Aditya Birla Sun Life ELSS Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹62.38+0.31%1 day
- Return since launch
- 10.4%
- 52-week range
- ₹54.36 — ₹63.26
- AUM
- ₹13,367 Cr
Aditya Birla Sun Life ELSS Tax Saver Fund is a ELSS equity fund from Aditya Birla Sun Life Mutual Fund with ₹13,367 Cr under management, launched in 2008. Over three years it has returned 6.0% a year, against 11.4% for its category. The expense ratio is 1.77% and the SEBI riskometer reading is Very High.
Performance
Aditya Birla Sun Life ELSS Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.5% against 0.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.1% | +4.6 pts | 0.6% | 6.0% |
| 2Y | 5.2% | +0.9 pts | 4.3% | 3.9% |
| 3Y | 6.0% | −5.4 pts | 11.4% | 4.6% |
| 5Y | 9.3% | −0.4 pts | 9.8% | 9.3% |
| 7Y | 10.0% | −3.3 pts | 13.3% | 12.1% |
| 10Y | 9.6% | −3.3 pts | 12.9% | 11.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 8.4% | +1.7 pts | 6.7% | 7.5% |
| 3M | -1.2% | −0.7 pts | -0.5% | -0.5% |
| 6M | 4.0% | −0.6 pts | 4.6% | 4.7% |
| 1Y | 0.8% | +0.2 pts | 0.6% | 0.3% |
| 2Y | 3.8% | +2.0 pts | 1.9% | 1.4% |
| 3Y | 11.8% | +0.3 pts | 11.4% | 10.7% |
| 5Y | 7.4% | −2.4 pts | 9.8% | 8.8% |
| 7Y | 10.2% | −4.3 pts | 14.6% | 12.7% |
| 10Y | 10.2% | −2.8 pts | 12.9% | 11.5% |
Since launch (6 Mar 2008): 10.4%
Calendar-year returns
Category average15.3%
12.7%
-1.4%
18.9%
16.2%
9.3%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 9.3% | +4.9 pts | 4.5% |
| 2024 | 16.2% | −4.1 pts | 20.3% |
| 2023 | 18.9% | −12.9 pts | 31.8% |
| 2022 | -1.4% | −4.9 pts | 3.5% |
| 2021 | 12.7% | −27.2 pts | 39.9% |
| 2020 | 15.3% | −3.4 pts | 18.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.80%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.46%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.31%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 0.26 | 4.34 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.94 | 1.03 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.34 | 0.55 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.46 | 0.76 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.78 | 17.53 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Aditya Birla Sun Life ELSS Tax Saver Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity98.6%
- Debt0.1%
- Other1.3%
Market cap split
- Large61.8%
- Mid16.0%
- Small22.2%
- P/E
- 22.97
- P/B
- 3.27
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 7.55% | ₹1,024 Cr | +7.36% | +7.12% | +8.12% |
| HDFC Bank Ltd. | Financial | 6.30% | ₹854 Cr | +6.65% | +6.72% | +7.24% |
| Axis Bank Ltd. | Financial | 3.85% | ₹522 Cr | +3.96% | +4.17% | +3.77% |
| Reliance Industries Ltd. | Energy | 3.73% | ₹506 Cr | +3.81% | +4.36% | +3.38% |
| State Bank of India | Financial | 3.43% | ₹465 Cr | +3.44% | +4.11% | +3.51% |
| Eternal Ltd. | Services | 3.31% | ₹449 Cr | +2.39% | +2.28% | +2.80% |
| The Federal Bank Ltd. | Financial | 2.87% | ₹389 Cr | +2.80% | +2.42% | +1.56% |
| Bharti Airtel Ltd. | Communication | 2.80% | ₹380 Cr | +2.77% | +2.94% | +3.29% |
| Mahindra & Mahindra Ltd. | Automobile | 2.75% | ₹373 Cr | +2.68% | +2.67% | +2.68% |
| Tech Mahindra Ltd. | Technology | 2.59% | ₹351 Cr | +2.23% | +2.43% | +2.12% |
| Hindalco Industries Ltd. | Metals & Mining | 2.31% | ₹313 Cr | +2.20% | +2.24% | +1.57% |
| TVS Holdings Ltd. | Automobile | 2.07% | ₹281 Cr | +4.17% | +4.84% | +4.55% |
