Aditya Birla Sun Life Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹209.42+0.16%1 day
- Return since launch
- 15.1%
- 52-week range
- ₹184.12 — ₹221.77
- AUM
- ₹5,697 Cr
Aditya Birla Sun Life Consumption Fund is a Thematic-Consumption equity fund from Aditya Birla Sun Life Mutual Fund with ₹5,697 Cr under management, launched in 2005. Over three years it has returned 2.3% a year, against 9.9% for its category. The expense ratio is 1.95% and the SEBI riskometer reading is Very High.
Performance
Aditya Birla Sun Life Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -4.6% against -3.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.2% | +3.9 pts | -0.7% | 4.9% |
| 2Y | 0.9% | −1.5 pts | 2.4% | 2.0% |
| 3Y | 2.3% | −7.7 pts | 10.0% | 2.9% |
| 5Y | 7.6% | −2.0 pts | 9.6% | 8.3% |
| 7Y | 11.0% | −1.0 pts | 12.0% | 11.1% |
| 10Y | 12.0% | −1.0 pts | 13.0% | 11.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 5.8% | +0.3 pts | 5.5% | 6.4% |
| 3M | -1.4% | +0.2 pts | -1.5% | -2.8% |
| 6M | 2.2% | −2.6 pts | 4.8% | 4.5% |
| 1Y | -4.6% | −3.9 pts | -0.7% | -2.8% |
| 2Y | -0.8% | −0.2 pts | -0.6% | -0.5% |
| 3Y | 8.5% | −1.5 pts | 10.0% | 8.5% |
| 5Y | 7.7% | −1.9 pts | 9.6% | 8.6% |
| 7Y | 12.7% | −0.6 pts | 13.3% | 12.2% |
| 10Y | 12.7% | −0.3 pts | 13.0% | 11.8% |
Since launch (14 Jun 2005): 15.1%
Calendar-year returns
Category average14.6%
29.7%
5.1%
25.2%
17.3%
4.3%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.3% | +2.2 pts | 2.0% |
| 2024 | 17.3% | −5.8 pts | 23.1% |
| 2023 | 25.2% | −5.5 pts | 30.7% |
| 2022 | 5.1% | −3.2 pts | 8.3% |
| 2021 | 29.7% | +0.3 pts | 29.4% |
| 2020 | 14.6% | −2.6 pts | 17.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.93%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.57%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.33%
- Exit load
- Exit load of 1%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -2.62 | 0.09 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.97 | 1.01 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.15 | 0.31 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.19 | 0.41 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.96 | 17.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Aditya Birla Sun Life Consumption Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity99.1%
- Other0.9%
Market cap split
- Large66.1%
- Mid19.8%
- Small14.1%
- P/E
- 36.19
- P/B
- 5.84
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 7.35% | ₹419 Cr | +5.69% | +4.63% | +5.04% |
| Bharti Airtel Ltd. | Communication | 5.30% | ₹302 Cr | +5.32% | +5.67% | +5.14% |
| Mahindra & Mahindra Ltd. | Automobile | 4.39% | ₹250 Cr | +4.28% | +3.83% | +3.77% |
| TVS Motor Company Ltd. | Automobile | 3.87% | ₹221 Cr | +3.10% | +2.84% | +2.61% |
