Tata India Consumer Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹47.88+0.84%1 day
- Return since launch
- 15.4%
- 52-week range
- ₹38.36 — ₹48.96
- AUM
- ₹2,723 Cr
Tata India Consumer Fund is a Thematic-Consumption equity fund from Tata Mutual Fund with ₹2,723 Cr under management, launched in 2015. Over three years it has returned 8.5% a year, against 10.0% for its category. The expense ratio is 2.13% and the SEBI riskometer reading is Very High.
Performance
Tata India Consumer Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.0% against -3.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 14.7% | +15.3 pts | -0.7% | 4.9% |
| 2Y | 8.6% | +6.2 pts | 2.4% | 2.0% |
| 3Y | 8.5% | −1.5 pts | 10.0% | 2.9% |
| 5Y | 12.9% | +3.4 pts | 9.6% | 8.3% |
| 7Y | 14.9% | +2.9 pts | 12.0% | 11.1% |
| 10Y | 14.3% | +1.3 pts | 13.0% | 11.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 4.6% | −0.8 pts | 5.5% | 6.4% |
| 3M | -0.9% | +0.6 pts | -1.5% | -2.8% |
| 6M | 7.3% | +2.5 pts | 4.8% | 4.5% |
| 1Y | 5.0% | +5.6 pts | -0.7% | -2.8% |
| 2Y | 2.9% | +3.4 pts | -0.6% | -0.5% |
| 3Y | 13.0% | +3.1 pts | 10.0% | 8.5% |
| 5Y | 11.9% | +2.3 pts | 9.6% | 8.6% |
| 7Y | 15.0% | +1.7 pts | 13.3% | 12.2% |
| 10Y | 15.5% | +2.5 pts | 13.0% | 11.8% |
Since launch (4 Dec 2015): 15.4%
Calendar-year returns
Category average21.0%
27.5%
1.0%
35.8%
26.4%
-2.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | -2.1% | −4.2 pts | 2.0% |
| 2024 | 26.4% | +3.3 pts | 23.1% |
| 2023 | 35.8% | +5.1 pts | 30.7% |
| 2022 | 1.0% | −7.3 pts | 8.3% |
| 2021 | 27.5% | −2.0 pts | 29.4% |
| 2020 | 21.0% | +3.8 pts | 17.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.12%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.67%
- Brokerage
- 0.06%
- Transaction charges
- 0.00%
- Statutory levies
- 0.39%
- Exit load
- Exit load of 0.25% if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 1.80 | -0.34 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.00 | 1.02 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.40 | 0.28 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.57 | 0.37 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 17.53 | 17.26 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Tata India Consumer Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity91.0%
- Other9.0%
Market cap split
- Large50.1%
- Mid21.7%
- Small28.2%
- P/E
- 47.92
- P/B
- 7.92
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 9.73% | ₹265 Cr | +7.93% | +8.02% | +8.62% |
| Others | Others | 9.02% | ₹246 Cr | +6.86% | +9.62% | +10.02% |
| Titan Company Ltd. | Consumer Discretionary | 6.91% | ₹188 Cr | +7.87% | +7.86% | +5.27% |
| Nestle India Ltd. | Consumer Staples | 5.71% | ₹156 Cr | +5.94% | +5.85% | +2.05% |
| Radico Khaitan Ltd. | Consumer Staples | 5.54% | ₹151 Cr | +5.04% | +4.71% | +5.77% |
| CarTrade Tech Ltd. | Services | 4.98% | ₹136 Cr | +4.58% | +3.36% | +4.39% |
| Varun Beverages Ltd. | Consumer Staples | 4.15% | ₹113 Cr | +4.92% | +4.14% | — |
| Ather Energy Ltd. | Automobile | 4.00% | ₹109 Cr | +3.04% | +2.40% | — |
| Tata Consumer Products Ltd. | Consumer Staples | 3.67% | ₹100 Cr | +4.19% | +4.31% | +4.29% |
