Bank of India Large & Mid Cap Fund
Large & MidCapVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹95.26+1.28%1 day
- Return since launch
- 13.5%
- 52-week range
- ₹81.98 — ₹94.64
- AUM
- ₹508 Cr
Bank of India Large & Mid Cap Fund is a Large & MidCap equity fund from Bank of India Mutual Fund with ₹508 Cr under management, launched in 2008. Over three years it has returned 7.7% a year, against 13.5% for its category. The expense ratio is 2.79% and the SEBI riskometer reading is Very High.
Performance
Bank of India Large & Mid Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.1% against -1.4% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 10.8% | +8.4 pts | 2.4% | 4.3% |
| 2Y | 8.7% | +2.7 pts | 6.0% | 3.5% |
| 3Y | 7.7% | −5.8 pts | 13.5% | 5.0% |
| 5Y | 11.9% | +1.0 pts | 10.9% | 10.5% |
| 7Y | 14.3% | −0.6 pts | 14.9% | 13.8% |
| 10Y | 13.5% | 0.0 pts | 13.5% | 13.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 7.9% | +2.0 pts | 6.0% | 6.1% |
| 3M | 1.2% | +2.5 pts | -1.2% | -1.5% |
| 6M | 5.8% | +1.2 pts | 4.6% | 3.7% |
| 1Y | 6.3% | +3.9 pts | 2.4% | -1.1% |
| 2Y | 4.4% | +0.9 pts | 3.6% | 2.1% |
| 3Y | 13.3% | −0.1 pts | 13.5% | 12.1% |
| 5Y | 10.5% | −0.4 pts | 10.9% | 10.0% |
| 7Y | 15.3% | −0.7 pts | 16.0% | 15.1% |
| 10Y | 12.6% | −0.9 pts | 13.5% | 12.9% |
Since launch (4 Sep 2008): 13.5%
Calendar-year returns
Category average17.5%
33.8%
1.9%
29.3%
16.5%
6.8%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.8% | +1.4 pts | 5.4% |
| 2024 | 16.5% | −8.5 pts | 25.0% |
| 2023 | 29.3% | −2.1 pts | 31.4% |
| 2022 | 1.9% | −1.1 pts | 3.0% |
| 2021 | 33.8% | −5.3 pts | 39.1% |
| 2020 | 17.5% | −0.1 pts | 17.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.75%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.08%
- Brokerage
- 0.09%
- Transaction charges
- 0.01%
- Statutory levies
- 0.57%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 250 Large MidCap TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 2.18 | 6.58 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.01 | 1.07 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.43 | 0.63 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.60 | 0.83 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 16.02 | 18.21 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bank of India Large & Mid Cap Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity93.2%
- Debt0.0%
- Other6.8%
Market cap split
- Large45.8%
- Mid38.0%
- Small16.1%
- P/E
- 20.74
- P/B
- 2.81
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 8.10% | ₹40.93 Cr | +5.75% | +4.97% | +6.26% |
| Others | Others | 6.80% | ₹34.42 Cr | +0.52% | +13.24% | -0.26% |
| Reliance Industries Ltd. | Energy | 6.12% | ₹30.96 Cr | +5.75% | +6.68% | +5.23% |
| Kotak Mahindra Bank Ltd. | Financial | 3.84% | ₹19.41 Cr | +3.72% | +3.90% | +3.00% |
| Larsen & Toubro Ltd. | Construction | 3.37% | ₹17.03 Cr | +3.82% | +4.26% | +3.29% |
