Bajaj Finserv Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹9.11-1.94%1 day
- Return since launch
- -4.4%
- 52-week range
- ₹7.87 — ₹9.97
- AUM
- ₹611 Cr
Bajaj Finserv Consumption Fund is a Thematic-Consumption equity fund from Bajaj Finserv Mutual Fund with ₹611 Cr under management, launched in 2024. The expense ratio is 2.89% and the SEBI riskometer reading is Very High.
Performance
Bajaj Finserv Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -6.9% against -5.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -0.8% | +4.3 pts | -5.0% | -2.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.4% | +0.2 pts | -4.7% | -5.0% |
| 3M | 1.4% | −0.2 pts | 1.6% | 0.5% |
| 6M | 10.7% | −0.2 pts | 10.9% | 8.7% |
| 1Y | -6.9% | −1.8 pts | -5.0% | -5.6% |
Since launch (8 Nov 2024): -4.4%
Calendar-year returns
Category average-6.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | -6.1% | −8.1 pts | 2.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.89%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.06%
- Brokerage
- 0.15%
- Transaction charges
- 0.01%
- Statutory levies
- 0.67%
- Exit load
- Exit load of 1%, if redeemed within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
Bajaj Finserv Consumption Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity98.1%
- Debt2.0%
Market cap split
- Large46.6%
- Mid9.0%
- Small44.5%
- P/E
- 46.55
- P/B
- 5.76
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 8.96% | ₹54.77 Cr | +7.88% | +5.10% | +6.19% |
| Bharti Airtel Ltd. | Communication | 5.18% | ₹31.65 Cr | +5.31% | +2.81% | — |
| Mahindra & Mahindra Ltd. | Automobile | 4.99% | ₹30.52 Cr | +3.15% | +6.00% | +7.10% |
| Bajaj Auto Ltd. | Automobile | 4.74% | ₹28.97 Cr | +2.81% | +2.61% | +0.48% |
| Zydus Wellness Ltd. | Consumer Staples | 3.95% | ₹24.12 Cr | +3.83% | +2.66% | +2.18% |
| TVS Motor Company Ltd. | Automobile | 2.77% | ₹16.93 Cr | +2.42% | +2.48% | +0.94% |
| Safari Industries (India) Ltd. | Consumer Discretionary | 2.69% | ₹16.44 Cr | +2.26% | +2.53% | +1.19% |
| PVR Inox Ltd. | Services | 2.68% | ₹16.37 Cr | +2.04% | +1.99% | +1.58% |
| Trent Ltd. | Services | 2.58% | ₹15.76 Cr | +1.65% | — | — |
| Titan Company Ltd. | Consumer Discretionary | 2.45% | ₹15.00 Cr | +1.99% | +4.00% | — |
| Hindustan Unilever Ltd. | Consumer Staples | 2.25% | ₹13.77 Cr | +2.76% | +7.72% | +3.38% |
| Asian Paints Ltd. | Materials | 2.21% | ₹13.52 Cr | +1.81% | +1.74% | +2.16% |
| Samvardhana Motherson International Ltd. | Automobile | 2.18% | ₹13.30 Cr | +1.89% | +1.07% | — |
| company:20770 | Capital Goods | 2.12% | ₹12.95 Cr | — | — | — |
| Thangamayil Jewellery Ltd. | Consumer Discretionary | 2.11% | ₹12.92 Cr | +3.34% | +2.49% | — |
| Aditya Birla Real Estate Ltd | Consumer Staples | 1.97% | ₹12.06 Cr | +1.13% | +1.14% | +1.30% |
