Bajaj Finserv ELSS - Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹11.32-1.46%1 day
- Return since launch
- 8.7%
- 52-week range
- ₹9.95 — ₹11.81
- AUM
- ₹91.92 Cr
Bajaj Finserv ELSS - Tax Saver Fund is a ELSS equity fund from Bajaj Finserv Mutual Fund with ₹91.92 Cr under management, launched in 2024. The expense ratio is 2.99% and the SEBI riskometer reading is Very High.
Performance
Bajaj Finserv ELSS - Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.0% against -2.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 1.4% | +2.9 pts | -1.5% | -3.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.2% | +0.5 pts | -3.8% | -4.3% |
| 3M | -1.4% | −0.2 pts | -1.3% | -1.7% |
| 6M | 9.1% | +2.3 pts | 6.8% | 5.7% |
| 1Y | 2.0% | +3.5 pts | -1.5% | -2.3% |
Since launch (24 Dec 2024): 8.7%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.95%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.16%
- Transaction charges
- 0.01%
- Statutory levies
- 0.68%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
Bajaj Finserv ELSS - Tax Saver Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity91.6%
- Debt6.3%
- Other2.1%
Market cap split
- Large44.2%
- Mid12.7%
- Small43.1%
- P/E
- 27.69
- P/B
- 3.26
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 8.42% | ₹7.74 Cr | +1.44% | +3.52% | +6.92% |
| ICICI Bank Ltd. | Financial | 6.71% | ₹6.17 Cr | +5.57% | +5.78% | +2.96% |
| Reliance Industries Ltd. | Energy | 5.93% | ₹5.45 Cr | +5.63% | +6.50% | +3.59% |
| HDFC Bank Ltd. | Financial | 5.82% | ₹5.35 Cr | +5.89% | +7.41% | +5.97% |
| State Bank of India | Financial | 4.36% | ₹4.01 Cr | -2.01% | +5.85% | +2.38% |
| Divi's Laboratories Ltd. | Healthcare | 3.60% | ₹3.31 Cr | +2.80% | +3.64% | +2.43% |
| Zydus Wellness Ltd. | Consumer Staples | 3.15% | ₹2.89 Cr | +3.04% | +2.53% | — |
| PG Electroplast Ltd. | Capital Goods | 2.74% | ₹2.52 Cr | — | — | — |
| company:434 | Consumer Staples | 2.72% | ₹2.50 Cr | — | — | — |
| Nitin Spinners Ltd. | Textiles | 2.65% | ₹2.43 Cr | +4.08% | +1.74% | — |
| Larsen & Toubro Ltd. | Construction | 2.61% | ₹2.40 Cr | +2.91% | +3.25% | +2.55% |
| Timken India Ltd. | Capital Goods | 2.55% | ₹2.34 Cr | +2.87% | +2.74% | +0.98% |
| Eternal Ltd. | Services | 2.44% | ₹2.24 Cr | +2.05% | +2.02% | +2.48% |
| Indigo Paints Ltd. | Materials | 2.41% | ₹2.21 Cr | +2.17% | +1.37% | — |
| company:1664 | Textiles | 2.30% | ₹2.11 Cr | — | — | — |
| Garware Technical Fibres Ltd. | Textiles | 2.28% | ₹2.09 Cr | — | — | — |
| Tata Steel Ltd. | Metals & Mining | 2.27% | ₹2.08 Cr | +2.82% | +2.04% | +1.31% |
| Glaxosmithkline Pharmaceuticals Ltd. | Healthcare | 2.25% | ₹2.07 Cr | +1.45% | +1.85% | +1.11% |
| Steel Authority Of India Ltd. | Metals & Mining | 2.23% | ₹2.05 Cr | +2.24% | +1.05% | — |
| PVR Inox Ltd. | Services | 2.04% | ₹1.87 Cr | — | — | — |
| Five-Star Business Finance Ltd. | Financial | 1.99% | ₹1.83 Cr | +2.67% | — | — |
| Sundaram Finance Ltd. | Financial | 1.95% | ₹1.79 Cr | — | — | — |
| Pondy Oxides & Chemicals Ltd. | Chemicals | 1.91% | ₹1.75 Cr | +2.18% | +0.44% | +0.49% |