| Larsen & Toubro Ltd. | Construction | 1.97% | ₹268 Cr | +2.04% | +2.52% | +2.66% |
| Emcure Pharmaceuticals Ltd. | Healthcare | 1.93% | ₹262 Cr | +1.71% | +1.64% | +0.89% |
| Varun Beverages Ltd. | Consumer Staples | 1.93% | ₹261 Cr | +2.05% | +1.41% | +1.41% |
| Cummins India Ltd. | Capital Goods | 1.89% | ₹256 Cr | +2.11% | +2.11% | +1.99% |
| Bosch Ltd. | Automobile | 1.88% | ₹255 Cr | +1.37% | — | — |
| Bajaj Finance Ltd. | Financial | 1.82% | ₹247 Cr | +1.79% | +1.57% | +1.69% |
| Infosys Ltd. | Technology | 1.82% | ₹247 Cr | +3.51% | +4.85% | +4.89% |
| Fortis Healthcare Ltd. | Healthcare | 1.70% | ₹230 Cr | +1.98% | +2.92% | +3.34% |
| Ambuja Cements Ltd. | Materials | 1.68% | ₹227 Cr | +1.52% | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.61% | ₹218 Cr | +1.67% | +1.39% | +1.43% |
| Titan Company Ltd. | Consumer Discretionary | 1.59% | ₹216 Cr | +1.43% | +1.42% | +1.05% |
| Adani Power Ltd. | Energy | 1.59% | ₹215 Cr | +1.63% | +1.21% | — |
| Meesho Ltd. | Services | 1.58% | ₹214 Cr | +1.25% | +0.96% | — |
| Thyrocare Technologies Ltd. | Healthcare | 1.58% | ₹214 Cr | +1.27% | +0.89% | — |
| Godrej Consumer Products Ltd. | Consumer Staples | 1.55% | ₹210 Cr | +1.73% | +1.86% | +1.51% |
| Computer Age Management Services Ltd. | Services | 1.49% | ₹202 Cr | +1.66% | +1.44% | +1.49% |
| NTPC Ltd. | Energy | 1.35% | ₹183 Cr | +1.40% | +1.60% | +1.27% |
| SBFC Finance Ltd. | Financial | 1.34% | ₹182 Cr | +1.34% | +0.84% | +0.59% |
| Avenue Supermarts Ltd. | Services | 1.33% | ₹180 Cr | +1.43% | +1.86% | +2.50% |
| Adani Ports and Special Economic Zone Ltd. | Services | 1.33% | ₹180 Cr | +2.18% | +2.50% | +2.31% |
| Others | Others | 1.31% | ₹177 Cr | +0.03% | +0.12% | -0.60% |
| L&T Finance Ltd. | Financial | 1.25% | ₹169 Cr | +1.11% | +0.95% | — |
| Balrampur Chini Mills Ltd. | Consumer Staples | 1.23% | ₹166 Cr | +0.96% | +0.95% | +0.75% |
| Gillette India Ltd. | Consumer Staples | 1.22% | ₹166 Cr | +1.26% | +1.31% | +1.29% |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.18% | ₹160 Cr | +1.01% | +0.90% | — |
| Sumitomo Chemical India Ltd. | Chemicals | 1.00% | ₹135 Cr | +0.91% | +0.79% | +0.71% |
| Max Financial Services Ltd. | Financial | 0.96% | ₹130 Cr | +1.03% | +1.07% | +0.98% |
| Home First Finance Company India Ltd. | Financial | 0.89% | ₹121 Cr | +0.77% | +0.53% | +0.37% |
| Hindustan Unilever Ltd. | Consumer Staples | 0.88% | ₹120 Cr | +0.93% | +1.00% | — |
| Thomas Cook (India) Ltd. | Services | 0.87% | ₹119 Cr | +0.87% | +0.73% | +1.10% |
| Persistent Systems Ltd. | Technology | 0.86% | ₹117 Cr | +0.66% | +0.82% | — |
| Aditya Birla Real Estate Ltd | Consumer Staples | 0.84% | ₹114 Cr | +0.93% | +0.87% | +0.90% |
| Medi Assist Healthcare Services Ltd. | Services | 0.80% | ₹109 Cr | +0.91% | +0.81% | +1.14% |
| Sai Life Sciences Ltd. | Healthcare | 0.78% | ₹106 Cr | +0.59% | +0.51% | +0.39% |
| Mankind Pharma Ltd. | Healthcare | 0.73% | ₹98.84 Cr | — | — | — |
| Nippon Life India Asset Management Ltd. | Financial | 0.72% | ₹97.40 Cr | +0.73% | +0.56% | +0.17% |
| CORONA Remedies Ltd. | Healthcare | 0.71% | ₹96.72 Cr | +0.63% | — | — |
| Go Digit General Insurance Ltd. | Insurance | 0.71% | ₹96.35 Cr | +0.83% | +0.80% | +0.68% |
| Chalet Hotels Ltd. | Services | 0.68% | ₹92.07 Cr | +0.60% | +0.57% | +0.61% |
| Vinati Organics Ltd. | Chemicals | 0.67% | ₹90.53 Cr | +0.72% | +0.78% | +0.89% |
