Kotak Equity Savings Fund
Equity SavingsModerately HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹27.48+0.12%1 day
- Return since launch
- 8.8%
- 52-week range
- ₹25.90 — ₹27.79
- AUM
- ₹10,684 Cr
Kotak Equity Savings Fund is a Equity Savings hybrid fund from Kotak Mahindra Mutual Fund with ₹10,684 Cr under management, launched in 2014. Over three years it has returned 6.0% a year, against 7.6% for its category. The expense ratio is 2.11% and the SEBI riskometer reading is Moderately High.
Performance
Kotak Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.6% against +2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.3% | −0.2 pts | 3.5% | 1.9% |
| 2Y | 4.8% | +1.0 pts | 3.8% | 3.2% |
| 3Y | 6.0% | −1.5 pts | 7.6% | 4.3% |
| 5Y | 8.3% | +1.5 pts | 6.8% | 6.1% |
| 7Y | 9.2% | +1.3 pts | 7.9% | 6.9% |
| 10Y | 9.1% | +1.7 pts | 7.4% | 6.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -0.8% | 0.0 pts | -0.8% | -0.8% |
| 3M | 1.3% | +0.6 pts | 0.6% | 0.3% |
| 6M | 4.9% | +0.7 pts | 4.2% | 3.6% |
| 1Y | 3.6% | +0.1 pts | 3.5% | 2.6% |
| 2Y | 3.3% | +0.2 pts | 3.1% | 2.6% |
| 3Y | 9.0% | +1.4 pts | 7.6% | 6.5% |
| 5Y | 8.8% | +2.0 pts | 6.8% | 5.9% |
| 7Y | 9.6% | +1.3 pts | 8.2% | 7.4% |
| 10Y | 8.9% | +1.5 pts | 7.4% | 6.8% |
Since launch (17 Sep 2014): 8.8%
Calendar-year returns
Category average10.4%
11.1%
6.8%
15.7%
11.6%
7.9%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.9% | +0.6 pts | 7.3% |
| 2024 | 11.6% | −0.3 pts | 11.9% |
| 2023 | 15.7% | +1.3 pts | 14.3% |
| 2022 | 6.8% | +2.6 pts | 4.2% |
| 2021 | 11.1% | −2.5 pts | 13.6% |
| 2020 | 10.4% | −0.1 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.12%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.46%
- Brokerage
- 0.06%
- Transaction charges
- 0.02%
- Statutory levies
- 0.58%
- Exit load
- Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Equity Savings TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderately High
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.62 | 0.96 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.59 | 0.75 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.70 | 0.88 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 6.26 | 6.13 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Kotak Equity Savings Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity33.3%
- Debt22.5%
- Other44.2%
Market cap split
- Large65.3%
- Mid28.1%
- Small6.6%
- P/E
- 18.89
- P/B
- 2.69
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 38.55% | ₹4,119 Cr | +143.08% | +105.04% | +109.33% |
| Kotak Liquid - Plan A - Direct Plan-Growth | Unclassified | 7.38% | ₹789 Cr | +6.60% | +6.66% | +5.20% |
| Radico Khaitan Ltd. | Consumer Staples | 2.38% | ₹254 Cr | +2.09% | +1.61% | +2.02% |
| Hero Motocorp Ltd. | Automobile | 2.27% | ₹243 Cr | +2.16% | +2.72% | +3.12% |
| Maruti Suzuki India Ltd. | Automobile | 2.17% | ₹232 Cr | -1.08% | -0.81% | +7.01% |
