Baroda BNP Paribas ELSS Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹97.22+0.32%1 day
- Return since launch
- 11.5%
- 52-week range
- ₹87.29 — ₹103.13
- AUM
- ₹930 Cr
Baroda BNP Paribas ELSS Tax Saver Fund is a ELSS equity fund from Baroda BNP Paribas Mutual Fund with ₹930 Cr under management, launched in 2005. Over three years it has returned 6.1% a year, against 10.4% for its category. The expense ratio is 2.50% and the SEBI riskometer reading is Very High.
Performance
Baroda BNP Paribas ELSS Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +4.2% against -0.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 0.2% | +0.1 pts | 0.1% | -2.3% |
| 2Y | 2.7% | +2.0 pts | 0.7% | -0.3% |
| 3Y | 6.1% | −4.3 pts | 10.4% | 2.8% |
| 5Y | 11.2% | +1.5 pts | 9.7% | 8.4% |
| 7Y | 13.0% | 0.0 pts | 13.0% | 11.6% |
| 10Y | 12.8% | +0.2 pts | 12.5% | 11.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -5.2% | −1.8 pts | -3.5% | -3.9% |
| 3M | -0.6% | 0.0 pts | -0.6% | -1.0% |
| 6M | 8.9% | −0.3 pts | 9.2% | 8.2% |
| 1Y | 4.2% | +4.1 pts | 0.1% | -0.7% |
| 2Y | -0.9% | +2.3 pts | -3.3% | -4.0% |
| 3Y | 13.7% | +3.2 pts | 10.4% | 9.3% |
| 5Y | 9.9% | +0.1 pts | 9.7% | 8.7% |
| 7Y | 13.6% | −0.8 pts | 14.4% | 12.4% |
| 10Y | 11.9% | −0.6 pts | 12.5% | 10.9% |
Since launch (14 Nov 2005): 11.5%
Calendar-year returns
Category average17.9%
27.7%
-2.2%
31.3%
23.4%
4.8%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.8% | +0.4 pts | 4.5% |
| 2024 | 23.4% | +3.1 pts | 20.3% |
| 2023 | 31.3% | −0.5 pts | 31.8% |
| 2022 | -2.2% | −5.6 pts | 3.5% |
| 2021 | 27.7% | −12.1 pts | 39.9% |
| 2020 | 17.9% | −0.7 pts | 18.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.48%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.95%
- Brokerage
- 0.06%
- Transaction charges
- 0.00%
- Statutory levies
- 0.47%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 3.70 | 4.67 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.96 | 1.08 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.68 | 0.67 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.89 | 0.90 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.24 | 17.94 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Baroda BNP Paribas ELSS Tax Saver Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity96.9%
- Debt2.9%
- Other0.2%
Market cap split
- Large64.2%
- Mid24.2%
- Small11.6%
- P/E
- 30.07
- P/B
- 4.07
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 3.91% | ₹36.35 Cr | +3.56% | +5.02% | +6.40% |
| State Bank of India | Financial | 3.63% | ₹33.71 Cr | +3.61% | +3.69% | +2.49% |
| Others | Others | 3.08% | ₹28.73 Cr | +3.50% | +7.16% | +6.54% |
| Titan Company Ltd. | Consumer Discretionary | 3.02% | ₹28.06 Cr | +2.54% | +2.32% | +1.42% |
| Reliance Industries Ltd. | Energy | 2.92% | ₹27.19 Cr | +4.22% | +3.93% | +3.87% |
| Radico Khaitan Ltd. | Consumer Staples | 2.85% | ₹26.47 Cr | +2.39% | +2.13% | +2.32% |
| TVS Motor Company Ltd. | Automobile | 2.82% | ₹26.26 Cr | +2.30% | +2.58% | +2.21% |
| Bharat Heavy Electricals Ltd. | Capital Goods | 2.76% | ₹25.67 Cr | +3.32% | +2.40% | +1.16% |
