Bajaj Finserv Equity Savings Fund
Equity SavingsModerateOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹10.49+0.10%1 day
- Return since launch
- 3.8%
- 52-week range
- ₹10.08 — ₹10.49
- AUM
- ₹39.76 Cr
Bajaj Finserv Equity Savings Fund is a Equity Savings hybrid fund from Bajaj Finserv Mutual Fund with ₹39.76 Cr under management, launched in 2025. The expense ratio is 2.23% and the SEBI riskometer reading is Moderate.
Performance
Bajaj Finserv Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +4.0% against +2.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.8% | 0.0 pts | 3.8% | 4.5% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 1.2% | −1.6 pts | 2.8% | 2.7% |
| 3M | 0.2% | −0.6 pts | 0.8% | 0.6% |
| 6M | 1.2% | −2.2 pts | 3.4% | 3.0% |
| 1Y | 4.1% | +0.3 pts | 3.8% | 2.7% |
Since launch (28 Jul 2025): 3.8%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.19%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.28%
- Brokerage
- 0.17%
- Transaction charges
- 0.03%
- Statutory levies
- 0.71%
- Exit load
- Exit load of 0.25%, if redeemed within 7 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Equity Savings TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderate
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.37 | 0.93 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | — | 0.59 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | — | 0.72 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | — | 6.22 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bajaj Finserv Equity Savings Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity19.7%
- Debt32.2%
- Other48.1%
Market cap split
- Large79.3%
- Mid8.4%
- Small12.2%
- P/E
- 18.83
- P/B
- 2.79
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 56.04% | ₹22.28 Cr | +7.18% | +11.84% | +118.61% |
| Bajaj Finserv Money Market Fund Direct-Growth | Unclassified | 18.83% | ₹7.49 Cr | +23.84% | +23.09% | +22.43% |
| Embassy Office Parks REIT | Construction | 4.04% | ₹1.61 Cr | — | — | — |
| ITC Ltd. | Consumer Staples | 2.80% | ₹1.11 Cr | -5.08% | -5.92% | -5.37% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 2.19% | ₹0.87 Cr | +2.73% | +0.95% | +0.29% |
| HDFC Bank Ltd. | Financial | 2.06% | ₹0.82 Cr | -3.08% | -4.66% | -6.71% |
| Elantas Beck India Ltd. | Chemicals | 2.03% | ₹0.81 Cr | +1.68% | — | — |
| Timken India Ltd. | Capital Goods | 1.44% | ₹0.57 Cr | +1.71% | +1.20% | +0.43% |
| Ingersoll-Rand (India) Ltd. | Capital Goods | 0.99% | ₹0.40 Cr | +1.15% | +1.13% | +0.35% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | 0.98% | ₹0.39 Cr | +1.14% | +1.21% | +0.42% |
| Cube Highways Trust | Services | 0.90% | ₹0.36 Cr | — | — | — |
| E.I.D. - Parry (India) Ltd. | Consumer Staples | 0.85% | ₹0.34 Cr | — | — | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.85% | ₹0.34 Cr | -1.41% | -1.58% | +0.37% |
| Hindustan Unilever Ltd. | Consumer Staples | 0.67% | ₹0.27 Cr | +1.64% | +0.56% | -7.27% |
| Westlife Foodworld Ltd. | Services | 0.66% | ₹0.26 Cr | +0.59% | — | — |
| Glaxosmithkline Pharmaceuticals Ltd. | Healthcare | 0.52% | ₹0.21 Cr | +0.50% | +0.55% | +0.43% |
| Knowledge Realty Trust | Construction | 0.51% | ₹0.20 Cr | — | — | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.50% | ₹0.20 Cr | -2.34% | -2.38% | -2.38% |
| Titan Company Ltd. | Consumer Discretionary | 0.50% | ₹0.20 Cr | +0.52% | +0.55% | -1.33% |
| ICICI Bank Ltd. | Financial | 0.48% | ₹0.19 Cr | -7.28% | -4.88% | -2.43% |
| Axis Bank Ltd. | Financial | 0.46% | ₹0.18 Cr | -5.92% | -3.26% | -3.18% |
| Ultratech Cement Ltd. | Materials | 0.32% | ₹0.13 Cr | -2.44% | -2.76% | -3.14% |