| ICICI Bank Ltd. | Financial | 3.62% | ₹207 Cr | +3.72% | +3.86% | +3.92% |
| Maruti Suzuki India Ltd. | Automobile | 3.20% | ₹182 Cr | +3.59% | +3.53% | +3.96% |
| ITC Ltd. | Consumer Staples | 3.04% | ₹173 Cr | +3.20% | +3.51% | +4.28% |
| Titan Company Ltd. | Consumer Discretionary | 2.90% | ₹165 Cr | +2.64% | +2.59% | +2.00% |
| Trent Ltd. | Services | 2.85% | ₹162 Cr | +3.39% | +2.20% | +2.47% |
| Hindustan Unilever Ltd. | Consumer Staples | 2.83% | ₹161 Cr | +2.68% | +2.56% | +2.69% |
| Meesho Ltd. | Services | 2.71% | ₹154 Cr | +1.66% | +1.46% | — |
| Avenue Supermarts Ltd. | Services | 2.54% | ₹145 Cr | +2.81% | +2.78% | +2.71% |
| Lenskart Solutions Ltd. | Consumer Discretionary | 2.40% | ₹137 Cr | +1.78% | +1.22% | — |
| United Spirits Ltd. | Consumer Staples | 2.35% | ₹134 Cr | +2.23% | +2.20% | +1.85% |
| HDFC Bank Ltd. | Financial | 2.22% | ₹126 Cr | +2.37% | +2.56% | +2.87% |
| Tata Consumer Products Ltd. | Consumer Staples | 2.17% | ₹123 Cr | +1.90% | +1.96% | +1.88% |
| Britannia Industries Ltd. | Consumer Staples | 1.91% | ₹109 Cr | +1.44% | +1.56% | +1.16% |
| Axis Bank Ltd. | Financial | 1.83% | ₹104 Cr | +2.36% | +2.26% | +1.89% |
| Godrej Consumer Products Ltd. | Consumer Staples | 1.75% | ₹99.85 Cr | +1.98% | +2.02% | +1.46% |
| Varun Beverages Ltd. | Consumer Staples | 1.73% | ₹98.28 Cr | +1.93% | +1.25% | +1.11% |
| Interglobe Aviation Ltd. | Services | 1.66% | ₹94.70 Cr | +1.57% | +1.15% | +1.74% |
| FSN E-Commerce Ventures Ltd. | Services | 1.52% | ₹86.40 Cr | +1.45% | +1.16% | +1.05% |
| Nestle India Ltd. | Consumer Staples | 1.52% | ₹86.39 Cr | +1.55% | +1.36% | +1.15% |
| Asian Paints Ltd. | Materials | 1.36% | ₹77.51 Cr | +1.35% | +1.14% | +0.69% |
| SBI Life Insurance Company Ltd. | Insurance | 1.31% | ₹74.65 Cr | +1.30% | +1.43% | +1.27% |
| Info Edge (India) Ltd. | Services | 1.28% | ₹73.17 Cr | +0.98% | +1.16% | +1.25% |
| Hyundai Motor India Ltd. | Automobile | 1.28% | ₹73.12 Cr | +0.78% | +0.96% | +1.22% |
| Bajaj Finserv Ltd. | Financial | 1.24% | ₹70.73 Cr | +1.21% | +1.22% | +1.45% |
| Vishal Mega Mart Ltd. | Services | 1.14% | ₹64.77 Cr | +1.10% | +0.92% | +1.03% |
| Metro Brands Ltd. | Consumer Discretionary | 1.12% | ₹64.01 Cr | +1.17% | +1.13% | +1.30% |
| United Breweries Ltd. | Consumer Staples | 1.10% | ₹62.57 Cr | +1.21% | +1.58% | +1.59% |
| Astral Ltd. | Materials | 1.02% | ₹58.29 Cr | +0.82% | +0.81% | +0.59% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1.02% | ₹57.98 Cr | +1.03% | +0.96% | +0.77% |
| Swiggy Ltd. | Services | 1.01% | ₹57.52 Cr | +0.87% | +1.03% | +0.86% |
| Radico Khaitan Ltd. | Consumer Staples | 1.00% | ₹56.76 Cr | +0.86% | +0.67% | +0.92% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.98% | ₹55.65 Cr | +1.02% | +1.17% | +1.11% |