| State Bank of India | Financial | 3.17% | ₹16.01 Cr | +3.49% | +2.69% | +2.76% |
| Dixon Technologies (India) Ltd. | Capital Goods | 3.00% | ₹15.18 Cr | +3.47% | — | — |
| Aurobindo Pharma Ltd. | Healthcare | 2.99% | ₹15.09 Cr | +3.63% | +3.50% | +2.02% |
| Petronet LNG Ltd. | Energy | 2.96% | ₹14.98 Cr | +3.01% | +2.21% | — |
| FSN E-Commerce Ventures Ltd. | Services | 2.83% | ₹14.29 Cr | +4.08% | +3.59% | +3.61% |
| Entero Healthcare Solutions Ltd. | Healthcare | 2.82% | ₹14.23 Cr | +1.37% | — | — |
| Container Corporation Of India Ltd. | Services | 2.79% | ₹14.08 Cr | — | — | — |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 2.73% | ₹13.81 Cr | +2.43% | +2.61% | +2.20% |
| Bank of Maharashtra | Financial | 2.72% | ₹13.77 Cr | +2.77% | +1.92% | — |
| Tips Industries Ltd. | Services | 2.36% | ₹11.94 Cr | +2.07% | +1.72% | +2.08% |
| ITC Ltd. | Consumer Staples | 2.31% | ₹11.70 Cr | +1.56% | — | — |
| Eris Lifesciences Ltd. | Healthcare | 2.08% | ₹10.54 Cr | +2.32% | +2.23% | +2.57% |
| Bank Of Baroda | Financial | 2.05% | ₹10.37 Cr | — | — | — |
| Tata Consultancy Services Ltd. | Technology | 2.00% | ₹10.09 Cr | +2.12% | +2.87% | +2.54% |
| Abbott India Ltd. | Healthcare | 1.84% | ₹9.31 Cr | +1.78% | +1.85% | +0.47% |
| Shriram Finance Ltd | Financial | 1.83% | ₹9.23 Cr | +1.54% | +0.74% | +1.62% |
| Bharti Airtel Ltd. | Communication | 1.75% | ₹8.85 Cr | +1.90% | — | +0.96% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 1.75% | ₹8.82 Cr | +1.95% | — | — |
| Steel Authority Of India Ltd. | Metals & Mining | 1.65% | ₹8.36 Cr | +0.55% | — | — |
| Mankind Pharma Ltd. | Healthcare | 1.51% | ₹7.62 Cr | +0.50% | — | — |
| One 97 Communications Ltd. | Services | 1.50% | ₹7.60 Cr | — | — | — |
| Aditya Vision Ltd. | Services | 1.41% | ₹7.10 Cr | +2.13% | +1.45% | +0.99% |
| NTPC Ltd. | Energy | 1.41% | ₹7.12 Cr | +1.60% | +1.94% | +2.44% |
| Quality Power Electrical Equipments Ltd. | Capital Goods | 1.41% | ₹7.10 Cr | +1.12% | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 1.38% | ₹6.97 Cr | — | — | — |
| MRF Ltd. | Automobile | 1.35% | ₹6.84 Cr | +1.42% | +0.90% | — |
| Stylam Industries Ltd. | Materials | 1.31% | ₹6.62 Cr | +1.66% | +1.29% | — |
| Lloyds Metals & Energy Ltd. | Metals & Mining | 1.19% | ₹6.01 Cr | +2.20% | +3.27% | +3.21% |
| Godfrey Phillips India Ltd. | Consumer Staples | 1.14% | ₹5.77 Cr | +1.04% | +0.21% | — |
| Britannia Industries Ltd. | Consumer Staples | 1.05% | ₹5.30 Cr | +0.71% | — | — |
| Jindal Stainless Ltd. | Metals & Mining | 1.03% | ₹5.23 Cr | +0.99% | +1.66% | +2.27% |
| Acutaas Chemicals Ltd. | Healthcare | 1.02% | ₹5.16 Cr | +1.15% | +1.03% | +1.31% |
| CreditAccess Grameen Ltd. | Financial | 1.02% | ₹5.14 Cr | +1.23% | — | — |
| PB Fintech Ltd. | Services | 1.01% | ₹5.10 Cr | +2.96% | +2.63% | +3.20% |
| Endurance Technologies Ltd. | Automobile | 0.99% | ₹4.99 Cr | +1.47% | — | — |