| Indus Towers Ltd. | Communication | 2.14% | ₹228 Cr | -3.78% | -4.45% | -3.85% |
| Bharti Airtel Ltd. | Communication | 2.01% | ₹215 Cr | -6.36% | -6.27% | -7.91% |
| State Bank of India | Financial | 1.86% | ₹198 Cr | +5.55% | +6.13% | -7.74% |
| Cube Highways Trust | Services | 1.77% | ₹189 Cr | — | — | — |
| Embassy Office Parks REIT | Construction | 1.67% | ₹178 Cr | +1.95% | +2.03% | +2.37% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.60% | ₹171 Cr | +1.48% | +1.54% | +1.79% |
| Indusind Bank Ltd. | Financial | 1.57% | ₹168 Cr | +1.49% | +1.60% | +0.87% |
| Poonawalla Fincorp Ltd. | Financial | 1.42% | ₹152 Cr | +1.24% | +1.51% | +1.66% |
| ITC Ltd. | Consumer Staples | 1.42% | ₹151 Cr | -0.76% | +4.63% | +2.43% |
| Emmvee Photovoltaic Power Ltd. | Energy | 1.38% | ₹147 Cr | +1.47% | +0.91% | — |
| Indus Infra Trust | Construction | 1.34% | ₹143 Cr | +0.80% | +0.82% | +0.86% |
| National Bank For Agriculture & Rural Development | Financial | 1.34% | ₹143 Cr | +0.89% | +0.92% | +1.25% |
| Tata Motors Ltd. | Automobile | 1.30% | ₹139 Cr | +1.11% | +1.77% | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 1.30% | ₹139 Cr | +0.59% | +0.61% | +0.72% |
| Axis Bank Ltd. | Financial | 1.28% | ₹137 Cr | -1.32% | -0.97% | -0.89% |
| NTPC Ltd. | Energy | 1.23% | ₹132 Cr | -2.67% | -2.37% | -2.38% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.21% | ₹130 Cr | -0.01% | — | -0.47% |
| Eternal Ltd. | Services | 1.14% | ₹121 Cr | +0.92% | +1.00% | +1.59% |
| LIC Housing Finance Ltd. | Financial | 1.10% | ₹118 Cr | +0.39% | +0.40% | +0.47% |
| NLC India Ltd. | Energy | 1.10% | ₹117 Cr | +1.51% | +1.16% | +1.16% |
| Bank Of Baroda | Financial | 1.05% | ₹112 Cr | -0.26% | -0.32% | -0.27% |
| Oracle Financial Services Software Ltd. | Technology | 0.94% | ₹101 Cr | +0.01% | +0.49% | +0.69% |
| Muthoot Finance Ltd. | Financial | 0.93% | ₹99.26 Cr | +0.98% | — | — |
| Punjab National Bank | Financial | 0.90% | ₹96.57 Cr | +0.93% | — | — |
| National Housing Bank | Financial | 0.87% | ₹92.79 Cr | +0.40% | +0.41% | +0.48% |
| Hindustan Zinc Ltd. | Metals & Mining | 0.84% | ₹89.30 Cr | — | — | — |
| ICICI Bank Ltd. | Financial | 0.82% | ₹88.07 Cr | -2.80% | -0.90% | +2.62% |
| Steel Authority Of India Ltd. | Metals & Mining | 0.82% | ₹87.92 Cr | -0.49% | -0.41% | -0.83% |
| Power Finance Corporation Ltd. | Financial | 0.81% | ₹86.50 Cr | +2.05% | -0.02% | +3.44% |
| Swiggy Ltd. | Services | 0.80% | ₹85.45 Cr | -0.01% | +1.23% | +2.04% |
| company:20045 | Construction | 0.78% | ₹82.85 Cr | — | — | — |
| Siddhivinayak Securitisation Trust | Others | 0.69% | ₹73.27 Cr | +0.72% | +0.76% | — |
| Shivshakti Securitisation Trust | Others | 0.68% | ₹72.88 Cr | +0.72% | +0.76% | — |
| Oil India Ltd. | Energy | 0.68% | ₹72.57 Cr | +0.71% | +1.13% | — |