| Urban Company Ltd. | Consumer Staples | 0.97% | ₹55.12 Cr | +0.73% | +0.27% | — |
| JSW Dulux Ltd. | Materials | 0.96% | ₹54.71 Cr | +0.96% | +0.79% | +0.46% |
| The Phoenix Mills Ltd. | Construction | 0.93% | ₹52.94 Cr | +0.93% | +0.61% | +0.54% |
| Others | Others | 0.92% | ₹52.64 Cr | +0.92% | +1.03% | +0.87% |
| 3M India Ltd. | Consumer Staples | 0.88% | ₹49.99 Cr | +0.85% | +0.85% | +0.65% |
| Whirlpool Of India Ltd. | Consumer Discretionary | 0.86% | ₹49.27 Cr | +0.72% | +0.77% | +1.00% |
| Devyani International Ltd. | Services | 0.85% | ₹48.19 Cr | +0.66% | +0.60% | +0.92% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 0.82% | ₹46.71 Cr | +0.68% | +0.74% | +0.79% |
| Bikaji Foods International Ltd. | Consumer Staples | 0.80% | ₹45.71 Cr | +0.84% | +0.67% | +0.68% |
| DOMS Industries Ltd. | Consumer Staples | 0.80% | ₹45.51 Cr | +0.57% | — | — |
| Orkla India Ltd. | Consumer Staples | 0.77% | ₹43.72 Cr | +0.87% | +0.90% | — |
| Bajaj Finance Ltd. | Financial | 0.77% | ₹43.64 Cr | +0.60% | +0.52% | +0.56% |
| Tata Motors Ltd. | Automobile | 0.74% | ₹42.17 Cr | +0.71% | +0.89% | — |
| Jubilant FoodWorks Ltd. | Services | 0.72% | ₹41.02 Cr | +0.63% | +0.71% | +0.87% |
| Ather Energy Ltd. | Automobile | 0.72% | ₹41.00 Cr | — | — | — |
| Eureka Forbes Ltd. | Metals & Mining | 0.70% | ₹39.72 Cr | +0.84% | +0.88% | +0.89% |
| Voltas Ltd. | Consumer Discretionary | 0.69% | ₹39.59 Cr | +0.85% | +0.93% | +0.96% |
| V-Guard Industries Ltd. | Consumer Discretionary | 0.69% | ₹39.13 Cr | +0.66% | +0.76% | +0.76% |
| Mankind Pharma Ltd. | Healthcare | 0.63% | ₹35.91 Cr | +0.17% | +0.33% | +0.34% |
| Eicher Motors Ltd. | Automobile | 0.60% | ₹34.46 Cr | — | — | — |
| Aditya Birla Lifestyle Brands Ltd. | Services | 0.56% | ₹31.70 Cr | +0.67% | +0.61% | +0.50% |
| Go Digit General Insurance Ltd. | Insurance | 0.53% | ₹30.45 Cr | +0.63% | +0.70% | +0.27% |
| Sanofi Consumer Healthcare India Ltd. | Healthcare | 0.52% | ₹29.36 Cr | +0.59% | +0.61% | +0.57% |
| Billionbrains Garage Ventures Ltd. | Financial | 0.50% | ₹28.69 Cr | +0.43% | — | — |
| Procter & Gamble Health Ltd. | Healthcare | 0.43% | ₹24.76 Cr | +0.47% | — | — |
| Tilaknagar Industries Ltd. | Consumer Staples | 0.41% | ₹23.16 Cr | — | — | — |
| Honasa Consumer Ltd. | Consumer Staples | 0.34% | ₹19.17 Cr | — | — | — |
| Milky Mist Dairy Food Ltd. | Consumer Staples | 0.28% | ₹15.82 Cr | — | — | — |
| Thyrocare Technologies Ltd. | Healthcare | 0.12% | ₹6.94 Cr | — | — | — |
| Magnasound India Ltd | Services | 0.00% | ₹0.00 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Torrent Pharmaceuticals Ltd. | 1.00% | 0.00% | -1.00% |
| company:13401 | 0.68% | 0.00% | -0.68% |
| Dabur India Ltd. | 0.61% | 0.00% | -0.61% |