| United Spirits Ltd. | Consumer Staples | 3.49% | ₹95.05 Cr | +3.51% | +2.72% | +2.12% |
| ITC Ltd. | Consumer Staples | 3.13% | ₹85.13 Cr | +2.80% | +4.84% | +8.58% |
| LG Electronics India Ltd. | Consumer Discretionary | 2.98% | ₹81.18 Cr | +2.19% | +2.52% | — |
| Bajaj Auto Ltd. | Automobile | 2.87% | ₹78.29 Cr | +2.59% | +3.15% | +2.47% |
| Maruti Suzuki India Ltd. | Automobile | 2.57% | ₹70.01 Cr | +2.35% | +1.96% | — |
| Bikaji Foods International Ltd. | Consumer Staples | 2.50% | ₹68.09 Cr | +3.14% | +3.59% | +3.81% |
| Multi Commodity Exchange Of India Ltd. | Services | 2.32% | ₹63.12 Cr | +1.89% | +3.42% | +1.94% |
| DOMS Industries Ltd. | Consumer Staples | 2.16% | ₹58.69 Cr | +2.56% | +3.35% | +3.13% |
| Endurance Technologies Ltd. | Automobile | 2.02% | ₹54.99 Cr | +1.46% | — | — |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.95% | ₹53.06 Cr | +1.98% | +4.62% | +1.06% |
| PNGS Reva Diamond Jewellery Ltd. | Consumer Discretionary | 1.95% | ₹53.02 Cr | +1.51% | +1.52% | — |
| Bharti Airtel Ltd. | Communication | 1.86% | ₹50.60 Cr | +1.97% | — | — |
| BSE Ltd. | Services | 1.84% | ₹50.09 Cr | +3.35% | +3.42% | +1.67% |
| Billionbrains Garage Ventures Ltd. | Financial | 1.82% | ₹49.66 Cr | +1.36% | +1.33% | — |
| Cera Sanitaryware Ltd. | Materials | 1.50% | ₹40.75 Cr | +1.78% | +1.35% | +1.10% |
| Swiggy Ltd. | Services | 1.41% | ₹38.27 Cr | — | — | +3.01% |
| Mahindra & Mahindra Ltd. | Automobile | 1.36% | ₹37.17 Cr | +1.02% | — | — |
| Dr. Lal Pathlabs Ltd. | Healthcare | 1.31% | ₹35.77 Cr | +1.10% | +1.04% | +1.11% |
| Pricol Ltd. | Automobile | 1.27% | ₹34.54 Cr | +1.03% | +1.05% | +0.98% |
| Metro Brands Ltd. | Consumer Discretionary | 1.26% | ₹34.24 Cr | +1.70% | +1.81% | +2.33% |
| Ethos Ltd. | Services | 1.04% | ₹28.32 Cr | +1.01% | +1.03% | — |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | 1.01% | ₹27.39 Cr | — | — | — |
| Diamond Power Infrastructure Ltd. | Capital Goods | 0.67% | ₹18.26 Cr | — | — | — |
| SS Retail Ltd. | Services | 0.67% | ₹18.22 Cr | — | — | — |
| Gillette India Ltd. | Consumer Staples | 0.65% | ₹17.58 Cr | +1.25% | +1.44% | +1.01% |
| Deepa Jewellers Ltd. | Consumer Discretionary | 0.39% | ₹10.56 Cr | — | — | — |
| Procter & Gamble Health Ltd. | Healthcare | 0.29% | ₹7.83 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 5.36% | 8.92% | +3.56% |
| Trent Ltd. | 2.81% | 0.00% | -2.81% |
| Apollo Hospitals Enterprise Ltd. | 2.21% | 0.00% | -2.21% |
| AWL Agri Business Ltd. | 0.94% | 0.00% | -0.94% |
| ITC Ltd. | 2.32% | 3.13% | +0.81% |
| SS Retail Ltd. | 0.00% | 0.67% | +0.67% |
| Varun Beverages Ltd. | 3.62% | 4.15% | +0.53% |
| Deepa Jewellers Ltd. | 0.00% | 0.39% | +0.39% |
| Eternal Ltd. | 9.36% | 9.73% | +0.37% |
| Bikaji Foods International Ltd. | 2.81% | 2.50% | -0.31% |
| Ather Energy Ltd. | 4.26% | 4.00% | -0.26% |
| CarTrade Tech Ltd. | 4.74% | 4.98% | +0.24% |
| LG Electronics India Ltd. | 2.76% | 2.98% | +0.22% |
| Radico Khaitan Ltd. | 5.34% | 5.54% | +0.20% |
| Nestle India Ltd. | 5.90% | 5.71% | -0.19% |
| Maruti Suzuki India Ltd. | 2.73% | 2.57% | -0.16% |
| ZF Commercial Vehicle Control Systems India Ltd. | 0.86% | 1.01% | +0.15% |