| Sapphire Foods India Ltd. | Services | 0.64% | ₹68.29 Cr | +0.52% | +0.60% | +1.12% |
| Kotak Money Market Fund Direct-Growth | Unclassified | 0.62% | ₹66.20 Cr | +0.64% | +0.65% | +0.73% |
| Ambuja Cements Ltd. | Materials | 0.59% | ₹63.35 Cr | -0.68% | -0.78% | -1.02% |
| Brookfield India Real Estate Trust REIT | Construction | 0.59% | ₹62.69 Cr | +0.58% | +0.73% | — |
| Reliance Industries Ltd. | Energy | 0.58% | ₹62.36 Cr | -1.70% | -1.84% | -2.35% |
| HDFC Bank Ltd. | Financial | 0.54% | ₹58.16 Cr | -14.34% | -16.24% | -4.30% |
| Kotak Ultra Short to Short Term Fund Direct-Growth | Unclassified | 0.53% | ₹56.15 Cr | +1.66% | +1.68% | +1.90% |
| Shree Cement Ltd. | Materials | 0.51% | ₹54.06 Cr | +0.02% | +0.75% | +0.98% |
| JSW Steel Ltd. | Metals & Mining | 0.48% | ₹51.11 Cr | -0.52% | -0.27% | -0.25% |
| Mphasis Ltd. | Technology | 0.46% | ₹49.10 Cr | -1.91% | -2.11% | +1.66% |
| Jyoti CNC Automation Ltd. | Capital Goods | 0.46% | ₹49.10 Cr | +0.17% | +0.24% | +0.32% |
| AU Small Finance Bank Ltd. | Financial | 0.45% | ₹48.40 Cr | +0.47% | +0.47% | — |
| GOI | Sovereign | 0.41% | ₹43.57 Cr | +0.43% | +0.52% | +0.11% |
| Ola Electric Mobility Ltd. | Automobile | 0.38% | ₹41.12 Cr | — | +0.26% | — |
| Bihar State | Others | 0.28% | ₹29.66 Cr | +0.29% | +0.30% | — |
| Mankind Pharma Ltd. | Healthcare | 0.24% | ₹25.45 Cr | -0.52% | +0.76% | +3.57% |
| Sun TV Network Ltd. | Services | 0.21% | ₹22.79 Cr | +0.24% | +0.32% | +0.31% |
| Tata Capital Financial Services Ltd. | Financial | 0.21% | ₹22.55 Cr | +0.40% | +0.05% | +0.06% |
| Larsen & Toubro Ltd. | Construction | 0.19% | ₹20.00 Cr | -2.17% | -0.23% | -0.22% |
| Infosys Ltd. | Technology | 0.19% | ₹19.79 Cr | +0.20% | +0.24% | +0.43% |
| NTPC Green Energy Ltd. | Energy | 0.15% | ₹16.45 Cr | +0.19% | +0.17% | +0.22% |
| Raajmarg Infra Investment Trust | Construction | 0.15% | ₹16.20 Cr | +0.15% | — | — |
| REC Ltd. | Financial | 0.15% | ₹16.03 Cr | -0.19% | -0.21% | -0.60% |
| HDB Financial Services Ltd. | Financial | 0.15% | ₹15.98 Cr | +0.20% | +0.20% | +0.24% |
| Bagmane Prime Office REIT | Construction | 0.12% | ₹13.34 Cr | +0.13% | — | — |
| L&T Finance Ltd. | Financial | 0.08% | ₹8.03 Cr | +0.08% | +0.03% | +0.10% |
| Indian Railway Finance Corporation Ltd. | Financial | 0.06% | ₹6.04 Cr | +0.10% | +0.11% | +0.12% |
| One97 Communications Ltd. | Services | 0.05% | ₹5.60 Cr | -4.42% | -4.41% | — |
| Gujarat State | Construction | 0.05% | ₹5.12 Cr | — | — | +0.12% |
| Axis Finance Ltd. | Financial | 0.05% | ₹5.02 Cr | +0.05% | +0.05% | +0.06% |
| Export-Import Bank Of India | Financial | 0.05% | ₹5.00 Cr | +0.05% | +0.05% | — |
| Tamilnadu State | Others | 0.03% | ₹3.57 Cr | +0.04% | +0.04% | — |
| Vikram Solar Ltd. | Energy | 0.03% | ₹3.20 Cr | +0.34% | +0.30% | +0.68% |
| company:20755 | Capital Goods | 0.03% | ₹2.98 Cr | — | — | — |
| Power Grid Corporation Of India Ltd. | Energy | 0.02% | ₹2.52 Cr | -0.50% | +0.08% | -0.08% |
