Bank of India Large & Mid Cap Fund
Large & MidCapVery HighOPEN-ENDED
- NAV as on 15 Oct 2026
- ₹88.98+0.28%1 day
- Return since launch
- 13.2%
- 52-week range
- ₹81.98 — ₹94.64
- AUM
- ₹506 Cr
Bank of India Large & Mid Cap Fund is a Large & MidCap equity fund from Bank of India Mutual Fund with ₹506 Cr under management, launched in 2008. Over three years it has returned 3.5% a year, against 11.6% for its category. The expense ratio is 2.80% and the SEBI riskometer reading is Very High.
Performance
Bank of India Large & Mid Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.1% against -5.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -2.3% | +0.5 pts | -2.8% | -5.3% |
| 2Y | 1.8% | +0.9 pts | 0.9% | -1.4% |
| 3Y | 3.5% | −8.1 pts | 11.6% | 2.1% |
| 5Y | 9.5% | −0.1 pts | 9.5% | 8.8% |
| 7Y | 12.8% | −0.9 pts | 13.7% | 12.8% |
| 10Y | 12.4% | −0.5 pts | 12.9% | 12.7% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -2.5% | −0.4 pts | -2.1% | -1.9% |
| 3M | -3.9% | +0.1 pts | -4.0% | -4.1% |
| 6M | -0.4% | −1.2 pts | 0.7% | -0.4% |
| 1Y | 0.1% | +2.9 pts | -2.8% | -5.7% |
| 2Y | -1.1% | +0.3 pts | -1.5% | -2.6% |
| 3Y | 10.9% | −0.7 pts | 11.6% | 10.1% |
| 5Y | 8.7% | −0.8 pts | 9.5% | 8.6% |
| 7Y | 14.8% | −1.0 pts | 15.8% | 15.0% |
| 10Y | 11.6% | −1.3 pts | 12.9% | 12.2% |
Since launch (4 Sep 2008): 13.2%
Calendar-year returns
Category average17.5%
33.8%
1.9%
29.3%
16.5%
6.8%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.8% | +1.4 pts | 5.4% |
| 2024 | 16.5% | −8.5 pts | 25.0% |
| 2023 | 29.3% | −2.1 pts | 31.4% |
| 2022 | 1.9% | −1.1 pts | 3.0% |
| 2021 | 33.8% | −5.3 pts | 39.1% |
| 2020 | 17.5% | −0.1 pts | 17.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.79%
Expense ratio as on 9 Oct 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.09%
- Brokerage
- 0.10%
- Transaction charges
- 0.01%
- Statutory levies
- 0.59%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 250 Large MidCap TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 2.25 | 7.48 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.01 | 1.05 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.38 | 0.63 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.53 | 0.82 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 16.18 | 18.07 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Bank of India Large & Mid Cap Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity96.9%
- Debt0.0%
- Other3.0%
Market cap split
- Large42.7%
- Mid41.1%
- Small16.2%
- P/E
- 23.82
- P/B
- 3.33
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 7.46% | ₹39.46 Cr | +5.58% | +5.31% | +6.36% |
| Reliance Industries Ltd. | Energy | 6.29% | ₹33.30 Cr | +6.10% | +6.18% | +5.28% |
| Dixon Technologies (India) Ltd. | Capital Goods | 4.44% | ₹23.48 Cr | +2.80% | — | — |
| FSN E-Commerce Ventures Ltd. | Services | 4.25% | ₹22.51 Cr | +3.57% | +3.75% | +3.39% |
| Kotak Mahindra Bank Ltd. | Financial | 3.69% | ₹19.53 Cr | +3.79% | +4.24% | +3.00% |