| SBI Funds Management Ltd. | Financial | 1.88% | ₹1.73 Cr | — | — | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 1.88% | ₹1.73 Cr | +0.30% | — | — |
| Bharat Dynamics Ltd. | Capital Goods | 1.67% | ₹1.53 Cr | +1.74% | — | — |
| Billionbrains Garage Ventures Ltd. | Financial | 1.67% | ₹1.54 Cr | — | — | — |
| K.P.R. Mill Ltd. | Textiles | 1.51% | ₹1.39 Cr | +1.37% | +0.92% | +1.24% |
| Balkrishna Industries Ltd. | Automobile | 1.39% | ₹1.28 Cr | +1.48% | +0.86% | — |
| Pricol Ltd. | Automobile | 1.29% | ₹1.19 Cr | +1.19% | +1.57% | — |
| Bajaj Finserv Ltd. | Financial | 1.28% | ₹1.18 Cr | +1.25% | +1.52% | +1.80% |
| Arvind Fashions Ltd. | Textiles | 1.23% | ₹1.13 Cr | +1.38% | +1.44% | — |
| Indo Tech Transformers Ltd. | Capital Goods | 1.21% | ₹1.11 Cr | — | — | — |
| Coforge Ltd. | Technology | 1.19% | ₹1.09 Cr | — | — | — |
| Gabriel India Ltd. | Automobile | 1.07% | ₹0.99 Cr | +2.58% | +1.39% | +0.98% |
| SEDEMAC Mechatronics Ltd. | Capital Goods | 1.01% | ₹0.93 Cr | — | — | — |
| E.I.D. - Parry (India) Ltd. | Consumer Staples | 0.99% | ₹0.91 Cr | — | — | — |
| Swiggy Ltd. | Services | 0.98% | ₹0.90 Cr | — | — | +1.98% |
| SJS Enterprises Ltd. | Automobile | 0.97% | ₹0.90 Cr | +1.63% | +1.49% | — |
| Go Digit General Insurance Ltd. | Insurance | 0.85% | ₹0.78 Cr | +1.11% | +1.33% | +0.63% |
| RHI Magnesita India Ltd. | Capital Goods | 0.79% | ₹0.72 Cr | +0.95% | +1.11% | +0.54% |
| MTAR Technologies Ltd. | Capital Goods | 0.69% | ₹0.64 Cr | +0.49% | +2.12% | — |
| Prudent Corporate Advisory Services Ltd. | Financial | 0.69% | ₹0.63 Cr | — | — | — |
| Cera Sanitaryware Ltd. | Materials | 0.43% | ₹0.39 Cr | — | — | +0.51% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 3.39% | 6.31% | +2.92% |
| company:434 | 0.00% | 2.72% | +2.72% |
| company:1664 | 0.00% | 2.30% | +2.30% |
| Borosil Renewables Ltd. | 1.94% | 0.00% | -1.94% |
| Glenmark Pharmaceuticals Ltd. | 1.49% | 0.00% | -1.49% |
| Five-Star Business Finance Ltd. | 3.40% | 1.99% | -1.41% |
| KNR Constructions Ltd. | 1.20% | 0.00% | -1.20% |
| Godfrey Phillips India Ltd. | 0.79% | 0.00% | -0.79% |
| PVR Inox Ltd. | 1.27% | 2.04% | +0.77% |
| SJS Enterprises Ltd. | 1.73% | 0.97% | -0.76% |
| Nitin Spinners Ltd. | 3.23% | 2.65% | -0.58% |
| HDFC Bank Ltd. | 6.34% | 5.82% | -0.52% |
| Timken India Ltd. | 2.09% | 2.55% | +0.46% |
| Divi's Laboratories Ltd. | 3.16% | 3.60% | +0.44% |
| Zydus Wellness Ltd. | 3.54% | 3.15% | -0.39% |
| Garware Technical Fibres Ltd. | 1.89% | 2.28% | +0.39% |
| Reliance Industries Ltd. | 6.27% | 5.93% | -0.34% |
| Pfizer Ltd. | 0.27% | 0.00% | -0.27% |
| PG Electroplast Ltd. | 2.99% | 2.74% | -0.25% |
| Glaxosmithkline Pharmaceuticals Ltd. | 2.02% | 2.25% | +0.23% |
| Steel Authority Of India Ltd. | 2.00% | 2.23% | +0.23% |
| Pondy Oxides & Chemicals Ltd. | 2.08% | 1.91% | -0.17% |
| Balkrishna Industries Ltd. | 1.55% | 1.39% | -0.16% |
| Vedanta Aluminium Metal Ltd. | 2.03% | 1.88% | -0.15% |
| Pricol Ltd. | 1.15% | 1.29% | +0.14% |
| Tata Steel Ltd. | 2.41% | 2.27% | -0.14% |
| Coforge Ltd. | 1.06% | 1.19% | +0.13% |
| ICICI Bank Ltd. | 6.84% | 6.71% | -0.13% |
