Bank of India Large Cap Fund
Large CapVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹16.54+0.43%1 day
- Return since launch
- 10.1%
- 52-week range
- ₹14.73 — ₹17.02
- AUM
- ₹231 Cr
Bank of India Large Cap Fund is a Large Cap equity fund from Bank of India Mutual Fund with ₹231 Cr under management, launched in 2021. Over three years it has returned 4.8% a year, against 8.8% for its category. The expense ratio is 2.77% and the SEBI riskometer reading is Very High.
Performance
Bank of India Large Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +4.4% against -2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 2.2% | +4.2 pts | -2.0% | -5.8% |
| 2Y | 3.9% | +5.0 pts | -1.1% | -1.9% |
| 3Y | 4.8% | −3.9 pts | 8.8% | 1.7% |
| 5Y | 9.6% | +2.3 pts | 7.3% | 7.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -2.6% | +1.4 pts | -4.0% | -4.1% |
| 3M | -0.1% | +1.3 pts | -1.5% | -1.8% |
| 6M | 9.6% | +3.7 pts | 5.9% | 5.1% |
| 1Y | 4.4% | +6.4 pts | -2.0% | -2.7% |
| 2Y | -1.7% | +2.2 pts | -3.9% | -4.1% |
| 3Y | 11.4% | +2.7 pts | 8.8% | 8.5% |
| 5Y | 7.9% | +0.6 pts | 7.3% | 7.2% |
Since launch (8 Jun 2021): 10.1%
Calendar-year returns
Category average-3.0%
29.8%
13.0%
6.0%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.0% | −2.4 pts | 8.5% |
| 2024 | 13.0% | −3.4 pts | 16.3% |
| 2023 | 29.8% | +4.5 pts | 25.3% |
| 2022 | -3.0% | −6.1 pts | 3.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.75%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.09%
- Transaction charges
- 0.01%
- Statutory levies
- 0.55%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 100 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 2.21 | 2.72 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.06 | 1.03 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.50 | 0.54 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.63 | 0.71 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 16.04 | 15.38 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Bank of India Large Cap Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity97.8%
- Debt0.0%
- Other2.1%
Market cap split
- Large82.0%
- Mid4.3%
- Small13.7%
- P/E
- 21.68
- P/B
- 3.18
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 7.04% | ₹16.27 Cr | +6.27% | +7.53% | +8.30% |
| ICICI Bank Ltd. | Financial | 6.23% | ₹14.39 Cr | +4.86% | +4.85% | +5.03% |
| State Bank of India | Financial | 4.97% | ₹11.49 Cr | +4.90% | +5.30% | +4.91% |
| Adani Ports and Special Economic Zone Ltd. | Services | 3.94% | ₹9.11 Cr | +4.32% | +3.67% | +3.02% |
| Reliance Industries Ltd. | Energy | 3.37% | ₹7.79 Cr | +3.78% | +3.62% | +3.73% |
| ICICI Prudential Asset Management Company Ltd. | Financial | 3.36% | ₹7.77 Cr | +4.21% | +1.54% | — |
| Tech Mahindra Ltd. | Technology | 3.18% | ₹7.34 Cr | +2.15% | +3.64% | +2.32% |
| Shriram Finance Ltd | Financial | 3.12% | ₹7.21 Cr | +1.06% | +2.86% | +3.02% |
| Quality Power Electrical Equipments Ltd. | Capital Goods | 3.08% | ₹7.11 Cr | +2.47% | +1.80% | +1.73% |
