Bajaj Finserv ELSS - Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹11.76+1.15%1 day
- Return since launch
- 8.8%
- 52-week range
- ₹9.95 — ₹11.81
- AUM
- ₹88.14 Cr
Bajaj Finserv ELSS - Tax Saver Fund is a ELSS equity fund from Bajaj Finserv Mutual Fund with ₹88.14 Cr under management, launched in 2024. The expense ratio is 2.96% and the SEBI riskometer reading is Very High.
Performance
Bajaj Finserv ELSS - Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.9% against +0.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 8.9% | +8.4 pts | 0.6% | 6.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 6.5% | −0.2 pts | 6.7% | 7.5% |
| 3M | 0.3% | +0.8 pts | -0.5% | -0.5% |
| 6M | 4.1% | −0.5 pts | 4.6% | 4.7% |
| 1Y | 2.9% | +2.3 pts | 0.6% | 0.3% |
Since launch (24 Dec 2024): 8.8%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.94%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.15%
- Transaction charges
- 0.01%
- Statutory levies
- 0.68%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
Bajaj Finserv ELSS - Tax Saver Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity89.6%
- Debt8.3%
- Other2.1%
Market cap split
- Large46.2%
- Mid16.2%
- Small37.6%
- P/E
- 24.77
- P/B
- 2.79
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 10.40% | ₹9.17 Cr | +0.82% | +0.22% | +10.64% |
| HDFC Bank Ltd. | Financial | 9.16% | ₹8.07 Cr | +6.89% | +6.77% | +5.64% |
| ICICI Bank Ltd. | Financial | 6.37% | ₹5.61 Cr | +5.81% | +6.25% | +2.69% |
| Reliance Industries Ltd. | Energy | 5.75% | ₹5.07 Cr | +6.32% | +6.70% | +4.37% |
| Divi's Laboratories Ltd. | Healthcare | 5.57% | ₹4.91 Cr | +2.63% | +2.92% | +3.20% |
| Zydus Wellness Ltd. | Consumer Staples | 4.67% | ₹4.11 Cr | +3.59% | +2.99% | — |
| State Bank of India | Financial | 4.12% | ₹3.63 Cr | +4.44% | +4.37% | +2.85% |
| Steel Authority Of India Ltd. | Metals & Mining | 3.85% | ₹3.40 Cr | +1.81% | +1.03% | — |
| PG Electroplast Ltd. | Capital Goods | 2.79% | ₹2.46 Cr | — | — | — |
| Balrampur Chini Mills Ltd. | Consumer Staples | 2.71% | ₹2.39 Cr | — | — | — |
| Timken India Ltd. | Capital Goods | 2.65% | ₹2.33 Cr | +2.36% | +2.98% | +0.97% |
| Larsen & Toubro Ltd. | Construction | 2.53% | ₹2.23 Cr | +2.82% | +2.92% | +2.69% |
| Eternal Ltd. | Services | 2.48% | ₹2.18 Cr | +2.07% | +2.19% | +1.24% |
| Tata Steel Ltd. | Metals & Mining | 2.36% | ₹2.08 Cr | +2.43% | +2.48% | +2.09% |
| Rentomojo Ltd. | Services | 2.34% | ₹2.07 Cr | — | — | — |
| Glaxosmithkline Pharmaceuticals Ltd. | Healthcare | 2.13% | ₹1.88 Cr | +1.54% | +1.76% | +1.47% |
| PVR Inox Ltd. | Services | 2.13% | ₹1.87 Cr | — | — | — |
| Sundaram Finance Ltd. | Financial | 1.95% | ₹1.72 Cr | +2.03% | — | — |
| Indigo Paints Ltd. | Materials | 1.94% | ₹1.71 Cr | +2.23% | +1.11% | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 1.87% | ₹1.64 Cr | +1.07% | — | — |
| SBI Funds Management Ltd. | Financial | 1.76% | ₹1.55 Cr | — | — | — |
| Bharat Dynamics Ltd. | Capital Goods | 1.51% | ₹1.33 Cr | +1.88% | +1.11% | — |
| Garware Technical Fibres Ltd. | Textiles | 1.49% | ₹1.31 Cr | +2.01% | — | — |
