Aditya Birla Sun Life Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹202.44+0.23%1 day
- Return since launch
- 15.1%
- 52-week range
- ₹184.12 — ₹223.97
- AUM
- ₹6,085 Cr
Aditya Birla Sun Life Consumption Fund is a Thematic-Consumption equity fund from Aditya Birla Sun Life Mutual Fund with ₹6,085 Cr under management, launched in 2005. Over three years it has returned 0.8% a year, against 9.4% for its category. The expense ratio is 1.95% and the SEBI riskometer reading is Very High.
Performance
Aditya Birla Sun Life Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -6.5% against -4.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -5.3% | −1.9 pts | -3.4% | -1.1% |
| 2Y | -3.1% | −2.5 pts | -0.6% | -0.8% |
| 3Y | 0.8% | −8.6 pts | 9.4% | 2.1% |
| 5Y | 6.9% | −2.7 pts | 9.6% | 8.1% |
| 7Y | 10.8% | −1.1 pts | 11.9% | 11.1% |
| 10Y | 11.8% | −0.7 pts | 12.5% | 11.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.1% | −0.2 pts | -3.9% | -4.2% |
| 3M | 0.2% | −2.1 pts | 2.3% | 1.3% |
| 6M | 7.5% | −6.0 pts | 13.5% | 11.2% |
| 1Y | -6.5% | −3.0 pts | -3.4% | -4.0% |
| 2Y | -7.4% | −0.9 pts | -6.5% | -6.9% |
| 3Y | 7.6% | −1.9 pts | 9.4% | 8.3% |
| 5Y | 7.8% | −1.7 pts | 9.6% | 9.0% |
| 7Y | 12.7% | −0.7 pts | 13.4% | 12.2% |
| 10Y | 12.1% | −0.4 pts | 12.5% | 11.2% |
Since launch (14 Jun 2005): 15.1%
Calendar-year returns
Category average14.6%
29.7%
5.1%
25.2%
17.3%
4.3%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.3% | +2.2 pts | 2.0% |
| 2024 | 17.3% | −5.8 pts | 23.1% |
| 2023 | 25.2% | −5.5 pts | 30.7% |
| 2022 | 5.1% | −3.2 pts | 8.3% |
| 2021 | 29.7% | +0.3 pts | 29.4% |
| 2020 | 14.6% | −2.6 pts | 17.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.95%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.57%
- Brokerage
- 0.04%
- Transaction charges
- 0.00%
- Statutory levies
- 0.34%
- Exit load
- Exit load of 1%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -2.21 | 0.19 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.96 | 1.00 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.29 | 0.42 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.36 | 0.54 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.56 | 16.66 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Aditya Birla Sun Life Consumption Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity99.9%
- Other0.1%
Market cap split
- Large66.6%
- Mid19.8%
- Small13.6%
- P/E
- 38.97
- P/B
- 6.27
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 7.05% | ₹429 Cr | +5.52% | +4.09% | +4.90% |
| Bharti Airtel Ltd. | Communication | 5.12% | ₹312 Cr | +5.45% | +5.29% | +5.20% |
| Mahindra & Mahindra Ltd. | Automobile | 4.57% | ₹278 Cr | +4.35% | +3.90% | +3.54% |
| TVS Motor Company Ltd. | Automobile | 3.83% | ₹233 Cr | +3.08% | +2.89% | +2.50% |