| Aurobindo Pharma Ltd. | Healthcare | 3.59% | ₹19.01 Cr | +3.41% | +2.46% | +1.51% |
| Larsen & Toubro Ltd. | Construction | 3.46% | ₹18.33 Cr | +3.91% | +4.81% | +3.28% |
| State Bank of India | Financial | 3.34% | ₹17.69 Cr | +2.67% | +3.06% | +2.58% |
| PB Fintech Ltd. | Services | 3.17% | ₹16.75 Cr | +3.22% | +2.53% | +3.38% |
| Others | Others | 3.05% | ₹16.15 Cr | -0.06% | -0.14% | -0.02% |
| Petronet LNG Ltd. | Energy | 2.99% | ₹15.82 Cr | +2.68% | +2.66% | — |
| Entero Healthcare Solutions Ltd. | Healthcare | 2.95% | ₹15.60 Cr | +1.18% | — | — |
| Bank of Maharashtra | Financial | 2.69% | ₹14.24 Cr | +2.22% | +1.73% | — |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 2.44% | ₹12.93 Cr | +2.42% | +2.10% | +2.30% |
| Tata Consultancy Services Ltd. | Technology | 2.23% | ₹11.81 Cr | +2.45% | +2.97% | +2.75% |
| Tips Industries Ltd. | Services | 2.21% | ₹11.69 Cr | +2.28% | +1.74% | +2.09% |
| Eris Lifesciences Ltd. | Healthcare | 2.17% | ₹11.47 Cr | +2.15% | +2.17% | +2.97% |
| ITC Ltd. | Consumer Staples | 2.15% | ₹11.38 Cr | +1.62% | — | — |
| company:773 | Services | 2.05% | ₹10.86 Cr | — | — | — |
| Shriram Finance Ltd | Financial | 1.97% | ₹10.43 Cr | +1.45% | +0.85% | +1.55% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 1.76% | ₹9.30 Cr | +1.52% | — | — |
| Bharti Airtel Ltd. | Communication | 1.72% | ₹9.13 Cr | +1.95% | — | +0.98% |
| Steel Authority Of India Ltd. | Metals & Mining | 1.70% | ₹8.98 Cr | +0.67% | — | — |
| Abbott India Ltd. | Healthcare | 1.68% | ₹8.88 Cr | +1.95% | +1.74% | — |
| One97 Communications Ltd. | Services | 1.47% | ₹7.78 Cr | — | — | — |
| Mankind Pharma Ltd. | Healthcare | 1.39% | ₹7.36 Cr | — | — | — |
| MRF Ltd. | Automobile | 1.38% | ₹7.30 Cr | +1.01% | +0.91% | — |
| NTPC Ltd. | Energy | 1.37% | ₹7.23 Cr | +1.81% | +1.51% | +2.38% |
| Aditya Vision Ltd. | Services | 1.36% | ₹7.18 Cr | +1.80% | +1.18% | +0.90% |
| SBI Life Insurance Company Ltd. | Insurance | 1.35% | ₹7.15 Cr | — | — | — |
| Stylam Industries Ltd. | Materials | 1.31% | ₹6.93 Cr | +1.50% | +1.23% | — |
| Quality Power Electrical Equipments Ltd. | Capital Goods | 1.22% | ₹6.44 Cr | +1.01% | — | — |
| Godfrey Phillips India Ltd. | Consumer Staples | 1.21% | ₹6.41 Cr | +1.14% | +0.22% | — |
| Britannia Industries Ltd. | Consumer Staples | 1.09% | ₹5.76 Cr | — | — | — |
| Lloyds Metals & Energy Ltd. | Metals & Mining | 1.08% | ₹5.72 Cr | +3.05% | +2.93% | +3.22% |
| CreditAccess Grameen Ltd. | Financial | 1.04% | ₹5.51 Cr | +1.11% | — | — |
| Endurance Technologies Ltd. | Automobile | 1.02% | ₹5.40 Cr | +1.56% | — | — |
| ICICI Bank Ltd. | Financial | 0.98% | ₹5.18 Cr | +0.95% | +1.08% | +1.22% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.97% | ₹5.14 Cr | +1.54% | +1.51% | +2.46% |
| Maruti Suzuki India Ltd. | Automobile | 0.95% | ₹5.01 Cr | — | — | — |
| Jindal Stainless Ltd. | Metals & Mining | 0.93% | ₹4.92 Cr | +1.43% | +1.68% | +2.39% |
