Kotak Equity Savings Fund
Equity SavingsModerately HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹27.66+0.28%1 day
- Return since launch
- 8.8%
- 52-week range
- ₹25.90 — ₹27.79
- AUM
- ₹10,443 Cr
Kotak Equity Savings Fund is a Equity Savings hybrid fund from Kotak Mahindra Mutual Fund with ₹10,443 Cr under management, launched in 2014. Over three years it has returned 5.7% a year, against 8.0% for its category. The expense ratio is 2.14% and the SEBI riskometer reading is Moderately High.
Performance
Kotak Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.7% against +2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.9% | +0.1 pts | 3.8% | 4.5% |
| 2Y | 4.9% | −0.2 pts | 5.2% | 4.4% |
| 3Y | 5.7% | −2.3 pts | 8.0% | 4.9% |
| 5Y | 8.1% | +1.2 pts | 6.9% | 6.4% |
| 7Y | 9.0% | +0.9 pts | 8.0% | 7.1% |
| 10Y | 9.0% | +1.4 pts | 7.6% | 7.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 2.0% | −0.8 pts | 2.8% | 2.7% |
| 3M | -0.2% | −1.0 pts | 0.8% | 0.6% |
| 6M | 2.3% | −1.1 pts | 3.4% | 3.0% |
| 1Y | 2.9% | −0.9 pts | 3.8% | 2.7% |
| 2Y | 5.0% | +0.2 pts | 4.8% | 4.2% |
| 3Y | 8.9% | +0.9 pts | 8.0% | 6.9% |
| 5Y | 8.4% | +1.4 pts | 6.9% | 6.0% |
| 7Y | 9.3% | +1.0 pts | 8.3% | 7.4% |
| 10Y | 8.9% | +1.3 pts | 7.6% | 7.0% |
Since launch (17 Sep 2014): 8.8%
Calendar-year returns
Category average10.4%
11.1%
6.8%
15.7%
11.6%
7.9%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.9% | +0.6 pts | 7.3% |
| 2024 | 11.6% | −0.3 pts | 11.9% |
| 2023 | 15.7% | +1.3 pts | 14.3% |
| 2022 | 6.8% | +2.6 pts | 4.2% |
| 2021 | 11.1% | −2.5 pts | 13.6% |
| 2020 | 10.4% | −0.1 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.13%
Expense ratio as on 3 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.46%
- Brokerage
- 0.06%
- Transaction charges
- 0.02%
- Statutory levies
- 0.58%
- Exit load
- Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Equity Savings TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderately High
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.63 | 1.00 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.41 | 0.64 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.52 | 0.77 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 6.40 | 6.18 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Kotak Equity Savings Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity32.3%
- Debt26.0%
- Other41.7%
Market cap split
- Large66.8%
- Mid26.1%
- Small7.1%
- P/E
- 17.97
- P/B
- 2.53
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 36.98% | ₹3,862 Cr | +129.29% | +96.39% | +111.52% |
| Kotak Liquid - Plan A - Direct Plan-Growth | Unclassified | 7.59% | ₹793 Cr | +6.57% | +6.96% | +5.05% |
| HDFC Bank Ltd. | Financial | 3.07% | ₹321 Cr | -15.76% | -14.24% | +0.42% |
| Maruti Suzuki India Ltd. | Automobile | 2.42% | ₹252 Cr | -1.14% | -0.70% | +7.34% |
| Radico Khaitan Ltd. | Consumer Staples | 2.37% | ₹247 Cr | +2.31% | +1.67% | +1.97% |