| Larsen & Toubro Ltd. | Construction | 2.61% | ₹24.27 Cr | +3.01% | +2.65% | +2.51% |
| Eicher Motors Ltd. | Automobile | 2.57% | ₹23.86 Cr | +1.02% | — | — |
| HDFC Bank Ltd. | Financial | 2.55% | ₹23.75 Cr | +4.64% | +6.43% | +6.96% |
| Navin Fluorine International Ltd. | Chemicals | 2.52% | ₹23.42 Cr | +2.56% | +2.19% | +1.67% |
| Bharti Airtel Ltd. | Communication | 2.34% | ₹21.74 Cr | +3.01% | +3.01% | +3.05% |
| Hitachi Energy India Ltd. | Capital Goods | 2.18% | ₹20.26 Cr | +3.82% | +2.75% | +2.31% |
| Mahindra & Mahindra Ltd. | Automobile | 2.12% | ₹19.69 Cr | +1.55% | +1.69% | +1.78% |
| Divi's Laboratories Ltd. | Healthcare | 2.04% | ₹18.93 Cr | +1.51% | +1.15% | +1.23% |
| One97 Communications Ltd. | Services | 2.03% | ₹18.89 Cr | +1.40% | +1.33% | +1.35% |
| Tech Mahindra Ltd. | Technology | 2.03% | ₹18.88 Cr | +2.26% | +2.01% | +2.21% |
| Nippon Life India Asset Management Ltd. | Financial | 2.02% | ₹18.76 Cr | +2.00% | +1.64% | +1.40% |
| Linde India Ltd. | Chemicals | 1.94% | ₹18.02 Cr | +2.31% | +2.10% | +2.01% |
| Cummins India Ltd. | Capital Goods | 1.92% | ₹17.87 Cr | +2.00% | +2.46% | +2.06% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.86% | ₹17.27 Cr | +2.07% | +1.95% | +1.80% |
| Ujjivan Small Finance Bank Ltd. | Financial | 1.86% | ₹17.28 Cr | +1.39% | +1.44% | — |
| Pidilite Industries Ltd. | Chemicals | 1.82% | ₹16.88 Cr | — | — | — |
| The Federal Bank Ltd. | Financial | 1.80% | ₹16.76 Cr | +1.64% | +1.65% | — |
| Sagility Ltd. | Services | 1.79% | ₹16.61 Cr | +2.14% | +1.99% | +2.23% |
| NTPC Ltd. | Energy | 1.76% | ₹16.37 Cr | +1.38% | +1.33% | +1.88% |
| Axis Bank Ltd. | Financial | 1.72% | ₹15.99 Cr | +2.33% | +1.83% | +1.17% |
| Tata Motors Ltd. | Automobile | 1.67% | ₹15.55 Cr | +1.42% | +1.84% | — |
| Bharat Electronics Ltd. | Capital Goods | 1.64% | ₹15.21 Cr | +1.98% | +1.07% | — |
| Hindalco Industries Ltd. | Metals & Mining | 1.64% | ₹15.23 Cr | +2.81% | +2.24% | +1.73% |
| Maruti Suzuki India Ltd. | Automobile | 1.60% | ₹14.90 Cr | +1.86% | +2.05% | — |
| Kei Industries Ltd. | Capital Goods | 1.58% | ₹14.67 Cr | +1.53% | — | — |
| Tata Capital Ltd. | Financial | 1.58% | ₹14.72 Cr | +1.39% | +1.47% | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.50% | ₹13.93 Cr | +1.21% | +1.33% | +1.51% |
| Aditya Birla Capital Ltd. | Financial | 1.44% | ₹13.41 Cr | +1.35% | +1.25% | +1.39% |
| Amagi Media Labs Ltd. | Technology | 1.43% | ₹13.26 Cr | +0.81% | +0.63% | — |
| Kotak Mahindra Bank Ltd. | Financial | 1.42% | ₹13.21 Cr | +1.63% | +1.72% | +1.73% |
| Max Financial Services Ltd. | Financial | 1.42% | ₹13.21 Cr | +1.72% | +1.81% | +2.16% |
| Britannia Industries Ltd. | Consumer Staples | 1.41% | ₹13.13 Cr | +1.78% | +2.00% | +1.69% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 1.33% | ₹12.40 Cr | +0.65% | — | — |
| Travel Food Services Ltd. | Services | 1.33% | ₹12.41 Cr | +1.56% | +1.61% | +2.06% |
| Hindustan Petroleum Corporation Ltd. | Energy | 1.23% | ₹11.41 Cr | +1.56% | — | — |
| Vishal Mega Mart Ltd. | Services | 1.22% | ₹11.36 Cr | +1.42% | +1.33% | +1.71% |
| Ultratech Cement Ltd. | Materials | 1.17% | ₹10.88 Cr | +1.30% | +1.75% | +1.76% |