| Bayer CropScience Ltd. | Chemicals | 0.91% | ₹4.80 Cr | +1.15% | +1.24% | +1.55% |
| United Spirits Ltd. | Consumer Staples | 0.84% | ₹4.47 Cr | +0.81% | +0.91% | — |
| Bharat Dynamics Ltd. | Capital Goods | 0.80% | ₹4.21 Cr | +0.84% | +1.06% | — |
| Sky Gold And Diamonds Ltd. | Consumer Discretionary | 0.76% | ₹4.04 Cr | +1.25% | +0.90% | +1.00% |
| Bharti Hexacom Ltd. | Communication | 0.72% | ₹3.79 Cr | +0.78% | +0.87% | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.66% | ₹3.48 Cr | +1.49% | +1.30% | +1.01% |
| Swan Corp Ltd. | Construction | 0.56% | ₹2.95 Cr | +0.70% | +0.84% | +1.04% |
| Senco Gold Ltd. | Consumer Discretionary | 0.52% | ₹2.77 Cr | +0.73% | +0.85% | +1.41% |
| Acutaas Chemicals Ltd. | Healthcare | 0.48% | ₹2.52 Cr | +1.33% | +0.95% | +1.42% |
| Cemindia Projects Ltd. | Construction | 0.17% | ₹0.88 Cr | — | — | — |
| Reserve Bank of India | Financial | 0.01% | ₹0.05 Cr | +0.01% | +0.01% | +0.11% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:773 | 0.00% | 2.05% | +2.05% |
| One97 Communications Ltd. | 0.48% | 1.47% | +0.99% |
| Hero Motocorp Ltd. | 0.95% | 0.00% | -0.95% |
| Entero Healthcare Solutions Ltd. | 2.09% | 2.95% | +0.86% |
| Steel Authority Of India Ltd. | 1.02% | 1.70% | +0.68% |
| HDFC Bank Ltd. | 8.11% | 7.46% | -0.65% |
| Endurance Technologies Ltd. | 1.59% | 1.02% | -0.57% |
| PB Fintech Ltd. | 2.79% | 3.17% | +0.38% |
| Acutaas Chemicals Ltd. | 0.11% | 0.48% | +0.37% |
| Stylam Industries Ltd. | 1.65% | 1.31% | -0.34% |
| ITC Ltd. | 2.44% | 2.15% | -0.29% |
| Bank of Maharashtra | 2.43% | 2.69% | +0.26% |
| Shriram Finance Ltd | 1.73% | 1.97% | +0.24% |
| Quality Power Electrical Equipments Ltd. | 0.99% | 1.22% | +0.23% |
| Bharti Airtel Ltd. | 1.93% | 1.72% | -0.21% |
| CreditAccess Grameen Ltd. | 1.25% | 1.04% | -0.21% |
| Lloyds Metals & Energy Ltd. | 1.27% | 1.08% | -0.19% |
| Abbott India Ltd. | 1.86% | 1.68% | -0.18% |
| Others | 0.07% | -0.10% | -0.17% |
| Eris Lifesciences Ltd. | 2.33% | 2.17% | -0.16% |
| SBI Life Insurance Company Ltd. | 1.51% | 1.35% | -0.16% |
| Kotak Mahindra Bank Ltd. | 3.54% | 3.69% | +0.15% |
| Tips Industries Ltd. | 2.36% | 2.21% | -0.15% |
| Vedanta Aluminium Metal Ltd. | 1.89% | 1.76% | -0.13% |
| Aditya Vision Ltd. | 1.48% | 1.36% | -0.12% |
| NTPC Ltd. | 1.49% | 1.37% | -0.12% |
| Dixon Technologies (India) Ltd. | 4.33% | 4.44% | +0.11% |
| Petronet LNG Ltd. | 2.88% | 2.99% | +0.11% |
| Aurobindo Pharma Ltd. | 3.48% | 3.59% | +0.11% |
| Bayer CropScience Ltd. | 1.00% | 0.91% | -0.09% |
| Maruti Suzuki India Ltd. | 1.03% | 0.95% | -0.08% |
| Cemindia Projects Ltd. | 0.09% | 0.17% | +0.08% |
| FSN E-Commerce Ventures Ltd. | 4.18% | 4.25% | +0.07% |
| Mankind Pharma Ltd. | 1.46% | 1.39% | -0.07% |
| Jindal Stainless Ltd. | 1.00% | 0.93% | -0.07% |
| Britannia Industries Ltd. | 1.16% | 1.09% | -0.07% |
| Dr. Reddy's Laboratories Ltd. | 2.50% | 2.44% | -0.06% |
| Godfrey Phillips India Ltd. | 1.27% | 1.21% | -0.06% |
