Aditya Birla Sun Life ELSS Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹59.82+0.08%1 day
- Return since launch
- 10.2%
- 52-week range
- ₹54.36 — ₹63.27
- AUM
- ₹14,543 Cr
Aditya Birla Sun Life ELSS Tax Saver Fund is a ELSS equity fund from Aditya Birla Sun Life Mutual Fund with ₹14,543 Cr under management, launched in 2008. Over three years it has returned 4.1% a year, against 10.4% for its category. The expense ratio is 1.78% and the SEBI riskometer reading is Very High.
Performance
Aditya Birla Sun Life ELSS Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -0.1% against -0.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -3.0% | −3.2 pts | 0.1% | -2.1% |
| 2Y | 1.0% | +0.3 pts | 0.7% | -0.3% |
| 3Y | 4.1% | −6.4 pts | 10.4% | 2.7% |
| 5Y | 8.2% | −1.5 pts | 9.7% | 8.4% |
| 7Y | 9.3% | −3.7 pts | 13.0% | 11.6% |
| 10Y | 9.1% | −3.4 pts | 12.5% | 11.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.3% | −0.9 pts | -3.5% | -3.6% |
| 3M | -1.8% | −1.2 pts | -0.6% | -1.0% |
| 6M | 7.6% | −1.6 pts | 9.2% | 8.2% |
| 1Y | -0.1% | −0.2 pts | 0.1% | -0.8% |
| 2Y | -2.5% | +0.8 pts | -3.3% | -3.9% |
| 3Y | 9.9% | −0.6 pts | 10.4% | 9.2% |
| 5Y | 6.8% | −3.0 pts | 9.7% | 8.7% |
| 7Y | 10.1% | −4.3 pts | 14.4% | 12.5% |
| 10Y | 9.5% | −3.0 pts | 12.5% | 10.9% |
Since launch (6 Mar 2008): 10.2%
Calendar-year returns
Category average15.3%
12.7%
-1.4%
18.9%
16.2%
9.3%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 9.3% | +4.9 pts | 4.5% |
| 2024 | 16.2% | −4.1 pts | 20.3% |
| 2023 | 18.9% | −12.9 pts | 31.8% |
| 2022 | -1.4% | −4.9 pts | 3.5% |
| 2021 | 12.7% | −27.2 pts | 39.9% |
| 2020 | 15.3% | −3.4 pts | 18.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.79%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.46%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.30%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 0.22 | 4.67 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.94 | 1.08 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.46 | 0.67 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.62 | 0.90 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.42 | 17.94 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Aditya Birla Sun Life ELSS Tax Saver Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity97.4%
- Other2.6%
Market cap split
- Large62.1%
- Mid15.9%
- Small22.0%
- P/E
- 24.44
- P/B
- 3.49
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 7.75% | ₹1,127 Cr | +6.83% | +7.22% | +8.39% |
| HDFC Bank Ltd. | Financial | 5.88% | ₹854 Cr | +6.30% | +6.93% | +7.22% |
| Axis Bank Ltd. | Financial | 3.81% | ₹554 Cr | +4.07% | +4.74% | +3.48% |
| Reliance Industries Ltd. | Energy | 3.74% | ₹544 Cr | +3.95% | +4.02% | +3.35% |
| State Bank of India | Financial | 3.54% | ₹514 Cr | +3.72% | +4.47% | +3.22% |
| Eternal Ltd. | Services | 3.17% | ₹461 Cr | +2.29% | +2.17% | +2.69% |
| The Federal Bank Ltd. | Financial | 3.01% | ₹437 Cr | +2.49% | +2.49% | +1.22% |
| Mahindra & Mahindra Ltd. | Automobile | 2.85% | ₹415 Cr | +2.53% | +2.72% | +2.49% |
| Bharti Airtel Ltd. | Communication | 2.69% | ₹392 Cr | +2.77% | +3.38% | +3.43% |
| Others | Others | 2.64% | ₹384 Cr | -0.05% | +0.09% | +0.29% |
| Tech Mahindra Ltd. | Technology | 2.58% | ₹375 Cr | +2.40% | +2.11% | +2.05% |
| Hindalco Industries Ltd. | Metals & Mining | 2.32% | ₹337 Cr | +2.63% | +2.08% | +1.44% |