| Metro Brands Ltd. | Consumer Discretionary | 1.95% | ₹11.92 Cr | +2.11% | +2.01% | +1.13% |
| Aditya Infotech Ltd. | Communication | 1.89% | ₹11.52 Cr | +1.63% | +0.83% | — |
| Sona BLW Precision Forgings Ltd. | Automobile | 1.88% | ₹11.48 Cr | +0.73% | — | — |
| Senores Pharmaceuticals Ltd. | Healthcare | 1.85% | ₹11.32 Cr | +1.25% | — | — |
| Orient Electric Ltd. | Consumer Discretionary | 1.79% | ₹10.92 Cr | +1.90% | +1.59% | +1.02% |
| ITC Ltd. | Consumer Staples | 1.74% | ₹10.65 Cr | +5.09% | +3.64% | +1.93% |
| Century Plyboards (India) Ltd. | Materials | 1.67% | ₹10.21 Cr | +1.73% | +1.60% | +1.36% |
| Lenskart Solutions Ltd. | Consumer Discretionary | 1.57% | ₹9.58 Cr | +1.05% | +1.23% | — |
| Indigo Paints Ltd. | Materials | 1.48% | ₹9.06 Cr | +1.00% | +0.92% | — |
| Nestle India Ltd. | Consumer Staples | 1.45% | ₹8.85 Cr | +2.61% | +2.33% | +1.01% |
| Exide Industries Ltd. | Capital Goods | 1.38% | ₹8.43 Cr | — | — | — |
| Piramal Pharma Ltd. | Healthcare | 1.34% | ₹8.21 Cr | — | — | — |
| CCL Products (India) Ltd. | Consumer Staples | 1.32% | ₹8.09 Cr | +1.41% | +1.32% | — |
| Berger Paints India Ltd. | Materials | 1.30% | ₹7.96 Cr | +1.09% | +0.97% | — |
| company:8003 | Construction | 1.28% | ₹7.81 Cr | — | — | +1.52% |
| K.P.R. Mill Ltd. | Textiles | 1.25% | ₹7.65 Cr | — | — | — |
| Kajaria Ceramics Ltd. | Materials | 1.23% | ₹7.51 Cr | +1.58% | +1.89% | +1.96% |
| Devyani International Ltd. | Services | 1.22% | ₹7.43 Cr | +1.33% | +2.05% | +2.64% |
| Bajaj Finserv Money Market Fund Direct-Growth | Unclassified | 1.21% | ₹7.40 Cr | +1.20% | +1.16% | — |
| Greenply Industries Ltd. | Materials | 1.12% | ₹6.86 Cr | — | — | — |
| BlackBuck Ltd. | Services | 1.05% | ₹6.43 Cr | +0.92% | +1.02% | — |
| Amber Enterprises India Ltd. | Consumer Discretionary | 1.04% | ₹6.35 Cr | +1.48% | +1.90% | +1.00% |
| Radico Khaitan Ltd. | Consumer Staples | 1.03% | ₹6.31 Cr | +0.74% | +0.29% | +2.71% |
| company:976 | Consumer Staples | 1.02% | ₹6.24 Cr | — | — | — |
| company:2327 | Consumer Staples | 0.98% | ₹5.96 Cr | — | — | +2.18% |
| Maruti Suzuki India Ltd. | Automobile | 0.97% | ₹5.94 Cr | +2.20% | +3.54% | +2.00% |
| company:20302 | Automobile | 0.97% | ₹5.94 Cr | — | — | — |
| company:19531 | Services | 0.96% | ₹5.88 Cr | — | — | +1.91% |
| Turtlemint Fintech Solutions Ltd. | Financial | 0.92% | ₹5.61 Cr | — | — | — |
| Cera Sanitaryware Ltd. | Materials | 0.90% | ₹5.51 Cr | +0.39% | — | +1.51% |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.88% | ₹5.40 Cr | +1.54% | — | +1.82% |
| company:434 | Consumer Staples | 0.87% | ₹5.31 Cr | — | — | — |
| company:16966 | Services | 0.76% | ₹4.65 Cr | — | — | — |
| Ganesha Ecosphere Ltd. | Textiles | 0.68% | ₹4.15 Cr | +0.62% | — | +0.93% |
| Others | Others | 0.65% | ₹3.69 Cr | +0.18% | +1.26% | +0.60% |