| company:16192 | Healthcare | 0.02% | ₹2.46 Cr | — | — | — |
| Sundaram Finance Ltd. | Financial | 0.01% | ₹1.50 Cr | +0.03% | +0.03% | +0.04% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.01% | ₹1.42 Cr | -1.37% | -0.27% | -0.29% |
| Max Financial Services Ltd. | Financial | 0.01% | ₹0.76 Cr | -0.01% | -0.01% | -0.01% |
| NMDC Ltd. | Metals & Mining | 0.01% | ₹0.62 Cr | -0.62% | -0.50% | -0.49% |
| Aurobindo Pharma Ltd. | Healthcare | 0.00% | ₹0.30 Cr | -0.36% | -0.27% | -0.26% |
| Prestige Estates Projects Ltd. | Construction | 0.00% | ₹0.20 Cr | -0.16% | — | — |
| Grasim Industries Ltd. | Materials | 0.00% | ₹0.16 Cr | -0.28% | -0.26% | +0.30% |
| Bajaj Finserv Ltd. | Financial | 0.00% | ₹0.15 Cr | -0.43% | -0.49% | -0.52% |
| The Indian Hotels Company Ltd. | Services | 0.00% | ₹0.10 Cr | -0.10% | +0.10% | -0.13% |
| Union Bank of India | Financial | 0.00% | ₹0.05 Cr | -0.14% | +2.24% | +1.76% |
| Aditya Birla Capital Ltd. | Financial | 0.00% | ₹0.05 Cr | -0.07% | -0.07% | -0.07% |
| Nestle India Ltd. | Consumer Staples | 0.00% | ₹0.04 Cr | -0.03% | — | — |
| Bharat Heavy Electricals Ltd. | Capital Goods | 0.00% | ₹0.02 Cr | -0.12% | -0.08% | -0.06% |
| Pidilite Industries Ltd. | Chemicals | 0.00% | ₹0.02 Cr | -0.01% | — | — |
| company:4330 | Technology | 0.00% | ₹0.02 Cr | — | +0.22% | +0.27% |
| JIO Financial Services Ltd. | Financial | 0.00% | ₹0.02 Cr | -0.21% | -0.23% | -0.28% |
| Coal India Ltd. | Materials | 0.00% | ₹0.01 Cr | — | — | — |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.00% | ₹0.01 Cr | -0.08% | -0.03% | +0.04% |
| Godrej Properties Ltd. | Construction | 0.00% | ₹0.00 Cr | -0.16% | — | — |
| Britannia Industries Ltd. | Consumer Staples | -0.00% | ₹-0.00 Cr | -0.06% | — | — |
| Oil And Natural Gas Corporation Ltd. | Energy | -0.00% | ₹-0.00 Cr | 0.00% | 0.00% | 0.00% |
| BSE Ltd. | Services | -0.00% | ₹-0.00 Cr | -0.20% | — | — |
| Alkem Laboratories Ltd. | Healthcare | -0.00% | ₹-0.00 Cr | -0.01% | — | — |
| Eicher Motors Ltd. | Automobile | -0.00% | ₹-0.00 Cr | -0.01% | — | — |
| NBCC (India) Ltd. | Construction | -0.00% | ₹-0.00 Cr | -0.33% | -0.31% | — |
| Godrej Consumer Products Ltd. | Consumer Staples | -0.00% | ₹-0.01 Cr | — | — | — |
| TVS Motor Company Ltd. | Automobile | -0.00% | ₹-0.01 Cr | -0.24% | — | — |
| The Phoenix Mills Ltd. | Construction | -0.00% | ₹-0.01 Cr | -0.23% | — | — |
| RBL Bank Ltd. | Financial | -0.00% | ₹-0.01 Cr | -1.22% | -1.16% | — |
| Computer Age Management Services Ltd. | Services | -0.00% | ₹-0.01 Cr | -0.02% | — | — |
| Container Corporation Of India Ltd. | Services | -0.00% | ₹-0.01 Cr | -0.03% | -0.03% | -0.03% |
| GMR Airports Ltd. | Construction | -0.00% | ₹-0.01 Cr | -0.01% | -0.01% | -0.01% |
| Tata Power Company Ltd. | Energy | -0.00% | ₹-0.02 Cr | -0.07% | -0.07% | -0.10% |