| K.P.R. Mill Ltd. | Textiles | 1.48% | ₹1.30 Cr | +1.59% | +1.38% | +1.27% |
| Balkrishna Industries Ltd. | Automobile | 1.34% | ₹1.19 Cr | +1.40% | +0.97% | — |
| Niva Bupa Health Insurance Company Ltd. | Insurance | 1.27% | ₹1.12 Cr | — | — | — |
| SEDEMAC Mechatronics Ltd. | Capital Goods | 1.19% | ₹1.05 Cr | +0.99% | — | — |
| Bajaj Finserv Ltd. | Financial | 1.14% | ₹1.01 Cr | +1.18% | +1.33% | +1.78% |
| Arvind Fashions Ltd. | Textiles | 1.10% | ₹0.97 Cr | +1.35% | +1.42% | — |
| Coforge Ltd. | Technology | 1.09% | ₹0.96 Cr | +0.92% | — | — |
| Five-Star Business Finance Ltd. | Financial | 1.03% | ₹0.91 Cr | +2.89% | — | — |
| Indo Count Industries Ltd. | Textiles | 1.03% | ₹0.91 Cr | — | — | — |
| Swiggy Ltd. | Services | 0.91% | ₹0.80 Cr | — | — | +1.93% |
| LIC Housing Finance Ltd. | Financial | 0.90% | ₹0.80 Cr | — | — | — |
| E.I.D. - Parry (India) Ltd. | Consumer Staples | 0.89% | ₹0.78 Cr | — | — | — |
| Go Digit General Insurance Ltd. | Insurance | 0.89% | ₹0.79 Cr | +1.12% | +1.38% | +0.58% |
| RHI Magnesita India Ltd. | Capital Goods | 0.85% | ₹0.75 Cr | +0.82% | +0.92% | +0.47% |
| MTAR Technologies Ltd. | Capital Goods | 0.80% | ₹0.71 Cr | +0.79% | +2.79% | +2.49% |
| Prudent Corporate Advisory Services Ltd. | Financial | 0.61% | ₹0.54 Cr | +0.51% | — | — |
| Nitin Spinners Ltd. | Textiles | 0.50% | ₹0.44 Cr | +4.39% | +2.81% | — |
| Cera Sanitaryware Ltd. | Materials | 0.40% | ₹0.35 Cr | +0.51% | — | +0.47% |
| SS Retail Ltd. | Services | 0.03% | ₹0.02 Cr | — | — | — |
| Moneyview Ltd. | Financial | 0.02% | ₹0.02 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 5.82% | 9.16% | +3.34% |
| Rentomojo Ltd. | 0.00% | 2.34% | +2.34% |
| Nitin Spinners Ltd. | 2.65% | 0.50% | -2.15% |
| Divi's Laboratories Ltd. | 3.60% | 5.57% | +1.97% |
| Others | 6.31% | 8.25% | +1.94% |
| Pondy Oxides & Chemicals Ltd. | 1.91% | 0.00% | -1.91% |
| Billionbrains Garage Ventures Ltd. | 1.67% | 0.00% | -1.67% |
| Steel Authority Of India Ltd. | 2.23% | 3.85% | +1.62% |
| Zydus Wellness Ltd. | 3.15% | 4.67% | +1.52% |
| Pricol Ltd. | 1.29% | 0.00% | -1.29% |
| Niva Bupa Health Insurance Company Ltd. | 0.00% | 1.27% | +1.27% |
| Indo Count Industries Ltd. | 2.30% | 1.03% | -1.27% |
| Indo Tech Transformers Ltd. | 1.21% | 0.00% | -1.21% |
| Gabriel India Ltd. | 1.07% | 0.00% | -1.07% |
| SJS Enterprises Ltd. | 0.97% | 0.00% | -0.97% |
| Five-Star Business Finance Ltd. | 1.99% | 1.03% | -0.96% |
| LIC Housing Finance Ltd. | 0.00% | 0.90% | +0.90% |
| Garware Technical Fibres Ltd. | 2.28% | 1.49% | -0.79% |
| Indigo Paints Ltd. | 2.41% | 1.94% | -0.47% |
| ICICI Bank Ltd. | 6.71% | 6.37% | -0.34% |
| State Bank of India | 4.36% | 4.12% | -0.24% |
| SEDEMAC Mechatronics Ltd. | 1.01% | 1.19% | +0.18% |
| Reliance Industries Ltd. | 5.93% | 5.75% | -0.18% |
| Bharat Dynamics Ltd. | 1.67% | 1.51% | -0.16% |
| Bajaj Finserv Ltd. | 1.28% | 1.14% | -0.14% |
| Arvind Fashions Ltd. | 1.23% | 1.10% | -0.13% |
| Glaxosmithkline Pharmaceuticals Ltd. | 2.25% | 2.13% | -0.12% |
| SBI Funds Management Ltd. | 1.88% | 1.76% | -0.12% |
