Bajaj Finserv Ultra Short to Short Term Fund
- NAV as on 4 Nov 2026
- ₹1,036.78+0.05%1 day
- Return since launch
- 3.4%
- 52-week range
- ₹1,000.98 — ₹1,035.33
- AUM
- ₹582 Cr
Bajaj Finserv Ultra Short to Short Term Fund is a Low Duration debt fund from Bajaj Finserv Mutual Fund with ₹582 Cr under management, launched in 2026. The expense ratio is 1.02% and the SEBI riskometer reading is Low to Moderate.
Performance
Bajaj Finserv Ultra Short to Short Term Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.6% against +3.9% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.2% | 0.0 pts | 0.2% | 0.2% |
| 3M | 0.9% | −0.1 pts | 1.0% | 1.0% |
| 6M | 2.7% | −0.1 pts | 2.8% | 2.9% |
Since launch (9 Feb 2026): 3.4%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.02%
Expense ratio as on 30 Oct 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.85%
- Brokerage
- 0.02%
- Transaction charges
- 0.00%
- Statutory levies
- 0.15%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Low Duration Debt Index A-I
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
Bajaj Finserv Ultra Short to Short Term Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt99.2%
- Other0.8%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 18.03% | ₹105 Cr | +41.16% | +25.11% | — |
| Power Finance Corporation Ltd. | Financial | 8.54% | ₹49.74 Cr | +9.70% | +7.90% | — |
| Muthoot Finance Ltd. | Financial | 6.01% | ₹35.01 Cr | +11.70% | +9.54% | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 4.30% | ₹25.04 Cr | +4.86% | +3.95% | — |
| LIC Housing Finance Ltd. | Financial | 4.30% | ₹25.01 Cr | — | — | — |
| Bajaj Housing Finance Ltd. | Financial | 4.28% | ₹24.95 Cr | +4.85% | +3.92% | — |
| National Bank For Agriculture & Rural Development | Financial | 4.27% | ₹24.86 Cr | +4.86% | +3.69% | — |
| REC Ltd. | Financial | 4.23% | ₹24.64 Cr | +9.58% | — | — |
| Bank Of Baroda | Financial | 4.22% | ₹24.57 Cr | — | +3.69% | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 4.20% | ₹24.45 Cr | +4.64% | +3.69% | — |
| Axis Bank Ltd. | Financial | 4.18% | ₹24.33 Cr | +4.63% | — | — |
| Axis Securities Ltd. | Others | 4.17% | ₹24.29 Cr | +4.62% | +3.68% | — |
| Canara Bank | Financial | 4.17% | ₹24.30 Cr | +4.62% | +3.69% | — |
| Export-Import Bank Of India | Financial | 4.17% | ₹24.26 Cr | — | — | — |
| Punjab National Bank | Financial | 4.17% | ₹24.30 Cr | +4.62% | +3.71% | — |
| Indian Bank | Financial | 4.08% | ₹23.76 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:4578 | 9.05% | 0.00% | -9.05% |
| Punjab National Bank | 8.78% | 4.17% | -4.61% |
| Muthoot Finance Ltd. | 5.44% | 0.85% | -4.59% |
| company:5771 | 4.50% | 0.00% | -4.50% |
| company:5655 | 4.41% | 0.00% | -4.41% |
| National Bank For Agriculture & Rural Development | 0.00% | 4.27% | +4.27% |
| REC Ltd. | 0.00% | 4.23% | +4.23% |
| Bank Of Baroda | 0.00% | 4.22% | +4.22% |
| Export-Import Bank Of India | 0.00% | 4.17% | +4.17% |
| Bajaj Housing Finance Ltd. | 4.52% | 4.28% | -0.24% |
| Cholamandalam Investment and Finance Company Ltd. | 4.53% | 4.30% | -0.23% |
| LIC Housing Finance Ltd. | 4.53% | 4.30% | -0.23% |
| Power Finance Corporation Ltd. | 4.52% | 4.29% | -0.23% |
| Small Industries Devp. Bank of India Ltd. | 4.43% | 4.20% | -0.23% |
| Axis Bank Ltd. | 4.38% | 4.18% | -0.20% |
| Axis Securities Ltd. | 4.37% | 4.17% | -0.20% |
| Canara Bank | 4.37% | 4.17% | -0.20% |
| Indian Bank | 4.28% | 4.08% | -0.20% |
| Others | 0.24% | 0.23% | -0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹4,774 Cr | 0.46% | 5.7% | 6.5% | 6.7% |
 ICICI Prudential Ultra Short to Short Term Fund | ₹17,294 Cr | 0.53% | 5.7% | 6.7% | 7.0% |
 UTI Ultra Short to Short Term Fund | ₹2,604 Cr | 0.65% | 5.6% | 6.6% | 6.8% |
 Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | ₹1,942 Cr | 0.36% | 5.7% | — | — |
 LIC MF Ultra Short to Short Term Fund | ₹1,900 Cr | 0.43% | 5.8% | 6.3% | 6.3% |
 Mirae Asset CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | ₹130 Cr | 0.31% | 5.7% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to generate optimal returns for its investors through a portfolio constituted of debt and money market securities. The Macaulay duration of the portfolio is managed between 6 months and 12 months, resulting in a low duration investment with relatively high interest rate risk and moderate credit risk. The Scheme seeks to offer a short-term savings avenue with low risk while balancing yield and liquidity.
Fund managers
- Nimesh ChandanMr. Chandan is an MBA in Finance.He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.68% absolute | ₹60,000 | ₹61,608 | 2.68% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.