| Mankind Pharma Ltd. | 0.16% | 0.63% | +0.47% |
| Meesho Ltd. | 2.28% | 2.71% | +0.42% |
| Tilaknagar Industries Ltd. | 0.06% | 0.41% | +0.35% |
| Honasa Consumer Ltd. | 0.00% | 0.34% | +0.34% |
| Eternal Ltd. | 7.05% | 7.35% | +0.29% |
| ITC Ltd. | 2.77% | 3.04% | +0.27% |
| Varun Beverages Ltd. | 1.50% | 1.73% | +0.23% |
| ICICI Bank Ltd. | 3.82% | 3.62% | -0.20% |
| Maruti Suzuki India Ltd. | 3.39% | 3.20% | -0.19% |
| Bharti Airtel Ltd. | 5.12% | 5.30% | +0.18% |
| Mahindra & Mahindra Ltd. | 4.57% | 4.39% | -0.18% |
| Whirlpool Of India Ltd. | 0.70% | 0.86% | +0.16% |
| Interglobe Aviation Ltd. | 1.51% | 1.66% | +0.16% |
| Lenskart Solutions Ltd. | 2.25% | 2.40% | +0.15% |
| HDFC Bank Ltd. | 2.08% | 2.22% | +0.14% |
| Thyrocare Technologies Ltd. | 0.00% | 0.12% | +0.12% |
| Titan Company Ltd. | 3.02% | 2.90% | -0.12% |
| Bajaj Finserv Ltd. | 1.36% | 1.24% | -0.12% |
| Billionbrains Garage Ventures Ltd. | 0.40% | 0.50% | +0.11% |
| Nestle India Ltd. | 1.62% | 1.52% | -0.11% |
| Avenue Supermarts Ltd. | 2.44% | 2.54% | +0.10% |
| Bikaji Foods International Ltd. | 0.90% | 0.80% | -0.10% |
| Ather Energy Ltd. | 0.81% | 0.72% | -0.09% |
| Trent Ltd. | 2.93% | 2.85% | -0.08% |
| Eureka Forbes Ltd. | 0.78% | 0.70% | -0.08% |
| ICICI Lombard General Insurance Company Ltd. | 0.90% | 0.98% | +0.08% |
| The Phoenix Mills Ltd. | 0.85% | 0.93% | +0.07% |
| United Spirits Ltd. | 2.42% | 2.35% | -0.07% |
| V-Guard Industries Ltd. | 0.75% | 0.69% | -0.06% |
| Milky Mist Dairy Food Ltd. | 0.34% | 0.28% | -0.06% |
| United Breweries Ltd. | 1.16% | 1.10% | -0.06% |
| Orkla India Ltd. | 0.83% | 0.77% | -0.06% |
| Hindustan Unilever Ltd. | 2.77% | 2.83% | +0.06% |
| SBI Life Insurance Company Ltd. | 1.26% | 1.31% | +0.05% |
| Tata Consumer Products Ltd. | 2.22% | 2.17% | -0.05% |
| Astral Ltd. | 1.06% | 1.02% | -0.04% |
| Go Digit General Insurance Ltd. | 0.50% | 0.53% | +0.04% |
| TVS Motor Company Ltd. | 3.83% | 3.87% | +0.04% |
| Radico Khaitan Ltd. | 0.96% | 1.00% | +0.04% |
| Swiggy Ltd. | 0.97% | 1.01% | +0.04% |
| JSW Dulux Ltd. | 0.92% | 0.96% | +0.04% |
| FSN E-Commerce Ventures Ltd. | 1.55% | 1.52% | -0.03% |
| Tata Motors Ltd. | 0.77% | 0.74% | -0.03% |
| Aditya Birla Lifestyle Brands Ltd. | 0.59% | 0.56% | -0.03% |
| Britannia Industries Ltd. | 1.95% | 1.91% | -0.03% |
| company:20133 | 0.03% | 0.00% | -0.03% |
| Hyundai Motor India Ltd. | 1.25% | 1.28% | +0.03% |
| Voltas Ltd. | 0.73% | 0.69% | -0.03% |
| Urban Company Ltd. | 1.00% | 0.97% | -0.03% |
| Devyani International Ltd. | 0.81% | 0.85% | +0.03% |
| Vishal Mega Mart Ltd. | 1.17% | 1.14% | -0.03% |
| 3M India Ltd. | 0.85% | 0.88% | +0.03% |
| Eicher Motors Ltd. | 0.63% | 0.60% | -0.03% |
| Bajaj Finance Ltd. | 0.79% | 0.77% | -0.02% |