| Adani Ports and Special Economic Zone Ltd. | 0.72% | 0.66% | -0.06% |
| Sky Gold And Diamonds Ltd. | 0.82% | 0.76% | -0.06% |
| Bharti Hexacom Ltd. | 0.77% | 0.72% | -0.05% |
| United Spirits Ltd. | 0.89% | 0.84% | -0.05% |
| Reliance Industries Ltd. | 6.34% | 6.29% | -0.05% |
| Apollo Hospitals Enterprise Ltd. | 1.01% | 0.97% | -0.04% |
| Senco Gold Ltd. | 0.56% | 0.52% | -0.04% |
| Tata Consultancy Services Ltd. | 2.27% | 2.23% | -0.04% |
| Swan Corp Ltd. | 0.60% | 0.56% | -0.04% |
| MRF Ltd. | 1.41% | 1.38% | -0.03% |
| ICICI Bank Ltd. | 1.00% | 0.98% | -0.02% |
| Larsen & Toubro Ltd. | 3.48% | 3.46% | -0.02% |
| Bharat Dynamics Ltd. | 0.81% | 0.80% | -0.01% |
| Reserve Bank of India | 0.01% | 0.01% | 0.00% |
| State Bank of India | 3.34% | 3.34% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹14,976 Cr | 2.04% | 3.9% | 8.4% | 14.5% |
 Bandhan Large & Mid Cap Fund | ₹20,650 Cr | 2.27% | -1.9% | 6.0% | 13.8% |
 Motilal Oswal Large and Midcap Fund | ₹19,832 Cr | 1.79% | 9.7% | 11.4% | 17.9% |
 Axis Large & Mid Cap Fund | ₹16,438 Cr | 1.87% | 1.6% | 6.1% | 11.0% |
 Invesco India Large & Mid Cap Fund | ₹12,178 Cr | 1.86% | 5.0% | 10.4% | 16.2% |
 HSBC Large and Mid Cap Fund | ₹5,784 Cr | 2.42% | 5.2% | 8.3% | 13.4% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims at income and long-term capital appreciation by investing through a diversified portfolio of predominantly large cap and mid cap equity and equity-related securities including equity derivatives.
Fund managers
- Nitin GosarMr. Gosar holds a Masterâs degree in Finance from ICFAI.Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months−0.44% absolute | ₹60,000 | ₹59,736 | −0.44% | |
| 1 year0.10% annualised | ₹1,20,000 | ₹1,20,065 | 0.05% | |
| 3 years10.93% annualised | ₹3,60,000 | ₹4,27,638 | 18.79% | |
| 5 years8.72% annualised | ₹6,00,000 | ₹7,54,165 | 25.69% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bank of India Large & Mid Cap Fund?
The NAV of Bank of India Large & Mid Cap Fund is ₹88.98 as on 15 Oct 2026.
What is the expense ratio of Bank of India Large & Mid Cap Fund?
The expense ratio of Bank of India Large & Mid Cap Fund is 2.80% per year.
What is the minimum SIP amount for Bank of India Large & Mid Cap Fund?
You can start a SIP in Bank of India Large & Mid Cap Fund with ₹3,000 a month.
What returns has Bank of India Large & Mid Cap Fund given?
Bank of India Large & Mid Cap Fund has returned -2.3% over 1 year, 3.5% over 3 years and 9.5% over 5 years (annualised).
Is there a lock-in or exit load on Bank of India Large & Mid Cap Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months..
How risky is Bank of India Large & Mid Cap Fund?
Bank of India Large & Mid Cap Fund is rated Very High on the SEBI riskometer and belongs to the Large & MidCap category.
Which fund house manages Bank of India Large & Mid Cap Fund?
Bank of India Large & Mid Cap Fund is managed by Bank of India Mutual Fund, which runs 23 schemes with ₹17,978 Cr under management.