| Hero Motocorp Ltd. | Automobile | 2.23% | ₹233 Cr | +2.09% | +2.51% | +3.24% |
| Indus Towers Ltd. | Communication | 2.09% | ₹218 Cr | -2.80% | -4.24% | -3.77% |
| Cube Highways Trust | Services | 1.79% | ₹186 Cr | — | — | — |
| Power Finance Corporation Ltd. | Financial | 1.75% | ₹183 Cr | +3.01% | -0.02% | +4.96% |
| State Bank of India | Financial | 1.70% | ₹178 Cr | -2.33% | +5.20% | -8.14% |
| Embassy Office Parks REIT | Construction | 1.70% | ₹177 Cr | +1.95% | +2.10% | +2.29% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.65% | ₹172 Cr | +1.47% | +1.58% | +1.73% |
| ITC Ltd. | Consumer Staples | 1.50% | ₹157 Cr | -0.75% | +4.42% | +2.30% |
| Indusind Bank Ltd. | Financial | 1.42% | ₹149 Cr | +1.49% | +1.31% | +0.84% |
| One 97 Communications Ltd. | Services | 1.42% | ₹149 Cr | -4.44% | -4.01% | — |
| Poonawalla Fincorp Ltd. | Financial | 1.39% | ₹145 Cr | +1.41% | +1.27% | +1.85% |
| Emmvee Photovoltaic Power Ltd. | Energy | 1.38% | ₹144 Cr | +1.53% | +1.05% | — |
| Indus Infra Trust | Construction | 1.33% | ₹139 Cr | +1.32% | +0.85% | +0.85% |
| National Bank For Agriculture & Rural Development | Financial | 1.33% | ₹139 Cr | +0.41% | +0.95% | +1.33% |
| NTPC Ltd. | Energy | 1.24% | ₹130 Cr | -2.46% | -2.39% | -2.41% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.19% | ₹124 Cr | -0.01% | +2.60% | -0.43% |
| Bank Of Baroda | Financial | 1.15% | ₹120 Cr | -0.39% | -0.39% | -0.43% |
| Eternal Ltd. | Services | 1.13% | ₹118 Cr | -0.07% | +1.93% | +2.97% |
| LIC Housing Finance Ltd. | Financial | 1.11% | ₹116 Cr | +0.39% | +0.42% | +0.46% |
| NLC India Ltd. | Energy | 1.10% | ₹115 Cr | +1.38% | +1.53% | +1.42% |
| Muthoot Finance Ltd. | Financial | 0.95% | ₹98.95 Cr | +0.98% | — | — |
| Godrej Properties Ltd. | Construction | 0.95% | ₹98.72 Cr | -0.32% | — | — |
| National Housing Bank | Financial | 0.88% | ₹91.62 Cr | +0.39% | +0.42% | +0.46% |
| Punjab National Bank | Financial | 0.84% | ₹87.34 Cr | +0.93% | +0.99% | — |
| Knowledge Realty Trust | Construction | 0.81% | ₹85.07 Cr | — | — | — |
| Hindustan Zinc Ltd. | Metals & Mining | 0.81% | ₹84.90 Cr | -0.02% | — | — |
| Oracle Financial Services Software Ltd. | Technology | 0.81% | ₹84.84 Cr | +1.69% | +1.00% | +1.34% |
| ICICI Bank Ltd. | Financial | 0.76% | ₹79.40 Cr | -3.01% | -0.82% | +2.44% |
| Swiggy Ltd. | Services | 0.73% | ₹76.06 Cr | -0.01% | +1.13% | +2.03% |
| Siddhivinayak Securitisation Trust | Others | 0.69% | ₹71.66 Cr | +0.72% | +0.78% | +0.85% |
| Shivshakti Securitisation Trust | Others | 0.69% | ₹71.58 Cr | +0.72% | +0.78% | +0.86% |
| Kotak Money Market Fund Direct-Growth | Unclassified | 0.64% | ₹66.54 Cr | +0.64% | +0.68% | +0.71% |
| Sapphire Foods India Ltd. | Services | 0.59% | ₹61.79 Cr | +0.52% | +0.46% | +0.97% |
| Brookfield India Real Estate Trust REIT | Construction | 0.59% | ₹61.65 Cr | +0.59% | +0.67% | — |