| Larsen & Toubro Ltd. | Construction | 2.54% | ₹5.87 Cr | +1.91% | +2.02% | +1.41% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 2.52% | ₹5.83 Cr | +2.01% | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 2.32% | ₹5.35 Cr | +1.84% | — | — |
| Bank Of Baroda | Financial | 2.31% | ₹5.33 Cr | +1.89% | +2.28% | +0.87% |
| Samvardhana Motherson International Ltd. | Automobile | 2.18% | ₹5.04 Cr | +1.03% | — | — |
| Others | Others | 2.14% | ₹4.97 Cr | +3.80% | +0.24% | +1.00% |
| Axis Bank Ltd. | Financial | 2.07% | ₹4.78 Cr | +2.22% | +1.80% | — |
| Coforge Ltd. | Technology | 1.98% | ₹4.57 Cr | +1.22% | +1.02% | +2.83% |
| Titan Company Ltd. | Consumer Discretionary | 1.90% | ₹4.39 Cr | +1.25% | +2.06% | +2.18% |
| Bharat Electronics Ltd. | Capital Goods | 1.79% | ₹4.14 Cr | +1.93% | +2.10% | +1.85% |
| Tata Motors Ltd. | Automobile | 1.79% | ₹4.13 Cr | +0.51% | +1.87% | — |
| Bharti Airtel Ltd. | Communication | 1.73% | ₹3.99 Cr | +1.89% | +2.31% | +2.46% |
| Ultratech Cement Ltd. | Materials | 1.73% | ₹4.01 Cr | — | — | — |
| Hindustan Aeronautics Ltd. | Capital Goods | 1.72% | ₹3.99 Cr | +1.68% | +1.53% | +2.38% |
| Solar Industries India Ltd. | Chemicals | 1.63% | ₹3.76 Cr | +1.56% | +0.51% | — |
| Bajaj Auto Ltd. | Automobile | 1.61% | ₹3.71 Cr | +1.28% | +1.23% | — |
| Asian Paints Ltd. | Materials | 1.60% | ₹3.69 Cr | — | — | — |
| Tata Steel Ltd. | Metals & Mining | 1.52% | ₹3.50 Cr | +2.53% | +2.60% | +2.36% |
| JSW Steel Ltd. | Metals & Mining | 1.51% | ₹3.49 Cr | +1.90% | +1.72% | +1.75% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1.46% | ₹3.38 Cr | +3.01% | +2.40% | — |
| CreditAccess Grameen Ltd. | Financial | 1.46% | ₹3.37 Cr | +1.50% | — | +2.10% |
| HDFC Asset Management Company Ltd. | Financial | 1.44% | ₹3.33 Cr | +1.33% | +1.02% | — |
| Britannia Industries Ltd. | Consumer Staples | 1.40% | ₹3.23 Cr | +1.44% | +2.01% | — |
| Power Grid Corporation Of India Ltd. | Energy | 1.30% | ₹3.00 Cr | +1.55% | +1.51% | +1.42% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.24% | ₹2.87 Cr | +1.47% | +0.99% | — |
| Balrampur Chini Mills Ltd. | Consumer Staples | 1.20% | ₹2.77 Cr | +0.83% | +0.39% | +0.47% |
| Mankind Pharma Ltd. | Healthcare | 1.15% | ₹2.66 Cr | +0.94% | — | — |
| ITC Ltd. | Consumer Staples | 1.11% | ₹2.56 Cr | +1.75% | +1.93% | +3.07% |
| Lalithaa Jewellery Mart Ltd. | Consumer Discretionary | 1.11% | ₹2.56 Cr | — | — | — |
| TD Power Systems Ltd. | Capital Goods | 1.11% | ₹2.56 Cr | +1.33% | +0.92% | +1.26% |
| Adani Power Ltd. | Energy | 1.10% | ₹2.53 Cr | +1.14% | — | — |
| Mazagon Dock Shipbuilders Ltd. | Capital Goods | 1.07% | ₹2.48 Cr | +1.15% | — | — |
| Canara Bank | Financial | 0.96% | ₹2.22 Cr | +0.09% | +0.67% | — |
| Stylam Industries Ltd. | Materials | 0.96% | ₹2.21 Cr | +1.39% | +0.79% | — |
| OnEMI Technology Solutions Ltd. | Financial | 0.93% | ₹2.16 Cr | +0.90% | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 0.92% | ₹2.12 Cr | +1.21% | +1.36% | +1.18% |
| Sky Gold And Diamonds Ltd. | Consumer Discretionary | 0.89% | ₹2.06 Cr | +2.07% | +1.44% | +1.34% |
