Bajaj Finserv Balanced Advantage Fund
Dynamic Asset AllocationVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹11.52-1.32%1 day
- Return since launch
- 5.7%
- 52-week range
- ₹10.55 — ₹11.97
- AUM
- ₹1,276 Cr
Bajaj Finserv Balanced Advantage Fund is a Dynamic Asset Allocation hybrid fund from Bajaj Finserv Mutual Fund with ₹1,276 Cr under management, launched in 2023. The expense ratio is 2.63% and the SEBI riskometer reading is Very High.
Performance
Bajaj Finserv Balanced Advantage Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.3% against +0.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 0.3% | −0.3 pts | 0.6% | -0.5% |
| 2Y | 2.3% | +0.7 pts | 1.6% | 1.6% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.1% | −0.6 pts | -2.6% | -2.7% |
| 3M | 0.5% | +1.0 pts | -0.5% | -0.5% |
| 6M | 5.9% | +1.6 pts | 4.3% | 4.1% |
| 1Y | 2.3% | +1.7 pts | 0.6% | 0.7% |
| 2Y | -0.6% | −0.7 pts | 0.1% | 0.3% |
Since launch (24 Nov 2023): 5.7%
Calendar-year returns
Category average7.1%
8.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 8.4% | +1.8 pts | 6.7% |
| 2024 | 7.1% | −7.1 pts | 14.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.61%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.83%
- Brokerage
- 0.15%
- Transaction charges
- 0.01%
- Statutory levies
- 0.62%
- Exit load
- Exit Load for units in excess of 8% of the investment,1% will be charged for redemption within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 50 Hybrid Composite Debt 50:50 Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.36 | 1.29 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | — | 0.63 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | — | 0.82 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | — | 10.95 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bajaj Finserv Balanced Advantage Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity86.3%
- Debt13.1%
- Other0.6%
Market cap split
- Large82.8%
- Mid11.9%
- Small5.3%
- P/E
- 25.26
- P/B
- 3.42
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 6.61% | ₹84.36 Cr | +14.30% | +15.84% | +16.36% |
| ICICI Bank Ltd. | Financial | 6.06% | ₹77.37 Cr | +5.26% | +4.55% | +3.09% |
| Bajaj Finserv Money Market Fund Direct-Growth | Unclassified | 5.35% | ₹68.27 Cr | +5.43% | +5.15% | — |
| Bharti Airtel Ltd. | Communication | 5.13% | ₹65.53 Cr | +4.87% | +1.44% | — |
| Reliance Industries Ltd. | Energy | 4.17% | ₹53.16 Cr | +4.47% | +3.48% | -0.53% |
| Bajaj Finance Ltd. | Financial | 3.66% | ₹46.65 Cr | +0.56% | -0.53% | +1.33% |
| Others | Others | 3.52% | ₹45.28 Cr | +2.76% | +10.80% | +5.55% |
| Divi's Laboratories Ltd. | Healthcare | 3.48% | ₹44.45 Cr | +2.93% | +3.39% | +2.13% |
| Bajaj Finserv Banking and PSU Debt Fund Direct-Growth | Unclassified | 3.25% | ₹41.41 Cr | +3.29% | +3.16% | — |
| Bajaj Auto Ltd. | Automobile | 3.02% | ₹38.57 Cr | +3.70% | +1.38% | +0.95% |
| Glaxosmithkline Pharmaceuticals Ltd. | Healthcare | 2.75% | ₹35.09 Cr | +1.00% | +1.03% | — |
| Hindustan Unilever Ltd. | Consumer Staples | 2.62% | ₹33.42 Cr | +2.97% | +3.10% | +2.26% |
| State Bank of India | Financial | 2.56% | ₹32.70 Cr | +2.88% | +4.25% | +3.63% |
| Tata Steel Ltd. | Metals & Mining | 2.48% | ₹31.64 Cr | +2.61% | +2.02% | +1.48% |