| Reliance Industries Ltd. | Energy | 0.56% | ₹58.85 Cr | -1.65% | -1.84% | +4.14% |
| Kotak Ultra Short to Short Term Fund Direct-Growth | Unclassified | 0.54% | ₹56.37 Cr | +1.66% | +1.76% | +1.84% |
| Hero Motors Ltd. | Automobile | 0.52% | ₹54.43 Cr | — | — | — |
| Shree Cement Ltd. | Materials | 0.50% | ₹52.06 Cr | +0.58% | +0.69% | +0.94% |
| Jyoti CNC Automation Ltd. | Capital Goods | 0.49% | ₹51.32 Cr | +0.22% | +0.22% | +0.28% |
| Vedanta Ltd. | Metals & Mining | 0.48% | ₹50.04 Cr | — | -0.62% | -1.98% |
| AU Small Finance Bank Ltd. | Financial | 0.47% | ₹48.68 Cr | +0.47% | +0.49% | — |
| Steel Authority Of India Ltd. | Metals & Mining | 0.45% | ₹46.67 Cr | -0.52% | -0.39% | -0.93% |
| GOI | Sovereign | 0.41% | ₹43.06 Cr | +0.07% | +0.52% | +0.50% |
| Small Industries Devp. Bank of India Ltd. | Financial | 0.29% | ₹29.88 Cr | +0.39% | +0.42% | +0.57% |
| Sun TV Network Ltd. | Services | 0.28% | ₹29.58 Cr | +0.25% | +0.29% | +0.29% |
| Mankind Pharma Ltd. | Healthcare | 0.24% | ₹25.02 Cr | -0.54% | +0.79% | +3.44% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.24% | ₹24.80 Cr | — | — | — |
| Tata Capital Financial Services Ltd. | Financial | 0.22% | ₹22.54 Cr | +0.39% | +0.05% | +0.06% |
| Bihar State | Others | 0.19% | ₹19.49 Cr | +0.29% | +0.31% | +0.34% |
| Larsen & Toubro Ltd. | Construction | 0.18% | ₹18.72 Cr | +2.57% | -0.19% | +0.22% |
| NTPC Green Energy Ltd. | Energy | 0.16% | ₹17.16 Cr | +0.17% | +0.18% | +0.20% |
| Raajmarg Infra Investment Trust | Construction | 0.15% | ₹16.13 Cr | +0.15% | +0.16% | — |
| HDB Financial Services Ltd. | Financial | 0.15% | ₹15.95 Cr | +0.29% | +0.21% | +0.23% |
| Prasol Chemicals Ltd. | Chemicals | 0.13% | ₹14.05 Cr | — | — | — |
| Bagmane Prime Office REIT | Construction | 0.13% | ₹13.56 Cr | +0.13% | — | — |
| REC Ltd. | Financial | 0.11% | ₹11.00 Cr | -0.08% | -0.19% | -0.62% |
| L&T Finance Ltd. | Financial | 0.08% | ₹8.02 Cr | +0.08% | +0.03% | +0.09% |
| Indian Railway Finance Corporation Ltd. | Financial | 0.06% | ₹6.01 Cr | +0.10% | +0.11% | +0.12% |
| The Indian Hotels Company Ltd. | Services | 0.05% | ₹5.32 Cr | -0.05% | -0.04% | -0.06% |
| Gujarat State | Construction | 0.05% | ₹5.07 Cr | — | — | +0.11% |
| Axis Finance Ltd. | Financial | 0.05% | ₹5.01 Cr | +0.05% | +0.05% | +0.06% |
| Tamilnadu State | Others | 0.03% | ₹3.56 Cr | +0.04% | +0.04% | +0.35% |
| MV Electrosystems Ltd. | Capital Goods | 0.03% | ₹3.21 Cr | — | — | — |
| Sundaram Finance Ltd. | Financial | 0.03% | ₹3.00 Cr | +0.03% | +0.03% | +0.03% |
| Power Grid Corporation Of India Ltd. | Energy | 0.02% | ₹2.52 Cr | -0.48% | +0.08% | -0.08% |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.01% | ₹1.38 Cr | -5.42% | -4.19% | -4.85% |
| Max Healthcare Institute Ltd. | Healthcare | 0.01% | ₹0.84 Cr | — | — | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.00% | ₹0.10 Cr | -0.40% | -0.19% | -0.21% |