| Infosys Ltd. | Technology | 2.17% | ₹315 Cr | +4.14% | +4.47% | +4.59% |
| TVS Holdings Ltd. | Automobile | 2.01% | ₹292 Cr | +2.10% | +2.41% | +2.23% |
| Larsen & Toubro Ltd. | Construction | 1.98% | ₹288 Cr | +2.04% | +2.72% | +2.61% |
| Cummins India Ltd. | Capital Goods | 1.89% | ₹275 Cr | +2.47% | +2.36% | +2.43% |
| Bajaj Finance Ltd. | Financial | 1.87% | ₹272 Cr | +1.64% | +1.73% | +1.48% |
| Fortis Healthcare Ltd. | Healthcare | 1.86% | ₹271 Cr | +1.95% | +3.13% | +3.26% |
| Bosch Ltd. | Automobile | 1.86% | ₹270 Cr | — | — | — |
| Emcure Pharmaceuticals Ltd. | Healthcare | 1.72% | ₹250 Cr | +1.61% | +1.33% | +0.97% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.72% | ₹250 Cr | +1.45% | +1.58% | +1.26% |
| Ambuja Cements Ltd. | Materials | 1.68% | ₹244 Cr | +1.39% | — | — |
| Varun Beverages Ltd. | Consumer Staples | 1.66% | ₹242 Cr | +2.16% | +1.47% | +1.42% |
| Thyrocare Technologies Ltd. | Healthcare | 1.66% | ₹242 Cr | +1.19% | +0.89% | — |
| Titan Company Ltd. | Consumer Discretionary | 1.65% | ₹240 Cr | +1.35% | +1.38% | +1.12% |
| Computer Age Management Services Ltd. | Services | 1.62% | ₹236 Cr | +1.67% | +1.38% | +1.47% |
| Godrej Consumer Products Ltd. | Consumer Staples | 1.53% | ₹223 Cr | +1.79% | +2.04% | +1.52% |
| SBFC Finance Ltd. | Financial | 1.45% | ₹210 Cr | +1.28% | +0.62% | +0.58% |
| Adani Power Ltd. | Energy | 1.44% | ₹209 Cr | +1.80% | +1.00% | — |
| Meesho Ltd. | Services | 1.33% | ₹193 Cr | +1.21% | +0.97% | — |
| NTPC Ltd. | Energy | 1.28% | ₹186 Cr | +1.54% | +1.46% | +1.22% |
| Avenue Supermarts Ltd. | Services | 1.27% | ₹185 Cr | +1.35% | +1.60% | +2.65% |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.25% | ₹181 Cr | +0.99% | +0.87% | — |
| Balrampur Chini Mills Ltd. | Consumer Staples | 1.20% | ₹174 Cr | +0.91% | +0.80% | +0.75% |
| Gillette India Ltd. | Consumer Staples | 1.19% | ₹174 Cr | +1.33% | +1.34% | +1.37% |
| L&T Finance Ltd. | Financial | 1.15% | ₹167 Cr | +1.04% | — | — |
| Sumitomo Chemical India Ltd. | Chemicals | 1.11% | ₹161 Cr | +1.10% | +0.69% | +0.57% |
| Adani Ports and Special Economic Zone Ltd. | Services | 1.10% | ₹159 Cr | +3.16% | +2.57% | +2.15% |
| Max Financial Services Ltd. | Financial | 1.02% | ₹148 Cr | +1.11% | +1.16% | +0.99% |
| Aditya Birla Real Estate Ltd | Consumer Staples | 0.94% | ₹137 Cr | +0.88% | +0.88% | +0.93% |
| Hindustan Unilever Ltd. | Consumer Staples | 0.86% | ₹125 Cr | +0.96% | +1.01% | — |
| Thomas Cook (India) Ltd. | Services | 0.86% | ₹125 Cr | +0.74% | +0.73% | +1.23% |
| Persistent Systems Ltd. | Technology | 0.85% | ₹124 Cr | +0.81% | +0.71% | — |
| Medi Assist Healthcare Services Ltd. | Services | 0.81% | ₹118 Cr | +0.93% | +0.90% | +1.11% |
| Home First Finance Company India Ltd. | Financial | 0.79% | ₹114 Cr | +0.73% | +0.34% | +0.37% |
| Nippon Life India Asset Management Ltd. | Financial | 0.73% | ₹107 Cr | +0.70% | +0.48% | — |
| Vinati Organics Ltd. | Chemicals | 0.71% | ₹103 Cr | +0.71% | +0.77% | +0.81% |
| Sai Life Sciences Ltd. | Healthcare | 0.70% | ₹101 Cr | +0.56% | +0.47% | +0.38% |
| Chalet Hotels Ltd. | Services | 0.66% | ₹96.21 Cr | +0.59% | +0.53% | +0.65% |
| Go Digit General Insurance Ltd. | Insurance | 0.66% | ₹95.36 Cr | +0.79% | +0.73% | +0.70% |
| CORONA Remedies Ltd. | Healthcare | 0.65% | ₹94.73 Cr | — | — | — |