| Shriram Finance Ltd | Financial | 2.34% | ₹29.84 Cr | +1.42% | +1.30% | — |
| Larsen & Toubro Ltd. | Construction | 2.25% | ₹28.76 Cr | -0.50% | +3.48% | +2.91% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 2.23% | ₹28.52 Cr | +1.71% | +1.87% | +2.27% |
| Ultratech Cement Ltd. | Materials | 2.08% | ₹26.50 Cr | -0.50% | +3.01% | +1.46% |
| DLF Ltd. | Construction | 2.05% | ₹26.12 Cr | +1.72% | +1.94% | +2.19% |
| Axis Bank Ltd. | Financial | 2.04% | ₹26.06 Cr | +2.68% | +2.77% | — |
| Eternal Ltd. | Services | 1.60% | ₹20.39 Cr | +1.59% | +1.50% | +2.29% |
| ITC Ltd. | Consumer Staples | 1.55% | ₹19.83 Cr | +1.31% | +1.37% | +1.42% |
| Infosys Ltd. | Technology | 1.55% | ₹19.83 Cr | +1.51% | +0.86% | +4.51% |
| Titan Company Ltd. | Consumer Discretionary | 1.52% | ₹19.35 Cr | +1.34% | +1.39% | — |
| The Federal Bank Ltd. | Financial | 1.38% | ₹17.55 Cr | +1.16% | +1.15% | — |
| Rubicon Research Ltd. | Healthcare | 1.29% | ₹16.50 Cr | +1.17% | +0.69% | — |
| JIO Financial Services Ltd. | Financial | 1.21% | ₹15.48 Cr | +0.72% | -0.47% | +1.48% |
| United Spirits Ltd. | Consumer Staples | 1.16% | ₹14.83 Cr | +0.93% | — | +1.56% |
| JSW Steel Ltd. | Metals & Mining | 1.08% | ₹13.77 Cr | +0.89% | +0.57% | +0.94% |
| RBL Bank Ltd. | Financial | 1.07% | ₹13.71 Cr | +0.59% | +0.52% | — |
| HCL Technologies Ltd. | Technology | 1.04% | ₹13.29 Cr | +0.97% | +0.86% | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.97% | ₹12.37 Cr | +0.28% | — | — |
| company:4975 | Financial | 0.97% | ₹12.37 Cr | — | — | — |
| Hindustan Zinc Ltd. | Metals & Mining | 0.92% | ₹11.70 Cr | +1.01% | +0.24% | — |
| Schaeffler India Ltd. | Capital Goods | 0.88% | ₹11.19 Cr | +1.77% | +1.80% | — |
| SBI Funds Management Ltd. | Financial | 0.87% | ₹11.07 Cr | — | — | — |
| Asian Paints Ltd. | Materials | 0.84% | ₹10.68 Cr | +0.87% | -0.51% | +0.98% |
| Aurobindo Pharma Ltd. | Healthcare | 0.83% | ₹10.62 Cr | +0.72% | — | — |
| Steel Authority Of India Ltd. | Metals & Mining | 0.76% | ₹9.66 Cr | +0.82% | +0.84% | — |
| Trent Ltd. | Services | 0.73% | ₹9.27 Cr | +0.49% | +0.23% | — |
| Max Financial Services Ltd. | Financial | 0.72% | ₹9.15 Cr | +0.52% | — | — |
| HDFC Life Insurance Co Ltd. | Insurance | 0.65% | ₹8.34 Cr | — | — | +1.83% |
| JSW Cement Ltd. | Materials | 0.59% | ₹7.54 Cr | +0.53% | — | — |
| Vedanta Power Ltd | Capital Goods | 0.58% | ₹7.39 Cr | +0.28% | — | — |
| Adani Power Ltd. | Energy | 0.54% | ₹6.87 Cr | +0.69% | — | — |
| company:1502 | Metals & Mining | 0.52% | ₹6.60 Cr | — | — | — |
| Canara Bank | Financial | 0.50% | ₹6.35 Cr | — | — | +1.11% |
| Zydus Wellness Ltd. | Consumer Staples | 0.49% | ₹6.22 Cr | — | — | — |
| company:1511 | Metals & Mining | 0.49% | ₹6.30 Cr | — | — | — |
| Bharat Electronics Ltd. | Capital Goods | 0.48% | ₹6.08 Cr | +1.54% | -1.07% | +0.49% |
| Oberoi Realty Ltd. | Construction | 0.48% | ₹6.17 Cr | — | — | — |
| company:1308 | Materials | 0.47% | ₹6.00 Cr | — | — | — |
| GE Vernova T&D India Ltd | Capital Goods | 0.44% | ₹5.55 Cr | — | — | — |
| Wipro Ltd. | Technology | 0.41% | ₹5.22 Cr | +0.50% | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 0.39% | ₹4.98 Cr | +0.22% | +0.24% | +0.79% |
| GOI | Sovereign | 0.36% | ₹4.64 Cr | +0.38% | +0.39% | +0.78% |
| company:17109 | Services | 0.34% | ₹4.29 Cr | — | — | — |