| ICICI Bank Ltd. | Financial | 0.93% | ₹4.71 Cr | +1.00% | +1.02% | +1.16% |
| Maruti Suzuki India Ltd. | Automobile | 0.88% | ₹4.43 Cr | — | — | — |
| Bayer CropScience Ltd. | Chemicals | 0.87% | ₹4.38 Cr | +1.02% | +1.33% | +1.40% |
| United Spirits Ltd. | Consumer Staples | 0.80% | ₹4.06 Cr | +0.82% | +0.87% | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.78% | ₹3.93 Cr | +1.44% | +1.21% | +1.06% |
| Bharat Dynamics Ltd. | Capital Goods | 0.72% | ₹3.66 Cr | +0.92% | +0.99% | +1.01% |
| Bharti Hexacom Ltd. | Communication | 0.69% | ₹3.50 Cr | +0.74% | +0.88% | — |
| Swan Corp Ltd. | Construction | 0.56% | ₹2.82 Cr | +0.64% | +0.72% | +1.05% |
| Cemindia Projects Ltd. | Construction | 0.17% | ₹0.86 Cr | — | — | — |
| Reserve Bank of India | Financial | 0.01% | ₹0.05 Cr | +0.01% | +0.01% | +0.11% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| PB Fintech Ltd. | 3.17% | 1.01% | -2.16% |
| Bank Of Baroda | 0.00% | 2.05% | +2.05% |
| Dixon Technologies (India) Ltd. | 4.44% | 3.00% | -1.44% |
| FSN E-Commerce Ventures Ltd. | 4.25% | 2.83% | -1.42% |
| Others | -0.10% | 0.99% | +1.09% |
| Apollo Hospitals Enterprise Ltd. | 0.97% | 0.00% | -0.97% |
| Sky Gold And Diamonds Ltd. | 0.76% | 0.00% | -0.76% |
| Container Corporation Of India Ltd. | 2.05% | 2.79% | +0.74% |
| HDFC Bank Ltd. | 7.46% | 8.10% | +0.64% |
| Aurobindo Pharma Ltd. | 3.59% | 2.99% | -0.60% |
| Acutaas Chemicals Ltd. | 0.48% | 1.02% | +0.54% |
| Senco Gold Ltd. | 0.52% | 0.00% | -0.52% |
| Dr. Reddy's Laboratories Ltd. | 2.44% | 2.73% | +0.29% |
| Tata Consultancy Services Ltd. | 2.23% | 2.00% | -0.23% |
| Quality Power Electrical Equipments Ltd. | 1.22% | 1.41% | +0.19% |
| Reliance Industries Ltd. | 6.29% | 6.12% | -0.17% |
| State Bank of India | 3.34% | 3.17% | -0.17% |
| Abbott India Ltd. | 1.68% | 1.84% | +0.16% |
| ITC Ltd. | 2.15% | 2.31% | +0.16% |
| Kotak Mahindra Bank Ltd. | 3.69% | 3.84% | +0.15% |
| Tips Industries Ltd. | 2.21% | 2.36% | +0.15% |
| Shriram Finance Ltd | 1.97% | 1.83% | -0.14% |
| Entero Healthcare Solutions Ltd. | 2.95% | 2.82% | -0.13% |
| Mankind Pharma Ltd. | 1.39% | 1.51% | +0.12% |
| Adani Ports and Special Economic Zone Ltd. | 0.66% | 0.78% | +0.12% |
| Lloyds Metals & Energy Ltd. | 1.08% | 1.19% | +0.11% |
| Jindal Stainless Ltd. | 0.93% | 1.03% | +0.10% |
| Eris Lifesciences Ltd. | 2.17% | 2.08% | -0.09% |
| Larsen & Toubro Ltd. | 3.46% | 3.37% | -0.09% |
| Bharat Dynamics Ltd. | 0.80% | 0.72% | -0.08% |
| Godfrey Phillips India Ltd. | 1.21% | 1.14% | -0.07% |
| Maruti Suzuki India Ltd. | 0.95% | 0.88% | -0.07% |
| Steel Authority Of India Ltd. | 1.70% | 1.65% | -0.05% |
| ICICI Bank Ltd. | 0.98% | 0.93% | -0.05% |
| Aditya Vision Ltd. | 1.36% | 1.41% | +0.05% |
| Bayer CropScience Ltd. | 0.91% | 0.87% | -0.04% |
| Britannia Industries Ltd. | 1.09% | 1.05% | -0.04% |
| United Spirits Ltd. | 0.84% | 0.80% | -0.04% |
| NTPC Ltd. | 1.37% | 1.41% | +0.04% |
