Bajaj Finserv Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹9.29+0.65%1 day
- Return since launch
- -4.2%
- 52-week range
- ₹7.87 — ₹9.81
- AUM
- ₹565 Cr
Bajaj Finserv Consumption Fund is a Thematic-Consumption equity fund from Bajaj Finserv Mutual Fund with ₹565 Cr under management, launched in 2024. The expense ratio is 2.89% and the SEBI riskometer reading is Very High.
Performance
Bajaj Finserv Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -4.5% against -3.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.6% | +6.3 pts | -0.7% | 4.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 3.9% | −1.6 pts | 5.5% | 6.4% |
| 3M | -1.8% | −0.3 pts | -1.5% | -2.8% |
| 6M | 3.3% | −1.5 pts | 4.8% | 4.5% |
| 1Y | -4.5% | −3.9 pts | -0.7% | -2.8% |
Since launch (8 Nov 2024): -4.2%
Calendar-year returns
Category average-6.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | -6.1% | −8.1 pts | 2.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.88%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.06%
- Brokerage
- 0.15%
- Transaction charges
- 0.01%
- Statutory levies
- 0.66%
- Exit load
- Exit load of 1%, if redeemed within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
Bajaj Finserv Consumption Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity94.0%
- Debt4.9%
- Other1.1%
Market cap split
- Large46.4%
- Mid8.1%
- Small45.5%
- P/E
- 42.55
- P/B
- 5.24
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 7.51% | ₹42.45 Cr | +6.88% | +7.91% | +6.19% |
| Mahindra & Mahindra Ltd. | Automobile | 4.86% | ₹27.43 Cr | +2.88% | +5.64% | +6.37% |
| Others | Others | 4.69% | ₹26.65 Cr | +0.84% | +0.10% | +3.10% |
| Bharti Airtel Ltd. | Communication | 4.67% | ₹26.41 Cr | +5.32% | +3.01% | +1.50% |
| Zydus Wellness Ltd. | Consumer Staples | 4.13% | ₹23.32 Cr | +4.30% | +3.44% | +2.41% |
| Bajaj Auto Ltd. | Automobile | 3.83% | ₹21.62 Cr | +2.58% | +2.59% | +0.47% |
| Hindustan Unilever Ltd. | Consumer Staples | 3.10% | ₹17.49 Cr | +2.44% | +5.52% | +3.37% |
| PVR Inox Ltd. | Services | 2.90% | ₹16.39 Cr | +2.02% | +2.14% | +1.47% |
| Safari Industries (India) Ltd. | Consumer Discretionary | 2.75% | ₹15.55 Cr | +2.64% | +2.36% | +1.57% |
| Trent Ltd. | Services | 2.54% | ₹14.35 Cr | +3.25% | — | — |
| TVS Motor Company Ltd. | Automobile | 2.49% | ₹14.05 Cr | +2.22% | +2.67% | +1.59% |
| Titan Company Ltd. | Consumer Discretionary | 2.39% | ₹13.48 Cr | +2.13% | +4.12% | — |
| Samvardhana Motherson International Ltd. | Automobile | 2.25% | ₹12.72 Cr | +1.90% | +1.37% | — |
| Rentomojo Ltd. | Services | 2.24% | ₹12.63 Cr | — | — | — |
| Asian Paints Ltd. | Materials | 2.17% | ₹12.24 Cr | +2.24% | +1.61% | +2.14% |
| Thangamayil Jewellery Ltd. | Consumer Discretionary | 2.14% | ₹12.08 Cr | +3.12% | +2.76% | — |