| company:11672 | Consumer Discretionary | 0.29% | ₹3.68 Cr | — | — | — |
| TVS Motor Company Ltd. | Automobile | 0.27% | ₹3.47 Cr | +0.22% | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 0.26% | ₹3.28 Cr | +0.25% | -1.49% | +3.62% |
| Sumitomo Chemical India Ltd. | Chemicals | 0.26% | ₹3.36 Cr | — | — | — |
| Hindustan Aeronautics Ltd. | Capital Goods | 0.23% | ₹2.92 Cr | +0.43% | — | +0.44% |
| Nifty 50 | Financial | 0.17% | ₹2.11 Cr | +0.09% | +0.06% | -4.06% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bharti Airtel Ltd. | -0.52% | 5.13% | +5.65% |
| HDFC Bank Ltd. | 5.27% | 0.03% | -5.24% |
| Reliance Industries Ltd. | -0.26% | 4.17% | +4.43% |
| Bajaj Finance Ltd. | -0.54% | 3.66% | +4.20% |
| Bajaj Auto Ltd. | -0.27% | 3.02% | +3.29% |
| Axis Bank Ltd. | -1.10% | 2.04% | +3.14% |
| Tata Steel Ltd. | -0.25% | 2.48% | +2.73% |
| Ultratech Cement Ltd. | -0.26% | 2.08% | +2.34% |
| Infosys Ltd. | -0.48% | 1.55% | +2.03% |
| Eternal Ltd. | -0.29% | 1.60% | +1.89% |
| Titan Company Ltd. | -0.27% | 1.52% | +1.79% |
| Others | 1.27% | 2.89% | +1.62% |
| HCL Technologies Ltd. | -0.49% | 1.04% | +1.53% |
| Nifty 50 | -1.01% | 0.17% | +1.18% |
| Bharat Electronics Ltd. | 1.51% | 0.48% | -1.03% |
| Tata Motors Passenger Vehicles Ltd. | 1.01% | 0.00% | -1.01% |
| company:4975 | 0.00% | 0.97% | +0.97% |
| Samvardhana Motherson International Ltd. | 0.64% | 0.00% | -0.64% |
| ITC Hotels Ltd. | 0.56% | 0.00% | -0.56% |
| company:1502 | 0.00% | 0.52% | +0.52% |
| company:1511 | 0.00% | 0.49% | +0.49% |
| Petronet LNG Ltd. | 0.47% | 0.00% | -0.47% |
| company:1308 | 0.00% | 0.47% | +0.47% |
| company:17109 | 0.00% | 0.34% | +0.34% |
| Glaxosmithkline Pharmaceuticals Ltd. | 2.42% | 2.75% | +0.33% |
| Hindustan Aeronautics Ltd. | 0.56% | 0.23% | -0.33% |
| Rubicon Research Ltd. | 1.62% | 1.29% | -0.33% |
| Torrent Pharmaceuticals Ltd. | 0.32% | 0.00% | -0.32% |
| Hyundai Motor India Ltd. | 0.31% | 0.00% | -0.31% |
| company:11672 | 0.00% | 0.29% | +0.29% |
| Max Financial Services Ltd. | 0.45% | 0.72% | +0.27% |
| Hitachi Energy India Ltd. | 0.25% | 0.00% | -0.25% |
| Kotak Mahindra Bank Ltd. | 0.25% | 0.00% | -0.25% |
| JSW Steel Ltd. | 0.86% | 1.08% | +0.22% |
| Trent Ltd. | 0.51% | 0.73% | +0.22% |
| Zydus Wellness Ltd. | 0.27% | 0.49% | +0.22% |
| Hindustan Unilever Ltd. | 2.83% | 2.62% | -0.21% |
| Divi's Laboratories Ltd. | 3.28% | 3.48% | +0.20% |
| Sun Pharmaceutical Industries Ltd. | 2.05% | 2.23% | +0.18% |
| ITC Ltd. | 1.73% | 1.55% | -0.18% |
| Shriram Finance Ltd | 2.51% | 2.34% | -0.17% |
| Thermax Ltd. | 0.14% | 0.00% | -0.14% |
| JIO Financial Services Ltd. | 1.07% | 1.21% | +0.14% |
| State Bank of India | 2.45% | 2.56% | +0.11% |
| Steel Authority Of India Ltd. | 0.66% | 0.76% | +0.10% |
| Hindustan Zinc Ltd. | 0.84% | 0.92% | +0.08% |
| DLF Ltd. | 1.97% | 2.05% | +0.08% |
| Aurobindo Pharma Ltd. | 0.77% | 0.83% | +0.06% |
| Vedanta Aluminium Metal Ltd. | 1.02% | 0.97% | -0.05% |
| Asian Paints Ltd. | 0.88% | 0.84% | -0.04% |
| JSW Cement Ltd. | 0.63% | 0.59% | -0.04% |
| SBI Life Insurance Company Ltd. | 0.43% | 0.39% | -0.04% |
| Adani Power Ltd. | 0.58% | 0.54% | -0.04% |
| GOI | 0.39% | 0.36% | -0.03% |
| RBL Bank Ltd. | 1.04% | 1.07% | +0.03% |
| United Spirits Ltd. | 1.19% | 1.16% | -0.03% |