| Kirloskar Brothers Ltd. | Capital Goods | 0.62% | ₹83.63 Cr | +0.67% | +0.48% | +0.15% |
| Prestige Estates Projects Ltd. | Construction | 0.62% | ₹83.41 Cr | +0.61% | +0.48% | +0.56% |
| V-Guard Industries Ltd. | Consumer Discretionary | 0.51% | ₹69.41 Cr | +0.18% | — | — |
| Ajanta Pharma Ltd. | Healthcare | 0.50% | ₹68.36 Cr | +0.45% | — | — |
| Ather Energy Ltd. | Automobile | 0.48% | ₹65.41 Cr | — | — | — |
| Apar Industries Ltd. | Consumer Staples | 0.48% | ₹64.45 Cr | — | — | — |
| LG Electronics India Ltd. | Consumer Discretionary | 0.44% | ₹59.05 Cr | +0.37% | +0.38% | — |
| Suraksha Diagnostic Ltd. | Healthcare | 0.43% | ₹58.28 Cr | +0.31% | +0.28% | +0.32% |
| Urban Company Ltd. | Consumer Staples | 0.41% | ₹55.56 Cr | +0.32% | +0.32% | — |
| Arvind Ltd. | Textiles | 0.40% | ₹53.87 Cr | — | — | — |
| SEDEMAC Mechatronics Ltd. | Capital Goods | 0.32% | ₹43.09 Cr | — | — | — |
| Magnasound India Ltd | Services | 0.00% | ₹0.00 Cr | — | — | — |
| United Breweries (Holdings) Ltd. | Financial | 0.00% | ₹0.00 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 5.88% | 6.30% | +0.42% |
| Infosys Ltd. | 2.17% | 1.82% | -0.35% |
| SEDEMAC Mechatronics Ltd. | 0.00% | 0.32% | +0.32% |
| Varun Beverages Ltd. | 1.66% | 1.93% | +0.26% |
| Meesho Ltd. | 1.33% | 1.58% | +0.25% |
| Others | -0.03% | -0.27% | -0.25% |
| Adani Ports and Special Economic Zone Ltd. | 1.10% | 1.33% | +0.23% |
| Emcure Pharmaceuticals Ltd. | 1.72% | 1.93% | +0.21% |
| Mankind Pharma Ltd. | 0.52% | 0.73% | +0.21% |
| ICICI Bank Ltd. | 7.75% | 7.55% | -0.19% |
| Fortis Healthcare Ltd. | 1.86% | 1.70% | -0.17% |
| Adani Power Ltd. | 1.44% | 1.59% | +0.15% |
| Eternal Ltd. | 3.17% | 3.31% | +0.15% |
| The Federal Bank Ltd. | 3.01% | 2.87% | -0.14% |
| Computer Age Management Services Ltd. | 1.62% | 1.49% | -0.13% |
| Sumitomo Chemical India Ltd. | 1.11% | 1.00% | -0.11% |
| Arvind Ltd. | 0.28% | 0.40% | +0.11% |
| Cholamandalam Investment and Finance Company Ltd. | 1.72% | 1.61% | -0.11% |
| Bharti Airtel Ltd. | 2.69% | 2.80% | +0.11% |
| SBFC Finance Ltd. | 1.45% | 1.34% | -0.10% |
| L&T Finance Ltd. | 1.15% | 1.25% | +0.10% |
| State Bank of India | 3.54% | 3.43% | -0.10% |
| Mahindra & Mahindra Ltd. | 2.85% | 2.75% | -0.10% |
| Home First Finance Company India Ltd. | 0.79% | 0.89% | +0.10% |
| Aditya Birla Real Estate Ltd | 0.94% | 0.84% | -0.10% |
| Thyrocare Technologies Ltd. | 1.66% | 1.58% | -0.09% |
| Sai Life Sciences Ltd. | 0.70% | 0.78% | +0.08% |
| NTPC Ltd. | 1.28% | 1.35% | +0.07% |
| Dixon Technologies (India) Ltd. | 1.25% | 1.18% | -0.07% |
| Max Financial Services Ltd. | 1.02% | 0.96% | -0.06% |
| CORONA Remedies Ltd. | 0.65% | 0.71% | +0.06% |
| V-Guard Industries Ltd. | 0.45% | 0.51% | +0.06% |
| Ather Energy Ltd. | 0.54% | 0.48% | -0.06% |
| Titan Company Ltd. | 1.65% | 1.59% | -0.06% |
| Avenue Supermarts Ltd. | 1.27% | 1.33% | +0.06% |
| Go Digit General Insurance Ltd. | 0.66% | 0.71% | +0.05% |
| Bajaj Finance Ltd. | 1.87% | 1.82% | -0.05% |
| Suraksha Diagnostic Ltd. | 0.38% | 0.43% | +0.05% |
| Axis Bank Ltd. | 3.81% | 3.85% | +0.04% |
| Vinati Organics Ltd. | 0.71% | 0.67% | -0.04% |
| Ajanta Pharma Ltd. | 0.47% | 0.50% | +0.04% |
| LG Electronics India Ltd. | 0.40% | 0.44% | +0.04% |
| Balrampur Chini Mills Ltd. | 1.20% | 1.23% | +0.03% |
| Gillette India Ltd. | 1.19% | 1.22% | +0.03% |