| Bajaj Auto Ltd. | 3.01% | 2.87% | -0.14% |
| Dixon Technologies (India) Ltd. | 2.07% | 1.95% | -0.12% |
| United Spirits Ltd. | 3.61% | 3.49% | -0.12% |
| Dr. Lal Pathlabs Ltd. | 1.20% | 1.31% | +0.11% |
| Tata Consumer Products Ltd. | 3.77% | 3.67% | -0.10% |
| Billionbrains Garage Ventures Ltd. | 1.73% | 1.82% | +0.09% |
| Ethos Ltd. | 1.12% | 1.04% | -0.08% |
| Swiggy Ltd. | 1.49% | 1.41% | -0.08% |
| Multi Commodity Exchange Of India Ltd. | 2.24% | 2.32% | +0.08% |
| Mahindra & Mahindra Ltd. | 1.43% | 1.36% | -0.07% |
| Bharti Airtel Ltd. | 1.80% | 1.86% | +0.06% |
| Titan Company Ltd. | 6.97% | 6.91% | -0.06% |
| Diamond Power Infrastructure Ltd. | 0.62% | 0.67% | +0.05% |
| Metro Brands Ltd. | 1.29% | 1.26% | -0.03% |
| PNGS Reva Diamond Jewellery Ltd. | 1.92% | 1.95% | +0.03% |
| Cera Sanitaryware Ltd. | 1.48% | 1.50% | +0.02% |
| DOMS Industries Ltd. | 2.14% | 2.16% | +0.02% |
| Endurance Technologies Ltd. | 2.00% | 2.02% | +0.02% |
| Gillette India Ltd. | 0.63% | 0.65% | +0.02% |
| BSE Ltd. | 1.83% | 1.84% | +0.01% |
| Pricol Ltd. | 1.28% | 1.27% | -0.01% |
| Procter & Gamble Health Ltd. | 0.28% | 0.29% | +0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,176 Cr | 2.21% | 8.5% | 5.1% | 9.2% |
 Mirae Asset Great Consumer Fund | ₹4,455 Cr | 2.06% | 8.3% | 4.4% | 10.0% |
 Canara Robeco Consumption Fund | ₹1,872 Cr | 2.15% | 8.4% | 4.5% | 9.6% |
 HSBC Consumption Fund | ₹1,698 Cr | 2.19% | 11.7% | 7.7% | — |
 UTI India Consumer Fund | ₹678 Cr | 2.43% | 5.6% | 3.8% | 8.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks long term capital appreciation by investing atleast 80% of it's net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.
Fund managers
- Aditya BagulMr. Bagul has done B.Com, CA and CFAPrior to joining Tata Mutual Fund, he has worked with Axis Capital Ltd., Ambit Capital and Reliance Capital
- Sonam UdasiMr. Udasi is a B.Com and also holds PGDM(Finance).Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months7.25% absolute | ₹60,000 | ₹64,350 | 7.25% | |
| 1 year4.97% annualised | ₹1,20,000 | ₹1,23,280 | 2.73% | |
| 3 years13.04% annualised | ₹3,60,000 | ₹4,42,459 | 22.91% | |
| 5 years11.90% annualised | ₹6,00,000 | ₹8,22,590 | 37.10% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Tata India Consumer Fund?
The NAV of Tata India Consumer Fund is ₹47.88 as on 6 Nov 2026.
What is the expense ratio of Tata India Consumer Fund?
The expense ratio of Tata India Consumer Fund is 2.13% per year.
What is the minimum SIP amount for Tata India Consumer Fund?
You can start a SIP in Tata India Consumer Fund with ₹3,000 a month.
What returns has Tata India Consumer Fund given?
Tata India Consumer Fund has returned 14.7% over 1 year, 8.5% over 3 years and 12.9% over 5 years (annualised).
Is there a lock-in or exit load on Tata India Consumer Fund?
Lock-in: None. Exit load: Exit load of 0.25% if redeemed within 30 days..
How risky is Tata India Consumer Fund?
Tata India Consumer Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages Tata India Consumer Fund?
Tata India Consumer Fund is managed by Tata Mutual Fund, which runs 62 schemes with ₹2,39,201 Cr under management.