| MTAR Technologies Ltd. | 0.69% | 0.80% | +0.11% |
| Timken India Ltd. | 2.55% | 2.65% | +0.10% |
| E.I.D. - Parry (India) Ltd. | 0.99% | 0.89% | -0.10% |
| Coforge Ltd. | 1.19% | 1.09% | -0.10% |
| PVR Inox Ltd. | 2.04% | 2.13% | +0.09% |
| Tata Steel Ltd. | 2.27% | 2.36% | +0.09% |
| Larsen & Toubro Ltd. | 2.61% | 2.53% | -0.08% |
| Prudent Corporate Advisory Services Ltd. | 0.69% | 0.61% | -0.08% |
| Swiggy Ltd. | 0.98% | 0.91% | -0.07% |
| RHI Magnesita India Ltd. | 0.79% | 0.85% | +0.06% |
| Balkrishna Industries Ltd. | 1.39% | 1.34% | -0.05% |
| PG Electroplast Ltd. | 2.74% | 2.79% | +0.05% |
| Eternal Ltd. | 2.44% | 2.48% | +0.04% |
| Go Digit General Insurance Ltd. | 0.85% | 0.89% | +0.04% |
| K.P.R. Mill Ltd. | 1.51% | 1.48% | -0.03% |
| SS Retail Ltd. | 0.00% | 0.03% | +0.03% |
| Cera Sanitaryware Ltd. | 0.43% | 0.40% | -0.03% |
| Moneyview Ltd. | 0.00% | 0.02% | +0.02% |
| Balrampur Chini Mills Ltd. | 2.72% | 2.71% | -0.01% |
| Vedanta Aluminium Metal Ltd. | 1.88% | 1.87% | -0.01% |
| Sundaram Finance Ltd. | 1.95% | 1.95% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,088 Cr | 2.35% | 8.8% | 8.1% | 13.5% |
 Motilal Oswal ELSS Tax Saver Fund | ₹4,890 Cr | 2.07% | 8.1% | 8.8% | 16.0% |
 HSBC ELSS Tax saver Fund | ₹3,974 Cr | 1.98% | 8.0% | 7.9% | 12.9% |
 Baroda BNP Paribas ELSS Tax Saver Fund | ₹857 Cr | 2.46% | 6.6% | 7.2% | 11.9% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹481 Cr | 2.60% | 10.8% | 8.6% | — |
 JM ELSS - Tax Saver Fund | ₹240 Cr | 2.66% | 10.6% | 7.7% | 13.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related securities while offering deduction on such investment made in the scheme under Section 80C of the Income Tax Act, 1961.
Fund managers
- Nimesh ChandanMr. Chandan is an MBA in Finance.He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
- Sorbh GuptaMr. Gupta is a B.Com, CA and CFA.Prior to joining Bajaj Finserv Mutual Fund, he was associated with Quantum Mutual Fund, Siddhesh Capital Markets Pvt. Ltd. & Pranav Securities Pvt. Ltd. He has over 11 years of overall experience in the equity research.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.08% absolute | ₹60,000 | ₹62,448 | 4.08% | |
| 1 year2.88% annualised | ₹1,20,000 | ₹1,21,889 | 1.57% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bajaj Finserv ELSS - Tax Saver Fund?
The NAV of Bajaj Finserv ELSS - Tax Saver Fund is ₹11.76 as on 9 Nov 2026.
What is the expense ratio of Bajaj Finserv ELSS - Tax Saver Fund?
The expense ratio of Bajaj Finserv ELSS - Tax Saver Fund is 2.96% per year.
What is the minimum SIP amount for Bajaj Finserv ELSS - Tax Saver Fund?
You can start a SIP in Bajaj Finserv ELSS - Tax Saver Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bajaj Finserv ELSS - Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is Bajaj Finserv ELSS - Tax Saver Fund?
Bajaj Finserv ELSS - Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages Bajaj Finserv ELSS - Tax Saver Fund?
Bajaj Finserv ELSS - Tax Saver Fund is managed by Bajaj Finserv Mutual Fund, which runs 21 schemes with ₹37,842 Cr under management.