| Bharat Electronics Ltd. | Capital Goods | -0.00% | ₹-0.02 Cr | -0.35% | -0.39% | -0.37% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | -0.00% | ₹-0.03 Cr | -0.38% | -0.20% | -0.22% |
| UNO Minda Ltd. | Automobile | -0.00% | ₹-0.03 Cr | -0.05% | — | — |
| company:5590 | Technology | -0.00% | ₹-0.03 Cr | — | — | — |
| company:3214 | Consumer Staples | -0.00% | ₹-0.05 Cr | — | — | — |
| Glenmark Pharmaceuticals Ltd. | Healthcare | -0.00% | ₹-0.06 Cr | -0.10% | -0.05% | -0.06% |
| Varun Beverages Ltd. | Consumer Staples | -0.00% | ₹-0.07 Cr | -0.12% | — | — |
| Fortis Healthcare Ltd. | Healthcare | -0.00% | ₹-0.09 Cr | -0.18% | — | — |
| United Spirits Ltd. | Consumer Staples | -0.00% | ₹-0.11 Cr | -0.40% | -0.25% | -0.27% |
| Kalyan Jewellers India Ltd. | Consumer Discretionary | -0.00% | ₹-0.15 Cr | -0.23% | — | — |
| Ultratech Cement Ltd. | Materials | -0.00% | ₹-0.20 Cr | -0.42% | — | — |
| SBI Life Insurance Company Ltd. | Insurance | -0.00% | ₹-0.20 Cr | -0.38% | -0.36% | -0.37% |
| Hindalco Industries Ltd. | Metals & Mining | -0.00% | ₹-0.27 Cr | -0.77% | -0.47% | -0.85% |
| Adani Enterprises Ltd. | Services | -0.00% | ₹-0.28 Cr | -0.19% | -0.15% | -0.97% |
| Cipla Ltd. | Healthcare | -0.00% | ₹-0.30 Cr | -0.45% | -0.42% | -0.57% |
| company:18516 | Financial | -0.01% | ₹-0.76 Cr | — | — | — |
| Hindustan Aeronautics Ltd. | Capital Goods | -0.01% | ₹-0.82 Cr | -1.82% | -1.33% | -1.84% |
| Bajaj Finance Ltd. | Financial | -0.01% | ₹-0.86 Cr | -1.24% | -0.94% | -0.98% |
| company:18046 | Healthcare | -0.01% | ₹-1.49 Cr | — | — | — |
| Mahindra & Mahindra Ltd. | Automobile | -0.02% | ₹-1.65 Cr | -1.66% | -1.12% | -1.20% |
| Vodafone Idea Ltd. | Communication | -0.02% | ₹-1.84 Cr | -1.32% | -1.02% | -0.73% |
| Adani Ports and Special Economic Zone Ltd. | Services | -0.08% | ₹-9.03 Cr | -5.42% | -4.69% | -4.69% |
| company:18485 | Metals & Mining | -0.49% | ₹-51.82 Cr | — | — | — |
| company:18511 | Materials | -0.60% | ₹-64.09 Cr | — | — | — |
| company:18215 | Financial | -1.26% | ₹-134.19 Cr | — | — | — |
| Nifty 50 | Financial | -2.67% | ₹-284.84 Cr | -2.76% | -3.86% | -3.47% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Axis Bank Ltd. | -1.28% | 1.28% | +2.57% |
| Others | 31.00% | 29.46% | -1.55% |
| company:18215 | 0.00% | -1.26% | -1.26% |
| Ambuja Cements Ltd. | -0.66% | 0.59% | +1.25% |
| Eternal Ltd. | -0.04% | 1.14% | +1.18% |
| Kotak Ultra Short to Short Term Fund Direct-Growth | 1.64% | 0.53% | -1.11% |
| JSW Steel Ltd. | -0.50% | 0.48% | +0.97% |
| Kotak Liquid - Plan A - Direct Plan-Growth | 6.48% | 7.38% | +0.90% |
| company:20045 | 0.00% | 0.78% | +0.78% |
| Small Industries Devp. Bank of India Ltd. | 0.19% | 0.93% | +0.73% |
| company:18511 | 0.00% | -0.60% | -0.60% |
| One97 Communications Ltd. | -2.55% | -3.11% | -0.56% |
| company:18485 | 0.00% | -0.49% | -0.49% |
| Mahindra & Mahindra Ltd. | -0.89% | -0.56% | +0.33% |