| AU Small Finance Bank Ltd. | Financial | 1.10% | ₹10.26 Cr | +1.06% | +1.00% | +0.94% |
| Computer Age Management Services Ltd. | Services | 1.05% | ₹9.78 Cr | +0.90% | +1.18% | +1.30% |
| Infosys Ltd. | Technology | 1.04% | ₹9.64 Cr | +1.71% | +2.28% | +2.83% |
| PB Fintech Ltd. | Services | 1.01% | ₹9.38 Cr | — | +1.66% | +2.24% |
| NHPC Ltd. | Energy | 0.99% | ₹9.21 Cr | — | — | — |
| Lenskart Solutions Ltd. | Consumer Discretionary | 0.98% | ₹9.14 Cr | — | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 0.94% | ₹8.70 Cr | +1.25% | — | — |
| company:20327 | Automobile | 0.68% | ₹6.34 Cr | — | — | — |
| company:20795 | Technology | 0.55% | ₹5.12 Cr | — | — | — |
| Prestige Estates Projects Ltd. | Construction | 0.53% | ₹4.90 Cr | — | — | — |
| TVS Motor Company Ltd - Pref. Shares | Automobile | 0.03% | ₹0.26 Cr | +0.03% | +0.03% | +0.03% |
| company:20823 | Healthcare | 0.02% | ₹0.19 Cr | — | — | — |
| DSQ Software Ltd. | Technology | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Transtream India.com Ltd. | Technology | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 3.51% | 2.55% | -0.96% |
| company:20327 | 0.00% | 0.68% | +0.68% |
| Lenskart Solutions Ltd. | 0.34% | 0.98% | +0.64% |
| company:20795 | 0.00% | 0.55% | +0.55% |
| One97 Communications Ltd. | 1.61% | 2.03% | +0.42% |
| Sun Pharmaceutical Industries Ltd. | 2.20% | 1.86% | -0.34% |
| Maruti Suzuki India Ltd. | 1.94% | 1.60% | -0.34% |
| Divi's Laboratories Ltd. | 1.76% | 2.04% | +0.28% |
| Bharti Airtel Ltd. | 2.58% | 2.34% | -0.24% |
| Kei Industries Ltd. | 1.39% | 1.58% | +0.19% |
| Bharat Heavy Electricals Ltd. | 2.57% | 2.76% | +0.19% |
| Cummins India Ltd. | 2.11% | 1.92% | -0.19% |
| Infosys Ltd. | 1.23% | 1.04% | -0.19% |
| Axis Bank Ltd. | 1.88% | 1.72% | -0.16% |
| The Federal Bank Ltd. | 1.96% | 1.80% | -0.16% |
| Travel Food Services Ltd. | 1.49% | 1.33% | -0.16% |
| Linde India Ltd. | 2.08% | 1.94% | -0.14% |
| PB Fintech Ltd. | 0.87% | 1.01% | +0.14% |
| NTPC Ltd. | 1.89% | 1.76% | -0.13% |
| Reliance Industries Ltd. | 3.04% | 2.92% | -0.12% |
| Glenmark Pharmaceuticals Ltd. | 1.22% | 1.33% | +0.11% |
| Others | 2.98% | 2.87% | -0.11% |
| Hindustan Petroleum Corporation Ltd. | 1.33% | 1.23% | -0.10% |
| Mahindra & Mahindra Ltd. | 2.22% | 2.12% | -0.10% |
| Titan Company Ltd. | 2.92% | 3.02% | +0.10% |
| Tata Motors Ltd. | 1.57% | 1.67% | +0.10% |
| Ujjivan Small Finance Bank Ltd. | 1.96% | 1.86% | -0.10% |
| Hitachi Energy India Ltd. | 2.28% | 2.18% | -0.10% |
| SBI Life Insurance Company Ltd. | 1.03% | 0.94% | -0.09% |
| Bharat Electronics Ltd. | 1.55% | 1.64% | +0.09% |
| Kotak Mahindra Bank Ltd. | 1.34% | 1.42% | +0.08% |
| Britannia Industries Ltd. | 1.48% | 1.41% | -0.07% |
| State Bank of India | 3.56% | 3.63% | +0.07% |
| Max Financial Services Ltd. | 1.48% | 1.42% | -0.06% |
| Pidilite Industries Ltd. | 1.76% | 1.82% | +0.06% |
| Radico Khaitan Ltd. | 2.79% | 2.85% | +0.06% |
| Tech Mahindra Ltd. | 2.09% | 2.03% | -0.06% |
| Ultratech Cement Ltd. | 1.23% | 1.17% | -0.06% |
| Computer Age Management Services Ltd. | 1.00% | 1.05% | +0.05% |