| Fortis Healthcare Ltd. | Healthcare | 0.00% | ₹0.05 Cr | -0.19% | — | — |
| NMDC Ltd. | Metals & Mining | 0.00% | ₹0.02 Cr | -0.59% | -0.48% | -0.52% |
| United Spirits Ltd. | Consumer Staples | 0.00% | ₹0.02 Cr | -0.42% | -0.23% | -0.27% |
| Adani Enterprises Ltd. | Services | 0.00% | ₹0.00 Cr | -0.20% | -0.12% | -1.05% |
| SBI Life Insurance Company Ltd. | Insurance | 0.00% | ₹0.00 Cr | -0.36% | -0.33% | -0.36% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.00% | ₹0.00 Cr | — | — | — |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Bharat Heavy Electricals Ltd. | Capital Goods | -0.00% | ₹-0.00 Cr | -0.11% | -0.07% | -0.06% |
| JIO Financial Services Ltd. | Financial | -0.00% | ₹-0.00 Cr | -0.21% | -0.21% | -0.25% |
| GMR Airports Ltd. | Construction | -0.00% | ₹-0.00 Cr | -0.02% | -0.01% | -0.01% |
| Coal India Ltd. | Materials | -0.00% | ₹-0.00 Cr | -0.03% | — | — |
| UNO Minda Ltd. | Automobile | -0.00% | ₹-0.00 Cr | -0.05% | — | — |
| Alkem Laboratories Ltd. | Healthcare | -0.00% | ₹-0.00 Cr | -0.01% | — | — |
| Godrej Consumer Products Ltd. | Consumer Staples | -0.00% | ₹-0.00 Cr | -0.01% | — | — |
| Varun Beverages Ltd. | Consumer Staples | -0.00% | ₹-0.00 Cr | -0.11% | — | — |
| Prestige Estates Projects Ltd. | Construction | -0.00% | ₹-0.00 Cr | -0.18% | — | — |
| Eicher Motors Ltd. | Automobile | -0.00% | ₹-0.00 Cr | +0.01% | — | — |
| Trent Ltd. | Services | -0.00% | ₹-0.00 Cr | — | — | — |
| Shriram Finance Ltd | Financial | -0.00% | ₹-0.01 Cr | — | — | -0.11% |
| Pidilite Industries Ltd. | Chemicals | -0.00% | ₹-0.01 Cr | -0.01% | — | — |
| Tata Power Company Ltd. | Energy | -0.00% | ₹-0.01 Cr | -0.07% | -0.07% | +0.10% |
| Computer Age Management Services Ltd. | Services | -0.00% | ₹-0.01 Cr | -0.02% | — | — |
| Ultratech Cement Ltd. | Materials | -0.00% | ₹-0.01 Cr | -0.40% | — | — |
| Nestle India Ltd. | Consumer Staples | -0.00% | ₹-0.01 Cr | -0.03% | — | — |
| Tata Consultancy Services Ltd. | Technology | -0.00% | ₹-0.01 Cr | — | +0.87% | -0.18% |
| Container Corporation Of India Ltd. | Services | -0.00% | ₹-0.01 Cr | -0.03% | -0.03% | -0.03% |
| Union Bank of India | Financial | -0.00% | ₹-0.01 Cr | -0.15% | +1.89% | +1.89% |
| RBL Bank Ltd. | Financial | -0.00% | ₹-0.01 Cr | -0.02% | -1.09% | — |
| Bharat Electronics Ltd. | Capital Goods | -0.00% | ₹-0.02 Cr | -0.35% | -0.36% | -0.39% |
| Bajaj Auto Ltd. | Automobile | -0.00% | ₹-0.02 Cr | — | — | — |
| Aditya Birla Capital Ltd. | Financial | -0.00% | ₹-0.02 Cr | -0.08% | -0.06% | -0.07% |
| Bajaj Finserv Ltd. | Financial | -0.00% | ₹-0.02 Cr | -0.42% | -0.42% | -0.53% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | -0.00% | ₹-0.03 Cr | -0.07% | -0.02% | -0.03% |
| Mahindra & Mahindra Ltd. | Automobile | -0.00% | ₹-0.03 Cr | -1.63% | -1.01% | +1.23% |
| Kalyan Jewellers India Ltd. | Consumer Discretionary | -0.00% | ₹-0.03 Cr | -0.24% | — | — |