| Mrs. Bectors Food Specialities Ltd. | 0.84% | 0.82% | -0.02% |
| Others | 0.30% | 0.32% | +0.02% |
| Apollo Hospitals Enterprise Ltd. | 1.04% | 1.02% | -0.02% |
| Asian Paints Ltd. | 1.34% | 1.36% | +0.02% |
| Axis Bank Ltd. | 1.82% | 1.83% | +0.01% |
| Procter & Gamble Health Ltd. | 0.42% | 0.43% | +0.01% |
| Godrej Consumer Products Ltd. | 1.74% | 1.75% | +0.01% |
| Jubilant FoodWorks Ltd. | 0.73% | 0.72% | -0.01% |
| Info Edge (India) Ltd. | 1.29% | 1.28% | -0.01% |
| Sanofi Consumer Healthcare India Ltd. | 0.53% | 0.52% | -0.01% |
| Metro Brands Ltd. | 1.13% | 1.12% | -0.01% |
| DOMS Industries Ltd. | 0.79% | 0.80% | +0.01% |
| Magnasound India Ltd | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,285 Cr | 2.19% | 9.7% | 5.8% | 10.2% |
 Mirae Asset Great Consumer Fund | ₹4,455 Cr | 2.06% | 8.3% | 4.4% | 10.0% |
 Tata India Consumer Fund | ₹2,723 Cr | 2.12% | 14.7% | 8.5% | 12.9% |
 Canara Robeco Consumption Fund | ₹1,872 Cr | 2.15% | 8.4% | 4.5% | 9.6% |
 HSBC Consumption Fund | ₹1,698 Cr | 2.19% | 11.7% | 7.7% | — |
 UTI India Consumer Fund | ₹678 Cr | 2.43% | 5.6% | 3.8% | 8.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to invest in equity/ equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation (Generation Next).
Fund managers
- Chanchal KhandelwalMr. Khandelwal has done B.Com.(H) and MBA (Finance)Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.96% absolute | ₹60,000 | ₹62,376 | 3.96% | |
| 1 year−4.29% annualised | ₹1,20,000 | ₹1,17,248 | −2.29% | |
| 3 years8.39% annualised | ₹3,60,000 | ₹4,10,599 | 14.06% | |
| 5 years7.60% annualised | ₹6,00,000 | ₹7,31,763 | 21.96% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Aditya Birla Sun Life Consumption Fund?
The NAV of Aditya Birla Sun Life Consumption Fund is ₹209.42 as on 9 Nov 2026.
What is the expense ratio of Aditya Birla Sun Life Consumption Fund?
The expense ratio of Aditya Birla Sun Life Consumption Fund is 1.95% per year.
What is the minimum SIP amount for Aditya Birla Sun Life Consumption Fund?
You can start a SIP in Aditya Birla Sun Life Consumption Fund with ₹3,000 a month.
What returns has Aditya Birla Sun Life Consumption Fund given?
Aditya Birla Sun Life Consumption Fund has returned 3.0% over 1 year, 2.3% over 3 years and 7.6% over 5 years (annualised).
Is there a lock-in or exit load on Aditya Birla Sun Life Consumption Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 30 days..
How risky is Aditya Birla Sun Life Consumption Fund?
Aditya Birla Sun Life Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages Aditya Birla Sun Life Consumption Fund?
Aditya Birla Sun Life Consumption Fund is managed by Aditya Birla Sun Life Mutual Fund, which runs 86 schemes with ₹4,46,664 Cr under management.