| ICICI Bank Ltd. | Financial | 3.82% | ₹233 Cr | +3.60% | +3.97% | +4.09% |
| Maruti Suzuki India Ltd. | Automobile | 3.39% | ₹206 Cr | +3.42% | +3.78% | +3.68% |
| Titan Company Ltd. | Consumer Discretionary | 3.02% | ₹184 Cr | +2.51% | +2.52% | +2.17% |
| Trent Ltd. | Services | 2.93% | ₹178 Cr | +2.98% | +2.25% | +2.82% |
| ITC Ltd. | Consumer Staples | 2.77% | ₹169 Cr | +3.28% | +3.39% | +4.33% |
| Hindustan Unilever Ltd. | Consumer Staples | 2.77% | ₹169 Cr | +2.51% | +2.58% | +2.87% |
| Avenue Supermarts Ltd. | Services | 2.44% | ₹149 Cr | +2.67% | +2.39% | +2.89% |
| United Spirits Ltd. | Consumer Staples | 2.42% | ₹147 Cr | +2.15% | +1.98% | +1.84% |
| Meesho Ltd. | Services | 2.28% | ₹139 Cr | +1.62% | +1.44% | — |
| Lenskart Solutions Ltd. | Consumer Discretionary | 2.25% | ₹137 Cr | +1.86% | +1.16% | — |
| Tata Consumer Products Ltd. | Consumer Staples | 2.22% | ₹135 Cr | +2.13% | +1.95% | +1.70% |
| HDFC Bank Ltd. | Financial | 2.08% | ₹126 Cr | +2.44% | +2.75% | +2.89% |
| Britannia Industries Ltd. | Consumer Staples | 1.95% | ₹118 Cr | +1.49% | +1.53% | +1.13% |
| Axis Bank Ltd. | Financial | 1.82% | ₹111 Cr | +2.31% | +2.38% | +1.76% |
| Godrej Consumer Products Ltd. | Consumer Staples | 1.74% | ₹106 Cr | +2.07% | +2.21% | +1.57% |
| Nestle India Ltd. | Consumer Staples | 1.62% | ₹98.69 Cr | +1.60% | +1.33% | +1.16% |
| FSN E-Commerce Ventures Ltd. | Services | 1.55% | ₹94.38 Cr | +1.25% | +1.16% | +1.08% |
| Interglobe Aviation Ltd. | Services | 1.51% | ₹91.60 Cr | +1.21% | +1.21% | +1.77% |
| Varun Beverages Ltd. | Consumer Staples | 1.50% | ₹91.11 Cr | +2.06% | +1.30% | +1.22% |
| Bajaj Finserv Ltd. | Financial | 1.36% | ₹82.58 Cr | +1.25% | +1.32% | +1.39% |
| Asian Paints Ltd. | Materials | 1.34% | ₹81.62 Cr | +1.32% | +0.72% | +0.75% |
| Info Edge (India) Ltd. | Services | 1.29% | ₹78.78 Cr | +1.02% | +1.09% | +1.30% |
| SBI Life Insurance Company Ltd. | Insurance | 1.26% | ₹76.59 Cr | +1.38% | +1.45% | +1.38% |
| Hyundai Motor India Ltd. | Automobile | 1.25% | ₹76.07 Cr | +0.81% | +1.03% | +1.17% |
| Vishal Mega Mart Ltd. | Services | 1.17% | ₹70.95 Cr | +1.00% | +0.91% | +1.14% |
| United Breweries Ltd. | Consumer Staples | 1.16% | ₹70.70 Cr | +1.27% | +1.45% | +1.61% |
| Metro Brands Ltd. | Consumer Discretionary | 1.13% | ₹68.81 Cr | +1.22% | +1.18% | +1.15% |
| Astral Ltd. | Materials | 1.06% | ₹64.75 Cr | +0.78% | +0.75% | +0.44% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1.04% | ₹63.18 Cr | +0.99% | +0.90% | +0.60% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 1.00% | ₹60.79 Cr | +1.40% | +1.54% | +1.14% |
| Urban Company Ltd. | Consumer Staples | 1.00% | ₹60.76 Cr | +0.55% | +0.22% | — |
| Swiggy Ltd. | Services | 0.97% | ₹59.20 Cr | +0.96% | +1.06% | +0.78% |
| Radico Khaitan Ltd. | Consumer Staples | 0.96% | ₹58.31 Cr | +0.86% | +0.69% | +0.91% |