| Vikram Solar Ltd. | 0.29% | 0.03% | -0.26% |
| Jyoti CNC Automation Ltd. | 0.23% | 0.46% | +0.23% |
| Power Finance Corporation Ltd. | 0.99% | 0.76% | -0.22% |
| Embassy Office Parks REIT | 0.96% | 0.74% | -0.22% |
| HDFC Bank Ltd. | -2.90% | -2.69% | +0.21% |
| SMFG India Credit Company Ltd. | 0.19% | 0.00% | -0.19% |
| Mahindra & Mahindra Financial Services Ltd. | 0.72% | 0.90% | +0.18% |
| Sun Pharmaceutical Industries Ltd. | -0.73% | -0.55% | +0.18% |
| Bharti Airtel Ltd. | -3.31% | -3.14% | +0.17% |
| Titan Company Ltd. | -0.16% | 0.00% | +0.16% |
| Tata Capital Financial Services Ltd. | 0.02% | 0.19% | +0.16% |
| NLC India Ltd. | 1.25% | 1.10% | -0.16% |
| Adani Ports and Special Economic Zone Ltd. | -2.49% | -2.33% | +0.15% |
| NTPC Ltd. | -1.18% | -1.04% | +0.13% |
| Sapphire Foods India Ltd. | 0.52% | 0.64% | +0.12% |
| Mphasis Ltd. | -0.72% | -0.61% | +0.11% |
| company:3214 | 0.00% | -0.10% | -0.10% |
| REC Ltd. | -0.04% | 0.06% | +0.10% |
| Nifty 50 | -2.76% | -2.67% | +0.09% |
| BSE Ltd. | 0.08% | -0.00% | -0.09% |
| Hindalco Industries Ltd. | -0.33% | -0.25% | +0.08% |
| Oracle Financial Services Software Ltd. | 0.86% | 0.94% | +0.08% |
| Shree Cement Ltd. | 0.58% | 0.51% | -0.08% |
| Bajaj Finance Ltd. | -0.76% | -0.68% | +0.07% |
| Bajaj Finserv Ltd. | -0.24% | -0.17% | +0.07% |
| TVS Motor Company Ltd. | -0.17% | -0.10% | +0.07% |
| Tata Motors Ltd. | 1.24% | 1.30% | +0.06% |
| Indus Towers Ltd. | -1.37% | -1.31% | +0.06% |
| Vodafone Idea Ltd. | -0.59% | -0.65% | -0.06% |
| Hindustan Unilever Ltd. | -0.01% | -0.06% | -0.06% |
| ICICI Bank Ltd. | -1.53% | -1.48% | +0.05% |
| United Spirits Ltd. | -0.23% | -0.18% | +0.05% |
| National Bank For Agriculture & Rural Development | 0.32% | 0.37% | +0.05% |
| Cube Highways Trust | 1.81% | 1.77% | -0.05% |
| Bharat Heavy Electricals Ltd. | -0.05% | -0.01% | +0.05% |
| Hindustan Aeronautics Ltd. | -0.97% | -0.92% | +0.04% |
| Union Bank of India | -0.07% | -0.03% | +0.04% |
| Poonawalla Fincorp Ltd. | 1.46% | 1.42% | -0.04% |
| Steel Authority Of India Ltd. | -0.25% | -0.28% | -0.04% |
| Indusind Bank Ltd. | 1.60% | 1.57% | -0.03% |
| Hero Motocorp Ltd. | 2.30% | 2.27% | -0.03% |
| Britannia Industries Ltd. | -0.03% | -0.00% | +0.03% |
| company:5590 | 0.00% | -0.03% | -0.03% |
| Ultratech Cement Ltd. | -0.21% | -0.18% | +0.03% |
| Muthoot Finance Ltd. | 0.96% | 0.93% | -0.03% |
| company:20755 | 0.00% | 0.03% | +0.03% |
| Sun TV Network Ltd. | 0.24% | 0.21% | -0.03% |
| company:16192 | 0.00% | 0.02% | +0.02% |
| Tata Motors Finance Ltd. | 0.02% | 0.00% | -0.02% |
| Siddhivinayak Securitisation Trust | 0.71% | 0.69% | -0.02% |
| Shivshakti Securitisation Trust | 0.70% | 0.68% | -0.02% |
| Adani Enterprises Ltd. | -0.10% | -0.08% | +0.02% |
| Indus Infra Trust | 1.36% | 1.34% | -0.02% |
| Zydus Lifesciences Ltd. | -0.02% | 0.00% | +0.02% |