| Eternal Ltd. | 2.32% | 2.44% | +0.12% |
| K.P.R. Mill Ltd. | 1.39% | 1.51% | +0.12% |
| Sundaram Finance Ltd. | 2.06% | 1.95% | -0.11% |
| MTAR Technologies Ltd. | 0.58% | 0.69% | +0.11% |
| SEDEMAC Mechatronics Ltd. | 0.90% | 1.01% | +0.11% |
| SBI Funds Management Ltd. | 1.98% | 1.88% | -0.10% |
| Billionbrains Garage Ventures Ltd. | 1.75% | 1.67% | -0.08% |
| RHI Magnesita India Ltd. | 0.85% | 0.79% | -0.06% |
| Indo Tech Transformers Ltd. | 1.16% | 1.21% | +0.05% |
| Prudent Corporate Advisory Services Ltd. | 0.64% | 0.69% | +0.05% |
| Bajaj Finserv Ltd. | 1.32% | 1.28% | -0.04% |
| Gabriel India Ltd. | 1.11% | 1.07% | -0.04% |
| Swiggy Ltd. | 1.02% | 0.98% | -0.04% |
| Cera Sanitaryware Ltd. | 0.47% | 0.43% | -0.04% |
| Arvind Fashions Ltd. | 1.26% | 1.23% | -0.03% |
| Bharat Dynamics Ltd. | 1.69% | 1.67% | -0.02% |
| E.I.D. - Parry (India) Ltd. | 0.97% | 0.99% | +0.02% |
| Larsen & Toubro Ltd. | 2.63% | 2.61% | -0.02% |
| Indigo Paints Ltd. | 2.40% | 2.41% | +0.01% |
| Go Digit General Insurance Ltd. | 0.86% | 0.85% | -0.01% |
| State Bank of India | 4.36% | 4.36% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,116 Cr | 2.38% | 9.0% | 8.9% | 14.6% |
 Motilal Oswal ELSS Tax Saver Fund | ₹5,134 Cr | 2.08% | 17.2% | 12.9% | 18.3% |
 HSBC ELSS Tax saver Fund | ₹4,229 Cr | 1.99% | 5.7% | 8.3% | 13.2% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹507 Cr | 2.59% | 2.8% | 7.1% | — |
 ITI ELSS Tax Saver Fund | ₹463 Cr | 2.57% | 6.8% | 6.9% | 12.9% |
 JM ELSS - Tax Saver Fund | ₹248 Cr | 2.69% | 12.5% | 9.3% | 14.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related securities while offering deduction on such investment made in the scheme under Section 80C of the Income Tax Act, 1961.
Fund managers
- Nimesh ChandanMr. Chandan is an MBA in Finance.He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
- Sorbh GuptaMr. Gupta is a B.Com, CA and CFA.Prior to joining Bajaj Finserv Mutual Fund, he was associated with Quantum Mutual Fund, Siddhesh Capital Markets Pvt. Ltd. & Pranav Securities Pvt. Ltd. He has over 11 years of overall experience in the equity research.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months9.11% absolute | ₹60,000 | ₹65,466 | 9.11% | |
| 1 year2.01% annualised | ₹1,20,000 | ₹1,21,315 | 1.10% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bajaj Finserv ELSS - Tax Saver Fund?
The NAV of Bajaj Finserv ELSS - Tax Saver Fund is ₹11.32 as on 24 Sep 2026.
What is the expense ratio of Bajaj Finserv ELSS - Tax Saver Fund?
The expense ratio of Bajaj Finserv ELSS - Tax Saver Fund is 2.99% per year.
What is the minimum SIP amount for Bajaj Finserv ELSS - Tax Saver Fund?
You can start a SIP in Bajaj Finserv ELSS - Tax Saver Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bajaj Finserv ELSS - Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is Bajaj Finserv ELSS - Tax Saver Fund?
Bajaj Finserv ELSS - Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages Bajaj Finserv ELSS - Tax Saver Fund?
Bajaj Finserv ELSS - Tax Saver Fund is managed by Bajaj Finserv Mutual Fund, which runs 21 schemes with ₹33,027 Cr under management.