| Tata Consumer Products Ltd. | Consumer Staples | 0.30% | ₹0.12 Cr | +0.36% | +0.41% | +0.45% |
| Larsen & Toubro Ltd. | Construction | 0.22% | ₹0.09 Cr | +0.26% | -1.38% | -1.44% |
| Cipla Ltd. | Healthcare | 0.19% | ₹0.08 Cr | -0.51% | -0.44% | +0.28% |
| Cummins India Ltd. | Capital Goods | 0.18% | ₹0.07 Cr | +0.23% | +0.22% | — |
| Bajaj Finserv Ltd. | Financial | 0.17% | ₹0.07 Cr | -5.48% | -4.70% | -5.80% |
| Infosys Ltd. | Technology | 0.16% | ₹0.06 Cr | +0.17% | +0.25% | +0.32% |
| Tata Consultancy Services Ltd. | Technology | 0.14% | ₹0.06 Cr | +0.15% | +0.21% | +0.26% |
| Kotak Mahindra Bank Ltd. | Financial | 0.09% | ₹0.04 Cr | -5.08% | -5.44% | -6.14% |
| DLF Ltd. | Construction | 0.02% | ₹0.01 Cr | -4.78% | — | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.01% | ₹0.00 Cr | -1.86% | — | — |
| Solar Industries India Ltd. | Chemicals | 0.01% | ₹0.00 Cr | -3.02% | -2.32% | — |
| Bandhan Bank Ltd. | Financial | 0.00% | ₹-0.00 Cr | -1.98% | -1.64% | -1.87% |
| Bharat Electronics Ltd. | Capital Goods | 0.00% | ₹-0.00 Cr | -3.80% | -4.40% | -4.43% |
| Indus Towers Ltd. | Communication | 0.00% | ₹-0.00 Cr | -3.24% | -4.10% | -3.37% |
| JIO Financial Services Ltd. | Financial | 0.00% | ₹0.00 Cr | -3.00% | -3.38% | -1.34% |
| NTPC Ltd. | Energy | 0.00% | ₹0.00 Cr | — | — | — |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.00% | ₹0.00 Cr | -1.72% | -2.46% | -2.09% |
| Reliance Industries Ltd. | Energy | 0.00% | ₹-0.00 Cr | -0.34% | +1.36% | +0.71% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 0.00% | ₹-0.00 Cr | — | — | — |
| JSW Steel Ltd. | Metals & Mining | -0.01% | ₹-0.00 Cr | -2.22% | -2.42% | -2.48% |
| Power Finance Corporation Ltd. | Financial | -0.01% | ₹-0.00 Cr | -2.68% | -2.84% | -3.08% |
| Hindalco Industries Ltd. | Metals & Mining | -0.02% | ₹-0.01 Cr | -4.32% | -4.76% | -4.12% |
| Hindustan Aeronautics Ltd. | Capital Goods | -0.02% | ₹-0.01 Cr | -4.62% | -4.36% | -5.95% |
| The Federal Bank Ltd. | Financial | -0.02% | ₹-0.01 Cr | — | — | — |
| Multi Commodity Exchange Of India Ltd. | Services | -0.03% | ₹-0.01 Cr | -4.80% | -4.78% | -3.13% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 5.28% | 12.93% | +7.65% |
| Bajaj Finserv Money Market Fund Direct-Growth | 22.25% | 18.83% | -3.42% |
| JSW Steel Ltd. | -1.11% | 1.06% | +2.17% |
| Hindustan Unilever Ltd. | 0.70% | -0.43% | -1.13% |
| company:4908 | -1.12% | 0.00% | +1.12% |
| Schaeffler India Ltd. | 0.96% | 0.00% | -0.96% |
| Knowledge Realty Trust | 0.00% | 0.51% | +0.51% |
| ICICI Bank Ltd. | -6.31% | -5.85% | +0.46% |
| Hindalco Industries Ltd. | -2.14% | -2.51% | -0.37% |
| Bajaj Finserv Ltd. | -2.85% | -2.49% | +0.36% |
| Elantas Beck India Ltd. | 1.68% | 2.03% | +0.35% |
| Sanofi Consumer Healthcare India Ltd. | 0.28% | 0.00% | -0.28% |
| Ingersoll-Rand (India) Ltd. | 1.15% | 0.99% | -0.16% |
| The Federal Bank Ltd. | -2.38% | -2.22% | +0.16% |
| E.I.D. - Parry (India) Ltd. | 0.97% | 0.85% | -0.12% |
| NTPC Ltd. | 0.00% | -0.12% | -0.12% |
| JIO Financial Services Ltd. | -1.39% | -1.28% | +0.11% |
| Bharat Electronics Ltd. | -1.77% | -1.67% | +0.10% |
| Torrent Pharmaceuticals Ltd. | 2.28% | 2.19% | -0.09% |
| Apollo Hospitals Enterprise Ltd. | -1.10% | -1.02% | +0.08% |
| Bandhan Bank Ltd. | -0.74% | -0.81% | -0.07% |
| Adani Ports and Special Economic Zone Ltd. | -0.78% | -0.85% | -0.07% |
| Sun Pharmaceutical Industries Ltd. | 0.91% | 0.85% | -0.06% |
| ZF Commercial Vehicle Control Systems India Ltd. | 1.04% | 0.98% | -0.06% |
| Axis Bank Ltd. | -2.56% | -2.51% | +0.05% |
| Titan Company Ltd. | 0.55% | 0.50% | -0.05% |
| Tata Motors Passenger Vehicles Ltd. | -0.51% | -0.46% | +0.05% |