| TVS Srichakra Ltd. | Automobile | 0.72% | ₹1.66 Cr | +0.55% | +0.56% | — |
| BSE Ltd. | Services | 0.71% | ₹1.64 Cr | +0.97% | — | — |
| Cemindia Projects Ltd. | Construction | 0.66% | ₹1.53 Cr | — | — | — |
| Vedanta Ltd. | Metals & Mining | 0.65% | ₹1.51 Cr | +1.88% | +2.00% | +2.84% |
| Entero Healthcare Solutions Ltd. | Healthcare | 0.64% | ₹1.48 Cr | — | — | — |
| Triveni Engineering & Industries Ltd. | Consumer Staples | 0.63% | ₹1.45 Cr | — | — | — |
| Pidilite Industries Ltd. | Chemicals | 0.26% | ₹0.59 Cr | +0.24% | +0.25% | +0.69% |
| Reserve Bank of India | Financial | 0.02% | ₹0.05 Cr | +0.02% | +0.02% | +0.02% |
| Vedanta Iron And Steel Ltd. | Metals & Mining | 0.02% | ₹0.05 Cr | +0.09% | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Power Finance Corporation Ltd. | 1.41% | 0.00% | -1.41% |
| Lalithaa Jewellery Mart Ltd. | 0.00% | 1.11% | +1.11% |
| NTPC Ltd. | 0.98% | 0.00% | -0.98% |
| Larsen & Toubro Ltd. | 1.77% | 2.54% | +0.77% |
| Bank Of Baroda | 1.63% | 2.31% | +0.68% |
| Tata Steel Ltd. | 2.20% | 1.52% | -0.68% |
| Tata Motors Ltd. | 1.11% | 1.79% | +0.68% |
| HDFC Bank Ltd. | 7.70% | 7.04% | -0.66% |
| Vedanta Ltd. | 0.00% | 0.65% | +0.65% |
| Entero Healthcare Solutions Ltd. | 0.00% | 0.64% | +0.64% |
| Triveni Engineering & Industries Ltd. | 0.00% | 0.63% | +0.63% |
| Stylam Industries Ltd. | 1.58% | 0.96% | -0.62% |
| Quality Power Electrical Equipments Ltd. | 2.51% | 3.08% | +0.57% |
| Adani Ports and Special Economic Zone Ltd. | 4.35% | 3.94% | -0.41% |
| Shriram Finance Ltd | 2.81% | 3.12% | +0.31% |
| CreditAccess Grameen Ltd. | 1.76% | 1.46% | -0.30% |
| Others | -0.04% | 0.26% | +0.30% |
| SBI Life Insurance Company Ltd. | 1.19% | 0.92% | -0.27% |
| Bharti Airtel Ltd. | 1.94% | 1.73% | -0.21% |
| Coforge Ltd. | 1.77% | 1.98% | +0.21% |
| Reliance Industries Ltd. | 3.58% | 3.37% | -0.21% |
| Vedanta Aluminium Metal Ltd. | 2.73% | 2.52% | -0.21% |
| Samvardhana Motherson International Ltd. | 1.99% | 2.18% | +0.19% |
| TVS Srichakra Ltd. | 0.53% | 0.72% | +0.19% |
| ICICI Prudential Asset Management Company Ltd. | 3.54% | 3.36% | -0.18% |
| Mahindra & Mahindra Ltd. | 2.48% | 2.32% | -0.16% |
| Tech Mahindra Ltd. | 3.34% | 3.18% | -0.16% |
| Adani Power Ltd. | 0.95% | 1.10% | +0.15% |
| Sky Gold And Diamonds Ltd. | 0.74% | 0.89% | +0.15% |
| Balrampur Chini Mills Ltd. | 1.05% | 1.20% | +0.15% |
| ITC Ltd. | 1.26% | 1.11% | -0.15% |
| Power Grid Corporation Of India Ltd. | 1.45% | 1.30% | -0.15% |
| Ultratech Cement Ltd. | 1.87% | 1.73% | -0.14% |
| Hindustan Unilever Ltd. | 1.38% | 1.24% | -0.14% |
| Titan Company Ltd. | 1.77% | 1.90% | +0.13% |
| ICICI Bank Ltd. | 6.11% | 6.23% | +0.12% |
| Solar Industries India Ltd. | 1.75% | 1.63% | -0.12% |
| BSE Ltd. | 0.82% | 0.71% | -0.11% |
| Cemindia Projects Ltd. | 0.77% | 0.66% | -0.11% |
| Asian Paints Ltd. | 1.71% | 1.60% | -0.11% |
| Apollo Hospitals Enterprise Ltd. | 1.53% | 1.46% | -0.07% |
| Mankind Pharma Ltd. | 1.22% | 1.15% | -0.07% |