| JSW Dulux Ltd. | Materials | 0.92% | ₹56.23 Cr | +0.96% | +0.72% | +0.23% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.90% | ₹54.84 Cr | +1.15% | +1.15% | +1.09% |
| Bikaji Foods International Ltd. | Consumer Staples | 0.90% | ₹54.81 Cr | +0.86% | +0.61% | +0.73% |
| The Phoenix Mills Ltd. | Construction | 0.85% | ₹51.98 Cr | +0.87% | +0.59% | +0.53% |
| 3M India Ltd. | Consumer Staples | 0.85% | ₹51.79 Cr | +0.87% | +0.94% | +0.68% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 0.84% | ₹51.26 Cr | +0.66% | +0.76% | +0.88% |
| Orkla India Ltd. | Consumer Staples | 0.83% | ₹50.28 Cr | +0.89% | +0.80% | — |
| Devyani International Ltd. | Services | 0.81% | ₹49.59 Cr | +0.71% | +0.72% | +0.96% |
| Ather Energy Ltd. | Automobile | 0.81% | ₹49.42 Cr | — | — | — |
| DOMS Industries Ltd. | Consumer Staples | 0.79% | ₹48.23 Cr | — | — | — |
| Bajaj Finance Ltd. | Financial | 0.79% | ₹48.08 Cr | +0.55% | +0.57% | +0.49% |
| Eureka Forbes Ltd. | Metals & Mining | 0.78% | ₹47.25 Cr | +0.83% | +0.85% | +0.84% |
| Tata Motors Ltd. | Automobile | 0.77% | ₹47.11 Cr | +0.80% | +1.01% | — |
| V-Guard Industries Ltd. | Consumer Discretionary | 0.75% | ₹45.72 Cr | +0.69% | +0.67% | +0.74% |
| Jubilant FoodWorks Ltd. | Services | 0.73% | ₹44.55 Cr | +0.66% | +0.76% | +0.89% |
| Voltas Ltd. | Consumer Discretionary | 0.73% | ₹44.19 Cr | +0.85% | +1.01% | +0.98% |
| Whirlpool Of India Ltd. | Consumer Discretionary | 0.70% | ₹42.76 Cr | +0.75% | +0.79% | +1.09% |
| 360 One Wam Ltd. | Financial | 0.68% | ₹41.41 Cr | +0.67% | +0.50% | — |
| Mankind Pharma Ltd. | Healthcare | 0.67% | ₹40.62 Cr | +0.37% | +0.65% | +0.70% |
| Eicher Motors Ltd. | Automobile | 0.63% | ₹38.33 Cr | — | — | — |
| Dabur India Ltd. | Consumer Staples | 0.61% | ₹37.25 Cr | +0.86% | +0.95% | +0.86% |
| Aditya Birla Lifestyle Brands Ltd. | Services | 0.59% | ₹35.92 Cr | +0.71% | +0.63% | +0.51% |
| Sanofi Consumer Healthcare India Ltd. | Healthcare | 0.53% | ₹31.96 Cr | +0.61% | +0.56% | +0.63% |
| Go Digit General Insurance Ltd. | Insurance | 0.50% | ₹30.13 Cr | +0.61% | +0.64% | +0.27% |
| Procter & Gamble Health Ltd. | Healthcare | 0.42% | ₹25.67 Cr | +0.46% | — | — |
| Billionbrains Garage Ventures Ltd. | Financial | 0.40% | ₹24.20 Cr | +0.40% | — | — |
| company:20772 | Consumer Staples | 0.34% | ₹20.82 Cr | — | — | — |
| Others | Others | 0.15% | ₹8.96 Cr | +0.99% | +0.89% | -0.50% |
| company:3959 | Consumer Staples | 0.06% | ₹3.46 Cr | — | — | — |
| TVS Motor Company Ltd - Pref. Shares | Automobile | 0.03% | ₹2.04 Cr | +0.03% | +0.03% | +0.03% |
| Magnasound India Ltd | Services | 0.00% | ₹0.00 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Kotak Mahindra Bank Ltd. | 1.33% | 0.00% | -1.33% |
| Sun Pharmaceutical Industries Ltd. | 0.81% | 0.00% | -0.81% |
