Bajaj Finserv Balanced Advantage Fund
Dynamic Asset AllocationVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹12.18+0.53%1 day
- Return since launch
- 6.8%
- 52-week range
- ₹10.55 — ₹12.11
- AUM
- ₹1,207 Cr
Bajaj Finserv Balanced Advantage Fund is a Dynamic Asset Allocation hybrid fund from Bajaj Finserv Mutual Fund with ₹1,207 Cr under management, launched in 2023. The expense ratio is 2.64% and the SEBI riskometer reading is Very High.
Performance
Bajaj Finserv Balanced Advantage Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +4.7% against +2.4% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 11.5% | +9.5 pts | 2.1% | 6.1% |
| 2Y | 7.8% | +3.1 pts | 4.7% | 4.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 8.5% | +3.2 pts | 5.3% | 5.3% |
| 3M | 2.1% | +1.7 pts | 0.3% | 0.5% |
| 6M | 8.3% | +4.1 pts | 4.2% | 4.3% |
| 1Y | 4.7% | +2.6 pts | 2.1% | 2.4% |
| 2Y | 5.0% | +1.5 pts | 3.5% | 3.8% |
Since launch (24 Nov 2023): 6.8%
Calendar-year returns
Category average7.1%
8.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 8.4% | +1.8 pts | 6.7% |
| 2024 | 7.1% | −7.1 pts | 14.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.63%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.85%
- Brokerage
- 0.15%
- Transaction charges
- 0.01%
- Statutory levies
- 0.62%
- Exit load
- Exit Load for units in excess of 8% of the investment,1% will be charged for redemption within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 50 Hybrid Composite Debt 50:50 Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.36 | 1.25 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | — | 0.48 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | — | 0.63 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | — | 10.86 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bajaj Finserv Balanced Advantage Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity83.5%
- Debt12.6%
- Other3.9%
Market cap split
- Large82.7%
- Mid11.1%
- Small6.3%
- P/E
- 22.60
- P/B
- 2.98
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 10.84% | ₹131 Cr | +2.16% | +0.08% | +17.36% |
| HDFC Bank Ltd. | Financial | 9.11% | ₹110 Cr | +7.62% | +7.66% | +7.64% |
| ICICI Bank Ltd. | Financial | 5.83% | ₹70.33 Cr | +5.71% | +5.50% | +2.96% |
| Reliance Industries Ltd. | Energy | 5.26% | ₹63.47 Cr | +4.35% | +3.27% | +2.42% |
| Bharti Airtel Ltd. | Communication | 4.77% | ₹57.53 Cr | +5.00% | +0.24% | +2.02% |
| Bajaj Finance Ltd. | Financial | 3.51% | ₹42.34 Cr | +2.83% | +0.99% | +2.54% |
| Divi's Laboratories Ltd. | Healthcare | 3.07% | ₹37.06 Cr | +2.97% | +3.33% | +2.93% |
| Glaxosmithkline Pharmaceuticals Ltd. | Healthcare | 2.64% | ₹31.86 Cr | +1.83% | +1.12% | +0.47% |
| Tata Steel Ltd. | Metals & Mining | 2.62% | ₹31.63 Cr | +2.34% | +2.62% | +1.60% |
| State Bank of India | Financial | 2.45% | ₹29.60 Cr | +2.50% | +2.78% | +3.93% |
| Larsen & Toubro Ltd. | Construction | 2.22% | ₹26.73 Cr | +2.38% | +2.21% | +0.50% |
| Axis Bank Ltd. | Financial | 2.04% | ₹24.58 Cr | +2.78% | +2.63% | +1.38% |