| Emmvee Photovoltaic Power Ltd. | 1.40% | 1.38% | -0.02% |
| Punjab National Bank | 0.92% | 0.90% | -0.02% |
| Swiggy Ltd. | 0.49% | 0.47% | -0.02% |
| NBCC (India) Ltd. | -0.15% | -0.13% | +0.02% |
| Oil India Ltd. | 0.66% | 0.68% | +0.02% |
| Larsen & Toubro Ltd. | -1.02% | -1.00% | +0.02% |
| ITC Ltd. | -0.36% | -0.34% | +0.02% |
| Brookfield India Real Estate Trust REIT | 0.60% | 0.59% | -0.02% |
| Sundaram Finance Ltd. | 0.03% | 0.01% | -0.01% |
| Max Financial Services Ltd. | -0.01% | 0.01% | +0.01% |
| company:18046 | 0.00% | -0.01% | -0.01% |
| Apollo Hospitals Enterprise Ltd. | -0.20% | -0.21% | -0.01% |
| GOI | 0.42% | 0.41% | -0.01% |
| Ola Electric Mobility Ltd. | 0.37% | 0.38% | +0.01% |
| Kotak Money Market Fund Direct-Growth | 0.63% | 0.62% | -0.01% |
| Tata Power Company Ltd. | -0.03% | -0.02% | +0.01% |
| Mankind Pharma Ltd. | -0.17% | -0.16% | +0.01% |
| Bihar State | 0.29% | 0.28% | -0.01% |
| Radico Khaitan Ltd. | 2.39% | 2.38% | -0.01% |
| Cipla Ltd. | -0.23% | -0.24% | -0.01% |
| Power Grid Corporation Of India Ltd. | -0.00% | -0.01% | -0.01% |
| AU Small Finance Bank Ltd. | 0.46% | 0.45% | -0.01% |
| Godrej Properties Ltd. | -0.12% | -0.11% | +0.01% |
| SBI Life Insurance Company Ltd. | -0.19% | -0.20% | -0.01% |
| company:18516 | 0.00% | -0.01% | -0.01% |
| State Bank of India | -1.14% | -1.13% | +0.01% |
| Bharat Electronics Ltd. | -0.16% | -0.17% | -0.01% |
| Bank Of Baroda | -0.11% | -0.11% | +0.01% |
| Fortis Healthcare Ltd. | -0.09% | -0.08% | +0.01% |
| National Housing Bank | 0.19% | 0.19% | -0.01% |
| NTPC Green Energy Ltd. | 0.16% | 0.15% | 0.00% |
| Crompton Greaves Consumer Electricals Ltd. | -0.04% | -0.03% | 0.00% |
| Infosys Ltd. | 0.19% | 0.19% | 0.00% |
| Glenmark Pharmaceuticals Ltd. | -0.05% | -0.05% | 0.00% |
| HDB Financial Services Ltd. | 0.14% | 0.14% | 0.00% |
| NMDC Ltd. | -0.29% | -0.28% | 0.00% |
| Prestige Estates Projects Ltd. | -0.08% | -0.08% | 0.00% |
| The Phoenix Mills Ltd. | -0.12% | -0.12% | 0.00% |
| Reliance Industries Ltd. | -0.82% | -0.81% | 0.00% |
| LIC Housing Finance Ltd. | 0.95% | 0.95% | 0.00% |
| Varun Beverages Ltd. | -0.03% | -0.02% | 0.00% |
| The Indian Hotels Company Ltd. | -0.05% | -0.05% | 0.00% |
| Raajmarg Infra Investment Trust | 0.15% | 0.15% | 0.00% |
| Grasim Industries Ltd. | -0.14% | -0.14% | 0.00% |
| L&T Finance Ltd. | 0.08% | 0.08% | 0.00% |
| Kalyan Jewellers India Ltd. | -0.07% | -0.07% | 0.00% |
| Gujarat State | 0.05% | 0.05% | 0.00% |
| Indian Railway Finance Corporation Ltd. | 0.05% | 0.05% | 0.00% |
| Bagmane Prime Office REIT | 0.13% | 0.12% | 0.00% |
| Godrej Consumer Products Ltd. | -0.01% | -0.01% | 0.00% |
| Export-Import Bank Of India | 0.05% | 0.05% | 0.00% |
| Axis Finance Ltd. | 0.05% | 0.05% | 0.00% |
| Aditya Birla Capital Ltd. | -0.04% | -0.04% | 0.00% |
| Nestle India Ltd. | -0.02% | -0.02% | 0.00% |
| Tamilnadu State | 0.03% | 0.03% | 0.00% |