| Prestige Estates Projects Ltd. | Construction | 0.63% | ₹91.91 Cr | +0.54% | +0.53% | +0.58% |
| Kirloskar Brothers Ltd. | Capital Goods | 0.62% | ₹89.53 Cr | +0.54% | +0.47% | +0.04% |
| Ather Energy Ltd. | Automobile | 0.54% | ₹78.85 Cr | — | — | — |
| Mankind Pharma Ltd. | Healthcare | 0.52% | ₹75.85 Cr | — | — | — |
| Ajanta Pharma Ltd. | Healthcare | 0.47% | ₹68.00 Cr | — | — | — |
| V-Guard Industries Ltd. | Consumer Discretionary | 0.45% | ₹65.74 Cr | +0.14% | — | — |
| company:1333 | Consumer Staples | 0.45% | ₹65.62 Cr | — | — | — |
| Urban Company Ltd. | Consumer Staples | 0.41% | ₹58.95 Cr | +0.30% | +0.26% | — |
| LG Electronics India Ltd. | Consumer Discretionary | 0.40% | ₹58.17 Cr | +0.37% | +0.37% | — |
| Suraksha Diagnostic Ltd. | Healthcare | 0.38% | ₹55.51 Cr | +0.33% | +0.30% | +0.32% |
| company:276 | Textiles | 0.28% | ₹41.43 Cr | — | — | — |
| Magnasound India Ltd | Services | 0.00% | ₹0.00 Cr | — | — | — |
| United Breweries (Holdings) Ltd. | Financial | 0.00% | ₹0.00 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Infosys Ltd. | 3.92% | 2.17% | -1.75% |
| Sun Pharmaceutical Industries Ltd. | 0.99% | 0.00% | -0.99% |
| company:1333 | 0.00% | 0.45% | +0.45% |
| Bosch Ltd. | 1.52% | 1.86% | +0.34% |
| Thyrocare Technologies Ltd. | 1.32% | 1.66% | +0.34% |
| company:276 | 0.00% | 0.28% | +0.28% |
| HDFC Bank Ltd. | 6.15% | 5.88% | -0.27% |
| Godrej Consumer Products Ltd. | 1.81% | 1.53% | -0.27% |
| Eternal Ltd. | 2.90% | 3.17% | +0.27% |
| V-Guard Industries Ltd. | 0.19% | 0.45% | +0.26% |
| Axis Bank Ltd. | 3.57% | 3.81% | +0.24% |
| Bharti Airtel Ltd. | 2.91% | 2.69% | -0.21% |
| TVS Holdings Ltd. | 2.21% | 2.01% | -0.21% |
| Balrampur Chini Mills Ltd. | 1.00% | 1.20% | +0.19% |
| Biocon Ltd. | 0.17% | 0.00% | -0.17% |
| ICICI Bank Ltd. | 7.59% | 7.75% | +0.16% |
| Varun Beverages Ltd. | 1.82% | 1.66% | -0.16% |
| Meesho Ltd. | 1.17% | 1.33% | +0.16% |
| Ather Energy Ltd. | 0.39% | 0.54% | +0.15% |
| Others | 0.12% | -0.03% | -0.15% |
| Cummins India Ltd. | 2.03% | 1.89% | -0.14% |
| State Bank of India | 3.40% | 3.54% | +0.14% |
| SBFC Finance Ltd. | 1.31% | 1.45% | +0.13% |
| Bajaj Finance Ltd. | 2.00% | 1.87% | -0.13% |
| Hindalco Industries Ltd. | 2.21% | 2.32% | +0.11% |
| Suraksha Diagnostic Ltd. | 0.28% | 0.38% | +0.10% |
| Urban Company Ltd. | 0.31% | 0.41% | +0.09% |
| Titan Company Ltd. | 1.57% | 1.65% | +0.09% |
| Adani Power Ltd. | 1.52% | 1.44% | -0.08% |
| Emcure Pharmaceuticals Ltd. | 1.80% | 1.72% | -0.08% |
| Mahindra & Mahindra Ltd. | 2.93% | 2.85% | -0.08% |
| Dixon Technologies (India) Ltd. | 1.17% | 1.25% | +0.08% |
| Sai Life Sciences Ltd. | 0.62% | 0.70% | +0.07% |
| Chalet Hotels Ltd. | 0.59% | 0.66% | +0.07% |
| Larsen & Toubro Ltd. | 1.91% | 1.98% | +0.07% |
| NTPC Ltd. | 1.34% | 1.28% | -0.07% |
| Medi Assist Healthcare Services Ltd. | 0.88% | 0.81% | -0.06% |
| Fortis Healthcare Ltd. | 1.93% | 1.86% | -0.06% |
| Adani Ports and Special Economic Zone Ltd. | 1.16% | 1.10% | -0.06% |
| Reliance Industries Ltd. | 3.80% | 3.74% | -0.06% |
| Max Financial Services Ltd. | 0.96% | 1.02% | +0.06% |
| LG Electronics India Ltd. | 0.35% | 0.40% | +0.05% |
| Hindustan Unilever Ltd. | 0.91% | 0.86% | -0.05% |
| L&T Finance Ltd. | 1.10% | 1.15% | +0.04% |
| Gillette India Ltd. | 1.23% | 1.19% | -0.04% |
| Thomas Cook (India) Ltd. | 0.82% | 0.86% | +0.04% |
| Aditya Birla Real Estate Ltd | 0.98% | 0.94% | -0.04% |