| Hindalco Industries Ltd. | 1.59% | 1.64% | +0.05% |
| NHPC Ltd. | 1.03% | 0.99% | -0.04% |
| Navin Fluorine International Ltd. | 2.56% | 2.52% | -0.04% |
| TVS Motor Company Ltd. | 2.85% | 2.82% | -0.03% |
| Larsen & Toubro Ltd. | 2.58% | 2.61% | +0.03% |
| AU Small Finance Bank Ltd. | 1.08% | 1.10% | +0.02% |
| Vishal Mega Mart Ltd. | 1.20% | 1.22% | +0.02% |
| company:20823 | 0.00% | 0.02% | +0.02% |
| Amagi Media Labs Ltd. | 1.42% | 1.43% | +0.01% |
| Cholamandalam Investment and Finance Company Ltd. | 1.51% | 1.50% | -0.01% |
| Tata Capital Ltd. | 1.59% | 1.58% | -0.01% |
| Eicher Motors Ltd. | 2.56% | 2.57% | +0.01% |
| Nippon Life India Asset Management Ltd. | 2.03% | 2.02% | -0.01% |
| Aditya Birla Capital Ltd. | 1.44% | 1.44% | 0.00% |
| DSQ Software Ltd. | 0.00% | 0.00% | 0.00% |
| ICICI Bank Ltd. | 3.91% | 3.91% | 0.00% |
| Prestige Estates Projects Ltd. | 0.53% | 0.53% | 0.00% |
| Sagility Ltd. | 1.79% | 1.79% | 0.00% |
| TVS Motor Company Ltd - Pref. Shares | 0.03% | 0.03% | 0.00% |
| Transtream India.com Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,116 Cr | 2.38% | 9.8% | 9.1% | 14.7% |
 Motilal Oswal ELSS Tax Saver Fund | ₹5,134 Cr | 2.08% | 16.2% | 12.6% | 18.1% |
 HSBC ELSS Tax saver Fund | ₹4,229 Cr | 1.99% | 7.0% | 8.7% | 13.3% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹507 Cr | 2.59% | 4.0% | 7.4% | — |
 ITI ELSS Tax Saver Fund | ₹463 Cr | 2.57% | 8.6% | 7.4% | 13.2% |
 JM ELSS - Tax Saver Fund | ₹248 Cr | 2.69% | 13.4% | 9.5% | 14.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent from time to time.
Fund managers
- Silky JainMs. Jain is a MS (Finance), M.ComPrior to joining Baroda BNP Paribas AMC, she has worked with Canara Robeco Asset Management Company Ltd and Nirmal Bang Securities Pvt Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months8.93% absolute | ₹60,000 | ₹65,358 | 8.93% | |
| 1 year4.22% annualised | ₹1,20,000 | ₹1,22,779 | 2.32% | |
| 3 years13.65% annualised | ₹3,60,000 | ₹4,46,861 | 24.13% | |
| 5 years9.86% annualised | ₹6,00,000 | ₹7,77,851 | 29.64% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Baroda BNP Paribas ELSS Tax Saver Fund?
The NAV of Baroda BNP Paribas ELSS Tax Saver Fund is ₹97.22 as on 25 Sep 2026.
What is the expense ratio of Baroda BNP Paribas ELSS Tax Saver Fund?
The expense ratio of Baroda BNP Paribas ELSS Tax Saver Fund is 2.50% per year.
What is the minimum SIP amount for Baroda BNP Paribas ELSS Tax Saver Fund?
You can start a SIP in Baroda BNP Paribas ELSS Tax Saver Fund with ₹3,000 a month.
What returns has Baroda BNP Paribas ELSS Tax Saver Fund given?
Baroda BNP Paribas ELSS Tax Saver Fund has returned 0.2% over 1 year, 6.1% over 3 years and 11.2% over 5 years (annualised).
Is there a lock-in or exit load on Baroda BNP Paribas ELSS Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is Baroda BNP Paribas ELSS Tax Saver Fund?
Baroda BNP Paribas ELSS Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages Baroda BNP Paribas ELSS Tax Saver Fund?
Baroda BNP Paribas ELSS Tax Saver Fund is managed by Baroda BNP Paribas Mutual Fund, which runs 44 schemes with ₹53,546 Cr under management.