| National Bank For Agriculture & Rural Development | Financial | 2.03% | ₹24.49 Cr | — | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 2.03% | ₹24.45 Cr | — | — | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.96% | ₹23.65 Cr | +1.76% | +2.36% | +2.46% |
| Bajaj Auto Ltd. | Automobile | 1.93% | ₹23.26 Cr | +3.41% | +1.38% | +1.44% |
| DLF Ltd. | Construction | 1.91% | ₹23.03 Cr | +1.89% | +1.60% | +2.10% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.90% | ₹22.93 Cr | +2.90% | +3.09% | +1.87% |
| Ultratech Cement Ltd. | Materials | 1.90% | ₹22.96 Cr | +2.54% | +2.66% | +0.94% |
| Shriram Finance Ltd | Financial | 1.74% | ₹20.95 Cr | +2.14% | +1.19% | — |
| ITC Ltd. | Consumer Staples | 1.69% | ₹20.39 Cr | +1.30% | +1.43% | +1.38% |
| Eternal Ltd. | Services | 1.46% | ₹17.59 Cr | +1.66% | +1.58% | +1.13% |
| Infosys Ltd. | Technology | 1.44% | ₹17.39 Cr | +0.49% | +1.20% | +4.65% |
| JIO Financial Services Ltd. | Financial | 1.36% | ₹16.45 Cr | +0.81% | +0.74% | +1.38% |
| Titan Company Ltd. | Consumer Discretionary | 1.25% | ₹15.09 Cr | +1.43% | +1.44% | — |
| Rubicon Research Ltd. | Healthcare | 1.22% | ₹14.69 Cr | +1.63% | +0.98% | — |
| RBL Bank Ltd. | Financial | 1.20% | ₹14.53 Cr | +0.83% | +0.54% | — |
| United Spirits Ltd. | Consumer Staples | 1.12% | ₹13.48 Cr | +1.09% | — | +1.57% |
| The Federal Bank Ltd. | Financial | 1.10% | ₹13.25 Cr | +1.31% | +1.13% | — |
| JSW Steel Ltd. | Metals & Mining | 1.09% | ₹13.20 Cr | +0.84% | +0.57% | +1.04% |
| HCL Technologies Ltd. | Technology | 1.03% | ₹12.45 Cr | +0.88% | +1.20% | — |
| REC Ltd. | Financial | 1.02% | ₹12.34 Cr | — | — | — |
| Steel Authority Of India Ltd. | Metals & Mining | 0.97% | ₹11.65 Cr | +0.69% | +0.87% | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.97% | ₹11.73 Cr | +1.03% | — | — |
| Hindustan Zinc Ltd. | Metals & Mining | 0.92% | ₹11.12 Cr | +0.85% | +0.49% | +0.53% |
| Schaeffler India Ltd. | Capital Goods | 0.90% | ₹10.86 Cr | +1.28% | +1.80% | — |
| SBI Funds Management Ltd. | Financial | 0.82% | ₹9.90 Cr | — | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 0.80% | ₹9.69 Cr | +0.21% | +0.24% | — |
| JSW Cement Ltd. | Materials | 0.78% | ₹9.35 Cr | +0.65% | — | — |
| Rentomojo Ltd. | Services | 0.72% | ₹8.68 Cr | — | — | — |
| Trent Ltd. | Services | 0.70% | ₹8.44 Cr | +0.57% | +0.22% | — |
| HDFC Life Insurance Co Ltd. | Insurance | 0.66% | ₹8.00 Cr | — | — | +0.48% |
| Max Financial Services Ltd. | Financial | 0.66% | ₹7.99 Cr | +0.49% | — | — |
| Nifty 50 | Financial | 0.66% | ₹7.90 Cr | +0.08% | -2.60% | -2.02% |
| Grasim Industries Ltd. | Materials | 0.64% | ₹7.73 Cr | — | — | — |
| Asian Paints Ltd. | Materials | 0.56% | ₹6.73 Cr | +0.86% | +0.77% | +0.91% |
| Hindalco Industries Ltd. | Metals & Mining | 0.51% | ₹6.12 Cr | — | — | — |
| Zydus Wellness Ltd. | Consumer Staples | 0.50% | ₹6.01 Cr | — | — | — |
| Canara Bank | Financial | 0.49% | ₹5.97 Cr | — | — | +1.31% |
| Oberoi Realty Ltd. | Construction | 0.48% | ₹5.84 Cr | — | — | — |
| Bharat Electronics Ltd. | Capital Goods | 0.47% | ₹5.70 Cr | +1.63% | +1.41% | +1.04% |
| Hindustan Copper Ltd. | Metals & Mining | 0.47% | ₹5.67 Cr | — | — | — |