| Bajaj Finserv Banking and PSU Debt Fund Direct-Growth | 3.28% | 3.25% | -0.03% |
| Larsen & Toubro Ltd. | 2.22% | 2.25% | +0.03% |
| Bajaj Finserv Money Market Fund Direct-Growth | 5.37% | 5.35% | -0.02% |
| HDFC Life Insurance Co Ltd. | 0.67% | 0.65% | -0.02% |
| SBI Funds Management Ltd. | 0.89% | 0.87% | -0.02% |
| Schaeffler India Ltd. | 0.90% | 0.88% | -0.02% |
| The Federal Bank Ltd. | 1.40% | 1.38% | -0.02% |
| Canara Bank | 0.49% | 0.50% | +0.01% |
| GE Vernova T&D India Ltd | 0.43% | 0.44% | +0.01% |
| Mahindra & Mahindra Ltd. | 0.27% | 0.26% | -0.01% |
| Vedanta Power Ltd | 0.57% | 0.58% | +0.01% |
| ICICI Bank Ltd. | 6.05% | 6.06% | +0.01% |
| Oberoi Realty Ltd. | 0.48% | 0.48% | 0.00% |
| Sumitomo Chemical India Ltd. | 0.26% | 0.26% | 0.00% |
| TVS Motor Company Ltd. | 0.27% | 0.27% | 0.00% |
| Wipro Ltd. | 0.41% | 0.41% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹39,803 Cr | 1.98% | 0.3% | 5.2% | 9.8% |
 HDFC Balanced Advantage Fund | ₹1,07,296 Cr | 1.31% | -3.8% | 3.3% | 10.5% |
 ICICI Prudential Balanced Advantage Fund | ₹75,399 Cr | 1.57% | 1.2% | 6.7% | 9.4% |
 Aditya Birla Sun Life Balanced Advantage Fund | ₹10,125 Cr | 1.95% | 4.6% | 7.5% | 9.6% |
 Baroda BNP Paribas Balanced Advantage Fund | ₹5,343 Cr | 2.05% | 1.4% | 6.3% | 9.6% |
 Quant Dynamic Asset Allocation Fund | ₹852 Cr | 3.03% | -2.1% | 2.5% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme is to capitalize on the potential upside of equities while attempting to limit the downside by dynamically managing the portfolio through investment in equity & equity related instruments and active use of debt, money market instruments and derivatives.
Fund managers
- Nimesh ChandanMr. Chandan is an MBA in Finance.He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
- Sorbh GuptaMr. Gupta is a B.Com, CA and CFA.Prior to joining Bajaj Finserv Mutual Fund, he was associated with Quantum Mutual Fund, Siddhesh Capital Markets Pvt. Ltd. & Pranav Securities Pvt. Ltd. He has over 11 years of overall experience in the equity research.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months5.93% absolute | ₹60,000 | ₹63,558 | 5.93% | |
| 1 year2.30% annualised | ₹1,20,000 | ₹1,21,506 | 1.25% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bajaj Finserv Balanced Advantage Fund?
The NAV of Bajaj Finserv Balanced Advantage Fund is ₹11.52 as on 24 Sep 2026.
What is the expense ratio of Bajaj Finserv Balanced Advantage Fund?
The expense ratio of Bajaj Finserv Balanced Advantage Fund is 2.63% per year.
What is the minimum SIP amount for Bajaj Finserv Balanced Advantage Fund?
You can start a SIP in Bajaj Finserv Balanced Advantage Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bajaj Finserv Balanced Advantage Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 8% of the investment,1% will be charged for redemption within 3 months..
How risky is Bajaj Finserv Balanced Advantage Fund?
Bajaj Finserv Balanced Advantage Fund is rated Very High on the SEBI riskometer and belongs to the Dynamic Asset Allocation category.
Which fund house manages Bajaj Finserv Balanced Advantage Fund?
Bajaj Finserv Balanced Advantage Fund is managed by Bajaj Finserv Mutual Fund, which runs 21 schemes with ₹33,027 Cr under management.