| Apar Industries Ltd. | 0.45% | 0.48% | +0.02% |
| Hindustan Unilever Ltd. | 0.86% | 0.88% | +0.02% |
| Bosch Ltd. | 1.86% | 1.88% | +0.02% |
| Godrej Consumer Products Ltd. | 1.53% | 1.55% | +0.02% |
| Chalet Hotels Ltd. | 0.66% | 0.68% | +0.02% |
| Prestige Estates Projects Ltd. | 0.63% | 0.62% | -0.02% |
| Nippon Life India Asset Management Ltd. | 0.73% | 0.72% | -0.02% |
| Thomas Cook (India) Ltd. | 0.86% | 0.87% | +0.02% |
| Medi Assist Healthcare Services Ltd. | 0.81% | 0.80% | -0.01% |
| Hindalco Industries Ltd. | 2.32% | 2.31% | -0.01% |
| Reliance Industries Ltd. | 3.74% | 3.73% | -0.01% |
| TVS Holdings Ltd. | 2.01% | 2.00% | -0.01% |
| Tech Mahindra Ltd. | 2.58% | 2.59% | +0.01% |
| Persistent Systems Ltd. | 0.85% | 0.86% | +0.01% |
| Larsen & Toubro Ltd. | 1.98% | 1.97% | -0.01% |
| Urban Company Ltd. | 0.41% | 0.41% | 0.00% |
| Kirloskar Brothers Ltd. | 0.62% | 0.62% | 0.00% |
| Cummins India Ltd. | 1.89% | 1.89% | 0.00% |
| Ambuja Cements Ltd. | 1.68% | 1.68% | 0.00% |
| Magnasound India Ltd | 0.00% | 0.00% | 0.00% |
| United Breweries (Holdings) Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,088 Cr | 2.35% | 8.8% | 8.1% | 13.5% |
 Motilal Oswal ELSS Tax Saver Fund | ₹4,890 Cr | 2.07% | 8.1% | 8.8% | 16.0% |
 HSBC ELSS Tax saver Fund | ₹3,974 Cr | 1.98% | 8.0% | 7.9% | 12.9% |
 Baroda BNP Paribas ELSS Tax Saver Fund | ₹857 Cr | 2.46% | 6.6% | 7.2% | 11.9% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹481 Cr | 2.60% | 10.8% | 8.6% | — |
 JM ELSS - Tax Saver Fund | ₹240 Cr | 2.66% | 10.6% | 7.7% | 13.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks long-term capital growth and will invest approximately 80 per cent of its assets in equity, while the balance would be a invested in debt and money market instrument. It was converted to an open-ended scheme with effect from July 1999. A combination of top down & bottom up approach will be followed in the stock selection process.
Fund managers
- Dhaval ShahMr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.04% absolute | ₹60,000 | ₹62,424 | 4.04% | |
| 1 year0.76% annualised | ₹1,20,000 | ₹1,20,495 | 0.41% | |
| 3 years11.76% annualised | ₹3,60,000 | ₹4,33,394 | 20.39% | |
| 5 years7.39% annualised | ₹6,00,000 | ₹7,27,656 | 21.28% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Aditya Birla Sun Life ELSS Tax Saver Fund?
The NAV of Aditya Birla Sun Life ELSS Tax Saver Fund is ₹62.38 as on 9 Nov 2026.
What is the expense ratio of Aditya Birla Sun Life ELSS Tax Saver Fund?
The expense ratio of Aditya Birla Sun Life ELSS Tax Saver Fund is 1.77% per year.
What is the minimum SIP amount for Aditya Birla Sun Life ELSS Tax Saver Fund?
You can start a SIP in Aditya Birla Sun Life ELSS Tax Saver Fund with ₹3,000 a month.
What returns has Aditya Birla Sun Life ELSS Tax Saver Fund given?
Aditya Birla Sun Life ELSS Tax Saver Fund has returned 5.1% over 1 year, 6.0% over 3 years and 9.3% over 5 years (annualised).
Is there a lock-in or exit load on Aditya Birla Sun Life ELSS Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is Aditya Birla Sun Life ELSS Tax Saver Fund?
Aditya Birla Sun Life ELSS Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages Aditya Birla Sun Life ELSS Tax Saver Fund?
Aditya Birla Sun Life ELSS Tax Saver Fund is managed by Aditya Birla Sun Life Mutual Fund, which runs 86 schemes with ₹4,46,664 Cr under management.