| Patanjali Foods Ltd. | Consumer Staples | -0.00% | ₹-0.05 Cr | — | — | — |
| Aurobindo Pharma Ltd. | Healthcare | -0.00% | ₹-0.05 Cr | -0.39% | -0.29% | -0.26% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | -0.00% | ₹-0.05 Cr | -0.10% | -0.06% | -0.06% |
| BSE Ltd. | Services | -0.00% | ₹-0.09 Cr | -0.18% | — | — |
| TVS Motor Company Ltd. | Automobile | -0.00% | ₹-0.09 Cr | -0.28% | — | — |
| NBCC (India) Ltd. | Construction | -0.00% | ₹-0.11 Cr | -0.34% | -0.27% | — |
| The Phoenix Mills Ltd. | Construction | -0.00% | ₹-0.11 Cr | -0.25% | — | — |
| Ambuja Cements Ltd. | Materials | -0.00% | ₹-0.12 Cr | -1.31% | -1.30% | -1.99% |
| Cipla Ltd. | Healthcare | -0.00% | ₹-0.13 Cr | -0.47% | -0.39% | -0.52% |
| Vodafone Idea Ltd. | Communication | -0.00% | ₹-0.14 Cr | -1.34% | -0.86% | -0.88% |
| Hindalco Industries Ltd. | Metals & Mining | -0.00% | ₹-0.19 Cr | -0.66% | -0.46% | +0.89% |
| Axis Bank Ltd. | Financial | -0.00% | ₹-0.19 Cr | -2.86% | -1.69% | +1.85% |
| Bajaj Finance Ltd. | Financial | -0.00% | ₹-0.44 Cr | -1.36% | -0.79% | -1.06% |
| Mphasis Ltd. | Technology | -0.00% | ₹-0.46 Cr | -1.80% | -1.96% | +1.53% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | -0.00% | ₹-0.46 Cr | -1.39% | -0.28% | -0.28% |
| JSW Steel Ltd. | Metals & Mining | -0.00% | ₹-0.48 Cr | -0.97% | -0.49% | +0.54% |
| Hindustan Aeronautics Ltd. | Capital Goods | -0.01% | ₹-0.73 Cr | -1.87% | -1.23% | -1.95% |
| Bharti Airtel Ltd. | Communication | -0.02% | ₹-2.41 Cr | -6.34% | -6.18% | +10.91% |
| The Indian Hotels Company Ltd Rights | Services | -0.05% | ₹-5.36 Cr | — | — | — |
| Nifty 50 | Financial | -2.55% | ₹-266.71 Cr | -2.76% | -2.78% | -4.23% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Axis Bank Ltd. | 1.28% | -1.26% | -2.55% |
| Bharti Airtel Ltd. | -3.14% | -4.96% | -1.82% |
| Tata Motors Ltd. | 1.30% | 0.00% | -1.30% |
| company:18215 | -1.26% | 0.00% | +1.26% |
| Ambuja Cements Ltd. | 0.59% | -0.56% | -1.16% |
| Eternal Ltd. | 1.14% | -0.00% | -1.14% |
| JSW Steel Ltd. | 0.48% | -0.47% | -0.95% |
| One 97 Communications Ltd. | -3.11% | -2.18% | +0.93% |
| HDFC Bank Ltd. | -2.69% | -1.89% | +0.79% |
| Small Industries Devp. Bank of India Ltd. | 0.93% | 0.19% | -0.73% |
| Oil India Ltd. | 0.68% | 0.00% | -0.68% |
| Oracle Financial Services Software Ltd. | 0.94% | 0.27% | -0.67% |
| Reliance Industries Ltd. | -0.81% | -1.45% | -0.64% |
| company:18511 | -0.60% | 0.00% | +0.60% |
| Hero Motors Ltd. | 0.00% | 0.52% | +0.52% |
| company:18485 | -0.49% | 0.00% | +0.49% |
| Vedanta Ltd. | 0.00% | 0.48% | +0.48% |
| Swiggy Ltd. | 0.47% | -0.00% | -0.47% |
| Hindalco Industries Ltd. | -0.25% | 0.22% | +0.46% |
| Ola Electric Mobility Ltd. | 0.38% | 0.00% | -0.38% |
| Cholamandalam Investment and Finance Company Ltd. | 0.00% | 0.24% | +0.24% |
| Kotak Liquid - Plan A - Direct Plan-Growth | 7.38% | 7.59% | +0.21% |
| Infosys Ltd. | 0.19% | 0.00% | -0.19% |
| BSE Ltd. | -0.00% | -0.16% | -0.16% |