| GOI | Sovereign | 0.38% | ₹4.59 Cr | +0.38% | +0.40% | +0.39% |
| The Great Eastern Shipping Company Ltd. | Energy | 0.30% | ₹3.67 Cr | — | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 0.24% | ₹2.95 Cr | +0.25% | +1.00% | +2.42% |
| Sumitomo Chemical India Ltd. | Chemicals | 0.23% | ₹2.82 Cr | — | — | — |
| Thangamayil Jewellery Ltd. | Consumer Discretionary | 0.23% | ₹2.72 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 0.03% | 9.11% | +9.08% |
| company:20166 | 5.35% | 0.00% | -5.35% |
| Others | 2.89% | 6.95% | +4.06% |
| company:20282 | 3.25% | 0.00% | -3.25% |
| National Bank For Agriculture & Rural Development | 0.00% | 2.03% | +2.03% |
| Small Industries Devp. Bank of India Ltd. | 0.00% | 2.03% | +2.03% |
| Bajaj Auto Ltd. | 3.02% | 1.93% | -1.09% |
| Reliance Industries Ltd. | 4.17% | 5.26% | +1.09% |
| Aurobindo Pharma Ltd. | 0.83% | 0.00% | -0.83% |
| Hindustan Unilever Ltd. | 2.62% | 1.90% | -0.72% |
| Rentomojo Ltd. | 0.00% | 0.72% | +0.72% |
| Shriram Finance Ltd | 2.34% | 1.74% | -0.60% |
| Vedanta Power Ltd | 0.58% | 0.00% | -0.58% |
| Adani Power Ltd. | 0.54% | 0.00% | -0.54% |
| Nifty 50 | 0.17% | 0.66% | +0.49% |
| GE Vernova T&D India Ltd | 0.44% | 0.00% | -0.44% |
| Divi's Laboratories Ltd. | 3.48% | 3.07% | -0.41% |
| SBI Life Insurance Company Ltd. | 0.39% | 0.80% | +0.41% |
| Wipro Ltd. | 0.41% | 0.00% | -0.41% |
| Bharti Airtel Ltd. | 5.13% | 4.77% | -0.36% |
| One 97 Communications Ltd. | 0.34% | 0.00% | -0.34% |
| The Great Eastern Shipping Company Ltd. | 0.00% | 0.30% | +0.30% |
| Asian Paints Ltd. | 0.84% | 0.56% | -0.28% |
| The Federal Bank Ltd. | 1.38% | 1.10% | -0.28% |
| Sun Pharmaceutical Industries Ltd. | 2.23% | 1.96% | -0.27% |
| TVS Motor Company Ltd. | 0.27% | 0.00% | -0.27% |
| Titan Company Ltd. | 1.52% | 1.25% | -0.27% |
| Hindustan Aeronautics Ltd. | 0.23% | 0.00% | -0.23% |
| ICICI Bank Ltd. | 6.06% | 5.83% | -0.23% |
| Steel Authority Of India Ltd. | 0.76% | 0.97% | +0.21% |
| JSW Cement Ltd. | 0.59% | 0.78% | +0.19% |
| Ultratech Cement Ltd. | 2.08% | 1.90% | -0.18% |
| Grasim Industries Ltd. | 0.47% | 0.64% | +0.17% |
| Bajaj Finance Ltd. | 3.66% | 3.51% | -0.15% |
| JIO Financial Services Ltd. | 1.21% | 1.36% | +0.15% |
| Eternal Ltd. | 1.60% | 1.46% | -0.14% |
| Tata Steel Ltd. | 2.48% | 2.62% | +0.14% |
| DLF Ltd. | 2.05% | 1.91% | -0.14% |
| ITC Ltd. | 1.55% | 1.69% | +0.14% |
| RBL Bank Ltd. | 1.07% | 1.20% | +0.13% |
| Infosys Ltd. | 1.55% | 1.44% | -0.11% |
| Glaxosmithkline Pharmaceuticals Ltd. | 2.75% | 2.64% | -0.11% |
| State Bank of India | 2.56% | 2.45% | -0.11% |
| Rubicon Research Ltd. | 1.29% | 1.22% | -0.07% |
| Thangamayil Jewellery Ltd. | 0.29% | 0.23% | -0.06% |
| Max Financial Services Ltd. | 0.72% | 0.66% | -0.06% |
| REC Ltd. | 0.97% | 1.02% | +0.05% |
| SBI Funds Management Ltd. | 0.87% | 0.82% | -0.05% |
| United Spirits Ltd. | 1.16% | 1.12% | -0.04% |
| Trent Ltd. | 0.73% | 0.70% | -0.03% |
| Sumitomo Chemical India Ltd. | 0.26% | 0.23% | -0.03% |
| Larsen & Toubro Ltd. | 2.25% | 2.22% | -0.03% |
| GOI | 0.36% | 0.38% | +0.02% |