| Glaxosmithkline Pharmaceuticals Ltd. | 0.57% | 0.52% | -0.05% |
| Ultratech Cement Ltd. | -1.15% | -1.10% | +0.05% |
| HDFC Bank Ltd. | -2.42% | -2.46% | -0.04% |
| Power Finance Corporation Ltd. | -1.01% | -0.97% | +0.04% |
| Solar Industries India Ltd. | -1.52% | -1.48% | +0.04% |
| Westlife Foodworld Ltd. | 0.63% | 0.66% | +0.03% |
| Tata Consultancy Services Ltd. | 0.17% | 0.14% | -0.03% |
| Hindustan Aeronautics Ltd. | -2.34% | -2.31% | +0.03% |
| Embassy Office Parks REIT | 4.02% | 4.04% | +0.02% |
| DLF Ltd. | -2.38% | -2.40% | -0.02% |
| Indus Towers Ltd. | -1.46% | -1.44% | +0.02% |
| Kotak Mahindra Bank Ltd. | -2.54% | -2.52% | +0.02% |
| Tata Consumer Products Ltd. | 0.32% | 0.30% | -0.02% |
| Infosys Ltd. | 0.18% | 0.16% | -0.02% |
| Multi Commodity Exchange Of India Ltd. | -2.63% | -2.64% | -0.01% |
| Cipla Ltd. | 0.20% | 0.19% | -0.01% |
| Cummins India Ltd. | 0.19% | 0.18% | -0.01% |
| Larsen & Toubro Ltd. | 0.23% | 0.22% | -0.01% |
| Oil And Natural Gas Corporation Ltd. | -0.78% | -0.77% | +0.01% |
| Reliance Industries Ltd. | -0.16% | -0.15% | +0.01% |
| Timken India Ltd. | 1.43% | 1.44% | +0.01% |
| ITC Ltd. | -2.16% | -2.17% | -0.01% |
| Cube Highways Trust | 0.90% | 0.90% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,311 Cr | 2.20% | 7.7% | 7.5% | 9.1% |
 Kotak Equity Savings Fund | ₹10,443 Cr | 2.13% | 3.9% | 5.7% | 8.1% |
 Mirae Asset Equity Savings Fund | ₹1,994 Cr | 1.72% | 7.7% | 7.5% | 8.8% |
 Edelweiss Equity Savings Fund | ₹1,704 Cr | 2.10% | 8.8% | 8.6% | 9.5% |
 HSBC Equity Savings Fund | ₹1,558 Cr | 2.37% | 10.3% | 9.5% | 11.1% |
 Axis Equity Savings Fund | ₹855 Cr | 2.68% | 8.1% | 6.4% | 7.8% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to generate capital appreciation and income by investing in equity and equity related instruments, arbitrage opportunities and fixed income instruments (including debt, government securities and money market instruments).
Fund managers
- Ilesh SavlaMr. Savla has done B.Com and MBA, FinancePrior to joining Bajaj Finserv Mutual Fund, he has worked with Reliance Nippon Life Insurance, Equirus Securities and Maybank KimEng Securities, SBI Capital Markets, Emkay Global Financial Services Ltd, Citi and ENAM
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
- Sorbh GuptaMr. Gupta is a B.Com, CA and CFA.Prior to joining Bajaj Finserv Mutual Fund, he was associated with Quantum Mutual Fund, Siddhesh Capital Markets Pvt. Ltd. & Pranav Securities Pvt. Ltd. He has over 11 years of overall experience in the equity research.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months1.22% absolute | ₹60,000 | ₹60,732 | 1.22% | |
| 1 year4.06% annualised | ₹1,20,000 | ₹1,22,672 | 2.23% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bajaj Finserv Equity Savings Fund?
The NAV of Bajaj Finserv Equity Savings Fund is ₹10.49 as on 9 Nov 2026.
What is the expense ratio of Bajaj Finserv Equity Savings Fund?
The expense ratio of Bajaj Finserv Equity Savings Fund is 2.23% per year.
What is the minimum SIP amount for Bajaj Finserv Equity Savings Fund?
You can start a SIP in Bajaj Finserv Equity Savings Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bajaj Finserv Equity Savings Fund?
Lock-in: None. Exit load: Exit load of 0.25%, if redeemed within 7 days..
How risky is Bajaj Finserv Equity Savings Fund?
Bajaj Finserv Equity Savings Fund is rated Moderate on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages Bajaj Finserv Equity Savings Fund?
Bajaj Finserv Equity Savings Fund is managed by Bajaj Finserv Mutual Fund, which runs 21 schemes with ₹37,842 Cr under management.