| Indusind Bank Ltd. | 1.57% | 1.42% | -0.15% |
| company:1308 | -0.14% | 0.00% | +0.14% |
| Prasol Chemicals Ltd. | 0.00% | 0.13% | +0.13% |
| Adani Ports and Special Economic Zone Ltd. | -2.33% | -2.46% | -0.13% |
| Nifty 50 | -2.67% | -2.55% | +0.11% |
| The Indian Hotels Company Ltd. | -0.05% | 0.05% | +0.10% |
| Bihar State | 0.28% | 0.19% | -0.09% |
| Cipla Ltd. | -0.24% | -0.15% | +0.09% |
| Sun TV Network Ltd. | 0.21% | 0.28% | +0.07% |
| Punjab National Bank | 0.90% | 0.84% | -0.07% |
| State Bank of India | -1.13% | -1.07% | +0.06% |
| Vodafone Idea Ltd. | -0.65% | -0.59% | +0.06% |
| Larsen & Toubro Ltd. | -1.00% | -0.94% | +0.06% |
| Others | 29.46% | 29.51% | +0.06% |
| Mphasis Ltd. | -0.61% | -0.56% | +0.05% |
| The Indian Hotels Company Ltd Rights | 0.00% | -0.05% | -0.05% |
| ICICI Bank Ltd. | -1.48% | -1.43% | +0.05% |
| Bajaj Auto Ltd. | 0.00% | -0.05% | -0.05% |
| Sapphire Foods India Ltd. | 0.64% | 0.59% | -0.05% |
| company:5721 | 0.05% | 0.00% | -0.05% |
| Bajaj Finance Ltd. | -0.68% | -0.64% | +0.05% |
| Tata Consultancy Services Ltd. | 0.00% | -0.04% | -0.04% |
| NTPC Ltd. | -1.04% | -1.00% | +0.04% |
| Knowledge Realty Trust | 0.78% | 0.81% | +0.04% |
| Hero Motocorp Ltd. | 2.27% | 2.23% | -0.04% |
| Mahindra & Mahindra Ltd. | -0.56% | -0.52% | +0.04% |
| Max Healthcare Institute Ltd. | 0.02% | -0.01% | -0.04% |
| National Bank For Agriculture & Rural Development | 0.37% | 0.34% | -0.03% |
| Jyoti CNC Automation Ltd. | 0.46% | 0.49% | +0.03% |
| Maruti Suzuki India Ltd. | -0.56% | -0.53% | +0.03% |
| ITC Ltd. | -0.34% | -0.37% | -0.03% |
| Vikram Solar Ltd. | 0.03% | 0.00% | -0.03% |
| company:5590 | -0.03% | 0.00% | +0.03% |
| Poonawalla Fincorp Ltd. | 1.42% | 1.39% | -0.03% |
| United Spirits Ltd. | -0.18% | -0.15% | +0.03% |
| Ultratech Cement Ltd. | -0.18% | -0.15% | +0.03% |
| NMDC Ltd. | -0.28% | -0.26% | +0.03% |
| Mahindra & Mahindra Financial Services Ltd. | 0.90% | 0.93% | +0.03% |
| Steel Authority Of India Ltd. | -0.28% | -0.26% | +0.02% |
| Shriram Finance Ltd | 0.00% | -0.02% | -0.02% |
| Aurobindo Pharma Ltd. | -0.19% | -0.17% | +0.02% |
| Kalyan Jewellers India Ltd. | -0.07% | -0.05% | +0.02% |
| Bajaj Finserv Ltd. | -0.17% | -0.15% | +0.02% |
| Muthoot Finance Ltd. | 0.93% | 0.95% | +0.02% |
| Cube Highways Trust | 1.77% | 1.79% | +0.02% |
| Godrej Properties Ltd. | -0.11% | -0.09% | +0.02% |
| Sun Pharmaceutical Industries Ltd. | -0.55% | -0.53% | +0.02% |
| Kotak Money Market Fund Direct-Growth | 0.62% | 0.64% | +0.02% |
| Sundaram Finance Ltd. | 0.01% | 0.03% | +0.01% |
| Kotak Ultra Short to Short Term Fund Direct-Growth | 0.53% | 0.54% | +0.01% |
| Apollo Hospitals Enterprise Ltd. | -0.21% | -0.20% | +0.01% |
| company:18046 | -0.01% | 0.00% | +0.01% |
| AU Small Finance Bank Ltd. | 0.45% | 0.47% | +0.01% |
| Coal India Ltd. | -0.01% | -0.00% | +0.01% |
| Fortis Healthcare Ltd. | -0.08% | -0.07% | +0.01% |