| ITC Ltd. | Consumer Staples | 1.94% | ₹10.96 Cr | +1.97% | +3.77% | +1.82% |
| Senores Pharmaceuticals Ltd. | Healthcare | 1.94% | ₹10.95 Cr | +1.73% | — | — |
| Sona BLW Precision Forgings Ltd. | Automobile | 1.85% | ₹10.47 Cr | +1.48% | — | — |
| Metro Brands Ltd. | Consumer Discretionary | 1.84% | ₹10.38 Cr | +2.04% | +2.02% | +1.23% |
| Aditya Birla Real Estate Ltd | Consumer Staples | 1.78% | ₹10.06 Cr | +1.94% | +1.12% | +1.21% |
| Lenskart Solutions Ltd. | Consumer Discretionary | 1.75% | ₹9.91 Cr | +1.02% | +1.02% | — |
| Orient Electric Ltd. | Consumer Discretionary | 1.70% | ₹9.60 Cr | +1.75% | +1.64% | +0.89% |
| Varun Beverages Ltd. | Consumer Staples | 1.53% | ₹8.66 Cr | — | — | — |
| Indigo Paints Ltd. | Materials | 1.52% | ₹8.57 Cr | +1.09% | +0.79% | — |
| Tata Consumer Products Ltd. | Consumer Staples | 1.51% | ₹8.55 Cr | — | — | +2.15% |
| Exide Industries Ltd. | Capital Goods | 1.40% | ₹7.90 Cr | +0.31% | — | — |
| Piramal Pharma Ltd. | Healthcare | 1.40% | ₹7.91 Cr | — | — | — |
| Nestle India Ltd. | Consumer Staples | 1.37% | ₹7.75 Cr | +1.37% | +2.39% | +0.97% |
| CCL Products (India) Ltd. | Consumer Staples | 1.35% | ₹7.64 Cr | +1.56% | +1.53% | — |
| Bajaj Finserv Money Market Fund Direct-Growth | Unclassified | 1.32% | ₹7.44 Cr | +1.20% | +1.31% | — |
| Kajaria Ceramics Ltd. | Materials | 1.32% | ₹7.45 Cr | +1.47% | +1.71% | +2.03% |
| Century Plyboards (India) Ltd. | Materials | 1.25% | ₹7.05 Cr | +1.66% | +1.73% | +1.64% |
| Greenply Industries Ltd. | Materials | 1.25% | ₹7.09 Cr | — | — | — |
| Devyani International Ltd. | Services | 1.23% | ₹6.98 Cr | +1.27% | +1.20% | +2.61% |
| Dhoot Transmission Ltd. | Capital Goods | 1.18% | ₹6.67 Cr | — | — | — |
| BlackBuck Ltd. | Services | 1.17% | ₹6.58 Cr | +0.94% | +1.14% | +0.87% |
| K.P.R. Mill Ltd. | Textiles | 1.11% | ₹6.25 Cr | +1.26% | — | — |
| Radico Khaitan Ltd. | Consumer Staples | 1.09% | ₹6.15 Cr | +0.82% | +0.60% | +2.39% |
| United Spirits Ltd. | Consumer Staples | 1.08% | ₹6.09 Cr | — | — | +1.81% |
| Berger Paints India Ltd. | Materials | 1.04% | ₹5.87 Cr | +1.34% | +0.98% | — |
| Amber Enterprises India Ltd. | Consumer Discretionary | 0.98% | ₹5.56 Cr | +1.45% | +1.64% | +1.08% |
| E.I.D. - Parry (India) Ltd. | Consumer Staples | 0.95% | ₹5.35 Cr | — | — | — |
| Tata Motors Ltd. | Automobile | 0.94% | ₹5.31 Cr | — | — | — |
| Balrampur Chini Mills Ltd. | Consumer Staples | 0.90% | ₹5.07 Cr | — | — | — |
| Cera Sanitaryware Ltd. | Materials | 0.87% | ₹4.89 Cr | +1.02% | — | +1.42% |
| CarTrade Tech Ltd. | Services | 0.80% | ₹4.51 Cr | — | — | — |
| One 97 Communications Ltd. | Services | 0.80% | ₹4.54 Cr | — | — | — |
| Whirlpool Of India Ltd. | Consumer Discretionary | 0.75% | ₹4.24 Cr | +1.65% | +2.64% | +1.57% |