| OnEMI Technology Solutions Ltd. | 1.00% | 0.93% | -0.07% |
| Bharat Electronics Ltd. | 1.74% | 1.79% | +0.05% |
| HDFC Asset Management Company Ltd. | 1.49% | 1.44% | -0.05% |
| Axis Bank Ltd. | 2.03% | 2.07% | +0.04% |
| Bajaj Auto Ltd. | 1.58% | 1.61% | +0.03% |
| Britannia Industries Ltd. | 1.43% | 1.40% | -0.03% |
| State Bank of India | 4.99% | 4.97% | -0.02% |
| Canara Bank | 0.98% | 0.96% | -0.02% |
| TD Power Systems Ltd. | 1.09% | 1.11% | +0.02% |
| Hindustan Aeronautics Ltd. | 1.73% | 1.72% | -0.01% |
| JSW Steel Ltd. | 1.52% | 1.51% | -0.01% |
| Pidilite Industries Ltd. | 0.25% | 0.26% | +0.01% |
| Mazagon Dock Shipbuilders Ltd. | 1.07% | 1.07% | 0.00% |
| Reserve Bank of India | 0.02% | 0.02% | 0.00% |
| Vedanta Iron And Steel Ltd. | 0.02% | 0.02% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,282 Cr | 2.45% | 0.3% | 4.7% | 9.8% |
 Quant Large Cap Fund | ₹3,651 Cr | 2.93% | 6.0% | 5.4% | — |
 Bandhan Large Cap Fund | ₹2,180 Cr | 2.20% | -2.8% | 4.0% | 9.1% |
 Invesco India Large Cap Fund | ₹2,021 Cr | 2.19% | 2.4% | 6.0% | 10.5% |
 WhiteOak Capital Large Cap Fund | ₹1,276 Cr | 2.48% | -4.3% | 3.6% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide investors with the opportunities long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies.
Fund managers
- Alok SinghMr. Singh is a CFA and PGDBA from ICFAI Business School.Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
- Nilesh JethaniMr. Jethani has done Bachelor of Financial Markets from HR College and Postgraduate Program in Global Financial Markets from BSE Institute Ltd.Prior to joining Bank of India Mutual Fund, he has worked with HDFC Securities, HDFC Bank, and ASK Investment Managers
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months9.61% absolute | ₹60,000 | ₹65,766 | 9.61% | |
| 1 year4.42% annualised | ₹1,20,000 | ₹1,22,912 | 2.43% | |
| 3 years11.44% annualised | ₹3,60,000 | ₹4,31,164 | 19.77% | |
| 5 years7.86% annualised | ₹6,00,000 | ₹7,36,889 | 22.81% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bank of India Large Cap Fund?
The NAV of Bank of India Large Cap Fund is ₹16.54 as on 25 Sep 2026.
What is the expense ratio of Bank of India Large Cap Fund?
The expense ratio of Bank of India Large Cap Fund is 2.77% per year.
What is the minimum SIP amount for Bank of India Large Cap Fund?
You can start a SIP in Bank of India Large Cap Fund with ₹3,000 a month.
What returns has Bank of India Large Cap Fund given?
Bank of India Large Cap Fund has returned 2.2% over 1 year, 4.8% over 3 years and 9.6% over 5 years (annualised).
Is there a lock-in or exit load on Bank of India Large Cap Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months..
How risky is Bank of India Large Cap Fund?
Bank of India Large Cap Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap category.
Which fund house manages Bank of India Large Cap Fund?
Bank of India Large Cap Fund is managed by Bank of India Mutual Fund, which runs 23 schemes with ₹15,446 Cr under management.