| Pidilite Industries Ltd. | -0.01% | 0.01% | +0.01% |
| Mankind Pharma Ltd. | -0.16% | -0.15% | +0.01% |
| NTPC Green Energy Ltd. | 0.15% | 0.16% | +0.01% |
| Indus Towers Ltd. | -1.31% | -1.30% | +0.01% |
| Embassy Office Parks REIT | 0.74% | 0.75% | +0.01% |
| Radico Khaitan Ltd. | 2.38% | 2.37% | -0.01% |
| NBCC (India) Ltd. | -0.13% | -0.12% | +0.01% |
| Patanjali Foods Ltd. | -0.10% | -0.11% | -0.01% |
| Power Finance Corporation Ltd. | 0.76% | 0.75% | -0.01% |
| Shree Cement Ltd. | 0.51% | 0.50% | -0.01% |
| LIC Housing Finance Ltd. | 0.95% | 0.96% | +0.01% |
| company:18516 | -0.01% | 0.00% | +0.01% |
| Max Financial Services Ltd. | 0.01% | 0.00% | -0.01% |
| Bharat Electronics Ltd. | -0.17% | -0.16% | +0.01% |
| SBI Life Insurance Company Ltd. | -0.20% | -0.20% | -0.01% |
| Emmvee Photovoltaic Power Ltd. | 1.38% | 1.38% | +0.01% |
| Trent Ltd. | 0.00% | -0.01% | -0.01% |
| GMR Airports Ltd. | -0.01% | -0.00% | +0.01% |
| Hindustan Aeronautics Ltd. | -0.92% | -0.92% | +0.01% |
| Indus Infra Trust | 1.34% | 1.33% | -0.01% |
| Bagmane Prime Office REIT | 0.12% | 0.13% | +0.01% |
| GOI | 0.41% | 0.41% | 0.00% |
| Tata Capital Financial Services Ltd. | 0.19% | 0.19% | 0.00% |
| National Housing Bank | 0.19% | 0.19% | 0.00% |
| Prestige Estates Projects Ltd. | -0.08% | -0.08% | 0.00% |
| UNO Minda Ltd. | -0.03% | -0.02% | 0.00% |
| Brookfield India Real Estate Trust REIT | 0.59% | 0.59% | 0.00% |
| Shivshakti Securitisation Trust | 0.68% | 0.69% | 0.00% |
| HDB Financial Services Ltd. | 0.14% | 0.14% | 0.00% |
| Raajmarg Infra Investment Trust | 0.15% | 0.15% | 0.00% |
| MV Electrosystems Ltd. | 0.03% | 0.03% | 0.00% |
| Hindustan Unilever Ltd. | -0.06% | -0.06% | 0.00% |
| The Phoenix Mills Ltd. | -0.12% | -0.12% | 0.00% |
| Crompton Greaves Consumer Electricals Ltd. | -0.03% | -0.03% | 0.00% |
| TVS Motor Company Ltd. | -0.10% | -0.10% | 0.00% |
| HDFC Life Insurance Co Ltd. | 0.00% | -0.00% | 0.00% |
| Glenmark Pharmaceuticals Ltd. | -0.05% | -0.05% | 0.00% |
| Varun Beverages Ltd. | -0.02% | -0.03% | 0.00% |
| L&T Finance Ltd. | 0.08% | 0.08% | 0.00% |
| Container Corporation Of India Ltd. | -0.02% | -0.01% | 0.00% |
| NLC India Ltd. | 1.10% | 1.10% | 0.00% |
| Union Bank of India | -0.03% | -0.03% | 0.00% |
| Computer Age Management Services Ltd. | -0.01% | -0.01% | 0.00% |
| JIO Financial Services Ltd. | -0.02% | -0.02% | 0.00% |
| Nestle India Ltd. | -0.02% | -0.01% | 0.00% |
| Aditya Birla Capital Ltd. | -0.04% | -0.04% | 0.00% |
| REC Ltd. | 0.06% | 0.06% | 0.00% |
| Tata Power Company Ltd. | -0.02% | -0.02% | 0.00% |
| RBL Bank Ltd. | -0.01% | -0.01% | 0.00% |
| Axis Finance Ltd. | 0.05% | 0.05% | 0.00% |
| Indian Railway Finance Corporation Ltd. | 0.05% | 0.05% | 0.00% |
| Tamilnadu State | 0.03% | 0.03% | 0.00% |
| company:597 | -0.00% | 0.00% | 0.00% |
| Gujarat State | 0.05% | 0.05% | 0.00% |
| Hindustan Zinc Ltd. | -0.01% | -0.01% | 0.00% |