| Ganesha Ecosphere Ltd. | Textiles | 0.72% | ₹4.07 Cr | +0.60% | +0.63% | +0.79% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.52% | ₹2.94 Cr | +0.51% | +1.45% | +0.90% |
| Aditya Infotech Ltd. | Communication | 0.46% | ₹2.59 Cr | +2.02% | +1.11% | — |
| Westlife Foodworld Ltd. | Services | 0.28% | ₹1.60 Cr | +0.22% | +0.24% | +0.95% |
| La Opala RG Ltd. | Materials | 0.26% | ₹1.48 Cr | +0.28% | +0.28% | +0.36% |
| Allied Blenders And Distillers Ltd. | Consumer Staples | 0.19% | ₹1.07 Cr | — | — | +1.57% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 0.80% | 3.54% | +2.74% |
| Rentomojo Ltd. | 0.00% | 2.24% | +2.24% |
| Varun Beverages Ltd. | 0.00% | 1.53% | +1.53% |
| Tata Consumer Products Ltd. | 0.00% | 1.51% | +1.51% |
| Eternal Ltd. | 8.96% | 7.51% | -1.45% |
| Aditya Infotech Ltd. | 1.89% | 0.46% | -1.43% |
| DLF Ltd. | 1.28% | 0.00% | -1.28% |
| Maruti Suzuki India Ltd. | 0.97% | 0.00% | -0.97% |
| company:19531 | 0.96% | 0.00% | -0.96% |
| Dhoot Transmission Ltd. | 2.12% | 1.18% | -0.94% |
| Turtlemint Fintech Solutions Ltd. | 0.92% | 0.00% | -0.92% |
| Bajaj Auto Ltd. | 4.74% | 3.83% | -0.91% |
| Dixon Technologies (India) Ltd. | 0.88% | 0.00% | -0.88% |
| Hindustan Unilever Ltd. | 2.25% | 3.10% | +0.85% |
| Whirlpool Of India Ltd. | 0.00% | 0.75% | +0.75% |
| Bharti Airtel Ltd. | 5.18% | 4.67% | -0.51% |
| Page Industries Ltd. | 0.48% | 0.00% | -0.48% |
| Sumitomo Chemical India Ltd. | 0.47% | 0.00% | -0.47% |
| Century Plyboards (India) Ltd. | 1.67% | 1.25% | -0.42% |
| TVS Motor Company Ltd. | 2.77% | 2.49% | -0.28% |
| Berger Paints India Ltd. | 1.30% | 1.04% | -0.26% |
| One 97 Communications Ltd. | 0.58% | 0.80% | +0.22% |
| PVR Inox Ltd. | 2.68% | 2.90% | +0.22% |
| ITC Ltd. | 1.74% | 1.94% | +0.20% |
| Allied Blenders And Distillers Ltd. | 0.00% | 0.19% | +0.19% |
| Aditya Birla Real Estate Ltd | 1.97% | 1.78% | -0.19% |
| Lenskart Solutions Ltd. | 1.57% | 1.75% | +0.18% |
| Zydus Wellness Ltd. | 3.95% | 4.13% | +0.18% |
| K.P.R. Mill Ltd. | 1.25% | 1.11% | -0.14% |
| Greenply Industries Ltd. | 1.12% | 1.25% | +0.13% |
| Mahindra & Mahindra Ltd. | 4.99% | 4.86% | -0.13% |
| BlackBuck Ltd. | 1.05% | 1.17% | +0.12% |
| Bajaj Finserv Money Market Fund Direct-Growth | 1.21% | 1.32% | +0.11% |
| Metro Brands Ltd. | 1.95% | 1.84% | -0.11% |
| United Spirits Ltd. | 0.98% | 1.08% | +0.10% |
| Kajaria Ceramics Ltd. | 1.23% | 1.32% | +0.09% |
| Orient Electric Ltd. | 1.79% | 1.70% | -0.09% |
| Senores Pharmaceuticals Ltd. | 1.85% | 1.94% | +0.09% |
| Nestle India Ltd. | 1.45% | 1.37% | -0.08% |
| E.I.D. - Parry (India) Ltd. | 1.02% | 0.95% | -0.07% |
| Samvardhana Motherson International Ltd. | 2.18% | 2.25% | +0.07% |
| Amber Enterprises India Ltd. | 1.04% | 0.98% | -0.06% |
| Radico Khaitan Ltd. | 1.03% | 1.09% | +0.06% |
| Safari Industries (India) Ltd. | 2.69% | 2.75% | +0.06% |
