | 1.63% | 1.61% | -0.02% |
| Voltamp Transformers Ltd. | 2.25% | 2.24% | -0.02% |
| Gillette India Ltd. | 1.11% | 1.09% | -0.02% |
| Embassy Office Parks REIT | 0.80% | 0.82% | +0.02% |
| Kirloskar Pneumatic Company Ltd. | 0.64% | 0.62% | -0.02% |
| Ujjivan Small Finance Bank Ltd. | 1.75% | 1.76% | +0.01% |
| Seshaasai Technologies Ltd. | 0.53% | 0.52% | -0.01% |
| GOI | 0.45% | 0.45% | +0.01% |
| SBI Life Insurance Company Ltd. | 1.36% | 1.36% | +0.01% |
| Aurobindo Pharma Ltd. | 1.08% | 1.09% | 0.00% |
| Clean Science And Technology Ltd. | 0.51% | 0.51% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹5,514 Cr | 2.19% | 14.5% | 11.0% | 14.9% |
 Axis Multicap Fund | ₹11,972 Cr | 1.97% | 19.1% | 12.5% | — |
 Mahindra Manulife Multi Cap Fund | ₹7,457 Cr | 2.18% | 15.0% | 10.7% | 14.9% |
 WhiteOak Capital Multi Cap Fund | ₹4,610 Cr | 2.21% | 10.6% | 10.4% | — |
 LIC MF Multi Cap Fund | ₹2,187 Cr | 2.15% | 12.8% | 10.2% | — |
 Bank of India Multi Cap Fund | ₹1,344 Cr | 2.45% | 15.1% | 11.3% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.
Fund managers
- Karthikraj LakshmananMr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.73% absolute | ₹60,000 | ₹62,838 | 4.73% | |
| 1 year1.01% annualised | ₹1,20,000 | ₹1,20,659 | 0.55% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Multi Cap Fund?
The NAV of UTI Multi Cap Fund is ₹10.61 as on 9 Nov 2026.
What is the expense ratio of UTI Multi Cap Fund?
The expense ratio of UTI Multi Cap Fund is 2.25% per year.
What is the minimum SIP amount for UTI Multi Cap Fund?
You can start a SIP in UTI Multi Cap Fund with ₹3,000 a month.
Is there a lock-in or exit load on UTI Multi Cap Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 90 days..
How risky is UTI Multi Cap Fund?
UTI Multi Cap Fund is rated Very High on the SEBI riskometer and belongs to the Multi Cap category.
Which fund house manages UTI Multi Cap Fund?
UTI Multi Cap Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.