| Siddhivinayak Securitisation Trust | 0.69% | 0.69% | 0.00% |
| Godrej Consumer Products Ltd. | -0.01% | -0.01% | 0.00% |
| Eicher Motors Ltd. | -0.00% | -0.00% | 0.00% |
| Bank Of Baroda | -0.11% | -0.11% | 0.00% |
| Bharat Heavy Electricals Ltd. | -0.01% | -0.01% | 0.00% |
| Adani Enterprises Ltd. | -0.08% | -0.08% | 0.00% |
| Wipro Ltd. | 0.00% | 0.00% | 0.00% |
| Alkem Laboratories Ltd. | -0.00% | -0.00% | 0.00% |
| Power Grid Corporation Of India Ltd. | -0.01% | -0.01% | 0.00% |
| Oil And Natural Gas Corporation Ltd. | -0.00% | -0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,526 Cr | 2.22% | 8.7% | 8.0% | 9.3% |
 Mirae Asset Equity Savings Fund | ₹1,994 Cr | 1.72% | 7.7% | 7.5% | 8.8% |
 Edelweiss Equity Savings Fund | ₹1,704 Cr | 2.10% | 8.8% | 8.6% | 9.5% |
 HSBC Equity Savings Fund | ₹1,558 Cr | 2.37% | 10.3% | 9.5% | 11.1% |
 Axis Equity Savings Fund | ₹848 Cr | 2.68% | 8.1% | 6.4% | 7.8% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.
Fund managers
- Abhishek BisenMr. Bisen is a BA and MBA in Finance.Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
- Arjun KhannaMr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.
- Devender SinghalMr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
- Hiten ShahMr. Shah is a Masters in Management Studies (Finance) from Mumbai University.Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
- Rohit TandonMr. Tandon has done B.E.(Mechanical) and PGDM from IIM-BPrior to joining Kotak Mahindra Mutual Fund, he has worked with Reliance Nippon Life Insurance, Max Life Insurance and JP Morgan India
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.34% absolute | ₹60,000 | ₹61,404 | 2.34% | |
| 1 year2.90% annualised | ₹1,20,000 | ₹1,21,902 | 1.58% | |
| 3 years8.86% annualised | ₹3,60,000 | ₹4,13,688 | 14.91% | |
| 5 years8.37% annualised | ₹6,00,000 | ₹7,47,073 | 24.51% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Kotak Equity Savings Fund?
The NAV of Kotak Equity Savings Fund is ₹27.66 as on 9 Nov 2026.
What is the expense ratio of Kotak Equity Savings Fund?
The expense ratio of Kotak Equity Savings Fund is 2.14% per year.
What is the minimum SIP amount for Kotak Equity Savings Fund?
You can start a SIP in Kotak Equity Savings Fund with ₹3,000 a month.
What returns has Kotak Equity Savings Fund given?
Kotak Equity Savings Fund has returned 3.9% over 1 year, 5.7% over 3 years and 8.1% over 5 years (annualised).
Is there a lock-in or exit load on Kotak Equity Savings Fund?
Lock-in: None. Exit load: Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days..
How risky is Kotak Equity Savings Fund?
Kotak Equity Savings Fund is rated Moderately High on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages Kotak Equity Savings Fund?
Kotak Equity Savings Fund is managed by Kotak Mahindra Mutual Fund, which runs 97 schemes with ₹6,34,000 Cr under management.