| Titan Company Ltd. | 2.45% | 2.39% | -0.06% |
| Piramal Pharma Ltd. | 1.34% | 1.40% | +0.06% |
| Asian Paints Ltd. | 2.21% | 2.17% | -0.04% |
| CarTrade Tech Ltd. | 0.76% | 0.80% | +0.04% |
| Indigo Paints Ltd. | 1.48% | 1.52% | +0.04% |
| Trent Ltd. | 2.58% | 2.54% | -0.04% |
| Ganesha Ecosphere Ltd. | 0.68% | 0.72% | +0.04% |
| Thangamayil Jewellery Ltd. | 2.11% | 2.14% | +0.03% |
| Balrampur Chini Mills Ltd. | 0.87% | 0.90% | +0.03% |
| CCL Products (India) Ltd. | 1.32% | 1.35% | +0.03% |
| Cera Sanitaryware Ltd. | 0.90% | 0.87% | -0.03% |
| Tata Motors Ltd. | 0.97% | 0.94% | -0.03% |
| Westlife Foodworld Ltd. | 0.25% | 0.28% | +0.03% |
| Sona BLW Precision Forgings Ltd. | 1.88% | 1.85% | -0.03% |
| Exide Industries Ltd. | 1.38% | 1.40% | +0.02% |
| Devyani International Ltd. | 1.22% | 1.23% | +0.01% |
| La Opala RG Ltd. | 0.27% | 0.26% | -0.01% |
| Apollo Hospitals Enterprise Ltd. | 0.52% | 0.52% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,285 Cr | 2.19% | 9.7% | 5.8% | 10.2% |
 Mirae Asset Great Consumer Fund | ₹4,455 Cr | 2.06% | 8.3% | 4.4% | 10.0% |
 Tata India Consumer Fund | ₹2,723 Cr | 2.12% | 14.7% | 8.5% | 12.9% |
 Canara Robeco Consumption Fund | ₹1,872 Cr | 2.15% | 8.4% | 4.5% | 9.6% |
 HSBC Consumption Fund | ₹1,698 Cr | 2.19% | 11.7% | 7.7% | — |
 UTI India Consumer Fund | ₹678 Cr | 2.43% | 5.6% | 3.8% | 8.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by predominantly investing in equity and equity related securities of companies that are likely to benefit directly or indirectly from the domestic consumption led demand.
Fund managers
- Sayan Das SharmaB.sc, MBA in Finance and HRPerior to joining the Bajaj Finserv AMC, he was associated with Arthya Wealth and Investments Pvt. Ltd, Bank Of Baroda Capital Markets Limited, CRISIL Ltd.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.34% absolute | ₹60,000 | ₹62,004 | 3.34% | |
| 1 year−4.54% annualised | ₹1,20,000 | ₹1,17,090 | −2.43% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bajaj Finserv Consumption Fund?
The NAV of Bajaj Finserv Consumption Fund is ₹9.29 as on 6 Nov 2026.
What is the expense ratio of Bajaj Finserv Consumption Fund?
The expense ratio of Bajaj Finserv Consumption Fund is 2.89% per year.
What is the minimum SIP amount for Bajaj Finserv Consumption Fund?
You can start a SIP in Bajaj Finserv Consumption Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bajaj Finserv Consumption Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 3 months..
How risky is Bajaj Finserv Consumption Fund?
Bajaj Finserv Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages Bajaj Finserv Consumption Fund?
Bajaj Finserv Consumption Fund is managed by Bajaj Finserv Mutual Fund, which runs 21 schemes with ₹37,842 Cr under management.