| Ambuja Cements Ltd. | 1.64% | 1.68% | +0.03% |
| Sumitomo Chemical India Ltd. | 1.08% | 1.11% | +0.02% |
| Ajanta Pharma Ltd. | 0.45% | 0.47% | +0.02% |
| Cholamandalam Investment and Finance Company Ltd. | 1.70% | 1.72% | +0.02% |
| Vinati Organics Ltd. | 0.69% | 0.71% | +0.02% |
| Computer Age Management Services Ltd. | 1.64% | 1.62% | -0.02% |
| Tech Mahindra Ltd. | 2.59% | 2.58% | -0.02% |
| Kirloskar Brothers Ltd. | 0.60% | 0.62% | +0.01% |
| Persistent Systems Ltd. | 0.84% | 0.85% | +0.01% |
| Go Digit General Insurance Ltd. | 0.64% | 0.66% | +0.01% |
| Nippon Life India Asset Management Ltd. | 0.72% | 0.73% | +0.01% |
| Prestige Estates Projects Ltd. | 0.62% | 0.63% | +0.01% |
| CORONA Remedies Ltd. | 0.66% | 0.65% | -0.01% |
| Home First Finance Company India Ltd. | 0.80% | 0.79% | -0.01% |
| Mankind Pharma Ltd. | 0.53% | 0.52% | -0.01% |
| The Federal Bank Ltd. | 3.00% | 3.01% | +0.01% |
| Avenue Supermarts Ltd. | 1.27% | 1.27% | 0.00% |
| Magnasound India Ltd | 0.00% | 0.00% | 0.00% |
| United Breweries (Holdings) Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,116 Cr | 2.39% | 10.2% | 9.0% | 14.7% |
 Motilal Oswal ELSS Tax Saver Fund | ₹5,134 Cr | 2.09% | 16.6% | 12.5% | 18.1% |
 HSBC ELSS Tax saver Fund | ₹4,229 Cr | 2.00% | 7.2% | 8.5% | 13.3% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹507 Cr | 2.59% | 4.3% | 7.3% | — |
 ITI ELSS Tax Saver Fund | ₹463 Cr | 2.57% | 8.9% | 7.3% | 13.1% |
 JM ELSS - Tax Saver Fund | ₹248 Cr | 2.69% | 13.8% | 9.4% | 14.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks long-term capital growth and will invest approximately 80 per cent of its assets in equity, while the balance would be a invested in debt and money market instrument. It was converted to an open-ended scheme with effect from July 1999. A combination of top down & bottom up approach will be followed in the stock selection process.
Fund managers
- Dhaval ShahMr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months7.61% absolute | ₹60,000 | ₹64,566 | 7.61% | |
| 1 year−0.12% annualised | ₹1,20,000 | ₹1,19,922 | −0.06% | |
| 3 years9.86% annualised | ₹3,60,000 | ₹4,20,356 | 16.77% | |
| 5 years6.79% annualised | ₹6,00,000 | ₹7,16,080 | 19.35% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Aditya Birla Sun Life ELSS Tax Saver Fund?
The NAV of Aditya Birla Sun Life ELSS Tax Saver Fund is ₹59.82 as on 25 Sep 2026.
What is the expense ratio of Aditya Birla Sun Life ELSS Tax Saver Fund?
The expense ratio of Aditya Birla Sun Life ELSS Tax Saver Fund is 1.78% per year.
What is the minimum SIP amount for Aditya Birla Sun Life ELSS Tax Saver Fund?
You can start a SIP in Aditya Birla Sun Life ELSS Tax Saver Fund with ₹3,000 a month.
What returns has Aditya Birla Sun Life ELSS Tax Saver Fund given?
Aditya Birla Sun Life ELSS Tax Saver Fund has returned -3.0% over 1 year, 4.1% over 3 years and 8.2% over 5 years (annualised).
Is there a lock-in or exit load on Aditya Birla Sun Life ELSS Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is Aditya Birla Sun Life ELSS Tax Saver Fund?
Aditya Birla Sun Life ELSS Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages Aditya Birla Sun Life ELSS Tax Saver Fund?
Aditya Birla Sun Life ELSS Tax Saver Fund is managed by Aditya Birla Sun Life Mutual Fund, which runs 86 schemes with ₹4,32,524 Cr under management.