| Bank of Maharashtra | 2.69% | 2.72% | +0.03% |
| Petronet LNG Ltd. | 2.99% | 2.96% | -0.03% |
| Bharti Airtel Ltd. | 1.72% | 1.75% | +0.03% |
| Bharti Hexacom Ltd. | 0.72% | 0.69% | -0.03% |
| Endurance Technologies Ltd. | 1.02% | 0.99% | -0.03% |
| One 97 Communications Ltd. | 1.47% | 1.50% | +0.03% |
| MRF Ltd. | 1.38% | 1.35% | -0.03% |
| SBI Life Insurance Company Ltd. | 1.35% | 1.38% | +0.03% |
| CreditAccess Grameen Ltd. | 1.04% | 1.02% | -0.02% |
| Vedanta Aluminium Metal Ltd. | 1.76% | 1.75% | -0.01% |
| Cemindia Projects Ltd. | 0.17% | 0.17% | 0.00% |
| Reserve Bank of India | 0.01% | 0.01% | 0.00% |
| Stylam Industries Ltd. | 1.31% | 1.31% | 0.00% |
| Swan Corp Ltd. | 0.56% | 0.56% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹12,985 Cr | 2.05% | 11.5% | 10.6% | 16.1% |
 Bandhan Large & Mid Cap Fund | ₹20,650 Cr | 2.25% | 5.6% | 7.9% | 14.9% |
 Motilal Oswal Large and Midcap Fund | ₹19,832 Cr | 1.79% | 13.3% | 12.3% | 18.5% |
 Invesco India Large & Mid Cap Fund | ₹12,439 Cr | 1.85% | 20.3% | 14.9% | 18.9% |
 UTI Large & Mid Cap Fund | ₹6,220 Cr | 1.96% | 4.1% | 6.7% | 13.1% |
 HSBC Large and Mid Cap Fund | ₹5,784 Cr | 2.40% | 14.4% | 11.2% | 15.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims at income and long-term capital appreciation by investing through a diversified portfolio of predominantly large cap and mid cap equity and equity-related securities including equity derivatives.
Fund managers
- Nitin GosarMr. Gosar holds a Masterâs degree in Finance from ICFAI.Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months5.77% absolute | ₹60,000 | ₹63,462 | 5.77% | |
| 1 year6.30% annualised | ₹1,20,000 | ₹1,24,175 | 3.48% | |
| 3 years13.33% annualised | ₹3,60,000 | ₹4,44,545 | 23.48% | |
| 5 years10.52% annualised | ₹6,00,000 | ₹7,91,988 | 32.00% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bank of India Large & Mid Cap Fund?
The NAV of Bank of India Large & Mid Cap Fund is ₹95.26 as on 9 Nov 2026.
What is the expense ratio of Bank of India Large & Mid Cap Fund?
The expense ratio of Bank of India Large & Mid Cap Fund is 2.79% per year.
What is the minimum SIP amount for Bank of India Large & Mid Cap Fund?
You can start a SIP in Bank of India Large & Mid Cap Fund with ₹3,000 a month.
What returns has Bank of India Large & Mid Cap Fund given?
Bank of India Large & Mid Cap Fund has returned 10.8% over 1 year, 7.7% over 3 years and 11.9% over 5 years (annualised).
Is there a lock-in or exit load on Bank of India Large & Mid Cap Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months..
How risky is Bank of India Large & Mid Cap Fund?
Bank of India Large & Mid Cap Fund is rated Very High on the SEBI riskometer and belongs to the Large & MidCap category.
Which fund house manages Bank of India Large & Mid Cap Fund?
Bank of India Large & Mid Cap Fund is managed by Bank of India Mutual Fund, which runs 23 schemes with ₹17,978 Cr under management.