| company:17109 | Services | 0.58% | ₹3.54 Cr | — | — | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.52% | ₹3.20 Cr | +1.46% | +1.36% | +0.96% |
| Page Industries Ltd. | Textiles | 0.48% | ₹2.96 Cr | +1.02% | — | +0.23% |
| Sumitomo Chemical India Ltd. | Chemicals | 0.47% | ₹2.85 Cr | — | — | — |
| La Opala RG Ltd. | Materials | 0.27% | ₹1.65 Cr | +0.28% | +0.32% | +0.37% |
| Westlife Foodworld Ltd. | Services | 0.25% | ₹1.55 Cr | +0.20% | +0.29% | +1.03% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Maruti Suzuki India Ltd. | 3.58% | 0.97% | -2.61% |
| Godrej Consumer Products Ltd. | 2.27% | 0.00% | -2.27% |
| company:20770 | 0.00% | 2.12% | +2.12% |
| Mahindra & Mahindra Ltd. | 3.14% | 4.99% | +1.85% |
| Eternal Ltd. | 7.20% | 8.96% | +1.76% |
| Blue Star Ltd. | 1.72% | 0.00% | -1.72% |
| Others | 2.47% | 0.80% | -1.67% |
| ITC Ltd. | 0.09% | 1.74% | +1.65% |
| Whirlpool Of India Ltd. | 1.60% | 0.00% | -1.60% |
| Tata Motors Passenger Vehicles Ltd. | 1.32% | 0.00% | -1.32% |
| company:8003 | 0.00% | 1.28% | +1.28% |
| company:976 | 0.00% | 1.02% | +1.02% |
| company:2327 | 0.00% | 0.98% | +0.98% |
| company:20302 | 0.00% | 0.97% | +0.97% |
| company:19531 | 0.00% | 0.96% | +0.96% |
| company:434 | 0.00% | 0.87% | +0.87% |
| Orkla India Ltd. | 0.85% | 0.00% | -0.85% |
| company:16966 | 0.00% | 0.76% | +0.76% |
| Thangamayil Jewellery Ltd. | 1.47% | 2.11% | +0.64% |
| company:17109 | 0.00% | 0.58% | +0.58% |
| Asian Paints Ltd. | 2.78% | 2.21% | -0.57% |
| Page Industries Ltd. | 1.04% | 0.48% | -0.56% |
| Havells India Ltd. | 0.53% | 0.00% | -0.53% |
| Fortis Healthcare Ltd. | 0.52% | 0.00% | -0.52% |
| Lenskart Solutions Ltd. | 1.10% | 1.57% | +0.47% |
| Bharti Airtel Ltd. | 5.56% | 5.18% | -0.38% |
| Indigo Paints Ltd. | 1.17% | 1.48% | +0.31% |
| Bajaj Auto Ltd. | 4.44% | 4.74% | +0.30% |
| Zydus Wellness Ltd. | 4.24% | 3.95% | -0.29% |
| Samvardhana Motherson International Ltd. | 1.90% | 2.18% | +0.28% |
| Devyani International Ltd. | 0.99% | 1.22% | +0.23% |
| Metro Brands Ltd. | 2.17% | 1.95% | -0.22% |
| PVR Inox Ltd. | 2.47% | 2.68% | +0.21% |
| Senores Pharmaceuticals Ltd. | 1.66% | 1.85% | +0.19% |
| Turtlemint Fintech Solutions Ltd. | 0.76% | 0.92% | +0.16% |
| K.P.R. Mill Ltd. | 1.10% | 1.25% | +0.15% |
| Titan Company Ltd. | 2.31% | 2.45% | +0.14% |
| Piramal Pharma Ltd. | 1.21% | 1.34% | +0.13% |
| Hindustan Unilever Ltd. | 2.37% | 2.25% | -0.12% |
| Aditya Infotech Ltd. | 1.77% | 1.89% | +0.12% |
| BlackBuck Ltd. | 0.95% | 1.05% | +0.10% |
| Ganesha Ecosphere Ltd. | 0.78% | 0.68% | -0.10% |
| Orient Electric Ltd. | 1.71% | 1.79% | +0.08% |
| Trent Ltd. | 2.66% | 2.58% | -0.08% |
| CCL Products (India) Ltd. | 1.40% | 1.32% | -0.08% |
| Sona BLW Precision Forgings Ltd. | 1.80% | 1.88% | +0.08% |
| Aditya Birla Real Estate Ltd | 2.04% | 1.97% | -0.07% |