| Coal India Ltd. | -0.01% | -0.01% | 0.00% |
| Aurobindo Pharma Ltd. | -0.19% | -0.19% | 0.00% |
| GMR Airports Ltd. | -0.01% | -0.01% | 0.00% |
| Container Corporation Of India Ltd. | -0.02% | -0.02% | 0.00% |
| JIO Financial Services Ltd. | -0.02% | -0.02% | 0.00% |
| Hindustan Zinc Ltd. | -0.01% | -0.01% | 0.00% |
| Alkem Laboratories Ltd. | -0.00% | -0.00% | 0.00% |
| Computer Age Management Services Ltd. | -0.01% | -0.01% | 0.00% |
| UNO Minda Ltd. | -0.03% | -0.03% | 0.00% |
| company:4330 | 0.00% | 0.00% | 0.00% |
| Oil And Natural Gas Corporation Ltd. | -0.00% | -0.00% | 0.00% |
| RBL Bank Ltd. | -0.01% | -0.01% | 0.00% |
| Pidilite Industries Ltd. | -0.01% | -0.01% | 0.00% |
| Maruti Suzuki India Ltd. | -0.56% | -0.56% | 0.00% |
| Eicher Motors Ltd. | -0.00% | -0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,366 Cr | 2.29% | 5.4% | 7.3% | 8.9% |
 Mirae Asset Equity Savings Fund | ₹2,041 Cr | 1.73% | 3.5% | 6.4% | 8.2% |
 Edelweiss Equity Savings Fund | ₹1,660 Cr | 2.15% | 8.3% | 8.7% | 9.5% |
 HSBC Equity Savings Fund | ₹1,475 Cr | 2.46% | 7.5% | 9.0% | 10.7% |
 Baroda BNP Paribas Equity Savings Fund | ₹289 Cr | 2.81% | 2.4% | 5.3% | 7.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.
Fund managers
- Abhishek BisenMr. Bisen is a BA and MBA in Finance.Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
- Arjun KhannaMr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.
- Devender SinghalMr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
- Hiten ShahMr. Shah is a Masters in Management Studies (Finance) from Mumbai University.Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.93% absolute | ₹60,000 | ₹62,958 | 4.93% | |
| 1 year3.61% annualised | ₹1,20,000 | ₹1,22,373 | 1.98% | |
| 3 years8.98% annualised | ₹3,60,000 | ₹4,14,481 | 15.13% | |
| 5 years8.82% annualised | ₹6,00,000 | ₹7,56,206 | 26.03% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Kotak Equity Savings Fund?
The NAV of Kotak Equity Savings Fund is ₹27.48 as on 25 Sep 2026.
What is the expense ratio of Kotak Equity Savings Fund?
The expense ratio of Kotak Equity Savings Fund is 2.11% per year.
What is the minimum SIP amount for Kotak Equity Savings Fund?
You can start a SIP in Kotak Equity Savings Fund with ₹3,000 a month.
What returns has Kotak Equity Savings Fund given?
Kotak Equity Savings Fund has returned 3.3% over 1 year, 6.0% over 3 years and 8.3% over 5 years (annualised).
Is there a lock-in or exit load on Kotak Equity Savings Fund?
Lock-in: None. Exit load: Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days..
How risky is Kotak Equity Savings Fund?
Kotak Equity Savings Fund is rated Moderately High on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages Kotak Equity Savings Fund?
Kotak Equity Savings Fund is managed by Kotak Mahindra Mutual Fund, which runs 94 schemes with ₹6,09,561 Cr under management.