| Hindustan Copper Ltd. | 0.49% | 0.47% | -0.02% |
| Mahindra & Mahindra Ltd. | 0.26% | 0.24% | -0.02% |
| Schaeffler India Ltd. | 0.88% | 0.90% | +0.02% |
| Bharat Electronics Ltd. | 0.48% | 0.47% | -0.01% |
| Canara Bank | 0.50% | 0.49% | -0.01% |
| HCL Technologies Ltd. | 1.04% | 1.03% | -0.01% |
| HDFC Life Insurance Co Ltd. | 0.65% | 0.66% | +0.01% |
| Hindalco Industries Ltd. | 0.52% | 0.51% | -0.01% |
| JSW Steel Ltd. | 1.08% | 1.09% | +0.01% |
| Zydus Wellness Ltd. | 0.49% | 0.50% | +0.01% |
| Axis Bank Ltd. | 2.04% | 2.04% | 0.00% |
| Hindustan Zinc Ltd. | 0.92% | 0.92% | 0.00% |
| Oberoi Realty Ltd. | 0.48% | 0.48% | 0.00% |
| Vedanta Aluminium Metal Ltd. | 0.97% | 0.97% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹18,271 Cr | 2.11% | 7.3% | 6.9% | 10.2% |
 ICICI Prudential Balanced Advantage Fund | ₹71,892 Cr | 1.52% | 8.8% | 8.6% | 10.5% |
 Aditya Birla Sun Life Balanced Advantage Fund | ₹9,847 Cr | 1.96% | 10.5% | 8.9% | 10.5% |
 Baroda BNP Paribas Balanced Advantage Fund | ₹5,162 Cr | 2.04% | 7.8% | 7.7% | 10.4% |
 Axis Balanced Advantage Fund | ₹3,643 Cr | 2.18% | 7.4% | 6.8% | 9.7% |
 Quant Dynamic Asset Allocation Fund | ₹810 Cr | 2.84% | 2.0% | 2.5% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme is to capitalize on the potential upside of equities while attempting to limit the downside by dynamically managing the portfolio through investment in equity & equity related instruments and active use of debt, money market instruments and derivatives.
Fund managers
- Nimesh ChandanMr. Chandan is an MBA in Finance.He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
- Sorbh GuptaMr. Gupta is a B.Com, CA and CFA.Prior to joining Bajaj Finserv Mutual Fund, he was associated with Quantum Mutual Fund, Siddhesh Capital Markets Pvt. Ltd. & Pranav Securities Pvt. Ltd. He has over 11 years of overall experience in the equity research.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months8.27% absolute | ₹60,000 | ₹64,962 | 8.27% | |
| 1 year4.69% annualised | ₹1,20,000 | ₹1,23,093 | 2.58% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bajaj Finserv Balanced Advantage Fund?
The NAV of Bajaj Finserv Balanced Advantage Fund is ₹12.18 as on 9 Nov 2026.
What is the expense ratio of Bajaj Finserv Balanced Advantage Fund?
The expense ratio of Bajaj Finserv Balanced Advantage Fund is 2.64% per year.
What is the minimum SIP amount for Bajaj Finserv Balanced Advantage Fund?
You can start a SIP in Bajaj Finserv Balanced Advantage Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bajaj Finserv Balanced Advantage Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 8% of the investment,1% will be charged for redemption within 3 months..
How risky is Bajaj Finserv Balanced Advantage Fund?
Bajaj Finserv Balanced Advantage Fund is rated Very High on the SEBI riskometer and belongs to the Dynamic Asset Allocation category.
Which fund house manages Bajaj Finserv Balanced Advantage Fund?
Bajaj Finserv Balanced Advantage Fund is managed by Bajaj Finserv Mutual Fund, which runs 21 schemes with ₹37,842 Cr under management.