| Meesho Ltd. | 1.53% | 2.28% | +0.75% |
| Eternal Ltd. | 6.43% | 7.05% | +0.62% |
| Bharti Airtel Ltd. | 5.51% | 5.12% | -0.39% |
| Lenskart Solutions Ltd. | 1.89% | 2.25% | +0.36% |
| company:20772 | 0.00% | 0.34% | +0.34% |
| Godrej Consumer Products Ltd. | 2.04% | 1.74% | -0.30% |
| ITC Ltd. | 3.01% | 2.77% | -0.24% |
| Urban Company Ltd. | 0.76% | 1.00% | +0.23% |
| Ather Energy Ltd. | 0.59% | 0.81% | +0.22% |
| Hyundai Motor India Ltd. | 1.05% | 1.25% | +0.20% |
| Axis Bank Ltd. | 2.00% | 1.82% | -0.18% |
| Britannia Industries Ltd. | 1.76% | 1.95% | +0.18% |
| Titan Company Ltd. | 2.85% | 3.02% | +0.17% |
| Hindustan Unilever Ltd. | 2.93% | 2.77% | -0.16% |
| Devyani International Ltd. | 0.66% | 0.81% | +0.15% |
| Varun Beverages Ltd. | 1.64% | 1.50% | -0.14% |
| Vishal Mega Mart Ltd. | 1.03% | 1.17% | +0.14% |
| Maruti Suzuki India Ltd. | 3.52% | 3.39% | -0.13% |
| Bajaj Finance Ltd. | 0.66% | 0.79% | +0.13% |
| Mahindra & Mahindra Ltd. | 4.68% | 4.57% | -0.11% |
| Tata Consumer Products Ltd. | 2.11% | 2.22% | +0.10% |
| Info Edge (India) Ltd. | 1.20% | 1.29% | +0.10% |
| Trent Ltd. | 3.02% | 2.93% | -0.09% |
| Jubilant FoodWorks Ltd. | 0.64% | 0.73% | +0.09% |
| Bikaji Foods International Ltd. | 0.81% | 0.90% | +0.09% |
| ICICI Bank Ltd. | 3.73% | 3.82% | +0.09% |
| HDFC Bank Ltd. | 2.17% | 2.08% | -0.09% |
| FSN E-Commerce Ventures Ltd. | 1.46% | 1.55% | +0.09% |
| SBI Life Insurance Company Ltd. | 1.35% | 1.26% | -0.09% |
| Mrs. Bectors Food Specialities Ltd. | 0.76% | 0.84% | +0.08% |
| United Breweries Ltd. | 1.25% | 1.16% | -0.08% |
| V-Guard Industries Ltd. | 0.67% | 0.75% | +0.08% |
| JSW Dulux Ltd. | 0.85% | 0.92% | +0.08% |
| Voltas Ltd. | 0.80% | 0.73% | -0.07% |
| Dabur India Ltd. | 0.68% | 0.61% | -0.07% |
| TVS Motor Company Ltd. | 3.76% | 3.83% | +0.07% |
| Tata Motors Ltd. | 0.71% | 0.77% | +0.06% |
| Astral Ltd. | 1.00% | 1.06% | +0.06% |
| Orkla India Ltd. | 0.77% | 0.83% | +0.06% |
| company:3959 | 0.00% | 0.06% | +0.06% |
| Procter & Gamble Health Ltd. | 0.48% | 0.42% | -0.06% |
| Sanofi Consumer Healthcare India Ltd. | 0.58% | 0.53% | -0.05% |
| Aditya Birla Lifestyle Brands Ltd. | 0.64% | 0.59% | -0.05% |
| Metro Brands Ltd. | 1.18% | 1.13% | -0.05% |
| Radico Khaitan Ltd. | 0.92% | 0.96% | +0.04% |
| Interglobe Aviation Ltd. | 1.47% | 1.51% | +0.03% |
| Century Plyboards (India) Ltd. | 0.03% | 0.00% | -0.03% |
| 360 One Wam Ltd. | 0.65% | 0.68% | +0.03% |
| Asian Paints Ltd. | 1.37% | 1.34% | -0.03% |
| The Phoenix Mills Ltd. | 0.88% | 0.85% | -0.03% |
| Eureka Forbes Ltd. | 0.80% | 0.78% | -0.03% |
| 3M India Ltd. | 0.87% | 0.85% | -0.02% |
| ICICI Lombard General Insurance Company Ltd. | 0.92% | 0.90% | -0.02% |
| Eicher Motors Ltd. | 0.61% | 0.63% | +0.02% |
| United Spirits Ltd. | 2.44% | 2.42% | -0.01% |