| Century Plyboards (India) Ltd. | 1.74% | 1.67% | -0.07% |
| Dixon Technologies (India) Ltd. | 0.82% | 0.88% | +0.06% |
| Kajaria Ceramics Ltd. | 1.17% | 1.23% | +0.06% |
| TVS Motor Company Ltd. | 2.71% | 2.77% | +0.06% |
| Safari Industries (India) Ltd. | 2.74% | 2.69% | -0.05% |
| Cera Sanitaryware Ltd. | 0.95% | 0.90% | -0.05% |
| Amber Enterprises India Ltd. | 1.00% | 1.04% | +0.04% |
| Berger Paints India Ltd. | 1.34% | 1.30% | -0.04% |
| Radico Khaitan Ltd. | 0.99% | 1.03% | +0.04% |
| Greenply Industries Ltd. | 1.09% | 1.12% | +0.03% |
| Westlife Foodworld Ltd. | 0.22% | 0.25% | +0.03% |
| Bajaj Finserv Money Market Fund Direct-Growth | 1.19% | 1.21% | +0.02% |
| Sumitomo Chemical India Ltd. | 0.45% | 0.47% | +0.02% |
| Exide Industries Ltd. | 1.39% | 1.38% | -0.01% |
| La Opala RG Ltd. | 0.28% | 0.27% | -0.01% |
| Nestle India Ltd. | 1.44% | 1.45% | +0.01% |
| Apollo Hospitals Enterprise Ltd. | 0.52% | 0.52% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,436 Cr | 2.19% | 2.3% | 4.7% | 9.4% |
 Mirae Asset Great Consumer Fund | ₹4,742 Cr | 2.05% | -1.1% | 2.9% | 9.3% |
 Tata India Consumer Fund | ₹2,901 Cr | 2.11% | 10.2% | 8.3% | 13.0% |
 Canara Robeco Consumption Fund | ₹1,987 Cr | 2.17% | -4.3% | 1.7% | 8.1% |
 HSBC Consumption Fund | ₹1,817 Cr | 2.19% | 10.6% | 8.6% | — |
 UTI India Consumer Fund | ₹733 Cr | 2.42% | -3.7% | 2.1% | 7.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by predominantly investing in equity and equity related securities of companies that are likely to benefit directly or indirectly from the domestic consumption led demand.
Fund managers
- Sayan Das SharmaB.sc, MBA in Finance and HRPerior to joining the Bajaj Finserv AMC, he was associated with Arthya Wealth and Investments Pvt. Ltd, Bank Of Baroda Capital Markets Limited, CRISIL Ltd.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months10.74% absolute | ₹60,000 | ₹66,444 | 10.74% | |
| 1 year−6.87% annualised | ₹1,20,000 | ₹1,15,627 | −3.64% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bajaj Finserv Consumption Fund?
The NAV of Bajaj Finserv Consumption Fund is ₹9.11 as on 24 Sep 2026.
What is the expense ratio of Bajaj Finserv Consumption Fund?
The expense ratio of Bajaj Finserv Consumption Fund is 2.89% per year.
What is the minimum SIP amount for Bajaj Finserv Consumption Fund?
You can start a SIP in Bajaj Finserv Consumption Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bajaj Finserv Consumption Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 3 months..
How risky is Bajaj Finserv Consumption Fund?
Bajaj Finserv Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages Bajaj Finserv Consumption Fund?
Bajaj Finserv Consumption Fund is managed by Bajaj Finserv Mutual Fund, which runs 21 schemes with ₹33,027 Cr under management.