| Go Digit General Insurance Ltd. | 0.48% | 0.50% | +0.01% |
| Avenue Supermarts Ltd. | 2.45% | 2.44% | -0.01% |
| Bajaj Finserv Ltd. | 1.35% | 1.36% | +0.01% |
| Whirlpool Of India Ltd. | 0.69% | 0.70% | +0.01% |
| Mankind Pharma Ltd. | 0.16% | 0.16% | -0.01% |
| Apollo Hospitals Enterprise Ltd. | 1.03% | 1.04% | 0.00% |
| Nestle India Ltd. | 1.62% | 1.62% | 0.00% |
| Others | 0.30% | 0.30% | 0.00% |
| TVS Motor Company Ltd - Pref. Shares | 0.03% | 0.03% | 0.00% |
| DOMS Industries Ltd. | 0.79% | 0.79% | 0.00% |
| Swiggy Ltd. | 0.97% | 0.97% | 0.00% |
| Billionbrains Garage Ventures Ltd. | 0.40% | 0.40% | 0.00% |
| Torrent Pharmaceuticals Ltd. | 1.00% | 1.00% | 0.00% |
| Magnasound India Ltd | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,436 Cr | 2.19% | 3.4% | 4.9% | 9.5% |
 Mirae Asset Great Consumer Fund | ₹4,742 Cr | 2.05% | -0.2% | 3.0% | 9.4% |
 Tata India Consumer Fund | ₹2,901 Cr | 2.11% | 10.9% | 8.4% | 13.0% |
 Canara Robeco Consumption Fund | ₹1,987 Cr | 2.17% | -2.8% | 2.1% | 8.3% |
 HSBC Consumption Fund | ₹1,817 Cr | 2.19% | 11.4% | 8.8% | — |
 UTI India Consumer Fund | ₹733 Cr | 2.42% | -2.4% | 2.4% | 7.4% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to invest in equity/ equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation (Generation Next).
Fund managers
- Chanchal KhandelwalMr. Khandelwal has done B.Com.(H) and MBA (Finance)Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months7.53% absolute | ₹60,000 | ₹64,518 | 7.53% | |
| 1 year−6.46% annualised | ₹1,20,000 | ₹1,15,883 | −3.43% | |
| 3 years7.57% annualised | ₹3,60,000 | ₹4,05,279 | 12.58% | |
| 5 years7.85% annualised | ₹6,00,000 | ₹7,36,691 | 22.78% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Aditya Birla Sun Life Consumption Fund?
The NAV of Aditya Birla Sun Life Consumption Fund is ₹202.44 as on 25 Sep 2026.
What is the expense ratio of Aditya Birla Sun Life Consumption Fund?
The expense ratio of Aditya Birla Sun Life Consumption Fund is 1.95% per year.
What is the minimum SIP amount for Aditya Birla Sun Life Consumption Fund?
You can start a SIP in Aditya Birla Sun Life Consumption Fund with ₹3,000 a month.
What returns has Aditya Birla Sun Life Consumption Fund given?
Aditya Birla Sun Life Consumption Fund has returned -5.3% over 1 year, 0.8% over 3 years and 6.9% over 5 years (annualised).
Is there a lock-in or exit load on Aditya Birla Sun Life Consumption Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 30 days..
How risky is Aditya Birla Sun Life Consumption Fund?
Aditya Birla Sun Life Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages Aditya Birla Sun Life Consumption Fund?
Aditya Birla Sun Life Consumption Fund is managed by Aditya Birla Sun Life Mutual Fund, which runs 86 schemes with ₹4,32,524 Cr under management.